{"filings":[{"id":1886236,"accession_number":"0001409970-26-000159","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-07-27T20:12:52+00:00","items":["2.02","9.01"],"status":"ready","headline":"Happen Q2 2026: record pre-tax income $75.7M, EPS $0.50 (+52% YoY), originations +29% to $3.1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record pre-tax income $75.7M, net income $58.1M, diluted EPS $0.50 (up 52% YoY).","Total net revenue $262.9M (+6% YoY); originations $3.1B (+29% YoY).","Provision benefit $10.9M vs expense $39.7M prior year; net charge-offs improved to $40.6M.","Rebranded to Happen Bank, moved listing to Nasdaq:HAPN; entered home improvement market.","Executed $12M of $100M buyback in Q2; cumulative $50M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1195039,"accession_number":"0001409970-26-000140","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-06-22T20:11:56+00:00","items":["5.03","7.01","8.01","9.01"],"status":"ready","headline":"LendingClub renames to Happen, Inc.; moves stock listing to Nasdaq under HAPN","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company changed name from LendingClub Corporation to Happen, Inc., effective June 22, 2026.","Common stock listing transferred from NYSE to Nasdaq Global Select Market; ticker changed from LC to HAPN.","Wholly-owned banking subsidiary renamed from LendingClub Bank to Happen Bank, National Association.","Stockholder vote was not required for the name change; CUSIP number unchanged.","Press release highlights brand launch as a digital-first bank; products and services unaffected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":861718,"accession_number":"0001409970-26-000098","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-06-04T20:26:21+00:00","items":["5.07"],"status":"ready","headline":"LendingClub shareholders approve all five proposals at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Class III directors Reimann, Sanborn, Zeisser elected with >76M votes each.","Say-on-pay advisory vote passed with 76.3M for, 3.4M against.","Ratification of Deloitte & Touche as auditor approved with 91.7M for.","Charter amendment to declassify board approved with 79.6M for (met two-thirds threshold).","Charter amendment to remove supermajority voting approved with 79.5M for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":806036,"accession_number":"0001409970-26-000087","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-06-02T20:11:02+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"LendingClub to transfer NYSE listing to Nasdaq, new ticker HAPN","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Voluntary transfer from NYSE to Nasdaq; last NYSE trade June 18, 2026, Nasdaq trading starts June 22, 2026.","New ticker HAPN reflects rebranding to Happen Bank and renaming to Happen, Inc.","No action required by shareholders; LC symbol until June 18 then HAPN.","Company to ring Nasdaq opening bell on June 30, 2026.","CEO Scott Sanborn says move aligns Nasdaq with technology and innovation focus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92686,"accession_number":"0001409970-26-000059","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q1 EPS $0.44 (+340% YoY); record pre-tax income $67.3M; originations up 31%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.6M (EPS $0.44) vs $11.7M ($0.10) YoY, a 340% increase in diluted EPS.","Total net revenue $252.3M (+16% YoY); originations $2.7B (+31% YoY).","Provision for credit losses $0.4M, down from $58.1M; net charge-offs $42.5M vs $76.1M.","Rebranding to Happen Bank in summer 2026; expanded into home improvement loans in April.","Executed $26M of $100M buyback in Q1; ROE 13.7%, ROTCE 14.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103715,"accession_number":"0001409970-26-000014","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q4 net income $41.6M, EPS $0.35, revenue $266.5M (+23% YoY); originations +40% to $2.6B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $41.6M, diluted EPS $0.35 (vs $0.08 Q4 2024); full-year EPS $1.16 (vs $0.45).","Total net revenue $266.5M (+23% YoY); provision for credit losses $47.2M (vs $63.2M Q4 2024).","Originations $2.6B (+40% YoY); deposits $9.8B (+8%); Tier 1 leverage 12.0%, CET1 17.4%.","Pre-provision net revenue $97.2M (+31% YoY); ROE 11.3%, ROTCE 11.9%.","Executed $11.9M of $100M buyback; entering home improvement financing via tech/talent acquisition and distribution partnership."