{"filings":[{"id":555000,"accession_number":"0001021771-26-000076","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-05-20T20:22:50+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone authorizes up to 1,000,000 share repurchase (~6.9% of shares) over 2 years","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchase program authorizes up to 1,000,000 common shares, representing ~6.9% of outstanding shares as of March 31, 2026.","Program has a two-year term; may be modified, suspended, or discontinued at any time.","CEO Meryl Golden cites board confidence in Kingstone's franchise and disciplined capital allocation.","Repurchases may be executed via open market, private negotiations, block trades, or Rule 10b5-1 trading plans.","Timing and amount of repurchases depend on market conditions, share price, liquidity, and other factors at management's discretion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97995,"accession_number":"0000033992-26-000018","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone reports Q1 net loss of $5.8M, diluted EPS -$0.40; underlying combined ratio improves to 88.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net premium earned $55.9M (+28% YoY); direct premiums written $69.6M (+20%).","GAAP net combined ratio 112.0% (vs 93.7%) due to 11 winter catastrophe events; catastrophe loss ratio 26.0% (vs 1.7%).","Underlying combined ratio improved 5.1 points to 88.3%, reflecting lower non-cat loss frequency and expense discipline.","Net loss $5.8M ($0.40 diluted loss per share) vs net income $3.9M ($0.27 profit) in prior year.","Reaffirms full year 2026 guidance; plans California entry Q2 and Connecticut launch via Kingstone America in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":59775736.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97994,"accession_number":"0001021771-26-000063","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone declares $0.05 quarterly dividend payable May 26, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared by Board on April 27, 2026.","Dividend payable May 26, 2026; record date May 11, 2026.","Kingstone Companies, Inc. (Nasdaq: KINS) is a property and casualty insurance holding company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97993,"accession_number":"0001021771-26-000053","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Kingstone extends CEO Meryl Golden's contract through Jan 2029 with unchanged $550K salary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Employment agreement extended to January 10, 2029; current term was set to expire Jan 2027.","Base salary remains $550,000; annual bonus of 3% of adjusted operating income up to 1.25× salary.","Restricted stock grants of 40,000 shares each in Jan 2027 and Jan 2028 with staggered vesting.","Board cites return to record profitability and $500M direct written premium target by 2029.","Change-of-control termination entitles Golden to 1.5× salary plus accrued bonus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97992,"accession_number":"0001021771-26-000046","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-04-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone schedules Q1 2026 earnings release and conference call for May 7-8","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Q1 2026 results to be issued after market close on Thursday, May 7, 2026.","Conference call to discuss results and operations at 8:30 a.m. ET on Friday, May 8, 2026.","No financial data or guidance changes provided in the press release.","Call replay will be available for approximately 30 days on the company's website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":97991,"accession_number":"0001021771-26-000036","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone CEO reports record 2025 results, announces California E&S expansion in Q2 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $40.8M in 2025 (more than doubled); diluted EPS $2.88 (+95%); combined ratio 75% producing 43% ROE.","Expanding into California E&S homeowners market in Q2 2026; California to be <5% of 2026 premium with New York >95%.","E&S model allows rate-to-risk matching and rapid price adjustment; 30% quota share placed on California business.","Targeting low-to-moderate wildfire exposure using market-leading models; aims for high-quality, selective book.","5-year growth plan to reach $500M written premium by 2029; California expected to be 20% of premium by then."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113224,"accession_number":"0000033992-26-000005","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-03-05T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone posts record Q4 and FY 2025: net combined ratio 64.2%, EPS $1.03/$2.88, guides 2026","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net combined ratio 64.2% (vs 78.5% YoY); annualized ROE 51.3% (vs 34.4% YoY).","Q4 diluted EPS $1.03 (up 157.5% YoY); operating EPS $1.08; FY diluted EPS $2.88 (up 94.6%).","Full year net premiums earned $187.1M (+45.6% YoY); direct premiums written $277.8M (+14.8%).","2026 guidance: direct premiums written growth 16%-20%; underlying combined ratio 74%-76%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113223,"accession_number":"0001021771-26-000016","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone reports record preliminary Q4 and FY2025 results; ROE 49-51%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net combined ratio 64%-66% vs 79% YoY; net income per diluted share $0.98-$1.03.","Full year direct premiums written $278M (+15% YoY); net combined ratio 75%-77% vs 80%.","Q4 operating net income per diluted share $1.03-$1.08; full year $2.71-$2.79.","Q4 return on equity 49%-51% (up from 34% YoY); full year ROE 41%-43%.","Conference call on March 6, 2026 at 8:30am ET for analysts and investors."],"consensus_eps_estimate":null,"consensus_eps_actual":2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":214867301.