{"filings":[{"id":442569,"accession_number":"0001104659-26-061149","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2026-05-14T20:06:04+00:00","items":["2.02","9.01"],"status":"ready","headline":"Jefferson Capital Q1 2026: record collections $309.9M (+19% YoY), EPS $0.61, adj EPS $0.73","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record collections $309.9M (+19% YoY); ERC $3.4B (+18%).","Revenue $176.4M (+14%); pre-tax income $51.1M; net income $37.6M; GAAP EPS $0.61.","Adjusted pre-tax income $58.4M; adjusted net income $44.9M; adjusted EPS $0.73.","Board declared $0.24/sh quarterly dividend, payable June 4, 2026 to holders of record May 26.","Leverage ratio improved to 1.79x from 2.17x; RCF upsized to $1.15B on April 22."],"consensus_eps_estimate":null,"consensus_eps_actual":0.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":176439000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97465,"accession_number":"0001104659-26-047776","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Jefferson Capital upsizes credit facility by $150M to $1.15B, cap raised to $1.425B","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Amendment No. 8 increases aggregate revolving commitments by $150M from $1.0B to $1.15B.","Maximum cap on future incremental increases raised to $1.425B, allowing up to $275M more.","Foreign currency commitment set at $185M; UK sublimit $75M, Canadian sublimit $110M.","Conditions satisfied: no default, solvency certificate, KYC documentation delivered on April 22, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112272,"accession_number":"0001104659-26-030908","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2026-03-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Jefferson Capital director resigns; two new directors appointed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Christopher Giles resigned as Class II director effective March 18, 2026, to focus on other commitments; no disagreement with company.","Susan Atkins appointed as Class II director and James Pierce as Class III director, effective March 18, 2026.","Each new director granted option to purchase 50,000 shares; exercise price based on fair market value plus $14.00 for half.","Options vest in equal annual installments over three years subject to continued service.","No arrangements or family relationships exist between Atkins/Pierce and other directors or executive officers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112271,"accession_number":"0001104659-26-029572","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2026-03-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Jefferson Capital discloses 2025 executive bonuses: Burton $382,884, Zellmann $247,202, Person $208,864","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["David Burton (CEO) receives 2025 annual cash bonus of $382,884; total compensation $3,795,973.","Mark Zellmann (President U.S. Business) gets $247,202 bonus; total compensation $1,062,184.","Penelope Person (CCO) earns $208,864 in aggregate performance-based commissions for 2025; total $633,060.","Bonuses were approved March 11, 2026; omitted from prior prospectus and now disclosed via 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":112270,"accession_number":"0001104659-26-027049","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Record Q4 collections $245.3M, revenue $154.8M, EPS $0.58; dividend $0.24","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 collections rose 41% YoY to $245.3M; record deployments $380.5M (+6%).","Q4 revenue up 30% to $154.8M; pre-tax income up 50% to $44.1M; net income $37.7M.","Adjusted EPS $0.69; full-year collections $998.7M (+71%), revenue $613.3M (+42%).","Quarterly dividend $0.24/share, payable April 2, 2026 to holders of record March 24.","Post-quarter secondary offering of 10M shares at $20.50; co repurchased 3M shares concurrently."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":128855,"accession_number":"0001104659-25-118595","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"Jefferson Capital completes $196.1M acquisition of credit card portfolio from Bluestem","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Net purchase price $196.1M; estimated remaining collections $310.0M.","Acquisition of credit card assets from Bluestem closed on December 4, 2025.","No retail operations or assets were included; originations not pursued.","Deal previously announced in October 2025; no ongoing platform use."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":128854,"accession_number":"0001104659-25-111288","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Jefferson Capital Q3 collections +63%, deployments +22%; EPS $0.59; declares $0.24 dividend; acquires $302.8M portfolio","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Collections up 63% to $236.8M; deployments up 22% to $151.0M (largest Q3 ever).","Pre-tax income up 16% to $45.5M; adjusted pre-tax income up 30% to $54.8M; GAAP EPS $0.59, adjusted EPS $0.74.","Board declares quarterly dividend of $0.24/share, payable Dec 4 to holders of record Nov 25.","Signed asset purchase agreement to acquire Bluestem Brands credit card portfolio for $302.8M; expected close Q4 2025.","Revolving credit facility upsized to $1B, maturity extended to Oct 2030, pricing reduced by 50 bps."],"consensus_eps_estimate":null,"consensus_eps_actual":6.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":458490000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":128853,"accession_number":"0001104659-25-103361","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["1.01","2.03"],"status":"ready","headline":"Jefferson Capital acquires Bluestem credit card portfolio for $302.8M; amends credit facility to $1B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquires revolving credit card receivables with $488.2M face value; purchase price $302.8M, subject to adjustments.","Closing expected in Q4 2025; no ongoing originations through Bluestem; servicing to transition to CardWorks.","Credit facility increased by $175M to $1.0B; interest rate margin reduced by 50 bps.","Maturity extended to October 27, 2030, subject to earlier date tied to existing senior notes.","Amendment removes minimum tangible net worth covenant; permits distributions up to 6% of market cap or specified quarterly dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":145593,"accession_number":"0001558370-25-011563","cik":2046042,"company_name":"Jefferson Capital, Inc. / DE","ticker":"JCAP","form_type":"8-K","filed_at":"2025-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Jefferson Capital Q2 revenue up 47% to $152.7M; collections +85% to $255.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income rose 48% to $47.7M; pre-tax income up 82% to $62.0M.","ERC reached a record $2.9B, up 31% YoY; U.S. collections included $65.1M from Conn's portfolio.","Deployments totaled $125.3M; $257.3M locked in via forward flows; leverage improved to 1.76x.","Board declared $0.24/share quarterly dividend, payable Sept 4, 2025 to holders of record Aug 25."],"consensus_eps_estimate":null,"consensus_eps_actual":78.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":307651000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":951535095.68007,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}