{"filings":[{"id":38521,"accession_number":"0001437749-26-016395","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K/A","filed_at":"2026-05-12T19:23:13+00:00","items":["9.01"],"status":"ready","headline":"Farmers National closes Middlefield merger; pro forma shows $63.5M net income for 9M 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Middlefield shareholders received 2.60 FMNB shares per Middlefield share; total consideration ~$302M based on $13.97/closing price.","Pro forma combined assets of $7.28B, loans $4.84B, deposits $6.02B as of Sept. 30, 2025.","Pro forma 9M 2025 net income $63.5M ($1.09 basic EPS); year ended 2024 net income $50.2M ($0.86 basic EPS).","Estimated goodwill of $116M and core deposit intangible of $23.1M recorded; PCD loan gross-up of $13.3M applied.","Preliminary adjustments include $15.1M non-PCD CECL provision; purchase price could vary 15% (~$257M to $348M)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98410,"accession_number":"0001437749-26-012964","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q1 EPS $0.36 ($0.45 adj); NIM expands to 3.12%; acquires Middlefield","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.3M ($0.36 GAAP EPS); adjusted EPS $0.45 excluding $4.0M acquisition/conversion costs.","Net interest margin improved to 3.12% from 2.85% YoY; expects ~25 bps expansion in Q2 2026.","Closed Middlefield Banc Corp. acquisition on March 2, 2026, adding $1.82B in assets and $1.49B in deposits.","Total assets grew to $7.18B (+37% from Dec 2025); loans $4.75B; deposits $5.92B.","Non-performing loans rose to $59.9M (1.25% of loans) due to acquired portfolio; provision recovery $1.0M."],"consensus_eps_estimate":0.3713,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":80805000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98409,"accession_number":"0001437749-26-012568","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Farmers National Banc Corp. Shareholders Approve 2026 Equity Incentive Plan and Elect Directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved the 2026 Equity Incentive Plan, authorizing 1M shares for equity awards to directors, officers, and employees.","Four Class I directors elected: Bestic, Helmick, Kaback, Moore; each received >19.4M votes for.","Say-on-pay resolution approved with 85.28% of votes in favor.","Appointment of Crowe LLP as auditor for FY 2026 ratified with overwhelming support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113858,"accession_number":"0001437749-26-008505","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-03-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National Bank appoints Todd Simko as Chief Banking Officer effective March 16, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Todd Simko named Senior EVP, Chief Banking Officer; brings 25+ years of banking leadership experience.","Simko previously served as CBO, CRO, and COO at Main Street Bank, driving earnings and growth.","Hire follows recent merger with Middlefield Bank, expanding Farmers' Ohio and Western PA footprint.","Simko will oversee commercial lending, loan operations, treasury management, and strategy execution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113857,"accession_number":"0001437749-26-006231","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Farmers National Banc completes Middlefield merger; $7.4B assets, 83 branches","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Middlefield share converted into 2.6 Farmers common shares; no fractional shares issued.","Farmers now holds over $7.4B in banking assets, $4.7B wealth management AUM, and 83 branches in Ohio and Pennsylvania.","Former Middlefield directors Michael C. Voinovich and Kevin A. DiGeronimo join Farmers' board.","Voinovich appointed to Enterprise Risk Mgmt and Audit committees; DiGeronimo to Compensation and Corporate Governance/Nominating.","This is Farmers' seventh bank acquisition in a decade, expanding into Central and Western Ohio including Columbus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113856,"accession_number":"0001437749-26-003620","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["5.03","5.07","7.01","9.01"],"status":"ready","headline":"Farmers National and Middlefield shareholders approve merger; close expected Q1 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Farmers shareholders approved Merger Agreement: 27.6M For, 2.4M Against, 2.96M broker non-votes.","Authorized common shares increased from 50M to 75M via approved amendment.","Share issuance proposal approved: 27.5M For, 2.6M Against, 2.96M broker non-votes.","Merger of Middlefield into Farmers expected to close in Q1 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113855,"accession_number":"0001193125-26-039345","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-02-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FMNB receives all regulatory approvals for merger with MBCN; close expected Q1 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All regulatory approvals secured for Middlefield Banc Corp. merger into Farmers National Banc Corp.","Merger