{"filings":[{"id":1389997,"accession_number":"0001628280-26-046602","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-07-01T21:06:33+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Finance of America closes $5.2B reverse mortgage servicing acquisition from Onity","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired ~20,000 HECM loans with $5.2B unpaid principal balance from Onity Mortgage Corp.","All-cash transaction; three-year subservicing agreement with Onity for operational continuity.","CEO Graham Fleming states deal strengthens market leadership in home equity retirement solutions.","Portfolio expands HECM servicing base and positions company for further growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1362797,"accession_number":"0001628280-26-046295","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-06-30T21:12:56+00:00","items":["5.07"],"status":"ready","headline":"Stockholders approve charter amendment reclassifying Class B Common Stock and adding officer exculpation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Written consent approved by holders of 53.9% of total voting power and 97.2% of Class B Common Stock voting power.","Charter amendment reclassifies Class B Common Stock to one vote per share, aligning with LLC Units.","Amendment adds exculpation of executive officers under recent DGCL amendments.","Technical changes include reflecting repurchase of equity held by Blackstone affiliates.","Effective upon filing with Delaware Secretary of State, at least 20 days after mailing definitive Information Statement; board retains discretion to abandon."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":581841,"accession_number":"0001628280-26-037244","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-05-21T20:06:06+00:00","items":["5.07"],"status":"ready","headline":"Finance of America shareholders elect directors, approve say-on-pay, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All six director nominees elected: Brian Libman, Norma Corio, Andrew Essex, Cory Gardner, Tyson Pratcher, Lance West.","Advisory vote on executive compensation passed with 10,611,992 for, 2,157,955 against, 28,174 abstentions.","Ratification of BDO USA as auditor for FY 2026 passed with 14,185,272 for, 25,390 against, 3,045 abstentions.","Meeting held on May 15, 2026; 14.2M votes (80.89% of voting power) represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95928,"accession_number":"0001628280-26-030502","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q1 net income $35M ($1.93 EPS); adjusted EPS $1.10 beats consensus","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35M ($1.93 basic EPS); adjusted net income $26M ($1.10 adjusted EPS), beating consensus.","Funded volume $596M, +6% YoY with accelerating March; origination gains and capital markets improved.","Adjusted EBITDA $44M; total equity $438M; tangible equity $268M ($14.82 per share).","Completed repurchase of Blackstone's equity interest in February 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":120142000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95927,"accession_number":"0001628280-26-030481","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["1.01"],"status":"ready","headline":"FOA subsidiary to acquire $5.1B HECM MSR portfolio from Onity/PHH, assume pipeline and staff","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["FAR to purchase HECM MSRs on ~20,000 loans with $5.1B UPB as of March 31, 2026.","FAR also acquires OMC's reverse loan pipeline; to assume US-based reverse origination employees.","Purchase price equals estimated book value of assets, with customary holdbacks and post-closing adjustments.","OMC will subservice the MSRs under a 3-year term with auto-renewal; OMC to stop reverse originations.","Closing subject to Ginnie Mae consent; either party may terminate if not closed by August 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.77,"calibrated_materiality_score":0.77,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95926,"accession_number":"0001628280-26-023707","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-04-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Finance of America CAO Tai A. Thornock to retire May 15; CFO Engel adds principal accounting role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CAO Tai A. Thornock notified retirement effective May 15, 2026.","CFO Matthew A. Engel will serve as principal accounting officer after Thornock's departure.","Thornock may remain as consultant for a transitional period.","Retirement not due to any disagreement with management or Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109368,"accession_number":"0001628280-26-016406","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2026-03-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America reports FY2025 net income $110M, up 175%; adj. EPS $3.04 above guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2025 net income from continuing ops $110M (basic EPS $5.04), up 175% YoY; adjusted net income $74M (adj. EPS $3.04), up 429% YoY.","Funded volume $2.4B in 2025, up 24% YoY; Q4 volume $619M in line with expectations.","Announced agreement to acquire reverse mortgage servicing portfolio from PHH Mortgage, expanding servicing platform.","Secured $2.5B strategic partnership and $50M equity investment from Blue Owl to support growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125842,"accession_number":"0001193125-25-321394","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-12-17T23:59:59+00:00","items":["1.01","3.03","5.03","9.01"],"status":"ready","headline":"Finance of America closes $50M Series A Preferred issuance to Blue Owl","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closed $50M issuance of 50,000 Series A Convertible Perpetual Preferred shares to Blue Owl.","Entered into Registration Rights Agreement for the preferred and underlying common shares.","Subsidiary Finance of America Equity Capital amended its LLC agreement to create mirror preferred units.","Certificate of Designations for the Series A Preferred filed with Delaware Secretary of State."