{"filings":[{"id":554317,"accession_number":"0001104659-26-064501","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2026-05-20T20:05:53+00:00","items":["5.02","9.01"],"status":"ready","headline":"Shareholders approve Juniata Valley Financial's 2026 Long-Term Incentive Plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan includes incentive stock options, nonqualified options, stock appreciation rights, performance restricted shares, restricted stock, and stock awards to officers, directors, employees.","Material terms of the Plan are incorporated by reference from the March 26, 2026 proxy statement.","No changes to executive compensation or officer departures are reported in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":519356,"accession_number":"0001104659-26-063708","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2026-05-19T17:05:16+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Shareholders elect three Class C directors, approve say-on-pay and 2026 incentive plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["John P. Henry IV, Gary E. Kelsey, and Joseph B. Scarnati III elected as Class C directors to serve until 2029.","Say-on-pay advisory vote approved: 2,320,229 for, 180,478 against, 144,149 abstentions.","2026 Long-Term Incentive Plan approved: 2,377,918 for, 154,234 against, 112,704 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98439,"accession_number":"0001104659-26-046483","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q1 net income $2.8M (+39% YoY); NIM expands to 3.39%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.8M (+39.3% YoY); EPS $0.55-0.56 vs $0.40 YoY.","Net interest income rose 25.5% to $7.3M; NIM expanded 56bps to 3.39%.","Noninterest income +7.1% to $1.4M; noninterest expense +11.2% to $5.2M.","Credit quality strong: nonperforming/delinquent loans only 0.1% of total loans.","Board declared $0.22/share dividend payable June 1 to record May 18."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113905,"accession_number":"0001104659-26-007832","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q4 net income up 34.7% to $2.0M, EPS $0.40; FY net income $8.0M, +28.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2025 $2.0M (+34.7%), diluted EPS $0.40 vs $0.30 in Q4 2024.","Full-year net income $8.0M (+28.2%), diluted EPS $1.59 vs $1.25.","Net interest margin improved 34 bps in Q4 to 3.10%; NPLs just 0.1% of loans.","Loans grew 12.6% year-over-year; total assets $895.3M (+5.5%).","Board declared $0.22/share dividend payable Feb 27, 2026 to shareholders of record Feb 13."],"consensus_eps_estimate":null,"consensus_eps_actual":1.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130311,"accession_number":"0001104659-25-101498","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q3 net income $2.1M, EPS $0.41; NIM expands to 3.04%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q3 $2.1M (+25.6% YoY); EPS $0.41 vs $0.33; 9-month net income $6.0M (+26.1%).","Net interest margin (FTE) improved to 3.04% from 2.73% YoY; loan yields up 12 bps.","Total loans grew 8.2% YTD; nonperforming loans only 0.1% of portfolio; credit quality strong.","Dividend declared $0.22/share, payable Dec 1, record Nov 17 (unchanged from prior quarter).","Annualized ROAA 0.94% (Q3) vs 0.76% YoY; ROAE 15.47% vs 14.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.19,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146878,"accession_number":"0001558370-25-009408","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q2 net income $1.9M (+9.5% YoY); EPS $0.38 (+8.6%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Earnings of $0.38 per share vs $0.35 in Q2 2024; six-month EPS $0.78 (+25.8% vs $0.62).","Net interest margin (FTE) expanded 22bps to 2.95% in Q2; loan growth of 4.2% YTD.","Credit quality strong: nonperforming loans 0.1% of total loans; delinquent+NPL 0.3%.","Board declared $0.22 cash dividend paid Sept 1, 2025 to holders of record Aug 18.","Management cites disciplined loan/deposit pricing and healthy loan growth as drivers."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165337,"accession_number":"0001558370-25-008009","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"Juniata Valley Financial elects directors, approves say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Marcie A. Barber elected Class B director with 2,530,251 votes for; Steven C. Sliver with 2,560,463.","Non-binding say-on-pay approved: 2,331,990 for, 147,560 against, 142,902 abstentions.","Exhibit 99.1 slide deck contains only agenda and board introductions; no material financial updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165336,"accession_number":"0001558370-25-005117","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Financial Q1 net income rises 48% to $2.0M; EPS $0.40 vs $0.27","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.0M, +48.2% YoY; diluted EPS $0.40 (vs $0.27).","Net interest margin (tax-equivalent) expanded 20 bp to 2.83% from 2.63%.","Noninterest expense down 9.2% to $4.7M on lower compensation and benefits.","Credit quality strong: nonperforming loans 0.1% of total loans; delinquent/NPLs 0.4%.","Board declared $0.22 per share cash dividend, payable May 30, 2025, record May 16."],"consensus_eps_estimate":null,"consensus_eps_actual":0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165335,"accession_number":"0001558370-25-004995","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-04-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Juniata Valley Financial appoints John Henry IV as director, effective June 17, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Henry IV appointed to Board of Directors on April 15, 2025; term starts at June 17 board meeting.","Appointed to class expiring at 2026 annual meeting; committee assignments set May 20, 2025 reorganization.","Henry founded JPH Enterprises in 2004, now a ~$16M environmental company with 50+ employees.","He graduated Magna Cum Laude from Lebanon Valley College in 2006."