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103714,"accession_number":"0001409970-26-000012","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"LendingClub announces Chairman departure and appointment; CRO resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John C. (Hans) Morris resigns as Board Chairman after ~13 years; effective March 31, 2026.","Timothy J. Mayopoulos appointed independent Chairman effective April 1, 2026; on Board since 2016.","Chief Risk Officer Annie Armstrong resigns effective March 1, 2026; remains employee through March 31.","Both departures not due to any disagreement with the company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119974,"accession_number":"0001409970-25-000077","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"LendingClub announces $100M stock repurchase program through Dec 2026; cites record Q3 pre-tax net income","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approves up to $100M in stock repurchases and acquisitions through December 31, 2026.","Program includes open market purchases and holdback of vesting RSUs for tax withholding.","LendingClub reports record pre-tax net income in Q3 2025 since becoming a bank holding company in 2021.","Buyback reflects confidence in long-term earnings power and disciplined capital allocation.","Timing and volume of repurchases depend on stock price, business conditions, and other factors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119973,"accession_number":"0001409970-25-000069","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q3 net income triples to $44.3M; originations +37%; BlackRock commits up to $1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.37 (+185% YoY); net income $44.3M (tripled from $14.5M).","Total net revenue $266.2M (+32% YoY); originations $2.6B (+37%).","Pre-provision net revenue $103.5M (+58%); efficiency ratio improved to 61%.","MOU with BlackRock: funds to invest up to $1B through LC marketplace programs through 2026.","ROE 12.4%, ROTCE 13.2%; book value $12.68/share, tangible book $11.95."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136545,"accession_number":"0001409970-25-000026","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q2 net income $38.2M, up 156% YoY; originations +32%, revenue +33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $38.2M ($0.33 diluted EPS) vs $14.9M ($0.13) a year ago.","Total net revenue $248.4M (+33% YoY); originations $2.4B (+32%).","ROE 11.1%, ROTCE 11.8%; book value per share $12.25, tangible $11.53.","Extended Blue Owl funding partnership up to $3.4B over two years; closed first BlackRock transaction.","Launched LevelUp Checking account offering cash back on on-time loan payments."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153729,"accession_number":"0001409970-25-000022","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"LendingClub shareholders reject board declassification and supermajority removal","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director nominees Cutler, Morris, Selleck, Whiteside elected with over 65M votes each; 73.44% quorum.","Advisory say-on-pay passed 63.6M for vs 3.1M against; Deloitte ratifications passed 83.4M for.","Board declassification proposal failed: 66.2M for but needed 2/3 of all outstanding shares (about 76M).","Supermajority voting removal proposal also failed: 66.2M for, short of the required two-thirds threshold.","Both governance amendments required affirmative vote of at least two-thirds of all outstanding shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153728,"accession_number":"0001409970-25-000015","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q1 revenue up 20% to $217.7M, originations +21% to $2.0B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $11.7M ($0.10 diluted EPS) vs $12.3M ($0.11 EPS) YoY.","Pre-provision net revenue jumped 52% to $73.8M from $48.5M YoY.","Crossed $100B in lifetime originations; net charge-off rate improved to 4.7% from 8.1% YoY.","Deposits $8.9B (+18% YoY); total assets $10.5B (+13% YoY).","Acquired AI spending intelligence platform Cushion and closed $100M Structured Certificates deal."],"consensus_eps_estimate":null,"consensus_eps_actual":0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153727,"accession_number":"0001409970-25-000012","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-04-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"LendingClub buys SF headquarters for $74.5M; expects to occupy in Spring 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Property at 88 Kearny St is 233,887 sq ft; purchase price $74.5M cash, funded from balance sheet.","Transaction expected to close within 30 days; bank will occupy 100,000 sq ft starting Spring 2026.","Remaining space to be leased; purchase not expected to materially affect financial performance.","CEO cites competitive bidding win and historically low SF commercial real estate pricing.","Over one-third of LendingClub's 1,000+ employees are based in San Francisco."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172413,"accession_number":"0001409970-25-000003","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q4 revenue up 17% to $217M, originations up 13% to $1.85B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $9.7M vs $10.2M YoY; diluted EPS $0.08 vs $0.09; includes $3.2M Tally impairment.","Pre-provision net revenue rose 34% to $74.3M; net charge-off ratio improved to 4.5% from 6.6%.","Executed $400M loan sale out of held-for-sale portfolio to a new bank buyer.","Total assets $10.6B (+20% YoY); deposits $9.1B (+24%); LevelUp Savings reached $1.2B.","Book value $11.83 per share; tangible book value $11.09; consolidated Tier 1 leverage ratio 11.