expected to close during first quarter of 2026.","Original merger agreement dated October 22, 2025.","Transaction includes merger of Middlefield Banking Company into Farmers National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113854,"accession_number":"0001437749-26-002244","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q4 net income $14.6M ($0.39); NIM expands to 3.05%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $14.6M ($0.39 diluted EPS); adjusted $15.1M ($0.40); vs $14.4M ($0.38) Q4 2024.","Net interest margin improved to 3.05% from 2.72% YoY; funding costs declined as Fed cut rates.","Nonperforming loans fell to $26.2M from $35.3M QoQ; charge-offs of $2.5M on one loan.","Merger with Middlefield Banc Corp., announced Oct 2025, expected to close in Q1 2026.","Customer deposit growth $151M (3.6%) in 2025; efficiency ratio 57.11%."],"consensus_eps_estimate":0.475,"consensus_eps_actual":1.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":279922000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113853,"accession_number":"0001193125-26-011710","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2026-01-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National reminds shareholders to vote on Middlefield merger before Feb 10 meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Special Shareholder Meeting set for February 10, 2026, to vote on merger with Middlefield Banc Corp.","Votes must be cast by February 9, 2026 at 11:59 p.m. Eastern Time.","Board unanimously recommends voting FOR the merger and all supporting proposals.","Shareholders can view a short video explaining the strategic rationale for the merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130261,"accession_number":"0001193125-25-316094","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-12-11T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Farmers National Banc Corp. extends record-to-meeting window to 60 days","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved increase of maximum period between record date and shareholder meeting from 45 to 60 days.","Amendment to Article IV, Section 2(f) of the Company's Amended Code of Regulations.","Amendment effective as of December 11, 2025.","No other changes to the Code of Regulations were made."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130260,"accession_number":"0001437749-25-031827","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp. to acquire Middlefield Banc Corp. in stock-for-stock merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Middlefield shareholders will receive 2.6 FMNB common shares per Middlefield share; merger expected to close in Q1 2026.","Two Middlefield non-employee directors to join Farmers' board (Class II and Class III).","Directors of both companies entered into voting agreements to support the merger.","Termination fee of $12M payable by Middlefield under certain conditions; merger may be terminated if FMNB stock price drops below 80% of starting price relative to Nasdaq Bank Index.","Conditions include shareholder approvals from both companies, regulatory approvals, and effectiveness of S-4 registration statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130259,"accession_number":"0001437749-25-031462","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National to acquire Middlefield Banc for ~$299M; Q3 adjusted EPS $0.42","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-stock deal: 2.6 Farmers shares per Middlefield share, valued at ~$299M; expected close Q1 2026.","Combined pro forma assets ~$7.4B, 83 branches across Ohio and Pennsylvania.","Q3 GAAP net income $12.5M ($0.33 EPS) vs $8.5M ($0.23) YoY; adjusted EPS $0.42 excluding $4.1M charges.","Net interest margin improved to 3.00% from 2.66% YoY; loans grew $34.4M (4.2% annualized) driven by commercial.","Non-performing loans rose to $35.3M (1.06% of loans) from $27.8M due to single $7.3M apartment loan in Michigan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146835,"accession_number":"0001437749-25-023282","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","7.01"],"status":"ready","headline":"Farmers National Q2 net income $13.9M ($0.37/dil), up 18% YoY; NIM 2.91%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.9M, $0.37 diluted EPS vs $11.8M, $0.31 in Q2 2024.","Net interest margin improved to 2.91% from 2.71% YoY; efficiency ratio 56.7% vs 60.8%.","Loans grew $52M (6.4% annualized); commercial loans up $43.6M (8.8% annualized).","Nonperforming loans rose to $27.8M (0.84%) from $20.7M; two Pittsburgh CRE loans $10.2M with $2.6M specific reserves.","Provision for credit losses increased to $3.5M from $1.1M YoY, driven by specific reserves on two NPLs."],"consensus_eps_estimate":0.3723,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":137611000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165266,"accession_number":"0001193125-25-086396","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Joseph Sabat retiring as CAO May 2; Sherry Commons appointed successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph Sabat to retire as CAO effective