{"filings":[{"id":1176327,"accession_number":"0001104659-26-075931","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-06-19T01:16:32+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares $0.26 quarterly dividend payable August 3, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.26 per share declared by Board on June 17, 2026.","Payable August 3, 2026 to holders of record as of July 20, 2026.","No change in dividend rate from prior quarter (unchanged)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":722076,"accession_number":"0001104659-26-067504","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-05-28T20:13:16+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United appoints Jason B. Rush as Chairman of the Board, effective May 27, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jason B. Rush, age 55, named Chairman of the Board; previously elected to board at May 7, 2026 annual meeting.","Rush also serves as President and CEO since January 1, 2026; previously Senior VP & COO from 2017 to 2025.","No transactions with Rush or affiliates requiring Item 404(a) disclosure since FY 2024 or proposed for FY 2026.","Compensatory arrangements referenced in 2026 proxy statement filed March 26, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":721956,"accession_number":"0001104659-26-067492","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K/A","filed_at":"2026-05-28T20:10:33+00:00","items":["5.07","9.01"],"status":"ready","headline":"First United Corp Board decides to hold annual Say-on-Pay votes following shareholder advisory vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board decided on May 27, 2026 to hold future Say-on-Pay votes every year after 4.86M shares voted for annual frequency.","Shareholders cast 4,856,599 votes for every 1 year, 29,561 for 2 years, 10,408 for 3 years (no abstentions).","Decision implements non-binding advisory vote from May 7, 2026 annual meeting; next required frequency vote not yet scheduled."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":13088,"accession_number":"0001104659-26-058654","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-05-11T20:10:40+00:00","items":["5.07","9.01"],"status":"ready","headline":"First United shareholders elect directors, approve charter amendment, say-on-pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected with >3.3M votes for each; highest vote was Sanu B. Chadha (3,418,007).","Proposal 2: Charter amendment to reduce vote threshold for shareholder actions passed (3.47M for, 117,904 against).","Proposal 3: Non-binding say-on-pay for 2025 executive compensation approved (3.40M for, 159,327 against).","Proposal 4: Shareholders recommended future say-on-pay votes every 1 year (3.14M for 1-year).","Proposal 5: Ratification of Crowe LLP as independent auditor for FY2026 passed (4.57M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98728,"accession_number":"0001104659-26-056785","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First United Corporation holds 2026 Annual Meeting, presents financial data for 2025 and Q1 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual meeting held on May 7, 2026, with shareholders in attendance.","Presentation includes financial data and performance trends for year ended Dec 31, 2025 and first quarter 2026.","Company celebrated its 125th anniversary in 2025, highlighted by Carissa Rodeheaver.","CEO Jason Rush and EVP & CFO Tonya K. Sturm addressed shareholders.","Presentation furnished as Exhibit 99.1 with the 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98727,"accession_number":"0001104659-26-045633","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q1 2026 net income $6.7M ($1.03 EPS), up 16% YoY; NIM expands to 3.83%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $6.7M, EPS $1.03, vs $5.8M ($0.89) YoY; non-GAAP net income $6.6M ($1.02).","Net interest margin (FTE) 3.83%, up 8 bps from Q4 2025, driven by higher loan yields and lower funding costs.","Deposits increased $15.5M; repaid $25M brokered CD and $65M FHLB borrowings during the quarter.","Commercial loan originations $98.0M, residential mortgage $16.0M; pipeline remains robust.","Non-accrual loans $4.7M (up from $4.2M at Dec 2025); provision $0.9M on economic uncertainty and increased commitments."],"consensus_eps_estimate":0.9384,"consensus_eps_actual":1.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114366,"accession_number":"0001104659-26-027140","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United revises LTIP RSU metrics, sets 2026 STIP cash award ranges for executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["LTIP performance-vesting RSUs now based on ROAE and TBVPSG vs. 103-bank peer group (assets $1B-$4.2B); 3-year period ending Dec 31, 2028.","CEO Jason B. Rush LTIP target award: 30% of base salary; 2/3 performance-vesting, 1/3 time-vesting.","2026 STIP: CEO cash award range $71,250 (threshold) to $213,750 (maximum); target $142,500.","STIP metrics: ROAA (40% weight), efficiency ratio (20%), avg delinquencies (20%), individual performance (20%).","STIP minimum trigger: net income must be at least 50% of 2026 goal or no payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114365,"accession_number":"0001104659-26-026453","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-03-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United boosts CEO Rush's change-in-control severance to 2.99x from 2.0x","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Jason B. Rush's severance multiplier increased from 2.0x to 2.99x Final Pay under amended agreement.","Agreement automatically renews for one-year terms unless company provides 6 months' advance notice.","Other severance benefits unchanged: equity vesting, welfare benefit continuation, outplacement services.","Benefits subject to excise tax reduction under Section 280G and require signed release within 60 days."