{"filings":[{"id":677757,"accession_number":"0000860748-26-000056","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2026-05-27T12:01:43+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper appoints Stephen McAnena as President and CEO, effective June 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen J. McAnena appointed President, CEO, and Board member; previously EVP/COO at Horace Mann.","CEO compensation: $1M base salary, 150% target bonus, $3.5M equity grant (60% PSUs, 20% RSUs, 20% options).","Interim CEO C. 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remains EVP Executive Advisor through Dec 31, 2025.","Separation agreement provides cash severance of $2,025,000 (1.5x base salary plus target bonus), paid in lump sum.","Sanders eligible for 2025 annual bonus based on actual performance, paid by March 15, 2026.","Company will reimburse COBRA premiums for 18 months and provide financial planning services through Dec 2026.","Outstanding equity awards may continue vesting if Sanders meets retirement eligibility criteria."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131545,"accession_number":"0000860748-25-000225","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper grants $2.225M retention RSUs to CFO, CIO, and Auto president","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["CFO Camden receives $775k retention RSU; vests 50% at year one and 50% at year two.","CIO Boschelli receives $675k retention RSU; same two-year vesting schedule.","Auto president Hunton receives $775k retention RSU; same vesting terms.","Awards follow recent leadership changes; approved by compensation committee after consultant review.","Grant date expected to be first trading day of December 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131541,"accession_number":"0000860748-25-000220","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K/A","filed_at":"2025-11-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper Corporation amends 8-K to disclose Interim CEO compensation for C. Thomas Evans Jr.","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["C. Thomas Evans Jr. appointed Interim President and CEO effective October 14, 2025.","Annual base salary of $800,000 approved by the Compensation Committee on November 4, 2025.","Restricted stock unit award with grant date fair value of $1,000,000 approved.","Award vests 50% on first anniversary and 50% on second anniversary of grant date.","Grant date expected to be first trading day in December 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131544,"accession_number":"0000860748-25-000213","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q3 net loss $21M vs prior year profit $73.7M; adjusted EPS $0.33 from $1.62","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $21.0M ($0.34 per share) in Q3 2025 vs net income $73.7M ($1.14 per share) in Q3 2024.","Adjusted consolidated net operating income fell to $20.4M ($0.33 per share) from $105.0M ($1.62).","Specialty P&C segment pressured results; management taking actions to improve profitability and growth.","Trailing 12-month operating cash flow ~$585M; parent liquidity ~$1.0B.","Repurchased ~5.1M shares for ~$266M (avg $52.65) from July 1 through October 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":2.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":3658300000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131543,"accession_number":"0000860748-25-000202","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper's EVP and Chief Claims Officer Duane Sanders to depart Oct 22, remain advisor through Dec 31","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Duane A. Sanders steps down as EVP and Chief Claims Officer, P&C, effective October 22, 2025.","Will serve as EVP, Executive Advisor through December 31, 2025 to ensure smooth transition.","Separation agreement includes release of claims and restrictive covenants; terms to be disclosed later."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131542,"accession_number":"0000860748-25-000198","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CEO Joseph P. Lacher, Jr. steps down; C. Thomas Evans, Jr. appointed interim CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joseph P. Lacher, Jr. steps down as President/CEO and resigns from Board, effective Oct 14, 2025; remains advisor through Dec 31, 2025.","C. Thomas Evans, Jr. (EVP, Secretary, General Counsel, Company veteran since 1992) appointed Interim CEO effective Oct 14, 2025.","Board of Directors forms search committee and will engage a leading global executive search firm for CEO search.","Separation agreement: cash severance of $5,720,000 (2x base salary + target bonus), plus 2025 bonus, healthcare, outplacement, and continued equity vesting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148117,"accession_number":"0000860748-25-000194","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-08-14T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Kemper launches $150M accelerated share repurchase; initial 2.28M shares Aug 14","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$150M ASR agreement with Goldman Sachs; initial delivery of 2,279,203 shares on Aug 14, 2025.","Shares repurchased under existing $550M authorization; expected completion in Q4 2025 (approx 3 months).","CEO Lacher: 'strong confidence in business' and shares undervalued; disciplined capital deployment.","Aggregate purchase price funded with cash on hand."