{"filings":[{"id":582358,"accession_number":"0001437749-26-018092","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-05-21T20:19:41+00:00","items":["5.05","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares amends Code of Ethics; gifts threshold raised to $100","event_type":"other","confidence":"high","bullets":["Board approved amended Code of Ethics shifting to concise, principle-based format with compliance focus.","Nominal value threshold for gifts increased from $50 to $100; simplified standards.","New anti-retaliation protections for good-faith reporting; annual acknowledgment required.","Expanded policies on data protection, insider trading, and external employment disclosure.","Removed prescriptive detail; replaced with principles and management oversight."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":528316,"accession_number":"0001437749-26-017800","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-05-19T20:46:00+00:00","items":["8.01","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares declares $0.36 quarterly dividend, up 5.9%","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.36 per share, payable June 18, 2026 to holders of record June 2, 2026.","Represents a 5.9% increase over the previous quarterly dividend paid in December.","Annualized payout ratio is approximately 33%.","Dividend declared by Board on May 18, 2026 and announced via press release on May 19, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94785,"accession_number":"0001437749-26-014235","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Shareholders elect two directors, approve say-on-pay and auditor ratification at annual meeting","event_type":"other_material","confidence":"high","bullets":["Class IV directors Robert G. Pollokoff and Teresa L. Smack elected with 1,692,169 and 1,699,759 votes for, respectively.","Non-binding advisory resolution on 2025 executive compensation approved with 1,741,137 for, 18,822 against.","Ratification of Yount, Hyde & Barbour, P.C. as independent auditor for 2026 approved with 2,021,935 for, none against.","Broker non-votes of 238,737 reported for director elections and say-on-pay; auditor ratification had none.","Meeting held April 28, 2026; all three proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94784,"accession_number":"0001437749-26-013896","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares amends equity plan, adds 200K shares for issuance","event_type":"other_material","confidence":"high","bullets":["Board amended 2023 Equity Compensation Plan on April 28, 2026 to authorize 200,000 additional shares.","Total shares authorized under the plan increased from 30,000 to 230,000.","Amended plan retains same terms; company will file Form S-8 to register the additional shares.","No changes to leadership, financial results, or other material items in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":94783,"accession_number":"0001437749-26-013241","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares reports Q1 2026 EPS $0.56, net income up 57% YoY","event_type":"earnings","confidence":"high","bullets":["Net income $1.8M ($0.56/share) for Q1 2026, up 57% from $1.2M ($0.37) in Q1 2025.","Net interest income $6.8M, up 23% YoY due to higher yields and higher average earning assets.","No provision for credit losses; zero non-accrual loans at March 31, 2026.","Total assets $863.4M; deposits decreased $9.2M to $711.3M due to repayment of brokered CDs.","Book value per share $20.43, tangible equity $59.1M; CEO expresses confidence for 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107401,"accession_number":"0001437749-26-002410","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares FY2025 net income $5.8M, EPS $1.81, up 35% YoY","event_type":"earnings","confidence":"high","bullets":["Net income $5.8M ($1.81/share) for 2025 vs $4.3M ($1.37/share) in 2024, a 35% increase.","Q4 2025 net income $1.7M ($0.53/share) vs $0.9M ($0.27/share) in Q4 2024.","Net interest margin widened to 3.01% from 2.68%; loan portfolio grew 9% to $633.1M.","Zero non-accrual loans; asset quality remains strong.","Issued $12.5M subordinated debt in Sept 2025 to repay term loan and boost capital."],"consensus_eps_estimate":null,"consensus_eps_actual":1.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123752,"accession_number":"0001437749-25-035659","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares declares $0.34/share cash dividend","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.34 per share declared on November 17, 2025.","Payable December 15, 2025 to stockholders of record on December 5, 2025.","Company is parent of Farmers and Merchants Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123751,"accession_number":"0001437749-25-031752","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares Q3 net income $1.7M ($0.53 EPS); 9-month $4.1M ($1.28 EPS)","event_type":"earnings","confidence":"high","bullets":["Net income for 9 months ended Sep 30, 2025: $4.1M vs $3.4M YoY; basic EPS $1.28 vs $1.09.","Q3 2025 net income $1.7M ($0.53 EPS) vs $1.1M ($0.36 EPS) in Q3 2024.","Net interest income increased $2.4M in 9 months; net yield on earning assets widened to 2.98% from 2.67%.","Loans net of allowance grew $39.5M to $622.5M; zero non-accrual loans at Sep 30, 2025.","Issued $12.5M subordinated debt in Sep 2025 to repay term loan and bolster bank capital."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140437,"accession_number":"0001437749-25-029881","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares issues $12.5M of 7.875% Subordinated Notes due 2035","event_type":"debt","confidence":"high","bullets":["Issued $12.5M aggregate principal of 7.875% Fixed-to-Floating Rate Subordinated Notes due Sept 25, 2035.","Net proceeds to repay ~$10M Term Note owed to First Horizon Bank (orig. $17M) plus general corporate purposes.","Fixed rate 7.875% until Sept 2030, then floats at 3-month SOFR + 458 bps; qualifies as Tier 2 capital.","Subordinated, unsecured, not guaranteed by subsidiary bank; redeemable at par after Sept 2030 subject to Fed approval.","Private placement under Rule 506(b); no sinking fund, no conversion, no holder redemption."