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Heaton resigned from the Board effective April 13, 2026; not due to any disagreement.","Board accelerated vesting of 10,230 RSUs granted July 1, 2025 to Heaton, originally vesting July 1, 2026, now fully vested April 14, 2026.","Markel designated Henrik W. Bjørnstad (former Managing Director at Markel International) as its Board designee; appointed effective April 14, 2026.","Bjørnstad named to Talent, Culture, and Compensation Committee and Nominating and Governance Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109710,"accession_number":"0001840776-26-000010","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty FY2025 revenue up 17% to $1.46B, net income +91%, guides 15-16% WP growth in 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full year 2025 total revenue $1,456M (+17% YoY); written premium $1,194M (+14%); net income $149M (+91%).","Adjusted EBITDA $237M (+46%); combined ratio for Hagerty Re improved to 86.6% from 94.1%.","Record 371K new members added; MarketPlace revenue surged 119% to $119M on European expansion.","2026 outlook: written premium growth 15-16%; new Markel arrangement to capture 100% underwriting economics starting Jan 1, 2026.","State Farm Classic+ program now in 27 states; Liberty Mutual partnership expected to drive growth in 2027."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":1456389000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109709,"accession_number":"0001840776-26-000003","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Hagerty amends Markel relationship; removes mutual exclusivity, extends term to Dec 2028, new reinsurance agreements","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sixth Amended Master Relationship Agreement executed Dec 31, 2025; removes mutual exclusivity provisions; extends term through Dec 31, 2028.","Hagerty retains option to purchase Essentia Insurance Company, exercisable Jan 1, 2026–Jan 1, 2028.","New General Agency and Quota Share agreements effective Jan 1, 2026; Hagerty Re assumes 100% risk on Essentia policies.","Markel remains significant strategic partner; other administrative changes to agreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126222,"accession_number":"0001840776-25-000231","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q3 revenue up 18% to $380M, net income up 143%, raises FY2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 total revenue $380.0M (+18% YoY); net income $46.2M (+143%); adjusted EBITDA $49.7M (+106%).","FY2025 guidance raised: revenue growth 14-15%, net income growth 58-65%, adj. EBITDA growth 37-41%.","Loss ratio improved to 42.0% (vs 60.0% prior year) aided by lower catastrophe losses.","Marketplace revenue surged 58% to $34.2M; HDC members reached 921,000 (+6% YoY).","Signed partnership with Liberty Mutual; Markel fronting arrangement starting Jan 2026 to retain full underwriting economics."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":1068286000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142974,"accession_number":"0001193125-25-177927","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-11T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Hagerty secondary offering of 9.7M shares at $9.34 priced; company gets no proceeds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Selling stockholders HHC and Aldel offer 9.7M shares of Class A common stock at $9.34/share.","Underwriters granted 30-day option to purchase up to an additional 1.455M shares.","Hagerty will not receive any proceeds; HHC to use net proceeds for Kim Hagerty estate redemption.","Offering expected to close on August 11, 2025, subject to customary conditions.","Keefe, Bruyette & Woods and J.P. Morgan are lead bookrunning managers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142973,"accession_number":"0001193125-25-174511","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hagerty announces secondary offering of 8.7M shares by major stockholders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Selling stockholders (Hagerty Holding Corp and Aldel LLC) offer 8.7M shares of HGTY Class A common stock; underwriters have 30-day option for 1.305M additional shares.","Hagerty receives no proceeds from the secondary offering; selling stockholders bear underwriting discount.","HHC intends to use net proceeds to effect a redemption for benefit of estate of Kim Hagerty.","Keefe Bruyette & Woods and J.P. Morgan are joint lead bookrunners; BMO, Citizens, Wells Fargo are additional bookrunners."