{"filings":[{"id":1949376,"accession_number":"0001828105-26-000041","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2026-07-29T21:52:24+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q2 net income $10M, GWP up 61.5% to $482M; raises FY2026 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10M ($0.38 diluted EPS) vs $1M in Q2 2025; adjusted net income $21M ($0.79 diluted).","Gross Written Premium $482M (+61.5% YoY); revenue $145M (+23.4%).","Combined ratio improved to 95.8% from 100.1% YoY; net loss ratio 50.4%.","Book value per share $17.65, up 4% from year-end 2025.","Raises FY2026 guidance: GWP >$1.65B, adjusted net income up to $70M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":266200000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1056996,"accession_number":"0001828105-26-000035","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2026-06-15T20:19:09+00:00","items":["5.02"],"status":"ready","headline":"Hippo Holdings appoints Laura Boettcher as COO; base salary $450,000","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Laura Boettcher, 43, appointed COO effective June 10, 2026; previously COO of subsidiary Hippo Insurance since Feb 2024.","Base salary raised to $450,000; target bonus remains 50% of base; annual RSU grant increased to $660,000, PRSU to $440,000.","Received bridge grant of RSUs and PRSUs to bring 2026 equity to those levels, prorated from appointment date.","Boettcher also served as Chief of Staff to the CEO and Director of Reinsurance at Hippo Insurance before becoming COO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":888799,"accession_number":"0001828105-26-000029","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2026-06-05T20:20:50+00:00","items":["5.07"],"status":"ready","headline":"Hippo Holdings annual meeting elects three directors, ratifies Deloitte, approves say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors Lori Dickerson Fouché, Hugh R. Frater, Richard McCathron elected with 9.7M, 11.0M, 11.3M votes respectively; 5.1M broker non-votes.","Ratification of Deloitte & Touche as auditor for FY 2026 with 16.8M for, 110.5K against, 5.7K abstain.","Advisory vote on executive compensation approved: 11.2M for, 593.3K against, 41.5K abstain; 5.1M broker non-votes.","Frequency vote recommended every one year (11.3M votes); company will hold annual say-on-pay votes until next frequency vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95908,"accession_number":"0001828105-26-000023","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q1 2026 net income $7M vs loss a year ago; GWP +58% to $332M; combined ratio 99.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.27; adjusted diluted EPS $0.65 vs. loss of $1.91 and adjusted loss of $1.41 in Q1 2025.","Gross written premium $332.4M, up 58% YoY; total revenue $121.5M, up 10% YoY.","Combined ratio improved to 99.5% from 159.2% a year ago; net loss ratio 48.0% (was 105.9%).","Book value per share $17.23, up from $16.97 at Dec 31, 2025.","Company cites Progressive distribution partnership and AI transformation for growth and profitability."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":121500000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":109332,"accession_number":"0001828105-26-000002","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q4 EPS $0.23, adjusted $0.67; GWP up 40% to $288M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $6M (vs $44M in 4Q24); adjusted net income $17.6M (+20% YoY).","Combined ratio improved 8 pts to 99%, marking Q4 underwriting profit.","FY 2025 net income $57.7M vs FY 2024 net loss $40.5M; GWP $1.1B (+24%).","Book value per share $16.97, up 17% vs year-end 2024.","Targets $2B+ GWP and $125M+ adjusted net income by end of 2028."],"consensus_eps_estimate":null,"consensus_eps_actual":2.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":468600000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125812,"accession_number":"0001828105-25-000066","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q3 net income $98M vs loss $9M YoY; GWP up 33% to $311M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $3.77 (GAAP); adjusted EPS $0.70; revenue $121M (+26% YoY).","Gross written premium $311M (+33% YoY); net written premium $118M (+30% YoY).","Net loss ratio improved to 48% from 73% YoY; combined ratio improved to 100% from 128%.","Includes $91M gain on sale of homebuilder distribution network, net of tech write-off.","Book value per share $16.64, up 14% from year-end 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":348200000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142547,"accession_number":"0001828105-25-000059","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-09-16T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hippo expands board to 10, appoints Laura Hay and Susan