{"filings":[{"id":564636,"accession_number":"0000850141-26-000024","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2026-05-21T13:02:05+00:00","items":["5.07"],"status":"ready","headline":"Horace Mann annual meeting elects 9 directors; all proposals pass","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All director nominees elected; Beverley J. McClure received 1.1M against votes, highest among candidates.","Say-on-pay advisory resolution approved with 37.6M votes for (391k against).","KPMG ratified as independent auditor for 2026 with 37.9M for and 1.1M against.","Broker non-votes of 1.02M on director elections and say-on-pay; none on audit ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99196,"accession_number":"0000850141-26-000018","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q1 core EPS $1.28 beats; P&C combined ratio 83.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $41.2M ($1.00/diluted); core earnings $52.5M ($1.28/diluted), up 17.4% YoY.","P&C combined ratio 83.3%, improved >5 pts; total revenues up 3.1% to $429.3M.","FY 2026 core EPS guidance maintained at $4.20-$4.50; returned $33M capital (incl. $18M buybacks).","Book value $36.40; adjusted book $40.68; core ROE LTM 12.7% vs 10.6% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":429300000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115065,"accession_number":"0000850141-26-000010","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2026-03-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Horace Mann CAO on maternity leave; CFO Greenier named interim CAO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Maureen Temchuk, VP/Controller/CAO, begins maternity leave ~March 30, 2026.","Leave expected through ~July 6, 2026; Temchuk to resume CAO role after.","Ryan Greenier, EVP/CFO, serves as Interim CAO during leave, no extra pay.","Greenier has been CFO since 2024; prior roles include Deputy CFO and CIO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115064,"accession_number":"0000850141-26-000003","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann reports record core earnings of $196M for FY2025; EPS $4.71","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2025 net income $162.1M ($3.90 diluted EPS); core earnings $195.8M ($4.71 diluted EPS), up 38.5% YoY.","Total revenue $1.70B, up 6.7% YoY; net premiums and contract charges earned rose >7% for the year.","P&C segment combined ratio improved to 89.7% in 2025 (from 97.7% in 2024), driven by lower catastrophe losses.","Book value per share $36.47 (+15.7% YoY); adjusted book value $40.21 (+7.1% YoY); core ROE LTM 12.4%.","Q4 2025 net income $0.87 per share; core EPS $1.21; total revenue up 6.3% YoY to $434.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.9,"consensus_revenue_estimate":null,"consensus_revenue_actual":1701400000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131459,"accession_number":"0000850141-25-000005","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q3 core EPS $1.36, revenue up 6%; raises FY2025 core EPS guidance to $4.50-$4.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $58.3M ($1.40/diluted EPS); record core earnings $56.6M ($1.36/diluted), up 64.5% YoY.","Total revenue $438.5M, +6.4% YoY; net premiums and contract charges earned up 7%.","P&C combined ratio 87.8% improved >10 points YoY, benefiting from lower catastrophe costs.","Full-year 2025 core EPS guidance raised to $4.50-$4.70; targeting record annual core earnings and double-digit shareholder ROE.","Tangible book value per share $34.59, up 9.4% from prior year; adjusted book value $39.51."],"consensus_eps_estimate":null,"consensus_eps_actual":3.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":1266600000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148045,"accession_number":"0001140361-25-036502","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-09-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Horace Mann redeems 4.500% Senior Notes due 2025 on Oct 14","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Notice of redemption for all outstanding 4.500% Senior Notes due 2025 issued.","Redemption date set for October 14, 2025.","Redemption price is 100% of principal plus accrued interest to Oct 14.","Principal amount of notes not disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148044,"accession_number":"0001140361-25-036302","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-09-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Horace Mann prices $300M of 4.700% Senior Notes due 2030, to repay 4.50% notes due Dec 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$300M aggregate principal of 4.700% Senior Notes due Oct 1, 2030.","Pricing completed Sep 23, closed Sep 26, 2025.","Net proceeds for general corporate purposes, including repayment of $300M 4.50% Senior Notes due Dec 1, 2025.","Interest payable Apr 1 and Oct 1, beginning Apr 1, 2026; notes unsecured and rank equally with other unsecured senior debt.","Joint book-runners: PNC Capital Markets, BMO Capital Markets, J.P. Morgan Securities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148043,"accession_number":"0001628280-25-039987","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Horace Mann COO Stephen McAnena steps down effective Aug 10, 2025; stays through March 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["EVP and COO Stephen J. McAnena stepped down from officer role effective August 10, 2025.","He remains employed through March 1, 2026 transition period to ensure smooth handover.","Transition salary of $575,000/year plus eligibility for 2025 Annual Incentive Plan and benefits.","Outstanding equity awards continue vesting; any unvested at end of transition period will terminate.","No replacement COO has been announced by Horace Mann."