{"filings":[{"id":1775840,"accession_number":"0001104659-26-085420","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-07-21T20:20:28+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q2 EPS $1.54; NII up 22.8% YoY; dividend raised 40% to $0.35; $50M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.54 vs $2.92 prior quarter and $1.76 year ago; net income $19.2M.","Net interest income $90.4M, up 22.8% YoY; NIM stable at 4.08%.","Provision for credit losses $13.3M driven by a single C&I loan in non-core portfolio.","Non-performing loans ratio improved to 0.91% from 1.01% prior quarter.","Board approved $50M stock repurchase program; quarterly dividend raised to $0.35/share from $0.25."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1748077,"accession_number":"0001104659-26-085060","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-07-20T20:06:04+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. raises quarterly dividend 40% to $0.35/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.35 per share from $0.25 per share, a $0.10 increase.","Dividend payable on August 11, 2026 to holders of record as of July 31, 2026.","Board of directors declared the increased dividend on July 20, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1197196,"accession_number":"0001104659-26-076471","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-06-22T21:13:26+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. authorizes $50M share repurchase program, replacing prior program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved new share repurchase program on June 19, 2026 for up to $50M of outstanding common stock.","New program replaces and supersedes the prior program authorized on July 17, 2025.","Repurchases may be made on open market or under Rule 10b5-1 plans, subject to market conditions and regulatory requirements.","Program has no expiration date and may be suspended or discontinued at any time; no obligation to acquire any shares.","Company intends to fund repurchases with available cash."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":919717,"accession_number":"0001104659-26-071421","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-06-08T20:46:02+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director William Reinhardt retires from Metropolitan Bank Holding Corp. board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William Reinhardt retired from the boards of Metropolitan Bank Holding Corp. and its subsidiary Metropolitan Commercial Bank, effective June 6, 2026.","Board designated him as director emeritus — an honorary role with no rights or duties as a director.","Board size reduced from 12 to 11 directors following Mr. Reinhardt's departure.","No replacement director has been named at this time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93060,"accession_number":"0001104659-26-051549","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Metropolitan Bank reports annual meeting results; all director nominees elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Four director nominees elected: Fabiano (8.19M for), Patent (8.11M), Ramirez (6.41M), Reinhardt (8.21M); Ramirez had 2.44M withheld.","Say-on-pay approved: 8.37M for, 378K against, 103K abstentions.","Crowe LLP ratified as auditor for FY2026: 10.44M for, 15K against.","2026 Employee Stock Purchase Plan approved: 8.73M for, 119K against.","85% of outstanding shares represented at the April 29, 2026 meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93059,"accession_number":"0001104659-26-046066","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q1 EPS $2.92, raises dividend 25%, completes $186.8M equity offering","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $2.92 vs $2.77 Q4 2025 and $1.45 Q1 2025; net income $31.4M.","Net interest income $85.9M, up 28.3% YoY; NIM 4.08% vs 3.68% a year ago.","Loans grew to $7.0B (+3.5% QoQ); deposits to $7.7B (+4.9% QoQ, +20% YoY).","Completed public offering of 2.3M shares at $85; net proceeds ~$186.8M to support growth.","Board increased quarterly cash dividend to $0.25/share, up 25% from $0.20."],"consensus_eps_estimate":null,"consensus_eps_actual":2.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":2609000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.88,"calibrated_materiality_score":0.88,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93058,"accession_number":"0001104659-26-045527","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-04-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. raises quarterly dividend to $0.25 per share from $0.20","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased to $0.25 per share, up 25% from $0.20 previously.","Payable on May 12, 2026 to shareholders of record as of May 1, 2026.","Board declared the dividend on April 20, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104378,"accession_number":"0001104659-26-028596","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-03-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank closes overallotment; issues 213,395 shares for $17.2M net","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwriters exercised option to purchase 213,395 shares of common stock at $85.00 per share.","Net proceeds to the company of approximately $17.2 million after underwriting discounts.","UBS Investment Bank and Hovde Group acted as joint book-running managers for the offering.","Option exercised on March 12, 2026; shares issued and sold on March 16, 2026.","Offering made under effective shelf registration statement on Form S-3 (File No. 333-283534)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104377,"accession_number":"0001104659-26-022243","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-03-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"MCB announces investor day covering lending, deposits, AI; no specific financial details disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor day scheduled for March 3, 2026 with presentations from CEO Mark DeFazio and CFO Dan Dougherty.","Topics include commercial lending, skilled nursing/residential healthcare, EB-5 deposit solutions, and AI initiatives.","Presentation attached as Exhibit 99.1 but specific financial guidance not disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104376,"accession_number":"0001104659-26-020615","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. prices $178.5M public offering of 2.1M shares at $85/share","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwritten public offering of 2,100,000 shares at $85.00 per share; gross proceeds ~$178.5M.","Underwriters granted 30-day option to purchase up to an additional 315,000 shares (15%).","Net proceeds ~$169.3M; planned use: organic growth, investments in the Bank, working capital, general corporate purposes.","Offering expected to close on February 27, 2026; UBS and Hovde Group are joint book-running managers."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104375,"accession_number":"0001104659-26-019661","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Metropolitan Bank launches $175M public offering of common stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwritten public offering of $175M in common stock launched; underwriters have 30-day option for additional 15% of shares.","Proceeds to support organic growth, investments in Metropolitan Commercial Bank, working capital, and general corporate purposes.","UBS Investment Bank and Hovde Group LLC are acting as joint book-running managers.","Offering is subject to market conditions; no assurance of completion or final terms.","Preliminary prospectus supplement to be filed with SEC; shelf registration effective Nov 29, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104374,"accession_number":"0001104659-26-019646","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-02-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank releases investor presentation; specific content not available in filing excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["The filing references an investor presentation made available February 25, 2026.","The full text of the presentation was not included in the provided filing excerpt.","No financial results, guidance, or material events are disclosed in the 8-K body.","Investors should refer to the complete exhibit for potential updates on strategy or performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104373,"accession_number":"0001104659-26-005053","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q4 net income $28.9M, EPS $2.77; dividend raised to $0.20/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $2.77, net income $28.9M for Q4 2025, vs $1.88 and $21.4M in Q4 2024.","Net interest margin 4.10% (up 44 bps YoY); total revenues $88.4M.","Quarterly dividend increased 33% to $0.20/share, declared Jan 16, 2026.","Loans $6.8B (+12.9% YoY); deposits $7.4B (+23.3% YoY).","Non-performing loan ratio 1.28% (up from 0.54% YoY) mainly due to one CRE relationship."],"consensus_eps_estimate":null,"consensus_eps_actual":6.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":11053000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104372,"accession_number":"0001104659-26-004550","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2026-01-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank increases quarterly dividend 33% to $0.20 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend raised to $0.20 per share from $0.15.","Payable on February 6, 2026 to holders of record January 27, 2026.","Increase of $0.05 per share, representing a 33% boost."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120672,"accession_number":"0001104659-25-101838","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q3 EPS $0.67 vs $1.76 Q2; $23.9M credit provision on CRE loan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $0.67; net income $7.1M, down from $18.8M in Q2 2025 and $12.3M in Q3 2024.","Provision for credit losses $23.9M, including $18.7M for a single out-of-market CRE multifamily loan.","NPL ratio rose to 1.20% from 0.60% Q2; allowance for credit losses $94.2M (up $20.2M QoQ).","Net interest income $77.3M (+18.5% YoY); NIM 3.88% (+26 bps YoY).","Total loans $6.8B (+15% YoY); deposits $7.1B (+12.8% YoY); well capitalized."],"consensus_eps_estimate":null,"consensus_eps_actual":3.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":8660000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120671,"accession_number":"0001104659-25-101041","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding declares $0.15 quarterly dividend, payable Nov 14","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.15 per share on common stock.","Payable November 14, 2025; record date October 30, 2025.","Company trades under ticker MCB on NYSE."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137259,"accession_number":"0001104659-25-095122","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-09-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank appoints Anthony Fabiano as independent Chairman, Reinhardt remains director","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Anthony J. Fabiano elected independent Chairman of Board, effective September 30, 2025.","Fabiano has served on board since 2020, chairs Audit Committee, former EVP and CFO of company.","William Reinhardt, Chairman since 2018, steps down but remains on board.","Fabiano also elected Chairman of the Bank's board of directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137258,"accession_number":"0001558370-25-009277","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"MCB Q2 EPS $1.76 beats prior quarter; initiates $0.15 dividend and new $50M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.76, up 21.4% from Q1 $1.45; net