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125841,"accession_number":"0001193125-25-317959","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Finance of America raises $50M from Blue Owl via Series A Preferred Stock at 9% dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Blue Owl invests $50M for 50,000 shares of Series A Convertible Perpetual Preferred at $1,000/share.","Initial dividend rate 9.0% annually, payable quarterly; increases to 12% after 7 years and up to 16% max.","Preferred stock ranks senior to common; conversion price initially $35/share with anti-dilution adjustments.","Company may redeem after 4th anniversary; Blue Owl gets board seat after 7 years if shares outstanding.","Closing expected on or after December 15, 2025, subject to customary conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125840,"accession_number":"0001628280-25-052883","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-11-18T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Finance of America acquires reverse mortgage assets from Onity subsidiary PHH Mortgage; expects Q1 2026 close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquires HECM servicing portfolio, reverse mortgage loan pipeline, and select origination team members from PHH Mortgage (Onity Group).","Deal funded by warehouse/asset-level financing and available liquidity; expected to be immediately accretive to earnings and cash flow.","Enters 3-year subservicing agreement with PHH; PHH will offer HomeSafe Second loans to its forward mortgage customers as a new distribution channel.","Transaction approved by boards of FOA and Onity; closing subject to regulatory approvals and customary conditions.","No specific purchase price disclosed; closing expected in Q1 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125839,"accession_number":"0001628280-25-048796","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FOA Q3 adjusted net income $33M, $1.33 EPS; YTD net income $131M, $5.78 basic EPS","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net loss of $29M due to home price appreciation model changes; adjusted net income $33M, up 136% QoQ.","Nine-month funded volume $1.8B, up 28% YoY; Q3 volume $603M in line with expectations.","Repaid $85M of high-cost working capital facilities; agreed to repurchase Blackstone's equity stake.","Cash and equivalents rose from $46M (June 30) to $110M (Sept 30).","Announced strategic partnership with Better.com to expand senior-focused product offerings."],"consensus_eps_estimate":null,"consensus_eps_actual":4.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":423919000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125838,"accession_number":"0001193125-25-245228","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Finance of America enters supplemental indentures modifying terms of 2026 and 2029 notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["FOA Funding executed supplemental indentures on Oct 21, 2025, allowing up to $45M in restricted payments for equity repurchases.","Waived existing right to extend maturity of $60M principal of 7.875% Senior Secured Notes due 2026 to Nov 2027.","Amendments treat net proceeds from HMSR instrument monetization as collateral net cash proceeds under both note indentures.","Supplemental indentures relate to 7.875% Senior Secured Notes due 2026 and 10% Exchangeable Senior Secured Notes due 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142594,"accession_number":"0001828937-25-000058","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"FOA posts Q2 net income $80M ($3.16 EPS), funded volume up 35% YoY; agrees to repurchase Blackstone stake","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing ops $80M, basic EPS $3.16; adjusted net income $14M, adjusted EPS $0.55.","Funded volume $602M, +35% YoY; Adjusted EBITDA $30M for Q2 2025.","Total equity $473M as of June 30, 2025, up from prior period.","Agreed in early August to repurchase entire Blackstone equity stake, reducing interest expense and enhancing flexibility."],"consensus_eps_estimate":null,"consensus_eps_actual":4.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":343071000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142593,"accession_number":"0001193125-25-172824","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["1.01","2.03","3.02","5.01","7.01","8.01","9.01"],"status":"ready","headline":"Finance of America repurchases Blackstone equity for $80.3M, issues $40M convertible notes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchases all Blackstone Class A/units at $10/share for $80.3M; closing expected Q4 2025, subject to conditions.","Issues $40M zero-coupon convertible notes due Aug 2028, convertible into Class A at $19/share after one year ($18 early).","Repays and terminates working capital facility; enters $20M unsecured LFH facility fully drawn, matures Aug 2026.","Consent from noteholders amends indentures; $60M of 2026 Notes mature Nov 2026 (non-extendable), with additional collateral."