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114364,"accession_number":"0001104659-26-024488","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares $0.26/share quarterly dividend for Q2 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.26 per share declared for second quarter 2026.","Payable on May 1, 2026 to holders of record as of April 17, 2026.","Board declaration continues regular quarterly dividend at same rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114363,"accession_number":"0001104659-26-010367","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Corporation Reports Full Year 2025 GAAP Net Income of $24.5 Million, Record Core Earnings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2025 GAAP net income rose to $24.5 million ($3.77/diluted share) from $20.6 million ($3.15/diluted share) in 2024.","Record non-GAAP core earnings of $25.8 million ($3.97/diluted share) for 2025, excluding OREO write-down and branch sale losses.","Net interest margin expanded to 3.67% in 2025 from 3.38% in 2024, driven by higher loan yields and stable funding costs.","Q4 2025 commercial loan originations reached $108.0 million; residential mortgage originations totaled $25.3 million.","Appointed Jason B. Rush as President and CEO; declared a $0.26 per share cash dividend in the fourth quarter."],"consensus_eps_estimate":0.9792,"consensus_eps_actual":3.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":18426000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114362,"accession_number":"0001104659-26-009207","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United appoints Anthony Tasker as SVP and COO effective Jan 28, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Anthony 'AJ' Tasker named Senior Vice President and Chief Operating Officer of First United Corporation and First United Bank & Trust.","Mr. Tasker previously served as Managing Director of Operations since September 2024.","His annual base salary is $175,100 with incentive bonus up to 10% of base salary tied to ROA, efficiency ratio, and loan delinquencies.","Bonus paid 50% in cash, 50% in common stock of the Corporation.","No related-party transactions with Mr. Tasker or his affiliates for fiscal year 2024 or proposed for 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114361,"accession_number":"0001104659-26-006988","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp adopts stock repurchase program for up to 15.4% of outstanding shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Authorizes purchase of up to 1,000,000 common shares (~15.4% of outstanding) over 18 months starting Jan 26, 2026.","Repurchases may be made in open market or private transactions at management's discretion, subject to securities laws.","No obligation to purchase any shares; actual purchases depend on market conditions, price, and capital needs.","Program effective January 26, 2026; President and CEO authorized to execute purchases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114360,"accession_number":"0001104659-26-004555","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2026-01-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United Corporation announces CEO succession; Rodeheaver Executive Chairman, Rush CEO effective Jan 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carissa L. Rodeheaver transitions from Chairman, President and CEO to Executive Chairman effective January 1, 2026.","Jason B. Rush appointed President and CEO; previously served as SVP and COO since 2017.","Rush's annual base salary set at $450,000; other compensation per 2025 proxy statement.","Rush has been employed by First United since 1993, including roles as Chief Risk Officer.","No reportable transactions with Rush under Item 404(a) since fiscal year 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130740,"accession_number":"0001104659-25-119165","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares $0.26/share quarterly dividend payable Feb 2, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.26 per share declared for Q1 2026.","Payable February 2, 2026 to holders of record January 16, 2026.","Dividend amount unchanged from previous quarterly rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130739,"accession_number":"0001104659-25-111986","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["5.02","7.01","5.03","9.01"],"status":"ready","headline":"First United CEO Carissa Rodeheaver to retire May 2026; Jason Rush named successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Carissa Rodeheaver to retire at 2026 annual meeting (May 7); will