{"filings":[{"id":526798,"accession_number":"0000037808-26-000017","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2026-05-19T20:08:09+00:00","items":["5.02"],"status":"ready","headline":"FNB Chief Wholesale Banking Officer David B. Mitchell, II to retire July 2, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David B. Mitchell, II, announced retirement as Chief Wholesale Banking Officer effective July 2, 2026.","No successor has been named at this time.","Mitchell served in the role overseeing wholesale banking operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98094,"accession_number":"0000037808-26-000014","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.02","5.07"],"status":"ready","headline":"FNB Corp: Lead director Campbell retires after 51 years; all director nominees elected, say-on-pay passes","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["William B. Campbell, independent lead director since 1975, retired May 6, 2026, not standing for re-election.","All ten director nominees elected with support from over 89% of votes cast; 33.4M broker non-votes.","Advisory say-on-pay resolution approved with 96.55% of votes cast (271.5M for).","Ratification of Ernst & Young as independent auditor for 2026 approved with 97.44% support (307.0M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98093,"accession_number":"0000037808-26-000009","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. Corp Q1 2026 EPS $0.38, up 18.8% YoY; dividend raised 8% to $0.13","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $137.0M ($0.38 diluted EPS) vs $116.5M ($0.32) Q1 2025, up 18.8%.","Pre-provision net revenue (non-GAAP) up 17% YoY to $192.4M; positive operating leverage of 5%.","Avg loans $34.9B, +2.5% YoY; consumer loans grew $1.1B; loan-to-deposit ratio 90.3%.","Tangible book value per share $12.06, +11.4% YoY; CET1 ratio 11.4% (estimated).","Dividend raised 8% to $0.13 quarterly; new $250M buyback authorized, total capacity $300M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98092,"accession_number":"0001552781-26-000246","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FNB increases quarterly dividend 8% to $0.13 and authorizes $250M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quarterly dividend raised 8% to $0.13 per share; payable June 15, 2026, record date June 1, 2026.","New $250M share repurchase program authorized, adding to $50M remaining from prior April 2022 program.","Total authorized repurchase capacity now $300M ($250M new + $50M remaining).","CEO Delie noted $2.3B capital returned to shareholders since 2009; dividend payout ratio reduced from ~80% to 31%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113362,"accession_number":"0000037808-26-000003","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB reports Q4 2025 EPS $0.47 GAAP, $0.50 operating; full-year revenue record $1.8B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS Q4 $0.47 vs $0.30 year ago; full-year $1.56 vs $1.27.","Operating EPS (non-GAAP) Q4 $0.50; full-year $1.59, up 14% YoY operating basis.","Total assets surpassed $50B; CET1 ratio 11.4%, up from 10.6% year ago.","Tangible book value per share $11.87, up 13.2% YoY; loan-to-deposit ratio 89.7%.","Net interest margin (FTE) 3.28%, up 3 bps linked-quarter; provision $18.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129738,"accession_number":"0000037808-25-000137","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FNB holds 2025 Investor Conference; no material financial updates disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Management to present at F.N.B. Corporation 2025 Investor Conference on November 6, 2025.","Investor presentation filed as Exhibit 99.1 but contains no specific earnings or guidance changes.","The presentation discusses corporate strategy and recent financial performance without new quantitative data.","Tickers mentioned: FNB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129737,"accession_number":"0000037808-25-000133","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q3 EPS $0.41 (+37% YoY); record revenue $457M; CET1 11.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $149.5M ($0.41 diluted EPS) vs $110.1M ($0.30) a year ago; record revenue $457M.","Net interest income record $359.3M, up 3.5% linked-quarter; net interest margin (FTE) 3.25% (+6 bps QoQ).","Non-interest income record $98.2M (+7.9% QoQ); pre-provision net revenue $213.9M (+11.4% QoQ).","Tangible book value per share $11.48, +11.1% YoY; CET1 ratio 11.0% (est.) vs 10.4% year ago.","Average loans $34.8B (+3.0% YoY); average deposits $37.9B (+6.4% YoY); NCO ratio 0.22% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":1.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146323,"accession_number":"0000037808-25-000131","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-08-26T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"FNB appoints Alfred D. Cho as Chief Consumer Banking Officer, succeeding retiring Barry Robinson","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Barry Robinson will retire effective October 10, 2025 after 15 years with FNB.","Alfred D. Cho will assume the role of Chief Consumer Banking Officer on that date.","Cho has over 25 years of experience including at J.P. Morgan, Bank of America and Truist.","Cho will report to Chairman, President and CEO Vincent J. Delie, Jr."