{"filings":[{"id":722198,"accession_number":"0000842517-26-000108","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-05-28T20:15:44+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares Q2 dividend of $0.28 per share, yield 2.69%","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Second-quarter cash dividend of $0.28 per common share declared by board.","Dividend payable June 30, 2026 to shareholders of record June 26, 2026.","Annualized dividend yield of 2.69% based on May 26 closing price of $41.59 per share.","No indication of a change from prior quarter's dividend rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99161,"accession_number":"0000842517-26-000102","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Isabella Bank Corp annual meeting results: all four proposals approved by shareholders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Brian Tessin elected director for 1-year term (3,320,363 for, 66,622 withheld).","Barnes, Behen, Coffin, Rupp elected directors for 3-year terms; each received >3.3M votes for.","Advisory vote on executive compensation approved: 3,170,901 for, 102,232 against, 113,852 abstain.","2025 Employee Stock Purchase Plan approved: 3,227,845 for, 47,669 against, 111,471 abstain.","Appointment of Plante & Moran as auditor ratified: 4,070,547 for, 39,773 against, 35,894 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99160,"accession_number":"0000842517-26-000095","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q1 net income $5.0M ($0.68 EPS) vs $3.9M ($0.53) YoY; NIM expands to 3.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose 26% to $5.0M; diluted EPS $0.68 vs $0.53 in Q1 2025.","Net interest margin improved to 3.33% from 3.06% a year ago on higher loan yields and lower deposit costs.","Adjusted loans (ex-mortgage broker advances) grew $27.2M; total deposits up $40.2M from year-end 2025.","Nonperforming loans remained low at 0.28% of total loans; ACL increased $287K on loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115014,"accession_number":"0000842517-26-000085","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-03-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Jae A. Evans resigns from Isabella Bank Corp board, effective March 23, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jae A. Evans resigned from the boards of Isabella Bank Corporation and its subsidiary Isabella Bank.","Resignation effective as of close of business on March 23, 2026.","No known disagreement between Evans and the company on any matter relating to operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115013,"accession_number":"0000842517-26-000035","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 Q1 dividend payable March 31, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.28 per common share for Q1 2026.","Payable March 31, 2026 to shareholders of record March 27, 2026.","Annualized yield of 2.24% based on February 25 closing price of $49.92."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115012,"accession_number":"0000842517-26-000027","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-02-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank reports Q4 2025 EPS of $0.64, full-year EPS $2.56; net income rises 36% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $4.7M ($0.64 diluted EPS) vs $4.0M ($0.54) in Q4 2024; full-year net income $18.9M ($2.56) vs $13.9M ($1.86).","Net interest margin improved to 3.16% in 2025 from 2.90% in 2024; loan yield 5.75% vs 5.58%.","Loans, excluding mortgage broker advances, grew $99M (7%) to $1.5B; total deposits up $73M (4%) to $1.8B.","Credit quality remains strong: nonperforming loans 0.30% of total loans; ACL $13.7M.","Tangible book value per share rose to $25.01 from $21.82; share repurchases of 156,957 shares at avg $30."],"consensus_eps_estimate":null,"consensus_eps_actual":2.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115011,"accession_number":"0000842517-26-000002","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank appoints Gerald J. Ritzert as CFO effective January 5, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ritzert, age 56, brings over 30 years of banking finance experience.","Most recently EVP and CFO of First National Bank & Trust in Beloit, WI since 2021.","Previously served as CFO of Dollar Bank, FSB in Pittsburgh, PA.","Succeeds Neil McDonnell, who had been acting interim CFO since August 2025.","Ritzert is a CPA with a B.S. in Accounting from Robert Morris College."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131397,"accession_number":"0000842517-25-000212","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 quarterly dividend; 2.77% yield at $40.50 close","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q4 cash dividend of $0.28 per common share declared on November 19, 2025.","Payable December 19, 2025 to shareholders of record as of December 17, 2025.","Annualized cash dividend yield of 2.77% based on November 19 closing price of $40.50."