serve as Executive Chairman from Jan 1.","Jason B. Rush, current COO, named President & CEO effective Jan 1, 2026; also to join Board.","Board amended bylaws to permit CEO role to be held by someone other than Chairman.","Under Rodeheaver (CEO since 2016), First United achieved record financials, dividend growth, and stock price increase.","Board plans to expand to 11 directors then reduce to 10 after Rodeheaver's board retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130738,"accession_number":"0001104659-25-100984","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q3 net income $6.9M, EPS $1.07, up from $0.89 YoY; dividend raised to $0.26/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.9M ($1.07 diluted EPS) vs $5.8M ($0.89) in Q3 2024 and $6.0M ($0.92) in Q2 2025.","Net interest margin (FTE) 3.69%, driven by higher loan yields and stable funding costs.","Commercial loan originations $29.8M, residential mortgage originations $20.8M; payoffs unusually high.","Q3 dividend raised to $0.26 per common share.","Non-accrual loans $3.8M, down from $4.9M at Dec 2024; ACL at 1.28% of loans."],"consensus_eps_estimate":0.9078,"consensus_eps_actual":2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147300,"accession_number":"0001104659-25-094400","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-09-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp declares $0.26 per share cash dividend for Q4 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.26 per share declared by Board of Directors on September 24, 2025.","Payable on November 3, 2025 to shareholders of record as of October 17, 2025.","Dividend covers the fourth quarter of fiscal 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147299,"accession_number":"0001104659-25-069174","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q2 net income $6.0M ($0.92 EPS) vs $4.9M ($0.75) year ago; 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highest 'For' vote was Kevin R. Hessler with 3,558,586.","Advisory vote on 2024 executive compensation passed: 3,441,697 For, 202,059 Against.","Ratification of Crowe LLP as auditor for FY2025 approved: 4,856,599 For, 29,561 Against.","Broker non-votes of 1,143,925 shares were recorded on director elections and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165920,"accession_number":"0001104659-25-045304","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First United annual meeting presentation includes FY2024 and Q1 2025 data","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation to shareholders at annual meeting on May 7, 2025.","Covers financial performance for FY 2024 and Q1 2025.","Specific financial figures not detailed in the 8-K filing.","Full slide deck available as Exhibit 99.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165919,"accession_number":"0001104659-25-036574","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q1 net income $5.8M ($0.89 EPS) up from $3.7M YoY; NIM expands to 3.56%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.8M vs $3.7M YoY; diluted EPS $0.89 vs $0.56 Q1 2024; revenue increased $2.2M in net interest income.","Net interest margin (FTE) 3.56% for Q1 2025, reflecting higher loan yields and stable funding costs.","Commercial loan originations $36.1M, residential $11.4M; total loans down $0.9M due to payoffs and amortization.","Deposits +$48.7M; $50M brokered deposits (avg rate 4.24%) used to repay $50M overnight borrowings.","Nonaccrual loans $4.0M vs $4.9M at Dec 2024; quarterly cash dividend $0.22 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183474,"accession_number":"0001104659-25-029410","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-03-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United amends SERP participation agreements for CEO and COO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendments to SERP for Carissa Rodeheaver (CEO) and Jason Rush (COO) dated March 27, 2025.","Effective Feb 1, 2025; clarifies actuarial assumptions for lump sum calculations.","Adds interest crediting at third-segment rate if lump sum payment is delayed due to form change election."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183473,"accession_number":"0001104659-25-021683","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-03-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp declares $0.22 quarterly dividend payable May 1, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.22 per share declared by Board on March 5, 2025.","Payable on May 1, 2025, to holders of record as of April 17, 2025.","Dividend is for the second quarter of 2025 (FUNC)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183472,"accession_number":"0001104659-25-019804","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-03-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United Corp sets 2025 STIP targets; CEO target $193,200","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Carissa L. Rodeheaver (CEO) target payout $193,200; maximum $289,800 under revised 2025 STIP.","Tonya K. Sturm (CFO) target $73,593; maximum $110,389.","Robert L. Fisher, II target $78,693; maximum $118,040; Jason B. Rush target $81,113; maximum $121,669.","Performance metrics: ROAA, efficiency ratio, average delinquencies, and