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146322,"accession_number":"0000037808-25-000125","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q2 2025 EPS $0.36, record revenue $438M, CET1 rises to 10.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $130.7M ($0.36 diluted EPS) vs $123.0M ($0.34) in Q2 2024 and $116.5M ($0.32) in Q1 2025.","Record revenue $438M (+6.5% linked-quarter); net interest income record $347.2M (+7.2% QoQ).","NIM expanded 16 bps to 3.19% (FTE); net charge-offs $21.8M (0.25% annualized) vs $12.5M (0.15%) prior quarter.","CET1 ratio 10.8% (estimated), ATH; tangible book value $11.14, up 12.8% YoY.","Average loans $34.5B (+3.7% YoY), deposits $37.1B (+7.3%); loan-to-deposit 92% vs 96% year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164685,"accession_number":"0000037808-25-000114","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"F.N.B. shareholders elect all 11 director nominees, approve say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with at least 93.9% votes For.","Advisory resolution on 2024 executive compensation approved with 91.26% For.","Ernst & Young LLP ratified as independent auditor for 2025 with 98.52% For.","Broker non-votes totaled 29.1M shares on director elections and say-on-pay.","Annual meeting held May 7, 2025; results filed May 12, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164684,"accession_number":"0000037808-25-000089","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. reports Q1 EPS $0.32 (flat YoY); record CET1 capital ratio 10.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $116.5M ($0.32 diluted) vs $116.3M ($0.32) a year ago.","Net interest income $323.8M, up 0.5% linked quarter; net interest margin (FTE) stable at 3.03%.","Period-end loans +5.1% YoY to $36.2B; deposits +7.2% YoY to $39.4B.","Tangible book value per share (non-GAAP) rose 12.3% to $10.83; CET1 ratio 10.7%.","Net charge-offs annualized 0.15%; non-performing loans ratio stable at 0.48%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182408,"accession_number":"0000037808-25-000016","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. Corp Q4 operating EPS flat YoY at $0.38; full-year operating EPS $1.39; TBV up 11%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $109.9M ($0.30 diluted EPS); operating EPS (non-GAAP) $0.38, flat vs Q4 2023.","Full-year 2024 net income $459.3M ($1.27 diluted EPS); operating EPS $1.39 vs $1.57 in 2023.","Tangible book value per share grew 11% YoY to $10.49; CET1 ratio 10.6%; TCE ratio 8.2%.","Completed $231M AFS securities sale with $34M realized loss; issued $500M senior notes at 5.722% due 2030.","Loans +5.0% YoY; deposits +6.9% YoY; loan-to-deposit ratio improved to 91% from 93%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199025,"accession_number":"0001193125-24-275727","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-12-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"FNB Corp. issues $500M 5.722% senior notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal, priced at 100%, net proceeds ~$498.25M after underwriting discount.","Notes bear 5.722% fixed rate from Dec 11 2024 to Dec 11 2029, then SOFR+1.93% floating rate.","Maturity December 11, 2030; redeemable at par after Nov 11, 2030, with make-whole call before Dec 11 2029.","Proceeds for general corporate purposes, including holding company investments and refinancing outstanding debt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199024,"accession_number":"0001193125-24-271653","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-12-05T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"FNB Corp prices $500M of 5.722% Fixed/Floating Senior Notes due 2030","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal amount of 5.722% Fixed Rate/Floating Rate Senior Notes due 2030.","Underwriting agreement led by Morgan Stanley & Co. LLC and BofA Securities, Inc.","Offering expected to close December 11, 2024, subject to customary closing conditions.","Notes sold under existing shelf registration statement (File No. 333-281868)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199023,"accession_number":"0000037808-24-000024","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. Corporation Q3 2024 EPS $0.30 ($0.34 operating); deposits up $1.8B linked quarter; TBVPS up 15% YoY to $10.33","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $110.1M ($0.30 diluted GAAP EPS); operating EPS $0.34; compares to $0.40 YoY.","Deposits grew $1.8B linked quarter (5%); loan-to-deposit ratio improved 400bps to 92% after $431M auto loan sale.","TBVPS $10.33 (record), up 15% YoY; AOCI impact narrowed from -$1.06 to -$0.43.","Net interest income $323.3M (+2.4% linked Q); NIM stable at 3.08%. Record non-interest income $89.7M (+10% YoY).","Provision for credit losses $23.4M (vs $7.8M prior Q); net charge-offs $21.5M; CET1 ratio 10.