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113222,"accession_number":"0001021771-26-000014","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone declares $0.05 quarterly dividend, payable Feb 26, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared by Board of Directors.","Dividend payable on February 26, 2026 to stockholders of record on February 11, 2026.","Kingstone is a Northeast regional property and casualty insurance holding company trading as KINS on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129611,"accession_number":"0000033992-25-000024","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Q3 net income rises 56% to $10.9M; diluted EPS $0.74","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Direct premiums written $75.8M, up 13.8% YoY; net combined ratio 72.7%.","Net income $10.9M (diluted EPS $0.74) vs $6.98M ($0.55) in prior year.","Annualized ROE 42.9%; net earned premium growth >40% for 3rd consecutive quarter.","CEO cites strong retention, hard Downstate NY market, lower catastrophe losses."],"consensus_eps_estimate":null,"consensus_eps_actual":1.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":158446044.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129610,"accession_number":"0001021771-25-000145","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-10-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone declares $0.05 quarterly dividend payable Nov 26, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.05 per share declared.","Payable on November 26, 2025 to holders of record on November 11, 2025.","Dividend is a regular quarterly distribution; no change in rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129609,"accession_number":"0001021771-25-000137","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone announces Q3 2025 earnings release date for Nov 6","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Earnings release scheduled after market close on Thursday, November 6, 2025.","Conference call to discuss results on Friday, November 7, 2025 at 8:30 AM ET.","No financial results provided in this filing; only scheduling disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146194,"accession_number":"0001021771-25-000129","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-09-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone Companies issues financial guidance for FY2026 and updates FY2025 outlook","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Press release announces FY2026 guidance and additional FY2025 guidance.","Specific financial figures were not disclosed in the furnished press release.","Guidance is furnished under Regulation FD and not filed with the SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146193,"accession_number":"0001021771-25-000111","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Kingstone board: D'Andre & McFadden depart, Pasricha elected; annual meeting proposals all approved","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Carla D'Andre and Timothy McFadden completed service on the Board of Directors; Pranav Pasricha elected as new director.","All six director nominees received between 5.49M and 5.82M votes for; broker non-votes totaled approximately 4.17M.","Ratification of CBIZ CPAs P.C. as independent auditor for FY2025 passed with 9.997M votes for (24k against).","Advisory approval of named executive officer compensation received 5.517M for and 324k against; 1 year frequency chosen for future say-on-pay votes (4.94M votes)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146192,"accession_number":"0001021771-25-000110","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Companies reports Q2 2025 results; 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index membership is a visibility and liquidity milestone."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164515,"accession_number":"0001021771-25-000096","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-06-23T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone Companies Finalizes Catastrophe Reinsurance Program for 2025-2026","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Kingstone finalized its catastrophe reinsurance program for the period July 1, 2025 through June 30, 2026.","The announcement was made via a press release furnished as Exhibit 99.1 to the 8-K filed on June 23, 2025.","The company trades on the NASDAQ Capital Market under the symbol KINS."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164514,"accession_number":"0000033992-25-000014","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Q1 net income up 172% to $3.9M; core premiums grew 23%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.9M ($0.29 basic EPS) vs $1.4M in Q1 2024; ROE annualized 20.8%.","Core business direct premiums written $57.2M, up 22.7% YoY; net combined ratio 93.7%.","Catastrophe losses 3.5 ppt lower YoY due to mild winter; higher fire loss severity offset.","Sixth consecutive quarter of profitability; full-year 2025 guidance reaffirmed.","CEO cites favorable competitive landscape in Downstate NY driving new business growth."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":50498775.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164513,"accession_number":"0001021771-25-000076","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone schedules Q1 2025 earnings release for May 8, conference call May 9","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q1 2025 financial results press release scheduled for after market close on May 8, 2025.","Conference call to discuss Q1 results on May 9, 2025 at 8:30 AM ET.","No financial results or guidance provided in this announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164512,"accession_number":"0001021771-25-000069","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-04-08T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Kingstone Companies replaces auditor Marcum with CBIZ after Marcum's attest business acquisition","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Marcum resigned as auditor effective April 8, 2025, due to CBIZ acquiring its attest business.","Audit committee engaged CBIZ as new independent