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189412,"accession_number":"0001409970-24-000046","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q3 revenue up 8% QoQ to $201.9M; net income flat at $14.5M; acquires Tally tech","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total assets grew 25% YTD to $11.0B, driven by $1.3B purchase of LendingClub-issued loan portfolio.","Loan originations rose to $1.9B from $1.8B QoQ; net charge-off ratio improved to 5.4% from 6.2%.","Book value per common share increased to $11.95 from $11.52 QoQ; tangible book value $11.19.","Deposits increased to $9.5B from $8.1B; 88% FDIC-insured; Tier 1 leverage ratio 11.3%.","Acquired Tally's credit card debt management technology to accelerate product roadmap."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205913,"accession_number":"0001409970-24-000036","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q2 2024: Net income $14.9M, EPS $0.13; originations up 10% sequentially to $1.8B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.9M ($0.13 diluted EPS), up from $12.3M ($0.11) in Q1 2024; total net revenue $187.2M.","Loan originations $1.8B, up 10% sequentially from $1.6B, driven by new consumer loan initiatives and marketplace demand.","Net interest margin stable at 5.75%; net interest income $128.5M. Deposits grew to $8.1B from $7.5B.","Pre-provision net revenue (PPNR) improved to $55.0M from $48.5M in Q1 2024.","Book value per share $11.52; tangible book value $10.75, both up sequentially."],"consensus_eps_estimate":null,"consensus_eps_actual":0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222934,"accession_number":"0001409970-24-000034","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-06-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"LendingClub holders reject board declassification and supermajority removal proposals","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors Syed Faiz Ahmad, Allan Landon, Timothy Mayopoulos with >97% of votes cast.","Advisory say-on-pay passed with ~67.6M for vs 704k against; ratification of Deloitte approved.","Declassification proposal needed 2/3 of all outstanding shares; received 66.8M for (60.1% of outstanding), failed.","Supermajority removal also failed (66.7M for ~60.0% of outstanding); officer exculpation and ESPP extension passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222933,"accession_number":"0001409970-24-000031","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-06-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"LendingClub CBO Ronnie Momen resigns effective June 14, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chief Business Officer Ronnie Momen informed LendingClub of his resignation on June 3, 2024.","Resignation effective June 14, 2024; no disagreement with the company cited.","No immediate replacement or transition plan disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222932,"accession_number":"0001409970-24-000021","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q1 2024 net income $12.3M, diluted EPS $0.11; originations $1.6B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Loan originations of $1.6B, comparable to prior quarter; net revenue $180.7M (down from $245.7M YoY).","Net income increased 21% sequentially to $12.3M; diluted EPS $0.11 vs $0.09 prior quarter.","Provision for credit losses $31.9M, down 24% from $41.9M; pre-provision net revenue $48.5M.","Total assets $9.2B, deposits $7.5B; FDIC-insured deposits ~87% of total deposits.","Book value per share $11.40, tangible book value $10.61; Tier 1 leverage ratio 12.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242421,"accession_number":"0001409970-24-000005","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-02-02T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"LendingClub Bank operating agreement with OCC expires on Feb 2, 2024","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Operating agreement entered in Feb 2021 with OCC upon bank formation has expired per its terms.","Agreement set operating parameters for LendingClub Bank; expiration removes those constraints.","No further regulatory restrictions from the agreement are in effect as of Feb 2, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242420,"accession_number":"0001409970-24-000003","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q4 net income $10.2M, revenue $185.6M; marketplace originations up 21% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $10.2M ($0.09 diluted EPS); revenue $185.6M, down 29% YoY from $262.7M.","Marketplace originations $1.4B, up 21% QoQ; total loan originations $1.6B.","Capital ratios strong: Tier 1 leverage 12.9%, CET1 17.9%; tangible book value $10.54.","Provision for credit losses $41.9M, down from $64.5M prior quarter on lower retained loan volumes.","Full-year net income $38.9M vs $289.7M in 2022; adjusted net income ex tax benefit $38.9M vs $146.