{"filings":[{"id":835516,"accession_number":"0000950103-26-008473","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-06-03T20:54:35+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult (KPLT) amends credit facility; waives default, removes minimum origination covenant","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Permanent waiver of default for failure to meet Minimum Trailing Three-Month Net Originations as of May 31, 2026.","Removes Minimum Trailing Net Three-Month Originations covenant and reduces advance rate under $110M facility.","Consents to Parent Reorganization Transaction including new guarantor Katapult Midco and Permitted Hawthorn Debt.","Third amendment since June 2025 loan; cumulative 11+ prior limited waivers signal ongoing financial pressure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95428,"accession_number":"0001628280-26-031645","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q1 revenue up 10% to $79M; net income $5.7M; merger with Aaron's on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $79.0M (+9.8% YoY); net income $5.7M vs loss of $5.7M YoY; Adjusted EBITDA $6.4M (+191% YoY).","Gross originations $64.2M (flat YoY); ex-home furnishings +17.5%; write-offs at 9.2% of revenue.","Pending merger with Aaron's and CCF Holdings expected to close Q3 2026; Katapult stockholders to own 6% of combined co.","Fixed cash operating expenses down 10.8% YoY; cash from operations $12.2M vs $3.4M YoY.","Adjusted net income $3.7M vs loss of $3.4M YoY; app marketplace gross originations up 3.1%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":79021000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95427,"accession_number":"0000950103-26-006873","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Katapult shareholders approve all three proposals at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Derek Medlin elected Class II director with 2,608,581 votes for (94.3% of votes cast).","Ratification of Grant Thornton as independent auditor for FY2026 approved: 3,400,543 votes for.","Non-binding advisory approval of executive compensation: 2,464,158 votes for.","Quorum of 80.51% of outstanding shares (3,544,589 shares) present at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95426,"accession_number":"0000950103-26-005778","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult enters Tenth Limited Waiver for loan breach; waives Q1 originations miss","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit parties failed to maintain Minimum Trailing Three-Month Net Originations as of March 31, 2026.","Charge-off percentage ratio exceeded thresholds for vintage pools in Dec 2025, Jan/Feb 2026 monthly reports.","Waiver permanently waives the resulting default and any advance rate reduction from trigger events.","Lenders include Midtown Madison Management LLC and Blue Owl Asset Income funds; effective April 15, 2026.","Credit parties represent no other defaults continuing and reaffirm obligations under the loan agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108506,"accession_number":"0001628280-26-016659","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-03-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q4 2025 revenue $73.9M (+17%), net income $19.8M; pending Aaron's merger on track","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 gross originations $77.9M (+3.7% YoY); full year $278.5M (+17.3%). Excluding home furnishings, Q4 originations +14.2%.","Q4 net income $19.8M vs loss $9.6M; adjusted EBITDA $5.4M vs loss $1.1M. Write-offs 9.6% of revenue.","Full year net income $1.4M vs loss $25.9M; adjusted EBITDA $12.4M vs $4.8M. Revenue $291.8M (+18%).","Pending merger with Aaron's/CCF expected to close Q2 2026; KPLT holders to own 6% of combined co.","Company not providing outlook due to pending transaction; customers showed signs of stress in holiday season."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108505,"accession_number":"0000950103-26-002455","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-02-20T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult permanently waives loan default for missing origination covenant as of Jan 31, 2026","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit Parties failed to maintain Minimum Trailing Three-Month Net Originations required by loan agreement as of Jan 31, 2026.","Eighth Limited Waiver permanently waives this Existing Default; effective February 13, 2026.","Waiver does not cure other defaults; lenders retain all other rights and remedies under the loan agreement.","This is the eighth in a series of waivers since September 2025, indicating ongoing covenant difficulties."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108504,"accession_number":"0000950103-26-000562","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult defaults on loan covenant; obtains permanent waiver from lenders","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Credit parties failed to maintain Minimum Trailing Three-Month Net Originations as of Dec 31, 2025.","Seventh Limited Waiver permanently waives that specific existing default under the Loan Agreement.","Waiver effective January 15, 2026; lenders include Blue Owl entities and Midtown Madison Management.","Credit parties release lenders from all claims arising before the waiver date.","No other defaults are waived; loan terms otherwise remain in full force."