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160665,"accession_number":"0001828937-25-000035","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect all six director nominees and approve say-on-pay at Finance of America Annual Meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All six director nominees elected with 18.8M+ votes for each; no nominee received less than 18.85M votes.","Advisory vote on executive compensation approved: 18,930,013 for, 61,709 against, 3,024 abstain.","Ratification of BDO USA as auditor for FY 2025 passed: 20,520,064 for, 34,214 against, 826 abstain.","84.74% of voting power (20,555,104 votes) represented at the meeting; held May 16, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160664,"accession_number":"0001828937-25-000026","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"FOA restates cash flow statements; material weakness in internal controls","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee concluded 2024 annual and Q1 2024 financials should no longer be relied upon due to errors.","Misclassification of securitization cash flows: understated investing activities by $225–250M, overstated financing by same amount.","No impact on net income, revenue, operating cash flows, total cash flows, or balance sheet.","Material weakness identified in internal control over financial reporting; remediation plan to be included in amended 10-K.","Q1 2025 Form 10-Q delayed; expects to file by May 20, 2025 under SEC grace period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160663,"accession_number":"0001828937-25-000021","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q1 net income $80M, adjusted EPS $0.52; funded volume +32% YoY to $561M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing ops $80M ($3.17 basic EPS); adjusted net income $13M ($0.52 adj EPS).","Funded volume $561M, up 32% YoY; above high end of guidance range.","Adjusted EBITDA $29M; total equity $395M; tangible equity grew $88M from Q4 2024.","Adjusted net income improved by $20M YoY due to higher volumes and lower operating expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":2.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":165695000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160662,"accession_number":"0001828937-25-000018","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Finance of America extends Blackstone promissory note maturity to Aug 1, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Amendment extends maturity from May 25, 2025 to August 1, 2025; no other terms changed.","Promissory notes originally issued June 2019 by subsidiary FoA Equity to Blackstone and LFH entity.","Prior omnibus amendments executed on Jan 30, 2024 and Sep 17, 2024.","Lenders include funds affiliated with Blackstone and an entity controlled by Brian L. Libman."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178885,"accession_number":"0001828937-25-000015","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2025-03-20T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Finance of America expands board to seven, appoints Essex and Gardner as directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased to seven; Andrew Essex and Cory Gardner elected to fill vacancies effective March 19, 2025.","Gardner appointed to Audit Committee; 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net income $40M, adjusted EBITDA $60M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing operations of $40M ($1.78 basic EPS) for FY2024 vs prior-year loss.","Adjusted net income of $14M ($0.60 adjusted EPS) improved $97M from FY2023.","Adjusted EBITDA of $60M; reverse mortgage funded volume up 19% YoY.","Tangible equity grew $80M from end of 2023.","Q4 reverse mortgage production $534M, outpacing guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195552,"accession_number":"0001828937-24-000088","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q3 net income $204M; adjusted EPS $0.67; exchange offer 98% participation","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing ops $204M ($8.48 basic EPS); adjusted net income $15M ($0.67 adjusted EPS).","Adjusted EBITDA $32M; fifth consecutive quarter of improved adjusted net performance.","Book equity $456M (~$20 per fully diluted share) as of Sept 30, 2024.","Completed reverse stock split on July 25, 2024, regaining NYSE compliance.","Closed exchange offer on Oct 31, 2024 with ~98% participation from senior unsecured note holders."],"consensus_eps_estimate":null,"consensus_eps_actual":6.