Holliday as directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased from 9 to 10; Hay and Holliday appointed effective Oct 1, 2025.","Hay (ex-KPMG Global Head of Insurance) joins Audit, Risk & Compliance and Nominating & Gov committees.","Holliday (former Swiss Re executive) joins Audit, Risk & Compliance and Compensation committees.","Directors receive $60k annual cash, $130k initial RSU, plus committee fees; standard compensation.","CEO cites their insurance/risk expertise to help mature business and drive growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":142546,"accession_number":"0001828105-25-000054","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo posts Q2 net income of $1M; raises FY25 guidance on improved loss ratio","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross written premium $299M (+16% YoY); revenue $117M (+31% YoY).","Consolidated net loss ratio 47% (46pp YoY improvement); adj. net income $17M vs loss $20M.","Closed sale of homebuilder assets to Baldwin Group for $100M; expects ~$90M gain in Q3.","FY25 guidance raised: net income $35-39M positive (from $65-69M loss); adj. net income $(4)M-breakeven.","Cash/investments $604M (+$76M QoQ); repurchased 514k shares from Lennar for $14.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":227600000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160605,"accession_number":"0001828105-25-000044","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-06-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Hippo Holdings enters $14.5M share repurchase agreement with Lennar affiliate at $28.17/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchases 514,309 shares from Lennar affiliate at $28.17/share, a 3% discount to 3-day VWAP.","Aggregate purchase price of $14.5M; closing expected in Q3 2025, contingent on Baldwin asset sale.","After the repurchase, approximately $18.1M remains under existing share repurchase program.","Transaction approved by independent committee; shares repurchased in private transaction, not open market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160604,"accession_number":"0001828105-25-000041","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hippo sells homebuilder distribution network to The Baldwin Group for $100M, unveils 2028 targets","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Baldwin's Westwood Insurance Agency will distribute Hippo's new construction product, tripling homebuyer reach.","Baldwin acquires Hippo's existing homebuilder distribution network for $100 million in cash.","2028 targets: GWP >$2B, adjusted net income >$125M, adjusted ROE >18%.","Spinnaker to expand capacity for additional Baldwin MGA programs beyond MSI Renters and Homeowners."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160603,"accession_number":"0001828105-25-000039","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hippo Holdings stockholders elect three directors, ratify Deloitte as auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Eric Feder, Sam Landman, and John Nichols elected to three-year terms with 9.8M, 8.8M, and 9.8M votes FOR respectively.","Ratification of Deloitte & Touche LLP as independent auditor for FY2025 passed with 15.4M FOR, 12,599 AGAINST, 2,431 abstain; no broker non-votes.","All director nominees and auditor ratification were approved; broker non-votes of ~5.27M shares were present for director election."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160602,"accession_number":"0001828105-25-000035","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q1 revenue +30% to $110M; net loss $48M from $45M LA wildfire costs, guidance reaffirms net profit by Q4'25","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenue $110M (+30% YoY); net loss $48M vs $36M loss in Q1'24, with $45M LA wildfire impact.","HHIP gross loss ratio 121% (+41pp YoY); non-PCS loss ratio improved 6pp to 53%.","IaaS revenue $39M (+91% YoY); fixed expenses down $7M to 30% of revenue (vs 48% in Q1'24).","Cash and investments $528M; signed $50M surplus note pending IL DOI approval, expected Q2'25.","Guidance: net profit by Q4 2025; annual revenue run-rate >$500M by year end."