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131396,"accession_number":"0000842517-25-000207","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q3 2025 net income $5.2M, EPS $0.71; NIM reaches 3.15%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.2M ($0.71 diluted EPS) vs $3.3M ($0.44) in Q3 2024.","Net interest margin expanded to 3.15% from 2.96% YoY; net interest income $16.2M.","Core loans grew $32M (+2%) and total deposits increased $76M (+4%) during Q3.","Nonperforming loans low at 0.24% of total loans; ACL $13.1M.","Tangible book value per share improved to $24.37 from $21.82 at Dec 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":1.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131395,"accession_number":"0000842517-25-000199","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-10-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank appoints Brian Tessin, Dow Chief Tax Officer, to its boards effective Oct 6, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian Tessin appointed to Isabella Bank Corp and Isabella Bank boards, term until 2026 annual meeting.","Tessin is Chief Tax Officer at Dow Inc. with 30+ years in tax and financial leadership.","Board determined Tessin is an independent director under SEC rules.","Press release issued Oct 9, 2025, announcing the appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147991,"accession_number":"0000842517-25-000193","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-09-30T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Isabella Bank Board approves amended bylaws with exclusive-forum and governance updates","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted Second Amended and Restated Bylaws on Sept 24, 2025, effective immediately.","Adds exclusive forum provision for certain shareholder lawsuits against the corporation.","Establishes procedures for shareholder proposals, director nominations, and nominee questionnaires.","Permits remote electronic participation for shareholder and board meetings per Michigan law."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147990,"accession_number":"0000842517-25-000142","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Isabella Bank terminates CFO Schaefer; McDonnell named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William M. Schaefer terminated as CFO effective Aug 28, 2025; no disagreement on operations or controls.","Neil McDonnell, President of Isabella Bank, appointed interim CFO; he served as CFO for six years before becoming Bank President in Jan 2024.","National search for a permanent CFO is underway; McDonnell will continue as Bank President."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147989,"accession_number":"0000842517-25-000139","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-08-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank Corp declares $0.28 quarterly dividend, payable Sept 30","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Third-quarter cash dividend of $0.28 per common share declared.","Payable September 30, 2025 to shareholders of record September 26, 2025.","Annualized dividend yield of 3.29% based on August 27 closing price of $34.00 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147988,"accession_number":"0000842517-25-000132","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Corporation Reports Q2 2025 Net Income of $5.0M, or $0.68 per Share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 2025 was $5.0 million ($0.68 per share), up from $3.5 million ($0.46 per share) in Q2 2024.","Net interest margin (fully taxable equivalent) expanded to 3.14% from 2.82% in the prior-year quarter.","Core loans grew 9% annualized from Q1 2025, led by commercial and residential loan growth.","Total deposits increased 11% annualized from Q1 2025, including $89 million in demand deposits from a not-for-profit entity.","Provision for credit losses was a credit of $1.1 million due to $1.6 million in recoveries from a 2024 overdraft charge-off."],"consensus_eps_estimate":null,"consensus_eps_actual":1.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166709,"accession_number":"0000842517-25-000126","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Isabella Bank Corp director Chad R. Payton resigns effective June 30, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chad R. Payton resigned from the Board of Directors and all board committees effective June 30, 2025.","Resignation also covers his position on the board of Isabella Bank, the company's subsidiary.","Mr. Payton's resignation was not due to any disagreement with the Corporation or the Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166716,"accession_number":"0000842517-25-000110","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 Q2 cash dividend payable June 30, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Second quarter cash dividend of $0.28 per common share.","Payable June 30, 2025 to shareholders of record as of June 26, 2025.","Annualized dividend yield of 4.04% based on May 28 closing price of $27.75.","Dividend amount is consistent with prior quarterly rate (no change disclosed)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166715,"accession_number":"0000842517-25-000104","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Isabella Bank Corporation reports 2025 annual meeting vote results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors: McDonnell 3,222,524 For; Opperman 3,230,938; Payton 3,219,606; Sackett 3,223,052.","Ratified Plante & Moran as independent auditor for 2025: 3,926,458 For, 22,572 Against, 36,185 