{"filings":[{"id":1333597,"accession_number":"0001193125-26-288480","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-06-29T20:17:45+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National issues $500M 6.800% subordinated notes due 2056; may redeem preferred stock","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal of 6.800% Fixed-to-Fixed Reset Rate Subordinated Notes due 2056 issued June 29, 2026.","Notes bear 6.800% interest until July 2036, then reset to 5yr Treasury plus 2.400%.","Proceeds for general corporate purposes; may include repurchase/redemption of Series C and Series D preferred stock.","Notes are unsecured subordinated obligations; rank senior to certain capital securities, junior to senior debt.","Interest deferral allowed up to 5 years; redemption options at par or make-whole, and upon tax/rating/regulatory events."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":759720,"accession_number":"0000059558-26-000038","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-06-01T12:00:28+00:00","items":["5.07"],"status":"ready","headline":"Lincoln National shareholders elect all 10 directors, approve say-on-pay, reject board chair proposal","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; top vote-getter James Morris received 141,173,189 votes for.","Ratification of Ernst & Young as auditor approved: 167,591,614 for, 3,365,510 against.","Advisory vote on executive compensation passed: 101,944,594 for, 41,153,657 against (approx 71% support excluding broker non-votes).","Non-binding shareholder proposal for independent board chair rejected: 40,910,999 for, 102,198,953 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98257,"accession_number":"0000059558-26-000031","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1: adj. operating EPS $1.66, net loss $1.10; Group Protection record","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common stockholders $(211)M ($1.10 diluted EPS); adjusted operating income available to common stockholders $326M ($1.66 diluted EPS).","Group Protection operating income $112M (record first quarter), up 11% YoY; Life Insurance operating income $41M, up $57M YoY.","Annuities operating income $275M (-5% YoY); adjusting for NII allocation and tax items, up 1% YoY; sales $3.9B (+4%).","Holding company available liquidity $805M net of prefunding; RBC ratio >420% (estimated).","Retirement Plan Services operating income $43M (+26% YoY); net outflows improved to $0.2B from $2.2B."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":5306000000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98256,"accession_number":"0000059558-26-000022","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Lincoln National EVP Brian Kroll to retire June 1, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Brian Kroll, EVP Head of Retail Life and Annuity Solutions, named executive officer, retiring effective June 1, 2026.","Retirement is part of a planned succession for the Retail Life and Annuities businesses.","No replacement for Kroll has been announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113611,"accession_number":"0001193125-26-134604","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Lincoln National enters amended $2B credit facility maturing 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$2.0B unsecured revolving credit facility (letters of credit and loans) matures March 27, 2031; replaces Dec 2023 agreement.","Minimum consolidated net worth set at $9.932B plus 50% of equity issuance proceeds after Dec 31, 2025.","Debt-to-capital ratio capped at 0.35 to 1.00; secured non-operating debt of subsidiaries limited to 7.5% of total capitalization.","Facility fee 0.125% p.a. on aggregate commitment; letter of credit commission 1.0% p.a., subject to rating-based adjustments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113610,"accession_number":"0000059558-26-000007","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q4 adjusted EPS $2.21 vs $1.91 YoY; net income falls to $745M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 adjusted operating income available to common $434M ($2.21/diluted share), up from $332M ($1.91) YoY.","Net income available to common $745M ($3.80/sh) vs $1,675M ($9.63) in Q4 2024 due to non-economic market risk benefit changes.","Life Insurance operating income $77M, a $92M improvement YoY, driven by improved mortality and alternative investment income.","Annuities operating income $311M (+3% YoY) on record account balances of $175B; sales up 33% to $4.9B.","Holding company liquidity net of prefunding $655M at year-end; RBC ratio >420%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":18212000000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130016,"accession_number":"0001193125-25-274489","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National issues $500M of 5.350% Senior Notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$500M aggregate principal, 5.350% interest, semi-annual payments, matures Nov 15, 2035","Priced at 99.922% of par with 0.65% underwriting discount; issued Nov 10, 2025","Net proceeds partly to repay $400M of 3.625% Senior Notes due 2026; remainder