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":110300000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160601,"accession_number":"0001828105-25-000028","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["1.01"],"status":"ready","headline":"Hippo Analytics signs 26-month office lease for 6,800 sq ft in San Jose","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Lease with KBSIII Almaden Financial Plaza LLC for Suite 400 at One Almaden Blvd.","Total rent approximately $0.8M over 26-month term for general office space.","Lease covers 6,800 rentable square feet; effective April 24, 2025.","Routine lease commitment with no other material financial terms disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160600,"accession_number":"0001828105-25-000023","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Hippo co-founder and Executive Chairman Assaf Wand resigns from Board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Wand resigned from the Board effective April 21, 2025; he served as CEO until June 2022 and as Executive Chairman since then.","CEO Richard McCathron thanked Wand for his decade of leadership and dedication.","Wand expressed confidence in McCathron's leadership and noted Hippo reached EBITDA profitability, on track for net income by end of 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":160599,"accession_number":"0001828105-25-000020","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-04-18T23:59:59+00:00","items":["1.02"],"status":"ready","headline":"Hippo terminates Palo Alto lease, relocates to San Jose for cost savings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Terminated lease for 15,000 sq ft at 150 Forest Ave, Palo Alto, effective April 14, 2025.","One-time lease termination payment of $1,438,411 to landlord Tallwood Forest, LLC.","Company securing office space in San Jose, CA; expects significant annual cost savings.","Original lease dated June 14, 2019, as amended on January 26, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178842,"accession_number":"0001828105-25-000010","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2025-03-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q4 adjusted EBITDA positive $8.5M; raises 2025 revenue guidance to $465M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $102M (+58% YoY); FY2024 revenue $372M (+77% YoY).","Q4 net income $44M vs loss $42M in Q4'23; gain on First Connect sale contributed $46M.","Q4 adjusted EBITDA $8.5M vs loss $22M in Q4'23; HHIP gross loss ratio improved 3pp to 50%.","Raises 2025 revenue guidance to $465M (from $420-450M); targets positive net income by Q4 2025.","Preliminary estimate of $42M pre-tax catastrophe loss from LA wildfires in Jan 2025, net of reinsurance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195508,"accession_number":"0001828105-24-000055","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-11-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q3 revenue $95M (+65%), net loss down 84% to $8.5M; reiterates Q4 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $95M (+65% YoY); TGP $368M (+21% YoY); Services and IaaS now 81% of TGP.","HHIP accident period loss ratio improved 22pp to 70%; net loss ratio improved 67pp to 84%.","Net loss $8.5M (-84% YoY); adjusted EBITDA loss $7.5M (-81% YoY).","Sold majority of First Connect for ~$48M; repurchased 957,242 shares for $15.6M.","Reiterates Q4 revenue guidance $95-99M, adjusted EBITDA positive $5-6M."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":270200000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":195507,"accession_number":"0001828105-24-000043","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-10-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Hippo CRO Yuval Harry departs effective Oct 11; separation agreement includes salary, bonus, equity vesting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Yuval Harry ceased as Chief Revenue Officer effective Oct 11, 2024; will remain at-will employee through Mar 1, 2025 for consulting.","Severance includes continued salary ($475,000.50/yr), equity vesting per terms, and a cash payment of $62,019 (6 weeks + 3 days base plus COBRA).","Eligible for 2024 bonus per board determination under Leadership Bonus Plan; unvested equity forfeited at separation.","Separation agreement includes general release, non-disparagement, and post-separation cooperation covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211774,"accession_number":"0001828105-24-000040","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-09-10T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"NYSE delists Hippo warrants due to abnormally low price; common stock unaffected","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["On Sept 9, 2024, NYSE notified Hippo that its warrants (HIPO.WS) are being delisted immediately due to 'abnormally low selling price' per Section 802.01D.","Every 25 warrants are exercisable for one share of common at $287.50 per share; the warrants have been delisted effective immediately.","Hippo will not appeal the NYSE delisting determination.","Trading in Hippo common stock (HIPO) on NYSE continues and is unaffected by this action."