May 2, 2025, after 19 years with the company.","Sherry Commons, who joined as Controller in March, will become CAO effective May 2.","Commons' base salary is $185,000, eligible for 25% annual incentive and benefit plans.","Shareholders re-elected directors Culp, Monaco, Muransky and approved say-on-pay with 85.89% support.","Shareholders ratified Crowe LLP as auditor; 29,436,772 shares (78.26%) represented at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165265,"accession_number":"0001193125-25-082078","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp reports Q1 net income $13.6M, EPS $0.36; adjusted EPS $0.39","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.6M ($0.36 diluted) vs $11.2M ($0.30) YoY; adjusted net income $14.6M ($0.39 diluted).","Net interest margin improved to 2.85% from 2.70% YoY; efficiency ratio improved to 59.6%.","Non-performing loans to loans ratio fell to 0.64%; annualized net charge-offs only 0.04% of avg loans.","Restructured $23.8M of AFS securities, reinvested at ~260 bps higher yield; earn back ~2.2 years.","Opened commercial loan production office in Columbus; total assets $5.16B, deposits up $214.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":67786000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182937,"accession_number":"0001193125-25-036725","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Farmers National Banc CEO/CCO Shaffer to retire Apr 16; successor search begins","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Timothy F. Shaffer, Senior EVP, Chief Banking Officer and Chief Credit Officer, to retire effective April 16, 2025.","Shaffer was appointed Chief Banking Officer on Jan 15, 2025 as part of succession planning.","Company has commenced executive search for a successor Chief Credit Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182936,"accession_number":"0001193125-25-014962","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q4 net income $14.4M ($0.38 EPS); 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credit charge impacts EPS by $0.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $8.5M ($0.23 diluted) vs $13.3M ($0.36) in Q3 2023; impacted by $4.4M charge-off on office credit.","Loan growth of $43.1M (5.3% annualized) driven by commercial loans; deposits up $81.1M (7.7% annualized).","Net interest margin declined to 2.66% from 2.86% a year ago; provision for credit losses jumped to $7.0M from $243K.","Noninterest income rose to $12.3M from $9.8M, aided by SBIC gains and $444K gain on sub debt buyback.","Non-performing loans increased to $19.1M (0.58% of loans) from $12.9M (0.40%) at June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":200125000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215565,"accession_number":"0001193125-24-183344","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q2 EPS $0.31 (adjusted $0.33); net income $11.8M; loan growth 7% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.8M ($0.31 diluted EPS) vs $15.0M ($0.40) in Q2 2023; adjusted net income $12.2M ($0.33).","Loan growth $56.1M (7% annualized) to $3.24B; total deposits flat at $4.21B.","Net interest margin 2.71% vs 2.92% a year ago; net interest income $32.1M vs $34.6M.","Non-performing loans to total loans 0.40%; provision for credit losses $1.1M primarily from loan growth.","Company reaffirms 2024 loan growth guidance of ~1.5%-2% despite strong Q2 growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":129863000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234906,"accession_number":"0001193125-24-108542","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q1 net income $11.2M, EPS $0.30 vs $0.19 YoY; restructures $44.3M securities","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.2M ($0.30 diluted EPS) vs $7.1M ($0.19) YoY; non-GAAP EPS $0.34 excluding securities sale loss.","Restructured $44.3M of securities, incurring $2.1M loss, improving yield ~200 bps with about 2.5-year earnback.","Deposit growth $20.7M (2% annualized); non-performing loans ratio improved to 0.38% from 0.47%.","Net interest margin declined to 2.70% from 3.07% due to higher funding costs; provision recovery of $449,000.","Noninterest expense down to $27.0M from $30.7M as no merger charges; 165th consecutive profitable quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":63411000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234905,"accession_number":"0001193125-24-102865","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Farmers National Banc Corp. annual meeting results; all proposals approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four Class II directors elected: Paull, Richardson, Thornton, Varischetti (over 18M votes for each).","Advisory vote on executive compensation approved with 84.47% of votes cast in favor.","Ratification of Crowe LLP as auditor for FY2024 approved with 28,419,736 votes for.","Broker non-votes totaled 6,356,143 on director and say-on-pay proposals.","Approximately 77% of outstanding shares were represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252750,"accession_number":"0001193125-24-013588","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q4 