for general corporate","Notes are senior unsecured obligations, ranking equally with existing unsecured unsubordinated debt","Underwriters include Goldman Sachs, BofA Securities, HSBC, PNC Capital Markets, Wells Fargo"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130015,"accession_number":"0000059558-25-000091","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial reports Q3 net income $411M; adj. EPS $2.04, up from prior-year loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders of $411M ($2.12 diluted EPS) vs prior-year loss of $562M.","Adjusted operating income $397M ($2.04 diluted EPS) vs $358M; annual assumption review gave $2M favorable impact.","Annuities operating income $310M; sales $4.5B (+32%) and record account balances of $174B net of reinsurance.","Life Insurance sales surged 144% to $298M; Group Protection premiums +5% to $1.35B; operating income $149M.","Retirement Plan Services deposits $5.0B (+20%); net inflows $0.8B. Holding company liquidity $461M; RBC >420%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":13290000000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146597,"accession_number":"0000059558-25-000080","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-07-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q2 adjusted op income $427M ($2.36/share); Group Protection record margin 12.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $688M ($3.80 diluted) vs $884M ($5.11) a year ago; adjusted operating income $427M ($2.36) up from $324M ($1.87).","Group Protection operating income $173M (+33% YoY), margin 12.5% (record); premiums up 7%, sales up 16%.","Annuities sales $4.0B (+5%), operating income $287M (-3%); Life Insurance returned to profit $32M vs loss $35M.","Total liquidity $314.4M, net debt leverage 3.5x, RBC >420%.","Closed Bain Capital partnership to accelerate strategic priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":8735000000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164986,"accession_number":"0001193125-25-127609","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National upsizes tender offer to $420M; accepts $812.8M in tenders","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Increased aggregate offer cap from $375M to $420M; $812.8M aggregate principal tendered as of early deadline.","Pricing: 2050 notes at $770.25/$1,000 (4.992% ref yield +120bps), 2048 notes at $773.67 (5.022% +120bps).","Fixed price for Subordinated Securities: $820–$842.50 per $1,000; proration for 2066 Sub Notes at 68.80% and 2030 Notes at 18.82%.","No acceptance of tenders after early deadline; settlement expected May 29, 2025.","Financing condition met via $1B Belrose Funding Trust issuance and $500M senior notes sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164985,"accession_number":"0000059558-25-000049","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Lincoln National amends incentive plan, adds 1.75M shares, cuts board to 10","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved Amendment No. 4 to 2020 Incentive Plan, increasing shares by 1.75M to 17.8M.","Maximum cash annual incentive for non-director participants raised from $8M to $12M.","Board size reduced from 11 to 10 directors, effective May 22, 2025.","All 10 director nominees elected; advisory 'say-on-pay' passed with ~94% of votes cast.","Non-binding shareholder proposal for independent board chair defeated (38% for, 62% against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164984,"accession_number":"0001193125-25-123151","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["2.03"],"status":"ready","headline":"Lincoln National issues $500M 2.330% notes due 2030, creates $1B P-Caps facility for 6.792% notes due 2055","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Exercised issuance right to exchange $500M 2.330% Senior Notes due 2030 for Treasury strips held by Trust I; notes distributed to 2030 P-Cap holders on May 20.","Belrose Funding Trust II issued $1B of 2055 P-Caps (CUSIP 08079K AA2) in a private placement; proceeds invested in U.S. Treasury strips.","Company gains right to issue up to $1B of 6.792% Senior Notes due 2055 to Trust II, with 1.888% annual facility fee on unexercised portion.","Mandatory exercise of issuance right if consolidated net worth falls below $2.75B, bankruptcy event, or 1940 Act status trigger.","Trust II will terminate by May 15, 2055, distributing 6.792% Notes to 2055 P-Cap holders if sole assets are those notes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164983,"accession_number":"0001193125-25-117400","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National launches $375M cash tender offer for eight debt series; replaces P-Caps","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Tender offer for eight series of securities, capped at $375M aggregate, $220M sub-cap for subordinated securities.","Early tender deadline May 23, 2025; expiration June 10, 2025; settlement expected May 29 for early tenders.","Company to issue $500M of 2.330% Senior Notes due 2030 to Trust I for U.S. Treasury strips to fund offer.","New Pre-Capitalized Trust Securities (New P-Caps) due 2055 issued via