{"filings":[{"id":581557,"accession_number":"0001437749-26-018057","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-05-21T20:00:23+00:00","items":["5.07"],"status":"ready","headline":"Kingsway shareholders approve name change and equity plan amendment at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved changing corporate name; new name not disclosed in filing.","Amendment to 2020 Equity Incentive Plan to increase shares reserved approved (87% of votes cast).","All eight director nominees elected; highest withhold votes: Hannon 23.7%, Stilwell 22.6%.","Ratification of Plante & Moran as auditor for 2026 passed overwhelmingly.","Non-binding say-on-pay vote approved with ~87% of votes cast in favor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.15,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":509117,"accession_number":"0001437749-26-017693","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-05-19T12:32:28+00:00","items":["5.03","7.01","8.01","9.01"],"status":"ready","headline":"Kingsway shareholders approve name change to Kingsway Corporation; ticker to KWY","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved name change to Kingsway Corporation with 99.7% support.","Stock ticker changes to 'KWY' effective May 19, 2026.","Name change reflects evolution of business and growth of Kingsway Search Xcelerator platform, which now constitutes clear majority of revenue and adjusted EBITDA.","The company remains the only publicly-traded US company employing the Search Fund model."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":15081,"accession_number":"0001437749-26-016149","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-05-11T21:02:36+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Kingsway sells Trinity Warranty for $8M gross in management buy-out","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Gross proceeds of $8.0M: $5M cash at closing plus $3M seller notes (secured, ten-year maturity).","Transaction closed May 8, 2026; buyer is Trinity Warranty Holding LLC, a management-led entity.","Peter Dikeos, Trinity's President/CEO, will continue leading the business as primary owner.","Kingsway CEO JT Fitzgerald said proceeds will be redeployed to investments aligned with core priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91103,"accession_number":"0001437749-26-015595","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q1 revenue up 37% to $39M; adjusted EBITDA $2.4M; reiterates 3-5 acquisitions for 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue grew 37% YoY to $39.0M; KSX revenue surged 81% to $21.1M.","Consolidated adjusted EBITDA rose to $2.4M vs $1.4M; KSX adjusted EBITDA up 82% to $3.5M.","Net loss narrowed to $2.2M from $3.1M; total net debt $63.9M as of March 31.","Portfolio LTM EBITDA estimated at $22M-$23M; target of 3-5 acquisitions in 2026 reiterated.","Board elected Adam Patinkin Chairman, approved proposed name change to Kingsway Corporation and ticker to KWY."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":38959000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101017,"accession_number":"0001437749-26-008317","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingsway elects Adam J. Patinkin as Chairman; Kavanagh becomes Vice-Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adam J. Patinkin elected Chairman of the Board effective March 16, 2026.","Terence M. Kavanagh, Chairman for the past 12 years, remains on the Board as Vice-Chairman.","Patinkin to work with CEO JT Fitzgerald on Kingsway's growth as a search-fund model company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":101016,"accession_number":"0001437749-26-007967","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q4 revenue up 30% to $38.6M; KSX revenue surges 63.6%; net loss $1.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 consolidated revenue $38.6M (+30% YoY); full-year revenue $135.0M (+23.4%).","Q4 net loss $1.6M vs $1.5M; full-year net loss $10.3M vs $8.3M.","Q4 adjusted EBITDA $2.7M (KSX $2.5M, Ext. Warranty $0.8M); full-year adj. EBITDA $7.8M.","KSX segment revenue $64.2M (+58.5% FY); Extended Warranty cash sales up 11% in Q4.","Targets 3-5 acquisitions in 2026; acquired Ledgers in Jan 2026 adding ~$0.4M adj. EBITDA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":117357,"accession_number":"0001437749-25-033603","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q3 revenue up 37% to $37.2M; KSX segment becomes majority of revenue for first time","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $37.2M (+37% YoY); net loss $2.4M vs $2.3M in prior-year quarter.","KSX revenue surged 104% to $19.0M; Extended Warranty revenue up 2% to $18.2M.","Adjusted EBITDA $2.1M (down $0.9M YoY) as Extended Warranty margin compressed due to growth costs.","Acquired Roundhouse Electric ($22.4M), Advanced Plumbing ($3.5M + earn-out), Southside Plumbing (80% for $5.625M) in Q3.","KSX run-rate adjusted EBITDA $15.5–16.5M; Extended Warranty run-rate adjusted EBITDA $5.0–6.