{"filings":[{"id":1415117,"accession_number":"0000712534-26-000048","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-07-02T20:10:19+00:00","items":["5.02"],"status":"ready","headline":"Director Mung Chiang resigns from First Merchants board effective July 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Dr. Mung Chiang resigned from the Board effective July 1, 2026.","Resignation due to change in professional responsibilities and relocation outside primary market area.","No disagreement with company operations, policies, or practices.","Board size reduced from 13 to 12 members."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1249596,"accession_number":"0000712534-26-000046","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-06-24T20:12:34+00:00","items":["8.01"],"status":"ready","headline":"First Merchants authorizes $100M stock repurchase program covering ~5% of shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 3,125,000 shares (~5% of outstanding) for max $100M.","Program replaces prior authorization from March 2025; timing and volume at management's discretion.","Repurchases may be via open-market, private transactions, or Rule 10b5-1 plan, subject to market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":555676,"accession_number":"0000712534-26-000041","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-05-20T20:40:12+00:00","items":["5.07"],"status":"ready","headline":"First Merchants shareholders re-elect all nine directors, approve say-on-pay and auditor at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine incumbent directors re-elected for one-year terms; votes for ranged from 36.8M to 45.3M, with most withheld votes between 360K and 8.9M.","Advisory vote on executive compensation approved: 43.1M for, 2.2M against, 374K abstain, 7.4M broker non-votes.","Forvis Mazars, LLP ratified as independent auditor for 2026: 51.1M for, 1.8M against, 77K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":526916,"accession_number":"0000712534-26-000039","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-05-19T20:11:27+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Merchants appoints Paul Fultz to Board after Gary Lehman's retirement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gary Lehman retired from the Board effective May 19, 2026, after serving since 2011; not due to any disagreement.","Paul Fultz, retired KPMG audit partner with over 30 years of experience, appointed to fill the vacancy.","Fultz will serve on the Audit Committee; term runs until the 2027 Annual Meeting of Shareholders.","Board now comprises 13 members, 10 of whom are independent outside directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":523556,"accession_number":"0000712534-26-000038","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-05-19T18:48:27+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $0.37 common dividend payable June 19, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.37 per common share cash dividend declared on May 19, 2026.","Dividend payable June 19, 2026 to shareholders of record as of June 5, 2026.","First Merchants Corporation (NASDAQ: FRME) announced the dividend via press release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98421,"accession_number":"0000712534-26-000032","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants Q1 2026 adjusted EPS $1.03, up 9.6% YoY; acquires First Savings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP diluted EPS $0.45; adjusted diluted EPS $1.03, up 9.6% YoY from $0.94.","Closed acquisition of First Savings on Feb 1, adding $2.4B assets and $1.8B loans.","Net interest margin expanded 13 bps YoY to 3.35%; net interest income $151.3M (+16.1% YoY).","Repurchased 640,486 shares for $24.9M in Q1; CET1 ratio 11.22%.","Non-core charges: $17M acquisition costs and $29.8M mark-to-market loss on loans reclassified to HFS."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98420,"accession_number":"0000712534-26-000028","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares quarterly preferred dividend of $0.4688 per depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $46.88 per share on Series A preferred stock (NAS: FRMEP).","Equivalent to $0.4688 per depositary share, payable May 15, 2026.","Record date for holders is April 30, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113879,"accession_number":"0000712534-26-000019","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants Corporation declares $0.36 quarterly dividend payable March 20, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.36 per common share declared on February 10, 2026.","Payable March 20, 2026 to shareholders of record as of March 6, 2026.","Routine quarterly dividend declaration; no change in rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113878,"accession_number":"0000712534-26-000017","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-02-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Merchants appoints former First Savings CEO Larry Myers to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Larry Myers appointed to First Merchants Corp and Bank boards, effective Feb 9, 2026.","Myers was President/CEO of First Savings Bank, which merged with First Merchants on Feb 1, 2026.","His initial term runs until the 2026 annual meeting; then stands for one-year election.","No director compensation until Q3 2026 due to temporary employee