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148116,"accession_number":"0000860748-25-000187","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kemper announces $500M share repurchase authorization and $0.32 quarterly dividend","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved up to $500M in common stock repurchases at company discretion.","Quarterly dividend of $0.32 per share declared, payable Sept 2, 2025 to holders of record Aug 18, 2025.","CEO cites disciplined capital strategy and confidence in business performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148115,"accession_number":"0000860748-25-000182","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q2 net income $72.6M ($1.12 EPS); adjusted net operating income $84.1M ($1.30 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $72.6M ($1.12 diluted EPS) vs $75.4M ($1.16) Q2 2024, down 3.7%.","Adjusted Consolidated Net Operating Income $84.1M ($1.30 diluted EPS) vs $91.7M ($1.42), down 8.3%.","Specialty P&C policies-in-force grew 8% YoY; underlying combined ratio 93.6% in Q2.","Parent liquidity ~$1.1B; repurchased $80M of stock between Apr 1 - Jul 31, 2025.","Trailing 12-month operating cash flow ~$590M; BVPS up 12% YoY, adjusted BVPS up 14.3%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":2418600000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166872,"accession_number":"0000860748-25-000138","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Kemper adopts 2nd A&R Omnibus Plan, adding 625,000 authorized shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan approved by shareholders at May 7, 2025 annual meeting and adopted by board same date.","All 10 director nominees elected; Joseph Lacher received 93% of votes cast (1.1M abstentions).","Say-on-pay passed with 41.6M for, 9.2M against (82% support, 18% opposed).","Deloitte & Touche ratified as independent auditor for 2025 with 56.7M for, 1.2M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166871,"accession_number":"0000860748-25-000129","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q1 net income $99.7M ($1.54 EPS), adjusted EPS $1.65, up YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $99.7M (diluted EPS $1.54) vs $71.3M ($1.10) in Q1 2024; adjusted operating income $106.4M ($1.65).","Specialty P&C written premium grew 24% YoY; underlying combined ratio of 92%.","Life operating income $17M; parent liquidity ~$1B; debt-to-capital ratio improved to 22.9%.","Trailing 12-month operating cash flow increased to $520M.","Adjusted ROE of 21%; ROE of 14% for the quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.54,"consensus_revenue_estimate":null,"consensus_revenue_actual":1193000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184275,"accession_number":"0000860748-25-000026","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-02-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q4 net income $97.4M ($1.51 EPS) vs $51.4M YoY; adjusted op income $115.1M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $97.4M ($1.51 diluted EPS) vs $51.4M ($0.80) in Q4 2023; adjusted net op income $115.1M ($1.78).","Q4 ROE 14.0%, adjusted ROE 21.4%; FY 2024 ROE 11.9%, adjusted ROE 18.3%.","Specialty P&C PIF growth 5.1% YoY; underlying combined ratio 91.7% for Q4, 91.5% annual.","Parent liquidity $1.3B; repurchased ~$14M stock, increased quarterly dividend, retiring $450M senior notes.","Life business continued strong return on capital and distributable cash flows."],"consensus_eps_estimate":null,"consensus_eps_actual":4.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":4638600000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184274,"accession_number":"0000860748-25-000005","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kemper reports preliminary CA wildfire losses <$1M; Q4 earnings Feb 5","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Preliminary estimated California wildfire losses for Q1 2025 through Jan 22 are less than $1 million.","Fourth quarter 2024 earnings release scheduled for February 5, 2025 after market close.","Conference call to discuss Q4 results on Feb 5 at 5:00 pm Eastern (888.259.6580, ID 79586).","Annual report on Form 10-K expected to be filed shortly after the earnings release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200872,"accession_number":"0000860748-24-000225","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q3 net income $73.7M ($1.14/share) vs year-ago loss of $146.