net income $14.6M, EPS $0.39; loan growth 3.7% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.39 vs $0.39 YoY; adjusted EPS $0.41 (non-GAAP) up 7.8% from $0.42.","Loan growth of $29.6M (3.7% annualized) in Q4; NPAs 0.30% of total assets.","Net interest margin 2.78% vs 2.99% a year ago; provision for credit losses $286K.","Noninterest income $12.2M (up from $8.2M), including $915K gain on commercial loan sale.","164 consecutive quarters of profitability; acquired Emclaire Financial in early 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":255196000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252749,"accession_number":"0001193125-24-009246","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2024-01-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Farmers National Banc Corp. announces resignation of two senior EVPs effective Jan 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James M. Gasior, Senior EVP & Corporate Development Officer, resigned effective Jan 31, 2024.","Timothy Carney, Senior EVP & Chief Banking Officer, resigned effective same date.","No replacement officers have been announced by the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270226,"accession_number":"0001193125-23-262293","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q3 net income $13.3M ($0.36 EPS); adjusted EPS $0.40; net interest margin compresses to 2.86%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.3M ($0.36 diluted EPS) vs $15.4M ($0.46) in Q3 2022; adjusted EPS $0.40 (non-GAAP).","Net interest margin 2.86%, down 35 bps QoQ and 35 bps YoY; purchased $100M pay-fixed swaps to improve asset sensitivity.","Loans grew $763.8M YTD, primarily from Emclaire acquisition ($740.7M); organic loan growth modest at 1.7% annualized QoQ.","Non-performing assets/total assets 0.37%; provision for credit losses $243K; annualized net charge-offs 0.05%.","Total assets $4.97B; additional FHLB borrowing capacity $892.6M; unpledged AFS securities $353.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287208,"accession_number":"0001193125-23-218485","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-08-23T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp. adds two board members, increases board to 14","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carl D. Culp appointed Class III director, term expiring 2025; he was SVP/CFO before retiring in 2021.","Gina A. Richardson appointed Class II director, term expiring 2024; she is an attorney and founder of Gina Richardson LLC.","Board size increased by 2 to a total of 14 directors, effective September 1, 2023.","Culp will serve on Enterprise Risk Management Committee; Richardson on Audit and Governance Committees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287207,"accession_number":"0001193125-23-194096","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q2 EPS $0.40 ($0.41 adjusted); net income $15.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.40 ($0.41 adjusted non-GAAP); net income $15.0M vs $16.0M a year ago.","Net interest margin 2.92%, down from 3.25% Q2 2022 due to rising funding costs.","Total assets $5.07B; Emclaire acquisition added $1.05B in assets in Q1.","Uninsured deposits (ex-collateralized) ~15% of deposits; FHLB borrowing capacity $707.8M.","Non-performing loans $18.0M (0.57% of loans); provision for credit losses $25K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307308,"accession_number":"0001193125-23-116884","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Q1 net income $7.1M ($0.19 diluted); adjusted EPS $0.44; Emclaire deal closed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $7.1M, diluted EPS $0.19; adjusted net income $16.5M, EPS $0.44 (non-GAAP).","Completed Emclaire acquisition on Jan 1, 2023; transaction value ~$92.6M (4.2M shares + $33.4M cash).","Repurchased 850,799 shares (2.2% of outstanding) during Q1.","Total assets $5.11B; customer deposits $4.31B; uninsured deposits 19.2%; additional FHLB capacity $656.1M.","Net interest margin 3.07% (down from 3.27% YoY); efficiency ratio 53.5% (non-GAAP)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307307,"accession_number":"0001193125-23-110489","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all four director nominees, approve say-on-pay and auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four Class I director nominees elected; votes for ranged from 15.98M (Moore) to 21.46M (Kaback).","Advisory vote on exec compensation approved with 82.9% support (18.35M for, 1.23M against).","Shareholders recommended annual say-on-pay frequency: 17.38M for 1-year, 824k for 2-year, 1.7M for 3-year.","Ratification of Crowe LLP as auditor passed with 27.99M votes for, 140k against, 232k abstain.","Turnout was 74.81% (28.35M shares represented) with 6.22M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.15,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326339,"accession_number":"0001193125-23-055238","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp authorizes new 1M share repurchase program, superseding prior plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 1,000,000 shares (~2.6% of outstanding common stock).","Prior 2019 program (1.5M shares authorized) had 198,336 shares remaining as of Feb 28, 2023; now superseded.","YTD 2023, company repurchased approximately $5.0 million of its common stock.","Annual dividend per share grew from $0.38 (2018) to an annualized $0.68, reflecting strong financial position.","Repurchases may be made in open market, block trades, or under a 10b5-1 plan; program can be modified or suspended."