status through merger integration.","Appointed to Risk and Credit Policy Committee; no other material agreements or transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113877,"accession_number":"0000712534-26-000015","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-02-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Merchants adopts 2026 incentive plan for NEOs with EPS-based metrics","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Hardwick: threshold 40%, target 80%, maximum 160% of base salary based on diluted GAAP EPS.","President Stewart and CFO Kawiecki: target 60%, maximum 120% of base salary.","Chief Credit Officer Martin and Chief Commercial Officer Peterson: target 50%, maximum 100%.","Peterson's payout weighted 70% on corp EPS and 30% on Commercial line revenue and net contribution.","All payments subject to clawback if based on materially inaccurate financial statements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113876,"accession_number":"0000712534-26-000013","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants completes merger with First Savings Financial Group; combined assets ~$21.4B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Feb 1, 2026; each FSFG share converted into 0.85 FRME shares; ~6.1M FRME shares issued.","First Savings contributed $2.4B assets, $1.9B loans, $1.7B deposits as of Dec 31, 2025.","Combined company ~$21.4B assets; integration expected to complete in Q2 2026.","First Savings Bank merges into First Merchants Bank; combined bank retains First Merchants brand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113875,"accession_number":"0000712534-26-000011","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants Q4 EPS $0.99, adj $0.98; record full-year net income $224.1M; First Savings acquisition close Feb 1","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $56.6M ($0.99 diluted EPS); adjusted EPS $0.98; full-year record $224.1M ($3.88 EPS).","Loans grew $197.4M linked qtr (5.8% annualized) to $13.8B; deposits +$424.9M (11.4% annualized) to $15.3B.","NIM (FTE) 3.29% +5bps linked qtr; efficiency ratio 54.52%; nonperforming assets 0.38% of total assets.","Regulatory approval obtained for First Savings Financial Group acquisition (~$2.4B assets); closing expected Feb 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":3.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113874,"accession_number":"0000712534-26-000008","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-01-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"First Merchants gets final regulatory nod for First Savings merger; close Feb 1, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Received non-objection from Federal Reserve Bank of Chicago on Jan 15, 2026 for merger waiver.","All regulatory approvals now secured: FDIC and Indiana DFI previously granted.","First Savings shareholders approved merger on Dec 19, 2025; board approvals obtained.","Merger expected effective February 1, 2026, subject to customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113873,"accession_number":"0000712534-26-000003","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2026-01-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $46.88 quarterly preferred dividend payable Feb 16","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend on 7.50% Series A preferred stock: $46.88 per share ($0.4688 per depositary share).","Record date January 30, 2026; payment date February 16, 2026.","Ticker FRMEP for depositary shares; no change to common stock dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130287,"accession_number":"0000712534-25-000203","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Patrick Fehring retires from First Merchants board; board size reduced to 12","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Patrick Fehring retired from the Board of Directors effective November 14, 2025.","Fehring had served since 2022 and was on the Risk and Credit Policy Committee.","Retirement not due to any disagreement with the Corporation's operations or policies.","Board size decreased from 13 to 12 members concurrent with Fehring's departure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130286,"accession_number":"0000712534-25-000201","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $0.36 quarterly dividend payable Dec 19, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.36 per common share declared on November 14, 2025.","Payable on December 19, 2025 to shareholders of record as of December 5, 2025.","Quarterly dividend continues at the same per-share rate as prior quarters.","No change in dividend policy or special dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130285,"accession_number":"0000712534-25-000191","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants Q3 2025 EPS $0.98 vs $0.84 YoY; loans up 8.7% annualized; announces acquisition of First Savings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $56.3M, diluted EPS $0.98 vs $0.84 in Q3 2024; adjusted EPS $0.99.","Total loans grew $288.8M (8.7% annualized) linked quarter; deposits up $72.4M.","Nonperforming assets stable at 0.36%; CET1 ratio 11.34%, tangible common equity 9.18%.","Announced all-stock acquisition of First Savings Financial Group (~$241M) adding $2.4B assets; expected close Q1 2026.","Repurchased 162,474 shares for $6.5M in Q3; YTD repurchases $36.