{"filings":[{"id":131962,"accession_number":"0001552781-25-000461","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-12-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Glen Burnie Bancorp to voluntarily delist from Nasdaq, move to OTCQX","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Will file Form 25 on Dec 22, 2025; delisting effective Jan 1, 2026.","Plans to file Form 15 on Jan 2, 2026 to suspend SEC reporting obligations.","Board cites cost burden, potential future non-compliance, and lack of liquidity as reasons.","Will apply for OTCQX quotation; no guarantee of active trading market.","Company expects to redirect resources to business opportunities post-delisting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131961,"accession_number":"0001104659-25-113651","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-11-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp appoints Todd Capitani as CFO and Treasurer effective Nov 17, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Todd Capitani appointed CFO and Treasurer of Glen Burnie Bancorp and CFO/EVPP/Treasurer of its subsidiary The Bank of Glen Burnie, effective Nov 17, 2025.","Capitani served as CFO of Shore Bancshares from 2009 to 2025, and was a Senior Manager at Deloitte Consulting from 2006 to 2009.","He will receive an annual base salary of $270,000, plus eligibility for incentive compensation and equity awards under the 2019 Equity Incentive Plan.","Employment terms include $35,000 in equity awards vesting pro-rata over four years and targeted annual bonus of 20% of base salary.","Severance benefits of 2.99 times average annual taxable compensation under the Bank's Change in Control Severance Plan are included."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131960,"accession_number":"0001104659-25-105107","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp reports Q3 2025 net income $125k; completes VAWM acquisition","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $125k ($0.04 EPS) vs $129k in Q3 2024; improved from $(212)k loss in Q2 2025.","Net interest margin (tax eq) expanded to 3.24%, up 11 bps linked quarter and 10 bps YoY.","Total loans $215.3M (+$2.0M QoQ); total deposits $329.1M (+$11.8M QoQ); paid off all FHLB advances.","Completed acquisition of VA Wholesale Mortgage on Aug 15 for $750k note plus earn-out; contributed $192k in mortgage fees in stub period.","Non-performing loans ratio 0.56%; allowance to loans 1.19%; all regulatory capital ratios exceed well-capitalized minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148535,"accession_number":"0001410578-25-002307","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-09-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Glen Burnie Bancorp director May Louise Wicox resigns effective Dec 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["May Louise Wicox, board member since 1997, resigned for personal reasons.","Resignation effective December 31, 2025; no replacement announced.","Departure reported under Item 5.02; no compensatory arrangements disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148534,"accession_number":"0001104659-25-071788","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp reports Q2 net loss of $212K; VAWM acquisition expected in Aug 2025","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $212K ($0.07 diluted EPS); YTD net loss $59K ($0.02 diluted EPS).","Net interest margin (tax-equiv) 3.13%, up 13 bps vs Q1 2025; loans grew $6M (11.5% annualized).","Non-recurring expenses of $287K from early retirement/severance; headcount cut from 89 to 73 YTD.","Expected to close purchase of VA Wholesale Mortgage in Aug 2025; VAWM originates ~$125M/yr in mortgages.","Non-performing loans ratio 0.51%, down 4 bps; allowance to loans 1.21%."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148533,"accession_number":"0001104659-25-066307","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-07-08T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Glen Burnie Bancorp to acquire VA Wholesale Mortgage for $750K plus earn-out","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["$750,000 cash consideration to seller Eric Tan; payment via non-interest bearing promissory note forgiven over 36 months.","Seller receives 33% of VAWM net earnings plus 4 bps on closed loan volume for 3 years post-closing.","Closing expected early August 2025; subject to regulatory approvals; seller to become president of VAWM.","VAWM is a Virginia residential mortgage banker; The Bank of Glen Burnie, a GLBZ unit, is the buyer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167375,"accession_number":"0001104659-25-063537","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-06-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CFO Jeffrey D. Harris to retire June 30; CEO Mark C. Hanna named interim Treasurer and PAAO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CFO Jeffrey D. Harris retirement effective June 30, 2025; search for new CFO initiated.","CEO