{"filings":[{"id":858116,"accession_number":"0001213900-26-065219","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K/A","filed_at":"2026-06-04T18:56:27+00:00","items":["2.02","8.01"],"status":"ready","headline":"Kentucky First Federal board to consider resuming quarterly dividend July 28","summary_kind":"llm","event_type":"dividend","confidence":"medium","bullets":["Special board meeting scheduled for July 28, 2026 to discuss resumption of quarterly dividend.","No dividend has been declared; board will consider resumption at that meeting.","Amendment corrects original filing item from 2.02 to 8.01; substance unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":746356,"accession_number":"0001213900-26-062797","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2026-05-29T20:02:25+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal board to consider resuming quarterly dividend at July 28 special meeting","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board will meet July 28, 2026 to evaluate declaring a quarterly dividend up to $0.10 per share.","Dividends have been suspended since November 2023; no decision on amount or frequency yet.","First Federal MHC, holding 58.5% of shares, will vote on waiving its right to receive up to $0.40/share over 12 months.","Any dividend declaration remains subject to non-objection from the Federal Reserve Bank of Cleveland.","The company previously suspended dividends in January 2024 and has not paid since November 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":57561,"accession_number":"0001213900-26-055573","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2026-05-13T15:46:33+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Q3 net income $581K; nine-month net $1.2M, both up sharply","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income three months ended Mar 31, 2026: $581K ($0.07 diluted EPS) vs $7K ($0.00) prior year.","Net interest income rose 34.5% to $2.9M; interest income +8.5% to $5.3M, interest expense -12% to $2.4M.","Non-interest income up 71.6% to $139K; non-interest expense up 1.6% to $2.2M.","Total assets $374.5M (+0.9% from Jun 30, 2025); loans net $328.2M; deposits $273.7M (-1.4%).","Book value per share $6.14; shareholders' equity $49.7M (+2.7%)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102430,"accession_number":"0001213900-26-018452","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2026-02-19T23:59:59+00:00","items":["1.02","9.01"],"status":"ready","headline":"OCC terminates formal written agreement with First Federal Savings Bank of Kentucky, lifting troubled condition status","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC terminated August 13, 2024 formal written agreement with First Federal Savings Bank of Kentucky.","Bank no longer considered in 'troubled condition'; individual minimum capital requirements lifted.","Capital levels had already exceeded and continue to exceed the individually imposed minimums.","Termination occurred in less than 20 months; management expresses satisfaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102429,"accession_number":"0001213900-26-015539","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Q2 net income rises to $304K from $13K YoY; EPS $0.04","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $304K ($0.04 diluted EPS) for three months Dec 2025 vs $13K ($0.00) prior year.","Six-month net income $648K ($0.08 EPS) vs net loss $2K ($0.00) a year ago.","Net interest income up 30.3% to $2.7M on higher loan rates and lower interest expense.","Book value per share $6.07; total assets $375.3M, up 1.1% from June 2025.","Non-interest expense rose 10% to $2.4M, driven by data processing and compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118701,"accession_number":"0001213900-25-121522","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"R. Clay Hulette's CEO appointment at Kentucky First Federal Bancorp receives regulatory approval effective Dec 10, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Regulatory nonobjection received for Hulette to serve as CEO of the company and President/CEO of First Federal Savings Bank of Kentucky.","Approval effective immediately on December 10, 2025.","Hulette had been serving as interim President/CEO of the subsidiary pending regulatory clearance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118700,"accession_number":"0001213900-25-114256","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-11-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp announces annual meeting voting results; directors elected and auditor ratified","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Don D. Jennings re-elected as director with 5,815,031 votes for and 487,827 withheld.","William H. Johnson re-elected as director with 6,017,662 votes for and 285,196 withheld.","Ratification of Clark, Schaefer, Hackett & Co. as auditor for fiscal 2026 with 6,829,425 votes for.","Advisory vote on executive compensation passed with 6,104,228 for, 159,804 against, 38,766 abstain.","Board determined to hold annual advisory vote on executive compensation based on frequency vote result."