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $73.7M ($1.14 diluted EPS) vs net loss $146.3M ($-2.28) in Q3 2023.","Adjusted consolidated net operating income $105.0M ($1.62/share) vs adjusted loss $27.8M ($-0.44).","Specialty P&C underlying combined ratio 91.3%; sequential PIF growth 4.5%.","Parent liquidity $1.3B; repurchased $25M stock; plans to retire $450M senior notes due Feb 2025.","ROE 10.8%, adjusted ROE 16.7%; Life business strong return on capital and cash flows."],"consensus_eps_estimate":null,"consensus_eps_actual":3.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":3451800000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216865,"accession_number":"0000860748-24-000198","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-08-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper swings to Q2 net income of $75.4M from $97.1M loss; Specialty P&C combined ratio improves to 89.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $75.4M ($1.16 diluted EPS) vs net loss of $97.1M ($(1.52) per share) in Q2 2023.","Adjusted Consolidated Net Operating Income of $91.7M ($1.42) vs loss of $14.2M ($(0.22)) in prior year.","Specialty P&C underlying combined ratio improved to 89.6% (12.4 pts YoY improvement); PIF grew 4.6% sequentially.","Parent liquidity at $1.1B; insurance entities well capitalized. CEO cites third straight quarter of operating profitability.","ROE of 11.5% and Adjusted ROE of 17.6% for Q2 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":2272900000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216864,"accession_number":"0000860748-24-000184","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kemper pre-announces Q2 2024 net income range $70M-$80M; earnings release Aug 5","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Preliminary net income range of $70-$80M for Q2 2024.","Adjusted consolidated net operating income range of $85-$95M.","Full earnings release and 10-Q scheduled after market close on August 5, 2024; conference call at 5:00 pm ET.","No segment or prior-period comparisons provided in preliminary announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":2.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":2272900000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236601,"accession_number":"0000860748-24-000142","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Kemper separates Chairman/CEO roles; elects Gerald Laderman as Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gerald Laderman elected Chairman of the Board, effective May 1, 2024.","Joseph P. Lacher, Jr. continues as CEO, President and Director.","Stuart B. Parker shifts from Lead Director back to Director.","Shareholders approved Amended 2023 Omnibus Plan, increasing authorized shares by 800,000.","All 10 director nominees and other proposals approved at annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236600,"accession_number":"0000860748-24-000130","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-05-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper swings to Q1 net income of $71.3M from loss; Specialty P&C combined ratio improves to 93.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $71.3M ($1.10/diluted) vs net loss of $80.1M ($1.25 loss) in Q1 2023.","Adjusted net operating income $69.7M ($1.07/diluted) vs adjusted net operating loss $55.7M ($0.87 loss) YoY.","Specialty P&C underlying combined ratio 93.6%, a 14.4 point improvement YoY and 4.6 points sequentially.","Parent liquidity remains strong at $1.1B; insurance subsidiaries well capitalized.","CEO: profit restoration actions exceeded target returns; focus on stabilizing policy in force levels."],"consensus_eps_estimate":null,"consensus_eps_actual":1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":1143000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":236599,"accession_number":"0000860748-24-000106","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kemper pre-announces Q1 net income $65-75M; Auto combined ratio 94.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated net income and adjusted consolidated net operating income $65-75M.","Kemper Auto combined ratio 94.8%; underlying combined ratio 93.6%.","New written premium up >200% QoQ; PIF sequential decline slowed to 5.5% from 8.9%.","Kemper Life after-tax income ~$12M; parent liquidity ~$1.1B.","Earnings call scheduled May 1 at 5pm ET; Q1 release after market close."],"consensus_eps_estimate":null,"consensus_eps_actual":1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":1143000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254234,"accession_number":"0000860748-24-000094","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-02-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper names Bradley Camden permanent CFO, effective immediately","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Camden, 45, named EVP and CFO; previously Interim CFO since September 2023.","Base salary raised to $575,000; STI target 75% of base, LTI target 225% of base.","Camden joined Kemper in 2020 as Treasurer; prior 15 years at Northern Trust Asset Management.","CEO Lacher stated Camden was 'clearly the strongest choice' after a thorough search."