{"filings":[{"id":863556,"accession_number":"0001806201-26-000044","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2026-06-04T21:24:48+00:00","items":["5.07"],"status":"ready","headline":"Open Lending stockholders approve reverse stock split and board declassification at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Reverse stock split approved (ratio range 1:5 to 1:7); board to set exact ratio; 96.8M for, 5.2M against.","Two Class III directors elected: Jessica Buss (59.7M for, 20.5M withhold) and William Dabbs Cavin (78.3M for, 1.9M withhold).","Ratification of Ernst & Young as auditor for FY 2026 approved: 102.2M for, 95K against.","Non-binding advisory vote on executive compensation approved: 54.2M for, 25.7M against.","Stockholder proposal to declassify the board approved: 63.3M for, 16.8M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95618,"accession_number":"0001806201-26-000036","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q1 net loss $0.5M; certified loans drop 24% YoY to 21,064","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $20.5M (down 16% YoY); gross profit $15.6M.","Net loss $0.5M vs net income $0.6M in prior year; adjusted EBITDA $2.0M.","Certified loans 21,064 (down 24% YoY) but CEO says exceeded high end of guidance.","Profit share revenue reduced by $0.7M from historic vintage adjustments.","Strategic initiatives Project Red Rocks and ApexOne Auto progressing."],"consensus_eps_estimate":null,"consensus_eps_actual":0.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":20491000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108811,"accession_number":"0001806201-26-000023","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2026-03-12T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q4 net income $1.7M vs loss $144.4M; revenue jumps to $19.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans Q4: 19,308 vs 26,065 YoY; full year 97,348 vs 110,652.","Q4 total revenue $19.3M vs ($56.9M); full year $93.2M vs $24.0M.","Q4 net income $1.7M vs loss $144.4M; full year net loss $4.2M vs $135.0M.","Q4 adjusted EBITDA $2.8M vs ($75.9M); full year $15.6M vs ($55.0M).","CEO cites progress; launched ApexOne Auto platform for full credit spectrum."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108810,"accession_number":"0001806201-26-000018","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["1.01","5.02","9.01"],"status":"ready","headline":"Open Lending enters cooperation with Palogic, adds new director nominee; director Jehl departs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cooperation agreement with Palogic includes board seat for William Dabbs Cavin as Class III director nominee at 2026 annual meeting.","Board will recommend stockholder vote for declassification proposal to elect all directors annually.","Palogic agrees to standstill, voting support, and ownership cap at 9.9% of outstanding common shares.","Director Charles D. Jehl will not stand for re-election at 2026 annual meeting; no disagreements cited.","Cooperation period runs until 30 days before 2027 annual meeting nomination period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125256,"accession_number":"0001806201-25-000126","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-12-05T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending finalizes separation agreement with former CRO Matthew Roe","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Roe, former Chief Revenue Officer, terminated effective July 29, 2025; separation agreement dated Dec 2, 2025.","Severance includes $161,538 (6 months base salary) plus $17,458 COBRA payment.","Payments: $134,615 on Dec 15, 2025; $26,923 on Jan 30, 2026; COBRA lump sum within 30 days.","Agreement includes general release of claims, non-disparagement, confidentiality, and 6-month non-solicitation.","No replacement named; company will provide neutral reference only."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125255,"accession_number":"0001806201-25-000119","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-11-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending appoints Abhijit Chaudhary to board, replacing Gene Yoon","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gene Yoon resigned as director on Nov 19, 2025; no dispute with the company.","Abhijit Chaudhary appointed Class I director effective Nov 21, 2025, filling the vacancy.","Chaudhary serves on Audit and Nominating/Corporate Governance Committees.","He is EVP at Mastercard, former CPO at Pagaya and Green Dot, with 20+ years fintech experience.","CEO Jessica Buss said the appointment brings valuable product leadership to the board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125254,"accession_number":"0001628280-25-050173","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q3 2025 net loss of $7.6M vs prior-year net income of $1.4M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans fell to 23,880 from 27,435 YoY; total revenue rose to $24.2M from $23.5M.","Net loss of $7.6M ($0.06 basic EPS loss) vs net income of $1.4M ($0.01 basic EPS) in Q3 2024.","Adjusted EBITDA improved to $5.6M from $4.5M; definition updated to exclude interest income and certain non-recurring items.","Gross profit $18.9M vs $17.3M; profit share revenues included $1.1M positive adjustment vs $7.0M reduction in prior year.","CEO highlighted launch of ApexOne Auto decisioning platform and enhanced underwriting standards."