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118699,"accession_number":"0001213900-25-107110","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB swings to Q1 net income of $344K ($0.04 EPS) from year-ago loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $344K vs net loss of $15K in Q1 FY2025; diluted EPS $0.04 vs $(0.00).","Net interest income rose 33.9% to $2.5M on higher loan rates and lower interest expense.","No provision for loan loss in Q1; $15K provision in prior-year quarter.","Non-interest expense up $191K driven by outside service fees (+128.6%) and data processing (+37.8%).","Book value per share $6.03; total assets $366.5M, down 1.3% from June 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118698,"accession_number":"0001213900-25-097497","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-10-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp appoints R. Clay Hulette as CEO; Don Jennings becomes Director of Operations","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Hulette appointed CEO of company and President/CEO of bank subsidiary, subject to regulatory approval.","Hulette to receive $185k salary; previously served as CFO from 2005 to 2024 and as bank president.","Don Jennings named Director of Operations of bank, remains President of company and bank Chairman.","Jennings' employment agreement with company not renewed; bank agreement terminated with no compensation change.","Hulette's spouse is EVP at bank; his nephew Tyler Eades is CFO of company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135211,"accession_number":"0001213900-25-091264","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB swings to net income of $176k in Q3 2025 from prior-year loss of $1.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.02 for both three and twelve months ended June 30, 2025, compared to $(0.13) and $(0.21) losses in prior periods.","Net interest income increased $401k or 21.1% to $2.3M due to interest income outpacing expense growth.","No goodwill impairment charge in current quarter; prior year had $947k charge that eliminated all remaining goodwill.","Assets $371.2M, down 1.0% YoY; FHLB advances decreased $26.2M (38%) offset by deposits up $21.4M (8.4%).","Book value per share $5.98 at June 30, 2025; shareholders' equity up $372k to $48.4M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152182,"accession_number":"0001213900-25-042292","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal reports Q3 net income $7K versus year-ago loss of $107K","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $7,000 ($0.00 EPS) for Q3 ended Mar 31, 2025, vs net loss of $107,000 ($(0.01)) a year ago.","Net interest income increased 20.7% to $2.1 million, driven by asset repricing outpacing liability costs.","Total assets $380.7M at Mar 31, 2025, up 1.5% from June 30, 2024; book value per share $5.95.","Non-interest expense rose $160K primarily due to professional fees related to OCC agreement corrective actions.","Nine-month net income $5,000 ($0.00 EPS) vs net loss of $643,000 ($(0.08)) in prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171012,"accession_number":"0001213900-25-012535","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB posts Q2 net income of $13,000, up from $361K loss YoY; six-month loss narrows to $2,000","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $13,000 ($0.00 diluted EPS) for quarter ended Dec 31, 2024 vs net loss of $361,000 ($(0.05)) year ago.","Net interest income rose 23.0% to $2.0M; interest income up $857K, interest expense up $476K.","Non-interest income surged 271.7% to $171K, driven by gains on sales of loans.","Book value per share $5.94; shareholders' equity $48.1M, up $58K from June 30, 2024.","Deposits increased 2.7% to $6.9M; FHLB advances decreased 10.4% to $61.8M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187989,"accession_number":"0001213900-24-097173","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Q1 net loss narrows 91% to $15K YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $15,000 ($0.00 EPS) vs $175,000 loss ($0.02 EPS) a year ago.","Net interest income up 12% to $1.9M; avg asset yield 5.05% vs cost of funds 3.55%.","Non-interest income jumped 85% to $137K, driven by gains on loan sales.","Total assets $375.7M; book value per share $5.96; equity increased $226K.","Provision for credit loss $15K; loans net $333.