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142972,"accession_number":"0001840776-25-000220","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2 revenue $368.7M (+18% YoY), net income $47.2M; raises FY 2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 total revenue $368.7M (+18% YoY); net income $47.2M (+11% YoY); Adjusted EBITDA $63.7M (+20% YoY).","FY 2025 outlook raised: revenue growth 13-14%, net income growth 43-53%, Adjusted EBITDA growth 30-38%.","Written premium $356M (+11% YoY); retention 88.7%; insured vehicles 2.7M (+6%).","Marketplace revenue $26.8M (+327% YoY) from inventory sales and first European auction with €31M sales.","Non-binding LOI with Markel for fronting arrangement to control 100% of premium from Jan 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":688292000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142971,"accession_number":"0001840776-25-000209","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Hagerty announces non-binding LOI with Markel; will assume 100% of premium, pay 2% fronting fee from 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Effective Jan 1, 2026, Hagerty Re will control 100% of premium and assume 100% of underwriting risk, paying Markel a 2% fronting fee.","New arrangement expands Hagerty's underwriting and claims authorities to maximum permitted by law.","Accounting impact: commission revenue from MGA to Markel eliminated; certain policy acquisition costs capitalized from Q1 2026.","Arrangement is non-binding, subject to definitive documentation and regulatory approvals; no assurance of completion.","CEO McKeel Hagerty: arrangement positions for better profitability and operational control with no disruption to policyholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161051,"accession_number":"0001840776-25-000168","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hagerty stockholders elect all nine director nominees and ratify Deloitte as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees (McKeel Hagerty, William Swanson, Randall Harbert, Laurie Harris, Michael Heaton, Robert Kauffman, Sabrina Kay, Anthony Kuczinski, Mika Salmi) elected.","Ratification of Deloitte & Touche LLP as independent auditor for fiscal year 2025: 2,600,838,425 For, 124,443 Against, 20,717 Abstain.","Meeting held June 3, 2025; 343,376,583 shares represented."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161050,"accession_number":"0001840776-25-000141","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 revenue up 18% to $319.6M; net income up 233%; reaffirms 2025 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $319.6M (+18% YoY); net income $27.3M (+233%); adjusted EBITDA $39.6M (+45%).","Written premium $244.3M (+12%); earned premium $169.4M (+12%); loss ratio 42.0% (incl. $10.4M wildfire losses).","Marketplace revenue surged 176% to $29.0M, driven by inventory sales including Academy of Art University Collection.","Policies in force retention 89.0% (improved 30 bps); insured vehicles up 8% to 2.6M.","Reaffirmed FY2025 outlook: 12-13% revenue growth, 30-40% net income growth, 21-29% adjusted EBITDA growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":319593000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":161049,"accession_number":"0001840776-25-000118","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hagerty director F. Michael Crowley to step down at June 2025 annual meeting; Markel designates Michael R. Heaton","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["F. Michael Crowley, Markel's designee on Hagerty board, will not stand for re-election at annual meeting expected June 3, 2025.","Crowley's departure is not due to any disagreement with the company.","Markel Group designates Michael R. Heaton (EVP & COO) as his replacement, subject to election.","Heaton's appointment is effective immediately prior to the annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179250,"accession_number":"0001840776-25-000041","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"Hagerty enters $375M unsecured revolving credit facility, replaces prior $50.3M debt","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Entered $375M senior unsecured revolving credit facility with JPMorgan as agent; five-year term expires March 2025.","Facility includes $175M LC sublimit, $100M foreign currency sublimit, and $75M accordion feature.","Proceeds used to repay $50.3M outstanding under prior secured credit agreement, which was terminated.","Interest based on Term SOFR plus margin (net leverage pricing grid); financial covenants: net leverage ≤3.25x and fixed charge coverage.","Accordion can be increased unlimited if net leverage below 3.25x; uncommitted accordion of $75M also available."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":179249,"accession_number":"0001840776-25-000030","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty FY2024 revenue +20% to $1.2B; net income +178%; 2025 outlook for 12-13% revenue growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2024 total revenue $1.200B (+20% YoY); net income $78.3M (+178%); adjusted EBITDA $124.5M (+41%).","Record 279,000 new members added; total insured vehicles 2.6M (+8%); retention rate 89.0%.","Marketplace revenue +90% to $54.3M; partnership with BMW for Villa d'Este auction (May 2025).","2025 outlook: revenue growth 12-13%, net income growth 30-40%, adjusted EBITDA growth 21-29%.","Q4 2024 revenue $291.7M (+19%); Q4 net income $8.4M; diluted EPS $0.01; adjusted EPS $0.02."