registered public accounting firm same day.","No disagreements or reportable events during 2024 and 2023 fiscal years.","Marcum's audit reports for 2024 and 2023 were unqualified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182276,"accession_number":"0000033992-25-000010","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Kingstone Companies CFO Jennifer Gravelle resigns effective April 18, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jennifer Gravelle, VP, CFO and Treasurer, resigns for personal reasons, effective April 18, 2025.","Resignation does not involve any disagreement with company operations, policies, or practices.","No successor named; Meryl Golden remains President and CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182275,"accession_number":"0001021771-25-000061","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Timothy McFadden will not seek re-election at Kingstone's 2025 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Timothy McFadden notified the Board on March 12, 2025, that he will not stand for re-election.","Decision is for personal reasons and not due to any disagreement with Kingstone.","His term will end at the 2025 annual meeting of stockholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182274,"accession_number":"0000033992-25-000004","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-03-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone reports record Q4 & full year 2024; core DPW up 31%, combined ratio 80%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.4M ($0.40 diluted EPS) in Q4 vs $2.9M ($0.26) YoY; full year net income $18.4M ($1.48) vs loss of $6.2M.","Core business direct premiums written grew 49% in Q4 to $70.2M and 31% for full year to $232.2M.","Net combined ratio improved to 78.5% in Q4 (89.5% YoY) and 80.0% for full year (105.3% YoY), driven by lower frequency, no catastrophe losses.","Company raised 2025 guidance citing favorable market conditions and disciplined underwriting.","Return on equity annualized 34.4% in Q4 and 36.3% for full year."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182273,"accession_number":"0001021771-25-000052","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-02-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone announces preliminary Q4/FY2024 results date; no figures in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Preliminary financial results announced for Q4 and full year ended December 31, 2024.","Conference call for analysts and investors scheduled for March 14, 2025, at 8:30 AM ET.","Full earnings news release to be issued after market close on March 13, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":155142103.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182272,"accession_number":"0001021771-25-000029","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-02-07T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Kingstone sells headquarters and adjacent property to Ulster County for $3.6M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Subsidiary 15 Joys Lane, LLC entered Contract of Sale with Ulster County, New York.","Purchase price $3,600,000 for the headquarters building and adjacent mixed-use property in Kingston, NY.","Closing expected in February or March 2025, subject to standard conditions.","Press release issued February 5, 2025; full contract filed as Exhibit 10.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182271,"accession_number":"0001021771-25-000022","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2025-01-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone issues year-end letter to stockholders; full content not included in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Press release in form of year-end letter dated January 8, 2025, furnished as Exhibit 99.1.","Exhibit text was not appended to the filing; specific financial details or guidance unavailable.","No material operational or financial metrics were extractable from the provided information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198892,"accession_number":"0001021771-24-000213","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-12-12T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Kingstone Companies amends Fortunoff agreement; Gregory Fortunoff ends board observer rights","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Gregory Fortunoff relinquishes board observer status and nomination rights under Dec 9, 2024 amendment.","Standstill period ends at 2025 annual meeting or Dec 31, 2025, whichever earlier.","Company agrees not to intentionally disclose material non-public info to Fortunoffs during standstill.","Fortunoffs cited recent company performance as reason for ending observer status."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198891,"accession_number":"0001021771-24-000207","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone issues shareholder letter; details unavailable in filing excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Press release in form of shareholder letter filed as Exhibit 99.1 on Nov 19, 2024.","Filing cites Regulation FD disclosure; no specific financial figures provided.","Letter content not fully extracted; material terms cannot be assessed.","Ticker KINS; no other counterparties mentioned."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198890,"accession_number":"0001021771-24-000201","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-11-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone corrects diluted book value per share; figures lowered after share count error","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Book value per share (diluted) corrected to $4.32 from $4.58; excluding AOCI to $4.97 from $5.28.","Error caused by incorrect fully diluted share count as of September 30, 2024.","Correction disclosed on Nov 15, 2024; originally reported in Nov 12 press release and Nov 13 call.","No other financial figures restated; CFO Jennifer Gravelle signed the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198889,"accession_number":"0001021771-24-000192","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Companies releases Q3 2024 earnings; 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net loss ratio 39% (40 ppt improvement).","Q3 operating income per basic share $0.55 vs $(0.27) loss; per diluted $0.50 vs $(0.27) loss.","Direct written premium growth 28% (Q3); core DWP growth 39%.","Nine-month operating income per basic share $1.07 vs $(0.89) loss; combined ratio 81% (30 ppt improvement).","Catastrophe loss & LAE $582k in Q3 (included in net loss ratio)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":113039020.