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108503,"accession_number":"0000950103-26-000342","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2026-01-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Katapult CAO resigns; names interim CAO; grants $400K retention award to president","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CAO Kaitlin Folan resigns effective Jan 19, 2026; departure not due to any disagreement with company.","Art Goss, VP Internal Audit, named interim CAO; will receive $5K/month stipend for six months.","Board approves $400K retention award to President & Chief Growth Officer Derek Medlin tied to pending merger.","Award payable in three installments: $80K on Jan 9, $160K at merger close, $160K six months later."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124946,"accession_number":"0000950103-25-016129","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult to combine with Aaron's and CCF Holdings; existing holders to own 6% of combined company","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Katapult enters merger agreement with Aaron's and CCF Holdings; close expected by Sept 30, 2026.","Existing Katapult stockholders to own approx. 6.0% on fully diluted basis; CCFI 79.9%, Aaron's 14.1%.","Consideration: Aaron's holders receive 11,369,237 Katapult shares; CCFI holders 58,516,558 shares.","Lock-up agreements restrict sales for six months post-close, phasing out over 12 months.","Termination fee of $1,514,174 payable by Katapult under certain circumstances; loan waiver obtained."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124945,"accession_number":"0000950103-25-015360","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-11-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Katapult board member Rubin resigns; Gregory L. Zink appointed as Class I director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey Rubin resigned from Katapult board effective Nov 25, 2025, with no disagreement.","Gregory L. Zink appointed Class I director effective Nov 26, 2025, filling vacancy.","Zink joins Audit, Compensation, and Nominating Committees; annual retainers total $72,500 plus RSU grant.","RSUs valued at $150,000, prorated, vesting at next annual meeting.","Zink designated by Hawthorn per Director Nomination Agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124944,"accession_number":"0000950103-25-014784","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult waives preliminary proxy deadline and adjusts preferred dividend rate trigger","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Waiver with HHCF Series 21 Sub (holder of 100% Series A & B convertible preferred) dated Nov 13, 2025.","Waives requirement to file preliminary proxy within 10 days after initial issue date of preferred stock.","Dividend rate increased from 18% to 19% only if stockholder approval not obtained by first annual meeting; prior accumulation waived.","Waiver does not otherwise amend the certificate of designations; rate remains 18% until potential trigger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124943,"accession_number":"0001628280-25-051329","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-11-12T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult reports Q3 2025 gross originations up 25.3%, revenue up 22.8%, and announces $65M investment from Hawthorn","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross originations reached $64.2 million in Q3 2025, a 25.3% increase year-over-year.","Net loss improved to $4.9 million from $8.9 million, while adjusted EBITDA rose to $4.4 million.","Hawthorn Horizon Credit Fund invested $65 million in convertible preferred stock at ~$11.89 per share.","Company expects Q4 2025 gross origination growth of 15%-20% and full year adjusted EBITDA of $8-$9 million.","Two new directors appointed to board; Brian Hirsch, Chris Masto, Jane Thompson stepped down."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":217876000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124942,"accession_number":"0000950103-25-014154","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["1.01","3.03","3.02","5.02","5.03","9.01"],"status":"ready","headline":"Katapult closes $65M convertible preferred investment; loan covenants amended, new directors appointed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 35K Series A shares at $1,000 each ($35M gross) and 30K Series B shares ($30M) to HHCF Series 21 Sub, LLC for aggregate $65M.","Series A conversion price $12.32; Series B $11.39. Full conversion would give Purchaser 54.5% ownership, subject to 19.99% cap until stockholder approval.","Net proceeds: repay $35M term loan in full; $30M partially repay revolving loan and for general corporate purposes.","Loan agreement amended to permanently waive defaults through Oct 31, 2025; lower advance rate to 90%; raise liquidity covenant thresholds.","Directors Philip Key Bartow III, Jeffrey Rubin appointed immediately; Derek Medlin and Daniel Easley appointed conditionally; stockholder meeting by Feb 27, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124941,"accession_number":"0000950103-25-013817","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult enters sixth limited waiver for loan covenant breach; lenders can convert debt to equity","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sixth limited waiver temporarily waives default for failing to maintain $61M minimum trailing three-month originations as of Aug 31 and Sep 30, 2025.","Waiver expires Oct 31, 2025; company has been in repeated covenant breach (prior waivers Sept 15, 29, Oct 13, 20, 27).","Existing default deemed continuing for conversion rights; Class B lenders may convert up to 100% of Term Loan to common stock at ~$12.85/share.","Agent and lenders have no obligation to extend waiver beyond Oct 31; company acknowledges no further commitment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124940,"accession_number":"0000950103-25-013675","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult obtains fifth limited waiver on loan covenant breach; default waived only until Oct 29","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Failed to maintain Minimum Trailing Three-Month Originations of at least $61M as of Aug 31 and Sep 30, 2025.","Fifth Limited Waiver temporarily waives the existing default only through October 29, 2025.","Class B Lenders may convert up to 100% of Term Loan into common stock; 20-day VWAP ~$13.04 as of Oct 24.","Prior waivers dated Sep 15, Sep 29, Oct 13, and Oct 20 show recurring covenant issues.","Company releases claims against lenders except for fraud, gross negligence, or willful misconduct."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124939,"accession_number":"0000950103-25-013412","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-10-20T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult gets temporary waiver of loan default until Oct 27; lenders may convert debt to equity","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Failed to maintain minimum $61M trailing three-month originations as of Aug 31 and Sep 30, 2025, triggering default.","Fourth Limited Waiver temporarily waives the default until 5:00 PM ET on October 27, 2025.","Default deemed continuing for conversion rights; Class B lenders can convert up to 100% of Term Loan into common stock.","Conversion price based on 20-day VWAP (approx $14.49 as of Oct 17, 2025), subject to a specified discount.","Credit parties release lenders from all claims except fraud, gross negligence, or willful misconduct."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124938,"accession_number":"0000950103-25-013098","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-10-14T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult obtains limited waiver on loan covenant default through Oct 20; lenders gain conversion rights at $16.54 VWAP","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Company defaulted on Minimum Trailing Three-Month Originations covenant as of Aug 31 and Sept 30, 2025.","Lenders temporarily waive default until Oct 20, 2025; no commitment to extend beyond.","Class B Lenders can convert up to 100% of Term Loan into common stock at 20-day VWAP (~$16.54 as of Oct 10).","Credit Parties release all claims against lenders except for fraud, gross negligence, or willful misconduct.","Conversion rights exercisable anytime after execution; potential significant dilution for existing shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141652,"accession_number":"0000950103-25-012458","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-09-29T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult enters second limited waiver; lenders can convert up to 100% term loan to common stock at ~$19.52/share","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Minimum trailing three-month originations covenant breached as of Aug 31, 2025; existing default temporarily waived until Oct 13, 2025.","Class B Lenders can convert up to 100% of term loan into common stock based on 20-day VWAP (~$19.52 as of Sep 26, 2025).","Conversion may dilute existing shareholders; lenders include multiple Blue Owl funds (Class A-1, A-2, B).","Credit Parties release all claims against Agent and Lenders, excluding fraud, gross negligence, or willful misconduct."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141651,"accession_number":"0000950103-25-011678","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-09-16T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult gets limited waiver through Sep 29 after breaching $61M origination covenant","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Failed to maintain Minimum Trailing Three-Month Originations of $61M as of Aug 31, 2025, triggering default.","Lenders (Blue Owl entities) temporarily waive default until 5:00 p.m. ET on September 29, 2025.","Waiver is limited to this specific default; other defaults not waived and lenders retain remedies.","During waiver period, the default is deemed continuing for purposes of Sections 2.4(a) and 4.2(c) of the loan agreement.","Credit parties release lenders from all claims arising on or before September 15, 2025, excluding fraud or willful misconduct."