{"filings":[{"id":759720,"accession_number":"0000059558-26-000038","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-06-01T12:00:28+00:00","items":["5.07"],"status":"ready","headline":"Lincoln National shareholders elect all 10 directors, approve say-on-pay, reject board chair proposal","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; top vote-getter James Morris received 141,173,189 votes for.","Ratification of Ernst & Young as auditor approved: 167,591,614 for, 3,365,510 against.","Advisory vote on executive compensation passed: 101,944,594 for, 41,153,657 against (approx 71% support excluding broker non-votes).","Non-binding shareholder proposal for independent board chair rejected: 40,910,999 for, 102,198,953 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98257,"accession_number":"0000059558-26-000031","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1: adj. operating EPS $1.66, net loss $1.10; Group Protection record","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common stockholders $(211)M ($1.10 diluted EPS); adjusted operating income available to common stockholders $326M ($1.66 diluted EPS).","Group Protection operating income $112M (record first quarter), up 11% YoY; Life Insurance operating income $41M, up $57M YoY.","Annuities operating income $275M (-5% YoY); adjusting for NII allocation and tax items, up 1% YoY; sales $3.9B (+4%).","Holding company available liquidity $805M net of prefunding; RBC ratio >420% (estimated).","Retirement Plan Services operating income $43M (+26% YoY); net outflows improved to $0.2B from $2.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":5306000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98256,"accession_number":"0000059558-26-000022","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Lincoln National EVP Brian Kroll to retire June 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian Kroll, EVP Head of Retail Life and Annuity Solutions, named executive officer, retiring effective June 1, 2026.","Retirement is part of a planned succession for the Retail Life and Annuities businesses.","No replacement for Kroll has been announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113611,"accession_number":"0001193125-26-134604","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Lincoln National enters amended $2B credit facility maturing 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$2.0B unsecured revolving credit facility (letters of credit and loans) matures March 27, 2031; replaces Dec 2023 agreement.","Minimum consolidated net worth set at $9.932B plus 50% of equity issuance proceeds after Dec 31, 2025.","Debt-to-capital ratio capped at 0.35 to 1.00; secured non-operating debt of subsidiaries limited to 7.5% of total capitalization.","Facility fee 0.125% p.a. on aggregate commitment; letter of credit commission 1.0% p.a., subject to rating-based adjustments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113610,"accession_number":"0000059558-26-000007","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q4 adjusted EPS $2.21 vs $1.91 YoY; net income falls to $745M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 adjusted operating income available to common $434M ($2.21/diluted share), up from $332M ($1.91) YoY.","Net income available to common $745M ($3.80/sh) vs $1,675M ($9.63) in Q4 2024 due to non-economic market risk benefit changes.","Life Insurance operating income $77M, a $92M improvement YoY, driven by improved mortality and alternative investment income.","Annuities operating income $311M (+3% YoY) on record account balances of $175B; sales up 33% to $4.9B.","Holding company liquidity net of prefunding $655M at year-end; RBC ratio >420%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":18212000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130016,"accession_number":"0001193125-25-274489","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National issues $500M of 5.350% Senior Notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal, 5.350% interest, semi-annual payments, matures Nov 15, 2035","Priced at 99.922% of par with 0.65% underwriting discount; issued Nov 10, 2025","Net proceeds partly to repay $400M of 3.625% Senior Notes due 2026; remainder for general corporate","Notes are senior unsecured obligations, ranking equally with existing unsecured unsubordinated debt","Underwriters include Goldman Sachs, BofA Securities, HSBC, PNC Capital Markets, Wells Fargo"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130015,"accession_number":"0000059558-25-000091","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial reports Q3 net income $411M; adj. EPS $2.04, up from prior-year loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders of $411M ($2.12 diluted EPS) vs prior-year loss of $562M.","Adjusted operating income $397M ($2.04 diluted EPS) vs $358M; annual assumption review gave $2M favorable impact.","Annuities operating income $310M; sales $4.5B (+32%) and record account balances of $174B net of reinsurance.","Life Insurance sales surged 144% to $298M; Group Protection premiums +5% to $1.35B; operating income $149M.","Retirement Plan Services deposits $5.0B (+20%); net inflows $0.8B. Holding company liquidity $461M; RBC >420%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":13290000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146597,"accession_number":"0000059558-25-000080","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q2 adjusted op income $427M ($2.36/share); Group Protection record margin 12.