{"filings":[{"id":2060817,"accession_number":"0001840776-26-000028","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-08-05T11:00:42+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2: Written Premium +19%, Adj EBITDA +32%, raises FY outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 Written Premium $425M (+19% YoY); H1 record 279k new members, policies in force 1.9M (+19%).","H1 Adjusted EBITDA $160M (+32% YoY); Q2 Adj EBITDA $75M (+3% YoY).","H1 Net Loss $5M includes $153M pre-tax Markel transitional costs; underlying operations strong.","FY 2026 outlook raised: Written Premium growth 16-17%, Adj EBITDA $270-280M.","Post-quarter acquired Bennetts (UK motorcycle insurer) for £34M, tripling UK scale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1719476,"accession_number":"0001628280-26-048668","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-07-17T20:20:51+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hagerty adopts executive severance plan and amends employment agreements for five executives","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New Severance Plan provides 24-month salary continuation for CEO McKeel Hagerty and 18 months for other eligible executives on qualifying termination.","Russell Page enters new employment agreement with base salary of $650,000 and target incentive of 100% of base salary.","McKeel Hagerty's amended agreement sets base salary at $1,200,000 and target incentive at 280% of base salary.","Other executives (McClymont, Ahn, Briglia) receive amended agreements with base salaries of $650,000 and varying equity award targets.","Severance benefits are subject to release of claims and restrictive covenants; no benefits for voluntary resignation without Good Reason."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1027717,"accession_number":"0001628280-26-042865","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-06-12T20:17:15+00:00","items":["5.07"],"status":"ready","headline":"Hagerty stockholders elect all nine director nominees and approve all proposals at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees, including McKeel Hagerty and William Swanson, elected with over 2.5 billion votes each.","Say-on-pay proposal approved (2,507,357,391 for, 99.997% of votes cast excluding broker non-votes).","Stockholders recommended a one-year frequency for future advisory votes on executive compensation (2,507,114,658 votes for 1 year).","Deloitte & Touche ratified as independent auditor for 2026 with 2,516,544,418 for votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96107,"accession_number":"0001840776-26-000019","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 net loss $13M on $89M transitional costs; written premium up 18%, EBITDA up 77%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Written premium rose 18% YoY to $289M; earned premium +42% to $240M on transition to 100% quota share.","Net loss of $13M (incl. $89M Markel fronting transition costs) vs $27M net income in Q1 2025.","Adjusted EBITDA up 77% to $85M; reaffirmed FY2026 written premium growth guidance of 15-16%.","Policies in force: 1.8M (+15%); retention 88.5%; record 112K new policies added in quarter.","Broad Arrow Auctions at The Amelia generated record $111M total sales with 92% sell-through rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":311830000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96106,"accession_number":"0001628280-26-025284","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hagerty board member Heaton resigns; Markel appoints Bjørnstad as replacement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael R. Heaton resigned from the Board effective April 13, 2026; not due to any disagreement.","Board accelerated vesting of 10,230 RSUs granted July 1, 2025 to Heaton, originally vesting July 1, 2026, now fully vested April 14, 2026.","Markel designated Henrik W. Bjørnstad (former Managing Director at Markel International) as its Board designee; appointed effective April 14, 2026.","Bjørnstad named to Talent, Culture, and Compensation Committee and Nominating and Governance Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109710,"accession_number":"0001840776-26-000010","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty FY2025 revenue up 17% to $1.46B, net income +91%, guides 15-16% WP growth in 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2025 total revenue $1,456M (+17% YoY); written premium $1,194M (+14%); net income $149M (+91%).","Adjusted EBITDA $237M (+46%); combined ratio for Hagerty Re improved to 86.6% from 94.1%.","Record 371K new members added; MarketPlace revenue surged 119% to $119M on European expansion.","2026 outlook: written premium growth 15-16%; new Markel arrangement to capture 100% underwriting economics starting Jan 1, 2026.","State Farm Classic+ program now in 27 states; Liberty Mutual partnership expected to drive growth in 2027."