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141650,"accession_number":"0001628280-25-039999","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q2 gross origination +30% YoY, revenue +22%; raises FY2025 gross origination outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 gross originations $72.1M (+30.4% YoY); revenue $71.9M (+22.1%).","Adjusted EBITDA $0.3M vs. -$0.4M a year ago; net loss widened to $7.8M on $1.0M debt-extinguishment costs.","KPay gross originations surged 81% YoY; app marketplace drove ~60% of total originations.","Refinanced with Blue Owl: revolver increased to $110M, maturity extended to Dec 2026, rate cut ~150 bps.","Q3 2025 guidance: gross origination +25-30% YoY, revenue +20-25%, Adj. EBITDA $3-3.5M; FY2025 gross origination raised to +20-25%."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":143832000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141649,"accession_number":"0000950103-25-010121","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Katapult shareholders approve issuance of shares on warrant exercise and term loan conversion","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Special meeting held Aug 6, 2025; 68.48% quorum with 2,922,298 of 4,266,753 shares represented.","Proposal 1 (Nasdaq issuance) approved: 2,901,474 for, 20,103 against, 721 abstentions.","Proposal 2 (adjournment) approved but not needed as Proposal 1 passed.","Approval enables share issuance upon exercise of warrants and term loan conversion per proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141648,"accession_number":"0000950103-25-009941","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["1.01"],"status":"ready","headline":"Katapult obtains limited waiver for covenant breach under Refinancing Agreement","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered Limited Waiver on Aug 5, 2025, waiving failure to maintain Minimum Trailing Three Month Net Originations as of July 31, 2025.","Default/Event of Default had occurred under Refinancing Agreement due to the missed covenant.","Waiver granted by Midtown Madison Management LLC and lenders; company continues to seek stockholder approval for equity issuance.","Refinancing Transaction requires stockholder approval; Definitive Proxy Statement filed with SEC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159543,"accession_number":"0000950103-25-007354","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-06-13T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Katapult refinances credit: $110M revolver, $32.7M term loan at 18% PIK; warrants issued to Blue Owl","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $110M revolver (incl $20M new commitments) at SOFR+7%+0.10% spread; $32.7M term loan at 18% PIK interest.","Term loan convertible to equity at 50% discount to 20-day VWAP (floor $2); warrants for 486,264 shares at $0.01 to Blue Owl affiliates.","Stockholder approval required by Sep 1, 2025 for conversion; failure triggers default and acceleration.","Existing defaults waived contingent on stockholder approval; new covenants include minimum liquidity from Feb 2026.","Term loan conversion could dilute up to 80% of equity; warrants add ~10.7% of outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159542,"accession_number":"0000950103-25-007155","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Katapult enters third limited waiver, extends maturity to June 13 amid existing defaults","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Third Limited Waiver extends Maturity Date from June 9 to June 13, 2025; temporary waiver of existing defaults until then.","Existing defaults include liquidity <$10M, going concern opinion, total advance rate >120%, tangible net worth < -$50M.","Company is negotiating comprehensive maturity extension but may not complete on favorable terms; failure could materially affect business.","Lenders may make advances at their sole discretion; no commitment to further waivers or extensions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159541,"accession_number":"0001628280-25-029806","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Katapult shareholders elect Chris Masto, ratify auditor, approve exec comp","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Chris Masto elected Class I director with 2,522,364 votes for (98.2% of votes cast excluding broker non-votes).","Ratification of Grant Thornton as FY2025 auditor: 3,229,953 for, 7,754 against, 553 abstentions.","Non-binding advisory vote on executive compensation approved: 2,428,108 for, 139,832 against, 1,877 abstentions.","Advisory vote on say-on-pay frequency favored 'every year' with 2,552,994 votes (99.5% of votes cast).","Quorum achieved with 3,238,260 shares present (77.35% of outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159540,"accession_number":"0000950103-25-006977","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Katapult enters second limited waiver, extends loan maturity to June 9, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Second limited waiver extends maturity and waiver period from June 4 to June 9, 2025.","Company negotiating comprehensive maturity extension amendment; no assurance of favorable terms.","Existing defaults include liquidity below $10M, going concern opinion, total advance rate >120%, tangible net worth below -$50M.","During waiver period, agent and lenders may make advances in their sole discretion.","No obligation to extend waiver beyond June 9; full rights resume after."