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195922,"accession_number":"0001840776-24-000250","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q3 revenue up 17% to $323.4M; hurricane losses hit bottom line; FY outlook trimmed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $323.4M (+17% YoY); written premium $287.6M (+13% YoY).","Net income $19.0M (flat YoY); adjusted EBITDA $24.2M (-35% YoY) due to $24.7M pre-tax hurricane losses.","Marketplace revenue surged 66% YoY to $21.6M; membership retention 89%.","FY2024 revenue growth revised to 18-19%; net income guidance lowered to $65-74M (prior $76-84M).","Adjusted EBITDA guidance lowered to $110-120M (prior $130-140M) from hurricane impact."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":908307000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212196,"accession_number":"0001840776-24-000198","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-09-06T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Hagerty subsidiary closes $18.4M acquisition of Consolidated National Insurance Company","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Consolidated National Insurance Company for approximately $18.4 million in cash.","Transaction closed on September 1, 2024, as previously announced.","Consideration was paid in full at closing; no other material terms disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212195,"accession_number":"0001840776-24-000173","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q2 revenue up 20% to $313M; raises full-year guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total Revenue $313.2M (+20% YoY); Written Premium $321.2M (+16%).","Net Income $42.7M (+$27.1M YoY); Adjusted EBITDA $53.1M (+$18.7M).","Policy retention 89%; insured vehicles up 8% to 2.5 million.","2024 guidance raised: Net Income growth 170-198%; Adjusted EBITDA growth 47-59%.","Completed warrant exchange in July: 3.9M shares issued for 19.5M warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":584933000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212194,"accession_number":"0001628280-24-033053","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Hagerty settles final 1.05M warrants for 189K shares; no warrants remain outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Final mandatory exchange of 1,052,503 warrants for 189,438 shares of Class A common stock.","No warrants remain outstanding following the Mandatory Exchange.","Public warrants suspended from NYSE trading and will be delisted.","Combined exchange offer and mandatory exchange issued 3,876,201 shares for 19,483,539 warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212193,"accession_number":"0001840776-24-000150","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-09T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hagerty elects Tony Kuczinski, former Munich Re US CEO, to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kuczinski appointed effective July 9, 2024; will receive standard non-employee director compensation.","He brings 34 years of insurance experience including 15 years as President & CEO of Munich Re US.","Currently serves as Lead Independent Director of Skyward Specialty Insurance and on Ryan Specialty's board.","Appointment was not pursuant to any arrangement with another person; no disclosed related-party transactions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":212192,"accession_number":"0001628280-24-031296","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-07-05T23:59:59+00:00","items":["1.01","3.03","5.07","8.01","9.01"],"status":"ready","headline":"Hagerty completes warrant exchange with 87% public warrant tender; all remaining to be exchanged July 22","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["87.3% of public warrants (5.0M), 98.4% private placement, 97.6% PIPE warrants tendered for 0.2 shares each.","Warrant amendments executed; post-offer exchange for remaining warrants at 0.18 shares on July 22, 2024.","Last trading day for public warrants (HGTY.WS) will be July 19, 2024; all warrants will be eliminated.","Company reduces warrant overhang, simplifying capital structure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231103,"accession_number":"0001840776-24-000121","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-06-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hagerty annual meeting results: all director nominees elected, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees elected with majority support; McKeel Hagerty received ~1.83B votes for.","Deloitte & Touche LLP ratified as independent auditor for FY 2024 with ~1.84B votes for.","Annual meeting held June 4, 2024; 257,970,802 shares represented.","Broker non-votes of 9.2M shares on director elections due to discretionary voting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231102,"accession_number":"0001628280-24-026320","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Hagerty launches warrant exchange: 0.20 shares per warrant, seeks capital simplification","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Offer to exchange each warrant for 0.20 shares of Class A common stock, up to 3,896,707 shares total.","Consent solicitation seeks to amend warrant agreements to allow forced exchange at 0.18 shares (10% less).","Support agreements: 44.3% of Public Warrants, 57.2% of Private Placement, 81.5% of PIPE Warrants already committed.","Need additional 5.7% of Public Warrants to adopt IPO Warrant Amendment; PIPE amendment already sufficient.","Offer expires July 2, 2024; no recommendation from company, but holders urged to read tender documents."