individual goals (CEO: corporate net income).","Minimum performance trigger: net income must reach 50% of goal for plan to pay out (specific $ redacted)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183471,"accession_number":"0001104659-25-009712","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q4 net income $6.2M ($0.95/dil) vs $1.8M year ago; 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amount unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200045,"accession_number":"0001104659-24-121023","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Marisa Shockley retires from First United Board effective Dec 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Marisa Shockley notified board of her retirement, effective December 1, 2024.","Retirement driven by her recent retirement from family business and personal interests.","Decision not due to any disagreement with the Board or the Corporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200044,"accession_number":"0001104659-24-110216","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q3 EPS $0.89 vs $0.67 YoY; dividend raised 10% to $0.22","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.8M, diluted EPS $0.89 vs $0.67 Q3 2023; YTD net income $14.4M.","Net interest margin (FTE) 3.46%; commercial loan production $52.1M, residential $19.9M.","Provision for credit losses fell to $0.3M from $1.2M in Q2; non-accrual loans rose to $8.1M.","Dividend increased 10% to $0.22 per share; book value $26.90, up from $24.38 at year-end.","Obtained $90M FHLB borrowings at 3.89%, used to repay $41.1M BTFP and $40M maturing FHLB."],"consensus_eps_estimate":null,"consensus_eps_actual":2.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216066,"accession_number":"0001104659-24-103097","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares $0.22 per share dividend payable Nov 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.22 per share declared, payable November 1, 2024.","Record date is October 18, 2024 for common stock (NASDAQ: FUNC).","No change from prior quarterly dividend rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216065,"accession_number":"0001104659-24-096408","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp adopts share repurchase program for up to 600,000 shares (9.3% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted stock repurchase program effective Aug 30, 2024; authorizes up to 600,000 shares.","Represents 9.3% of issued and outstanding common stock as of that date.","Program runs for 18 months; purchases discretionary and may be made in open market or privately.","Chairman/President/CEO has discretion over timing, pricing, and amounts; subject to securities laws and blackout policy.","Company may purchase no shares; actual purchases depend on opportunities, prices, volumes, and capital needs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216064,"accession_number":"0001104659-24-081576","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q2 net income $4.9M ($0.75/sh), net interest margin 3.49%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.9M vs $4.4M Q2 2023; diluted EPS $0.75 vs $0.66.","Net interest margin (FTE) 3.49% for Q2; net interest income up $1.1M YoY.","Provision for credit losses $1.2M due to $1.1M charge-off on one commercial C&I credit.","Loan portfolio grew $16.3M in H1 2024; commercial pipeline $64.9M.","Repurchased 201,800 shares at avg $19.99; paid $0.20 quarterly dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235566,"accession_number":"0001104659-24-073397","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares Q3 2024 dividend of $0.20 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.20 per share declared for the third quarter of 2024.","Dividend payable on August 1, 2024 to holders of record as of July 18, 2024.","Board of Directors approved the dividend on June 20, 2024.","Dividend rate unchanged from prior quarterly payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235565,"accession_number":"0001104659-24-069679","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-06-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United Corp sets 2024/2025 ROAE-based cash bonus targets for five executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Comp Committee on June 7, 2024 approved cash incentive awards for NEOs based on 3-year ROAE vs a peer group of 123 banks.","2024 ROAE Awards payable by March 2025; threshold 50% / target 100% of award amount based on base salary as of Dec 31, 2021.","2025 ROAE Awards payable by March 2026; threshold 50% / target 100% / max 150% based on base salary as of Dec 31, 2022.","CEO Carissa Rodeheaver eligible for target bonuses of $81,299 (2024) and $83,738 (2025); max $125,607 in 2025.","Payouts reduced dollar-for-dollar by fair value of performance-vesting RSUs granted in March 2022 and March 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235564,"accession_number":"0001104659-24-064719","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United revises LTIP performance RSUs; uses peer-relative ROAE and TBVPSG goals","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Compensation Committee approved new Appendix A to LTIP on May 20, 2024, for 2024-2026 performance