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187988,"accession_number":"0001213900-24-084946","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K/A","filed_at":"2024-10-03T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Kentucky First Federal Bancorp corrects FY2024 interest rate metrics; average earned rate now 4.62% not 6.16%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["FY2024 avg rate earned on interest-earning assets corrected from 6.16% to 4.62% (increase of 69 bps vs originally reported 223 bps).","FY2024 avg rate paid on interest-bearing liabilities corrected from 4.17% to 3.13% (increase of 168 bps vs originally reported 272 bps).","Corrected net interest margin is 1.49% versus originally implied 1.99%.","All other FY2024 financial results from the Sep 18, 2024 press release remain unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204494,"accession_number":"0001213900-24-079744","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB posts FY net loss of $1.7M; records full $947K goodwill impairment","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Goodwill impairment of $947K ($0.12 per share) fully written off; contributes to net loss of $1.1M for Q4 FY24.","FY24 net loss of $1.7M ($0.21 diluted EPS) vs net income of $933K ($0.11 EPS) in FY23.","Net interest income declined 21% YoY to $7.0M; interest expense rose 137.9% to $9.3M due to higher funding costs.","Total assets increased 7.4% to $374.9M; deposits grew 13.2% to $256.1M including $52.0M brokered CDs.","Book value per share $5.94; shareholders' equity decreased 5.4% to $48.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204493,"accession_number":"0001213900-24-075544","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-09-04T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Appoints R. Clay Hulette as director; Walter G. Ecton, Jr. elected Board Chair","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["R. Clay Hulette appointed director effective Aug 29, 2024; term expires at Nov 14, 2024 annual meeting, then runs for two-year term.","Hulette served as CFO of Kentucky First Federal from its 2005 inception until retirement Jan 1, 2024, and as President of First Federal Savings Bank.","Hulette's spouse Teresa Hulette is EVP of First Federal Savings Bank; her aggregate compensation since July 2023 was $122,000.","Walter G. Ecton, Jr. elected Chairman; he has been a director since 2005 and also a director of First Federal Savings and Loan of Hazard.","Appointment fills vacancy created by retirement of Tony D. Whitaker from the board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204492,"accession_number":"0001213900-24-069269","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-08-15T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp enters written agreement with OCC; bank deemed 'troubled condition'","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OCC found unsafe/unsound practices in strategic planning, budgeting, succession planning, liquidity & interest rate risk management.","Bank must adopt revised strategic plan, succession plan, liquidity program, and IRR program within 30-90 days.","OCC imposed minimum capital ratios (CET1≥9%, Tier1≥11%, Total≥12%, Leverage≥9%); all currently met.","Bank designated as in 'troubled condition' under 12 CFR §5.51, limiting certain activities.","Current capital ratios as of June 30, 2024: CET1 16.25%, Tier1 16.25%, Total 16.25%, Leverage 10.24%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204491,"accession_number":"0001213900-24-065289","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Chairman Tony Whitaker retires effective Aug 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tony D. Whitaker, 78, retired as Chairman of the Company and subsidiary First Federal Savings Bank of Kentucky, effective August 1, 2024.","Whitaker served as Chairman since the Company's inception in 2005 and as CEO from 2005-2012; his banking career spans over 50 years.","No successor appointed yet; President and CEO Don D. Jennings expressed gratitude for Whitaker's service.","Retirement is not related to any disagreement with the Company or its policies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221291,"accession_number":"0001213900-24-041865","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp posts Q3 net loss of $107K; EPS -$0.01 vs $0.02 year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $107,000 or ($0.01) diluted EPS for quarter ended March 31, 2024, vs net earnings of $144,000 or $0.02 EPS a year ago.","Net interest income fell 13.7% to $1.8M as interest expense surged 106.7% to $2.4M.","Nine-month net loss of $643,000 or ($0.08) EPS, vs net earnings of $891,000 or $0.11 EPS prior year.","Assets grew 5.8% to $369.1M; book value per share $6.06; shareholders' equity down 3.3% to $49.0M.","Adopted CECL accounting standard on July 1, 2023, increasing allowance for credit losses by $498,000 through March 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240847,"accession_number":"0001213900-24-013419","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-02-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal reports Q2 net loss of $361K vs profit of $374K year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $361,000 ($0.05 diluted EPS) for Dec 31, 2023 quarter vs net income of $374,000 ($0.04) a year ago, a decrease of $735k (196.5%).","Net interest income fell 32.3% to $1.7M as interest expense surged 232.4% on rapid deposit repricing.","Six-month net loss $536,000 ($0.07) vs net income $747,000 ($0.09) prior-year period.","Adopted CECL July 1, 2023: increased ACL for loans by $497k, reduced retained earnings by $414k.","Book value per share $6.08; shareholders' equity down 3.0% to $49.