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211773,"accession_number":"0001828105-24-000034","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q2 revenue up 88% to $90M; HHIP loss ratio improves 94pp; guides to positive EBITDA in Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $90M (+88% YoY); Total Generated Premium $380M (+20% YoY).","HHIP gross loss ratio improved 94pp to 84% YoY; net loss ratio improved 475pp.","Net loss attributable to Hippo $41M, down 62% YoY; Adj. EBITDA loss $25M, down 72% YoY.","Expects Q3 2024 Adj. EBITDA loss of $9M-$11M; Q4 positive $5M-$6M.","Cash and investments $491M; Spinnaker surplus $202M, up from $173M a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":174700000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230517,"accession_number":"0001828105-24-000030","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-06-04T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hippo Holdings stockholders elect three directors, ratify Deloitte as auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders elected Mark Schaaf, Assaf Wand, and Sandra Wijnberg as directors for three-year terms.","Schaaf received 11,976,544 FOR votes; Wand 11,203,749; Wijnberg 11,327,058; each had 4,673,529 broker non-votes.","Ratification of Deloitte & Touche LLP as independent auditor for FY 2024 passed with 16,617,748 FOR, 42,672 AGAINST, 6,700 abstain.","16,667,120 shares present or represented, constituting a quorum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":230516,"accession_number":"0001828105-24-000025","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q1 revenue $85M (+114% YoY); net loss -$36M (-49%); FY TGP >$1.3B reiterated","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $85M, up 114% YoY; TGP $294M, up 20% YoY with services/IaaS 80% of TGP.","HHIP gross loss ratio improved 21pp to 80% from 101%; net loss ratio improved 455pp to 100%.","GAAP S&M/T&D/G&A expenses fell to 48% of revenue from 135% YoY, down $13M absolute.","Adjusted EBITDA loss $20M, down 62% YoY; net loss attributable to Hippo $36M, down 49%.","Cash & investments rose to $511M, first cash flow positive quarter; Spinnaker surplus $197M."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":85100000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248908,"accession_number":"0001828105-24-000005","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2024-03-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo reports Q4 revenue $64M (+80% YoY), net loss $42M; guides to positive Adj EBITDA in Q4 2024","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $64M, up 80% YoY; full-year revenue $210M, up 75%.","Full-year TGP $1.14B, up 40% YoY; IaaS and Services now 77% of TGP mix.","HHIP accident period loss ratio improved 24pp to 64% in Q4; non-PCS loss ratio 59%.","Q4 GAAP net loss $42M (down 33%) and Adj EBITDA loss $22M (down 53%).","2024 guidance: TGP >$1.3B, revenue >$340M, Adj EBITDA loss $41-51M, positive Adj EBITDA in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266450,"accession_number":"0001828105-23-000081","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q3 GAAP net loss $53M, adj EBITDA loss $38M; expects positive adj EBITDA before year-end 2024","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss attributable to Hippo $53M; adjusted EBITDA loss $38M, Hippo's best quarter as public company.","Revenue $58M (+88% YoY); Total Generated Premium $304M (+38% YoY).","HHIP core gross loss ratio improved to 69% from 82% a year ago; consolidated GLR 59%.","Guides FY2023 adj EBITDA loss $207-$212M (narrowed from $208-$218M); expects breakeven before year-end 2024.","Announced $50-$70M cost reduction including up to 120 employee layoffs; cash and investments $558M."],"consensus_eps_estimate":null,"consensus_eps_actual":-9.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":145200000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":266449,"accession_number":"0001828105-23-000074","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.05","9.01"],"status":"ready","headline":"Hippo Holdings cuts ~120 jobs (20% of workforce) in organizational realignment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Involuntary reduction of up to 120 employees, ~20% of global workforce, effective Nov 1, 2023.","Expects Q4 2023 charges of $2.2M to $2.7M for severance and benefits, largely cash expenditures.","Company continues review for additional costs like facility lease exits; may amend filing if material.","Reduction aims to drive efficiency and focus on strategic priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283688,"accession_number":"0001828105-23-000069","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q2: core GLR improves to 63% but cat losses of $51M drive net loss $108M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $108M ($4.61/share); adj EBITDA loss $88M, vs $74M and $56M year-ago.","Core HHIP gross loss ratio improved to 63% from 75% YoY, but PCS cat losses of $110M gross/$51M net weighed on results.","FY2023 adj EBITDA guidance cut to $(208-218)M loss from $(147)M, citing cat losses; still targeting positive adj EBITDA by end of 2024.","TGP grew 56% YoY to $318M; revenue up 66% to $48M; operating expenses as % of revenue improved to 159% from 248%."],"consensus_eps_estimate":null,"consensus_eps_actual":-7.