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $688M ($3.80 diluted) vs $884M ($5.11) a year ago; adjusted operating income $427M ($2.36) up from $324M ($1.87).","Group Protection operating income $173M (+33% YoY), margin 12.5% (record); premiums up 7%, sales up 16%.","Annuities sales $4.0B (+5%), operating income $287M (-3%); Life Insurance returned to profit $32M vs loss $35M.","Total liquidity $314.4M, net debt leverage 3.5x, RBC >420%.","Closed Bain Capital partnership to accelerate strategic priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":8735000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164986,"accession_number":"0001193125-25-127609","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National upsizes tender offer to $420M; accepts $812.8M in tenders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Increased aggregate offer cap from $375M to $420M; $812.8M aggregate principal tendered as of early deadline.","Pricing: 2050 notes at $770.25/$1,000 (4.992% ref yield +120bps), 2048 notes at $773.67 (5.022% +120bps).","Fixed price for Subordinated Securities: $820–$842.50 per $1,000; proration for 2066 Sub Notes at 68.80% and 2030 Notes at 18.82%.","No acceptance of tenders after early deadline; settlement expected May 29, 2025.","Financing condition met via $1B Belrose Funding Trust issuance and $500M senior notes sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164985,"accession_number":"0000059558-25-000049","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Lincoln National amends incentive plan, adds 1.75M shares, cuts board to 10","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved Amendment No. 4 to 2020 Incentive Plan, increasing shares by 1.75M to 17.8M.","Maximum cash annual incentive for non-director participants raised from $8M to $12M.","Board size reduced from 11 to 10 directors, effective May 22, 2025.","All 10 director nominees elected; advisory 'say-on-pay' passed with ~94% of votes cast.","Non-binding shareholder proposal for independent board chair defeated (38% for, 62% against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164984,"accession_number":"0001193125-25-123151","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["2.03"],"status":"ready","headline":"Lincoln National issues $500M 2.330% notes due 2030, creates $1B P-Caps facility for 6.792% notes due 2055","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exercised issuance right to exchange $500M 2.330% Senior Notes due 2030 for Treasury strips held by Trust I; notes distributed to 2030 P-Cap holders on May 20.","Belrose Funding Trust II issued $1B of 2055 P-Caps (CUSIP 08079K AA2) in a private placement; proceeds invested in U.S. Treasury strips.","Company gains right to issue up to $1B of 6.792% Senior Notes due 2055 to Trust II, with 1.888% annual facility fee on unexercised portion.","Mandatory exercise of issuance right if consolidated net worth falls below $2.75B, bankruptcy event, or 1940 Act status trigger.","Trust II will terminate by May 15, 2055, distributing 6.792% Notes to 2055 P-Cap holders if sole assets are those notes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164983,"accession_number":"0001193125-25-117400","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National launches $375M cash tender offer for eight debt series; replaces P-Caps","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Tender offer for eight series of securities, capped at $375M aggregate, $220M sub-cap for subordinated securities.","Early tender deadline May 23, 2025; expiration June 10, 2025; settlement expected May 29 for early tenders.","Company to issue $500M of 2.330% Senior Notes due 2030 to Trust I for U.S. Treasury strips to fund offer.","New Pre-Capitalized Trust Securities (New P-Caps) due 2055 issued via Belrose Funding Trust II to extend contingent capital.","Tender offer conditioned on settlement of New P-Caps and receipt of proceeds from Eligible Assets sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164982,"accession_number":"0000059558-25-000044","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1 net loss $756M, adjusted operating income $280M; announces Bain Capital partnership","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 net loss available to common stockholders of $756M ($4.41/diluted share) vs prior-year net income $1.19B.","Adjusted operating income available to common stockholders $280M ($1.60/diluted share), up from $210M ($1.22) YoY.","Annuities operating income $290M (+12%); Life Insurance loss improved to $16M from $35M loss; Group Protection income up 26% to $101M.","RBC ratio estimated above 420% in Q1 2025; adjusted book value per share $73.19.","Announced minority investment partnership with Bain Capital expected to close H2 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":4691000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164981,"accession_number":"0000059558-25-000035","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-04-09T23:59:59+00:00","items":["3.02","7.01","9.01"],"status":"ready","headline":"Lincoln sells 9.9% stake to Bain Capital for $825M; 10-year asset mgmt pact","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Bain Capital buys ~18.8M shares at $44.00/share, a 25% premium to 30-day VWAP.","Transaction provides $825M growth capital; expected to close H2 2025.","Bain Capital gets board observer rights, later voting board seat after 1 year.","Bain Capital will manage $1.4B of general account assets, growing to $20B over 6 years.","Lincoln intends to use capital to reduce leverage toward 25% target and fund strategic priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182696,"accession_number":"0000059558-25-000026","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Lincoln National elects James Morris to board; board size increased to 11","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Morris elected to the Board effective March 3, 2025; term ends at 2025 annual meeting.","Morris is retired Chairman, President & CEO of Pacific Life Insurance Company (2007-2022).","Morris appointed to the Compensation and Finance Committees of the Board.","Board size increased from 10 to 11 directors via bylaw amendment effective March 3, 2025.","Morris determined independent under NYSE listing standards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182695,"accession_number":"0000059558-25-000007","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q4 net income $1.7B, adjusted EPS $1.91; RBC ratio >430%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.7B ($9.63/diluted share) vs net loss $1.2B in Q4 2023.","Adjusted operating income $332M ($1.91/diluted share), up from $252M a year ago.","Annuities operating income $303M (+14% YoY); full-year sales highest since 2019 at $13.7B.","Group Protection operating income $107M (more than doubled); margin 8.4% (+430 bps).","Estimated RBC ratio >430% at year-end; holding company liquidity $463M."],"consensus_eps_estimate":null,"consensus_eps_actual":18.