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":1456389000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109709,"accession_number":"0001840776-26-000003","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Hagerty amends Markel relationship; removes mutual exclusivity, extends term to Dec 2028, new reinsurance agreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sixth Amended Master Relationship Agreement executed Dec 31, 2025; removes mutual exclusivity provisions; extends term through Dec 31, 2028.","Hagerty retains option to purchase Essentia Insurance Company, exercisable Jan 1, 2026–Jan 1, 2028.","New General Agency and Quota Share agreements effective Jan 1, 2026; Hagerty Re assumes 100% risk on Essentia policies.","Markel remains significant strategic partner; other administrative changes to agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126222,"accession_number":"0001840776-25-000231","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q3 revenue up 18% to $380M, net income up 143%, raises FY2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 total revenue $380.0M (+18% YoY); net income $46.2M (+143%); adjusted EBITDA $49.7M (+106%).","FY2025 guidance raised: revenue growth 14-15%, net income growth 58-65%, adj. EBITDA growth 37-41%.","Loss ratio improved to 42.0% (vs 60.0% prior year) aided by lower catastrophe losses.","Marketplace revenue surged 58% to $34.2M; HDC members reached 921,000 (+6% YoY).","Signed partnership with Liberty Mutual; Markel fronting arrangement starting Jan 2026 to retain full underwriting economics."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":1068286000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142974,"accession_number":"0001193125-25-177927","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Hagerty secondary offering of 9.7M shares at $9.34 priced; company gets no proceeds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Selling stockholders HHC and Aldel offer 9.7M shares of Class A common stock at $9.34/share.","Underwriters granted 30-day option to purchase up to an additional 1.455M shares.","Hagerty will not receive any proceeds; HHC to use net proceeds for Kim Hagerty estate redemption.","Offering expected to close on August 11, 2025, subject to customary conditions.","Keefe, Bruyette & Woods and J.P. Morgan are lead bookrunning managers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142973,"accession_number":"0001193125-25-174511","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hagerty announces secondary offering of 8.7M shares by major stockholders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Selling stockholders (Hagerty Holding Corp and Aldel LLC) offer 8.7M shares of HGTY Class A common stock; underwriters have 30-day option for 1.305M additional shares.","Hagerty receives no proceeds from the secondary offering; selling stockholders bear underwriting discount.","HHC intends to use net proceeds to effect a redemption for benefit of estate of Kim Hagerty.","Keefe Bruyette & Woods and J.P. Morgan are joint lead bookrunners; BMO, Citizens, Wells Fargo are additional bookrunners."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142972,"accession_number":"0001840776-25-000220","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2 revenue $368.7M (+18% YoY), net income $47.2M; raises FY 2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 total revenue $368.7M (+18% YoY); net income $47.2M (+11% YoY); Adjusted EBITDA $63.7M (+20% YoY).","FY 2025 outlook raised: revenue growth 13-14%, net income growth 43-53%, Adjusted EBITDA growth 30-38%.","Written premium $356M (+11% YoY); retention 88.7%; insured vehicles 2.7M (+6%).","Marketplace revenue $26.8M (+327% YoY) from inventory sales and first European auction with €31M sales.","Non-binding LOI with Markel for fronting arrangement to control 100% of premium from Jan 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":688292000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142971,"accession_number":"0001840776-25-000209","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Hagerty announces non-binding LOI with Markel; will assume 100% of premium, pay 2% fronting fee from 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 1, 2026, Hagerty Re will control 100% of premium and assume 100% of underwriting risk, paying Markel a 2% fronting fee.","New arrangement expands Hagerty's underwriting and claims authorities to maximum permitted by law.","Accounting impact: commission revenue from MGA to Markel eliminated; certain policy acquisition costs capitalized from Q1 2026.","Arrangement is non-binding, subject to definitive documentation and regulatory approvals; no assurance of completion.","CEO McKeel Hagerty: arrangement positions for better profitability and operational control with no disruption to policyholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161051,"accession_number":"0001840776-25-000168","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hagerty stockholders elect all nine director nominees and ratify Deloitte as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees (McKeel Hagerty, William Swanson, Randall Harbert, Laurie Harris, Michael Heaton, Robert Kauffman, Sabrina Kay, Anthony Kuczinski, Mika Salmi) elected.","Ratification of Deloitte & Touche LLP as independent auditor for fiscal year 2025: 2,600,838,425 For, 124,443 Against, 20,717 Abstain.","Meeting held June 3, 2025; 343,376,583 shares represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161050,"accession_number":"0001840776-25-000141","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 revenue up 18% to $319.6M; net income up 233%; reaffirms 2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $319.6M (+18% YoY); net income $27.3M (+233%); adjusted EBITDA $39.6M (+45%).","Written premium $244.3M (+12%); earned premium $169.4M (+12%); loss ratio 42.0% (incl. $10.4M wildfire losses).","Marketplace revenue surged 176% to $29.0M, driven by inventory sales including Academy of Art University Collection.","Policies in force retention 89.0% (improved 30 bps); insured vehicles up 8% to 2.6M.","Reaffirmed