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240846,"accession_number":"0001213900-24-004092","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-01-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp suspends quarterly cash dividend indefinitely","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board suspends quarterly cash dividend on common stock indefinitely due to compressed net interest margins from rising short-term rates and yield curve inversion.","Both bank subsidiaries remain well-capitalized under all regulatory requirements; asset quality remains good.","Lower bank earnings limit ability to stream sufficient funds to holding company for operations and dividends.","Future dividends depend on banks' positive retained earnings and enhanced liquidity; Board to re-evaluate as soon as possible."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240845,"accession_number":"0001213900-24-001078","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2024-01-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp appoints Tyler W. Eades as CFO replacing R. Clay Hulette","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tyler W. Eades appointed CFO and VP of the Company and Banks, effective Jan 2, 2024.","R. Clay Hulette retired as CFO and Frankfort Area President; remains director of subsidiary.","Eades, 28, previously CFO of First Federal Savings and Loan of Hazard since 2022.","Eades is nephew of Hulette and of EVP Teresa K. Hulette; has an ordinary-course mortgage loan.","No material plan, contract, or grant entered into in connection with Eades' appointment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258353,"accession_number":"0001213900-23-091108","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-11-29T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp dismisses FORVIS, appoints Clark Schaefer Hackett as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Dismissed FORVIS, LLP as independent auditor for FY ending June 30, 2024; no adverse opinions or disagreements.","Engaged Clark Schaefer Hackett to audit FY 2024 financial statements; no prior consultations.","FORVIS's reports for FY 2022 and 2023 were unqualified; no reportable events during those periods.","Change approved by Audit Committee on November 22, 2023; effective immediately."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258352,"accession_number":"0001213900-23-086244","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-11-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp reports net loss of $175K for Sept quarter vs profit last year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $175,000 or ($0.02) diluted EPS vs net earnings of $373,000 or $0.05 EPS in prior year quarter.","Net interest income fell 31.3% to $1.7M due to interest expense rising 355.6% on rate hikes.","Adopted CECL accounting on July 1, 2023; recorded $497K increase in ACL for loans, $414K reduction to retained earnings.","Deposits increased $26.1M (11.5%) to $252.4M, including $48.1M in brokered CDs; book value per share $6.14.","Shareholders' equity decreased $1.1M to $49.6M, impacted by CECL adoption and net loss."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258351,"accession_number":"0001013762-23-004094","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-10-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal cuts quarterly dividend from $0.10 to no more than $0.05 in 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.10 per share declared for record Oct 31, payable Nov 20, 2023.","Future quarterly dividends in 2024 expected to be no more than $0.05 per share, a 50% reduction.","Cut driven by compressed net interest margins due to historic rate hikes and inverted yield curve.","Banks remain well-capitalized; asset quality good; strategies to shift to core deposits and higher-yielding loans.","Dividends subject to regulatory approval and board discretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275656,"accession_number":"0001213900-23-074936","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-09-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp reports FY net income down 41% to $933K; EPS $0.11 vs $0.19","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for FY ended June 30, 2023: $933K ($0.11 EPS) vs $1.6M ($0.19 EPS) prior year, down 41.3%.","Q4 net income $42K ($0.00 EPS) vs $206K ($0.02 EPS) prior year quarter, down 79.6%.","Net interest income fell 3.3% to $8.9M as interest expense surged 122.5% to $3.9M.","Loans net increased 14.3% to $313.8M; deposits fell 5.6% to $226.3M; FHLB advances up 105.7% to $70.1M.","Book value per share $6.27; Community Bank Leverage Ratio 15.0% for the Company at June 30, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275655,"accession_number":"0001213900-23-073180","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-09-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp CFO R. Clay Hulette to retire effective Jan 2, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["R. Clay