Abstain.","All director nominees received substantial support with minimal withhold votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166714,"accession_number":"0000842517-25-000101","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank Corp common stock approved for Nasdaq listing starting May 12, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shares will trade on Nasdaq Capital Market under symbol ISBA beginning May 12, 2025.","Stock continues on OTCQX through May 9, 2025; CEO expects improved liquidity and visibility.","Listing approved by Nasdaq; company had previously traded on OTCQX.","CEO Jerome Schwind and Board Chair Sarah Opperman highlight milestone for franchise value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166713,"accession_number":"0000842517-25-000089","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-05-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank Corp increases share repurchase authorization by 500,000 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved 500,000 additional shares; authorization available now 538,448 shares.","Since 2007, company repurchased 2,554,126 shares under the program.","Authorization has no expiration date; purchases depend on price, market conditions, and plan needs.","Program may be modified, suspended, or terminated at any time without prior notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166712,"accession_number":"0000842517-25-000085","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q1 net income $3.9M ($0.53 EPS); NIM expands to 3.06%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.9M vs $3.1M in Q1 2024; diluted EPS $0.53 vs $0.42.","Core earnings $4.3M ($0.57 diluted EPS); net interest margin 3.06% vs 2.79%.","Commercial & industrial loans up 7% annualized; non-maturity deposits up 14% annualized.","Net loan recoveries of 0.02% annualized; nonaccrual loans down to $173K.","BOLI restructuring: $10.6M into separate account yielding 5.4% vs 2.9%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166711,"accession_number":"0000842517-25-000082","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-04-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank continues Nasdaq uplisting application; target by end of April 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Market capitalization approximately $159M as of April 8, 2025.","Common shares trade on OTCQX under symbol ISBA; uplisting to Nasdaq Capital Market sought.","CEO Jerome Schwind cites potential for better capital access, increased trading volume, and use as acquisition currency.","Listing approval not guaranteed; company will announce once approved.","Uplisting complements demonstrated growth and aims to drive shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166710,"accession_number":"0000842517-25-000080","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-04-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank Corp awards restricted stock to CEO, two officers; amends SERP interest calculation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CEO Schwind eligible for restricted stock at 40% of salary, McDonnell 30%, Schaefer 25%, contingent on 2025 EPS growth and ROE targets.","Restricted shares vest 100% after 3 years; accelerated vesting on retirement, death, disability, or change in control.","SERP interest rate changed to Vanguard Federal Money Market Fund yield, daily accrual with partial-year crediting; immaterial changes to payment delays and claims procedures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184132,"accession_number":"0000842517-25-000043","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-03-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank appoints David B. Behen to its Board of Directors effective March 3, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David B. Behen, age 55, appointed to boards of Isabella Bank Corporation and Isabella Bank effective March 3, 2025.","Behen will serve on the Compensation and Human Resource Committee and the Board Risk Committee.","He brings over 20 years of executive leadership, including former Michigan CIO and cybersecurity expertise.","His term runs until the 2026 Annual Meeting of Shareholders; Board determined him independent.","Behen co-founded InfoReady Corporation and is co-founder and Chief Strategy Officer at SensCy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184131,"accession_number":"0000842517-25-000031","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 Q1 dividend, payable March 31","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.28 per common share for Q1 2025.","Payable March 31, 2025 to shareholders of record March 27, 2025.","Annualized yield of 4.55% based on February 26 close of $24.60.","Dividend rate unchanged from prior quarter; no special items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184130,"accession_number":"0000842517-25-000018","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["4.01"],"status":"ready","headline":"Isabella Bank Corp appoints Plante & Moran as new auditor for FY2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Appointed Plante & Moran, PLLC as independent auditor for fiscal year ending December 31, 2025, effective January 27, 2025.","Previous auditor Rehmann Robson resigned in March 