Belrose Funding Trust II to extend contingent capital.","Tender offer conditioned on settlement of New P-Caps and receipt of proceeds from Eligible Assets sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164982,"accession_number":"0000059558-25-000044","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1 net loss $756M, adjusted operating income $280M; announces Bain Capital partnership","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 net loss available to common stockholders of $756M ($4.41/diluted share) vs prior-year net income $1.19B.","Adjusted operating income available to common stockholders $280M ($1.60/diluted share), up from $210M ($1.22) YoY.","Annuities operating income $290M (+12%); Life Insurance loss improved to $16M from $35M loss; Group Protection income up 26% to $101M.","RBC ratio estimated above 420% in Q1 2025; adjusted book value per share $73.19.","Announced minority investment partnership with Bain Capital expected to close H2 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":4691000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164981,"accession_number":"0000059558-25-000035","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-04-09T23:59:59+00:00","items":["3.02","7.01","9.01"],"status":"ready","headline":"Lincoln sells 9.9% stake to Bain Capital for $825M; 10-year asset mgmt pact","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Bain Capital buys ~18.8M shares at $44.00/share, a 25% premium to 30-day VWAP.","Transaction provides $825M growth capital; expected to close H2 2025.","Bain Capital gets board observer rights, later voting board seat after 1 year.","Bain Capital will manage $1.4B of general account assets, growing to $20B over 6 years.","Lincoln intends to use capital to reduce leverage toward 25% target and fund strategic priorities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182696,"accession_number":"0000059558-25-000026","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-03-04T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Lincoln National elects James Morris to board; board size increased to 11","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["James Morris elected to the Board effective March 3, 2025; term ends at 2025 annual meeting.","Morris is retired Chairman, President & CEO of Pacific Life Insurance Company (2007-2022).","Morris appointed to the Compensation and Finance Committees of the Board.","Board size increased from 10 to 11 directors via bylaw amendment effective March 3, 2025.","Morris determined independent under NYSE listing standards."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182695,"accession_number":"0000059558-25-000007","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q4 net income $1.7B, adjusted EPS $1.91; RBC ratio >430%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.7B ($9.63/diluted share) vs net loss $1.2B in Q4 2023.","Adjusted operating income $332M ($1.91/diluted share), up from $252M a year ago.","Annuities operating income $303M (+14% YoY); full-year sales highest since 2019 at $13.7B.","Group Protection operating income $107M (more than doubled); margin 8.4% (+430 bps).","Estimated RBC ratio >430% at year-end; holding company liquidity $463M."],"consensus_eps_estimate":null,"consensus_eps_actual":18.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":18442000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182694,"accession_number":"0000059558-25-000004","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Director Janet Liang resigns; board size reduced from 11 to 10","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Janet Liang resigned from Lincoln National's board effective Jan 30, 2025 to pursue a new employment opportunity.","Resignation was not due to any disagreement with the Company on operations, policies, or procedures.","Board approved amendment to Bylaws decreasing authorized board members from 11 to 10, effective Jan 31, 2025.","Amendment to Article II, Section 1 of the Bylaws filed as Exhibit 3.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199283,"accession_number":"0000059558-24-000063","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q3 adjusted operating income $358M, or $2.06/share; net loss $(562)M on non-economic items","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Adjusted operating income $358M ($2.06/diluted); net loss $(562)M ($(3.29)/share) from derivative and market risk benefit changes.","Annuities operating income $300M (+15% YoY); sales $3.4B (+24%) with RILA up 13% sequentially.","Group Protection operating income $110M (more than doubled YoY); margin expanded 500 bps to 8.5%.","Life Insurance operating income $14M (ex-assumption review); sequential sales growth 16%.","RBC ratio estimated >420%; holding company available liquidity $459M."],"consensus_eps_estimate":null,"consensus_eps_actual":8.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":13380000000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215317,"accession_number":"0000059558-24-000054","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Lincoln National reduces board size from 12 to 11 members","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board approved amendment to Amended and Restated Bylaws effective September 17, 2024.","Authorized number of directors decreased from twelve to eleven.","Amendment modifies Article II, Section 1 of the Bylaws."