Hulette retires as VP, CFO of KFFB and Frankfort Area President of subsidiary, effective Jan 2, 2024.","Retirement is not due to any dispute or disagreement with the company.","Hulette will remain a director of First Federal Savings Bank of Kentucky after retirement.","No successor announced; transition planned for over four months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275654,"accession_number":"0001213900-23-055443","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-07-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.10 per share declared.","Payable August 24, 2023 to shareholders of record July 31, 2023.","Board determined payment appropriate given capital position and financial condition.","Quarterly dividend rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293197,"accession_number":"0001213900-23-041334","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-05-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp substantially completes 150,000-share repurchase plan","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Announced substantial completion of stock repurchase program initiated February 3, 2021.","Board originally authorized repurchase of up to 150,000 shares of common stock.","No specific number of shares repurchased or remaining amount disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293196,"accession_number":"0001213900-23-036817","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB Q3 fiscal 2023 net earnings down 56.9% YoY; EPS $0.02 vs $0.04","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings of $144k ($0.02 diluted EPS) for Q3 ended Mar 31, 2023, down 56.9% from $334k ($0.04) year ago.","Nine-month net earnings of $891k ($0.11 EPS), down 35.6% from $1.4M ($0.17) prior period.","Net interest income decreased $93k (4.4%) to $2.0M as interest expense surged 175.4% due to FOMC rate hikes.","Loan portfolio up 11.8% to $307M; deposits fell 12.7% to $209.4M, replaced by FHLB advances up 137.5% to $80.9M.","Book value per share $6.32; unrealized losses on AFS investments of $361k included in shareholders' equity."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293195,"accession_number":"0001213900-23-028429","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-04-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.10 per share declared by Board of Directors on April 7, 2023.","Payable May 15, 2023 to shareholders of record April 28, 2023.","Chairman cites strong capital position as basis for payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313833,"accession_number":"0001213900-23-009239","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-02-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"KFFB reports Dec-quarter net income $374K ($0.04 EPS), down 22.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $374K ($0.04 diluted EPS) vs $482K ($0.06) a year ago, a 22.4% decrease for the quarter ended Dec 31, 2022.","Six-month net earnings $747K ($0.09 EPS) vs $1.1M ($0.13) prior year, down 28.9% YoY.","Net interest income up 4.9% to $2.4M; offset by higher non-interest expense (+7.2%) and lower non-interest income (-31%).","Loans, net grew 8.9% to $299.0M, while deposits fell 12.7% to $209.4M; advances increased $39.2M to fund loan growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313832,"accession_number":"0001213900-23-001604","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2023-01-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.10 per share payable Feb 16, 2023 to holders of record Jan 31, 2023.","Chairman Tony Whitaker cited strong capital position and financial condition for the payment.","Dividend rate unchanged from prior quarter; regular quarterly payout continues."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":332291,"accession_number":"0001213900-22-071240","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Q1 fiscal 2023 net earnings down 34.3% to $0.05 diluted EPS","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings $373K ($0.05 diluted EPS) vs. $568K ($0.07) in Q1 fiscal 2022, down 34.3%.","Non-interest income fell 57.0% to $98K on reduced gains from loan sales amid rising interest rates.","Provision for loan loss of $113K recognized; loans net increased $18.1M (6.6%) to $292.7M.","Book value per share $6.33; shareholders' equity decreased $396K due to $430K unrealized losses on AFS securities.","Net interest income decreased 2.9% to $2.4M; non-interest expense down 2.7% to $1.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":332290,"accession_number":"0001213900-22-062499","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-10-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp declares $0.10 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.10 per share declared by Board of Directors.","Payable on November 14, 2022 to shareholders of record on October 31, 2022.","Dividend reflects Company's capital position and financial condition.","The holding company operates First Federal Savings and Loan of Hazard and First Federal Savings Bank of Kentucky."