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159539,"accession_number":"0001628280-25-025669","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q1: gross originations +15.4%, revenue +10.6%; Q2 outlook accelerates to 25-30% growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross originations $64.2M (+15.4% YoY); total revenue $71.9M (+10.6% YoY).","Net loss $5.7M vs $0.6M loss prior year; adjusted EBITDA $2.2M vs $5.6M prior year.","Q2 outlook: 25-30% originations growth, 17-20% revenue growth, approx breakeven Adj EBITDA.","Full-year 2025 guidance reiterated: at least 20% originations growth, at least $10M positive Adj EBITDA.","KPay originations grew ~57% YoY; repeat customers 57.4% of originations."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":71946000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159537,"accession_number":"0001628280-25-026019","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K/A","filed_at":"2025-05-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q1 gross originations +15.4% to $64.2M; guides Q2 growth of 25-30%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $71.9M (+10.6% YoY); net loss widened to $5.7M from $0.6M loss in Q1 2024.","Adjusted EBITDA $2.2M vs $5.6M in prior year; adjusted net loss $3.4M vs adjusted net income $1.0M.","Q2 2025 outlook: gross originations +25-30%, revenue +17-20%, approximately breakeven Adjusted EBITDA.","FY2025 guidance reiterated: gross originations + at least 20%, revenue + at least 20%, Adj. EBITDA >= $10M.","Correction: Q4 2024 gross originations revised to $75.2M from $64.2M (no change to Q1 2025 results)."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":71946000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159538,"accession_number":"0001628280-25-017577","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-04-11T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Joyce Phillips will not stand for reelection at Katapult 2025 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Joyce Phillips informed Katapult on April 11, 2025, she will not stand for reelection at the 2025 Annual Meeting.","Phillips will continue to serve through the remainder of her current term.","Decision not related to any disagreement with the company on operations, policies, or practices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177907,"accession_number":"0001628280-25-015329","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-03-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q4 gross originations up 11% YoY; guides FY2025 revenue growth at least 20%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 gross originations $75.2M (+11.3% YoY); total revenue $63.0M (+9.4% YoY).","Q4 net loss narrowed to $9.6M from $14.6M YoY; adjusted EBITDA loss was $1.1M.","FY2024 net loss $26M vs. $37M in 2023; first full year of positive adjusted EBITDA ($5M).","Q1 2025 outlook: gross originations +11% YoY, revenue +10% YoY, adjusted EBITDA ~$3M.","FY2025 guidance: gross originations and revenue each +20% at least; adjusted EBITDA at least $10M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177906,"accession_number":"0001628280-25-008236","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2025-02-26T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Katapult amends credit agreement, waives defaults from data errors, reduces liquidity covenant","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Minimum liquidity covenant reduced from $10M to $7M through Dec 31, 2024, returns to $10M on Jan 1, 2025.","Max total advance rate for Q1 2025 increased from 120% to 125%.","Liquidity definition expanded to include deposits in Marqeta account for Katapult Pay.","Waives defaults from borrowing base certificate errors caused by data application issues.","Company now in full compliance with the credit agreement after discovering and resolving errors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194625,"accession_number":"0001628280-24-049191","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-11-26T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Katapult ups credit facility to $100M with committed and uncommitted increases","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Total facility increased from $75M to $100M via 17th amendment to credit agreement.","$15M committed increase in revolving commitments; $10M uncommitted line added.","Lenders waived original issue discount payable on the increase.","Amendment is separate from recently announced non-binding LOI for new credit lines."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194624,"accession_number":"0001628280-24-045449","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q3 revenue $60.3M (+10% YoY); net loss widens to $8.9M; guides FY Adj. EBITDA ~$5.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross originations $51.2M (+3.3% YoY); KPay originations up 86%, now 31% of total.","Net loss $8.9M vs. $4.1M loss a year ago; Adjusted EBITDA $0.6M vs. $0.9M.","FY 2024 outlook: gross originations +2-4%, revenue +10%+, Adj. EBITDA ~$5.5M.","Signed non-binding LOI for new credit facility to refinance existing $67.3M debt.","Q4 guidance: gross originations +6-8%, revenue +5-7%, breakeven Adj. EBITDA."