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":96441000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133782,"accession_number":"0001437749-25-025428","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q2 revenue up 17% to $30.9M, net loss widens to $3.2M; completes three acquisitions post-quarter","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $30.9M (+16.9% YoY); net loss $3.2M vs $2.2M loss prior year.","KSX revenue $13.3M (+42.1%); KSX adjusted EBITDA $2.4M (up from $1.8M).","Extended Warranty revenue $17.6M (+3.1%) but adjusted EBITDA fell to $0.6M from $1.6M.","Post-quarter acquisitions: Roundhouse ($22.4M, adds $16M revenue/$4.2M EBITDA), Advanced Plumbing ($5.0M max, $7M revenue/$0.7M EBITDA), Ravix/HR Team.","Raised $15.7M PIPE at $11.75/sh; increased KSX deal target to 3-5 per year (was 2-3)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":59268000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133781,"accession_number":"0001437749-25-022212","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-07-07T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"Kingsway acquires Roundhouse Electric for $22.35M enterprise value; financed with $11M term loan","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Roundhouse Electric & Equipment for enterprise valuation of $22.35M; paid $3.5M in phantom equity and cash consideration.","Financed with $11M term loan (10-yr), $500K revolver, and $750K equipment line from Main Street Bank.","Credit agreement includes covenants: Debt Service Coverage Ratio >=1.20x, Senior Funded Debt <=3.00x, Total Funded Debt <=4.00x.","Transaction closed July 1, 2025; cash consideration subject to working capital adjustment with $1.313M escrow."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150515,"accession_number":"0001437749-25-021211","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-06-25T23:59:59+00:00","items":["1.01","3.02","7.01","9.01"],"status":"ready","headline":"Kingsway closes $15.7M PIPE, raises annual acquisition target to 3-5","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Private placement of 1,336,264 shares at $11.75 each for gross proceeds of ~$15.7M.","Purchasers include affiliates of Greenhaven Road, Blue Riband, Align Ventures, HighSide Capital, Baleen Capital.","KSX acquisition target raised from 2-3 per year to 3-5 per year, citing robust pipeline.","Funds combined with operating cash flow and non-dilutive capital to accelerate growth.","Resale registration statement to be filed within 90 days, effective within 60-90 days after."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150514,"accession_number":"0001437749-25-017984","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Kingsway stockholders elect all eight director nominees; auditor and say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All eight director nominees elected; top vote-getters: Adam Patinkin (14,497,301), Doug Levine (14,496,696).","Ratification of Plante & Moran as auditor: 18,645,963 for, 26,413 against, 4,363 abstain.","Say-on-pay advisory vote approved: 14,336,882 for, 232,635 against, 22,376 abstain.","18,676,739 shares voted (67.82% of outstanding); no broker non-votes on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150513,"accession_number":"0001437749-25-017518","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["1.01","2.03","3.02","5.03","9.01"],"status":"ready","headline":"Kingsway issues $2M of 8% Class D Preferred Stock convertible into common","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Sold 80,000 shares of Class D Preferred Stock at $25/share for $2.0M aggregate proceeds.","Dividend rate 8% per annum, rising to 18% if unpaid for two consecutive quarters.","Each preferred share convertible into 2.6316 common shares (max 210,526 shares) through May 2032.","Mandatory redemption on May 7, 2032 at $25/share plus accrued dividends.","Optional redemption of up to 25% after certain asset sales yielding 15% IRR."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150512,"accession_number":"0001437749-25-017517","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Kingsway posts investor presentation and schedules Investor Day at NYSE","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Investor presentation posted to company website on May 18, 2025.","Investor Day scheduled for May 19, 2025 at NYSE, starting 9:30 am ET; live stream available.","No financial results or material business updates disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150511,"accession_number":"0001437749-25-015491","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q1 revenue rises 8.4% to $28.3M, net loss widens to $3.1M; two KSX acquisitions closed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $28.3M (+8.4% YoY); net loss $3.1M vs $2.3M loss prior year.","KSX segment revenue +23.3% to $11.7M; KSX adj. EBITDA +23.2% to $1.9M.","Extended Warranty revenue flat at $16.7M; adj. EBITDA fell to $0.8M from $1.4M.","Acquired Bud's Plumbing for $5.0M (adds $6M rev, $0.8M EBITDA) and SPI bought ViewPoint software firm.","Total net debt $53.1M as of March 31, 2025, up from $52.0M at year-end."