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214935,"accession_number":"0001021771-24-000172","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["1.01","2.03","3.02","7.01","9.01"],"status":"ready","headline":"Kingstone exchanges $19.95M of 12% senior notes for $14.95M of 13.75% notes due 2026 and $5M cash","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exchanged $19.95M aggregate principal of 12% Senior Notes due 2024 for $14.95M of new 13.75% Senior Notes due 2026 plus $5M cash.","Warrants for 969,525 shares of common stock extended to June 30, 2026.","Closing scheduled for September 12, 2024; exchange extends maturity and reduces outstanding principal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214934,"accession_number":"0001021771-24-000170","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-08-29T23:59:59+00:00","items":["1.02","5.02","5.03","7.01","9.01"],"status":"ready","headline":"Kingstone Executive Chairman Barry Goldstein retiring; Thomas Newgarden named Non-Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Barry Goldstein will retire and resign as Executive Chairman effective September 10, 2024; his employment agreement terminates on that date.","Board appointed director Thomas Newgarden as Non-Executive Chairman, effective September 10, 2024.","Newgarden will receive $125,000 per annum for his services as Non-Executive Chairman.","Board also adopted bylaw amendment clarifying duties of Chairman and President."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214933,"accession_number":"0001021771-24-000164","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-08-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Companies files Q2 2024 earnings; press release details not included in query","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Q2 2024 earnings press released as Exhibit 99.1; full text not appended to the user-provided filing.","No revenue, EPS, or balance sheet figures can be extracted from the 8-K body alone.","Filing under Items 2.02 and 7.01; investors should consult the separate press release for financial results.","No guidance changes, dividend updates, or other material disclosures are present in the filing text.","Specific numbers and management commentary would be found in the unattached exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":72267292.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214932,"accession_number":"0001021771-24-000162","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Kingstone shareholders elect all 8 directors, approve 2024 equity plan, ratify Marcum LLP","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 8 director nominees elected with 4.80M-4.90M votes for; broker non-votes ~3.01M.","2024 Equity Participation Plan approved: 4.38M for, 0.52M against, 14K abstentions.","Marcum LLP ratified as auditor for FY2024: 7.90M for, 18K against, 4K abstentions.","Advisory vote on named executive officer compensation passed: 4.75M for, 0.15M against.","Annual meeting held August 7, 2024; all proposals passed with required majorities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214931,"accession_number":"0001021771-24-000156","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone reports preliminary Q2 net income $1.2M vs prior year loss; combined ratio 93.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Preliminary net income $1.2M ($0.10 diluted EPS) vs net loss $2.4M ($0.22 loss) in Q2 2023.","Gross premiums written $34.9M, up from $33.8M YoY.","Combined ratio improved to 93.7% from 106.4% YoY, driven by lower loss costs.","Net investment income $1.5M, up from $1.2M YoY.","Conference call scheduled August 13, 2024 at 8:30 AM ET."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":72267292.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":214930,"accession_number":"0001021771-24-000154","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-07-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone issues letter to stockholders on market opportunity changes; no details provided","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Press release dated July 22, 2024 references a letter to stockholders about changes in market opportunity.","No specific financial figures, strategic actions, or guidance changes are disclosed in the filing or exhibits.","Further details are unavailable as the exhibit text was not included in the provided document."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234129,"accession_number":"0001021771-24-000150","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kingstone finalizes reinsurance program, but specific terms not disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Reinsurance program finalized for July 1, 2024 through June 30, 2025.","Press release announcing the program was furnished but contained no financial terms or coverage details.","No material quantitative information about cost, limits, or counterparties provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234128,"accession_number":"0001021771-24-000144","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Kingstone appoints Thomas Newgarden to board of directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas Newgarden appointed to board effective June 14, 2024.","Newgarden has 30+ years in P&C personal lines; served as EVP and Chief Underwriting Officer at National General Insurance.","He played key role in acquisition and rehabilitation of