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":443794000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195551,"accession_number":"0001193125-24-250678","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"FOA subsidiary exchanges $342.6M of 7.875% notes due 2025 for secured notes due 2026/2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exchanged $342.6M (97.9% of outstanding) 7.875% Senior Notes due 2025 for new secured notes and $856,555 cash.","Issued $195.8M of new 7.875% Senior Secured Notes due 2026; step-up to 8.875% after one year, extendable to 2027 at 9.875%.","Issued $146.8M of new 10% Exchangeable Senior Secured Notes due 2029; exchangeable into FOA Class A common at $27.50/share.","New notes secured by collateral, initially second-lien subordinated to Working Capital Notes, then first-lien upon termination.","Registration rights agreement requires FOA to file shelf registration for common stock deliverable on exchange by April 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195550,"accession_number":"0001193125-24-244614","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Finance of America exchange offer gets 97.9% participation; extends expiration to Oct 29","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$342.6M (97.892%) of outstanding 2025 Notes tendered as of Oct 25, 2024.","Exchange offer extended to 5:00 PM ET on Oct 29, 2024.","Amortization payment on Nov 15, 2025 for New Senior Secured Notes modified to $0.23 per $1.00.","Expected settlement on Oct 31, 2024.","New Secured Notes: up to $200M 7.875% due 2026 and up to $150M 10.000% due 2029."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211819,"accession_number":"0001828937-24-000084","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-09-17T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Finance of America launches exchange offer for $350M 2025 notes, gets 94% participation","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Holders get $571.43/1K of new 7.875% secured notes due 2026, $428.57/1K of 10% exchangeable secured notes due 2029, plus $2.50 cash per $1,000 tendered.","At least 94% of noteholders have agreed or intend to tender; offer expires October 25, 2024.","New secured notes are second-lien until Working Capital Notes repaid, then first-lien; exchange deadline extended to October 31, 2024.","No cash proceeds from issuance; exchanged notes will be retired and cancelled."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211818,"accession_number":"0001828937-24-000072","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q2 net loss $5M; adj. EBITDA turns positive at $9M; note exchange support >99%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing ops $5M ($0.20 basic loss); adjusted net loss $1M ($0.05 per share).","Adjusted EBITDA of $9M, first positive quarter since 2022; fourth consecutive quarter of improved adjusted net results.","Exchange Offer Support Agreement: over 99% of senior unsecured note holders indicated intent to participate.","Reverse stock split completed in July 2024 to regain NYSE continued listing compliance.","Management cites improving operating performance amid home equity-based financing focus."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":153721000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211817,"accession_number":"0001828937-24-000069","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"Finance of America Companies completes 1-for-10 reverse stock split","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse split effective 5:00 p.m. ET on July 25, 2024; every 10 shares of Class A common converted into 1 share.","Split-adjusted trading began on NYSE July 26 under same symbol FOA; new CUSIP: 31738L206.","Number of authorized shares unchanged; proportionate adjustments made to warrants, equity awards, and FoA Units.","Exercise price of public warrants adjusted to $115 (10x prior).","No change to Class B common stock or voting percentages, except for fractional share cash."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211816,"accession_number":"0001828937-24-000063","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Finance of America sets July 25 effective date for 1-for-10 reverse stock split","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse split effective 5:00 p.m. ET on July 25, 2024; adjusted trading begins July 26.","CUSIP for Class A Common Stock changes to 31738L 206; warrant exercise price becomes $115.","Every 10 pre-split shares become 1 share; no fractional shares—cash in lieu paid.","No change to authorized shares, par value, or Class B Common Stock.","Split intended to meet NYSE continued listing price criteria."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211815,"accession_number":"0001828937-24-000058","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-07-05T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"NYSE to delist Finance of America warrants over low selling price; company waives appeal","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["NYSE notified FOA on July 2, 2024, and publicly announced July 3, 2024, that it will delist FOA.WS warrants due to 'abnormally low selling price'.","Trading in warrants suspended immediately; company will not appeal the NYSE determination.","Delisting of warrants does not affect FOA common stock (symbol FOA) or the planned reverse stock split.","Warrants are exercisable for one share of Class A common stock at $11.50 per share; no impact on business operations or SEC reporting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230588,"accession_number":"0001828937-24-000054","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-06-25T23:59:59+00:00","items":["1.01","5.07","7.01","9.01"],"status":"ready","headline":"Finance of America to exchange $350M unsecured notes for secured debt; 93% support","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Initial 71.1% noteholder support for exchange of $350M 7.875% senior notes due 2025; Libman Parties added to total 93.1%.","New securities: up to $200M 7.875% Senior Secured First Lien Notes due 2026 (step-up to 8.875%/9.875%) and up to $150M 10.000% Exchangeable Senior First Lien Notes due 2029.","Consent