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148042,"accession_number":"0001628280-25-038381","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q2 core EPS $1.06 beats; raises FY2025 guidance to $4.15-$4.45","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $29.4M ($0.71/diluted); core earnings $44.2M ($1.06/diluted) – record quarter.","Total revenue $411.7M (+6% YoY); net premiums and contract charges earned up 8%.","P&C combined ratio 97.0%, improved 15 pts YoY; catastrophe costs below prior year.","Adjusted book value $38.46 per share (+5.9% YoY); core ROE LTM 12.6%.","Full-year 2025 core EPS guidance raised to $4.15-$4.45; on track for double-digit ROE."],"consensus_eps_estimate":null,"consensus_eps_actual":1.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":828100000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166783,"accession_number":"0001628280-25-027198","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Horace Mann extends credit facility maturity to 2030, maintains $325M commitment","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Fourth Amendment extends commitment termination date from July 2026 to May 2030.","Replaced Eurodollar benchmark with Term SOFR plus 10 bps adjustment; existing rate spreads unchanged.","Outstanding balance remains $0; $325 million total commitment available as of May 19, 2025.","Applicable rate for Term SOFR borrowings stays at 115 bps; unused commitment fee at 15 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166782,"accession_number":"0001628280-25-025729","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Horace Mann shareholders elect all 9 directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 9 director nominees elected with votes for ranging from 38.4M to 39.4M; no close contests.","Advisory resolution on executive compensation approved: 38.4M for, 1.06M against, 522,954 broker non-votes.","Ratification of KPMG as auditor for 2025 passed with 39.1M for, 0.89M against.","Total shares entitled to vote: 40,954,233; broker non-votes of 522,954 on proposals 1 and 2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166781,"accession_number":"0001628280-25-022705","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Horace Mann Q1 net income $38M, core EPS $1.07; guides FY2025 core EPS $3.85-$4.15","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $38.2M ($0.92 diluted EPS), core earnings $44.7M ($1.07), up 73% from $0.62 prior year.","Total revenue $416.4M, up 8% YoY; net premiums and contract charges earned also up 8%.","Property & Casualty combined ratio 89.4%, improved 11 points vs prior year.","FY2025 core EPS guidance updated to $3.85-$4.15; targeting record core earnings and double-digit ROE.","Maureen Temchuk appointed VP, Controller & CAO effective May 5, 2025; base salary $260k, LTIP $100k."],"consensus_eps_estimate":null,"consensus_eps_actual":0.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":416400000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184194,"accession_number":"0001628280-25-004071","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"Horace Mann Q4 core EPS $1.62, FY net income $103M; guides FY25 core EPS $3.60-$3.90","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year net income $102.8M ($2.48/sh) vs $45M in 2023; core earnings $132.1M ($3.18/sh).","Q4 2024 core EPS of $1.62, up 93% YoY from $0.84; record quarterly core earnings.","P&C combined ratio improved 15 pts to 97.9% for full year 2024.","FY 2025 core EPS guidance $3.60-$3.90; expects double-digit shareholder return on equity.","EVP Corporate Strategy Matthew Sharpe retiring effective March 15, 2025; duties absorbed internally."],"consensus_eps_estimate":null,"consensus_eps_actual":2.