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":73872000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":125253,"accession_number":"0001628280-25-044478","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-10-07T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending names Ben Massey General Counsel and Corporate Secretary effective Nov 7, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Stark resigned as Chief Legal & Compliance Officer and Corporate Secretary, effective Nov 7, 2025.","Ben Massey appointed General Counsel and Corporate Secretary effective Nov 7, 2025; previously Assistant General Counsel since Jan 2024.","Massey receives $325,000 base salary, 75% target annual cash bonus, and 100% long-term incentive target.","Massey's 2025 bonus target remains 50% of base salary per offer letter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141990,"accession_number":"0001806201-25-000097","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending appoints Todd Hart to Board; Adam Clammer resigns effective Sept 25, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adam Clammer resigned as director effective Sept 25, 2025; no dispute with company.","Todd Hart appointed as Class II director; term expires at 2028 annual meeting.","Hart appointed to Compensation and Nominating & Governance Committees, replacing Clammer.","Hart has over 35 years insurance/financial services experience; founder and CEO of Upland Capital Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141989,"accession_number":"0001806201-25-000087","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q2 2025 revenue $25.3M (-5% YoY); net income $1.0M vs $2.9M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans 26,522, down 8.4% from 28,963 in Q2 2024.","Total revenue $25.3M, down 5% from $26.7M; gross profit $19.8M vs $21.0M.","Net income $1.0M vs $2.9M YoY; Adjusted EBITDA $4.1M vs $6.8M YoY.","Extended relationship with AmTrust, largest insurance provider, for over a decade.","Adjusted EBITDA definition updated to exclude interest income, prior periods conformed."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":49703000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141988,"accession_number":"0001806201-25-000083","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-08-04T23:59:59+00:00","items":["2.02","5.02"],"status":"ready","headline":"Open Lending terminates CRO Matthew Roe; reaffirms Q2 guidance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Terminated Matthew R. Roe as Chief Revenue Officer effective July 29, 2025.","Reaffirmed Q2 2025 certified loan guidance; full results due Aug 6, 2025.","No reason given for termination in filing.","Company remains on track to achieve Q2 certified loan guidance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141987,"accession_number":"0001806201-25-000076","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending appoints Massimo Monaco as CFO, effective Aug 18, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Massimo Monaco, former CFO of Arc Home LLC, appointed CFO effective August 18, 2025.","Employment agreement includes $400k base salary, 100% target bonus, $300k sign-on bonus.","RSU grant of $600k vesting over 4 years; 2026 long-term incentive target of 150% of salary.","Severance: 12 months salary + COBRA for good reason or without cause; change-in-control provides lump sum 1x salary+bonus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159936,"accession_number":"0001193125-25-152881","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Open Lending CEO Buss assumes interim CFO duties after Jehl departure","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Interim CFO Charles Jehl's role terminated June 29, 2025; he remains as non-employee director.","CEO Jessica Buss appointed interim principal financial and accounting officer effective June 29.","Buss receives no additional compensation for interim roles; she continues as CEO and executive chairman.","Board is conducting a search for a permanent CFO replacement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159935,"accession_number":"0001806201-25-000064","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Open Lending holds annual meeting; all proposals approved by stockholders","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Adam H. Clammer and Blair J. Greenberg as Class II directors, each with over 50M votes for.","Ratified Ernst & Young LLP as independent auditor for FY2025 with 91M votes for.","Advisory vote on named executive officer compensation passed with 70.9M for, 14.3M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159934,"accession_number":"0001806201-25-000055","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q1 revenue falls 20.5% to $24.4M; net income drops to $0.