solicitation to eliminate substantially all covenants and events of default in the existing indenture.","Stockholders approved issuance of shares underlying exchangeable notes via written consent, effective upon note issuance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230587,"accession_number":"0001828937-24-000050","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-06-17T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Finance of America stockholders approve 10:1 reverse stock split to meet NYSE listing price","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders with 69.8% voting power executed written consent approving 10:1 reverse split.","Primary aim is to raise per-share price to satisfy NYSE continued listing criteria.","Board retains discretion; split effective upon filing with Delaware Secretary of State.","Preliminary information statement filed June 17, 2024; definitive statement to follow."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230586,"accession_number":"0001828937-24-000045","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Finance of America shareholders elect directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All five director nominees elected; highest vote withheld was 10.5M for Brian Libman.","Advisory vote on named executive officer compensation passed with 193.1M for, 1.1M against.","Ratification of BDO USA as auditor for FY 2024 approved with 203.5M for, 1.1M against.","87.57% of voting power (204.7M votes) represented at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230585,"accession_number":"0001828937-24-000034","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America reports Q1 net loss $16M, adjusted EBITDA -$1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing ops $16M ($0.06 loss per share); adjusted net loss $7M ($0.03 per share).","Adjusted EBITDA loss $1M, near break-even; Retirement Solutions pre-tax improved 69% vs prior quarter.","Third consecutive quarter of improved operating results on an adjusted net basis."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":74682000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230584,"accession_number":"0001193125-24-090954","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-04-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Finance of America posts investor update presentation online","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company posted an 'Investor Update' presentation on its IR website on April 9, 2024.","No specific financial results, guidance, or material events were disclosed in the filing.","Presentation accessible at ir.financeofamerica.com; no further details provided.","Filing is solely a Reg FD disclosure to inform investors of the availability of the update."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248957,"accession_number":"0001828937-24-000013","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-03-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Finance of America reports Q4 net income $171M from continuing ops; adjusted net loss improves 20% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing ops Q4 2023: $171M ($0.72 basic EPS).","Adjusted net loss Q4: $20M ($0.09 per share), 20% improvement vs prior quarter.","Retirement Solutions adjusted net loss improved 67% QoQ on higher revenue margin and lower expenses.","Full year 2023: subsidiary Finance of America Reverse held 37% share of HECM Reverse market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248956,"accession_number":"0001828937-24-000007","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-02-16T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Finance of America receives NYSE non-compliance notice for sub-$1.00 average share price","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["As of Feb 9, 2024, 30-day average closing price of Class A Common Stock (FOA) fell below $1.00 threshold.","NYSE notice received Feb 12, 2024; company has six-month cure period to regain compliance.","No immediate impact on NYSE listing or business operations; company plans to notify NYSE within 10 business days.","Finance of America is evaluating options to cure the price condition, including potential shareholder-approved actions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248955,"accession_number":"0001828937-24-000003","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2024-02-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Finance of America amends promissory notes: ups commitments to $85M, extends maturity to May 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Aggregate commitments increased from $60M to $85M; maturity extended from Nov 2024 to May 2025.","Interest rate remains 10% (15% from May 15, 2024).","New guarantee and security agreement adds Guarantors (FoA Funding, FoA Reverse, FoA Mortgage) and pledges additional collateral.","Mandatory prepayment triggers include asset sales, equity issuances, and certain securitization proceeds with prepayment percentages up to 100%.","Restrictive covenants limit indebtedness, restricted payments, asset sales, and liens; customary events of default."