period.","Performance goals: ROAE and TBVPSG vs. a custom peer group of 123 banks with assets $750M-$4B.","Payout rates: threshold (25th percentile) 25%, target (50th) 50%, maximum (75th) 75% of award.","CEO: 30% of base salary award (2/3 performance, 1/3 time-vesting); Tier I execs (CFO, COO, CRO, CWO): 20% (1/2 each).","Time awards vest ratably over 3 years; performance awards vest in 2027 after committee certification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235563,"accession_number":"0001104659-24-059959","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First United shareholders elect all director nominees, approve say-on-pay and auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with strong majority support (range 3.48M to 3.60M votes for).","Proposal to reduce vote requirement from two-thirds to majority passed with 3,532,785 for vs 208,333 against.","Advisory vote on executive compensation approved: 3,491,322 for, 234,313 against.","Ratification of Crowe LLP as auditor for 2024 passed with 5,044,211 for, 25,510 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235562,"accession_number":"0001104659-24-059020","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First United presents FY2023 and Q1 2024 financial data at annual meeting","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished as Exhibit 99.1 covers financial data for full-year 2023 and first quarter 2024.","Annual meeting held on May 9, 2024; presentation includes performance trends but specific figures not disclosed in excerpt.","No guidance changes, dividend actions, or material events explicitly stated in the filed portion of the presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235561,"accession_number":"0001104659-24-050934","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q1 net income $3.7M ($0.56 EPS) vs $4.4M a year ago; NIM compresses, non-accruals surge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2024 net income $3.7M ($0.56 diluted EPS) vs $4.4M ($0.65) in Q1 2023.","Net interest margin (FTE) fell to 3.12% from 3.53% a year ago; $0.4M interest reversal on non-accrual loans.","Non-accrual loans jumped to $16.0M from $4.0M at Dec 31, driven by two commercial relationships totaling $12.1M.","Provision for credit losses rose to $0.9M from $0.5M in Q1 2023 due to increased qualitative risk factors.","Borrowed $40M from Fed BTFP at 4.87% in January; repaid $40M FHLB advance in March."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253339,"accession_number":"0001104659-24-033202","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-03-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United declares $0.20 dividend payable May 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.20 per share on common stock.","Payable May 1, 2024 to holders of record as of April 17, 2024.","Dividend amount unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253338,"accession_number":"0001104659-24-010653","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2024-02-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q4 2023 GAAP EPS $0.26 (vs $1.04); net income $15.1M for year vs $25.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2023: $1.8M GAAP ($0.26 diluted) vs $7.0M ($1.04) in Q4 2022; non-GAAP $5.5M ($0.82).","Full-year 2023 net income $15.1M GAAP ($2.24 diluted) vs $25.0M ($3.76) in 2022; non-GAAP $18.8M.","Restructured balance sheet: sold $20.4M AFS securities at $4.2M pretax loss to reinvest in loans yielding ~7.85%.","Net interest margin (FTE) fell to 3.13% in Q4 2023 from 3.63% a year ago; full-year NIM 3.26% vs 3.56%.","Closing four branches in Feb 2024; incurred $0.5M after-tax accelerated depreciation and lease termination costs."],"consensus_eps_estimate":null,"consensus_eps_actual":2.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":16670000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270827,"accession_number":"0001104659-23-128214","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-12-21T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"First United sells $20.4M AFS securities at $3.2M loss to fund 7.85% loans; sees ~$0.15 EPS gain","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold $20.4M AFS securities (book $24.6M) for $3.2M after-tax loss; proceeds to fund loans at ~7.85%.","Expects earn-back period of ~3.3 years and positive impact on net interest margin.","Expects EPS improvement of ~$0.15 per basic share from the repositioning.","Capital ratios impacted minimally (0.13%-0.16%); remain well above well-capitalized thresholds.","Board also amended bylaws to increase mandatory director retirement age to 75."