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349755,"accession_number":"0001213900-22-053505","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-09-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal FY net income $1.6M ($0.19 EPS), down 12.6% YoY; Q4 net $206K ($0.02), down 70.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income decreased 8.5% to $9.2M for FY; Q4 net interest income decreased 19.1% to $2.2M.","Non-interest expense down 7.0%; provision for loan losses was $60K credit vs $192K expense prior year.","Assets down 3.0% to $328.1M; loans net down 7.8% to $274.6M; deposits up 5.7% to $239.9M.","Book value per share $6.38; Community Bank Leverage Ratio at 15.2%, well above 9% minimum.","Non-interest income fell 13.4% to $515K, primarily due to lower gains on loan sales."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":349754,"accession_number":"0001213900-22-038203","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-07-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp declares $0.10 quarterly dividend payable Aug 26, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.10 per share payable August 26, 2022 to holders of record July 29, 2022.","Dividend declared by Board of Directors, citing capital position and financial condition.","KFFB is the holding company for two federal savings banks in Kentucky."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":366807,"accession_number":"0001213900-22-023370","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-05-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Bancorp Q3 EPS falls to $0.04 from $0.06 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net earnings for quarter ended March 31, 2022: $334,000 ($0.04 diluted EPS), down 29.4% from $473,000 ($0.06) a year ago.","Nine-month net earnings rose 22.7% to $1.4M ($0.17 diluted EPS) vs $1.1M ($0.14) prior year.","Net interest income fell 12.7% to $2.1M; non-interest income down 48.4% to $94,000 due to lower loan sales.","Negative provision for loan losses of $106,000 recorded vs none a year earlier; non-interest expense down 7.3% on lower pension costs.","Loans net decreased 9.6% to $269.4M; deposits up 5.2% to $238.6M; book value per share $6.41."],"consensus_eps_estimate":null,"consensus_eps_actual":0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":366806,"accession_number":"0001213900-22-018696","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-04-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"KFFB declares $0.10 quarterly dividend payable May 16, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.10 per share declared by Board of Directors.","Payable May 16, 2022 to shareholders of record on April 29, 2022.","Chairman Tony Whitaker cited strong capital position and financial condition.","Company is holding company for First Federal Savings and Loan of Hazard and First Federal Savings Bank of Kentucky."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386198,"accession_number":"0001213900-22-005837","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-02-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kentucky First Federal Q2 net earnings $482K, up 30%; six-month net $1.1M, up 60%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.06 for Q2 vs $0.04 prior year; six-month EPS $0.13 vs $0.08 prior year.","Net interest income fell 5.7% to $2.3M; no provision for loan losses vs $108K a year ago.","Non-interest expense down 6.7% to $1.9M, aided by lower pension contributions ($376K vs $955K).","Cash and equivalents surged 109% to $45.3M; loans net decreased 7.1% to $276.7M.","Book value per share $6.41; deposits up 4.4% to $236.8M, advances down 14.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386197,"accession_number":"0001213900-22-004963","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2022-02-02T23:59:59+00:00","items":["5.02","5.03","8.01","9.01"],"status":"ready","headline":"Lou Ella Farler appointed to board of Kentucky First Federal Bancorp; 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non-interest income up $196K (49.1%) on higher gains on loan sales.","Non-interest expense decreased $13.7M (62.4%), largely due to prior-year goodwill impairment; excluding it, adjusted expense down 1.2%.","Assets $338.1M (+5.3%), book value $6.36 per share; capital ratios exceeded requirements."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":423092,"accession_number":"0001213900-21-036328","cik":1297341,"company_name":"Kentucky First Federal Bancorp","ticker":"KFFB","form_type":"8-K","filed_at":"2021-07-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"KFFB declares $0.10 quarterly dividend payable Aug 25, 2021","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.10 per share declared by Board of Directors.","Payable August 25, 2021 to shareholders of record on July 30, 2021.","Chairman Tony Whitaker stated dividend is appropriate given capital position and financial condition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":36834985.42653509,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}