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":28349000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150510,"accession_number":"0001437749-25-012051","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-04-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Charles Frischer resigns; Adam Patinkin joins Audit Committee","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles Frischer resigned as director and Audit Committee member effective April 11, 2025.","Resignation not due to any disagreement with the company.","Adam Patinkin, existing board member, appointed to Audit Committee effective same date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":150509,"accession_number":"0001437749-25-010679","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-04-02T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Kingsway appoints two new directors; affiliates hold 9.2% and 1.5% stakes","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adam Patinkin and Joshua Horowitz appointed to Board, effective March 31, 2025.","Affiliates of David Capital Partners acquired 9.2% of Kingsway's outstanding common shares.","Affiliates of Palm Management (US) LLC acquired 1.5% of outstanding common shares.","Company will nominate both directors for election at 2025 Annual Meeting.","CEO Fitzgerald says Kingsway is at 'inflection point' with Search Xcelerator business."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169474,"accession_number":"0001437749-25-008042","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway FY2024 revenue +5.9% to $109.4M; 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unregistered.","Prior 8-K filed Feb 18, 2025 contained certificate of designations and initial closing details.","Use of proceeds not specified in this filing; general corporate purposes likely."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":169472,"accession_number":"0001213900-25-014562","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2025-02-18T23:59:59+00:00","items":["1.01","2.03","3.02","5.03","9.01"],"status":"ready","headline":"Kingsway Financial Services Raises $4.4 Million Through Private Placement of Class C Preferred Stock","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued 176,756 shares of Class C Preferred Stock at $25 per share for initial proceeds of $4,418,900.","Class C Preferred Stock carries an 8% cumulative dividend rate, increasing to 18% if unpaid for two consecutive quarters.","Holders can convert each share into 2.63158 shares of common stock, with mandatory redemption on February 12, 2032.","Company may sell additional shares up to $6 million total in the Offering.","The preferred stock ranks pari passu with Class B Preferred Stock and senior to common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":186527,"accession_number":"0001437749-24-033637","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q3 revenue up 9.5% to $27.1M; 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expected immediately accretive.","Davide Zanchi appointed CEO of Image Solutions; founder Garrett Williams remains as advisor during transition.","Preferred stock convertible into 2.6316 common shares per share, mandatory redemption in 2031."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":203104,"accession_number":"0001437749-24-024885","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q2 2024 revenue up 1% to $26.4M; net loss widens to $2.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $26.4M (+1.0% YoY); Extended Warranty $17.1M, KSX $9.3M.","Net loss of $2.2M vs. $1.7M in Q2 2023; adjusted EBITDA improved to $2.4M from $1.8M.","Extended Warranty adjusted EBITDA $1.6M (flat YoY); KSX adjusted EBITDA $1.8M (+5.9% YoY).","Refinanced Extended Warranty debt with $1M revolver, $15M term loan, $6M DDTL, maturity May 2029.","Year-to-date repurchased 141,550 shares for $1.1M; total net debt $37.7M as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":52606000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219406,"accession_number":"0001437749-24-018590","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Kingsway Financial enters $15M term loan and $6M delayed draw facility with CIBC, matures 2029","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $15M 2024 Term Loan used to repay existing Term Loan, Delayed Draw Term Loan, and Revolving Note.","New $6M 2024 Delayed Draw Term Loan available in up to three advances (min $2M each) until May 24, 2026.","Both loans mature May 24, 2029; 2024 Term Loan requires quarterly principal payments of $562,500.","Financial covenants amended: Fixed Charge Coverage Ratio reduced to 1.20x; Senior Cash Flow Leverage Ratio steps down from 2.75x to 1.75x over time.","Proceeds may be used for parent distributions within 90 days of funding, subject to pro forma compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219405,"accession_number":"0001437749-24-017819","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Kingsway shareholders elect all 7 directors, ratify auditor, approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All seven director nominees elected; highest vote 18.5M (Doug Levine), lowest 17.3M (Gregory Hannon).","Plante & Moran