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254233,"accession_number":"0000860748-24-000048","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-02-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper elects Suzet McKinney to board; Christopher Sarofim to retire at May meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Suzet M. McKinney elected to Kemper's board, effective Feb 7, 2024; she is Principal & Director of Life Sciences at Sterling Bay.","Christopher Sarofim will retire as director at end of his term (May 1, 2024) after 11 years of service.","McKinney appointed to Risk and Compensation Committees; no material transactions or arrangements disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254232,"accession_number":"0000860748-24-000016","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-02-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q4 2023 net income of $51.4M ($0.80 EPS) vs loss of $53.3M a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.4M ($0.80 diluted EPS) vs net loss $53.3M ($0.84 loss) in Q4 2022.","Adjusted consolidated net operating income $50.5M ($0.78/sh) vs loss of $23.5M ($0.36 loss) prior year.","Specialty P&C underlying combined ratio improved 2.3% sequentially to 98.2%; achieved $150M expense savings target.","Parent liquidity increased to $1.1B, up $325M from prior quarter; Bermuda optimization generated ~$330M dividends.","Life business continues stable earnings; management expects return to target margins in 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":4944200000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254231,"accession_number":"0000860748-24-000012","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper finalizes separation agreement with ex-CFO McKinney for $1.975M cash severance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Former CFO James J. McKinney to receive $1,975,000 cash severance in two installments.","Severance includes payment for accrued PTO and up to 12 months outplacement services.","Agreement includes 12-month non-solicitation, non-disparagement, and standstill covenants through Q2 2024 earnings.","McKinney forfeits 2023 cash bonus and outstanding equity awards per plan terms.","Separation follows his September 2023 resignation; employment ended Dec 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254230,"accession_number":"0000860748-24-000007","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kemper preliminary Q4 2023 net income $45M-$55M, auto combined ratio 98.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated net income and adjusted consolidated net operating income of $45M-$55M for Q4 2023.","Kemper Auto combined ratio 98.5% (underlying 98.2%); PPA 99.5%, Commercial Vehicle 94.9%.","Parent liquidity ~$1.1B, up ~$300M; paid ~$330M in Life dividends from Bermuda optimization.","Achieved multi-year goal of $150M run-rate cost savings; further optimization continues.","Preferred P&C exit proceeding; anticipate $175M+ capital release by year-end 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":4944200000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271717,"accession_number":"0000860748-23-000183","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q3 net loss of $146.3M ($2.28/share); adjusted loss $27.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $146.3M ($2.28 per diluted share) vs net loss of $74.8M ($1.17) in Q3 2022.","Adjusted net operating loss $27.9M ($0.44/share) vs $27.0M ($0.43) prior year, roughly flat.","Includes $55.5M after-tax non-cash charge for pension plan termination and $22.9M after-tax net realized losses.","Specialty Auto underlying combined ratio improved 1.5 points sequentially; unfavorable prior-year reserve development from Florida PIP.","Implementation of 30 points of CA specialty auto rate; strategic initiatives on track; Life trends stable."],"consensus_eps_estimate":null,"consensus_eps_actual":-5.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":3757000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271716,"accession_number":"0000860748-23-000176","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Kemper prelim Q3 net loss $140M-$150M; reaffirms 2024 ROE of 10%+","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated Q3 2023 net loss $140-150M; adjusted net operating loss $25-35M.","Includes $56M after-tax pension termination charge and $25M net realized investment losses.","Kemper Auto combined ratio 109.9%; unfavorable prior year reserve development $78M, mainly Florida PIP.","Parent liquidity ~$800M; anticipate $250M+ Life dividend to parent in Q4 2023 from Bermuda optimization.","Reaffirms 2024 ROE guidance of 10% or greater; cost initiatives on track."],"consensus_eps_estimate":null,"consensus_eps_actual":-5.