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140436,"accession_number":"0001437749-25-023317","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares Q2 net income $1.2M, EPS $0.38; NIM expands to 2.92%","event_type":"earnings","confidence":"high","bullets":["Net income for H1 2025: $2.4M ($0.74/share), flat vs H1 2024; Q2 net income $1.2M ($0.38) vs $1.1M ($0.35) in Q2 2024.","Net interest margin widened to 2.92% from 2.70% on higher loan yields; provision of $268k recorded vs $0 in prior year (one loan write-down).","Loans grew $32.5M net in H1 to $615.5M; deposits decreased $9.9M to $748.9M. Tangible equity $53.2M; book value $18.97/share.","CEO cites strong loan growth and moderating funding costs; asset quality remains high with few delinquencies."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140435,"accession_number":"0001437749-25-021743","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares appoints Paul Susie as CFO after Krebs retirement","event_type":"leadership","confidence":"high","bullets":["Mark C. Krebs retired as CFO effective June 30, 2025.","Paul B. Susie appointed Treasurer & CFO effective July 1, 2025; previously SVP Chief Accounting Officer.","Susie's annual base salary set at $210,000; eligible for bonus program.","Susie brings prior CFO experience at Severn Bancorp, First Mariner Bancorp, and others."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158110,"accession_number":"0001437749-25-020785","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["1.01","3.03","9.01"],"status":"ready","headline":"F&M Bancshares extends poison pill expiration to July 29, 2026","event_type":"other_material","confidence":"high","bullets":["First Amendment to Rights Agreement extends final expiration date from July 29, 2025 to July 29, 2026.","Amendment entered with Equiniti Trust Company, LLC as Rights Agent.","Extension is subject to further extension or acceleration per the Rights Agreement.","No other changes made to the poison pill terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158109,"accession_number":"0001437749-25-019884","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares declares $0.34/share dividend, new DRIP registered","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.34 per share declared, payable July 25, 2025 to holders of record July 11.","New 2025 Dividend Reinvestment Plan (DRIP) registered with SEC effective June 6, 2025.","Stockholders may obtain DRIP prospectus free of charge by contacting the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158108,"accession_number":"0001437749-25-018520","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares adopts new DRIP, delays semi-annual dividend until June 2025","event_type":"other_material","confidence":"high","bullets":["Filed S-1 registration statement for new 2025 Dividend Reinvestment Plan to replace exhausted 2017 plan.","Board delays semi-annual cash dividend pending SEC effectiveness of the S-1; anticipates June 2025 declaration.","One-time deviation; company reaffirms intention to continue semi-annual dividend policy going forward.","New DRIP will allow common stock issuance after SEC declares registration effective."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158104,"accession_number":"0001437749-25-015805","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K/A","filed_at":"2025-05-09T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Farmers and Merchants Bancshares amends 8-K to disclose omitted vote details from annual meeting","event_type":"other_material","confidence":"high","bullets":["Steven W. Eline received 1,735,829 votes for election, 80,992 withheld, and 253,032 broker non-votes.","Bruce L. Schindler received 1,718,457 votes for election, 98,364 withheld, and 253,032 broker non-votes.","Ratification of Yount, Hyde & Barbour as auditor passed with 2,069,050 votes for, 0 against, and 803 abstentions.","Amendment corrects omission of abstentions and broker non-votes from the May 2, 2025 Original Report."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158107,"accession_number":"0001437749-25-014544","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Appoints Barry Luciani as EVP and Chief Retail Banking Officer","event_type":"leadership","confidence":"high","bullets":["Appointed as Executive Vice President and Chief Retail Banking Officer effective April 29, 2025.","Annual base salary of $190,000 and eligibility for the Bank's executive bonus program.","Previously served as SVP Director of Retail Banking since October 2020; joined through Carroll Community Bank acquisition.","Mr. Luciani has not served as a public company director in the last five years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158106,"accession_number":"0001437749-25-014331","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-05-02T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Farmers & Merchants Bancshares shareholders elect directors and ratify auditor at annual meeting","event_type":"other","confidence":"high","bullets":["Steven W. Eline elected director with 1,735,829 for, 80,992 withheld.","Bruce L. Schindler elected director with 1,718,457 for, 98,364 withheld.","Yount, Hyde & Barbour, P.C. ratified as auditor with 2,069,050 for, 0 against, 803 abstain.","Annual meeting held April 29, 2025; both proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158105,"accession_number":"0001437749-25-013416","cik":1698022,"company_name":"Farmers & Merchants Bancshares, Inc.","ticker":"FMFG","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","7.01","8.01","5.02","9.01"],"status":"ready","headline":"Farmers & Merchants Bancshares Q1 net income $1.2M ($0.37/share) flat YoY; CFO Krebs to retire, Susie appointed","event_type":"earnings","confidence":"high","bullets":["Net income $1.2M ($0.37 EPS) vs $1.2M ($0.39 EPS) Q1 2024; ROAA 0.57% vs 0.61%.","Net interest income $5.5M, up $321K YoY; avg loans $593.7M, up $59.1M.","Noninterest expense +$386K on occupancy, FDIC premiums, and legal fees for stockholder matters.","CFO Mark Krebs to retire June 30, 2025; Paul B. Susie (SVP-CAO) to be appointed CFO.","Total assets $817.6M (down from $844.6M Dec 2024); book value $18.44 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}