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259808,"accession_number":"0001409970-23-000060","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-11-02T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"LendingClub insiders buy 120,000 shares on open market","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Each non-employee director and the CEO, CFO, corporate controller purchased 10,000 shares on Oct 31, 2023.","Aggregate open-market purchase of 120,000 shares of LC common stock.","Post-purchase, insiders collectively hold 4,375,541 shares: 2,250,837 vested, 1,487,271 RSUs, and options for 637,433.","Insider stock purchases signal management confidence in the company's outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259807,"accession_number":"0001409970-23-000054","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q3 net income $5M, EPS $0.05; revenue down 14% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.0M ($0.05 diluted EPS) vs $10.1M ($0.09) prior quarter and $43.2M ($0.41) year ago.","Total net revenue $200.8M, down from $232.5M QoQ and $304.9M YoY, driven by lower marketplace revenue.","Loan originations fell to $1.5B from $2.0B QoQ due to reduced bank investor purchases.","Deposits $7.0B; Tier 1 leverage ratio 13.2%; tangible book value $10.21 per share.","CEO cites 'difficult but necessary actions' on expenses; structured certificate issuance doubled."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":259806,"accession_number":"0001140361-23-048040","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-10-12T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"LendingClub cuts workforce 14%, expects $30-35M annual savings; provides preliminary Q3 revenue $198-200M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Workforce reduction of ~14% (172 employees) as part of cost reduction plan to navigate macro headwinds.","Expected annualized run-rate savings of $30-$35 million in compensation and benefits.","Preliminary Q3 2023 revenue of $198-$200M and net income of $4-$5M, including majority of severance.","Q3 2023 loan originations of approximately $1.5 billion.","Chief Administrative Officer Brandon Pace to depart; role eliminated; will stay in non-executive role through Dec 5."],"consensus_eps_estimate":null,"consensus_eps_actual":0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277066,"accession_number":"0001409970-23-000048","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q2 2023 net income $10.1M (EPS $0.09), revenue $232.5M, down QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.1M, diluted EPS $0.09, vs $13.7M ($0.13) prior quarter and $46.8M ($0.45) excluding tax benefit YoY.","Total net revenue $232.5M, down from $245.7M QoQ and $330.1M YoY.","Loan originations $2.0B vs $2.3B prior quarter; marketplace revenue $82.8M vs $95.6M.","Deposits $6.8B; consolidated Tier 1 leverage ratio 12.4%; book value per share $11.09.","Efficiency ratio 65.0% vs 64.0% prior quarter; provision for credit losses $66.6M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294956,"accession_number":"0001409970-23-000045","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-06-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"LendingClub shareholders OK directors, say-on-pay, equity plan; two charter amendments fail","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Reimann, Sanborn, and Zeisser elected as Class III directors with >64M votes each.","Non-binding say-on-pay approved with 66.0M votes for vs 2.7M against.","Ratification of Deloitte & Touche as auditor for FY2023 approved (84.99M for).","Charter amendments to declassify board and remove supermajority voting failed (needed 2/3 of outstanding shares).","2014 Equity Incentive Plan extension to December 2028 approved (46.9M for, 21.8M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294955,"accession_number":"0001409970-23-000029","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q1 net income $13.7M, revenue $245.7M; deposits rise 13% sequentially","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $13.7M ($0.13 diluted EPS), down 42% vs Q4 2022 net income of $23.6M.","Total net revenue $245.7M, down 6% sequentially from $262.7M; net interest income up 8% to $146.7M.","Deposits increased 13% to $7.2B; cash rose 55% to $1.6B; consolidated Tier 1 leverage ratio 12.8%.","Loan originations of $2.3B vs $2.5B prior quarter; provision for credit losses $70.6M on portfolio growth.","Pre-provision net revenue $88.4M, up 7% sequentially; efficiency ratio improved to 64.0% from 68.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":294954,"accession_number":"0001409970-23-000025","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LendingClub appoints former Walmart CCO Janey Whiteside to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Janey Whiteside joined LendingClub's Board of Directors effective April 20, 2023 as a Class II director.","Whiteside served as Walmart's first Chief Customer Officer and architect of Walmart+ and Walmart Connect.","She spent over 20 years at American Express, leading the relaunch of the Platinum card as EVP.","Whiteside appointed to the Compensation Committee and Nominating and Corporate Governance Committee.","Appointment marks addition of deep consumer brand transformation expertise to the board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315516,"accession_number":"0001409970-23-000018","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-03-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LendingClub appoints former JPMorgan Chase Vice Chairman Stephen Cutler to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephen Cutler appointed to LendingClub board effective March 23, 2023, as Class II director.","Cutler brings decades of banking experience including former Vice Chairman and General Counsel of JPMorgan Chase.","He will serve on Audit Committee and Operational Risk Committee.","CEO Scott Sanborn cited value of Cutler's expertise in navigating regulatory landscape."