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215068,"accession_number":"0000037808-24-000018","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q2 2024 EPS $0.34, net income $123M, down 12% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $123.0M ($0.34 diluted EPS) vs $140.4M ($0.39) in Q2 2023.","Period-end loans grew 7.7% YoY to $2.4B; deposits up 3.5% YoY; linked-quarter loan growth 3.6%.","Tangible book value per share $9.88, up 12.4% YoY; CET1 ratio 10.2%; NPLs/OREO at 0.33% multiyear low.","Net interest margin (FTE) 3.09%, down 9 bps linked quarter; provision for credit losses $20.2M (+$6.3M linked).","Repurchased 250,000 shares at weighted avg price $13.56 during Q2 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234309,"accession_number":"0001193125-24-163903","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"F.N.B. Corporation issues updated Q2 2024 investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation released June 20, 2024 covers financial performance and capital position.","Non-interest income performance included in updated materials.","No specific financial metrics or guidance changes disclosed in the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234308,"accession_number":"0000037808-24-000013","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"All four proposals pass at F.N.B. annual meeting on May 8, 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected with over 90% support each.","Advisory 'say-on-pay' resolution approved with 87.32% support.","Amended 2022 Incentive Compensation Plan approved with 91.27%.","Ratification of Ernst & Young as auditor passed with 92.96% support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234307,"accession_number":"0000037808-24-000008","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q1 2024 EPS $0.32; operating EPS $0.34; net income down 20% YoY; record TCE ratio 8.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $116.3M ($0.32 diluted EPS) vs $144.5M ($0.40) in Q1 2023.","Operating EPS (non-GAAP) $0.34, excluding $0.02 of significant items; prior year $0.40.","Record non-interest income $87.9M, driven by Wealth Management, Capital Markets, and Mortgage Banking.","Period-end loans +6.2% YoY to $1.9B; deposits +1.6% YoY; tangible book value $9.64, up 11.3% YoY.","Record CET1 ratio 10.2% (est.); non-performing loan ratio 0.33%, down 5 bps YoY; FDIC special assessment $4.4M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252206,"accession_number":"0001193125-24-046553","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"F.N.B. Corporation amends bylaws to remove certain nominating shareholder disclosure requirement","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted bylaw amendment effective February 21, 2024.","Removed provision requiring nominating shareholders to disclose director nomination plans at other public companies.","Amendment is procedural; no change to fiscal year or other governance provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252205,"accession_number":"0001193125-24-025328","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-02-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"FNB settles DOJ fair lending probe; to provide $11.75M in mortgage subsidies over 5 years","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Settlement with DOJ and State of NC resolves fair lending allegations regarding mortgage lending in Winston-Salem and Charlotte, NC markets.","Bank to provide $11.75M in mortgage loan subsidies over five-year period as part of settlement.","Bank disputes allegations but settled to avoid litigation; no civil penalties levied against the bank.","Investigation covered period prior to Yadkin's 2017 merger with First National Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252204,"accession_number":"0000037808-24-000002","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-01-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q4 GAAP net income $48.7M ($0.13/diluted); operating EPS $0.38; balance sheet actions taken","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.13 vs $0.38 in Q4 2022; operating (non-GAAP) diluted EPS $0.38 vs $0.44.","Record full-year revenue $1.6B; tangible book value per share grew 14.5% YoY to $9.47.","Sold $650M AFS securities with realized loss $67.4M; reinvested at ~350bps higher yield; transferred $355M indirect auto loans to HFS.","CET1 ratio 10.1% (estimated); NIM (FTE) 3.21%, down 5bps QoQ; non-performing loans ratio 0.34%.","FDIC special assessment of $29.9M included in Q4 expenses; effective tax rate 13.1% due to solar project tax credits."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252203,"accession_number":"0001193125-24-007672","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2024-01-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"F.N.B. Corporation to redeem all $110M Series E Preferred Stock on Feb 15, 2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Redemption of all $110M aggregate liquidation preference of Series E Preferred Stock (NYSE:FNB PRE).","Redemption price: $1,000 per share of preferred ($25 per depositary share). Redemption date: Feb 15, 2024.","Quarterly dividend of $18.13 per share ($0.45325 per depositary share) paid on redemption date to holders of record Jan 31, 2024.","All depositary shares held in book-entry through DTC; BNY Mellon will handle payment as depositary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269730,"accession_number":"0000037808-23-000026","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-12-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"F.N.B. Corporation amends CCO Guerrieri's employment agreement; double-trigger change-of-control","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gary L. Guerrieri, Chief Credit Officer, entered into amended employment agreement effective Nov 30, 2023.","Base salary set at $509,000 annually; eligible for performance-based annual bonus.","Termination without cause triggers 24 months base salary, 2x average annual bonus, and COBRA for up to 24 months.","Change-of-control provision changed from single-trigger to double-trigger, aligning with other named executive officers.","Initial term of 2 years with automatic 1-year extensions unless 30 days' notice given."