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183003,"accession_number":"0001558370-25-000976","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-02-14T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Bradley J. Wagner to leave board at May 2025 annual meeting due to expanded commitments","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Wagner served 11 years on board; leaves as Chairman of Audit and Asset Liability Management Committees.","Departure effective after Annual Meeting of Shareholders on May 20, 2025; no successor named.","Company thanked Wagner for his leadership, dedication and service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183002,"accession_number":"0001558370-25-000478","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Financial Q4 net income $1.5M, down from $1.7M YoY; FY EPS $1.25 vs $1.32","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $1.5M ($0.30/sh) vs $1.7M ($0.33/sh) in Q4 2023.","FY 2024 net income $6.2M ($1.25 diluted EPS) vs $6.6M ($1.31) in FY 2023.","Net interest margin improved to 2.76% in Q4 from 2.64% a year ago.","Non-interest income rose 12.4% in Q4; non-interest expense up 13.7% on higher compensation and benefits.","Nonperforming loans only 0.1% of total loans; board declared $0.22 dividend payable Feb 28."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199576,"accession_number":"0001558370-24-013523","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q3 net income $1.6M, EPS $0.33; declares $0.22 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q3 2024 $1.6M ($0.33 diluted EPS) vs $1.8M ($0.36) in Q3 2023.","Nine-month net income $4.7M ($0.95 EPS) vs $4.9M ($0.98) in prior year.","Net interest income up 2.0% YoY to $5.8M; noninterest income up 11.1% to $1.4M.","Asset quality: delinquent/nonperforming loans 0.2% of total loans, unchanged from prior quarter.","Board declared $0.22/share cash dividend, payable Nov 29, record Nov 15."],"consensus_eps_estimate":null,"consensus_eps_actual":0.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215615,"accession_number":"0001558370-24-009960","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Q2 net income $1.7M (+24.9% YoY); EPS $0.35 vs $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.7M for Q2 2024, up 24.9% from $1.4M in Q2 2023; diluted EPS $0.35 vs $0.28.","Noninterest income +7.3% YoY; noninterest expense -6.6% YoY; net interest margin 2.73% vs 2.76%.","Delinquent and nonperforming loans only 0.2% of total loans; asset quality remains strong.","Board declared $0.22/share cash dividend, payable Aug 30, 2024 to holders of record Aug 16.","Net income for H1 2024 flat at $3.1M compared to H1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234971,"accession_number":"0001558370-24-008533","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["4.02"],"status":"ready","headline":"Juniata Valley Financial restates FY2022-2023 statements after capitalizing $1.6M vendor fees","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Non-reliance on audited financials for FY2023, FY2022 and interim 2023 quarters due to error.","Error: $1.6M vendor fees capitalized in Q4 2022 should have been expensed; overstated assets and equity by $1.3M, understated professional fees.","Net income overstated by $1.3M for year-ended Dec 31, 2022.","Material weakness in internal control over financial reporting identified as of Dec 31, 2023; management report no longer reliable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234970,"accession_number":"0001558370-24-008531","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Juniata Valley shareholders elect three Class A directors; say-on-pay passes","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Three Class A directors elected: Michael A. Buffington, Christina Calkins-Mazur, Martin L. Dreibelbis, each with over 2.46M votes for.","Non-binding say-on-pay approved with 2.31M for, 166K against, 90K abstentions.","Non-binding say-when-on-pay approved; 2.11M chose 1-year frequency, 132K 2-year, 203K 3-year.","Broker non-votes minimal; no other matters voted on at May 21, 2024 Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234969,"accession_number":"0001558370-24-008530","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Juniata Valley Financial holds annual meeting; no material new disclosures","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Presentation covers agenda, board introductions, vote on directors and say-on-pay.","No financial results, guidance, or strategic announcements in the slides.","Company reports no securities registered under Section 12(b); stock not listed on an exchange.","Filing is furnished under Regulation FD; information is not deemed filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234968,"accession_number":"0001558370-24-005535","cik":714712,"company_name":"JUNIATA VALLEY FINANCIAL CORP","ticker":"JUVF","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Juniata Valley Financial Q1 net income down 21.8% to $1.4M; EPS $0.27","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.4M, down 21.8% YoY; diluted EPS $0.27 vs $0.35.","Net interest margin (FTE) fell to 2.63% from 2.85%; cost of funds increased 88 bps.","Average loans up 9.6% YoY; total deposits down 1.4% from Dec 31, 2023.","Noninterest income +6.8% to $1.3M; expenses +8.4% to $5.2M on core conversion and FDIC costs.","Board declared $0.22 per share dividend, payable May 31, 2024 to holders of record May 17."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":72818832.0334495,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}