{"filings":[{"id":1961516,"accession_number":"0001978811-26-000008","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2026-07-30T17:28:33+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp Q3 net income up 10% YoY; announces $23.8M securities sale and $20M loan sale","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $239k ($0.23 EPS) for Q3 June 30, 2026, up from $217k ($0.22 EPS) YoY.","Nine-month net income $743k ($0.72 EPS) vs $495k ($0.48 EPS) prior year.","Sold $23.8M of AFS securities at 3.62% yield, recognizing ~$2.0M pre-tax loss; reinvested $11.6M into shorter-duration securities at 5.01% yield.","Planning to sell ~$20M of lower-yielding loans at ~3.70% yield, expected pre-tax loss ~$2.0M; proceeds to fund higher-yielding loan growth.","Strategy expected to increase net interest margin by ~51 bps and annual EPS by ~$0.58 once fully deployed, with earn-back period of ~5 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97033,"accession_number":"0001978811-26-000006","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp Q2 net income $217K ($0.21/sh), up 84% YoY; net interest margin expands to 4.22%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $217K ($0.21 diluted EPS) for Q2 FY2026, vs $118K ($0.11) a year ago.","Six-month net income $504K ($0.49) vs $278K ($0.27) in prior year.","Net interest margin improved to 4.22% from 4.06% for the quarter.","Deposits grew $5.2M to $160.0M; FHLB advances reduced from $7M to $1M.","Book value per share $30.86 vs $30.55 at Sept 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":111483,"accession_number":"0001104659-26-013361","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting elects three directors and ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Henry J. Leader, Duane M. Pelkey, Chad B. 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Pelkey as director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Duane M. Pelkey to board of directors of Company and Bank effective August 18, 2025.","Standard director compensation: $27,600 annual cash retainer.","No committee assignments; no material transactions or arrangements with Mr. Pelkey."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144885,"accession_number":"0001104659-25-076932","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-08-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp names Stephen M. Jefferies President and CEO effective September 2, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen M. Jefferies appointed President, CEO, and director of the Company and Bank, effective Sept 2, 2025.","Charles C. Van Vleet, Jr. will retire as Interim President and CEO on Sept 2; will stay through Dec 31 for transition.","Jefferies previously President and CEO of Community Bank & Trust (2022-2025); nearly 40 years banking experience.","He will receive $250k base salary, 10,000 stock options, and 4,000 restricted shares, vesting over 5 years.","Jefferies also receives standard director compensation of $27,600 annual cash retainer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144884,"accession_number":"0001104659-25-070672","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp approves new stock repurchase program for up to 52,778 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 52,778 shares (5% of outstanding) via open market, Rule 10b5-1 plans, or private deals.","Program expires July 24, 2026, or upon completion of all repurchases.","Prior program (Dec 2024) authorized 55,356 shares; 51,569 shares repurchased at avg $12.29 as of July 23, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144883,"accession_number":"0001104659-25-069579","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp Q3 net income $217K ($0.22 EPS), up from $183K ($0.17 EPS) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q3 June 30, 2025: $217,000 ($0.22 basic EPS) vs $183,000 ($0.17) prior year.","Nine-month net income: $495,000 ($0.48 EPS) vs $403,000 ($0.38) prior year.","Net interest margin improved to 4.15% for Q3 from 4.03% a year ago.","Total assets $196.7M at June 30, 2025, down 0.27% from Sept 30, 2024.","Book value per share $29.74, up from $29.59; dividends declared $0.16 per share for nine months."],"consensus_eps_estimate":null,"consensus_eps_actual":0.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163277,"accession_number":"0001104659-25-050051","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-05-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CEO Robert W. Barlow resigns; Charles C. Van Vleet appointed interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert W. Barlow resigned as President, CEO, and director effective May 13, 2025.","Board appointed Charles C. Van Vleet as Interim President and CEO effective same day.","Van Vleet previously served as CEO of the bank from 2010-2021 and again 2023-2024.","No material plan, contract, or compensatory arrangement entered with Van Vleet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":163276,"accession_number":"0001104659-25-038579","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp Q2 net income rises to $118k ($0.11/share) from $102k YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $118k for quarter ended Mar 31, 2025 vs $102k in prior year; EPS $0.11 vs $0.10.","Six-month net income $278k ($0.27/share) vs $220k ($0.21/share) YoY.","Net interest margin remained 4.06% for the quarter; no credit loss provision taken.","Total deposits increased $1.9M to $161.8M from Sep 30, 2024; no FHLB advances or brokered deposits.","Book value per share $29.63 at Mar 31, 2025; declared $0.08 per share dividend during six months."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":181218,"accession_number":"0001104659-25-012211","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Gouverneur Bancorp shareholders approve 2025 Equity Incentive Plan, elect directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved the 2025 Equity Incentive Plan with 450,606 votes for, 408,405 against.","Directors elected: Robert W. Barlow (518,555 for), David C. McClure (595,664 for), Amy M. Rapholz (516,241 for).","Ratification of Bonadio & Co. LLP as auditor for FY 2025 approved with 820,886 votes for.","Broker non-votes of 78,362 on director election and plan approval; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":181217,"accession_number":"0001104659-25-006567","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp Q1 net income $160k ($0.15 EPS) vs $118k ($0.11) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $160k ($0.15 diluted EPS) vs $118k ($0.11) in prior-year quarter.","Net interest spread narrowed to 3.78% from 3.84%; interest expense rose 23.8% to $401k.","Provision for credit loss decreased to $15k from $70k YoY.","Shareholders' equity fell 3.1% to $31.7M due to $1.1M AOCI decline from securities market value.","Book value per share decreased to $28.68 from $29.59 at Sept 30."