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":3757000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288567,"accession_number":"0001193125-23-236914","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-09-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper names Bradley Camden Interim CFO; James McKinney becomes senior advisor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Bradley T. Camden appointed Interim CFO effective Sept 13, 2023, replacing James J. McKinney.","McKinney will serve as a senior advisor; formal search for permanent CFO is underway.","Camden joined Kemper in 2020 as Treasurer and led Kemper Bermuda Ltd. and Kemper Reciprocal initiatives.","Camden brings 15 years of finance leadership at Northern Trust Asset Management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288566,"accession_number":"0000860748-23-000151","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-08-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q2 net loss $97.1M; adjusted operating loss narrows to $16.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $97.1M ($1.52/sh) vs $72.2M ($1.13/sh) loss a year ago, includes $45.5M goodwill impairment.","Adjusted net operating loss improved to $16.9M ($0.26/sh) from $37.2M ($0.58/sh).","Specialty P&C underlying combined ratio improved 6 points; Specialty Auto received second CA rate approval.","Management anticipates continued improvement in H2 2023; targets 10%+ ROE in 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":2557600000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288565,"accession_number":"0000860748-23-000149","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-08-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kemper exits preferred home & auto insurance; $500M premium, $45.5M impairment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All preferred home/auto policies will be non-renewed or canceled per state regulations.","Preferred P&C business includes eight underwriting companies, ~$500M written premium.","After-tax goodwill impairment of $45.5M previously recorded from strategic review.","Exit releases capital to support core specialty auto (Kemper Auto) and life (Kemper Life).","CEO Lacher cites thoughtful evaluation; no impact on specialty or life segments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":288564,"accession_number":"0000860748-23-000142","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper estimates Q2 net loss $95-105M, records $45.5M goodwill impairment","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated net loss $95-105M and adjusted consolidated net operating loss $15-25M.","After-tax goodwill impairment of $45.5M recorded for Kemper Personal Insurance strategic review.","Combined ratios: Kemper Auto 107%, Personal Insurance 113%, Life & Health unaffected.","Preliminary unfavorable reserve development of ~$26M, catastrophe losses ~$39M pre-tax.","Life & Health after-tax income ~$9M for the quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":2557600000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309113,"accession_number":"0000860748-23-000116","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q1 net loss $80.1M ($1.25/sh); adjusted loss $65.2M; $0.31 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $80.1M ($1.25 diluted EPS); prior year Q1 net loss was $86.3M ($1.36).","Adjusted consolidated net operating loss of $65.2M ($1.02/sh) vs $51.6M ($0.81) a year ago.","Results hit by catastrophe losses, prior-year adverse development, and higher-than-anticipated frequency.","CEO expects return to underwriting profitability by end of 2023; rate actions and tightened underwriting underway.","Quarterly dividend declared at $0.31 per share, consistent with prior rate."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":1294800000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309112,"accession_number":"0000860748-23-000087","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-05-04T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Kemper shareholders approve 2023 Omnibus Plan, elect all 11 directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["2023 Omnibus Plan adopted effective May 3, 2023; approved by shareholders with 52.8M for vs 1.0M against.","All 11 director nominees elected; typical vote totals 45-54M for, minimal against/abstain.","Say-on-pay advisory vote received 37.8M for, 16.1M against; passed.","Ratification of Deloitte & Touche as auditor for 2023 approved with 58.7M for, 0.9M against.","Advisory vote on frequency of future say-on-pay decided on one-year interval with 50.7M votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309111,"accession_number":"0000860748-23-000081","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper prelim Q1 net loss $75-85M; auto combined ratio 112%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated net loss of $75-85M; adjusted net operating loss of $60-70M.","Prelim combined ratio: Kemper Auto 112%, Personal Insurance 117%, Home & Other 115%.","Prior-year reserve additions of ~$42M from higher bodily injury, property damage frequency.","Prelim pre-tax catastrophe losses ~$29M; Life & Health after-tax income ~$13M under LDTI.","Full Q1 results on May 8, 2023; exhibit notes adverse frequency impact from new business."