ratified as independent auditor for 2024 with 22.7M for, 12k against, 3.6k abstain.","Nonbinding advisory vote on executive compensation approved: 17.7M for, 831k against, 16k abstain.","Advisory frequency vote set at every 1 year; 18.5M for 1-year, 4k for 2-year, 14.6k for 3-year.","Approximately 80.92% of outstanding shares represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219404,"accession_number":"0001437749-24-017570","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-05-20T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Kingsway Financial posts investor presentation, announces NYSE Investor Day","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation posted to company website on May 19, 2024.","Investor Day scheduled for May 20, 2024 at NYSE; live stream available.","No financial figures or guidance were disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219403,"accession_number":"0001437749-24-015362","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q1 revenue $26.2M (-0.9% YoY); net loss $2.3M vs prior-year net income of $27.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue flat at $26.2M; Extended Warranty $16.7M (unchanged), KSX down 2.5% to $9.5M.","Adjusted consolidated EBITDA $2.1M vs $2.4M; combined operating co run-rate EBITDA $16-17M.","Net loss $2.3M vs prior-year net income $27.9M which included $31.6M one-time debt extinguishment gain.","Share repurchase program extended to March 21, 2025; bought back 8,000 shares for $0.1M through May 8.","CEO targets 2-3 acquisitions per year with $1-3M each; net debt $34.9M vs $35.3M at Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.09,"consensus_revenue_estimate":null,"consensus_revenue_actual":26160000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":219402,"accession_number":"0001437749-24-014167","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingsway 2023 revenue $103.2M (+11% YoY); net income $24M (+59%); adjusted EBITDA down 18%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total revenue $103.2M (+11% YoY); net income $24M (+59%); consolidated adj. EBITDA $9.1M (-18%).","Extended Warranty segment revenue down 1.3%, adj. EBITDA down 21% on higher claims; price increases rolling out.","KSX segment acquired SPI (vertical software) and DDI (cardiac monitoring); added 4 new OIRs; NOLs $623M.","Retired $96.7M TruPs at ~61% of par; reduced segment debt $9.1M; repurchased 423K shares and 1.09M warrants.","Share buyback plan extended through 2025; investor day scheduled May 20, 2024 at NYSE."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239233,"accession_number":"0001437749-24-009040","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-03-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kingsway extends share repurchase program by one year; $2.7M remaining","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved one-year extension of existing $10M share repurchase program to March 21, 2025.","Remaining authorization as of March 22, 2024: $2.7 million available for common stock repurchases.","Original program was set to expire March 22, 2024; now extended without increasing total authorization."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239232,"accession_number":"0001437749-24-006649","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-03-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway FY2023 revenue up 11% to $103.2M, net income $24M; extended warranty softness offsets KSX growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $103.2M (+11% YoY); net income $24M vs $15.1M; adjusted EBITDA $9.1M vs $11.1M.","Extended Warranty revenue fell to $68.2M, adjusted EBITDA $8.4M; KSX revenue surged 82% to $35M.","Repurchased $96.7M trust preferred debt at 60.8 cents on dollar, realizing >20% IRR; net debt $35.3M.","Repurchased 1.09M warrants and 430k shares for $7.2M; warrant exercises generated $16.7M in 2023.","Appointed Paul Vidal as Operator-in-Residence; Tyler Gordy to Advisory Board; Investor Day on May 20."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":239231,"accession_number":"0001437749-24-001389","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2024-01-16T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Kingsway posts investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Kingsway posted an investor presentation on January 16, 2024, on its website at https://kingsway-financial.com/events-presentations/.","Filing text does not include presentation content; no financial or operational updates provided.","No guidance changes, business developments, or material events were disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256737,"accession_number":"0001437749-23-035570","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-12-29T23:59:59+00:00","items":["1.02"],"status":"ready","headline":"Kingsway terminates acquisition agreement for National Institute of Clinical Research due to seller breaches","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Kingsway Buyer delivered written termination on Dec 23, 2023, citing uncured breaches by Seller and Shareholder.","Agreement originally announced Oct 19, 2023, to acquire membership interest of National Institute of Clinical Research Inc.","No termination fee or penalty mentioned; company does not disclose deal value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256736,"accession_number":"0001437749-23-030647","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q3 net loss $0.68/share; revenue up 11% to $24.8M; adjusted EBITDA down to $2.