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266495,"accession_number":"0001828937-23-000126","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-12-15T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Finance of America receives NYSE non-compliance notice for share price below $1.00","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["NYSE notified FOA on Dec 12, 2023 that average closing price was below $1.00 over 30 consecutive trading days as of Dec 11, 2023.","Company has a six-month cure period to regain compliance; no immediate effect on NYSE listing.","FOA plans to notify NYSE within 10 business days of intent to cure and is evaluating options.","Notice does not impact ongoing business operations or SEC reporting requirements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266494,"accession_number":"0001828937-23-000114","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q3 net loss $172M, adjusted loss $25M; Reverse volumes up 18% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing operations of $172M; adjusted net loss $25M ($0.11 per share).","Funded volumes in Reverse segment increased 18% quarter over quarter.","Corporate overhead expenses reduced 17% quarter over quarter.","Maintained over 37% share of HECM Reverse market.","Completed sale of Home Improvement platform assets on September 15, 2023; transitioned offshore fulfillment services."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":-41482000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266493,"accession_number":"0001193125-23-249140","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-10-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Finance of America CFO resigns; CEO to serve as interim; Matthew Engel named permanent CFO effective Nov 15, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Johan Gericke resigns as CFO effective Oct 13, 2023.","CEO Graham Fleming will serve as interim CFO from Oct 13 to Nov 15.","Matthew Engel appointed CFO effective Nov 15; joins as EVP of Finance on Oct 6.","Engel compensation: $450K salary, $325K RSU grant, $525K target bonus (2023 min $262.5K).","Engel previously CFO of Bloom Retirement; Bloom sold assets to Finance of America in Mar 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283733,"accession_number":"0001828937-23-000105","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-08-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"FOA recasts 2022 results for discontinued ops and new segments; provides AAG pro forma","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Discontinued operations include Mortgage Originations (excl. Home Improvement), Commercial Originations, and most of Lender Services.","New reportable segments: Retirement Solutions, Portfolio Management, and Corporate & Other.","Acquisition of AAG/Bloom closed March 31, 2023; pro forma shows net loss from cont. ops of $168M (6 mo. 2023) and $420M (FY2022).","Basic EPS pro forma: ($1.03) for 6 mo. 2023 and ($3.15) for FY2022; reflects AAG as if acquired Jan 1, 2022.","No revisions to 2022 Form 10-K except for segment realignment, discontinued ops, and Note 38 (subsequent events)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283732,"accession_number":"0001828937-23-000083","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q2 net loss $221M, adjusted loss $26M; sells Lender Services stake, Title Insurance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss from continuing operations of $221M; adjusted net loss of $26M ($0.12 per diluted share).","Completed sale of majority stake of Lender Services platform on June 30, 2023.","Completed sale of Title Insurance business effective July 3, 2023.","Maintained 39% share of HECM Reverse market in first half 2023 (HMBS issuance basis).","Integration costs for AAG platform and growth investments contributed to adjusted loss."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":28958000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283731,"accession_number":"0001828937-23-000080","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-07-06T23:59:59+00:00","items":["2.01","7.01","9.01"],"status":"ready","headline":"Finance of America completes sale of Incenter title insurance business for ~$92.6M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold Agents National Title (ANTIC) and Boston National Holdings (BNT) to Essent US Holdings (Essent Group).","Cash consideration of ~$92.6M, adjusted from $100M base purchase price per Securities Purchase Agreement.","Transaction closed on July 1, 2023; CEO stated it supports long-term retirement-focused strategy.","Pro forma financials filed showing discontinued operations classification for the sold entities.","Assets of discontinued operations were $151.5M as of March 31, 2023; liabilities $66.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303288,"accession_number":"0001828937-23-000075","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K/A","filed_at":"2023-06-14T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"AAG 2022 net loss $98.9M, debt covenant violations; FOA acquisition closed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["AAG net loss $98.9M in 2022 vs $8.0M loss in 2021; revenue fell to $360M from $703M.","AAG total assets $5.22B, liabilities $5.19B, equity $31.5M at Dec 31, 2022.","AAG was in violation of debt covenants at Dec 31, 2022; auditor included going-concern emphasis.","FOA acquired substantial majority of AAG assets for $46.6M (stock, note, cash) on March 31, 2023.","Unaudited pro forma condensed financials filed to reflect the AAG Transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303292,"accession_number":"0001828937-23-000063","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-06-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Finance