Mark C. Hanna appointed interim Treasurer and interim Principal Accounting Officer effective July 1, 2025; remains CEO and President.","Company engaged Artisan Advisors, LLC to provide interim financial management support until new CFO is appointed.","No new compensatory or severance arrangements entered into for Mr. Hanna's interim role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167374,"accession_number":"0001104659-25-056750","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Glen Burnie Bancorp CFO Jeffrey D. Harris announces retirement effective June 30, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey D. Harris, Treasurer and CFO since 2017, will retire on June 30, 2025.","Company will commence a search for a new CFO.","Harris served as Treasurer and CFO since 2017; retirement effective June 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167373,"accession_number":"0001104659-25-046659","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Glen Burnie Bancorp stockholders elect all directors, approve auditor and say-on-pay, set advisory vote every 3 years","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Thomas Clocker, Felton Magee Jr., Julie Mussog, Joan M. Rumenap.","Auditor ratification approved with 1,927,345 for, 45,205 against, 10,128 abstain.","Say-on-pay non-binding resolution approved with 1,078,011 for, 130,209 against, 6,577 abstain.","Advisory vote frequency set at three years (661,777 votes for three years, 458,009 for one year)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167372,"accession_number":"0001104659-25-045395","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q1 net income $153K vs $3K YoY, driven by credit provision release","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 2025 net income $153K ($0.05/share) vs $3K ($0.00/share) a year ago; total assets $358M.","Net interest income $2.56M, down $8K YoY; net interest margin improved to 2.92% from 2.86%.","Loans grew 16.5% YoY to $207.4M; deposits up 2.6% QoQ to $317.3M.","Nonperforming assets rose to 0.32% of total assets from 0.10%; allowance for credit losses at 1.30% of loans.","Closed Linthicum branch in Jan 2025; plans Severna Park closure in May 2025 plus early retirement program."],"consensus_eps_estimate":null,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167371,"accession_number":"0001104659-25-041147","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Glen Burnie Bancorp offers early retirement to 8 employees, expects $292K Q2 charge, $380K annual savings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Eight employees at The Bank of Glen Burnie accepted early retirement incentive; two positions to be replaced later.","One-time salary expense of ~$292,675 in fiscal Q2 ending June 30, 2025.","Annual salary and benefit expense for departing employees totals ~$565,943.","Expected net annual savings of ~$380,000 after replacement of two positions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184682,"accession_number":"0001104659-25-009994","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp reports Q4 2024 net loss of $39,000; suspends quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $39K (-$0.01/sh) in Q4 2024 vs net income of $167K ($0.06) in Q4 2023.","Full year 2024 net loss $112K (-$0.04/sh) vs net income of $1.4M ($0.50) in 2023.","Suspends quarterly cash dividend to reinvest in strategic opportunities.","Loans grew $28.9M to $205.2M; net interest income fell $1.2M to $10.9M on higher deposit costs.","Nonperforming assets at 0.10% of total assets; Tier 1 risk-based capital ratio 15.15%, well-capitalized."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184681,"accession_number":"0001104659-25-002509","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2025-01-10T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Glen Burnie Bancorp announces departure of EVP and Chief Lending Officer Andrew J. Hines effective Jan 10, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Andrew J. Hines, EVP since 2017 and Chief Lending Officer since 2014, terminated relationship effective January 10, 2025.","The Bank of Glen Burnie, wholly owned subsidiary, effected the termination; no replacement has been announced.","No reason for the departure was provided in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201260,"accession_number":"0001104659-24-112915","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q3 net income plunges 77%; suspends quarterly dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q3 2024 $129K ($0.04 EPS) down 77% from $551K ($0.19 EPS) year ago.","Nine-month net loss $72K vs net income $1.3M; net interest margin narrowed to 2.98%.","Loans grew $32.2M (18.4%) to $207M; deposits flat at $314.2M.","Company suspends quarterly cash dividends to reinvest in people, tech, and facilities.","Bank remains well-capitalized; tier 1 risk-based capital 15.47% vs 17.37% year-end 