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans 27,638 (-2% YoY); revenue $24.4M vs $30.7M, driven by $7.4M drop in profit share revenue from new originations.","Gross profit $18.3M (vs $25.0M); net income $0.6M (vs $5.1M); adjusted EBITDA $5.7M (vs $12.5M).","Board authorized $25M share repurchase program; CEO announces new loan measures and refined pricing to reduce profit share volatility.","Unit economics per certified loan declined; historic vintage adjustments had a $0.9M reduction vs $1.1M in Q1 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":24393000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":159933,"accession_number":"0001806201-25-000044","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Open Lending reassigns CTO Sarah Lackey to VP Strategic Initiatives, drops NEO status","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Sarah Lackey removed as CTO and named executive officer effective April 22, 2025.","She becomes Vice President of Strategic Initiatives, reporting to the COO.","No successor as CTO was announced in the filing.","Ms. Lackey remains employed but with reduced executive responsibility."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178278,"accession_number":"0001806201-25-000032","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending reports Q4 2024 negative revenue of $56.9M; appoints new CEO and COO","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue negative $56.9M vs $14.9M prior year; net loss $144.4M vs $4.8M loss.","Full year 2024 revenue $24.0M, down from $117.5M; net loss $135.0M vs net income $22.1M.","Revenue hit by $81.3M reduction in estimated profit share revenues from historic vintages in Q4.","Board appoints Jessica Buss as CEO effective immediately; Michelle Glasl as COO.","Certified loans: 26,065 in Q4 vs 26,263 prior year; full year 110,652 vs 122,984."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":24393000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178277,"accession_number":"0001193125-25-068758","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Open Lending names Jessica Buss CEO, Chuck Jehl interim CFO, Michelle Glasl COO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jessica Buss appointed CEO effective March 31, 2025; previously CEO of Argo Group.","Chuck Jehl remains interim CFO for 90-day transition; will stay on board after.","Michelle Glasl appointed COO; joins from Argo Group as Head of Operations.","Buss receives $800k base, 100% target bonus, 4.8M time-based stock options.","Jehl gets accelerated vesting of 210,084 RSUs and 109,809 time-based RSUs; $10k legal fees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":178276,"accession_number":"0001806201-25-000009","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Open Lending co-founder John Flynn retires from Board; to serve as consultant through 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John J. Flynn, co-founder, retired from the Board of Directors effective January 16, 2025.","On January 17, 2025, Mr. Flynn agreed to serve as a consultant to the Company through the end of 2025.","Retirement is not the result of any dispute or disagreement with the Company or Board.","No replacement director has been announced at this time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194926,"accession_number":"0001806201-24-000142","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q3 revenue $23.5M, down 9.6% YoY; net income $1.4M vs $3.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans fell to 27,435 from 29,959 YoY, a decline of 8.4%.","Revenue $23.5M, hit by $7.0M reduction in profit share estimates for historic vintages.","Net income dropped to $1.4M ($0.01 EPS) from $3.0M; adjusted EBITDA $7.8M vs $10.3M.","CEO says results near or above high-end of guidance for certified loans, revenue, adj. EBITDA excl. estimate change.","Management sees improving auto inventory, retail sales and affordability, but no updated guidance provided."],"consensus_eps_estimate":null,"consensus_eps_actual":0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":80948000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211220,"accession_number":"0001806201-24-000128","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-09-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Open Lending appoints Chuck Jehl permanent CEO; interim CFO search underway","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Charles D. Jehl appointed permanent CEO and Board member effective Sept 11, 