FY2025 outlook: 12-13% revenue growth, 30-40% net income growth, 21-29% adjusted EBITDA growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":319593000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161049,"accession_number":"0001840776-25-000118","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hagerty director F. Michael Crowley to step down at June 2025 annual meeting; Markel designates Michael R. Heaton","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["F. Michael Crowley, Markel's designee on Hagerty board, will not stand for re-election at annual meeting expected June 3, 2025.","Crowley's departure is not due to any disagreement with the company.","Markel Group designates Michael R. Heaton (EVP & COO) as his replacement, subject to election.","Heaton's appointment is effective immediately prior to the annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179250,"accession_number":"0001840776-25-000041","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"Hagerty enters $375M unsecured revolving credit facility, replaces prior $50.3M debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Entered $375M senior unsecured revolving credit facility with JPMorgan as agent; five-year term expires March 2025.","Facility includes $175M LC sublimit, $100M foreign currency sublimit, and $75M accordion feature.","Proceeds used to repay $50.3M outstanding under prior secured credit agreement, which was terminated.","Interest based on Term SOFR plus margin (net leverage pricing grid); financial covenants: net leverage ≤3.25x and fixed charge coverage.","Accordion can be increased unlimited if net leverage below 3.25x; uncommitted accordion of $75M also available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179249,"accession_number":"0001840776-25-000030","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty FY2024 revenue +20% to $1.2B; net income +178%; 2025 outlook for 12-13% revenue growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2024 total revenue $1.200B (+20% YoY); net income $78.3M (+178%); adjusted EBITDA $124.5M (+41%).","Record 279,000 new members added; total insured vehicles 2.6M (+8%); retention rate 89.0%.","Marketplace revenue +90% to $54.3M; partnership with BMW for Villa d'Este auction (May 2025).","2025 outlook: revenue growth 12-13%, net income growth 30-40%, adjusted EBITDA growth 21-29%.","Q4 2024 revenue $291.7M (+19%); Q4 net income $8.4M; diluted EPS $0.01; adjusted EPS $0.02."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195922,"accession_number":"0001840776-24-000250","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q3 revenue up 17% to $323.4M; hurricane losses hit bottom line; FY outlook trimmed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $323.4M (+17% YoY); written premium $287.6M (+13% YoY).","Net income $19.0M (flat YoY); adjusted EBITDA $24.2M (-35% YoY) due to $24.7M pre-tax hurricane losses.","Marketplace revenue surged 66% YoY to $21.6M; membership retention 89%.","FY2024 revenue growth revised to 18-19%; net income guidance lowered to $65-74M (prior $76-84M).","Adjusted EBITDA guidance lowered to $110-120M (prior $130-140M) from hurricane impact."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":908307000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212196,"accession_number":"0001840776-24-000198","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-09-06T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Hagerty subsidiary closes $18.4M acquisition of Consolidated National Insurance Company","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Consolidated National Insurance Company for approximately $18.4 million in cash.","Transaction closed on September 1, 2024, as previously announced.","Consideration was paid in full at closing; no other material terms disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212195,"accession_number":"0001840776-24-000173","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2 revenue up 20% to $313M; raises full-year guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total Revenue $313.2M (+20% YoY); Written Premium $321.2M (+16%).","Net Income $42.7M (+$27.1M YoY); Adjusted EBITDA $53.1M (+$18.7M).","Policy retention 89%; insured vehicles up 8% to 2.5 million.","2024 guidance raised: Net Income growth 170-198%; Adjusted EBITDA growth 47-59%.","Completed warrant exchange in July: 3.9M shares issued for 19.5M warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":584933000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212194,"accession_number":"0001628280-24-033053","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Hagerty settles final 1.05M warrants for 189K shares; no warrants remain outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Final mandatory exchange of 1,052,503 warrants for 189,438 shares of Class A common stock.","No warrants remain outstanding following the Mandatory Exchange.","Public warrants suspended from NYSE trading and will be delisted.","Combined exchange offer and mandatory exchange issued 3,876,201 shares for 19,483,539 warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212193,"accession_number":"0001840776-24-000150","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-09T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hagerty elects Tony Kuczinski, former Munich Re US CEO, to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kuczinski appointed effective July 9, 2024; will receive standard non-employee director compensation.","He brings 34 years of insurance