{"filings":[{"id":442881,"accession_number":"0000776901-26-000107","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-05-14T20:15:01+00:00","items":["5.07"],"status":"ready","headline":"Shareholders reelect all three Class III directors, ratify Ernst & Young, approve say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["James O. Morton reelected with 35,467,804 for, 2,751,006 against, 53,461 abstain, 3,724,625 broker non-votes.","Ratification of Ernst & Young as independent auditor for 2026 approved: 41,769,910 for, 188,503 against, 38,483 abstain.","Advisory vote on executive compensation approved: 35,991,052 for, 2,156,231 against, 124,988 abstain, 3,724,625 broker non-votes.","Annual meeting held May 14, 2026; all proposals passed with majority votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98794,"accession_number":"0000776901-26-000100","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Board authorizes $200M stock buyback plan effective April 30, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $200M of common stock under new plan.","Plan expires April 29, 2027; previous July 2025 plan has ~$10.5M remaining.","Repurchases may be made on open market, privately, or through Rule 10b5-1 plans.","Buyback timing depends on pricing, market conditions, capital position, and legal requirements.","Plan may be modified, suspended, or discontinued without prior notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98793,"accession_number":"0000776901-26-000097","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"INDB Q1 net income $79.9M ($1.63 EPS), NIM 3.90%, dividend up 8.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $79.9M (diluted EPS $1.63); operating EPS $1.68.","Net interest margin 3.90% (+13bps QoQ); adjusted NIM 3.72% (+8bps).","Total loans down $78.3M (0.4%) amid flat C&I growth and CRE runoff.","Nonperforming loans $96.6M (0.52%) vs $83.6M; criticized loans $575.5M (+$102.7M).","Share repurchases ~802k shares for $63.3M; dividend increased 8.5% to $0.64/share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98792,"accession_number":"0000776901-26-000088","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-04-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Independent Bank Corp. director Mary L. Lentz retires at age 72 per mandatory retirement policy","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Mary L. Lentz retired from the Board of Directors effective April 11, 2026.","Retirement triggered by reaching age 72 under the company's Governance Principles.","Lentz served as director since 2016, on Audit Committee since 2018, Risk Committee since 2024.","No replacement named; her departure reduces board size per mandatory retirement rule.","Retirement applies to both Independent Bank Corp. and Rockland Trust Company boards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114468,"accession_number":"0000776901-26-000070","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-03-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp. increases quarterly dividend 8.5% to $0.64 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend raised to $0.64 per share, up $0.05 from prior quarter, an 8.5% increase.","Dividend payable on April 9, 2026 to shareholders of record as of March 30, 2026.","CEO Jeffrey Tengel stated the increase reflects improved profitability and commitment to sustainable shareholder returns."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114467,"accession_number":"0000776901-26-000067","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-03-13T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Scott Smith not standing for re-election at Independent Bank Corp. annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Smith notified on March 10, 2026, he will not stand for re-election at May 14, 2026 annual meeting.","Served as director since April 2019 and on Trust Committee since April 2023.","Departure is voluntary and not due to any disagreement with company, board, or management.","Smith's directorship ends at the annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114466,"accession_number":"0000776901-26-000064","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-03-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corp. presents 2026 guidance at RBC conference; Q4 operating EPS $1.70, NIM target 3.85-3.90%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q4 2025 operating EPS $1.70, up 9.7% QoQ; operating ROATCE 14.30%.","2026 guidance: NIM expansion to 3.85%-3.90% by Q4; core expenses $550-555M.","Repurchased ~1.5M shares for $110.9M since July 2025, incl. $50M in Q1 2026 through Mar 6.","Tangible book value per share $47.55 (+2.2% QoQ); 15 consecutive years of dividend growth.","Asset quality stable: NPLs 0.45%, ACL 1.03%; office CRE $1.1B (11.4% of CRE)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114465,"accession_number":"0000776901-26-000061","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-03-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"INDB CEO Jeff Tengel diagnosed with lymphoma, expects full recovery, will continue working","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Jeffrey Tengel disclosed a Lymphoma diagnosis; has begun chemotherapy.","Tengel expects full recovery, plans to continue working with schedule adjustments.","Board and Executive Leadership Team are fully supportive; strategy remains unchanged.","Tengel may reduce attendance at large gatherings during treatment for health precautions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114464,"accession_number":"0000776901-26-000018","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corp. posts investor presentation for KBW conference; no material changes disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation materials furnished for the Feb 12, 2026 KBW