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":87500000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":283687,"accession_number":"0001828105-23-000066","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-08-01T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Amy Errett resigns from Hippo Holdings board; Mark Schaaf appointed effective Aug 3, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Amy Errett informed the Board of her resignation effective August 3, 2023, not due to any disagreement with the Company.","Mark Schaaf appointed as Class III director effective August 3, 2023; also appointed to Audit Committee effective November 1, 2023.","Schaaf receives standard non-employee director compensation: $60k annual cash for Board service, $10k for Audit Committee, and initial RSU award valued at $110,000."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303216,"accession_number":"0001828105-23-000055","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-06-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Hippo Holdings stockholders elect three directors and ratify Deloitte as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director Lori Dickerson Fouché elected with 11,142,605 votes for, 991,564 withheld.","Director Hugh R. Frater elected with 11,870,422 votes for, 263,747 withheld.","Director Richard McCathron elected with 11,875,424 votes for, 258,745 withheld.","Ratification of Deloitte & Touche LLP as auditor passed with 14,803,615 for, 317,690 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":303215,"accession_number":"0001828105-23-000038","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q1 TGP +59% YoY to $245M, core loss ratio improves, raises 2023 guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total Generated Premium $245M (+59% YoY); revenue $39.8M (+62% YoY); in-force TGP $902M (+42% YoY).","GAAP net loss $69.8M ($3.01/share); adjusted EBITDA loss $52.1M, including $7.5M excess weather impact.","HHIP core gross loss ratio improved to 60% from 78% a year ago; core consolidated ratio 51%.","Operating expenses flat YoY; cash & investments $620M; $50M share buyback launched; repurchased 15,472 shares in Q1.","Raises FY23 TGP guidance to exceed $1B, revenue growth >45% YoY; reaffirms adjusted EBITDA loss of $147M."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":39800000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322853,"accession_number":"0001828105-23-000024","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-03-23T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Hippo Holdings dismisses EY as auditor, appoints Deloitte for FY2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit committee voted on March 17, 2023 to dismiss EY and appoint Deloitte & Touche LLP as independent auditor for fiscal year ending Dec 31, 2023.","EY had served as auditor since 2019; its reports for FY2022 and FY2021 contained no adverse opinion or modification.","No disagreements or reportable events occurred during FY2021, FY2022, or subsequent interim period through March 17, 2023.","Company provided EY with a copy of the disclosures; EY furnished a letter to the SEC (Exhibit 16.1) agreeing with the statements.","No prior consultations with Deloitte occurred regarding accounting principles, transactions, or audit opinions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322852,"accession_number":"0001828105-23-000010","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-03-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Hippo Q4 net loss $63.1M, adj EBITDA -$47.3M; guides 2023 TGP near $1B, adj EBITDA -$147M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $63.1M ($2.74/share) vs $60.7M loss in Q4 2021; adjusted EBITDA -$47.3M, improved from -$54.8M in Q3.","Total Generated Premium (TGP) $234M, +44% YoY; full-year 2022 TGP $811M, in line with original guidance.","Gross loss ratio 42%, best since IPO, down 47pp YoY; full-year GLR improved 62pp to 76% from 138% in 2021.","Revenue $35.8M, +11% YoY; 2023 revenue guided >40% growth; cash & investments $640M at year-end.","2023 guidance: TGP near $1B, adjusted EBITDA -$147M, positive adj EBITDA by late 2024; Spinnaker surplus $164.