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue up 11% to $24.8M; KSX revenue surged 97% to $7.5M on recent acquisitions.","Net loss of $0.68 per share vs net income of $37.3M in Q3 2022 (included $37.9M gain on sale of PWSC).","Adjusted EBITDA fell to $2.3M from $3.6M; Extended Warranty profitability impacted by higher claims.","Closed two all-cash acquisitions (SPI for $2.8M, DDI for $11.0M) and announced NICR deal for $7.9M.","Warrants fully exercised; repurchased 1.09M warrants and 0.25M shares for $5.9M YTD through Oct 31."],"consensus_eps_estimate":null,"consensus_eps_actual":0.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":77376000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256735,"accession_number":"0001437749-23-029313","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Kingsway acquires Digital Diagnostics Imaging for $11M cash; expects immediate accretion","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["$11M all-cash acquisition of DDI, a cardiac telemetry monitoring provider, closed Oct 26, 2023.","Funded with $5.4M cash on hand and $5.6M debt from Signature Bank.","DDI adds $4.2M annual revenue and $1.8M adjusted EBITDA; expected immediately accretive.","Peter Dausman becomes DDI CEO; founder Thomas Corney remains as advisor.","Conference call on Oct 31, 2023 at 5 PM ET to discuss transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":256734,"accession_number":"0001437749-23-028717","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-10-23T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Kingsway signs $7.9M deal to acquire 95% of National Institute of Clinical Research (NICR)","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total cash consideration $7,932,500 for 95% membership interest; $1M placed into escrow.","NICR had $6.6M revenue and $1.2M adjusted EBITDA for TTM ending June 30, 2023 (unaudited).","Purchase price implies 6.9x trailing adjusted EBITDA.","Closing expected before end of Kingsway's fiscal first quarter ending March 31, 2024.","Dr. Davide Zanchi to become CEO of NICR after close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274097,"accession_number":"0001437749-23-025546","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-09-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingsway acquires SPI (vertical market software) for cash; forms VMS platform","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired Systems Products International (SPI), a software provider for timeshare/vacation ownership; Drew Richard named CEO.","Fourth acquisition under Kingsway Search Xcelerator program; expected to be immediately accretive with high margins and recurring revenue.","Miles Mamon joins as Operator-in-Residence; previously VP at Morgan Stanley with background in merchant banking and real estate investing.","Closing purchase price paid in cash; VMS formed as platform for future vertical market software acquisitions.","Management to host conference call at 5:00 p.m. ET on Sept 11, 2023 to discuss transaction."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":274096,"accession_number":"0001437749-23-022514","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q2 revenue up 11% to $26.2M; net loss narrows to $1.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $26.2M (+11% YoY); net loss ($1.7M) improved from ($2.4M) prior year.","KSX revenue surged 121% to $9.2M, driven by CSuite and SNS acquisitions completed Nov 2022.","Extended Warranty revenue fell to $17.0M from $19.4M; higher claims severity hurt Trinity.","Adjusted EBITDA $1.8M vs $3.1M prior year (incl. PWSC); combined pro forma adj. EBITDA $3.4M.","Year-to-date warrant exercises 1.76M for $8.8M cash; $7.4M remaining under repurchase program."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":52586000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291272,"accession_number":"0001437749-23-015107","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-05-18T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Kingsway Financial annual meeting votes pass; all directors elected","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["84.4% of shares represented; all seven director nominees elected with >16M for votes each.","Ratification of Plante & Moran as auditor approved: 21,303,039 for, 11,889 against.","Nonbinding say-on-pay approved: 16,191,606 for, 53,735 against.","Broker non-votes of 5,142,058 on director election and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291271,"accession_number":"0001437749-23-013296","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q1 net income $27.8M vs loss; revenue up 17% to $26.