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269729,"accession_number":"0000037808-23-000022","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q3 2023 EPS $0.40, net income $143.3M; loans up 2.5% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.40, net income available to common $143.3M, vs $0.38 and $135.5M in Q3 2022.","Period-end loans +2.5% linked-quarter; commercial loans up $470M, consumer loans up $326M.","Period-end deposits +2.3% linked-quarter; non-interest-bearing deposits stable at 31% of total.","Net interest income $326.6M (+9.9% YoY); net interest margin (FTE) 3.26%, up 7 bps YoY.","Tangible book value per share $9.02 (+12.5% YoY); CET1 ratio 10.2% (estimated)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286725,"accession_number":"0000037808-23-000017","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q2 2023 EPS $0.39, up 30% YoY; efficiency ratio 50%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $140.4M ($0.39 diluted) vs $107.1M ($0.30) YoY; operating EPS also $0.39.","Net interest income $329.2M, +29.8% YoY; NIM (FTE) 3.37%, +61bp YoY, -19bp link-qtr.","Period-end loans +11.8% YoY (+$3.3B); avg deposits +0.2% YoY.","Efficiency ratio (non-GAAP) 50.0% vs 55.2% in Q2'22.","CET1 ratio 10.0%; tangible book value $8.79 (+8.6% YoY); repurchased 2.3M shares at $10.80."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306662,"accession_number":"0000037808-23-000013","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"F.N.B. shareholders elect all 11 director nominees, approve say-on-pay and auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with majorities ranging from 86.22% to 99.20%.","Advisory vote on executive compensation approved with 94.37% of shares voted for.","Frequency of future say-on-pay votes set at every 6 years (92.23% voted for one year).","Ratification of Ernst & Young as independent auditor for 2023 approved with 98.37% for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306661,"accession_number":"0000037808-23-000007","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q1 2023 EPS $0.40 ($0.40 operating); net income $144.5M; ROAA 1.4%, ROTCE 20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $144.5M, diluted EPS $0.40; Q1 2022 $51.0M, $0.15.","Return on avg tangible common equity 20%; return on avg assets 1.4%; efficiency ratio 50.6%.","Net interest income $336.7M (+43.8% YoY); net interest margin (FTE) 3.56%, up 95 bps YoY.","Tangible book value per share $8.66, up $0.39 from Dec 2022; CET1 ratio 10.0% (estimated).","Average deposits up $1.2B YoY; period-end deposits down $579.7M linked-quarter due to seasonal declines."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":325769,"accession_number":"0000037808-23-000002","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2023-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB reports record Q4 revenue $416M, operating EPS $0.44, completes UB Bancorp acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income available to common $137.5M ($0.38 diluted EPS) vs $96.5M ($0.30) in Q4 2021.","Operating EPS (non-GAAP) of $0.44; 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add provisions for SEC Rule 14a-19 universal proxy.","Clarifies procedures for shareholder proposals, nominations, and majority voting for directors.","Changes govern meetings of shareholders and incumbent director non-re-election process."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343516,"accession_number":"0001193125-22-302346","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-12-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"F.N.B. completes acquisition of UB Bancorp; proforma assets ~$44B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each UBB share converted into 1.61 shares of FNB common stock.","Proforma total assets ~$44B, loans $29B, deposits $35B.","Deposit market share in NC moves to 9th; over 110 branches and 300 ATMs.","No outstanding UBB options; restricted stock awards vested and converted.","Union Bank customers gain access to FNB's digital banking and expanded services."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343515,"accession_number":"0000037808-22-000020","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q3 2022 EPS $0.38 ($0.39 op); record revenue $380M; efficiency ratio 49%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.38 vs $0.34 year ago; operating EPS $0.39; revenue record $380M; net income $135.5M.","Net interest income rose 28% to $297.1M; NIM (FTE) expanded 43 bps to 3.19% linked-quarter.","Loans grew 16% YoY to $28.6B; deposits up 9% average YoY; period-end deposits +4.9% annualized linked-quarter.","Efficiency ratio (non-GAAP) improved to 49.4%, down 600 bps; net charge-offs low at 0.04%.","CET1 ratio 9.8%; tangible book value $8.02; AOCI impacted by higher rates, reducing tangible book by $1.08."],"consensus_eps_estimate":null,"consensus_eps_actual":0.