Winter Financial Services Conference.","Exhibit contains company overview and financial slides; no new guidance or transactions announced.","Specific numerical updates or strategic shifts are not available from the provided exhibit text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114463,"accession_number":"0000776901-26-000004","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Independent Bank Corp Q4 EPS $1.52 ($1.70 operating); NIM expands 15 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $75.3M ($1.52 diluted EPS); operating net income $84.4M ($1.70 EPS) vs Q3 operating $1.55 EPS.","Net interest margin 3.77% (+15 bps QoQ); target Q4 2026 NIM 3.85%-3.90%.","Loan growth $51.3M (0.3%) driven by C&I; deposits down $169M due to seasonal business outflows.","Repurchased 548k shares for $37.5M; tangible book value per share $47.55, up $1.04.","2026 guidance: core operating expenses $550-555M; expects two Fed rate cuts."],"consensus_eps_estimate":null,"consensus_eps_actual":4.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130840,"accession_number":"0000776901-25-000313","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"INDB Q3 2025 operating EPS $1.55; Enterprise acquisition integrated; $150M buyback active","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q3 2025 net income $34.3M GAAP ($0.69 diluted EPS); operating net income $77.4M ($1.55 diluted EPS).","Net interest margin rose to 3.62% from 3.29% a year ago; loan loss provision included $34.5M from acquired Enterprise portfolio.","Enterprise Bancorp closed July 1; acquired $5.1B assets, $3.9B loans, $4.4B deposits; cost saves ~50% realized.","$150M share repurchase program announced July 2025; 365K shares repurchased in Q3, 548K in Q4 through Dec 12.","Tangible book value $46.63 per share; nonperforming loans $86.6M (0.47% of total loans); criticized loans $518.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130839,"accession_number":"0000776901-25-000310","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-12-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp declares $0.59 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q4 2025 dividend of $0.59 per share declared by the board.","Payable January 7, 2026 to shareholders of record December 29, 2025.","Dividend announcement made via press release on December 10, 2025.","Independent Bank Corp is the holding company for Rockland Trust Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130838,"accession_number":"0000776901-25-000304","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corp. reports Q3 2025 operating EPS $1.55; margin expands 25 bps to 3.62%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $34.3M ($0.69 EPS); operating net income $77.4M ($1.55 EPS) reflecting Enterprise acquisition impact.","Net interest margin rose to 3.62% (adjusted 3.54%) from 3.37% in Q2; total loans flat at $18.5B.","Enterprise Bancorp acquisition closed July 1; system conversion done; cost saves on track.","Loan loss provision of $38.5M includes $34.5M for acquired Enterprise loans; NPLs $86.6M (0.47% of loans).","Capital strong: CET1 12.84%; TBV per share $46.63; repurchased 494K shares for $32.1M in Q3 and Q4-to-date."],"consensus_eps_estimate":null,"consensus_eps_actual":2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130837,"accession_number":"0000776901-25-000302","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-10-16T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Independent Bank posts Q3 operating EPS $1.55; Enterprise acquisition boosts NIM to 3.62%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $34.3M ($0.69 diluted EPS); operating net income $77.4M ($1.55 diluted EPS).","Net interest margin up 25 bps QoQ to 3.62%; loans +27% to $18.5B, deposits +27.7% to $20.3B.","Completed Enterprise Bancorp acquisition July 1; acquired $3.9B loans and $4.4B deposits for $503M consideration.","Pre-tax merger costs $23.9M; provision for credit losses included $34.5M from acquiring Enterprise non-PCD loans.","Repurchased ~365K shares for $23.4M; tangible book value $46.63 per share, down 4.4% QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147411,"accession_number":"0000776901-25-000298","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-09-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp. declares $0.59 quarterly dividend payable Oct 7, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.59 per share declared for Q3 2025.","Payable on October 7, 2025 to holders of record as of September 29, 2025.","Parent company of Rockland Trust Company; trades on Nasdaq under ticker INDB.","Dividend maintained at prior quarter's rate; no change announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147406,"accession_number":"0000776901-25-000295","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K/A","filed_at":"2025-09-10T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"Independent Bank Corp completes acquisition of Enterprise Bancorp; pro forma assets $25.05B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration ~$503M: 0.60 INDB shares + $2 cash per Enterprise share; closed July 1, 2025.","Pro forma 6mo Jun'25 net income $98.7M ($1.97 diluted EPS); FY24 net income $219.2M ($4.38 diluted EPS).","Goodwill of $101.2M and $123.1M core deposit intangibles recorded in preliminary purchase allocation.","Pro forma deposits $20.26B, loans $18.46B, allowance $194M as of June 30, 2025.","Merger costs estimated at $47.3M post-tax; includes $34M change-in-control and severance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147410,"accession_number":"0000776901-25-000291","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"INDB presents updated Enterprise acquisition details and Q2 financials at Raymond James conference","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Enterprise acquisition closed July 1; systems conversion mid-Oct; full cost saves by Q1 2026.","Updated purchase accounting: loan mark $123M (down from $150M); TBV dilution (7.2%) vs prior (9.8%).","Q2 GAAP EPS $1.20, operating EPS $1.25; core NIM stable at 3.37%.","Nonperforming loans fell to $56.2M (0.39% of loans) from $89.5M in Q1; deposits grew $218M.","Q3 NIM guidance: standalone +4-6 bps plus purchase accounting +17-20 bps; $150M buyback, $20.3M executed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147409,"accession_number":"0000776901-25-000263","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Independent Bank Q2 net income $51.1M, $1.20 EPS; 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board size decreases by one."