{"filings":[{"id":98436,"accession_number":"0000714395-26-000022","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp holds Q1 2026 roadshow May 7-8; no new material disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO D. Neil Dauby and CFO Brad Rust meeting investors in Piper Sandler non-deal roadshow.","Presentation covers 1Q 2026 results but filing does not include updates beyond known data.","No forward guidance or material new information provided in the 8-K exhibit text.","Event is procedural FD disclosure; no change to previously reported financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98435,"accession_number":"0000714395-26-000019","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"GABC shareholders approve doubling authorized shares to 90M; all directors re-elected","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Authorized common shares increased from 45M to 90M, approved by 29,379,272 votes for (845,030 against).","All four director nominees elected: Angela Curry, M. Darren Root, Andrew M. Seger, Tyson J. Wagler.","Advisory vote on named executive officer compensation passed 22,753,668 for (462,521 against).","Crowe LLP ratified as independent auditor for 2026 with 30,004,324 votes for.","Approximately 81.2% of shares (30,516,860 of 37,575,555) were represented at the April 27 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98434,"accession_number":"0000714395-26-000016","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp reports Q1 2026 earnings of $0.88 per share, declares $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2026 net income of $33.2M, or $0.88 per share, compared to $0.30 per share a year ago (acquisition-impacted).","Board declared quarterly cash dividend of $0.31 per share, payable May 20, 2026, a 7% increase over 2025 rate.","Return on average assets of 1.58%, return on tangible common equity of 17.08%, and net interest margin of 4.26%.","Non-performing assets were 0.35% of total assets and annualized net charge-offs were 0.08%.","Heartland BancCorp acquisition integrates seamlessly; company ranked in Forbes America's Best Banks top 10."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":122934000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113899,"accession_number":"0000714395-26-000013","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-03-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"GABC board approves 2026 management incentive plan with balanced scorecard metrics","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Named executives: CEO Dauby, CFO Rust, Chief Banking Officer Beckwith, Chief Admin Officer Jackson, Chief Legal Officer Arnett.","Short-term cash awards at 'good' level: CEO 41.25% of salary; others 33.75% or 26.25%.","Long-term equity awards use same percentages for three-year performance ending Dec 31, 2026.","Short-term metrics: core EPS growth (25%), core efficiency ratio (10%), loan/deposit growth, asset quality.","Long-term metrics: ROE/ROTE, ROA, EPS growth each weighted 1/3; net income trigger applies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113898,"accession_number":"0000714395-26-000007","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"GABC to present at KBW Winter Financial Services Conference on Feb 12; Q4 2025 slides furnished","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Bradley Rust (President & CFO) and Michael Beckwith (Chief Banking Officer) hosting investor meetings.","Presentation slide references German American's 4th Quarter 2025 results.","No specific financial figures or guidance disclosed in the 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113897,"accession_number":"0000714395-26-000003","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp reports record Q4 EPS $0.95 ($0.96 adj); increases dividend 7% to $0.31","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $35.7M ($0.95 per share); adj. EPS $0.96; ROAA 1.67% (adj. 1.68%).","Full-year 2025 net income $112.6M ($3.06 per share), up from $83.8M in 2024; adj. net income $129.7M ($3.52 per share).","Net interest margin 4.13%; annualized linked-quarter loan growth 7%; net charge-offs 0.04%.","Board increased quarterly cash dividend 7% to $0.31 per share; payable Feb 20, 2026 to record Feb 10, 2026.","TCE ratio 9.44%; ROATCE 19.49% (adj. 19.6%); 21st consecutive year of double-digit ROE."],"consensus_eps_estimate":null,"consensus_eps_actual":3.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":487401000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130307,"accession_number":"0000714395-25-000057","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-11-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"German American Bancorp to redeem $40M 4.50% subordinated notes due 2029 on Dec 30, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redeeming all $40M aggregate principal of 4.50% Fixed-to-Floating Rate Subordinated Notes due 2029.","Redemption date December 30, 2025; price at 100% of principal plus accrued interest.","Accrued interest payable approx. $702,025.57 (~$17.55 per $1,000 principal).","Company exercising optional redemption right under Indenture dated June 25, 2019."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130306,"accession_number":"0000714395-25-000052","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp presents at Hovde Conference; no material new info disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO D. Neil Dauby and President/CFO Bradley Rust hosted investor meetings on Nov 6, 2025.","Presentation provided at the 2025 Hovde Group Financial Services Conference.","No new financial guidance, earnings, or operational metrics were included in the filed exhibit.","The filing is a routine Reg FD disclosure; no material change in company status."