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217283,"accession_number":"0001104659-24-099532","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-09-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Glen Burnie Bancorp appoints Felton Magee, Jr. as director effective Sept. 12, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Felton Magee, Jr. appointed to fill board vacancy, term expires at 2025 Annual Meeting.","No arrangements or understandings with any other person regarding selection.","Board of Directors made appointment effective immediately on September 12, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217282,"accession_number":"0001104659-24-082914","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp posts Q2 net loss of $204K ($0.07 EPS) vs $0.10 EPS a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $204K ($0.07 per share) for Q2 2024 vs net income of $276K ($0.10 per share) in Q2 2023.","Net interest margin improved to 3.02% (up 16 bps linked quarter) but net interest income fell 14.86% YTD.","Loans grew $20.9M YoY to $201.5M; deposits increased 1.9% from Dec 2023 but down 7.09% YoY.","Provision for credit losses rose to $526K in Q2 (vs $127K a year ago) due to loan growth and CECL adjustments.","Nonperforming assets remain low at 0.09% of total assets; regulatory capital ratios still above well-capitalized thresholds."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217281,"accession_number":"0001104659-24-079733","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-07-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Glen Burnie Bancorp appoints Joseph G. Baldwin to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph G. 'Jay' Baldwin appointed as director effective July 11, 2024.","Baldwin fills vacancy in director class expiring at 2026 Annual Meeting.","No arrangements or understandings leading to Baldwin's selection as director."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237091,"accession_number":"0001104659-24-059717","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Glen Burnie Bancorp shareholders elect three directors, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three director nominees elected: Cooch (1,134,040 for), Hanna (1,159,324), Hess (1,095,474).","Auditor ratification approved with 2,109,250 for, 29,251 against, 28,660 abstain.","75% of shares (2,167,161 of 2,887,467) represented at meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237090,"accession_number":"0001104659-24-052542","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp posts near-zero Q1 net income of $3,000; EPS $0.00","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3,000 vs $0.44M in Q1 2023; diluted EPS $0.00 vs $0.15.","Net interest income fell 19% to $2.6M; net interest margin narrowed 55bp to 2.86%.","Deposit costs rose $295K and short-term borrowing costs rose $431K versus last year.","Total deposits grew 3% to $309.2M; borrowings up 33% to $40M; book value $6.28.","Nonperforming assets remain low at 0.10% of total assets; 127th consecutive quarterly dividend announced (amount undisclosed)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254671,"accession_number":"0001104659-24-024781","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-02-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q4 EPS falls to $0.06 from $0.29; FY EPS $0.50 vs $0.61","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 2023 was $167,000 ($0.06/share), down from $830,000 ($0.29) in Q4 2022.","Full-year net income $1.43M ($0.50/share) compared to $1.75M ($0.61) in 2022.","Total assets decreased 7.77% to $351.8M; deposits fell 17.32% to $300.1M.","Net interest margin for Q4 narrowed to 3.17% from 3.27% YoY; quarterly cost of funds rose to 0.64% from 0.13%.","Book value per share improved to $6.70 from $5.60; bank remained well-capitalized with tier 1 risk-based capital 17.37%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254670,"accession_number":"0001104659-24-001180","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2024-01-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Charles Lynch Jr. resigns from Glen Burnie Bancorp board effective Dec 31, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles Lynch Jr., a director since 2003, resigned for personal reasons.","Resignation effective December 31, 2023, as reported on Form 8-K filed Jan 4, 2024.","No replacement named; board composition impact not disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272139,"accession_number":"0001104659-23-112755","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q3 net income $551k ($0.19 EPS) up 47% YoY; NIM 3.21%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $551,000 vs $375,000 in Q3 2022; EPS $0.19 vs $0.13.","Net interest margin improved to 3.21% from 2.83% YoY; net interest income $3.0M.","Total assets $355.4M, down 14.5% YoY; deposits $314.8M, down 16.9%.","Book value per share $4.57 vs $5.01; nonperforming assets at 0.16% of assets.","125th consecutive quarterly dividend payable Nov 6, 2023; regulatory capital well above well-capitalized."],"consensus_eps_estimate":null,"consensus_eps_actual":0.