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130284,"accession_number":"0000712534-25-000183","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares quarterly preferred dividend of $0.4688 per depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend on 7.50% Non-Cumulative Perpetual Preferred Stock Series A: $46.88 per share.","Equivalent to $0.4688 per depositary share (FRMEP), payable Nov 14, 2025.","Record date for stockholders is October 31, 2025.","Dividend is unchanged from prior quarter; no common stock dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146856,"accession_number":"0001193125-25-216440","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"First Merchants to acquire First Savings in $241M all-stock merger; exchange ratio 0.85","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-stock transaction valued at ~$241.3M; FSFG shareholders receive 0.85 FRME shares per share, implied $33.60/FSFG share.","Deal expected to close Q1 2026; ~11% EPS accretion in 2027, tangible book value earnback ~3.0 years.","First Savings has $2.4B assets, $1.9B loans, $1.7B deposits; combined company assets ~$21B across IN, MI, OH.","Larry W. Myers (First Savings CEO) to join First Merchants Board of Directors upon closing.","Transaction approved by both Boards; requires First Savings shareholder and regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146855,"accession_number":"0000712534-25-000178","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-08-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $0.36/share common dividend payable Sept 19, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.36 per common share announced on August 15, 2025.","Payable on September 19, 2025 to shareholders of record as of September 5, 2025.","Dividend rate unchanged from prior quarter; 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no obligation to buy any shares.","Timing and size depend on market conditions, price, and legal requirements; program can be discontinued anytime."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182960,"accession_number":"0000712534-25-000052","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-02-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants Corporation to redeem $30M of 4.75% Subordinated Notes due 2029 on March 18, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["First Merchants will redeem $30,000,000 principal amount of its 4.75% Fixed-to-Floating Subordinated Notes due 2029.","Redemption will occur on March 18, 2025, the next interest payment date, under optional redemption provisions.","Following redemption, no principal amount will remain outstanding on these subordinated notes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182959,"accession_number":"0000712534-25-000047","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-02-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $0.35/share cash dividend payable March 21, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.35 per share declared on February 7, 2025.","Payable on March 21, 2025 to shareholders of record as of March 7, 2025.","Ex-dividend date set for March 6, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182958,"accession_number":"0000712534-25-000045","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Merchants adopts 2025 SMICP; 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no specific figures in filing excerpt","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Conference call held on Oct 24, 2024, for Q3 2024 results.","Slide presentation furnished as Exhibit 99.1 but financial data not included in available text.","No EPS, revenue, or guidance details provided in the filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":2.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199541,"accession_number":"0000712534-24-000335","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants Q3 GAAP EPS $0.84; 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payable Nov 15, 2024.","Record date for dividend is October 31, 2024.","Dividend applies to FRMEP preferred stock; common stock dividend not addressed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215583,"accession_number":"0000712534-24-000292","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-08-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants sells 5 Illinois branches to Old Second for ~$304M in deposits; expects $23M gain","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Old Second to pay 7.5% deposit premium (~$23M cash) to First Merchants for $304M deposits and $12M loans.","Sale completes First Merchants' exit from suburban Chicago; gain of ~$23M expected from the transaction.","Regulatory approvals pending; closing expected in Q4 2024; branches to be rebranded as Old Second.","First Merchants plans to redeploy capital into balance sheet restructuring to drive shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215582,"accession_number":"0000712534-24-000283","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-08-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares $0.35 per share cash dividend, payable Sept 20","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.35 per share on common stock declared.","Payable on September 20, 2024, to shareholders of record as of September 6, 2024.","Ex-dividend date for broker trading is September 5, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215581,"accession_number":"0000712534-24-000237","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants announces Q2 2024 earnings; specific results not included in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["The 8-K reports that Q2 2024 earnings conference call held on July 25, 2024; slide presentation furnished as Exhibit 99.1.","No financial data (EPS, revenue, etc.) are disclosed in the filing body or provided exhibit text.","Investors should refer to the full slide presentation or earnings release for detailed results.","The filing does not contain any guidance updates or material operational changes."