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147407,"accession_number":"0000776901-25-000237","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["2.01","2.03","5.02","7.01","9.01"],"status":"ready","headline":"Independent Bank Corp. closes Enterprise Bancorp acquisition; issues ~7.5M shares and $25.8M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each EBTC share converted to 0.60 INDB shares + $2.00 cash; total consideration approx $25.8M cash and 7.5M INDB shares.","INDB now has ~50.1M shares outstanding post-merger; stock consideration based on $61.61 VWAP.","INDB assumes $60M Enterprise 5.25% sub notes due 2030; intends to repurchase and retire all on July 15, 2025.","Appointed Kenneth Ansin (Class I) and Joseph Lerner (Class II) as directors; George Duncan in consultative role for one year.","Customer account conversions expected over weekend of October 11, 2025; integration planned smoothly."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166038,"accession_number":"0000776901-25-000230","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Independent Bank Corp amends by-laws, adds virtual meeting provision","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board amended and restated by-laws on June 18, 2025.","New explicit provision for virtual shareholder meetings added.","CEO will preside at shareholder meetings when Board Chair is absent.","Officer election and removal provisions revised; bond requirement removed.","Non-substantive technical and clarifying changes also made."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166037,"accession_number":"0000776901-25-000219","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp. declares $0.59 quarterly dividend, payable July 7, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.59 per common share declared by the board.","Payable July 7, 2025 to shareholders of record on June 30, 2025.","Parent company of Rockland Trust Company, headquartered in Massachusetts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166036,"accession_number":"0000776901-25-000205","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"INDB receives all regulatory approvals for EBTC acquisition; 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elevated loan loss provision; Enterprise merger on track","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 2025 net income $44.4M, diluted EPS $1.04; operating EPS $1.06 (non-GAAP).","Core net interest margin expanded 6 bps to 3.37%; deposits grew $370M (9.8% annualized).","NPLs $89.5M; criticized & classified loans fell to 3.85% of commercial loans from 4.47%.","$300M sub-debt raised in March 2025; tangible book value per share rose to $47.81.","Enterprise Bancorp acquisition on track; pro forma entity would have $25B assets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166034,"accession_number":"0000776901-25-000155","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Independent Bank Corp. President Gerard F. Nadeau to retire; Jeffrey J. Tengel to add President role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gerard F. Nadeau, age 66, President of Rockland Trust, notified retirement effective June 27, 2025.","Nadeau will remain a director of the Company and Rockland Trust.","Jeffrey J. Tengel, already CEO and President of the Company and CEO of Rockland Trust, will become President of Rockland Trust.","Tengel's biographical info incorporated by reference from the 2025 proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166033,"accession_number":"0000776901-25-000153","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Independent Bank Corp. shareholders reelect all five director nominees, ratify auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five Class II director nominees (Hogan, Miskell, Nadeau, O'Day, Venables) reelected with votes for ranging from 32.5M to 33.1M.","Ratification of Ernst & Young as independent auditor for 2025 approved: 37.7M for, 286k against, 24k abstain.","Advisory vote on executive compensation passed: 31.9M for, 2.9M against, 213k abstain, with 3.0M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166032,"accession_number":"0000776901-25-000144","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Independent Bank Q1 net income $44.4M, down 11% QoQ; 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Class I and Class III directors increased accordingly.","Leif O'Leary (CEO of Alegeus Technologies), Dawn Perry (Chief Risk & Audit Officer at BCBS), and Aparna Ramesh (CFO of Farmer Mac) join.","Each new director is independent under Nasdaq rules and Company governance principles.","No committee assignments yet; compensation follows standard non-employee director policies prorated for 2025.","Appointments effective April 1, 2025 with staggered terms (Perry Class I through 2027; O'Leary and Ramesh Class III through 2026)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183566,"accession_number":"0000776901-25-000015","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Independent Bank Corp. highlights Q4 results and Enterprise acquisition at KBW conference","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q4 2024 net income $50.0M, diluted EPS $1.18; ROATCE 9.96%.","Enterprise Bancorp acquisition: 16.2% GAAP EPS accretion (2026E), ~3-year TBV earnback, >20% IRR.","Nonperforming loans $101.5M (0.70% of loans); criticized loans declined to $502.9M.","Core net interest margin expanded to 3.31% in Q4 2024.","Investment management revenue $10.8M (+9.8% YoY); AUA $7.0B."