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198060,"accession_number":"0001104659-24-127644","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-12-11T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp authorizes repurchase of up to 55,356 shares (5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 55,356 shares, representing 5% of outstanding common stock.","Repurchases may be conducted through open market purchases, Rule 10b5-1 plan, or private transactions.","Program terminates upon completion of all share purchases or on December 10, 2025, whichever occurs first.","Company's common stock trades on OTCQB under symbol GOVB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198059,"accession_number":"0001104659-24-120935","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp reports Q4 net income $136K ($0.13 EPS), up from $86K; FY net income $539K ($0.51 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $136K ($0.13 diluted EPS) vs $86K ($0.04) a year ago, up 58%.","FY 2024 net income $539K ($0.51 diluted EPS) vs $317K ($0.16) in FY 2023.","Adjusted Q4 net income $161K; adjusted FY net income $729K vs $951K prior year.","Company completed second-step conversion on Oct 31, 2023, raising $7.23M from 723K shares at $10.","Ticker GOVB trades OTCQB; no dividend or guidance changes announced."],"consensus_eps_estimate":null,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198058,"accession_number":"0001104659-24-112671","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp withdraws OCC conversion application; stays state-chartered","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Bank withdrew application to convert from NY chartered stock savings and loan to national banking association on Oct 30, 2024.","The Bank remains regulated by FDIC and NYS Department of Financial Services.","GS&L Municipal Bank continues as a wholly owned subsidiary of the Bank.","No financial impact or change in operations described in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198057,"accession_number":"0001104659-24-111494","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Charles Van Vleet to retire from Gouverneur Bancorp effective Dec 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles C. Van Vleet, Jr. notified the boards of the company and the bank of his retirement.","Retirement effective December 31, 2024; not due to any disagreement with the company or bank.","Vacancy on the board created; no successor named in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198056,"accession_number":"0001104659-24-110485","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp declares $0.08 semi-annual dividend; first since conversion","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.08 per common share declared by Board.","Dividend payable on or about November 18, 2024 to holders of record November 4, 2024.","First dividend since completion of mutual-to-stock conversion.","Company trades on OTCQB under ticker GOVB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214208,"accession_number":"0001104659-24-081042","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"EVP Taylor Robbins resigns from Gouverneur Bancorp effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Taylor Robbins resigned as Executive Vice President of Gouverneur Bancorp, Gouverneur Savings and Loan Association, and GS&L Municipal Bank effective July 18, 2024.","No reason was provided for the resignation, and no replacement has been announced.","The departure is effective immediately; Robbins no longer holds any executive role at the company or its subsidiaries."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":233442,"accession_number":"0001104659-24-049478","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Gouverneur Bancorp appoints Robert W. Barlow as director and enters change-in-control agreement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert W. Barlow, previously appointed President and CEO in March 2024, elected as director of the Company and Bank on April 15, 2024.","Bank entered Change in Control Agreement with Barlow; initial one-year term, auto-renewing unless non-renewal notice given.","Termination without cause or for good reason within 24 months post-change-in-control triggers lump sum equal to base salary plus highest annual bonus in prior two years.","Agreement includes net-after-tax benefit provision to avoid excess parachute payments under Section 280G.","No transactions involving Barlow that would require disclosure under Item 404(a) of Reg S-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251525,"accession_number":"0001104659-24-039731","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-03-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp appoints Robert W. Barlow as President and CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Robert W. Barlow appointed President and CEO of Gouverneur Bancorp and its bank subsidiary, effective March 27, 2024.","Charles C. Van Vleet, Jr. remains President and CEO of GS&L Municipal Bank and will assist with Barlow's transition.","Barlow previously served as Vice President of Commercial and Residential Lending at Northern Credit Union since 2019.","No material plan, contract, or compensatory arrangement was entered into in connection with Barlow's appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251524,"accession_number":"0001104659-24-037874","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-03-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp appoints James Campanaro as CFO effective May 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Campanaro, age 30, appointed CFO of Gouverneur Bancorp and its bank, effective May 31, 2024.","Kimberly A. Adams will retire as Vice President and CFO effective May 31, 2024, as previously disclosed.","Campanaro previously served as Vice President of Accounting since Dec 2023 and Senior Accountant since Jun 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251523,"accession_number":"0001104659-24-031911","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-03-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp CFO Kimberly Adams announces retirement effective May 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kimberly A. Adams to retire as VP and CFO of Gouverneur Bancorp and Gouverneur Savings and Loan Association.","Effective date of retirement: May 31, 2024.","No successor named in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":251522,"accession_number":"0001104659-24-024784","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2024-02-16T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Gouverneur Bancorp stockholders elect three directors, ratify Bonadio & Co. as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Clara P. Cummings, John N. Mason, and