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":1595200000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200785,"accession_number":"0001628280-24-048599","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-11-20T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Horace Mann's SVP, Controller and PAO Kimberly Johnson to retire Jan 3; CFO Greenier assumes role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kimberly Johnson, SVP, Controller and Principal Accounting Officer, retiring effective Jan 3, 2025.","Johnson joined in 2002 as Assistant Controller; appointed VP and Controller in April 2017.","EVP and CFO Ryan Greenier will serve as Principal Accounting Officer upon her retirement.","Retirement is planned; no immediate financial impact disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200784,"accession_number":"0001628280-24-045009","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q3 net income $34M ($0.83 EPS); core EPS $0.76, revenue up 9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $412.1M, up 8.8% YoY; net premiums and contract charges earned up 9%.","Property & Casualty combined ratio 97.9% improved 19 pts YoY, with 18 pts catastrophe losses offset by 7 pts favorable reserve development.","Full-year 2024 core EPS guidance reaffirmed at $2.40-$2.70.","Book value per share $31.60, adjusted book value $36.89, tangible book value $31.62.","Core ROE (LTM) 6.7% vs 1.8% a year ago; double-digit sales growth in Auto, Life, Individual Supplemental lines."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":1186200000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216799,"accession_number":"0001628280-24-041074","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-09-23T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Horace Mann names Ryan Greenier CFO effective Oct 1; Bret Conklin to retire in 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ryan Greenier, 42, appointed EVP & CFO effective Oct 1, 2024, succeeding Bret Conklin who will retire in 2025.","Greenier's salary set at $350,000 with AIP target of 50% and LTIP target of $275,000; no immediate compensation change.","Board entered letter agreement with CEO Marita Zuraitis to vest outstanding equity upon separation/retirement through Dec 31, 2027.","COO Stephen McAnena now leads all business operations including the Worksite division.","Bylaws amended to add advance notice provisions for director nominations and stockholder proposals, effective for 2025 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216798,"accession_number":"0001628280-24-035664","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q2 net income $4M, core EPS $0.20; revises FY2024 guidance to $2.40-$2.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $3.8M ($0.09 diluted) vs. loss $12.8M in Q2 2023; core earnings $8.4M ($0.20 diluted).","Total revenue $388.1M, up 9% YoY; net premiums and contract charges earned up 8%.","P&C combined ratio improved 13 pts YoY, including 3.5 pts favorable prior-year reserve development.","Full-year 2024 core EPS guidance revised to $2.40-$2.70 due to lower expected net investment income in Life & Retirement.","Adjusted book value per share $36.33, up 2.2% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":774100000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216797,"accession_number":"0001628280-24-032999","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann cuts FY 2024 core EPS guidance to $2.40-$2.70 on lower investment income","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 core EPS expected $0.18-$0.20; full-year guidance lowered from prior range due to commercial mortgage loan fund mark-to-market valuation adjustments.","Life & Retirement segment full-year earnings revised to $50-$56M; P&C segment guidance narrowed to $36-$39M with catastrophe losses of $40-$42M pretax in Q2.","P&C sales increased more than 30% in Q2; new money yields exceeded book yield by 163 bps at quarter-end.","Supplemental & Group Benefits full-year earnings estimate raised to $49-$52M on lower-than-expected benefits utilization."],"consensus_eps_estimate":null,"consensus_eps_actual":0.73,"consensus_revenue_estimate":null,"consensus_revenue_actual":774100000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236507,"accession_number":"0001628280-24-024873","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":[],"status":"ready","headline":"Horace Mann shareholders elect all 9 directors; say-on-pay passes with 39% opposed","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 9 director nominees elected; support ranged from 36.9M (Beverley J. McClure) to 38.1M (Thomas A. Bradley).","First amendment to 2010 Executive Compensation Plan approved with 35.5M votes for, 2.6M against.","Advisory say-on-pay resolution passed with 23.0M for, 15.1M against (approx. 39% opposed).","Ratification of KPMG as auditor for 2024 approved with 38.0M for, 0.99M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236506,"accession_number":"0001628280-24-021659","cik":850141,"company_name":"HORACE MANN EDUCATORS CORP /DE/","ticker":"HMN","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Horace Mann Q1 net income $0.64 EPS, core EPS $0.60; P&C returns to profit; FY 2024 guidance reaffirmed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $386M, up 9% YoY; net premiums +8%; net investment income +7%.","Net income $27M ($0.64 EPS) vs $6.6M ($0.16 EPS) in Q1 2023.","Core earnings $25M ($0.60 EPS); adjusted core $26M ($0.62 EPS).","P&C segment profit $11M; FY 2024 core EPS guidance unchanged at $3.00-$3.30.","Book value $29.57; adjusted book value $36.52; dividend increased for 16th consecutive year."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":386000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1888627465.415154,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}