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130305,"accession_number":"0000714395-25-000048","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"GABC Q3 2025 record net income $35.1M ($0.94 EPS), up 67% YoY; dividend $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $35.1M ($0.94 diluted EPS) vs $21.0M ($0.71) in Q3 2024; adjusted EPS $0.92.","Net interest margin widened to 4.06%; return on avg assets 1.68%, avg tangible equity 21.0%.","Total loans $5.79B, up 3% annualized linked quarter; non-performing assets 0.28% of total assets.","Total deposits $7.01B, up 3% annualized linked quarter; non-interest bearing deposits 28% of total.","Board declares $0.29/share quarterly cash dividend, payable Nov 20 to holders of record Nov 10."],"consensus_eps_estimate":null,"consensus_eps_actual":2.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":360750000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146874,"accession_number":"0000714395-25-000043","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"GABC management at Raymond James conference; no new financial disclosures in presentation","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Management to meet with investors on Sept 3, 2025 at Raymond James U.S. Bank Conference.","Presentation slide deck furnished as Exhibit 99.1 contains no earnings or guidance data.","No material new information regarding financial performance or outlook was provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146873,"accession_number":"0001628280-25-036221","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp Q2 2025 EPS $0.84, up 180% QoQ; dividend $0.29 announced","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $31.4M ($0.84 EPS); Q1 was $10.5M ($0.30 EPS) including $16.8M after-tax merger costs.","Organic loan growth ~7% annualized; non-performing assets 0.30% of assets; net charge-offs 6 bps.","Non-interest income up 13% QoQ led by wealth management, interchange, and residential mortgage gains.","Board declared cash dividend $0.29/share payable Aug 20, 2025 to Aug 10 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":234224000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146872,"accession_number":"0000714395-25-000026","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Appoints Andrew M. Seger to corporate board effective July 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded to 14 members to accommodate Seger's appointment.","Seger is CFO & SVP of Sales at Wabash Valley Produce; former principal at Frontenac and Goldman analyst.","Term expires at 2026 annual meeting; will serve on Audit Committee.","Receives standard non-employee director compensation; no material arrangements disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165329,"accession_number":"0001104659-25-061772","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-06-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp presents at Raymond James conference; no material updates","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["D. Neil Dauby and Bradley M. Rust hosted investor meetings at Raymond James Small-Cap Bank Day on June 24, 2025.","Presentation provided to attendees contains standard contact information and company overview only.","No new financial guidance, dividend changes, or material corporate developments were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165328,"accession_number":"0000714395-25-000018","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"German American Bancorp annual meeting elects all four director nominees, approves say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Each of the four director nominees (Bawel, Dauby, Ellspermann, McComb) received a plurality of votes cast and was elected.","Advisory vote on executive compensation passed with 21,533,930 votes for, 518,308 against, 310,129 abstentions.","Crowe LLP ratified as independent auditor for 2025 with 30,034,381 for, 507,177 against, 216,637 abstentions.","37,426,102 shares outstanding as of March 7, 2025 record date; broker non-votes were 8,395,828 on director and compensation proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165327,"accession_number":"0000714395-25-000016","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Q1 adj EPS $0.79; closes Heartland merger; declares $0.29 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $10.5M ($0.30/share) includes $16.8M after-tax merger costs.","Adjusted net income $27.3M ($0.79/share) vs $23.4M ($0.79) in Q4 2024.","Net interest margin expanded 42 bps to 3.96% (24 bps from loan accretion).","Closed Heartland merger Feb 1, 2025; assets grew to $8.42B, loans up $1.52B.","Regular cash dividend $0.29/share, payable May 20, 2025, record May 10."],"consensus_eps_estimate":null,"consensus_eps_actual":0.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":111056000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165326,"accession_number":"0001104659-25-035492","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K/A","filed_at":"2025-04-16T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"GABC files Heartland financials: $1.88B assets, $19.5M net income in 2023 after merger","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Heartland BancCorp total assets $1.88B, deposits $1.64B, shareholders' equity $162.5M as of Dec 31, 2023.","Heartland net income $19.5M for 2023, up from $18.1M in 2022; basic EPS $9.69 vs $9.00.","Unaudited Heartland financials for nine months ended Sep 30, 2024 also included.","Pro forma combined balance sheet and income statements for 2023 and nine months 2024 filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182998,"accession_number":"0000714395-25-000014","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-03-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"German American Bancorp discloses 2025 executive incentive plan details","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Short-term awards for CEO Dauby: 37.5%–87.5% of base salary at good/very good/exceptional performance; other NEOs 26.25%–70%.","Long-term awards same percentages; weighted 1/3 each on ROE, ROA, and EPS growth over three years ending Dec 2025.","Short-term performance measures: core EPS growth (25%), core efficiency ratio (10%), organic deposit growth (15%), organic loan growth (20%), NPAs (10%), individual judgment (20%).","No payout unless 2025 consolidated net income meets Board-set trigger threshold.","Plan effective March 19, 2025 for NEOs Dauby, Rust, Beckwith, Jackson, Arnett."