experience including 15 years as President & CEO of Munich Re US.","Currently serves as Lead Independent Director of Skyward Specialty Insurance and on Ryan Specialty's board.","Appointment was not pursuant to any arrangement with another person; no disclosed related-party transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212192,"accession_number":"0001628280-24-031296","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-05T23:59:59+00:00","items":["1.01","3.03","5.07","8.01","9.01"],"status":"ready","headline":"Hagerty completes warrant exchange with 87% public warrant tender; all remaining to be exchanged July 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["87.3% of public warrants (5.0M), 98.4% private placement, 97.6% PIPE warrants tendered for 0.2 shares each.","Warrant amendments executed; post-offer exchange for remaining warrants at 0.18 shares on July 22, 2024.","Last trading day for public warrants (HGTY.WS) will be July 19, 2024; all warrants will be eliminated.","Company reduces warrant overhang, simplifying capital structure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231103,"accession_number":"0001840776-24-000121","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-06-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hagerty annual meeting results: all director nominees elected, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees elected with majority support; McKeel Hagerty received ~1.83B votes for.","Deloitte & Touche LLP ratified as independent auditor for FY 2024 with ~1.84B votes for.","Annual meeting held June 4, 2024; 257,970,802 shares represented.","Broker non-votes of 9.2M shares on director elections due to discretionary voting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231102,"accession_number":"0001628280-24-026320","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Hagerty launches warrant exchange: 0.20 shares per warrant, seeks capital simplification","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offer to exchange each warrant for 0.20 shares of Class A common stock, up to 3,896,707 shares total.","Consent solicitation seeks to amend warrant agreements to allow forced exchange at 0.18 shares (10% less).","Support agreements: 44.3% of Public Warrants, 57.2% of Private Placement, 81.5% of PIPE Warrants already committed.","Need additional 5.7% of Public Warrants to adopt IPO Warrant Amendment; PIPE amendment already sufficient.","Offer expires July 2, 2024; no recommendation from company, but holders urged to read tender documents."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231101,"accession_number":"0001840776-24-000114","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-05-31T23:59:59+00:00","items":["1.01","2.03","5.02","7.01","9.01"],"status":"ready","headline":"Hagerty appoints Jeff Briglia as President of Insurance; adds $75M credit capacity","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeff Briglia named President of Insurance effective July 1, 2024; reports to CEO McKeel Hagerty.","Briglia receives $650K base salary, $50K sign-on bonus, and $350K RSU grant vesting over three years.","Target annual incentive is at least 75% of base salary; 2024 minimum payment of $250K.","Credit facility amended; $75M incremental revolving commitment added from Wells Fargo as new lender."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231100,"accession_number":"0001840776-24-000098","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 revenue +24% to $271.7M; swings to net income of $8.2M; reaffirms FY24 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 total revenue $271.7M (+24% YoY); written premium $218.3M (+19%); insured vehicles 2.4M (+6%).","Net income $8.2M vs loss $15.0M YoY; Adj. EBITDA $27.3M vs $6.7M; operating margin +1,210 bps.","Policies in force retention 88.7% (up from 87.9%); HDC paid members 831,000 (+8% YoY).","Marketplace revenue surged 58% to $10.5M; commission and fee revenue $88.8M (+19%).","FY2024 guidance reaffirmed: revenue +15-17%, net income +116-148%, Adj. EBITDA +41-53%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":271708000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231099,"accession_number":"0001840776-24-000032","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hagerty adopts new PRSU form, grants 92,896 units to CEO and 24,590 to CAHRO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Committee approved new Performance Restricted Stock Unit (PRSU) award form under the 2021 Stock Incentive Plan.","CEO McKeel Hagerty received a target award of 92,896 PRSUs; CAHRO Collette Champagne received 24,590 PRSUs.","PRSUs vest based on adjusted operating income targets over a three-year performance period (Jan 1, 2024 – Dec 31, 2026).","Payout can range from 35% to 200% of the target number based on actual performance achievement.","Time-based vesting requires continued employment through the determination date after the performance period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":249485,"accession_number":"0001840776-24-000019","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-03-12T23:59:59+00:00","items":["2.02","7.01","2.01","9.01"],"status":"ready","headline":"Hagerty FY2023 revenue $1.0B (+27%), net income $28.2M; 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General Counsel Matthews transitions to advisor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Barbara Matthews to step down as General Counsel; will serve as Senior Legal Advisor through Jan 1, 2024.","Diana Chafey appointed Chief Legal Officer and Corporate Secretary, effective August 2, 2023.","Matthews receives accelerated vesting of 46,339 RSUs, $19,256 cash in lieu of unvested equity, and $200,000 severance.","Matthews retains $400,000 annual salary through Retention Date; eligible for 2023 bonus at 50% target.","Chafey previously Chief Legal Officer at ATI Physical Therapy (NYSE:ATIP); former DLA Piper partner."