2024; previously interim CEO since March 2024.","Jehl continues as interim CFO while Board conducts search for permanent CFO and COO successors.","New employment agreement: base salary $500k, cash bonus target 100% of base, LTIP target $2.5M (60% PSUs, 40% RSUs).","Jehl was instrumental in taking company public in 2020; prior 14-year tenure at Forestar Group as CFO and CAO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":211219,"accession_number":"0001806201-24-000119","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q2 revenue $26.7M, net income $2.9M; certified loans 28,963, down 16% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $26.7M, down 30% from $38.2M in Q2 2023; gross profit $21.0M vs $32.0M.","Net income $2.9M vs $11.4M in prior year; adjusted EBITDA $9.9M vs $20.7M.","Certified loans facilitated 28,963, down 16% from 34,354 in Q2 2023.","Profit share estimate reduced by $6.7M on historic vintages vs $1.2M reduction last year.","CEO cites challenging automotive lending environment but sees early signs of improvement."],"consensus_eps_estimate":null,"consensus_eps_actual":0.07,"consensus_revenue_estimate":null,"consensus_revenue_actual":57472000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229768,"accession_number":"0001806201-24-000102","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Open Lending annual meeting elects all three director nominees; Gene Yoon elected despite 69.6M withhold votes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three Class I director nominees elected at May 22 annual meeting.","Gene Yoon received 20.6M for and 69.6M withhold – highest opposition among nominees.","Ratification of Ernst & Young as auditor passed with 106.9M for, 276k against.","Say-on-pay advisory vote approved with 81.0M for, 9.1M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229767,"accession_number":"0001806201-24-000099","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Open Lending terminates CIO Thinh Nguyen without cause; severance of $145,382 plus COBRA","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thinh Nguyen, CIO, terminated without cause effective May 2, 2024.","Severance includes gross payment of $145,382.40 plus $4,008.60 for six months COBRA.","Lump-sum payments due within 30 days; includes general release and cooperation clause.","No successor CIO announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":229766,"accession_number":"0001806201-24-000084","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q1 revenue $30.7M, down 20% YoY; certified loans fall 13% to 28,189","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Certified loans 28,189 in Q1 2024 vs 32,408 in Q1 2023 (-13% YoY).","Total revenue $30.7M vs $38.4M (-20%); gross profit $25.0M vs $32.9M.","Net income $5.1M vs $12.5M; Adjusted EBITDA $12.5M vs $21.2M.","Exceeded high end of guidance for certified loans and revenue; management cites improving market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":0.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":30745000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248262,"accession_number":"0001193125-24-075974","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-03-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Keith Jezek resigns; CFO Chuck Jehl named interim CEO; Q1 guidance reaffirmed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Keith Jezek resigned as CEO and board member effective March 22, 2024; will advise during transition.","CFO Charles D. Jehl appointed interim CEO and COO, retaining CFO role; board begins search for permanent CEO.","Jehl's compensation: base salary $500K, STI target 100%, LTI target $2M, one-time RSU grant $2M vesting over 4 years, cash transition bonus $500K.","Company reiterates Q1 2024 certified loan guidance; full Q1 results expected in May 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":248261,"accession_number":"0001806201-24-000033","cik":1806201,"company_name":"Open Lending Corp","ticker":"LPRO","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Open Lending Q4 2023 revenue $14.9M, net loss $4.8M; certified loans down 24% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 certified loans 26,263, down 24% from 34,550 YoY; total revenue $14.9M (down 44% from $26.8M).","Q4 net loss $4.8M vs loss $4.2M a year ago; adjusted EBITDA -$2.1M vs $8.5M.","Full-year 2023 certified loans 122,984, down 26% from 165,211; revenue $117.5M vs $179.6M.","Profit share revenue reduced by $14.3M in Q4 and $22.8M for full year due to historical vintage adjustments.","CEO cites continued product, technology, and go-to-market improvements; priorities for 2024 include bank segment expansion."],"consensus_eps_estimate":null,"consensus_eps_actual":0.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":117460000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":278992314.2386831,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}