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182997,"accession_number":"0000714395-25-000007","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp management to present at KBW Winter Financial Services Conference Feb 13-14, 2025","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["D. Neil Dauby (Chairman/CEO) and Bradley M. Rust (President/CFO) will host investor meetings.","Presentation materials cover company overview; no new financial guidance or metrics disclosed.","Conference participation is a routine investor-relations event with no material new information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182993,"accession_number":"0001104659-25-008911","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K/A","filed_at":"2025-02-04T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"German American completes merger with Heartland BancCorp; assets ~$8.3B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger effective Feb 1, 2025; Heartland shareholders get 3.90 GABC shares per share; total assets ~$8.3B as of Dec 31, 2024.","Options cancelled for cash payment of $154.60 per share (corrected amount) less exercise price and withholding taxes.","Combined bank has 94 branches across Indiana, Kentucky, Ohio; expected to be EPS accretive with quick TBV earnback.","G. Scott McComb and Ronnie R. Stokes appointed to German American Bancorp and Bank boards effective Feb 1, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182996,"accession_number":"0001104659-25-008508","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-02-03T23:59:59+00:00","items":["2.01","2.03","5.02","7.01","9.01"],"status":"ready","headline":"German American completes Heartland BancCorp merger; issues ~7.74M shares and assumes $24.3M sub debt","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed Feb 1, 2025; Heartland shareholders receive 3.90 GABC shares per share.","Combined company has 94 branches in IN, KY, OH; pro forma assets ~$8.3B as of Dec 31, 2024.","G. Scott McComb (ex-Heartland CEO) and Ronnie R. Stokes appointed to GABC board.","Management expects deal to be accretive to EPS within 12 months; tangible book value earn back period relatively quick.","GABC assumed $24.3M of Heartland 5.0% Fixed-to-Floating Subordinated Notes due 2030."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182995,"accession_number":"0000714395-25-000005","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp Q4 EPS $0.78, annual EPS $2.83; dividend raised 7.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $23.2M ($0.78/share), up 10% from Q3; annual net income $83.8M.","Net interest margin expanded to 3.54% from 3.47% linked quarter; net interest income up 5%.","Total loans grew $63.9M (6% annualized) in Q4; non-interest bearing deposits stable at 26%.","Quarterly dividend increased 7.4% to $0.29/share, payable Feb 20, 2025 to holders of record Feb 10.","Non-performing assets were 0.18% of total assets; allowance for credit losses 1.08% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":353703000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182994,"accession_number":"0000714395-25-000002","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"German American Bancorp receives final regulatory approval for Heartland merger; close expected Feb 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Indiana Department of Financial Institutions approved the merger, satisfying all regulatory conditions.","FDIC approval and Federal Reserve waiver previously received; all regulatory approvals now in hand.","Shareholders of both companies approved the merger at special meetings on November 19, 2024.","Merger is anticipated to become effective on February 1, 2025, subject to customary closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199572,"accession_number":"0000714395-24-000058","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"German American Bancorp director Thomas W. Seger resigns effective Dec 31, 2024 to facilitate merger flexibility","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas W. Seger resigns from Board effective Dec 31, 2024 after 14+ years.","Resignation intended to allow Board flexibility for future appointments, including anticipated Heartland BancCorp merger.","No disagreement with company operations; resignation amicable.","Company will accelerate vesting of 1,204 restricted shares to resignation date (original vest July 1, 2025)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199571,"accession_number":"0000714395-24-000056","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"GABC shareholders approve merger with Heartland BancCorp; closing expected Q1 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["GABC holders voted 19.78M for, 179K against, 118K abstained to approve the merger agreement.","Heartland BancCorp shareholders also adopted the merger agreement at their Nov 19 special meeting.","Completion remains subject to regulatory approvals and customary conditions; target Q1 2025.","Over 20M of 29.68M outstanding GABC shares voted, constituting a quorum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199570,"accession_number":"0000714395-24-000050","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp presents at Hovde conference; no material new info disclosed in provided exhibit","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["CEO D. Neil Dauby and CFO Bradley M. Rust hosted investor meetings at the 2024 Hovde Group Financial Services Conference on Nov 6-7.","Exhibit 99.1 contains only the presentation cover slide and speaker names; no financial data or guidance