{"filings":[{"id":3373360,"accession_number":"0001193125-26-419073","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-10-09T20:05:06+00:00","items":["8.01"],"status":"ready","headline":"Ethos updates beneficial ownership ahead of December Russell reconstitution; founders hold ~50% voting power","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Peter Colis holds 6,428,396 Class B shares (27.6% of class) equal to 25.4% total voting power; Lingke Wang holds 6,304,863 Class B (27.1%), 24.9% voting power.","Sequoia Capital entities hold 5,928,755 Class B shares (25.5%, 23.4% voting power); Accel entities hold 4,607,915 Class B (19.8%, 18.2% voting power).","Outstanding as of September 30, 2026: 41,714,064 Class A shares ($0.0001 par) and 23,269,929 Class B shares; Class B carries 20 votes per share vs. one for Class A.","SoftBank's SVF II Aggregator holds 3,128,902 Class A shares (7.5%); all executive officers and directors as a group hold 68.6% of total voting power.","Disclosure made in connection with the December 2026 Russell indices reconstitution; report signed by CFO Christopher Capozzi on October 9, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2890356,"accession_number":"0001193125-26-392523","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-09-16T12:58:44+00:00","items":["7.01"],"status":"ready","headline":"Ethos confirms no impact from TruStage July service disruption; Q3 guidance unchanged","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["No Ethos systems penetrated or data exfiltrated due to TruStage incident.","No material Q3 2026 financial impact; already factored into Aug 3, 2026 guidance.","No incremental lapse rates observed for TruStage policies in July billing cycle.","Company sees no material ongoing negative impacts to business or results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2024237,"accession_number":"0001193125-26-330556","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-08-03T20:07:15+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Ethos Q2 revenue up 113% to $190M; net income $19.5M; guides FY26 rev $727-731M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 revenue $189.6M (+113% YoY); net income $19.5M (10% margin); Non-GAAP net income $35.0M.","Diluted GAAP EPS $0.30; Non-GAAP diluted EPS $0.53; operating cash flow $35.7M.","Direct channel revenue $116.5M (+131% YoY); third-party channel $73.1M (+90% YoY).","Q3 guidance: revenue $160-164M, Adj EBITDA $23-25M; FY26 guidance: revenue $727-731M, Adj EBITDA $119-123M.","Board authorized $100M share repurchase program for Class A common stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95469,"accession_number":"0001193125-26-208936","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-05-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ethos Q1 revenue $193M (+104% YoY); net loss $(166M); non-GAAP net income $29M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $193.1M (+104% YoY); direct channel $146M (+136%); third-party $47M (+42%).","Net loss $(166.4)M ((86)% margin); non-GAAP net income $29.1M (15% margin); adj. EBITDA $33.6M.","One-time non-cash charge of $16.5M due to updated agent compensation estimates.","Q2 FY2026 revenue guidance $114-118M (+31% YoY); full-year FY2026 revenue $561-565M (+45%).","Activated 88,373 new policies (+84% YoY); launched two Whole Life products with Banner Life."],"consensus_eps_estimate":null,"consensus_eps_actual":-3.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":193099000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108575,"accession_number":"0001193125-26-071749","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ethos Q4 revenue $110.1M (+65% YoY), net income $24.6M; guides FY26 rev $510-514M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $110.1M (+65% YoY); net income $24.6M (22% margin). Diluted EPS $0.42, up 163% YoY.","FY25 revenue $387.6M (+52% YoY); net income $71.2M (18% margin). Diluted EPS $1.22, up 44% YoY.","Direct channel revenue in Q4 rose 93% YoY to $74.2M; total policies activated exceeded 500,000.","Q1 2026 guidance: revenue $144-146M (53% YoY growth), adjusted EBITDA $30-32M.","FY2026 guidance: revenue $510-514M (32% growth), adjusted EBITDA $99-103M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":387608000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108574,"accession_number":"0001193125-26-032634","cik":1788451,"company_name":"Ethos Technologies Inc.","ticker":"LIFE","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["1.01","5.03","9.01"],"status":"ready","headline":"Ethos Technologies enters exchange agreements to issue supervoting Class B shares to founders and major VCs post-IPO","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Co-founders Peter Colis and Lingke Wang, plus Accel and Sequoia affiliates, exchanged Class A shares 1:1 for Class B shares with 20 votes each.","Equity exchange right agreements let co-founders convert future Class A shares from pre-IPO RSUs/options into Class B shares.","Amended and restated certificate of incorporation and bylaws filed Jan 30, 2026, effective upon IPO closing to enable dual-class structure.","Founders entered into lock-up agreements with IPO underwriters and a voting proxy as part of the exchange."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1295109392.8,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}