Timothy J. Monroe elected to three-year terms with FOR votes ranging from 297,813 to 373,002.","Ratification of Bonadio & Co., LLP as independent auditor for FY ending Sep 30, 2024 approved: 643,059 FOR, 129,234 AGAINST, 8,997 ABSTAIN.","Broker non-votes totaled 256,214 for director election; none for auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269085,"accession_number":"0001104659-23-124290","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-12-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp appoints Sadie M. Hall as COO effective Jan 3, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Sadie M. Hall appointed Vice President, Compliance Officer and COO of the Company and Bank, effective January 3, 2024.","Hall, 33, has served as Compliance Officer since Feb 2015 and Vice President since Jan 2021.","Victor James to retire as VP and COO effective same date; no family relationships or transactions requiring disclosure.","No material plan, contract, or grant entered into in connection with Hall's appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269084,"accession_number":"0001104659-23-122438","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-11-30T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Gouverneur Bancorp COO Victor James to retire effective Jan 3, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Victor James, Vice President and COO of Gouverneur Savings and Loan Association, notified retirement effective January 3, 2024.","No replacement named as of the filing date November 30, 2023.","Retirement is voluntary; no details on succession or transition plan provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269083,"accession_number":"0001104659-23-113335","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp closes second-step conversion and stock offering; shares to trade on OTCQB under GOVB","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 723,068 shares at $10.00/share; 57,845 shares sold to the ESOP.","Exchange ratio of 0.5334 for existing Gouverneur Bancorp stockholders; cash paid for fractional shares.","Approximately 1,107,178 common shares outstanding post-closing before fractional adjustment.","Common stock expected to begin trading on OTCQB under ticker GOVB on November 1, 2023.","Conversion of Cambray Mutual Holding Company from mutual to stock form closed on October 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269082,"accession_number":"0001104659-23-112199","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp receives all regulatory approvals for mutual-to-stock conversion, expects closing Oct 31","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Expects to sell 723,068 shares at $10.00 per share; existing public holders get 0.5334 new shares per old share.","Common stock to begin trading on OTCQB under ticker \"GOVB\" on November 1, 2023.","Approximately 1,107,178 shares expected outstanding after conversion before fractional adjustment.","ESOP will purchase 57,845 shares as part of the offering."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269081,"accession_number":"0001104659-23-109886","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp completes syndicated community offering; closing subject to regulatory approvals","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Completed syndicated community offering under prospectus dated Aug 14, 2023, as supplemented Oct 4, 2023.","Offering is for newly formed Maryland corporation as successor holding company of the Bank.","Closing subject to final regulatory approvals and other customary conditions.","Intends to close at minimum of offering range."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269080,"accession_number":"0001104659-23-106847","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-10-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp commences syndicated community offering; needs 722,500 shares to complete conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Subscription and community offerings received orders for ~70% of shares at the minimum offering range.","Syndicated community offering managed by Keefe, Bruyette & Woods, expires October 20, 2023.","Minimum 722,500 shares must be sold to complete the conversion and stock offering.","Offering supported by prospectus dated Aug 14, 2023, as supplemented Oct 4, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269079,"accession_number":"0001104659-23-105834","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-10-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp approves mutual-to-stock conversion; offering extended to Oct 20","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders and MHC members approved Plan of Conversion and Reorganization on Sept 29, 2023.","Community offering extended to 2:00 p.m. ET on Oct 20, 2023; may close earlier if 722,500 shares ordered.","Valid orders received for ~70% of shares offered at minimum of offering range, incl. ESOP shares.","Conversion requires sale of at least 722,500 shares and final regulatory approvals.","May commence syndicated community offering for unsubscribed shares before expiration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286133,"accession_number":"0001104659-23-102326","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-09-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp extends community offering expiration to Sept 29, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Community offering extended to 2:00 p.m. ET on Sept 29, 2023; can close early if 722,500 shares subscribed.","Minimum of 722,500 shares must be sold to complete conversion from mutual to stock holding company.","Subscription offering expired Sept 20, 2023; community offering continues to meet minimum threshold.","Conversion subject to regulatory approvals, stockholder and MHC member approvals, and other closing conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286132,"accession_number":"0001104659-23-094914","cik":1978811,"company_name":"Gouverneur Bancorp, Inc./MD/","ticker":"GOVB","form_type":"8-K","filed_at":"2023-08-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Gouverneur Bancorp begins second-step stock offering up to 977,500 shares at $10","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offering up to 977,500 shares at $10.00 per share; minimum 722,500 shares needed to complete conversion.","Conversion from mutual to stock holding company; regulatory approvals received.","Subscription offering first to eligible depositors, borrowers, and ESOP; then community offering.","Stockholders of record as of July 31, 2023 get second preference in community offering.","Keefe, Bruyette & Woods acting as marketing agent; Kilpatrick Townsend as legal counsel."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":20035524.19134993,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}