{"filings":[{"id":98114,"accession_number":"0000039311-26-000046","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corp to Hold Investor Meetings on Merger with HCB Financial Corp","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Independent Bank Corp (IBCP) will conduct one-on-one investor meetings in April/May 2026.","CEO William B. Kessel, CFO Gavin A. Mohr, and EVP Joel Rahn will attend.","Investor presentation available on Independent Bank's website under Investor Relations.","Filing is a Rule 425 communication regarding proposed transaction with HCB Financial Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98113,"accession_number":"0000039311-26-000044","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Independent Bank Corp. shareholders elect all director nominees at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Terance L. Beia, Stephen L. Gulis Jr., and William B. Kessel elected to three-year terms as directors.","Michael G. Wooldridge elected to a one-year term as director.","Shareholders ratified Crowe LLP as independent auditor for FY 2026 with 17,973,910 votes for.","Advisory vote on executive compensation approved with 16,605,837 votes for.","Advisory vote on frequency of say-on-pay set to every 1 year; company will hold annual vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98112,"accession_number":"0000039311-26-000042","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"IBCP Q1 2026 net income $16.9M ($0.81 EPS) vs $15.6M YoY; NIM 3.65%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.81 vs $0.74 in Q1 2025; net income $16.9M vs $15.6M.","Net interest margin 3.65% (up from 3.49% YoY); net interest income $46.9M, up 7.3% YoY.","Loans grew $31.8M (3.0% annualized); core deposits up $80.4M (6.9% annualized); commercial loans up 9.9% annualized.","Non-interest expenses $38.3M (up $4M YoY) due to $1.5M litigation charge and $0.3M merger costs.","Non-performing loans $27.6M (0.64% of portfolio); allowance for credit losses covers 231% of NPLs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":7588000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98111,"accession_number":"0000039311-26-000039","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corporation furnishes annual meeting presentation; no material financial details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Filed shareholder presentation used at 2026 Annual Meeting on April 21, 2026.","Presentation content not provided in full; no earnings, guidance, or strategic updates confirmed.","Ticker IBCP; no changes to capital or operations announced in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113388,"accession_number":"0000039311-26-000020","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-03-18T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Independent Bank to acquire HCB Financial for ~$70.2M in cash/stock, ~6% EPS accretive","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["HCB shareholders receive 1.590 shares of IBCP stock + $17.51 cash per share; total consideration ~$70.2M.","Deal expected to be ~6% accretive to 2027 EPS; TBV dilution of ~4% earned back in ~3.4 years.","Combined entity pro forma ~$6.1B assets, $5.3B deposits, $4.7B loans; projected CET1 ~11.5%.","HCB's 7 branches fill geographic gap between Grand Rapids and Lansing; low-cost deposit base (1.50%).","Transaction unanimously approved; expected close early Q3 2026, subject to regulatory and HCB shareholder approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113387,"accession_number":"0000039311-26-000004","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Corp Q4 EPS $0.89, net income $18.6M; board authorizes 5% share repurchase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $18.6M ($0.89 diluted) vs $18.5M ($0.87) prior year; FY2025 net income $68.5M ($3.27).","Net interest margin 3.62% in Q4, up 8 bps linked quarter and 17 bps YoY; net interest income $46.4M.","Loan growth $78M (7.4% annualized) from Sep 30; deposits up $57.1M (4.8% annualized).","Tangible book value per share $23.05, up 13.3% YoY; board authorized 1.1M share repurchase (~5% outstanding).","Non-performing loans increased to $23.1M (0.54% of loans) from $6.0M; allowance 1.48% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":3.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":32075000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129771,"accession_number":"0000039311-25-000105","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-12-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Independent Bank Corporation appoints Michael G. Wooldridge to board effective Dec 16, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michael G. Wooldridge appointed to boards of Independent Bank Corporation and Independent Bank effective December 16, 2025.","Wooldridge was formerly a partner at Varnum law firm, specializing in corporate governance, securities, and M&A.","Compensation as non-employee director consistent with terms in the 2025 proxy statement.","Wooldridge holds J.D. from Cornell Law School and B.A. from Alma College."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129770,"accession_number":"0000039311-25-000103","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"IBCP files investor presentation for upcoming conferences; no new financials disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Management to present at Hovde Group (Nov 5-6) and Piper Sandler (Nov 10) 2025 conferences.","Presenters: CEO William B. Kessel, CFO Gavin A. Mohr, EVP Joel Rahn.","Presentation available on company website under Investor Relations > News & Events > Presentations.","No material financial results, guidance, or operational changes disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129769,"accession_number":"0000039311-25-000098","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q3 net income $17.5M ($0.84 EPS) vs $13.8M a year ago; loan growth 3.2% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $17.5M ($0.84 diluted EPS) vs $13.8M ($0.65) in Q3 2024; net interest income up 8.4% YoY to $45.4M.","Loans grew $33.9M (3.2% annualized) from Q2; total deposits less brokered time deposits up $148.2M (13% annualized).","Net interest margin 3.54% vs 3.37% a year ago; NIM stable sequentially except for subordinated debt redemption impact.","Non-performing assets increased to 0.38% of total assets from 0.16% due to one commercial relationship; net charge-offs remain low at 0.04% annualized.","Redeemed $40M floating subordinated notes Aug 31; tangible common equity per share $22.29, up 9.6% from Dec 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":24141000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146361,"accession_number":"0000039311-25-000095","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-08-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"IBCP board member and past Chairman Michael M. Magee, Jr. passed away August 3, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Michael M. Magee, Jr. served on Independent Bank Corporation's board for 38 years.","He was Chairman of the Board from 2013 to 2024 and previously served as CEO since 2005.","Death occurred on August 3, 2025; company announced on August 15, 2025.","No replacement or operational impact disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146360,"accession_number":"0000039311-25-000086","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank to present at KBW Community Bank Conference on July 29; no material new info disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Management (CEO, CFO, EVP) will hold meetings at 2025 KBW Community Bank Investor Conference.","Investor presentation is available on company website under Investor Relations.","No new financial results, guidance, or material updates were provided in the filing or attached presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146359,"accession_number":"0000039311-25-000083","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q2 net income $16.9M ($0.81 EPS), down from $18.5M YoY; loan growth 9% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income of $44.6M (+7.9% YoY); net interest margin expanded nine bps QoQ to 3.58%.","Loans grew $91.7M (9.0% annualized) from Q1; core deposits declined 1.4% annualized on seasonality.","Non-interest income fell to $11.3M from $15.2M; prior year included a $2.7M gain on Visa stock.","Non-performing assets at 0.16% of total assets; net charge-offs were just 0.02% annualized.","Tangible common equity per share rose to $21.23, up $0.36 from March 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":15221000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164717,"accession_number":"0000039311-25-000060","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q1 net income $15.6M ($0.74 EPS); TBVPS up 13% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.6M vs $16.0M prior year; diluted EPS $0.74 vs $0.76.","Net interest margin improved to 3.49% from 3.30% YoY; NII up 8.7%.","Sold $931M of mortgage servicing rights on Jan 31, reducing MSR exposure.","Tangible book value per share $20.87, up 13.2% YoY; capital ratios strong.","Post-quarter share repurchases of 249K shares for $7.2M through April 22."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":7342000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164716,"accession_number":"0000039311-25-000058","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"IBCP shareholders elect directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected with over 16.6 million votes each; terms until 2028.","Ratification of Crowe LLP as auditor for fiscal 2025 approved: 18.6 million for, 380,722 against.","Advisory vote on executive compensation passed with 17.1 million for, 261,508 against.","Broker non-votes of ~1.58 million were present on director elections and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164715,"accession_number":"0000039311-25-000056","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank holds 2025 annual meeting; no material updates disclosed in presentation","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Shareholder presentation used at April 22, 2025 annual meeting; only title slide provided in exhibit.","No financial results, strategic updates, or guidance changes were furnished in the filing.","Presentation appears limited—insufficient detail to extract specific numbers or material events."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182438,"accession_number":"0000039311-25-000013","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q4 net income $18.5M ($0.87 EPS) beats year-ago, loan growth 10% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $18.5M ($0.87 diluted EPS) vs. $13.7M ($0.65) in Q4 2023; full-year EPS $3.16 vs. $2.79.","Net interest margin expanded to 3.45% from 3.26% YoY; net interest income rose 6.8% to $42.9M.","Loans grew $96.5M (9.7% annualized) from Sept 30 led by 24% annualized commercial loan growth.","Board approved 8% dividend increase in Jan 2025 (12th consecutive annual increase); authorized 1.1M share buyback.","MSR sale planned: letter of intent to sell ~$971M (27.8%) of servicing rights; expected close Q1 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":3.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":31979000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182437,"accession_number":"0000039311-25-000002","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2025-01-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Independent Bank promotes Christopher Michaels to COO effective Jan 2, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Christopher Michaels, 58, appointed COO and EVP, effective January 2, 2025.","Michaels previously served as CIO and SVP since January 2020; new role created.","CEO Brad Kessel cited Michaels' transformation track record and long-term growth focus.","Michaels has been with the organization for twelve years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199054,"accession_number":"0000039311-24-000087","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q3 net income $13.8M ($0.65 EPS); loan growth 9.3% annualized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $13.8M, down 21% from $17.5M in Q3 2023; diluted EPS $0.65 vs $0.83.","Net interest income $41.9M (+6.2% YoY); net interest margin 3.37% vs 3.23% YoY.","Loans grew $90.4M annualized 9.3% from Q2; core deposits up $100.1M annualized 8.9%.","Non-interest income $9.5M, down from $15.6M, driven by mortgage servicing fair value change of $(4.2)M.","Tangible book value per share $20.22, up 22% YoY; allowance for credit losses at 1.46% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":24307000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":703288096.1746218,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215093,"accession_number":"0000039311-24-000069","cik":39311,"company_name":"INDEPENDENT BANK CORP /MI/","ticker":"IBCP","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Independent Bank Q2 net income $18.5M, EPS $0.88 (+25.7% YoY); 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