2024 and will complete the 2024 audit and issue reports.","No consultations with Plante occurred regarding accounting principles or audit opinions during the two most recent fiscal years or interim period.","No disagreements or reportable events were identified with the predecessor auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184129,"accession_number":"0000842517-25-000016","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q4 net income rises to $4.0M; full year net income $13.9M vs $18.2M in 2023","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $4.0M ($0.54 diluted EPS) vs $3.8M ($0.51) in Q4 2023; core earnings $3.9M ($0.52) vs $3.8M ($0.50).","Full year 2024 net income $13.9M ($1.86 diluted EPS) vs $18.2M ($2.40) in 2023; core earnings $15.0M ($2.01) vs $18.0M ($2.37).","Net interest margin expanded to 2.99% from 2.83% YoY; loan yield increased to 5.67% from 5.20%.","Noninterest income up 13% to $4.0M; wealth management income up 13% on higher AUM.","Tangible book value per share $21.82; AFS securities net unrealized loss $26M (5% of portfolio)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200721,"accession_number":"0000842517-24-000220","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K/A","filed_at":"2024-12-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Isabella Bank amends 8-K to clarify dividend press release was not issued; dividend unchanged","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Original 8-K filed Nov 21, 2024 incorrectly stated a press release was issued for the dividend.","Correction: dividend announcement was posted on the company website, not via press release.","Fourth quarter cash dividend remains $0.28 per share, payable Dec 18, 2024 to holders of record Dec 16, 2024.","No change to dividend amount, record date, or payment date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200725,"accession_number":"0000842517-24-000204","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-11-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 Q4 dividend, yield 4.50% based on $24.89 close","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend $0.28 per share declared on November 20, 2024.","Payable December 18, 2024 to shareholders of record as of December 16, 2024.","Annualized yield of 4.50% based on closing price of $24.89 on November 20, 2024.","Dividend reflects continued commitment to shareholder value, per CEO Jerome Schwind."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200724,"accession_number":"0000842517-24-000192","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q3 net income $3.3M ($0.44) down from $4.4M; core EPS $0.61","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $3.3M vs $4.4M in Q3 2023; diluted EPS $0.44 vs $0.58.","Core earnings (non-GAAP) $4.6M, $0.61 diluted share, up 5% YoY.","Results include $1.6M charge for overdrawn deposit accounts from a single customer.","Loan growth 12% annualized; deposits +14% annualized; NIM 2.98%.","Tangible book value per share rose to $22.14 from $20.60 at June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200723,"accession_number":"0000842517-24-000189","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-10-11T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Two directors retire from Isabella Bank Corp after reaching mandatory age","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas L. Kleinhardt retired as director effective Aug 31, 2024, after 26 years of service.","Gregory V. Varner also retired on same date after 9 years on both board levels.","Retirements due to mandatory age provisions in the company's bylaws."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200722,"accession_number":"0000842517-24-000183","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-10-09T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Isabella Bank reports $1.6M loss from single customer deposit accounts; total exposure $4.0M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Negative deposit balances from one customer cause $1.6M loss; recovery efforts underway.","Total exposure of $4.0M includes loans and lines of credit secured by real estate and other assets.","Bank evaluating potential credit losses and pursuing all available recovery options.","Financial impact may be lower depending on success of recovery efforts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216742,"accession_number":"0000842517-24-000173","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank appoints Brian R. Sackett to Board of Directors effective Sept 15, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointment of Brian R. Sackett (age 54) to the Board of Isabella Bank Corporation and Isabella Bank, effective September 15, 2024.","Mr. Sackett is a senior partner at Sackett Potatoes, farming 18,000 acres across Michigan, Illinois, and North Carolina.","He previously served on the Bank's West Region Advisory Board since 2012.","He will serve until the 2025 Annual Meeting of Shareholders and has been determined independent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216741,"accession_number":"0000842517-24-000156","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-09-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank Corp declares $0.28 Q3 dividend, payable Sept 