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215316,"accession_number":"0000059558-24-000051","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-08-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lincoln National adds CEO to amended severance plan: 2x salary+bonus over 104 weeks","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Compensation Committee amended Severance Plan on Aug 22, 2024 to include the CEO as a participant.","CEO would receive 2x annual base salary plus target annual incentive bonus upon involuntary termination without cause.","Severance amount paid in bi-weekly installments over 104 weeks; lump sum if change of control within 2 years.","Plan otherwise unchanged from description in 2024 Proxy Statement; other immaterial revisions made.","Effective date of amended plan is August 22, 2024; filed as Exhibit 10.1 to Form 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215315,"accession_number":"0000059558-24-000046","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-08-01T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q2 adjusted EPS $1.84, RBC ratio above 420%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $884M ($5.11 diluted); adjusted operating income $319M ($1.84 diluted).","RBC ratio estimated above 420%; sale of wealth management added $436M after-tax gain.","Annuities operating income up 10% to $297M; Group Protection up 19% to $130M (incl. $23M timing item).","Life Insurance operating loss of $35M due to $39M below-target alternative investment income.","Book value per share ex-AOCI $66.37 vs $58.58 a year ago; holding company liquidity $463M."],"consensus_eps_estimate":null,"consensus_eps_actual":12.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":9269000000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234624,"accession_number":"0000059558-24-000033","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Lincoln National shareholders approve compensation plan share increase, reject independent chair","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders approved Amendment No. 3 to 2020 Incentive Comp Plan, increasing authorized shares by 4.5M to 16.05M.","All 12 director nominees elected (average ~110M votes for each).","Ratification of Ernst & Young as auditor for 2024 approved (137.7M for, 5.1M against).","Advisory vote on executive compensation passed with ~97.0M for, 19.0M against.","Non-binding shareholder proposal for independent board chair failed (46.5M for, 69.8M against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234623,"accession_number":"0000059558-24-000027","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Lincoln National EVP Matthew Grove departs as executive officer; advisor role until year-end","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Grove ceased to be an executive officer effective May 15, 2024.","Grove previously led Life & Annuities and wealth management businesses.","He will serve as advisor to the Company until December 31, 2024.","Upon departure, eligible for post-employment benefits per involuntary termination not for cause described in 2024 Proxy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234622,"accession_number":"0000059558-24-000022","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1 adj op income $0.41 vs $1.52 prior; legal accrual $90M, severance $39M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $1.2B ($6.93 dil EPS) driven by $1.1B non-economic market risk benefit gain.","Adjusted operating income $71M ($0.41/share) down from $260M ($1.52) in Q1 2023; included $164M significant items.","Group Protection operating income $80M (+13% YoY, second highest quarter); margin expanded 60bps to 6.2%.","Life Insurance operating loss $35M vs loss $13M prior; sales down 30% reflecting shift to capital-efficient mix.","RBC ratio estimated 400-410% (up from ~380% prior year); holding company liquidity $466M."],"consensus_eps_estimate":null,"consensus_eps_actual":6.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":4116000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252482,"accession_number":"0001193125-24-068052","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-03-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National issues $350M 5.852% Senior Notes due 2034 to refinance maturities","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Aggregate principal $350M at 100% of par, underwriting discount 0.65%; notes bear interest at 5.852%, mature March 15, 2034.","Net proceeds to retire $250M term loan (SOFR+122.5 bps, due 2024) and $300M 3.35% senior notes due 2025, plus other debt.","Make-whole redemption at Treasury Rate +30 bps before Dec 15, 2033; par call thereafter; interest semi-annual on March 15 and Sept 15.","Notes are senior unsecured, rank equally with existing unsecured unsubordinated debt; issued under Senior Indenture with BNY Mellon as