changes are available.","No specific numbers, updates on earnings, dividends, or strategy were included in the filed exhibit text.","The filing is a routine Regulation FD disclosure without material new facts for investors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199569,"accession_number":"0000714395-24-000047","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp Q3 net income $21.0M ($0.71 EPS); NIM expands to 3.47%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $21.0M ($0.71 EPS), up 3% linked quarter from $20.5M ($0.69), down 3% YoY from $21.5M ($0.73).","Net interest margin rose to 3.47% from 3.34% in Q2; net interest income increased 6% linked quarter.","Loans grew $25.1M (2.5% annualized); non-performing assets low at 0.15% of total assets.","Declared $0.27/share dividend payable Nov 20, 2024 to shareholders of record Nov 10, 2024.","Pending merger with Heartland BancCorp; $747k merger costs incurred in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":2.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":263034000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215607,"accession_number":"0001104659-24-096677","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-09-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American Bancorp presents at Raymond James conference; no new financial data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Chairman/CEO D. Neil Dauby and President/CFO Bradley M. Rust host investor meetings at Raymond James U.S. Bank Conference on Sept 4-5, 2024.","Presentation attached as Exhibit 99.1; content not fully visible in filing.","Filing includes forward-looking statements regarding pending merger with Heartland BancCorp.","No specific financial results or guidance updates provided in the filing body."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215606,"accession_number":"0001104659-24-083576","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Q2 net income $20.5M ($0.69 EPS); insurance sale closed, portfolio restructured","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP EPS $0.69, up 8% linked quarter from $0.64; net income $20.5M vs $19.0M Q1.","Net interest margin stable at 3.34% (Q1 3.35%); loans +$65M (7% annualized), deposits +$94M (7% annualized).","Sold insurance subsidiary for $40M cash; after-tax gain $27.5M ($0.93/share). Securities restructuring: after-tax loss $27.2M ($0.92/share).","Combined impact of the two transactions on Q2 net income was only +$0.3M.","Board declared $0.27/share dividend payable Aug 20; pending merger with Heartland BancCorp announced."],"consensus_eps_estimate":null,"consensus_eps_actual":1.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":174580000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215605,"accession_number":"0001104659-24-083573","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"German American Bancorp to acquire Heartland BancCorp in ~$330M all-stock deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Heartland shareholders get 3.90 GABC shares per HLAN share; aggregate value ~$330.2M.","Heartland had ~$1.9B assets, $1.5B loans, $1.6B deposits as of June 30, 2024.","Combined entity to have >$8.1B assets and ~95 branches across IN, KY, OH.","Transaction unanimously approved; expected close in Q1 2025 pending regulatory and shareholder approvals.","G. Scott McComb and Ronnie Stokes to join German American boards post-closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.78,"calibrated_materiality_score":0.78,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234964,"accession_number":"0000714395-24-000034","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"German American sells insurance unit to Hilb Group for $40M cash; after-tax gain ~$27M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All-cash purchase price $40M; after-tax gain approx $27M; effective June 1, 2024.","Price equals ~4x 2023 revenue ($9.6M) and ~24x 2023 after-tax earnings ($1.7M).","All employees retained; GAI brand continues as 'German American Insurance – A Hilb Group Company' under same president.","Non-compete for 5 years; referral relationship provides ongoing customer referral revenue to German American Bank.","Hilb Group is backed by The Carlyle Group; Piper Sandler & Co. and Dentons Bingham Greenebaum advised German American."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234963,"accession_number":"0000714395-24-000025","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"German American Bancorp announces annual meeting voting results","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees (Fine, Kelly, Ryan, Wagler) elected with over 17.1M votes each.","Advisory vote on executive compensation approved: 18.1M for, 463K against, 335K abstain.","Appointment of Crowe LLP as auditor for 2024 ratified with 23.5M votes for, 334K against.","Approximately 29.6M shares outstanding as of March 8, 2024 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234962,"accession_number":"0000714395-24-000022","cik":714395,"company_name":"GERMAN AMERICAN BANCORP, INC.","ticker":"GABC","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"German American Bancorp Q1 EPS $0.64, down 12% linked quarter; NIM compresses to 3.35%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $19.0M ($0.64/diluted share) vs $21.5M ($0.73) in Q4 2023 and $20.8M ($0.71) in Q1 2023.","Net interest margin fell to 3.35% from 3.43% linked quarter due to higher deposit costs; funding cost rose 12 bps.","Board declared $0.27 quarterly dividend, up 8% from 2023 rate; payable May 20 to holders of record May 10.","Loans stable at $3.98B; commercial real estate +5% annualized, ag lines -22%; NPA ratio 0.16% of assets.","Capital levels well above well-capitalized minimums; total risk-based capital 16.57%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":84080000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1633296393.641961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}