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360050,"accession_number":"0001193125-22-230070","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-08-25T23:59:59+00:00","items":["2.03","9.01"],"status":"ready","headline":"FNB Corp issues $350M of 5.150% Senior Notes due 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Completed $350M aggregate principal of 5.150% Senior Notes due August 25, 2025.","Notes sold at 99.86% of par; net proceeds ~$348.46M after underwriting discount.","Interest payable semi-annually on Feb 25 and Aug 25, starting Feb 25, 2023.","Proceeds for general corporate purposes including repayment of 2.200% Senior Notes due Feb 2023.","Notes are unsecured and not guaranteed by any subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360049,"accession_number":"0001193125-22-228610","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-08-24T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"F.N.B. 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LLC.","Offering made under existing shelf registration statement (333-256128).","Expected to close on August 25, 2022, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360048,"accession_number":"0000037808-22-000016","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. Corp Q2 earnings: $0.30 GAAP EPS; record revenue $336M; announces UB Bancorp acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $107.1M ($0.30 diluted EPS); operating EPS $0.31, up 19% linked quarter.","Record revenue $336M; net interest income $253.7M (+11.3%); NIM 2.76% (+15 bps).","Spot loan growth $1.3B (19.5% annualized) excl. PPP; net recoveries (0.01% NCO ratio).","Efficiency ratio 55.2%; pre-provision net revenue $145.1M, up 23.2% linked quarter.","Announced all-stock acquisition of UB Bancorp for ~$117M; CET1 9.7%; T/BV $8.10."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378976,"accession_number":"0001193125-22-164752","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-06-01T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"F.N.B. Corp. to acquire UB Bancorp at 1.61 exchange ratio, expected close late 2022","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Fixed exchange ratio of 1.61 FNB shares per UB Bancorp share; cash for fractional shares.","Termination fee of $4.0 million payable by UB Bancorp under certain conditions.","UB Bancorp directors, officers, and a stockholder signed voting agreements to support the merger.","Merger expected to close in late 2022, not before Sep 30, subject to approvals.","Intended to qualify as tax-free reorganization under Section 368(a) of the Code."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378975,"accession_number":"0001193125-22-164746","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-06-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FNB acquires UB Bancorp for $117M all-stock; ~2% EPS accretive","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-stock deal valued at $117M ($19.56/share); exchange ratio 1.61 FNB shares per UBNC share.","UB Bancorp has $1.2B assets, $1.0B deposits (40% NIB), $0.7B loans as of March 31, 2022.","Expected close late 2022; ~2% EPS accretive, <1% TBV dilution, ~2-year earnback, IRR >30%.","Pro forma FNB: ~$43B assets, ~$35B deposits; top-10 NC deposit share in 7 of 10 largest MSAs.","Management expects neutral CET1 impact; deal does not affect previously announced buyback."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378974,"accession_number":"0001193125-22-148203","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-05-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Robert Hormell retires from F.N.B. Board; size set at 11","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert Hormell retired from the Board on May 10, 2022 under the Director Retirement Policy.","Board fixed the number of directors at eleven; no vacancy created by the retirement.","No replacement was appointed; the reduction in board size was effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378973,"accession_number":"0000037808-22-000012","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-05-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"F.N.B. shareholders elect all 11 directors and approve 2022 incentive plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with at least 89.19% support; Campbell, Malone, Strimbu received ~89%.","F.N.B. Corporation 2022 Incentive Compensation Plan approved with 91.75% of votes cast.","Say-on-pay advisory resolution for 2021 executive compensation approved with 89.60% support.","Ratification of Ernst & Young as auditor for 2022 approved with 98.50% of votes cast."