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231101,"accession_number":"0001840776-24-000114","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-05-31T23:59:59+00:00","items":["1.01","2.03","5.02","7.01","9.01"],"status":"ready","headline":"Hagerty appoints Jeff Briglia as President of Insurance; adds $75M credit capacity","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeff Briglia named President of Insurance effective July 1, 2024; reports to CEO McKeel Hagerty.","Briglia receives $650K base salary, $50K sign-on bonus, and $350K RSU grant vesting over three years.","Target annual incentive is at least 75% of base salary; 2024 minimum payment of $250K.","Credit facility amended; $75M incremental revolving commitment added from Wells Fargo as new lender."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231100,"accession_number":"0001840776-24-000098","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hagerty Q1 revenue +24% to $271.7M; swings to net income of $8.2M; reaffirms FY24 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 total revenue $271.7M (+24% YoY); written premium $218.3M (+19%); insured vehicles 2.4M (+6%).","Net income $8.2M vs loss $15.0M YoY; Adj. EBITDA $27.3M vs $6.7M; operating margin +1,210 bps.","Policies in force retention 88.7% (up from 87.9%); HDC paid members 831,000 (+8% YoY).","Marketplace revenue surged 58% to $10.5M; commission and fee revenue $88.8M (+19%).","FY2024 guidance reaffirmed: revenue +15-17%, net income +116-148%, Adj. EBITDA +41-53%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":271708000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":231099,"accession_number":"0001840776-24-000032","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hagerty adopts new PRSU form, grants 92,896 units to CEO and 24,590 to CAHRO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Committee approved new Performance Restricted Stock Unit (PRSU) award form under the 2021 Stock Incentive Plan.","CEO McKeel Hagerty received a target award of 92,896 PRSUs; CAHRO Collette Champagne received 24,590 PRSUs.","PRSUs vest based on adjusted operating income targets over a three-year performance period (Jan 1, 2024 – Dec 31, 2026).","Payout can range from 35% to 200% of the target number based on actual performance achievement.","Time-based vesting requires continued employment through the determination date after the performance period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":249485,"accession_number":"0001840776-24-000019","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-03-12T23:59:59+00:00","items":["2.02","7.01","2.01","9.01"],"status":"ready","headline":"Hagerty FY2023 revenue $1.0B (+27%), net income $28.2M; guides 15-17% revenue growth in 2024","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2023 total revenue $1.0B (+27% YoY); Q4 revenue $245M (+24%).","FY2023 net income $28.2M (vs $2.4M in 2022); Adjusted EBITDA $88.2M (vs -$1.9M).","Written premiums $907.2M (+17%); Policies retention 88.7% vs 88.0%; loss ratio improved to 41.5%.","2024 Outlook: total revenue growth 15-17%, net income growth 116-148%, Adj EBITDA growth 41-53%.","AM Best assigned A- (Excellent) rating to Hagerty Re; HDC paid members +8% to ~815k."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":249484,"accession_number":"0001840776-24-000010","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-03-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hagerty board member Michael Angelina to retire effective April 2, 2024; will remain on Hagerty Re board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael Angelina notified Hagerty of his retirement from the Board, effective April 2, 2024.","Departure is not due to any disagreement with the company.","Angelina will continue serving on the board of Hagerty Reinsurance Limited, the wholly-owned captive reinsurance subsidiary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":249483,"accession_number":"0001840776-24-000007","cik":1840776,"company_name":"Hagerty, Inc.","ticker":"HGTY","form_type":"8-K","filed_at":"2024-02-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Hagerty to acquire Consolidated National Insurance Company for ~$18.4M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Hagerty subsidiary to buy all CNIC stock from Everspan for ~$18.4M, subject to adjustment.","CNIC will serve as Hagerty's direct underwriting carrier to retain underwriting profits.","Purchase price includes ~$10M for state licenses and ~$8M for capital and surplus.","Closing expected in Q2 2024, subject to Colorado Division of Insurance approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3526249498.7891626,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}