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183564,"accession_number":"0000776901-25-000009","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K/A","filed_at":"2025-01-17T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Independent Bank Corp revises pro forma ROAA for Enterprise acquisition to 1.41% (was 1.14%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pro Forma ROAA (2026E) corrected from 1.14% to 1.41% on slide 16 of Q4 2024 earnings presentation.","Correction reflects updated assumptions for Enterprise Bancorp acquisition; 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subject to regulatory and shareholder approval.","Termination fee of $22.488M payable by Enterprise under certain circumstances.","Two Enterprise directors to join Independent and Rockland Trust boards at closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200148,"accession_number":"0000776901-24-000173","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-12-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank to acquire Enterprise Bancorp for ~$562M in cash/stock","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Consideration: 0.60 INDB shares + $2 cash per EBTC share; 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NPLs rise to $104.2M on office loan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $42.9M, diluted EPS $1.01; net interest margin improved 4 bps to 3.29%.","Tangible book value per share rose $1.38 to $46.57; wealth AUA hit record $7.2B.","Nonperforming loans surged to $104.2M (0.73% of loans) from $57.5M, driven by one office loan.","Provision for credit losses $19.5M (up from $4.3M in Q2); allowance/loans 1.14%.","Average deposits grew $330M (8.7% annualized); deposit cost 1.74% (up 9 bps)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200146,"accession_number":"0000776901-24-000161","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Independent Bank Q3 net income falls to $42.9M ($1.01 EPS) on $19.5M provision for one CRE loan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $42.9M ($1.01 diluted) vs Q2 $51.3M ($1.21); provision for credit losses surged to $19.5M from $4.3M.","NIM expanded 4 bps to 3.29%; average deposits grew $330M (+8.7% annualized) to $15.35B.","Nonperforming loans jumped to $104.2M (0.73% of loans) from $57.5M, driven by a single CRE office loan from a prior acquisition.","Tangible book value per share rose $1.38 to $46.57 (+3.1% QoQ); assets under administration record $7.2B.","Q4 2024 guidance: NIM 3.23%-3.27%, low-single-digit loan/deposit growth; provision driven by emerging credit trends."],"consensus_eps_estimate":null,"consensus_eps_actual":3.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216167,"accession_number":"0000776901-24-000158","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-09-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp. declares $0.57 quarterly dividend payable Oct 4","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.57 per share declared for Q3 2024.","Payable on October 4, 2024 to holders of record September 30, 2024.","Dividend is unchanged from the prior quarter's rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216166,"accession_number":"0000776901-24-000156","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"INDB Q2 2024: Net income $51.3M, EPS $1.21, NIM 3.25%, NPL ratio 0.40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 net income $51.3M, diluted EPS $1.21; operating ROAA 1.07%, ROATCE 10.83%.","Total assets $19.4B, loans $14.4B, deposits $15.4B; net interest margin 3.25%, up from 3.23% prior Q.","Wealth AUA record $6.9B, fee revenue $10.99M (+10.5% QoQ); capital strong with Tier 1 leverage 11.09%.","NPLs $57.5M (0.40% of loans), ACL 1.05%; office CRE $1.04B with criticized/classified $145.8M.","Repurchased 532,266 shares for $31M YTD 2024; tangible book value per share $45.19."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216165,"accession_number":"0000776901-24-000149","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Independent Bank Q2 net income $51.3M ($1.21 EPS); deposits up 2.4%, NIM expands to 3.25%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.3M vs $47.8M in Q1; diluted EPS $1.21 vs $1.12.","Deposits grew $366.4M (2.4% QoQ) to $15.4B; loans increased $70.3M (0.5% QoQ).","Net interest margin improved to 3.25% from 3.23%; net interest income $137.9M.","Tangible book value per share rose to $45.19 (up 1.9% QoQ, up 7.9% YoY).","Nonperforming loans stable at $57.5M (0.40% of loans); provision for credit losses $4.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235702,"accession_number":"0000776901-24-000142","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Independent Bank Corp. declares $0.57 per share quarterly dividend payable July 8","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.57 per share quarterly common stock dividend declared by Board of Directors.","Payable on July 8, 2024 to stockholders of record as of July 1, 2024.","Company trades on Nasdaq Global Select Market under ticker INDB."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":3807649631.269178,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235701,"accession_number":"0000776901-24-000131","cik":776901,"company_name":"INDEPENDENT BANK CORP","ticker":"INDB","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"INDB Q1 2024 net income $47.8M ($1.12 EPS); 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