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315515,"accession_number":"0001409970-23-000016","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-03-10T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"LendingClub discloses $21M SVB deposit exposure, deems it not material to liquidity or capital","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Silicon Valley Bank put under FDIC control on March 10, 2023; LendingClub has $21M on deposit.","LendingClub total assets $8B; $21M deposit not material to liquidity, capital, or ongoing operations.","Recovery of deposited funds will be subject to FDIC resolution process."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315514,"accession_number":"0001409970-23-000009","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q4 net income $23.6M; FY22 revenue $1.2B, up 45% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2022 total net revenue $1.2B (+45% YoY); net income $289.7M vs $18.6M in 2021.","Q4 net revenue $262.7M (comparable to prior year); net interest income up 63% to $135.2M.","Loan originations Q4 $2.5B (down from $3.1B); acquired $1.05B loan portfolio in Q4.","Book value per share $10.93 (+30% YoY); Tier 1 leverage ratio 14.1%.","Implemented cost reduction plan for 2023; efficiency ratio improved to 69% from 72%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315513,"accession_number":"0001409970-23-000006","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-01-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"LendingClub to engage stockholders on potential equity plan proposal for 2023 Annual Meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company announced it will solicit feedback on compensation and governance as part of stockholder engagement.","Considering including a proposal to amend the 2014 Equity Incentive Plan in the 2023 proxy statement.","Attached Winter 2023 Engagement Materials provide overview of potential enhancements to reduce equity dilution.","Materials serve as soliciting material under Rule 14a-12 in advance of the 2023 Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315512,"accession_number":"0001409970-23-000003","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2023-01-12T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"LendingClub cuts 14% workforce, expects $25-30M annual savings; provides preliminary Q4 results","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Workforce reduction of 225 employees (14%); expects $25-30M annualized compensation savings.","Pre-tax charges of ~$5.7M; $4.4M expensed in Q4 2022.","Preliminary Q4 2022 revenue $260-263M, net income $21-24M; FY 2022 revenue $1,185-1,188M, net income $287-290M.","Q4 loan originations $2.5B; includes $1.05B MUFG Union Bank portfolio acquisition.","Chief Capital Officer Valerie Kay to depart Feb 25, 2023; will receive severance per agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333856,"accession_number":"0001409970-22-000055","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-12-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"LendingClub acquires $1.05B personal loan portfolio from MUFG Union Bank","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Portfolio of unsecured personal loans with $1.05B principal balance acquired from MUFG Union Bank.","Weighted average FICO score of 729; loans were originated through LendingClub's marketplace.","Expected closing by end of 2022; acquisition expenses ~$4M, offset by future interest income.","LendingClub elected fair value option, avoiding upfront CECL credit loss provisioning.","Portfolio to support recurring net interest income growth, utilizing balance sheet for marketplace liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":333855,"accession_number":"0001409970-22-000048","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q3 revenue $304.9M (+24% YoY), EPS $0.41 (+58% YoY)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total net revenue $304.9M, up 24% YoY; diluted EPS $0.41, up 58% YoY.","Net interest income $123.7M, up 89% YoY; net interest margin expanded to 8.3% from 6.3%.","Loan originations $3.5B, up 14% YoY; deposits $5.1B, up 80% YoY.","Pre-tax, pre-provision income $118.7M, up 76% YoY; efficiency ratio improved to 61% from 73%.","Credit quality strong: average FICO 730 on held-for-investment portfolio; delinquencies gradually normalizing."],"consensus_eps_estimate":null,"consensus_eps_actual":2.