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326338,"accession_number":"0001193125-23-014782","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FMNB Q4 2022 EPS $0.39 ($0.42 adj.); net income $13.4M vs $5.7M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.4M ($0.39 diluted) vs $5.7M ($0.18) in Q4 2021; adjusted EPS $0.42.","Loan growth excl. PPP of $5.2M; total loans (ex-PPP) $2.40B at Dec 31, 2022.","Completed Emclaire Financial acquisition Jan 1, 2023 for $1.02B in assets.","Net interest margin 2.99% vs 3.33% a year ago on deposit competition and rate hikes.","Non-performing loans $14.8M (0.62% of loans); allowance for credit losses 1.12%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":186288000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326337,"accession_number":"0001193125-23-000285","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2023-01-03T23:59:59+00:00","items":["2.01","5.02","7.01","8.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp. completes Emclaire merger; adds $5B assets, new board member","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Emclaire share exchanged for $40 cash or 2.15 FMNB shares; 70% stock/30% cash mix.","Emclaire CEO William C. Marsh joins Farmers as SVP, Market President – Pennsylvania.","Nicholas D. Varischetti appointed to Farmers Board of Directors, effective Jan 1, 2023.","Combined entity has over $5.0B banking assets and $2.9B wealth management AUM with 65 branches.","Emclaire shares (EMCF) have ceased trading on Nasdaq following merger close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344050,"accession_number":"0001193125-22-298039","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-12-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National and Emclaire receive regulatory approvals for merger; close expected January 2023","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Approvals received from Federal Reserve Board and OCC.","Merger expected to close in January 2023.","Merger agreement dated March 23, 2022; Emclaire to merge into Farmers subsidiary.","Emclaire's bank subsidiary will merge into Farmers National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344049,"accession_number":"0001193125-22-292974","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-11-28T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp appoints Andre Thornton to board effective Jan 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andre Thornton, President and CEO of ASW Global, appointed to Farmers National Banc Corp Board as Class II director.","Term expires at 2024 annual meeting; Thornton to serve on Corporate Governance and Risk Management committees.","Thornton brings 30+ years of entrepreneurial experience and 21 years as MLB player, including 11 with Cleveland Indians.","Board determined Thornton satisfies NASDAQ independence standards; compensation aligns with other non-employee directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344048,"accession_number":"0001193125-22-269061","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers National Q3 EPS $0.46, adjusted $0.48; loan growth 4.6% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.4M vs $16.0M year ago; diluted EPS $0.46 vs $0.56. Adjusted EPS $0.48 excluding merger costs.","Gross loans (ex-PPP) grew $27.3M in quarter, 4.6% annualized; deposits declined to $3.57B from $3.63B in Q2.","Net interest margin 3.21% vs 3.49% a year ago; noninterest income down $188K to $8.8M on lower mortgage gains.","Pending Emclaire merger (EMCF) valued at $1.0B assets; expected to close after regulatory approvals.","Credit quality improved: NPL ratio 0.54%, NPAs/assets 0.32%; provision for credit losses $448K vs credit of $948K in Q3 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":1.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360549,"accession_number":"0001193125-22-232753","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-08-29T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp dismisses CLA, appoints Crowe as new auditor for FY 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee dismissed CliftonLarsonAllen (CLA) on Aug 26, 2022, after competitive RFP process.","Crowe LLP engaged as new independent auditor for year ending Dec 31, 2023, effective Jan 1, 2023.","CLA's reports for FY 2021 and 2020 contained no adverse opinion or qualification.","No disagreements or reportable events with CLA during the relevant periods.","CLA will continue until completion of FY 2022 