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Consolidated revenue $26.4M (+17% YoY); net income $27.8M vs net loss $2.5M in prior year.","Adjusted EBITDA $2.4M vs $1.0M; twelve-month run-rate remains $18M-$19M.","Repurchased $96.7M of trust preferred debt at 60.8 cents on dollar, realizing IRR >20%.","KSX segment revenue surged 131% to $9.7M, driven by acquisitions of CSuite and SNS.","Board authorized $10M share repurchase program; added two new hires to KSX platform."],"consensus_eps_estimate":null,"consensus_eps_actual":1.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":26389000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291270,"accession_number":"0001437749-23-010815","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Kingsway reports 26,350,735 shares outstanding as of April 21, 2023","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Total shares outstanding including restricted shares: 26,350,735.","Share count disclosed as of April 21, 2023; no other material events reported.","Update is a routine procedural disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":291269,"accession_number":"0001437749-23-010382","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-04-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingsway Financial Releases Annual Shareholder Letter Highlighting 2022 Results and Strategic Progress","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2022 revenue grew 19% to $93.3M, net income surged 710% to $15.1M, adjusted EBITDA rose 42% to $10.2M.","Sold PWSC for $51.2M and railyard in Texas for $215.2M; repurchased $96.7M trust preferred debt at 60.8 cents on dollar.","Acquired CSuite Financial Partners and Secure Nursing Service in Q4 2022, adding asset-light, recurring-revenue businesses.","Board and management own ~60% of shares; authorized $10M share buyback program.","CEO John T. Fitzgerald and Director Charlie Frischer issued letters; Investor Day planned May 16, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312063,"accession_number":"0001437749-23-007422","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-03-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kingsway Financial authorizes $10M share repurchase program over 1 year","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to $10M of common stock, effective for one year.","Repurchases may be made in open market or private transactions, subject to market conditions.","Company intends to enter into a 10b5-1 trading plan with Raymond James to facilitate repurchases.","Program does not obligate the company to repurchase any specific amount; may be suspended or terminated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312062,"accession_number":"0001437749-23-007171","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-03-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kingsway repurchases $74.6M trust preferred debt and $21M deferred interest; only $0.9M left","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Repurchased $74.6M principal and $21M deferred interest at 60.8 cents on dollar for >20% IRR.","Remaining $0.9M principal and $0.2M deferred interest expected to close in coming days.","Pro forma total debt post-repurchase: $45.7M (bank loans $34.3M, sub debt $11.4M), down from ~$300M.","Operating income grew to $13.4M in 2022 vs $4.2M in 2018; adjusted EBITDA from ops increased 36% CAGR to $13.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312061,"accession_number":"0001437749-23-005798","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-03-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway FY2022 revenue $93.3M, turns profitable, sells railyard, two acquisitions","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $93.3M (vs $78.4M in 2021); income from cont ops $30.1M vs loss $2.7M; Adj EBITDA $10.2M vs $7.1M.","Sold Texas railyard for $215.2M ($44.5M cash, $170.7M mortgage assumption), net $21.4M to Kingsway.","Acquired Secure Nursing Service ($10.9M) and CSuite Financial Partners ($8.5M), both accretive.","Unrestricted cash $64.2M (vs $10.1M Dec 2021); amended debt facility for up to $10M additional.","Announced repurchase of 100% of principal & deferred interest on five of six trust preferred debt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312060,"accession_number":"0001213900-23-016928","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-03-03T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Kingsway Financial subsidiary to repurchase $75.5M principal of trust preferred debt by March 15","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["KAI will repurchase all Series 1-5 TruPs for $56.5M total payment, including a $2.3M credit.","Repurchase covers $75.5M principal and $21.2M deferred interest (as of Dec 31, 2022).","KAI will pay estimated $4.7M deferred interest on remaining trust preferred not subject to repurchase.","After repurchase, KAI will have $15M principal outstanding on remaining trust preferred.","KAI intends to use working capital to fund the repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312059,"accession_number":"0001213900-23-016271","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-03-01T23:59:59+00:00","items":["1.01","2.03","8.01"],"status":"ready","headline":"Kingsway