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":18442000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182694,"accession_number":"0000059558-25-000004","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Director Janet Liang resigns; board size reduced from 11 to 10","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Janet Liang resigned from Lincoln National's board effective Jan 30, 2025 to pursue a new employment opportunity.","Resignation was not due to any disagreement with the Company on operations, policies, or procedures.","Board approved amendment to Bylaws decreasing authorized board members from 11 to 10, effective Jan 31, 2025.","Amendment to Article II, Section 1 of the Bylaws filed as Exhibit 3.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199283,"accession_number":"0000059558-24-000063","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q3 adjusted operating income $358M, or $2.06/share; net loss $(562)M on non-economic items","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Adjusted operating income $358M ($2.06/diluted); net loss $(562)M ($(3.29)/share) from derivative and market risk benefit changes.","Annuities operating income $300M (+15% YoY); sales $3.4B (+24%) with RILA up 13% sequentially.","Group Protection operating income $110M (more than doubled YoY); margin expanded 500 bps to 8.5%.","Life Insurance operating income $14M (ex-assumption review); sequential sales growth 16%.","RBC ratio estimated >420%; holding company available liquidity $459M."],"consensus_eps_estimate":null,"consensus_eps_actual":8.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":13380000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215317,"accession_number":"0000059558-24-000054","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Lincoln National reduces board size from 12 to 11 members","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amendment to Amended and Restated Bylaws effective September 17, 2024.","Authorized number of directors decreased from twelve to eleven.","Amendment modifies Article II, Section 1 of the Bylaws."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215316,"accession_number":"0000059558-24-000051","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lincoln National adds CEO to amended severance plan: 2x salary+bonus over 104 weeks","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Compensation Committee amended Severance Plan on Aug 22, 2024 to include the CEO as a participant.","CEO would receive 2x annual base salary plus target annual incentive bonus upon involuntary termination without cause.","Severance amount paid in bi-weekly installments over 104 weeks; lump sum if change of control within 2 years.","Plan otherwise unchanged from description in 2024 Proxy Statement; other immaterial revisions made.","Effective date of amended plan is August 22, 2024; filed as Exhibit 10.1 to Form 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215315,"accession_number":"0000059558-24-000046","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-08-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q2 adjusted EPS $1.84, RBC ratio above 420%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $884M ($5.11 diluted); adjusted operating income $319M ($1.84 diluted).","RBC ratio estimated above 420%; sale of wealth management added $436M after-tax gain.","Annuities operating income up 10% to $297M; Group Protection up 19% to $130M (incl. $23M timing item).","Life Insurance operating loss of $35M due to $39M below-target alternative investment income.","Book value per share ex-AOCI $66.37 vs $58.58 a year ago; holding company liquidity $463M."],"consensus_eps_estimate":null,"consensus_eps_actual":12.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":9269000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234624,"accession_number":"0000059558-24-000033","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Lincoln National shareholders approve compensation plan share increase, reject independent chair","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved Amendment No. 3 to 2020 Incentive Comp Plan, increasing authorized shares by 4.5M to 16.05M.","All 12 director nominees elected (average ~110M votes for each).","Ratification of Ernst & Young as auditor for 2024 approved (137.7M for, 5.1M against).","Advisory vote on executive compensation passed with ~97.0M for, 19.0M against.","Non-binding shareholder proposal for independent board chair failed (46.5M for, 69.8M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234623,"accession_number":"0000059558-24-000027","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Lincoln National EVP Matthew Grove departs as executive officer; advisor role until year-end","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Grove ceased to be an executive officer effective May 15, 2024.","Grove previously led Life & Annuities and wealth management businesses.","He will serve as advisor to the Company until December 31, 2024.","Upon departure, eligible for post-employment benefits per involuntary termination not for cause described in 2024 Proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234622,"accession_number":"0000059558-24-000022","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1 adj op income $0.41 vs $1.52 prior; legal accrual $90M, severance $39M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $1.2B ($6.93 dil EPS) driven by $1.1B non-economic market risk benefit gain.","Adjusted operating income $71M ($0.41/share) down from $260M ($1.52) in Q1 2023; included $164M significant items.","Group Protection operating income $80M (+13% YoY, second highest quarter); margin expanded 60bps to 6.2%.","Life Insurance operating loss $35M vs loss $13M prior; sales down 30% reflecting shift to capital-efficient mix.","RBC ratio estimated 400-410% (up from ~380% prior year); holding company liquidity $466M."],"consensus_eps_estimate":null,"consensus_eps_actual":6.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":4116000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}