{"filings":[{"id":98503,"accession_number":"0000721994-26-000051","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial files Q1 2026 investor presentation; no financial figures provided in filing text","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["8-K filed under Item 7.01 and 9.01 to furnish an investor presentation.","Presentation title and contact info only; no earnings or operational data visible in excerpt.","No material financial or operational updates disclosed in the provided filing text.","Presentation intended for use in meetings with investors and analysts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98502,"accession_number":"0000721994-26-000050","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial (LKFN) Q1 EPS $1.04, net income $26.5M, up 32% YoY; loan growth 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.04 vs $0.78 YoY; net income $26.5M vs $20.1M, a record first quarter.","Average loans grew 5% to $5.44B; net interest margin expanded 9 bps to 3.49%.","Noninterest income up 18% to $12.9M; nonperforming assets fell 64% to $20.9M.","Dividend increased 4% to $0.52/share; repurchased 336,853 shares at $56.99 avg.","Tangible book value per share grew 11% to $29.69; CET1 ratio 14.45%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98501,"accession_number":"0000721994-26-000044","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Lakeland Financial shareholders elect 13 directors, approve say-on-pay, ratify Crowe LLP auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 13 director nominees elected with terms expiring 2027; votes ranged from 15.4M to 19.5M for.","Advisory vote on executive compensation approved with 14.74M for, 4.86M against, 0.11M abstentions.","Ratification of Crowe LLP as independent auditor for FY 2026 passed with 22.28M for, 0.30M against.","Broker non-votes totaled 2.87M for director elections and say-on-pay; no broker non-votes on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98500,"accession_number":"0000721994-26-000042","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial declares $0.52 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.52 per share declared on common stock.","Dividend payable on May 5, 2026; record date April 25, 2026.","Board declaration covers the upcoming quarterly period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114015,"accession_number":"0000721994-26-000040","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lakeland Financial doubles share repurchase authorization to $60M through April 2027","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board increased authorized repurchase amount from $30M to $60M.","Program expires April 30, 2027; remaining authority ~$34M as of March 5, 2026.","Repurchases permitted in open market, block trades, or private transactions.","No obligation to repurchase any amount; program may be suspended or discontinued."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114014,"accession_number":"0000721994-26-000014","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial furnishes Q4 2025 investor presentation; no financial results disclosed in excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation includes title slide and forward-looking statements only; no Q4 2025 financial data provided in the filed exhibit.","CEO David M. Findlay, President Kristin L. Pruitt, and CFO Lisa M. O'Neill listed as contacts.","Presentation described as 'A Proven History of Shareholder Value Creation and Commitment to Our Communities'.","No changes to dividend, guidance, or operations mentioned in the available text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114013,"accession_number":"0000721994-26-000012","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q4 net income $29.9M (+24% YoY); full-year EPS $4.01, record","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $29.9M vs $24.2M YoY; diluted EPS $1.16 vs $0.94 (+23%).","Full-year net income $103.4M (+11%); diluted EPS $4.01 vs $3.63.","Net interest margin improved 23bps to 3.48%; net interest income +11% YoY.","No provision expense in Q4; nonaccrual loans down 63% to $20.9M.","Dividend raised 4% to $0.52/share; repurchased 307,590 shares for $17.9M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":4.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114012,"accession_number":"0000721994-26-000007","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lakeland Financial promotes Donald J. Robinson-Gay to EVP, Chief Credit Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Donald J. Robinson-Gay, 48, appointed EVP and Chief Credit Officer effective January 14, 2026.","He had served as SVP and CCO since January 2023; joined Lake City Bank in 2018 as VP.","Company entered a Change in Control Agreement with Robinson-Gay on the same form as other named executive officers.","Robinson-Gay will oversee credit quality, loan portfolio management, and policies at the $6.9 billion bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114011,"accession_number":"0000721994-26-000003","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2026-01-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial raises quarterly dividend 4% to $0.52","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.52 per share, payable Feb. 5, 2026, to holders of record Jan. 25, 2026.","Represents a 4% increase over the $0.50 per share quarterly dividend paid in 2025.","CEO David Findlay cited strong capital foundation and disciplined balance sheet management as drivers.","Bank $6.9 billion in total assets; 55 branches in Indiana."