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303846,"accession_number":"0001840776-23-000126","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-06-23T23:59:59+00:00","items":["1.01","3.02","3.03","5.03","7.01","9.01"],"status":"ready","headline":"Hagerty raises $105M via convertible preferred equity and debt from State Farm, Markel, Hagerty family","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closed $80M Series A Convertible Preferred Stock at $9.43/share (8.48M shares) to accredited investors State Farm, Markel Group, and Hagerty family trusts.","Secured $25M unsecured term loan commitment from State Farm for Hagerty Reinsurance Limited, subject to Bermuda Monetary Authority approval.","Proceeds to support profitable growth: expand risk appetite, enhance core insurance product, and invest in technology for efficiencies.","Series A preferred pays 7% cumulative dividend (cash or PIK), converts at $11.79/share, with redemption triggers at 120% to 100% of purchase price over 10 years.","Both State Farm and Markel are existing >5% stockholders; State Farm plans to launch commercial relationship with Hagerty."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303845,"accession_number":"0001840776-23-000119","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-06-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hagerty stockholders elect all nine director nominees, ratify Deloitte & Touche as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All nine director nominees elected for term expiring 2024; McKeel Hagerty received 2.53B votes for.","Deloitte & Touche LLP ratified as independent auditor for FY2023 with 2.54B for, 52K against.","Approximately 280M shares represented at meeting, broker non-votes of 9.5M on director election."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303844,"accession_number":"0001840776-23-000113","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 revenue up 30% to $218.4M; raises FY2023 Adj. 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EBITDA to $55-75M (prev. $40-60M).","Restructuring charge $5.5M; expected annual cost savings of $20-25M ($15M in 2023).","Marketplace revenue $5.8M from Broad Arrow; HDC paid members 768k (+6% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":218352000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303843,"accession_number":"0001840776-23-000091","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-04-12T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Hagerty cuts 4% workforce (83 employees); expects $20-25M annual savings; revises 2023 outlook","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Workforce reduction of ~4% (83 employees); expects ~$5M restructuring charge in Q1 2023.","Annualized savings of $20-25M from headcount reduction, reduced hiring, and other cost initiatives.","Reiterates 2023 total revenue growth guidance of 22-26% driven by written premium growth of 11-13%.","Now expects 2023 net income (loss) of $(13)M to $7M and Adjusted EBITDA of $55M-$75M.","Impacted employees receive severance, healthcare coverage, and outplacement services."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":323539,"accession_number":"0001840776-23-000016","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty reports FY2022 revenue $787.6M (+27%); guides to $40-60M Adj. EBITDA for 2023","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue $197.0M (+28% YoY); full year revenue $787.6M (+27%); written premium +15% to $776.7M.","Full year net income $2.4M, diluted EPS $(0.07); adjusted EBITDA $(1.9)M vs $25.4M in 2021.","2023 outlook: total revenue growth 22-26%, written premium 11-13%, adjusted EBITDA $40M-$60M.","Restructuring charges of $18.3M in Q4 from workforce reduction and lease impairments.","Marketplace revenue reached $13.7M in 2022 (Broad Arrow acquisition); State Farm partnership on track."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":323538,"accession_number":"0001840776-23-000013","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hagerty appoints Kevin Delaney as Principal Accounting Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kevin Delaney, age 50, appointed Principal Accounting Officer; joined Jan 2023 as Chief Accounting Officer and Corporate Controller.","Prior roles: SVP Finance and Controller at IMAX (2019-2023) and Corporate Controller/CAO at Sotheby’s (2000-2019).","Annual base salary of $370,000; target annual incentive award equal to 40% of base salary.","Eligible for Stock Incentive Plan at target 45% of base salary; one-time sign-on RSU grant of $125,000 with 3-year vesting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":323537,"accession_number":"0001840776-23-000003","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hagerty appoints Randall Harbert to board, replacing State Farm's Michael Tipsord as designee","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Randall Harbert, former State Farm Chief Agency, Sales and Marketing Officer, joins board effective March 1, 2023.","Michael Tipsord steps down as State Farm designee; board accelerates vesting of 8,341 RSUs to March 1.","Harbert