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":1294800000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327873,"accession_number":"0000860748-23-000068","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-03-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Kemper investor day outlines path to 2024 target returns, $150M+ cost savings by 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Aims for positive adjusted net operating profit in 1H'23 and underwriting profit in 2H'23; targets 10-12% ROE and 14-16% ROATCE by 2024.","Cost optimization: $150M+ annualized run-rate savings by end 2025; $36M in charges incurred to date on $61M realized savings.","Specialty P&C filed 43 points of rate since 2Q'21; expects >13% additional rate to earn-in through 2023; YE 2023 underlying combined ratio target 97-100%.","Investor day reaffirms focus on specialty auto and life; completed sale of Kemper Health (Reserve National) on 12/1/22.","Macro tailwinds cited: rising interest rates, declining mortality, moderating severity inflation improving profit outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327872,"accession_number":"0000860748-23-000046","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-02-03T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper elects Alberto Paracchini to board; director Robert Joyce to retire at May 2023 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Alberto Paracchini elected to board effective Feb 1, 2023; appointed to Audit and Risk Committees.","Paracchini is CEO of Byline Bank with nearly 20 years in financial services.","Robert Joyce to retire after his term ends May 4, 2023; will not stand for re-election.","Joyce served on board since 2012, including as chairman (2015-2021) and lead director.","Board expands to 12 directors, 10 of whom are independent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327871,"accession_number":"0000860748-23-000042","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-02-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q4 net loss of $55.5M; adjusted net operating loss improves to $26.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $55.5M ($0.87 diluted loss) improved from $105.8M loss ($1.66) in Q4 2021.","Adjusted Consolidated Net Operating Loss narrowed to $26.6M ($0.41) from $130.8M ($2.05) YoY.","Filed additional rate increases: 20% on 58% of Specialty P&C personal auto book; 16% on 15% of Preferred auto book.","Restructuring program achieved $61M run-rate savings; declared $0.31 per share quarterly dividend.","Completed divestiture of Kemper Health; initial reciprocal exchange filing submitted to Illinois DOI."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":5576800000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327870,"accession_number":"0000860748-23-000007","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper preliminary Q4 2022 net loss $50-65M; combined ratios >100%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Estimated Q4 net loss of $50-65M; adjusted net operating loss $25-35M.","Q4 combined ratios: Kemper Auto 109%, Kemper Personal Insurance 111%.","Adverse prior year reserve development of $8M in Q4; total favorable $17M for year.","Catastrophe losses for Q4: $9M.","Full year combined ratios: Auto 108%, Personal Insurance 114%."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":5576800000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345547,"accession_number":"0000860748-22-000191","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-12-06T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Kemper amends bylaws for universal proxy rules and DGCL updates","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Enhanced disclosure requirements for stockholder nominations and proposals, including mandatory interviews.","Incorporates Universal Proxy Rules (Rule 14a-19) with remedies for non-compliance by stockholders.","Updated adjournment and stockholder list provisions to reflect recent DGCL amendments.","Clarifies that notice of Board meetings need not specify business purpose; other ministerial updates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":345546,"accession_number":"0000860748-22-000170","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper reports Q3 net loss of $76.2M ($1.19 per share); adjusted net operating loss narrows to $30.