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130417,"accession_number":"0000721994-25-000225","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial furnishes Q3 2025 investor presentation; no financial details in provided excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Exhibit 99.1 is an investor presentation for Q3 2025, but the provided text only includes cover and forward-looking statement.","Management plans to use the material in meetings with investors and analysts.","No specific financial figures, guidance, or performance data are available in the portion of the exhibit provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130416,"accession_number":"0000721994-25-000224","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q3 net income up 13% to $26.4M; EPS $1.03 vs $0.91","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $26.4M (+13% YoY); diluted EPS $1.03 (+13%); nine-month net income $73.5M (+6%).","Net interest margin expanded 34 bps to 3.50%; net interest income rose 14% to $56.1M.","Nonaccrual loans fell 68% to $18.7M; watch list loans improved to 3.00% from 5.27%.","Dividend increased 4% to $0.50 per share, payable Nov 5, 2025.","Tangible book value per share grew 7% to $28.93; CET1 ratio improved to 15.06%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130415,"accession_number":"0000721994-25-000218","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-10-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial Declares $0.50 Quarterly Dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared a quarterly cash dividend of $0.50 per share on common stock.","Dividend payable on November 5, 2025 to shareholders of record on October 25, 2025.","Declaration made on October 14, 2025 by Lakeland Financial Corporation (LKFN)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146963,"accession_number":"0000721994-25-000189","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial Q2 2025 NIM expands to 3.42%; 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EPS $0.78; NII up 12%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $20.1M ($0.78 dil. EPS) vs $23.4M ($0.91) YoY, down 14%; revenue $63.8M (+6%).","Net interest income +12% to $52.9M; NIM expanded 25bps to 3.40% on deposit cost declines.","Provision expense $6.8M (vs $1.5M YoY) driven by specific reserve on $43.3M nonperforming credit.","Nonperforming assets surged 280% YoY to $57.9M; watch list loans at 4.13% of total loans.","Dividend raised 4% to $0.50/sh; share repurchase program reauthorized through 2027 with $30M remaining."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165455,"accession_number":"0000721994-25-000117","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-04-09T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Lakeland Financial shareholders approve 2025 equity plan, re-elect directors","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved the 2025 Equity Incentive Plan authorizing 1,100,000 shares.","All 11 director nominees elected with at least 17.1M votes each; terms expire in 2026.","Advisory vote on executive compensation approved (19.1M for, 999,204 against).","Crowe LLP ratified as independent auditor for FY 2025 (22.9M for, 249,137 against).","Approximately 2.8M broker non-votes on director elections and other proposals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165454,"accession_number":"0000721994-25-000112","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-04-08T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Lakeland Financial declares $0.50 dividend, reauthorizes $30M share repurchase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quarterly cash dividend of $0.50 per share payable May 5, 2025 to holders of record April 25, 2025.","Board reauthorized share repurchase program with aggregate authority of $30 million through April 30, 2027.","Repurchases may be made in open market, block trades, or privately negotiated transactions.","Purchase program does not obligate the Company to repurchase any specific dollar amount or number of shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183115,"accession_number":"0000721994-25-000089","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-02-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lakeland Financial appoints Stephanie Leniski as EVP, Chief Retail Banking Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephanie R. Leniski appointed Executive Vice President and Chief Retail Banking Officer.","Company entered into a Change in Control Agreement with Leniski on February 19, 