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":322851,"accession_number":"0001828105-23-000002","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2023-01-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hippo places 2023 reinsurance on improved terms; retains ~40% of premium","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Retains approximately 40% of premium and losses through insurance subs and captive.","Increased per-occurrence XOL limit by 32%; protected beyond 1-in-250 year event.","Reduced loss participation features; overall catastrophic exposure similar to prior year.","Panel of six third-party reinsurers, all rated A- or better or collateralized.","CEO says terms better than prior year despite one of the most difficult reinsurance markets in 20 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":340916,"accession_number":"0001828105-22-000054","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q3 Adj. EBITDA loss $54.8M beats guidance; revenue +44% YoY; reaffirms 2022 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $129.2M ($5.66 EPS) including $53.5M goodwill impairment; Adj. EBITDA loss $54.8M vs prior $48.4M.","Revenue $30.7M (+44% YoY); TGP $219M (+36% YoY); customer base 332,000.","Gross Loss Ratio 58% ex-Hurricane Ian (110% overall); full-year guidance ≤90% reaffirmed.","Hurricane Ian net loss only $4.7M consolidated; $0.9M from Hippo homeowners program.","Unrestricted cash/investments $677M; Q4 Adj. EBITDA loss expected below $50M; path to positive EBITDA by late 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-11.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":83900000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358071,"accession_number":"0001193125-22-254309","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-09-29T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"Hippo Holdings effects 1-for-25 reverse stock split as of Sept 29, 2022","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse split ratio of 1:25; effective 11:59 p.m. EDT on Sept 29, 2022.","Common stock begins trading split-adjusted on Sept 30 under symbol HIPO with new CUSIP 433539202.","No fractional shares issued; cash paid in lieu of fractional shares; percentage ownership unchanged except for fractional share treatment.","Warrants adjusted: every 25 shares purchasable become 1 share; exercise price becomes $287.50 (25×$11.50)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358070,"accession_number":"0001828105-22-000047","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-09-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Hippo Holdings board approves 1-for-25 reverse stock split effective Sept 29","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse split ratio 1-for-25; every 25 shares converted to 1 share, effective Sept 29, 2022.","Split-adjusted trading begins Sept 30 under symbol HIPO with new CUSIP 433539202.","No fractional shares issued; cash paid in lieu of fractional shares.","Stockholders' percentage interest unchanged except for fractional share adjustments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358069,"accession_number":"0001193125-22-238471","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-09-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Hippo holds Investor Day with strategic presentation; no specific financial targets disclosed in available materials","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor Day held on September 6, 2022 at NYSE; CEO Rick McCathron and CFO Stewart Ellis presented.","Presentation focused on Hippo's technology platform and competitive advantages; no specific financial guidance provided in the press release.","Live webcast and replay available on Hippo's investor relations website.","In-person attendance was by invitation only; details disclosed in September 1, 2022 press release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358068,"accession_number":"0001828105-22-000039","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-09-01T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Hippo Holdings stockholders approve reverse stock split at ratio up to 1:30","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse stock split approved: 362,170,207 shares FOR, 3,455,329 AGAINST, 579,889 ABSTAIN.","Adjournment proposal also approved: 353,824,961 FOR, 11,058,820 AGAINST, 1,321,644 ABSTAIN.","Board may set split ratio between 1-for-20 and 1-for-30; authorized shares reduced proportionally.","Special meeting held August 31, 2022; quorum of 366,205,425 shares present."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358067,"accession_number":"0001193125-22-234567","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-08-31T23:59:59+00:00","items":["2.05","5.02","9.01"],"status":"ready","headline":"Hippo lays off 10% of workforce; COO/CTO Ran Harpaz to depart Nov 15","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Workforce reduction of ~70 employees (~10% of total) effective Sep 1, 2022.","Expects Q3 2022 charges of $1.8M-$2.0M for severance and benefits; $1.2M-$1.4M cash.","COO and CTO Ran Harpaz to depart effective Nov 15, 2022; eligible for $250K separation benefit.","Company reviewing potential additional restructuring costs (facility leases, etc.) but unable to estimate now."