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":184231000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210931,"accession_number":"0001628280-24-038105","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-08-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Katapult promotes COO Derek Medlin to President and Chief Growth Officer, effective Aug 16, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Medlin's base salary increased from $472,500 to $520,000; 2024 bonus target raised from 75% to 100%.","Medlin will lead business development, marketing & operations to accelerate gross originations and revenue growth.","Technology, legal & compliance teams will now report directly to CEO Orlando Zayas.","Medlin previously served as COO since 2018; under him origins grew seven consecutive quarters and LTM revenue >$230M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210930,"accession_number":"0001628280-24-037033","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-08-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q2 revenue up 8.7% to $58.9M; net loss narrows; reiterates FY24 at least 10% growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross originations $55.3M (+1.1% YoY); Katapult Pay originations more than doubled.","Adjusted EBITDA loss improved to $0.4M from $1.5M loss; Q3 guide calls for breakeven or better.","Non-Wayfair gross originations 52% of base, grew nearly 20%; NPS 62; 59.3% repeat customers.","Ended Q2 cash $38.4M (incl. $4.6M restricted); debt $69.7M on credit facility.","FY24 outlook reiterated: at least 10% gross origination and revenue growth; positive Adj. EBITDA."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":123924000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210929,"accession_number":"0001628280-24-032234","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Appoints Kaitlin Folan as CAO effective July 22, 2024; $345k base salary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Kaitlin Folan named Chief Accounting Officer, effective July 22, 2024; Arthur Goss returns to VP Internal Audit.","Annual base salary of $345,000; target annual incentive at 40% of base salary.","One-time RSU award of 10,000 units vesting over 3 years (33.3% year 1, then quarterly).","$50,000 cash sign-on bonus paid in two installments through Q2 2025.","Folan previously VP Financial Accounting at BJ's Wholesale Club and Managing Director at PwC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229382,"accession_number":"0001628280-24-027702","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-06-11T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Katapult Holdings elects Gayhardt and Zayas as Class III directors; ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Don Gayhardt elected with 1,936,020 votes for, 183,780 withheld; broker non-votes 715,738.","Orlando Zayas elected with 1,977,163 votes for, 142,637 withheld; broker non-votes 715,738.","Ratification of Grant Thornton LLP as independent auditor for FY2024: 2,809,338 for, 19,038 against, 7,162 abstentions.","Quorum of 74.57% of outstanding common shares (2,835,538 shares) present at June 5, 2024 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229381,"accession_number":"0001628280-24-025020","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Katapult reaches $12M settlement in class action suits; amends CFO severance terms","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Agreed to settle two class actions for $12M total ($8.5M cash + $3.5M stock/cash); accrued $12M liability previously.","Settlement covers McIntosh v. Katapult (SDNY) and Saunders v. Einbinder (Del. Chancery); subject to court approval.","Amended CFO Nancy Walsh's employment: severance upon termination in Change in Control increased to 2x base salary plus target bonus.","COBRA subsidy extended to 18 months (from 12); Good Reason relocation threshold reduced to 30 miles (from 50).","No admission of liability; company had $5M insurance receivable already recorded."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229380,"accession_number":"0001628280-24-023374","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Katapult Q1 revenue up 18% to $65.1M, net loss narrows sharply; reaffirms 10%+ FY growth","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 revenue $65.1M (+18.1% YoY); gross originations $55.6M (+1.6% YoY).","Net loss improved to $0.6M from $10.5M YoY; adjusted EBITDA positive $5.6M vs -$1.0M.","Katapult Pay originations grew >150% YoY; repeat purchase rate 56%, write-off rate improved to 8.4%.","Reiterated FY 2024: at least 10% growth in gross originations and revenue; Q2 guided +3-5% originations, +8-10% revenue.","Non-Wayfair originations up 9% YoY; launched Lowe's in Katapult marketplace (May 7)."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":65061000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":30115167.53871499,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229377,"accession_number":"0001628280-24-017803","cik":1785424,"company_name":"Katapult Holdings, Inc.","ticker":"KPLT","form_type":"8-K/A","filed_at":"2024-04-25T23:59:59+00:00","items":["5.01","5.02"],"status":"ready","headline":"Katapult Chief Accounting Officer Christopher Towers resigns; 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