will serve on Audit Committee effective March 15, 2023.","Press release notes anticipated launch of State Farm Classic+ program later in 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":341553,"accession_number":"0001840776-22-000159","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-12-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hagerty cuts 6% of workforce (103 employees); expects ~$11M Q4 charge, ~$19M annual savings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reduction of ~6% (103 employees) as part of expense management to achieve growth and profitability goals.","Non-recurring charge of approximately $11M primarily in Q4 2022.","Expected annualized savings of ~$19M from the reduction and a voluntary retirement program.","Impacted employees receive severance, health coverage, partial bonus, transition payment, and outplacement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":341552,"accession_number":"0001840776-22-000151","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hagerty settles with former CSO Kelly Smith for $550K severance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Smith's employment ended June 17, 2022; severance agreement dated Nov 8, 2022.","Hagerty pays Smith $500,000 plus $50,000 to his attorneys, total $550,000.","Includes mutual releases of claims and nondisparagement obligations.","Severance resolves dispute over amounts due under employment agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":341551,"accession_number":"0001840776-22-000145","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q3 revenue up 29% to $216.8M, but adjusted EBITDA loss of $10M; cuts FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 revenue $216.8M (+29% YoY), written premium $222.1M (+16% YoY); net income $24.3M vs $(0.5)M loss.","Adjusted EBITDA loss of $10.0M vs profit of $7.6M a year ago; FY guidance revised to $(10)M-$(5)M.","Hurricane Ian net exposure $10.0M; $6.5M increase in 2022 accident-year loss reserves for higher liability claims.","Acquired Broad Arrow Group ($5.9M revenue in Q3); launched online collector car auction platform."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":590585000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358500,"accession_number":"0001840776-22-000124","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-08-23T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hagerty appoints Patrick McClymont as CFO; longtime CFO Fred Turcotte to retire and stay as advisor through 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Fred Turcotte transitions to special projects advisor effective Sept 6, 2022; will remain through 2023 to ensure smooth handoff.","New CFO Patrick McClymont starts Sept 6, 2022; previously CFO of Orchard Technologies, IMAX Corp, and Sotheby's.","McClymont compensation: $575,000 base salary, eligibility for annual bonus up to 200% of base, and equity target of 175% of base.","One-time cash sign-on of $100,000 and a $500,000 restricted stock unit grant (3-year vest) to be awarded in October 2022.","Turcotte delayed retirement to help Hagerty through its business combination and establish public company reporting functions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358499,"accession_number":"0001840776-22-000118","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-08-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hagerty closes acquisition of remaining 60.26% of Broad Arrow Group, making it wholly owned","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed on August 16, 2022; Broad Arrow becomes wholly-owned subsidiary of Hagerty's OpCo.","Prior 39.74% stake was purchased for $15.25M in January 2022; now 100% owned.","Parties plan to build Hagerty Marketplace digital platform for collector vehicle transactions.","Contributors received equity interests in OpCo and Hagerty in exchange for Broad Arrow shares.","Deal originally disclosed via Contribution Agreement dated August 9, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358498,"accession_number":"0001840776-22-000112","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-08-10T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2 revenue $206M (+23%), net loss $5.5M; cuts FY22 Adj. 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EBITDA $15-20M (down 21-41% vs prior).","Agreed to acquire remaining 60% of Broad Arrow Group for $64.8M in stock; expected immediately accretive.","State Farm partnership on track for activation first half 2023; revenue per paid member up 16% to $158."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":373828000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358497,"accession_number":"0001840776-22-000106","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2022-08-10T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Hagerty to acquire remaining 60% of Broad Arrow Group for $64.8M in all-stock deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Hagerty to acquire remaining 60.26% stake in Broad Arrow Group for ~$64.8 million in all-stock transaction expected to close by Aug 16, 2022.","Earlier in Jan 2022, Hagerty acquired 39.74% of Broad Arrow for $15.25M; transaction makes Broad Arrow wholly-owned subsidiary.","Kenneth Ahn will continue as President of Hagerty Marketplace; Broad Arrow founders and team join Hagerty.","Deal valued using $2.8013 per Broad Arrow share divided by 20-day VWAP of Hagerty stock; registration rights granted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-08-10T23:59:59+00:00|358497"}