audit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360548,"accession_number":"0001193125-22-228138","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-08-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp. names Terry A. Moore Chairman effective Sept 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Terry A. Moore assumes Chairman role effective September 1, 2022.","Moore also chairs the Executive Committee; serves on Compensation and Corporate Governance & Nominating Committees.","Joined Farmers board in April 2014; former managing director of Krugliak, Wilkins, Griffiths & Dougherty Co., L.P.A.","Kevin J. Helmick, President & CEO, cited Moore's corporate law and governance experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360547,"accession_number":"0001193125-22-202699","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers National Q2 EPS $0.47 ($0.49 adjusted); loans ex-PPP grow 15.7% annualized; Emclaire merger shareholder-approved","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.0M ($0.47 diluted GAAP); adjusted EPS $0.49 excluding merger costs and security losses.","Loan growth ex-PPP of $89.6M (15.7% annualized); broad-based strength across all major loan categories.","Emclaire Financial (EMCF) shareholders approved merger; expected close after regulatory approvals (Emclaire: $1.0B assets).","Net interest margin 3.25% vs 3.52% YoY, driven by lower PPP income and higher securities mix.","Tangible book value per share fell to $6.46 from $10.91 at Dec 2021 due to AFS securities unrealized loss of $206.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360546,"accession_number":"0001193125-22-198117","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-07-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Emclaire shareholders vote 98%+ to approve merger with Farmers National Banc Corp","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Emclaire shareholders approved merger with Farmers (FMNB) at special meeting on July 20, 2022.","Over 98% of votes cast in favor of the Merger Agreement dated March 23, 2022.","Each Emclaire share to convert to either 2.15 FMNB shares or $40 cash; 70% stock / 30% cash mix.","Merger expected to close later in Q3 2022, pending remaining regulatory approvals.","Combined company to have ~$4.2B banking assets and $3.1B wealth under care (March 2022)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379635,"accession_number":"0001193125-22-182163","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-06-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp and Emclaire set July 19 election deadline for merger consideration","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Election deadline for Emclaire shareholders is July 19, 2022 at 5:00 p.m. ET to choose cash or Farmers common stock.","Emclaire shareholders must return Letter of Transmittal and Election Form by deadline; broker-held shares may have earlier deadline.","Emclaire special meeting to vote on merger is July 20, 2022; approval and other conditions still required.","Merger consideration elections subject to proration and limitations per merger agreement dated March 23, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379634,"accession_number":"0001193125-22-177661","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-06-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Farmers National mails merger election documents to Emclaire shareholders; July 20 meeting set","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Emclaire shareholders can elect 2.15 Farmers shares or $40 cash per share, subject to 70/30 proration.","As of June 7, Farmers stock at $15.70 implies stock value $33.76/share; blended $35.63.","Election deadline July 19, 2022; special meeting July 20, 2022.","Merger expected to close in H2 2022 pending shareholder approval and closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379633,"accession_number":"0001193125-22-176491","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-06-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Chairman James R. Smail resigns from Farmers National Banc Corp. board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James R. Smail resigned as Chairman of the Board effective June 16, 2022.","He also resigned as Chairman of subsidiary Farmers Trust Company.","Resignation is not due to any disagreement with the company's operations or policies.","No replacement or interim chairman has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379632,"accession_number":"0001193125-22-146935","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-05-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp. posts Q1 2022 investor presentation for May conferences","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO Kevin Helmick, CFO Troy Adair, and Chief Credit Officer Tim Shaffer to present at multiple investor conferences in May 2022.","Presentation attached as Exhibit 99.1; covers Q1 2022 business and financial update.","No specific financial results or guidance provided in the 8-K filing; presentation content not fully reproduced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379631,"accession_number":"0001193125-22-121661","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers National Q1 adj EPS $0.51 flat YoY; Emclaire acquisition expected H2 2022","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.47 vs $0.51 YoY; adjusted EPS (non-GAAP) $0.51 flat.","Net income $15.8M; net interest income $31.2M; total assets $4.21B.","Efficiency ratio (adj) 48.2%; ROAA (adj) 1.65%; ROATE (adj) 19.5%.","Completed Cortland integration; announced Emclaire Financial (EMCF) acquisition ($1.1B assets, 19 PA branches).","NPLs declined to 0.61% of loans; allowance for credit losses 1.17%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379630,"accession_number":"0001193125-22-115156","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-04-22T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve 2022 Equity Incentive Plan authorizing 1M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan approved; 1,000,000 common shares reserved for equity-based awards to non-employee directors, officers, and employees.","Four Class III directors elected for three-year terms: Ralph D. Macali, Frank J. Monaco, Edward W. Muransky, Richard B. Thompson.","Advisory vote on 2021 named executive officer compensation passed with 93.13% of votes cast in favor.","Ratification of CliftonLarsonAllen LLP as independent auditor for FY2022 passed with 27,815,257 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397819,"accession_number":"0001193125-22-083348","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-03-24T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Farmers National (FMNB) to acquire Emclaire (EMCF) for ~$105M cash/stock merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Consideration: $40 cash or 2.15 FMNB shares per EMCF share; 70% stock/30% cash mix cap.","Expected close 2H 2022, subject to EMCF shareholder & regulatory approvals.","William Marsh, EMCF CEO, to join Farmers as SVP and Market President, Pennsylvania.","Pro forma combined assets ~$5.2B with 66 branches in OH and western PA.","Emclaire had $1.1B assets, $72.4M tangible equity, $790.9M loans, $918.5M deposits as of Dec 31, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397818,"accession_number":"0001193125-22-020801","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Farmers National Banc Corp reports record net income of $51.8M for 2021, up 27% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.8M, ~27% increase vs 2020; sixth consecutive year of record earnings.","Total loans $2.3B (+10.6% YoY); total deposits up 34% over prior year.","Book value per share $13.94, a record, up 12% YoY; eighth consecutive annual increase.","Wealth Management assets under care $3.14B, revenue $22.4M in 2021.","Second Lab Branch in Canton planned for later 2022; Cortland Bancorp acquisition contributed."],"consensus_eps_estimate":null,"consensus_eps_actual":1.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397817,"accession_number":"0001193125-22-019796","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Farmers National reports record 2021 net income of $51.8M; Cortland acquisition closed Nov 1, 2021","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $51.8M ($1.77/share) vs $41.9M ($1.47) in 2020; adjusted EPS $2.13.","Completed Cortland Bancorp merger in cash/stock valued at ~$128.5M; combined 48 branches.","Issued $75M of subordinated debt at 3.125%.","156 consecutive quarters of profitability; Q4 core ROATE 18.5% and efficiency ratio 47.4% (non-GAAP).","Allowance for credit losses 1.26% of loans; non-performing loans improved to 0.69%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416795,"accession_number":"0001193125-21-333853","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K/A","filed_at":"2021-11-18T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"FMNB files Cortland Bancorp 2020 audited financials; net income $8.3M","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Cortland Bancorp's 2020 net income $8.3M ($1.97 EPS) vs $7.3M ($1.68 EPS) in 2019.","Total loans $557M at Dec 2020; allowance $6.0M (1.08% of loans); total assets $821M.","Pro forma combined financials as of June 30, 2021 filed but not summarized here."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416803,"accession_number":"0001193125-21-332498","cik":709337,"company_name":"FARMERS NATIONAL BANC CORP /OH/","ticker":"FMNB","form_type":"8-K","filed_at":"2021-11-17T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Farmers National Bancorp issues $75M subordinated notes due 2031 at 3.125%","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$75M aggregate principal of 3.125% fixed-to-floating rate subordinated notes due Dec 15, 2031 issued Nov 17, 2021.","Notes initially bear 3.125% interest; 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net proceeds for general corporate purposes.","Reference to Cortland Bancorp acquisition as part of capital strategy flexibility.","Raymond James & Associates acted as sole placement agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":837004272.0387596,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-11-12T23:59:59+00:00|416802"}