trustee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":252481,"accession_number":"0000059558-24-000005","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2024-02-08T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln National Q4 net loss $1.2B / $7.35 EPS; adj op income $246M; RBC ratio 400-410%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common stockholders $(1.2B) ($7.35/diluted share); adjusted operating income $246M ($1.45/share).","Year-end RBC ratio expected 400-410%, up from 375-385% at Q3 2023, above 400% target.","Record annuity sales $4.4B in Q4 (+36% YoY); Group Protection full-year margin 5.5% (ex-assumption review), up 400+ bps.","Closed Fortitude Re reinsurance transaction; announced sale of wealth management business to Osaic with at least $700M capital benefit expected H1 2024.","Life Insurance sales down 23% YoY from strategic shift; Retirement Plan Services net outflows $332M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":-4.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":11645000000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269991,"accession_number":"0001193125-23-301198","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-12-21T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Lincoln National enters $2.0B credit facility, extends maturity to Dec 2028","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Second Amended and Restated Credit Agreement provides $2.0B of unsecured letters of credit and loans.","Maturity date extended to December 21, 2028; commitment amount decreased from prior facility.","Financial covenants: minimum consolidated net worth of $8.626B plus 50% of equity proceeds; debt-to-capital ratio ≤ 0.35:1.","Facility fee of 0.15% p.a. and LC fee of 0.975% p.a., adjustable with credit rating changes.","Covenants restrict liens, mergers, and asset sales; customary defaults with grace periods."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269990,"accession_number":"0001193125-23-295483","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-12-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National sells wealth management business to Osaic for ~$700M capital benefit","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sale includes Lincoln Financial Advisors and Lincoln Financial Securities with ~1,450 financial professionals.","Expected ~$700M capital benefit primarily to increase risk-based capital ratio and reduce leverage.","Transaction expected to close first half of 2024, subject to customary regulatory approvals.","Lincoln retains Lincoln Financial Distributors (LFD) wholesale distribution franchise and independent agents.","No material impact on ongoing free cash flow or earnings anticipated from the sale."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269988,"accession_number":"0000950159-23-000291","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K/A","filed_at":"2023-11-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Lincoln National appoints Owen Ryan to Audit and Compensation Committees","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Owen Ryan elected to Lincoln National Board on September 11, 2023.","Appointed to Audit Committee effective November 9, 2023.","Appointed to Compensation Committee effective November 9, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":269989,"accession_number":"0000059558-23-000056","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lincoln Financial Q3 adjusted EPS $0.23; net income $4.79 on hedging gains; expenses up","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $819M ($4.79/diluted) vs net loss $1.8B a year ago; adjusted operating income $39M ($0.23).","Adjusted results include $0.84/share unfavorable from annual reserve review, $0.41/share from alternative investments, unclaimed property, surrender program, and legal accruals.","Segment: Annuities income $248M (-10% YoY); Life Insurance loss $173M; Group Protection income $68M (up from $12M); Retirement Plan Services income $43M (-9%).","Annuities sales $2.7B (-16% YoY, +6% sequentially); Life sales $144M (-16% YoY, +17% sequentially); Group Protection premiums $1.3B (+4%).","Estimated RBC ratio 375-385%; holding co liquidity $455M; progress on Fortitude Re close; BVPS ex-AOCI $63.03 (+10% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.4,"consensus_revenue_estimate":null,"consensus_revenue_actual":10946000000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286968,"accession_number":"0000950159-23-000262","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-09-11T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Lincoln National elects Owen Ryan to board, increasing size to 12","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Owen Ryan elected as director effective September 11, 2023, for a term ending at 2024 annual meeting.","Board size increased from 11 to 12; bylaw amended to authorize twelve members.","Ryan is Chair and Co-CEO of BlackLine, with prior insurance industry experience at AEGIS Insurance.","Board determined Ryan is independent under NYSE listing standards and qualifies for Audit/Compensation committees.","Ryan receives pro-rated annual retainer of $275,000 ($165,000 in deferred