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":351312,"accession_number":"0001409970-22-000044","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-08-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LendingClub appoints two new board directors; Patricia McCord resigns","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed Faiz Ahmad (former CEO Direct to Consumer at Optum) and Kathryn Reimann (former CCO at CitiBank) to Board, effective Aug 15, 2022.","Patricia McCord will resign from Board effective Sep 30, 2022; resignation not due to any disagreement with the company.","Ahmad to serve on Compensation, Nominating & Governance, and Operational Risk committees.","Reimann to serve on Audit, Credit Risk & Finance, and Operational Risk committees.","Both new directors will receive pro-rata cash retainer and RSU grant under non-employee director compensation policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":351311,"accession_number":"0001409970-22-000039","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q2 record revenue $330M; adjusted net income $46.8M up 399% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $330.1M (+61% YoY); net interest income $116.2M (+153% YoY).","Reported net income $182.1M includes $132M income tax benefit from valuation allowance release.","Adjusted net income (excl. tax benefit) $46.8M, up 399% YoY; adjusted diluted EPS $0.45.","Deposits $4.5B (+78% YoY); total loans held for investment (ex-PPP) grew 106% YoY.","Efficiency ratio improved to 63% from 78% a year ago; credit quality remains strong."],"consensus_eps_estimate":null,"consensus_eps_actual":2.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":351310,"accession_number":"0001409970-22-000038","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LendingClub announces CFO transition: Tom Casey to retire, Andrew LaBenne appointed effective Sept 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tom Casey retiring as CFO and from Board effective Aug 31, 2022; will remain an employee through Jan 1, 2023.","Andrew LaBenne appointed CFO effective Sept 1, 2022; previously CFO of Bakkt, Amalgamated Bank, JPMorgan Business Banking.","LaBenne receives $425K base salary, 85% bonus target, $3.5M RSU (3yr vest), and $183.2K signing bonus with 24-month clawback.","Casey's retirement is not due to any disagreement with LendingClub."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":368654,"accession_number":"0001409970-22-000032","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-06-07T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"LendingClub shareholders approve forum selection, but board declassification proposal fails","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Federal forum selection provision approved (54.2M votes for); Certificate of Amendment filed June 7.","Board declassification proposal failed: 58.9M votes for, short of required two-thirds of all outstanding shares.","Directors John C. (Hans) Morris and Erin Selleck elected as Class II directors.","Advisory say-on-pay approved (56.1M votes for); Deloitte & Touche ratified as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":368653,"accession_number":"0001409970-22-000019","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q1 revenue $289.5M (+174% YoY); net income $40.8M, raises FY 2022 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue of $289.5M doubled YoY; net income $40.8M vs. loss of $47.1M in Q1 2021.","Diluted EPS $0.39 vs. loss of $0.49 a year ago; pre-tax pre-provision income $98.3M.","Deposits grew to $4.0B (+27% from Dec 2021); net interest margin expanded to 8.6%.","FY 2022 revenue guidance raised to $1.15B-$1.25B; net income guided $145M-$165M.","CEO Scott Sanborn cited 4M+ members and differentiated marketplace bank model."],"consensus_eps_estimate":null,"consensus_eps_actual":0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":368652,"accession_number":"0001409970-22-000011","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-04-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Susan Athey will not stand for re-election at LendingClub's 2022 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Susan Athey notified LendingClub on April 13, 2022, that she will not seek re-election at the June 2, 2022 annual meeting.","Athey currently chairs the Nominating and Corporate Governance Committee; Michael Zeisser to succeed her as chair.","Departure is not due to any disagreement with the company; Board will continue search for diverse candidates."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":387900,"accession_number":"0001409970-22-000003","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2022-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub posts record Q4 revenue $262.2M and EPS $0.27; 2022 net income guidance $130-$150M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 revenue $262.2M, net income $29.1M ($0.27 diluted EPS), exceeding high end of guidance.","Full year 2021 revenue $818.6M (+157% YoY), net income $18.6M vs loss of $187.5M in 2020.","Q4 notable items of $56.6M (CECL provisioning $39.5M, revenue deferrals $17.1M) reduced EPS by $0.53.","Q4 loan originations $3.07B; deposits grew 10% sequentially to $3.1B; bank loan portfolio up 22%.","2022 guidance: revenue $1.1-$1.2B, net income $130-$150M; Q1 revenue $255-$265M, net income $25-$30M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":405834,"accession_number":"0001409970-21-000067","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub Q3 record revenue $246.2M, net income $27.2M; raises FY2021 outlook","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record revenue $246.2M (+20% sequential); net income $27.2M (+190% sequential).","GAAP EPS $0.26 but impacted by $51.5M in notable items (CECL provisioning $34M, revenue deferrals $17.5M).","Loan originations $3.11B (+14% sequential); deposits up 12% to $2.8B.","Full year 2021 guidance raised: revenue $796M-$806M, net income $9M-$14M.","Q4 2021 guidance: loan originations $2.8B-$3.0B, revenue $240M-$250M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424859,"accession_number":"0001409970-21-000065","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-09-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Adrienne Harris resigns from LendingClub board to become NY DFS superintendent","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adrienne Harris resigned effective Sept 12, 2021, to pursue nomination as NY DFS superintendent.","She served on Compensation, Nominating/Governance, and Operational Risk committees.","Resignation was not due to any disagreement with the company.","Board has begun a search for a replacement, with a commitment to increasing diversity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424858,"accession_number":"0001409970-21-000055","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LendingClub posts Q2 net income $9.4M, revenue up 93% QoQ; raises FY revenue target to $750-780M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record Q2 net income of $9.4M vs. $47.1M loss prior quarter; revenue $204.4M (+93% QoQ).","Net interest income grew 148% to $45.9M; consumer loan portfolio rose 145% to $795M.","Loan originations $2.72B, up 84% QoQ; deposits reached $2.5B.","Raised full-year guidance: originations $9.8-10.2B, revenue $750-780M, net loss ($13)-($3)M.","FTC settlement for $18M consumer remediation (already accrued); no impact on quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424857,"accession_number":"0001409970-21-000051","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-07-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LendingClub appoints Adrienne Harris to Board of Directors, effective July 29, 2021","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adrienne Harris, age 39, appointed as Class II director; will serve until 2022 annual meeting.","Harris will serve on Compensation, Nominating and Corporate Governance, and Operational Risk Committees.","She is a Professor of Practice at University of Michigan and former Special Assistant to President Obama for Economic Policy.","Harris is an early-stage investor and advisor for fintech companies; previously Chief Business Officer and General Counsel of States Title."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424856,"accession_number":"0001409970-21-000048","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-07-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"LendingClub settles FTC investigation for $18M, already accrued; no admission of liability","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Settlement with FTC for $18M consumer remediation payment, already accrued in prior periods.","No admission of liability; settlement does not impact current operations or financial outlook.","Resolution concludes previously disclosed FTC investigation and litigation.","Company reiterates commitment to consumer protection and financial health mission."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424855,"accession_number":"0001409970-21-000045","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-07-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"LendingClub furnishes reclassified historical financials under bank holding company rules","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Balance sheets and income statements for 2019-2020 recast to conform with Article 9 of Reg S-X.","No change to previously reported net loss or cash flows; reclassification only affects line-item presentation.","Follows completion of the Radius Bancorp acquisition on Feb. 1, 2021, which made LendingClub a bank holding company.","Financials are furnished, not filed, and are not incorporated by reference into other SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":424854,"accession_number":"0001409970-21-000043","cik":1409970,"company_name":"LendingClub Corp","ticker":"LC","form_type":"8-K","filed_at":"2021-07-07T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"LendingClub officer Bahman Koohestani to depart; termination without cause, separation date Sept 1, 2021","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Bahman Koohestani's employment terminates without cause; final day September 1, 2021.","Entitled to previously negotiated severance per employment agreement, subject to release execution.","Severance terms detailed in LendingClub's April 20, 2021 proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1945970083.5107915,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}