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288994,"accession_number":"0001104659-23-102189","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-09-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp names Mark C. Hanna as new President and CEO, succeeding retiring John D. Long","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO John D. Long accelerates retirement to October 16, 2023 (previously December 31).","Mark C. Hanna appointed EVP effective Oct 2, 2023, then President & CEO effective Oct 16.","Hanna brings 30+ years community banking experience, most recently as President & CEO of F&M Bank.","Hanna's base salary of $258,000; eligible for incentive compensation per bank policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288993,"accession_number":"0001104659-23-086606","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q2 net income falls 11% to $276K; NIM expands to 3.44%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2023 EPS $0.10 vs $0.11 a year ago; six-month EPS $0.25 vs $0.19.","Total assets $363.6M, down 18.10% YoY; loans decreased 10.94% to $180.6M.","Net interest margin improved to 3.44% from 2.61%, helped by rising rates.","Provision for credit losses on loans was $127K, vs a $116K release in Q2 2022.","Book value fell to $6.01/share from $7.44 on unrealized losses in AFS securities."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309697,"accession_number":"0001104659-23-077094","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-06-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO John D. Long to retire by year-end 2023; successor search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["President and CEO John D. Long will retire effective December 31, 2023, to spend more time with family and pursue other opportunities.","Long will remain with the Company and Bank during the transition period to ensure an orderly handover.","Board of Directors has commenced an executive search for a new President and CEO; no successor named yet.","Long has served as President and CEO since 2016; under his leadership the bank modernized technology and expanded products.","Chairman John E. Demyan expressed gratitude; leadership team is in place for a smooth transition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309696,"accession_number":"0001104659-23-059553","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-05-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Glen Burnie Bancorp shareholders elect four directors, approve auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four director nominees elected: Demyan, Lynch, Kuethe III, Wilcox; each received >1.09M votes for.","Auditor selection approved with 2,102,552 for, 25,495 against, 30,721 abstain.","2,158,768 shares (75% of outstanding) represented at the May 11, 2023 meeting.","Continuing directors not up for re-election: Clocker, Cooch, Hess, Long, Mussog, Rumenap."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328417,"accession_number":"0001104659-23-021204","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2023-02-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q4 net income $830K ($0.29/sh); FY net income $1.75M, down 30% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net income $830K ($0.29/sh) vs $554K ($0.19/sh) in Q4 2021.","Full year 2022 net income $1.75M ($0.61/sh) vs $2.52M ($0.88/sh) in 2021.","Book value per share fell to $5.60 from $12.51 due to unrealized losses on AFS securities.","Net interest margin Q4 2022: 3.27% (up from 2.95% Q4 2021); full year 2022: 2.81% (down from 3.00% in 2021).","Total assets $381.4M at Dec 31, 2022, down 13.7% YoY; nonperforming assets 0.13% of total assets."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":346068,"accession_number":"0001104659-22-114817","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q3 net income falls to $0.13 per share from $0.31 YoY; net interest margin down","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $375,000 ($0.13/share) in Q3 2022 vs $888,000 ($0.31/share) in Q3 2021, a 58% decline.","Net interest margin narrowed to 2.83% from 3.22% as average loan balances fell $32.4M and yield decreased.","Book value per share dropped to $5.01 from $12.26 due to $21.7M after-tax unrealized losses on AFS securities.","Nonperforming assets remained low at 0.05% of total assets; bank maintained well-capitalized status.","Bancorp declared its 121st consecutive quarterly dividend payable Nov 7, 2022 (amount not specified)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362480,"accession_number":"0001104659-22-087125","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q2 net income drops to $309K ($0.11 EPS) from $480K ($0.17) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $309K vs $480K in Q2 2021; six-month net income $540K vs $1,074K.","Net interest margin declined to 2.61% from 2.92% as loan yields fell and interest-earning asset mix shifted.","Book value per share dropped to $7.44 from $12.43, driven