stock units)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":286967,"accession_number":"0000059558-23-000045","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lincoln Q2 net income $502M ($2.94 EPS); adjusted ops $343M ($2.02); group protection improves","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2023 net income available to common $502M ($2.94/diluted) vs $833M ($4.83) YoY.","Adjusted ops income $343M ($2.02/diluted) vs $367M ($2.13) YoY.","Annuities income $271M (-8% YoY); Life Insurance $33M (down from $63M); Group Protection $109M (up from $49M).","Recognized $493M impairment on fixed maturity AFS securities due to intent to sell as part of Fortitude Re reinsurance transaction.","Net unrealized loss on AFS securities $10.4B pre-tax vs $6.3B a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":-2.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":6743000000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306998,"accession_number":"0001564590-23-007443","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-05-26T23:59:59+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Lincoln National shareholders approve 4.5M share increase to incentive plan; board size reduced to 11","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved Amendment No. 2 to 2020 Incentive Compensation Plan, increasing authorized shares from 7.05M to 11.55M.","Board reduced from 13 to 11 members via Bylaw amendment effective May 25, 2023.","All 11 director nominees elected; Ernst & Young ratified as auditor with 133.6M votes for.","Two non-binding shareholder proposals (independent board chair, ratification of exec termination pay) failed.","Advisory say-on-pay resolution approved with 92.9M votes for (78.5% of votes cast); one-year frequency approved."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306997,"accession_number":"0001562762-23-000261","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-05-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National updates 10-K for adoption of ASU 2018-12 long-duration contract accounting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Adopted ASU 2018-12 effective Jan 1, 2023, with transition date Jan 1, 2021; modified retrospective approach except full retrospective for market risk benefits.","Updates to MD&A, market risk disclosures, financial statements, and exhibits for 2022 and 2021 are provided in Exhibit 99.1.","No other information in the 2022 10-K or 10-K/A is being updated; read with Q1 2023 10-Q for subsequent developments.","Consent of independent registered public accounting firm included as Exhibit 23."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306996,"accession_number":"0001564590-23-007230","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-05-12T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"LNC reduces CEO change-of-control severance multiple from 3.0 to 2.99; removes automatic good reason clause","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO cash severance capped at 2.99x base salary plus target bonus, down from 3.0x.","Provision allowing CEO to trigger 'good reason' for any termination in 2-year post-change-of-control window removed.","Amendment effective May 12, 2023, adopted by Executive Committee of Board.","No changes to severance multipliers for other executives (remain at 2.0x)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306995,"accession_number":"0000059558-23-000029","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-05-09T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln Financial Q1 net loss ($5.37)/share; adjusted EPS $1.52; $28B reinsurance with Fortitude Re","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common stockholders of $(909)M ($5.37/diluted share) vs $1,481M ($8.39) in prior year.","Adjusted operating income of $260M ($1.52/share) vs $273M ($1.55); revenues fell 19% to $3.8B.","Annuities income down 14% to $274M; Life Insurance posted a $13M operating loss; Group Protection swung to $71M income.","Announced $28B block reinsurance transaction with Fortitude Re to bolster capital and balance sheet.","Average diluted share count down 3% YoY to 170.5M; book value per share (ex-AOCI) fell 12% to $56.04."],"consensus_eps_estimate":null,"consensus_eps_actual":-5.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":3814000000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306994,"accession_number":"0001564590-23-006854","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"Lincoln cedes $28B in reserves to Fortitude Re; preliminary Q1 net loss up to $919M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cedes ~$28B in ULSG, MoneyGuard, fixed annuity reserves; expected close Q2 2023, effective Apr 1.","Transaction expected to improve RBC ratio by ~15 points and add >$100M annual free cash flow.","GAAP quarterly dilution of ($35-40)M; Q1 Life Insurance operating loss ($8-23)M.","Preliminary Q1 net loss ($904-919)M or ($5.34-5.43)/diluted share; adjusted ops income $250-265M.","Estimated Q1 RBC ratio 377-380% (flat YoY); 2023 distributable earnings outlook unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":306993,"accession_number":"0000059558-23-000024","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-04-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lincoln National restates Q4 2022 financials due to adoption of LDTI accounting standard","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Restated condensed Q4 2022 Statistical Supplement reflects adoption of LDTI (ASU 2018-12) as of Jan 1, 2023.","Restated financials cover years ended Dec 31, 2022 and 2021, with retroactive restatement of all prior periods.","Supplement replaces original Q4 2022 supplement filed Feb 8, 2023; current data is unaudited.","Company expects to file audited restated financials later this quarter after Q1 2023 10-Q."