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215580,"accession_number":"0000712534-24-000235","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Merchants Q2 net income $39.5M, EPS $0.68 vs $1.02 YoY; provision up on charge-offs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.68, down from $1.02 in Q2 2023 and $0.80 in Q1 2024.","Net interest margin 3.16%, up 6 bps linked quarter but down 23 bps YoY.","Loans grew $191M (6.1% annualized) linked quarter; deposits fell $315M (8.5% annualized).","Net charge-offs $39.6M; provision expense $24.5M, driving performance weakness per CEO.","Nonperforming assets to total assets 0.36%, improving slightly from 0.37% prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215579,"accession_number":"0000712534-24-000229","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Merchants declares Series A preferred dividend of $46.88 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $46.88 per share on 7.50% Non-Cumulative Perpetual Preferred Stock Series A.","Depositary share holders receive $0.4688 per depositary share.","Dividend payable August 15, 2024 to stockholders of record on July 30, 2024.","No change in dividend rate; routine quarterly declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234933,"accession_number":"0000712534-24-000181","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-05-22T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"First Merchants adopts shareholder bylaw amendment, board declassification, majority voting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders granted the right to amend the company's Bylaws.","Board will be declassified over three years; all directors elected annually by 2027.","Uncontested director elections will use majority voting; contested elections retain plurality standard.","Amendments approved at May 7, 2024 annual meeting and effective May 20, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234932,"accession_number":"0000712534-24-000178","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Shareholders approve 2024 equity incentive and stock purchase plans","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved 2024 Long-Term Equity Incentive Plan, authorizing 1,400,000 common shares.","2024 LTEIP replaces 2019 LTEIP; max 300,000 shares awarded per fiscal year.","Shareholders approved 2024 Employee Stock Purchase Plan, effective July 1, 2024.","Plans provide stock-based incentives and discounted stock purchases for employees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234924,"accession_number":"0000712534-24-000175","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K/A","filed_at":"2024-05-10T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Merchants Corp adopts annual say-on-pay votes after shareholder advisory vote","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders voted for annual advisory votes on executive compensation, consistent with Board recommendation.","Company will hold a say-on-pay vote every year; next vote at 2025 Annual Meeting.","Next required frequency vote on say-on-pay will be at 2030 Annual Meeting unless presented earlier."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234931,"accession_number":"0000712534-24-000171","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"First Merchants shareholders approve all proposals at 2024 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors Becher, Fehring, Hardwick, Sondhi to three-year terms; strong support (40M+ votes each).","Advisory vote on executive compensation passed with 42.7M for versus 3.4M against.","Approved 2024 Long-Term Equity Incentive Plan, Employee Stock Purchase Plan, and Non-Employee Director plan.","Approved amendments to Articles: shareholder bylaw amendment, phased-in board declassification, majority voting.","Ratified FORVIS, LLP as independent auditor for 2024 with over 50M votes in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234930,"accession_number":"0000712534-24-000168","cik":712534,"company_name":"FIRST MERCHANTS CORP","ticker":"FRME","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Merchants appoints Jean Wojtowicz as Board Chair, replacing retiring Charles Schalliol","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles Schalliol retired after 17 years as Chair; oversaw growth from $3B to >$18B assets via 10 acquisitions.","Jean Wojtowicz, board member for 20 years, becomes Chair and Chair of Compensation and HR Committee effective May 7, 2024.","Michael Rechin, former CEO (2007-2020), appointed Vice Chair of the Board.","Wojtowicz also serves on Audit and Nominating & Governance Committees; CEO Mark Hardwick expresses confidence in new leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2535404969.554009,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-05-08T23:59:59+00:00|234930"}