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $76.2M ($1.19 diluted EPS) vs $75.3M loss in Q3 2021.","Adjusted net operating loss narrowed to $30.5M ($0.48 per share) from $75.8M loss a year ago.","Filed additional 16% rate increase in Specialty P&C Personal Auto on 7% of book; rate actions ahead of schedule.","Announced restructuring, offshore captive enabling $300M dividend, and transformation to fee-based reciprocal model.","Declared dividend of $0.31 per share; total liquidity $1.4B."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":4200100000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361994,"accession_number":"0000860748-22-000157","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-09-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper appoints James A. Alexander as principal accounting officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James A. Alexander, age 56, appointed as principal accounting officer effective September 13, 2022.","Annual base salary of $425,000; eligible for annual cash bonus and LTI plan with target value of 80% of base.","One-time LTI award of $315,000 in RSUs vesting in three tranches: $30,000 after one year, $190,000 in March 2024, $95,000 in March 2025.","Sign-on bonuses totaling $705,000: $55,000 payable within 30 days of start, $650,000 in February 2023, subject to continued employment.","Previously served as Chief Accounting Officer at Element Fleet Management and Deputy Corporate Controller at AIG."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361993,"accession_number":"0000860748-22-000150","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-08-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Kemper appoints James Alexander as Chief Accounting Officer; Omiridis resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Alexander to join as SVP, Chief Accounting Officer effective Sept. 6, 2022; replaces Anastasios Omiridis.","Omiridis resigned effective Aug. 31, 2022; his departure is personal and not due to any disagreement.","CFO James McKinney will serve as interim principal accounting officer until Alexander's appointment.","Alexander previously served as CAO and Corporate Controller at Element Fleet Management Corporation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361992,"accession_number":"0000860748-22-000133","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Kemper Q2 net loss $74.7M (-$1.17/diluted); adj. op. loss -$0.62/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $74.7M versus $62.6M loss in Q2 2021; loss per share $(1.17).","Adjusted consolidated net operating loss $39.7M ($0.62/diluted), improved from $99.4M loss prior year.","Specialty P&C auto filed 19% rate increase on 30% of book; Preferred filed 7% on 33% of book.","Commercial vehicle net written premiums grew 42% YoY; holding company liquidity ~$1.2B.","Declared dividend $0.31/share; personal auto margins pressured by inflation."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":2822500000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":361991,"accession_number":"0000860748-22-000131","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-08-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Kemper sells Reserve National to Medical Mutual of Ohio for $90M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal value $90M; Reserve National wrote >$170M in premiums in 2021.","Close expected late 2022 or early 2023, subject to regulatory approval.","Kemper expects to record a gain and will use proceeds to invest in P&C and life businesses.","Medical Mutual expands product offerings and geographic footprint with this acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381472,"accession_number":"0000860748-22-000100","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-05-11T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Kemper subsidiary AACC enters borrowing agreement with FHLB Chicago","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["AACC signed Advances Agreement with FHLB Chicago on May 10, 2022, allowing future loans.","Loans (Advances) require collateral including AACC's capital stock in FHLB.","Specific loan terms (amount, rate, repayment) will be set in separate confirmations.","Agreement includes standard events of default, remedies, and representations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":381471,"accession_number":"0000860748-22-000073","cik":860748,"company_name":"KEMPER Corp","ticker":"KMPR","form_type":"8-K","filed_at":"2022-05-05T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Kemper declares $0.31 dividend; Stuart Parker named lead director","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quarterly dividend of $0.31 per share, payable May 31, 2022 to shareholders of record May 16, 2022.","Stuart B. Parker appointed independent lead director, effective immediately, succeeding Robert J. Joyce.","Joyce remains on the board, serving on Governance and Risk Committees.","All 11 director nominees elected; say-on-pay advisory vote passed with 27.6M for, 23.5M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1539561128.949079,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-05-05T23:59:59+00:00|381471"}