2025.","Agreement is in the same form previously used for named executive officers.","Leniski serves both Lakeland Financial and its subsidiary Lake City Bank.","No departure or other officer changes reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183114,"accession_number":"0000721994-25-000043","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lakeland Financial adopts new RSU and PSU award agreement forms under 2017 equity plan","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Filed forms of time-based RSU and performance-based PSU agreements for future awards under existing 2017 Amended and Restated Equity Incentive Plan.","RSUs vest based on continued service; PSUs vest based on achievement of performance measures set by Committee.","No specific grants, departures, or officer changes announced in this filing.","Both agreements include standard provisions on vesting, forfeiture, change in control, clawback, and Section 409A compliance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183113,"accession_number":"0000721994-25-000041","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial reports flat FY2024 net income of $93.5M, EPS $3.63","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $93.5M ($3.63 EPS) in FY2024, flat YoY; pretax pre-provision earnings up 11% to $128.4M.","Average loans $5.04B (+5% YoY); net interest margin 3.18% (down 13bps YoY).","Deposit costs fell to 2.56% in 4Q24 from 2.90% peak in 2Q24; total deposits $5.9B.","TCE/tangible assets 10.19%, total risk-based capital 15.90% - well above well-capitalized thresholds.","Asset quality: ACL 1.68% of loans; nonperforming loans/total loans 0.25%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183112,"accession_number":"0000721994-25-000040","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-01-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q4 net income down 18% YoY to $24.2M; NIM expands 9 bps, credit costs rise","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Annual net income $93.5M, diluted EPS $3.63, versus $93.8M ($3.65) in 2023.","Q4 net income $24.2M ($0.94 EPS) decreased 18% YoY; pretax pre-provision earnings $32.9M down 9% YoY.","Net interest margin improved 9 bps to 3.25% linked quarter; average loans grew 5% YoY.","Provision expense $3.7M (vs $300K) on downgrade of a $43.3M industrial credit; NPA ratio 0.85% vs 0.25%.","Total risk-based capital 15.90%; dividend increased 4% to $0.50 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":3.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183111,"accession_number":"0000721994-25-000034","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-01-16T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lakeland Financial promotes Stephanie Leniski to EVP, Chief Retail Banking Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Stephanie R. Leniski, age 50, appointed EVP and Chief Retail Banking Officer effective Jan 15, 2025.","She oversees 54 branches and 286 Retail Banking team members; leads product innovations and branch expansion.","Joined Lake City Bank in 2002; previously SVP Retail Banking Manager since 2017, led Retail division since 2019.","Will receive annual salary and participate in executive compensation plans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183110,"accession_number":"0000721994-25-000014","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2025-01-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial raises quarterly dividend 4% to $0.50 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased to $0.50/share from $0.48, a 4% rise.","Payable February 5, 2025 to shareholders of record January 25, 2025.","CEO notes 11% compounded annual dividend growth rate over last five years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199695,"accession_number":"0000721994-24-000137","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial reports YTD 2024 net income up 8%; NPLs rise to 0.87% of loans","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Diluted EPS YTD 2024 $2.69 vs $2.49 prior year, +8%; net income $69.3M up 8%.","Net interest margin (FTE) 3.16% YTD vs 3.33% prior year, down 17 bps.","Average loans $5.02B (+5%); average deposits $5.78B (+4%).","Nonperforming loans/total loans rose to 0.87% from 0.25% at year-end 2023, due to single commercial credit.","Tangible book value per share $27.07; TCE/Tangible Assets 10.47%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199694,"accession_number":"0000721994-24-000136","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-10-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q3 net income down 8% YoY; NPA surge 247% due to industrial credit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $23.3M ($0.91 EPS), down 8% YoY; linked quarter up 3%.","Nonperforming assets surged 247% to $58.1M, driven by one industrial borrower.","Provision expense $3.1M vs $400k prior year; watch list loans 5.27% of total.","Core deposits grew 5% YoY; tangible book value per share up 25% to $27.07.","Dividend increased 4% to $0.48/share, payable Nov 5, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199693,"accession_number":"0000721994-24-000131","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-10-08T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Lakeland Financial declares $0.48 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.48 per share declared on October 8, 2024.","Payable on November 5, 2024 to shareholders of record on October 25, 2024.","Dividend is consistent with prior quarter's rate; no change announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215710,"accession_number":"0000721994-24-000097","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial YTD net income +18% YoY; EPS $1.78; PTPP +30%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["YTD 2024 net income $46.0M vs $38.9M; diluted EPS $1.78 vs $1.51.","Pretax pre-provision earnings rose 30% to $64.7M from $49.7M.","Average loans up 5% YoY to $5.0B; average deposits up 4% to $5.7B.","Net interest margin (FTE) compressed to 3.16% from 3.41% YoY.","Nonperforming loans increased due to a single commercial credit; NPL/loans 0.88%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215709,"accession_number":"0000721994-24-000096","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q2 net income up 54% YoY to $22.5M; NPA surges on single $43.3M credit","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $22.5M ($0.87 EPS), up 54% YoY from $14.6M ($0.57 EPS); linked quarter down 4%.","Two non-routine events: $9.0M net gain on Visa shares exchange and $4.5M legal accrual (lawsuit dismissed).","Loans reached $5.05B (+4% YoY); a $43.3M industrial commercial relationship placed on nonperforming status.","Nonperforming assets jumped to $57.6M (0.88% of assets) from $18.4M; watch list loans at 5.31% of total.","Net interest margin 3.17% (down 11bps YoY, up 2bps linked); quarterly dividend $0.48, 4% YoY increase."],"consensus_eps_estimate":null,"consensus_eps_actual":1.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215708,"accession_number":"0000721994-24-000072","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-07-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Lakeland Financial declares $0.48 quarterly dividend, payable Aug 5","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.48 per share declared on July 9, 2024.","Payable on August 5, 2024 to shareholders of record on July 25, 2024.","Dividend amount unchanged from prior quarter (no increase or decrease noted)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235107,"accession_number":"0000721994-24-000030","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Lakeland Financial Q1 2024 net income $23.4M, EPS $0.91, down 4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $23.4M ($0.91 diluted EPS), down 4% and 3% YoY respectively.","Net interest income $47.4M, down 8% YoY; NIM fell 39 bps to 3.15%.","Loans grew 5% YoY to $5.0B; deposits up 3% to $5.6B.","Nonperforming loans remain low at 0.23% of total loans.","Core operational profitability (excl. one-time items) down 7% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235106,"accession_number":"0000721994-24-000029","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lakeland Financial Q1 net income $23.4M (-4% YoY); EPS $0.91 (-3%); loan growth 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.91 vs $0.94 YoY; core operational EPS $0.88, down 6%.","Net interest margin contracted 39bp to 3.15%; earning asset yield up 58bp to 5.97%.","Average loans $4.97B (+5% YoY); core deposits $5.43B (+1% YoY).","Net charge-offs $312k vs $5.7M a year ago; nonperforming assets down 15% to $15.2M.","Dividend raised 4% to $0.48/share; total risk-based capital ratio 15.46%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235105,"accession_number":"0000721994-24-000024","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-04-10T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Lakeland Financial annual meeting elects 11 directors, approves say-on-pay and auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 11 director nominees elected, each with terms expiring in 2025; votes for ranged from 17.6M to 19.9M.","Advisory vote on executive compensation approved with 19.25M for, 0.78M against, 61k abstain.","Ratification of Crowe LLP as independent auditor for FY2024 passed with 22.73M for, 0.22M against.","Broker non-votes of 2.89M recorded on director elections and say-on-pay; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235104,"accession_number":"0000721994-24-000022","cik":721994,"company_name":"LAKELAND FINANCIAL CORP","ticker":"LKFN","form_type":"8-K","filed_at":"2024-04-09T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Lakeland Financial Corp declares $0.48 quarterly dividend, payable May 6","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.48 per share on common stock declared by Board.","Payable on May 6, 2024 to shareholders of record on April 25, 2024.","No change in dividend amount from prior quarter indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1500296106.2075438,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}