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270826,"accession_number":"0001104659-23-125002","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-12-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp to close 4 branches in Feb 2024; expects $1.3M costs, $1.0M annual savings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closures: Cannery (Frederick, MD), White Oaks (Cumberland, MD), Bridgeport (Bridgeport, WV), Cheat Landing (Morgantown, WV).","Total closure costs estimated at ~$1.3M, mainly from accelerated depreciation and leasing.","Annual cost savings projected at ~$1.0M from the branch closures.","Closures scheduled for February 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270825,"accession_number":"0001104659-23-122393","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-11-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp declares Q1 2024 dividend of $0.20/share payable Feb 1, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.20 per common share declared for Q1 2024.","Payable February 1, 2024; record date January 18, 2024.","Board declared dividend on November 29, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270824,"accession_number":"0001104659-23-111443","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q3 net income $4.5M, EPS $0.67 down from $1.04 YoY; NIM compresses to 3.12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.5M ($0.67/sh) vs $6.9M ($1.04) in Q3 2022; YTD $13.3M ($1.99) vs $18.1M ($2.72).","Net interest margin (FTE) 3.12% vs 3.66% Q3 2022; nine-month NIM 3.30% vs 3.53%.","Gross loans grew $100.5M YTD to $1.4B; commercial +$50.9M, residential +$47.3M.","Deposits decreased $4.9M QoQ but up $4.3M YTD; brokered deposits $61.1M, non-interest bearing down $76.9M.","Allowance for credit losses 1.24% of loans; provision $0.3M vs $0.4M prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287725,"accession_number":"0001104659-23-104807","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-09-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First United elects Kevin R. Hessler to board, effective September 27, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kevin R. Hessler, CPA and principal of LSWG P.A., elected to serve until 2024 annual meeting.","Will serve on Audit, Loan and ALCO Committees of Company Board and on Bank Board.","Receives $8,750 cash retainer and 583 fully-vested common shares for period through 2024 meeting.","Meeting fees: $1,000 per Company/Bank board meeting, $200 for short special meetings; $500 per committee meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287724,"accession_number":"0001104659-23-104572","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-09-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp declares Q4 2023 dividend of $0.20 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.20 per share declared by Board of Directors on September 27, 2023.","Payable on November 1, 2023 to holders of record as of October 18, 2023.","Represents regular quarterly dividend; no change from prior quarter amount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287723,"accession_number":"0001104659-23-093709","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-08-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United authorizes repurchase of up to 825,000 shares (5% of common stock)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved a 12-month stock repurchase program on August 21, 2023 for up to 825,000 shares (5.0% of outstanding).","Purchases may occur in open market or privately-negotiated transactions at management's discretion.","Repurchases subject to securities laws, Rule 10b-18, and company blackout policy; no obligation to buy any shares.","Program effective immediately; any purchases will be disclosed in periodic SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287722,"accession_number":"0001104659-23-084295","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First United Q2 net income falls to $4.4M from $5.4M YoY; NIM narrows to 3.39%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $4.4M ($0.66/sh) vs $5.4M ($0.82/sh) in Q2 2022; YTD net income $8.8M vs $11.1M.","Net interest margin (FTE) fell to 3.39% from 3.53% linked quarter and 3.46% a year ago.","Gross loans grew $61M linked quarter to $1.4B; commercial loans up $39.9M.","Allowance for credit losses at 1.25% of loans; non-accrual loans $3.0M, down from $3.5M at year-end.","Book value per share rose to $23.12 from $22.77 at Dec 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308013,"accession_number":"0001104659-23-076881","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-06-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First United Corp declares $0.20/share Q3 dividend payable Aug 1, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.20 per share declared by Board of Directors.","Payable on August 1, 2023, to holders of record as of July 18, 2023.","Dividend is for the third quarter of fiscal 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308012,"accession_number":"0001104659-23-060775","cik":763907,"company_name":"FIRST UNITED CORP/MD/","ticker":"FUNC","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First United Corp elects directors, approves executive pay at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All six director nominees elected with majority support; John F. Barr received 4,118,907 for votes.","Advisory vote on 2022 named executive officer compensation approved: 4,105,453 for, 253,272 against.","Ratification of Crowe LLP as independent auditor for FY2023 passed: 5,358,535 for, 7,711 against.","Broker non-votes of 996,273 recorded for director election and say-on-pay proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":249169461.21360162,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-05-15T23:59:59+00:00|308012"}