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326077,"accession_number":"0001193125-23-080586","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-03-27T23:59:59+00:00","items":["2.02","7.01","4.02"],"status":"ready","headline":"Lincoln National restates FY21-22 financials due to accounting error on reinsurance gain recognition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Restatement corrects timing of $498M gain from Resolution Life reinsurance transaction; gain now recognized in Q4 2021 instead of deferred.","FY21 net income increases $492M to $1.897B; diluted EPS changes from $7.43 to $10.03.","FY22 net income decreases $25M to ($2.252B); diluted EPS changes from ($13.10) to ($13.24).","Stockholders' equity rises $467M for FY22 and $492M for FY21; leverage ratio improves ~80 bps to 30.4%.","Restatement has no impact on distributable earnings, free cash flow, statutory filings, or 2023 outlook; restated filings due by March 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326076,"accession_number":"0001564590-23-002130","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-02-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lincoln National caps executive severance at 2.99x salary+bonus; sets CFO Neczypor's pay","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted policy limiting new executive cash severance to 2.99x base salary plus target bonus without shareholder ratification.","Policy also prohibits amending existing severance plans to increase benefits beyond that threshold without shareholder vote.","New CFO Christopher Neczypor (effective Feb 17, 2023) gets $800k base salary, 134% target AIP, and $1.825M LTIP target.","Neczypor remains eligible for existing severance plans (LNC CoC Plan and Officers' Severance Plan)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326075,"accession_number":"0001564590-23-001613","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-02-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Lincoln National appoints Christopher Neczypor as CFO, effective Feb 17, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Christopher Neczypor appointed EVP, CFO effective Feb 17, 2023, succeeding Randal Freitag.","Neczypor previously served as Chief Strategy Officer since Nov 2021; has 20+ years industry experience.","Tom Faenza expands role to SVP, Chief Strategy Officer, reporting to CEO.","Randal Freitag will remain through March 31, 2023; departure triggers severance payments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326074,"accession_number":"0000059558-23-000004","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2023-02-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lincoln National Q4 net income $6M, adjusted EPS $0.97; full-year net loss $(2.2)B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income per diluted share $0.01 vs $1.20 in prior year; adjusted operating EPS $0.97 vs $1.56.","Full-year net loss $(2.2)B ($13.10 per share); adjusted operating loss $(880)M ($5.22 per share).","Notable items: Q4 includes $0.68/sh unfavorable legal expenses; full year includes $12.21/sh net unfavorable items from DAC/reserve review.","Book value per share ex-AOCI fell to $63.73 from $78.05 a year ago; share buyback of 8.7M shares for $550M.","Segment: Life Insurance income down 42% to $46M; Group Protection loss ratio improved to 79% from 96%."],"consensus_eps_estimate":null,"consensus_eps_actual":-13.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":18784000000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343792,"accession_number":"0001193125-22-291112","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-11-22T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"Lincoln National closes $1B preferred stock offering of Series C (9.25%) and Series D (9.00%) depositary shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 500,000 Series C depositary shares (9.25% fixed rate reset) and 20M Series D depositary shares (9.00% non-cumulative), totaling $1B liquidation preference.","Common dividends and share repurchases restricted if preferred dividends not declared for the prior dividend period.","Articles of amendment filed Nov 18, 2022 to establish Series C and Series D preferred stock terms; offering closed Nov 22, 2022.","Offering made under existing shelf registration statement (Form S-3); proceeds not specified in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343791,"accession_number":"0001193125-22-287810","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-11-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Lincoln National to issue $512.5M in preferred stock: 9.25% Series C and 9% Series D","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Series C: 500,000 depositary shares, 9.25% fixed rate reset non-cumulative, $25 liquidation preference per depositary share.","Series D: 20,000,000 depositary shares, 9.00% non-cumulative, $25 liquidation preference per depositary share.","Total aggregate liquidation preference from both offerings approximately $512.5 million.","Underwriters include BofA Securities, Goldman Sachs, J.P. Morgan, Morgan Stanley, Wells Fargo; expected close Nov 22, 2022.","Each offering is independent; closings not conditioned on each other."