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358066,"accession_number":"0001828105-22-000033","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-08-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q2 2022: Gross loss ratio improves to 78%; guides below 90% for FY; CEO transitions to Richard McCathron","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 TGP $204M, +29% YoY; revenue $29M, +37% YoY.","Q2 Gross Loss Ratio 78% vs 161% prior year; full-year guidance improved to below 90% from 100%.","CEO Assaf Wand steps down, becomes Executive Chairman; Richard McCathron appointed CEO.","Cash and investments $732M; expanded into NY, MA, NC.","FY2022 guidance: TGP $790-810M (down from $800-820M), revenue $119-121M (down from $140-142M)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":53200000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358065,"accession_number":"0001828105-22-000027","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-08-09T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hippo Holdings appoints John Nichols to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded to 10 members; Nichols appointed Class I director effective August 9, 2022.","Nichols to serve on Audit, Risk & Compliance Committee and Compensation Committee.","Nichols receives initial RSU award valued at $100,000 and annual cash compensation of $35,000 plus committee fees.","Nichols brings over 40 years of insurance/reinsurance experience; led Protective Insurance and Axis Re.","Press release issued August 9, 2022 announcing appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":358064,"accession_number":"0001193125-22-197180","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-07-20T23:59:59+00:00","items":["3.01","9.01"],"status":"ready","headline":"Hippo receives NYSE non-compliance notice for low share price; plans reverse stock split","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received NYSE notice on July 19, 2022 for average closing price below $1.00 over 30 trading days.","Has six-month cure period; can regain compliance if closing price ≥ $1.00 on last trading day of any calendar month.","Board to propose reverse stock split at ratio 1-for-20 to 1-for-30 at special meeting on August 31, 2022.","Notice has no immediate effect on listing; company to respond within 10 business days.","Failure to cure could result in delisting from NYSE."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376774,"accession_number":"0001828105-22-000015","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-06-08T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Hippo Holdings annual meeting elects three directors, ratifies EY as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders elected Eric Feder, Sam Landman, and Noah Knauf as directors for three-year terms.","Each director received over 217 million votes FOR; broker non-votes were ~79.7 million.","Ratification of Ernst & Young as independent auditor approved: 315M FOR, 4.7M AGAINST, 89k abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376773,"accession_number":"0001193125-22-168314","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-06-06T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Hippo Appoints Richard McCathron as CEO; Founder Assaf Wand Becomes Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Richard McCathron appointed CEO effective June 6, 2022; previously President since 2017.","Founder Assaf Wand becomes Executive Chairman to focus on long-term strategic initiatives.","Wand's annual salary reduced from $600,000 to $250,000; McCathron's compensation unchanged.","McCathron brings extensive insurance leadership including roles at First Connect, Superior Access, and Mercury Insurance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":376772,"accession_number":"0001828105-22-000002","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q1 TGP $154M (+25% YoY), Gross Loss Ratio 76% vs 198%; net loss $67.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["TGP grew 25% YoY to $154M; revenue up 44% to $24M; full-year guidance reaffirmed.","Gross Loss Ratio improved to 76% from 198% YoY, including 19 pts of catastrophe losses; expects full-year below 100%.","Net loss attributable to Hippo $67.6M ($0.12/sh) vs $195.2M loss; Adjusted EBITDA loss $48.5M.","Cash and investments $772M; launched in New York in late April; plans Investor Day Sept 6, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":24500000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":395141,"accession_number":"0001628280-22-005705","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2022-03-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q4 TGP $163M (+53% YoY), revenue $32M (+96% YoY); 2022 guidance targets TGP $800-820M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net loss $60.7M ($0.11/share) vs $54.1M loss a year ago; Adj EBITDA loss $46.0M.","Gross Loss Ratio improved to 89% from 93% in Q4 2020; 2022 target under 100% vs 138% in 2021.","Cash and investments $840M at year-end; plans to expand into northeast states and new products.","Appointed Grace Hanson as first Chief Claims Officer; Ran Harpaz elevated to COO while retaining CTO.","FY2022 guidance: TGP $800-820M, revenue $140-142M, Gross Loss Ratio under 100%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":413835,"accession_number":"0001193125-21-326139","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2021-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q3 TGP up 94% to $162M; raises FY TGP guidance to $600-605M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total Generated Premium $162M (+94% YoY); revenue $21.3M (+64% YoY).","Gross loss ratio improved to 128% from 155% YoY; attritional loss ratio 63% (-5pp).","Net loss $30.9M ($0.08/share) vs loss $38.6M ($0.44/share) a year ago.","FY 2021 TGP guidance raised to $600-605M from $560-570M; premium retention 89%.","New distribution partnership with home lender PennyMac; cash & investments ~$850M."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":59100000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432264,"accession_number":"0001193125-21-263503","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2021-09-02T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Hippo breaks down Q2/H1 2021 loss ratios: Uri 14pp/58pp, other PCS 85pp/58pp","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q2 2021 Gross Loss Ratio of 161%: Winter Storm Uri 14pp, other PCS catastrophic events 85pp, non-PCS 62pp.","H1 2021 Gross Loss Ratio of 177%: Uri 58pp, other PCS events 58pp, non-PCS 61pp.","Q2 PCS losses from 17 named events (13 in Texas), totaling $73.9M gross losses; $71M from Texas.","H1 PCS losses from 27 named events (18 in Texas), totaling $93M gross losses; $88.3M from Texas.","Disclosure follows prior 8-K/A filing; provides granular breakdown of weather impact on loss ratios."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432263,"accession_number":"0001193125-21-247858","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2021-08-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Hippo Q2 TGP up 101% to $159M; raises FY guidance to $565M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total Generated Premium (TGP) reached $159M in Q2 2021, up 101% YoY.","In-force TGP surpassed $500M, a 96% increase over the prior year.","Year 1 customer retention is 88%; overall NPS of 75 vs industry 35.","Full-year TGP guidance raised from $544M to $565M; cash on hand >$900M.","Expanded to 3 new states, launched 2 new products and doubled MGA capacity."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":37900000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432261,"accession_number":"0001193125-21-247883","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K/A","filed_at":"2021-08-16T23:59:59+00:00","items":["2.01","4.01","5.05","9.01"],"status":"ready","headline":"Hippo reports H1 2021 net loss $279.8M, cash burn, auditor change post-merger","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss attributable to Hippo of $279.8M for six months ended June 30, 2021; revenue $37.9M.","Cash and cash equivalents $364.1M as of June 30, 2021, down from $452.3M at Dec 31, 2020.","Dismissed WithumSmith+Brown as auditor and appointed Ernst & Young effective Aug 16, 2021.","No disagreements with Withum on accounting principles or reportable events during tenure.","Adopted new Code of Business Conduct and Ethics effective Aug 2, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":37900000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":432262,"accession_number":"0001193125-21-237966","cik":1828105,"company_name":"Hippo Holdings Inc.","ticker":"HIPO","form_type":"8-K","filed_at":"2021-08-05T23:59:59+00:00","items":["2.01","5.06","3.02","3.03","5.01","5.02","5.03","8.01","9.01"],"status":"ready","headline":"Hippo Holdings completes business combination with Reinvent Technology Partners Z, begins trading on NYSE","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger valued Hippo at $5.522B pre-transaction equity; exchange ratio of approximately 6.95433.","PIPE investors committed $550M ($10.00/share); after redemptions, 559.7M shares outstanding.","Pre-merger Hippo stockholders own 89.5% of outstanding common stock; Third-Party PIPE own 9.0%.","Common stock and warrants trade on NYSE under HIPO and HIPO.WS since August 3, 2021.","Board appointed (Assaf Wand, Richard McCathron, etc.); director compensation plan adopted with $35K annual retainer and RSU grants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":675111345.1616541,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-08-05T23:59:59+00:00|432262"}