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378972,"accession_number":"0001193125-22-109229","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-04-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"F.N.B. Corporation adopts new Deferred Compensation Plan for executives and directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan allows deferral of cash and stock compensation for officers, directors, and highly compensated employees.","Deferred amounts are unsecured general obligations; participants rank equally with other unsecured creditors.","Participants can elect distribution upon separation from service, death, disability, or change in control.","Plan effective April 18, 2022; administered under Section 409A of the Internal Revenue Code.","Restoration matching contributions may be credited at Employer's discretion as per Adoption Agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378971,"accession_number":"0000037808-22-000007","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q1 GAAP EPS $0.15 vs $0.28 YoY; operating EPS $0.26; completes Howard Bancorp deal; $150M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income available to common stockholders $51.0M ($0.15 diluted EPS) vs $91.2M ($0.28) in Q1 2021.","Operating diluted EPS (non-GAAP) $0.26, excluding $47.8M merger-related items and $4.2M branch consolidation costs.","Completed acquisition of Howard Bancorp on Jan 22, 2022, adding $1.8B in loans and deposits at fair value.","Board authorized new $150M share repurchase program; repurchased 2.2M shares at avg $13.25 in Q1.","Period-end loans ex-PPP up $3.6B (15.7% YoY); net charge-offs remained low at 0.03% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397209,"accession_number":"0001193125-22-015532","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-01-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FNB completes Howard Bancorp merger; pro forma assets $42B, deposits $33B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed Jan 22, 2022; each Howard share converted into 1.8 FNB shares.","Pro forma total assets ~$42B, total loans ~$27B, total deposits ~$33B.","FNB now holds #6 retail deposit share in Baltimore MSA; customer conversion Feb 7, 2022.","Howard stock delisted from NASDAQ; options and RSUs converted at 1.8 ratio.","Acquisition adds scale in Mid-Atlantic; new customers gain digital banking and wealth services."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":397208,"accession_number":"0000037808-22-000002","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2022-01-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q4 EPS $0.30, full-year EPS $1.23; record revenue $1.2B; tangible book value up 9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $96.5M ($0.30/sh) vs $0.22/sh YoY; full-year $396.6M ($1.23/sh) vs $0.85/sh.","Record full-year revenue $1.2B; non-interest income record $330M, up $36M YoY.","Ex-PPP loans grew 5.7% YoY; tangible book value per share up 9% to $8.59.","Net charge-offs very low at 0.02% annualized; provision for credit losses a net benefit of $2.4M.","CEO cites growth initiatives: eStore digital platform, Howard Bank integration, Physicians First."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416160,"accession_number":"0001193125-21-320892","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2021-11-05T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"FNB receives all regulatory approvals for Howard Bancorp merger; closing targeted Jan 22, 2022","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required federal and state regulatory approvals obtained for the Howard Bancorp merger.","Howard stockholder special meeting scheduled for November 9, 2021.","Closing expected on January 22, 2022, subject to shareholder approval.","Regulatory clearance removes a key condition; integration planning continues."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416159,"accession_number":"0001193125-21-307620","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2021-10-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"F.N.B. receives final regulatory clearances for Howard Bancorp merger; vote Nov. 9","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Final approvals received from Federal Reserve, OCC, and Maryland regulator for Howard Bancorp merger.","Deal expected to be 4% accretive to EPS with minimal tangible book value impact; CET1 ratio unchanged.","Howard stockholders to vote on merger on Nov. 9; exchange ratio fixed at 1.8 FNB shares per Howard share.","Combined bank projected to become sixth largest deposit holder in Baltimore, MD."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":416158,"accession_number":"0000037808-21-000029","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2021-10-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"F.N.B. reports record Q3 2021 revenue of $321M, EPS $0.34 vs $0.25 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $109.5M ($0.34 diluted EPS) vs $80.8M ($0.25) in Q3 2020.","Total revenue record $321.3M, up 4.6% YoY; non-interest income record $88.9M, up 11%.","Period-end loans ex-PPP up $867.6M (3.7%); average deposits grew $2.5B (8.6%).","Net interest margin (FTE) 2.72%, up 2 bps linked quarter; cost of interest-bearing deposits improved to 0.21%.","Annualized net charge-offs 0.03% vs 0.29% YoY; provision for credit losses net benefit $1.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6247166643.096993,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":433782,"accession_number":"0000037808-21-000024","cik":37808,"company_name":"FNB CORP/PA/","ticker":"FNB","form_type":"8-K","filed_at":"2021-07-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FNB Q2 2021 net income $99.4M ($0.31 EPS), up 22% YoY; 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