to redeem all Class A Preferred Stock for ~$6.1M; enters $10M delayed draw term loan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Subsidiaries entered Second Amendment to Loan Agreement with CIBC Bank USA for $10M delayed draw term loan, maturing Dec 1, 2025.","Loan requires quarterly principal payments of 3.75% of drawn amount; commitment fee $25K, draw fee 75 bps.","Senior Cash Flow Leverage Ratio maximum increased for certain periods under the amendment.","Company plans to redeem all outstanding Class A Preferred Stock on March 15, 2023 at $25/share plus accrued dividends, estimated $6.1M aggregate using cash on hand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":312058,"accession_number":"0001437749-23-000475","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2023-01-05T23:59:59+00:00","items":["2.01","1.01","7.01","9.01"],"status":"ready","headline":"Kingsway closes sale of Texas railyard for $215.2M, nets $21.4M in cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total sales price $215.2M includes $44.5M cash and $170.7M mortgage assumption by BNSF Dayton LLC.","Net cash proceeds to Kingsway: $21.4M after taxes, fees and minority shareholder distribution.","Proceeds to fund repurchase of TruPs subordinated debt; options cover $75.5M principal plus $19.2M deferred interest.","Sale reduces notes payable and subordinated debt by 70% ($183.2M) vs. Sept 30, 2022.","Pro forma: remaining notes payable $16.4M (non-recourse) and sub debt $14.3M if options exercised."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330647,"accession_number":"0001213900-22-082517","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2022-12-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Kingsway sells Texas railyard for $44.5M cash plus assumption of $171.2M in debt","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["TRT Leaseco (Kingsway subsidiary) agrees to sell Liberty County, TX railyard to BNSF Dayton LLC (BNSF affiliate).","Purchase price: $44,500,000 cash plus assumption of ~$171,192,344 in existing loans (total ~$215.7M).","Seller will assign landlord rights under existing railway lease to buyer; buyer is current tenant BNSF Railway.","Closing expected on or before Dec 30, 2022; buyer can terminate for any reason until Dec 23, 2022.","Seller and affiliates released from indemnity/guaranty obligations on the existing loans at closing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330646,"accession_number":"0001437749-22-027833","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2022-11-21T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Kingsway acquires Secure Nursing Service for $10.9M; expects immediate accretion","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price $10.9M cash; SNS had $19.7M revenue, $2.6M GAAP pre-tax income, $2.7M adjusted EBITDA (TTM Jun 2022).","Deal financed with $6.5M term loan + $1M revolver from Signature Bank; Prime+0.5% (5% floor), matures Nov 2028.","Third acquisition under Kingsway Search Xcelerator Program; Charles Mokuolu named SNS President and CEO.","Expected to be immediately accretive; capital-light, recurring revenue healthcare staffing business."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330645,"accession_number":"0001437749-22-026893","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kingsway Q3 net income $37.3M vs loss; sells PWSC for $51.2M, acquires CSuite","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $37.3M in Q3 2022 vs net loss of $0.2M in Q3 2021; non-GAAP adjusted net income $2.6M vs $2.1M.","Completed sale of PWSC subsidiary for $51.2M base price; net cash $37.2M, ~10x return on $5M investment.","Entered option agreements to repurchase five trust preferred debt instruments for $59.4M (face $75.5M + deferred interest $19.3M).","Acquired CSuite Financial Partners on Nov 1, 2022; second acquisition under Kingsway Search Xcelerator Program.","Cash from operations for nine months $9.3M vs used $8.0M a year ago; cash balance $48.6M at Sept 30, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":79375000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":330644,"accession_number":"0001437749-22-025459","cik":1072627,"company_name":"KINGSWAY FINANCIAL SERVICES INC","ticker":"KFS","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Kingsway acquires CSuite Financial Partners for $8.5M cash plus up to $3.55M earnout","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price $8.5M cash (subject to adjustments), plus up to $3.55M earnout over 3 years based on gross profit targets.","CSuite had $9.4M unaudited revenue, $0.9M GAAP income before tax, $1.8M adjusted EBITDA for TTM ending July 31, 2022.","Expected to be immediately accretive; will be run alongside Ravix as a one-stop shop for financial services.","Second acquisition under Kingsway Search Xcelerator Program; paid with cash on hand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":null,"market_cap_bucket":null,"market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-11-02T23:59:59+00:00|330644"}