of America annual meeting elects directors, approves executive pay, ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Five director nominees elected with 175M to 184M votes for; broker non-votes ~11.7M.","Advisory vote on executive compensation passed with 183.4M for, 0.35M against.","Ratification of BDO USA as auditor for FY2023 approved with 192.3M votes for.","Total voting power 233.2M; 84.1% quorum achieved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303291,"accession_number":"0001828937-23-000039","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America Q1 net income $55M, AAG acquisition closed, volumes down 77% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income from continuing ops of $55M ($0.29 basic EPS) vs loss of $48M in Q4'22; adjusted net loss of $15M.","Revenue $141M, up 171% QoQ, driven by fair value gains; funded volume $357M, down 49% QoQ and 77% YoY.","Completed AAG acquisition and concurrent $30M equity raise; assets under management grew 30% to $26.3B.","Wind down of Mortgage Originations segment; agreements to sell Title Insurance (Q3'23) and majority of Lender Services (Q2'23).","Retirement Solutions revenue $26M (-19% QoQ); Portfolio Management pre-tax income $99M vs $3M in Q4'22."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":140855000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303290,"accession_number":"0001193125-23-131256","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Finance of America announces new reporting segments effective Q1 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New segments: Retirement Solutions, Portfolio Management, Corporate & Other, effective March 31, 2023.","Retirement Solutions combines reverse mortgage (AAG) and home improvement lending, previously in separate segments.","Portfolio Management unchanged; Corporate & Other adds offshore fulfillment from discontinued Lender Services.","Discontinued operations result from sale of Title Insurance Business and Incenter assets.","Summary segment info will be included in Q1 2023 Form 10-Q and future earnings releases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303289,"accession_number":"0001193125-23-088923","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["1.01","2.01","3.02","5.02","7.01","9.01"],"status":"ready","headline":"Finance of America closes AAG asset acquisition, raises $30M equity, promotes Fleming to CEO","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired AAG assets for $5.5M cash plus $4.5M promissory note; adds direct-to-consumer channel reaching 10M consumers annually.","Issued 10.87M Class A shares each to Blackstone and BL Investor for $15M apiece ($30M total) to fund deal and corporate purposes.","Graham A. Fleming appointed CEO effective April 5, 2023; Kristen Sieffert promoted to President with salary raised to $650K and target bonus to $1.2M.","Transaction expected to be immediately accretive to tangible book value and earnings; FOA now one of the largest reverse mortgage lenders in the U.S."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322912,"accession_number":"0001828937-23-000013","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Finance of America reports FY2022 net loss of $716M ($3.06/sh); adjusted loss $61M; acquires AAG reverse mortgage lender","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2022 net loss of $716M ($3.06 basic loss per share); adjusted net loss of $61M.","Acquisition of AAG, a leading reverse mortgage lender, to close March 31, 2023 after regulatory approval.","Mortgage Originations segment wind-down completed in February 2023; sale of Title Insurance and Commercial Originations announced in Q1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322911,"accession_number":"0001828937-23-000007","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-03-06T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"Finance of America completes wind-down of Mortgage Originations segment, excluding Home Improvement","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Completed discontinuation of Mortgage Originations segment (except Home Improvement) on Feb 28, 2023.","Pro forma net loss attributable to controlling interest for 9M ended Sep 30, 2022: $66.3M vs $133.7M historical.","Pro forma total assets as of Sep 30, 2022 decreased by $718M to $20.5B.","Wind down previously announced in Oct 2022; pro forma financials filed as Exhibit 99.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322910,"accession_number":"0001193125-23-042835","cik":1828937,"company_name":"Finance of America Companies Inc.","ticker":"FOA","form_type":"8-K","filed_at":"2023-02-21T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Finance of America sells commercial lending operational assets to Roc360 for up to $30M earnout","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sale of FACO operational assets to Roc360 for earnout up to $30M over three years.","Transaction expected to close in Q1 2023; subject to conditions; can be terminated by June 1, 2023 if not closed.","FACO's financial assets (loans and securitization assets) not included; will be sold or liquidated separately.","After closing, FOA will no longer have a reportable Commercial Originations segment; FAM exits business purpose lending.","Credit Suisse acted as financial advisor to FOA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":179169296.41467065,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-02-21T23:59:59+00:00|322910"}