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":343790,"accession_number":"0000059558-22-000041","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-11-02T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Lincoln National posts Q3 net loss of $2.6B; $15.17 EPS loss on $634M goodwill impairment and $2.0B DAC charge","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss of $2.6B ($15.17 diluted EPS); adjusted operating loss of $1.7B ($10.23 per share).","Includes $634M goodwill impairment and $2.0B net unfavorable notable items from annual assumption review, primarily guaranteed universal life.","Estimated $550M statutory capital impact, 22-point RBC decline; dividend maintained at $0.45/share payable Feb 1, 2023.","Life Insurance segment lost $2.2B from operations; Annuities income up 33% to $449M; Group Protection swung to $37M profit.","Book value per share (ex AOCI) fell 17% to $64.09; average diluted share count down 10% YoY from repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":-13.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":14589000000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360288,"accession_number":"0001564590-22-032038","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-09-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"LNC discloses expected initial impact of LDTI accounting standard adoption via presentation","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Presentation on expected initial impact of LDTI adoption made available on company website on Sept 21, 2022.","Conference call held same day at 2:30 PM ET featuring President/CEO Ellen Cooper and EVP/CFO Randy Freitag.","No specific financial impact figures were included in the furnished exhibit; details discussed on call."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360287,"accession_number":"0000059558-22-000036","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"LNC Q2 net income drops 63% to $238M; adjusted op EPS $2.23, down 30% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $238M ($1.34 diluted EPS) vs $642M ($3.34 EPS) in Q2 2021.","Adjusted operating income $391M ($2.23 per share) vs $608M ($3.17) YoY.","BVPS ex-AOCI $79.49, up 5% YoY; BVPS incl. AOCI $53.97, down 53% on higher rates.","Capital returned $177M including $100M buybacks; share count down 10% YoY.","Segment: Retirement Plan Services net flows +$913M; Life sales +53%; Group Protection income +28%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":9791000000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379307,"accession_number":"0001564590-22-021967","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-06-01T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Lincoln National shareholders approve 1.85M share increase for 2020 Incentive Compensation Plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["13 directors elected with votes ranging from 124M to 135M for; broker non-votes of ~17M.","Ernst & Young ratified as independent auditor for 2022: 146.1M for, 7.9M against.","Advisory say-on-pay approved: 116.8M for, 19.7M against, 0.7M abstentions.","Non-binding shareholder proposals for independent board chair and termination pay ratification both failed.","Amendment to 2020 Plan adds 1,850,000 shares, total authorized now 7,050,000."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":379306,"accession_number":"0000059558-22-000018","cik":59558,"company_name":"LINCOLN NATIONAL CORP","ticker":"LNC","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Lincoln Financial Q1 adjusted EPS $1.66 vs $1.82; pandemic claims reduced EPS by $0.96","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $104M ($0.58 diluted) vs $225M ($1.16) in Q1 2021; adjusted operating EPS $1.66 vs $1.82.","Pandemic-related claims and unusual Group Protection adjustments lowered adjusted EPS by $(0.96) combined.","Revenue $4.69B (+3% YoY); Life Insurance sales +36% to $155M; Group Protection sales +42%.","Returned $480M to shareholders including $400M in buybacks; diluted shares fell 9% to 176.4M.","BVPS ex-AOCI $78.32 (+8%); BVPS incl. AOCI $85.59 (-16%) due to higher interest rates."],"consensus_eps_estimate":null,"consensus_eps_actual":0.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":4687000000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":6730704262.224707,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-05-04T23:59:59+00:00|379306"}