National General (formerly GMAC Insurance) and its sale to Allstate in 2022.","Since leaving Allstate in 2022, Newgarden worked as consultant/advisor to insurance carriers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234127,"accession_number":"0001021771-24-000138","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Kingstone Companies enters into $16.4M ATM equity offering with Janney Montgomery Scott LLC","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered Sales Agreement with Janney Montgomery Scott for at-the-market offering of up to $16.4M of common stock.","Agent receives 2.0% commission; offering made under effective S-3 registration statement.","Company not obligated to sell any shares; Agent uses commercially reasonable efforts.","Prospectus Supplement dated May 24, 2024 filed with SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234126,"accession_number":"0001021771-24-000128","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kingstone Companies adopts 2024 equity plan, authorizes 1M shares, subject to shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted 2024 Equity Participation Plan on May 10, 2024; replaces 2014 plan expiring Aug 12, 2024.","Plan authorizes 1,000,000 shares of common stock for grants of options, SARs, and stock bonuses.","Adoption is effective immediately; shareholder approval required for the plan to become operative.","Plan is administered by the Board or Compensation Committee; eligible participants include employees, directors, consultants.","Options under the plan have a 10-year maximum term; exercise price at least fair market value on grant date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234125,"accession_number":"0001021771-24-000126","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone Companies reports Q1 2024 results; specifics not provided in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Reported Q1 2024 financial results for period ended March 31, 2024.","Conference call for analysts and investors scheduled for May 14, 2024 at 8:30 AM ET.","Investor presentation available via company website's Investor Relations section."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":35765177.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234124,"accession_number":"0001021771-24-000117","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-05-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kingstone appoints Victor Brodsky as CAO; Michelle Gage terminated Apr 26","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Michelle Gage terminated as Chief Accounting Officer effective April 26, 2024.","Victor Brodsky appointed as new Chief Accounting Officer effective May 1, 2024.","Brodsky previously served as CFO (2009-2020), Treasurer, and CAO (2007-2009), plus consultant from Oct 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234123,"accession_number":"0001021771-24-000115","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-04-29T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone announces preliminary Q1 2024 results; conference call set for May 14","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued April 29, 2024, with preliminary financial results for Q1 2024 (quarter ended March 31, 2024).","Conference call for analysts and investors scheduled for May 14, 2024, at 8:30 AM ET.","Full financial results news release to be issued May 13, 2024, after market close.","No specific financial figures provided in the 8-K; preliminary results not yet detailed."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":35765177.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234122,"accession_number":"0001021771-24-000101","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Kingstone extends CEO Meryl Golden's contract to 2026, raises base salary to $550K","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Meryl Golden's employment extended to Dec 31, 2026; base salary raised to $550K from $500K.","Annual bonus remains up to 3% of operating profit before investment income, capped at 1.25x base salary.","Restricted stock grants: 40,000 shares in Jan 2025 and Jan 2026; vesting through Dec 31, 2026.","On termination without cause or for good reason, Golden receives remaining salary and bonus; change-of-control provides 1.5x salary plus accrued bonus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234121,"accession_number":"0001021771-24-000093","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-04-11T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Kingstone appoints Manmohan Singh to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Manmohan Singh appointed as director effective April 9, 2024 pursuant to Note and Warrant Exchange Agreement.","Singh is Group CFO and Head of Corporate Development for Angel Oak Companies, with background in insurance investment banking at Sandler O'Neill/Piper Sandler.","Appointment made under nomination right held by majority holders of promissory notes issued under December 2022 Exchange Agreement.","Singh holds MBA from Indiana University, MS in Finance from University of Delhi, and BE from Deenbandhu Chhotu Ram University."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252060,"accession_number":"0001021771-24-000082","cik":33992,"company_name":"KINGSTONE COMPANIES, INC.","ticker":"KINS","form_type":"8-K","filed_at":"2024-03-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kingstone reports Q4/FY2023 earnings; figures not available in provided text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release (Ex-99.1) and investor presentation (Ex-99.2) furnished for Q4 and FY2023 ended 12/31/23.","Conference call for analysts and investors scheduled for March 28, 2024 at 8:30 AM ET.","Actual financial results (revenue, EPS, etc.) not extractable from this filing excerpt—exhibits omitted.","Presentation materials will be used in future investor communications and may be updated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":230164125.5403226,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-03-27T23:59:59+00:00|252060"}