30","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Third-quarter cash dividend of $0.28 per common share declared by Board on August 28, 2024.","Dividend payable September 30, 2024 to shareholders of record as of September 26, 2024.","Annualized cash dividend yield of 5.85% based on August 28 closing price of $19.15.","CEO Jerome Schwind cited focus on financial performance and shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216740,"accession_number":"0000842517-24-000140","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank Corp enters SERP and restricted stock agreements with CFO Schaefer","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["21-year SERP with CFO Schaefer provides annual credits totaling $245,000, effective August 6, 2024.","Restricted stock grant eligible for 25% of annual salary upon meeting 2024 performance goals.","Participation agreement replaces default payment form with five annual installments upon separation.","Agreements include clawback policy and restrictive covenants (non-compete, confidentiality)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216739,"accession_number":"0000842517-24-000131","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q2 net income falls to $3.5M ($0.46 EPS) from $4.6M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.5M vs $4.6M; diluted EPS $0.46 vs $0.61 in Q2 2023.","Total loans grew 5% annualized; net interest margin 2.83%, up 5 bp from Q1 but down YoY.","Deposits fell $46M to $1.72B; funding gap filled with short-term FHLB advances.","Nonperforming loans ratio low at 0.07%; credit quality remains strong.","Tangible book value per share $20.60, up from $20.35 at March 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236424,"accession_number":"0000842517-24-000106","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-05-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Isabella Bank declares $0.28 quarterly dividend, 5.89% yield","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 cash dividend of $0.28 per common share, payable June 28, 2024 to holders of record June 26, 2024.","Annualized yield of 5.89% based on $19.00 closing price on May 29, 2024.","CEO cites strategic initiatives and financial performance as supporting the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236423,"accession_number":"0000842517-24-000095","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Isabella Bank shareholders elect three directors and ratify auditor at 2024 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected: Jill Bourland (3,233,232 for), Jae A. Evans (3,197,221 for), Jerome E. Schwind (3,228,220 for); broker non-votes of 662,550.","Appointment of Rehmann Robson LLC as independent auditor ratified with 3,917,481 votes for, 12,987 against, 32,815 abstain.","Meeting held May 7, 2024; results reported under Item 5.07; no changes to board composition or auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236422,"accession_number":"0000842517-24-000081","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Isabella Bank Q1 net income falls to $3.1M from $5.3M YoY; EPS $0.42 vs $0.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.1M ($0.42 diluted EPS) vs $5.3M ($0.70) in Q1 2023; net interest margin compressed to 2.78% from 3.22%.","Total loans grew $16M to $1.37B; commercial loans up $18.3M, led by construction and real estate sectors.","Deposits increased $44.6M to $1.77B; wealth management AUM rose $89.2M to $660.6M.","Nonperforming loans remained low at 0.09% of total loans; allowance for credit losses $13.4M.","Quarterly cash dividend maintained at $0.28 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236421,"accession_number":"0000842517-24-000076","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-04-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank appoints William Schaefer as CFO; McDonnell returns to President role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William M. Schaefer appointed CFO effective April 1, 2024, succeeding interim CFO Neil McDonnell.","McDonnell resumes his role as President of Isabella Bank after serving as interim CFO since Jan 5, 2024.","Schaefer brings 23 years of accounting/finance experience, including SVP Controller and VP of Finance at East Coast banks.","Schaefer is a CPA with a BS in Accounting from University at Albany; Isabella Bank trades OTCQX:ISBA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236420,"accession_number":"0000842517-24-000069","cik":842517,"company_name":"ISABELLA BANK CORP","ticker":"ISBA","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Isabella Bank adopts clawback policy, grants $1.4M SERP credits, restricted stock to two execs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted clawback policy effective Jan 1, 2024 for performance-based compensation.","Restated SERP grants Schwind $800,000 and McDonnell $600,000 in additional credits.","Restricted stock plan grants Schwind 40% of salary, McDonnell 30% of salary, contingent on 2024 goals.","Plans incorporate clawback policy; all grants subject to recoupment on accounting restatements.","Compensation for CEO Schwind and CFO McDonnell under restated incentive plans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":669619518.1218961,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}