by $14.9M after-tax unrealized losses on AFS securities.","Loan portfolio fell 16.24% YoY to $200.7M; total assets $429.4M, down 0.77%.","Bank remains well-capitalized; Tier 1 risk-based capital 15.13% vs 13.45% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":382038,"accession_number":"0001104659-22-059981","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-05-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Glen Burnie Bancorp annual meeting results: directors elected, say-on-pay approved with 3-year frequency","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three director nominees (Clocker, Mussog, Rumenap) elected, each receiving over 1.1M votes for vs. ~27K-41K against.","Auditor selection authorized with 99.9% votes cast in favor (2,116,827 for, 292 against).","Non-binding say-on-pay resolution passed with 93% support (1,073,898 for, 48,014 against).","Stockholders selected 3-year frequency for future say-on-pay votes (810,661 votes for 3 years).","Turnout: 74.16% of 2.86M shares represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":382037,"accession_number":"0001104659-22-050104","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp Q1 net income falls to $0.23M from $0.59M; EPS $0.08 vs $0.21","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $0.23M ($0.08 EPS) vs $0.59M ($0.21 EPS) in Q1 2021; net interest margin contracted to 2.54% from 2.93%.","Total assets $437.4M; stockholders' equity fell to $27.3M ($9.55/book value) from $35.7M ($12.51) due to unrealized losses on AFS securities.","Net recoveries of $11k on loans; allowance for credit losses at 1.17% of loans; nonperforming assets 0.05% of total assets.","119th consecutive quarterly dividend to be paid on May 9, 2022; amount not disclosed in release."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399980,"accession_number":"0001104659-22-030401","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-03-04T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Glen Burnie Bancorp replaces auditor TGM with UHY after TGM sale of business","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["TGM resigned as independent auditor effective Jan 3, 2022 due to sale of its accounting business to UHY LLP.","No adverse opinions, disagreements, or reportable events in fiscal years 2020 and 2021.","Audit Committee engaged UHY as independent auditor for year ending Dec 31, 2022, effective Feb 10, 2022.","Company had no prior consultations with UHY regarding accounting matters before engagement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":399979,"accession_number":"0001104659-22-011140","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2022-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp reports FY2021 net income $2.5M, up 51% YoY; Q4 EPS flat at $0.19","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $0.55M ($0.19 EPS), unchanged from Q4 2020.","Full year 2021 net income $2.52M ($0.88 EPS) vs $1.67M ($0.59 EPS) in 2020.","Net loans fell 17.6% YoY to $210.4M; $975k release of allowance for credit losses improved earnings.","Net interest margin compressed to 2.95% in Q4 2021 from 3.19% a year ago.","Book value per share $12.51, down from $13.05; bank remains well-capitalized with tier 1 ratio 15.32%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":418955,"accession_number":"0001104659-21-133542","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2021-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"GLBZ Q3 net income down 6.4% to $888K ($0.31 EPS); nine-month net income up 74.7% to $1.96M ($0.69)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income rose $344K to $3.34M; net interest margin expanded to 3.22% from 3.05%.","Loans (net) fell $50.5M to $221.9M (-18.6%) while deposits increased $30.6M to $374.5M (+8.9%).","ACL-loans benefit was $122K in Q3 vs $669K a year earlier; year-to-date benefit $593K vs $263K.","Return on average assets 0.81% (down from 0.92%); return on average equity 9.56% (down from 10.18%).","Book value per share declined to $12.26 from $12.86; total assets $432.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":436537,"accession_number":"0001104659-21-100614","cik":890066,"company_name":"GLEN BURNIE BANCORP","ticker":"GLBZ","form_type":"8-K","filed_at":"2021-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Glen Burnie Bancorp posts Q2 net income of $480K vs loss of $96K YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $480K ($0.17 EPS) in Q2 2021 vs net loss $96K ($0.03) in Q2 2020.","Six-month net income $1,074K ($0.38) vs $174K ($0.06) in same period 2020.","Recorded $67K benefit from release of allowance for credit losses vs $487K provision in Q2 2020.","Total assets $432.8M; loans decreased $50.1M (17.6%) to $234.9M; deposits grew 7.9% to $368.9M.","Book value $12.43 per share; bank remains well-capitalized with tier 1 risk-based capital ratio of 13.45%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":13284612.768729638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}