income $18.8M.","Net interest margin 3.83%, up 15bps QoQ and 39bps YoY.","Total loans $6.6B (+4.3% QoQ); total deposits $6.8B (+5.3% QoQ).","First-ever quarterly dividend of $0.15/share declared, payable Aug 11 to holders of record July 28.","New $50M share repurchase authorization; prior $50M program completed (878,807 shares at avg $56.90)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":6175000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154561,"accession_number":"0001104659-25-054895","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-05-30T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Metropolitan Bank say-on-pay proposal fails at annual meeting; all directors elected","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Say-on-pay (non-binding) rejected: 5,425,695 against vs 3,665,605 for; 464,144 abstentions.","All four director nominees elected: Fredston (70.0% for), Gold (84.8%), Mitchell (86.0%), Pamula (86.9%).","Ratification of Crowe LLP as auditor passed with 10,087,030 for (99.1% of votes cast).","Equity Incentive Plan amendment approved: 5,240,873 for, 2,713,521 against, 1,601,049 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.15,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154560,"accession_number":"0001104659-25-038050","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. plans quarterly cash dividend starting Q3 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Capital plan contemplates a quarterly cash dividend on common stock as early as Q3 2025, subject to board approval.","Dividend amount, record date, and payment date to be determined upon formal board declaration.","Follows recently launched common stock repurchase program; CEO cites robust financial strength and stable capital accumulation.","Company emphasizes commitment to delivering total return to investors through this capital plan.","Any dividend remains subject to board discretion and factors including capital position and market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154559,"accession_number":"0001558370-25-005073","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q1 net income $16.4M ($1.45 EPS), down from Q4; loans grow 5.1% to $6.3B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.4M ($1.45 EPS) vs Q4 $21.4M ($1.88) and Q1 2024 $16.2M ($1.46).","Total loans $6.3B, up 5.1% from Dec 31 and 10.9% YoY; Q1 loan production $409.8M.","NIM 3.68%, up 2 bps linked qtr and 28 bps YoY; cost of funds down to 319 bps.","NPL ratio 0.54% flat; ACL $67.8M, up $4.5M from linked quarter on loan growth.","Repurchased $12.9M (228,926 shares) under $50M authorization, ~2% of shares outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":1.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":3565000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173098,"accession_number":"0001104659-25-023011","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-03-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. authorizes $50M share repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved up to $50M in repurchases of common stock (NYSE: MCB) on March 12, 2025.","CEO Mark DeFazio cites confidence in long-term growth trajectory and balance sheet strength.","Repurchases may occur on open market or under Rule 10b5-1 plans; no expiration date.","Program funded with available cash; can be suspended or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":173097,"accession_number":"0001558370-25-000363","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q4 net income $21.4M ($1.88 EPS); NIM expands 30 bps YoY to 3.66%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 EPS $1.88 vs $1.08 Q3 and $1.28 year ago; full-year EPS $5.93 vs $6.91 in 2023.","Net interest margin 3.66% (+30 bps YoY); total cost of funds 325 bps, down from Q3's 339 bps.","Total loans $6.0B (+7.3% YoY); deposits $6.0B (+4.3% YoY) despite $689M GPG deposit wind down.","Non-performing loans ratio 0.54%; allowance for credit losses $63.3M.","CEO cites successful exit of BaaS business and technology transformation on track for late 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":5.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":23936000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190123,"accession_number":"0001558370-24-013370","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q3 net income $12.3M ($1.08 EPS); NIM rises to 3.62% on loan growth, regulatory reserve weighs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $12.3M ($1.08 diluted EPS) vs $16.8M ($1.50) in Q2 2024 and $22.1M ($1.97) in Q3 2023.","Net interest margin expanded to 3.62% from 3.44% in Q2 2024, driven by higher loan yields and prepayment fees.","Recorded $12.6M pre-tax charges including $10M regulatory reserve for fintech client investigation; EPS impact $0.78.","Total loans $5.9B (+$58.2M QoQ, +$542.6M YoY); deposits $6.3B (+$100.2M QoQ, +$748.3M YoY).","Non-performing loans stable at 0.53%; well-capitalized with total risk-based capital 13.2% (company) and 12.9% (bank)."],"consensus_eps_estimate":null,"consensus_eps_actual":4.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":19392000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206625,"accession_number":"0001558370-24-009892","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q2 net income $16.8M ($1.50 EPS) beats Q1; NIM expands to 3.44%; NPLs drop to 0.53%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2024 diluted EPS $1.50 vs Q1 $1.46 and prior Q2 $1.37; net income $16.8M vs $16.2M linked quarter.","Net interest margin 3.44% up 4 bp from Q1; net interest income $61.5M vs $59.7M linked quarter.","Loans at $5.8B, up $119.7M from Q1; total deposits $6.2B, down $67.9M; strong liquidity coverage 228% of uninsured deposits.","Non-performing loans ratio fell to 0.53% from 0.91% Q1; allowance for credit losses $60.0M.","Incurred $5.5M in strategic expenses (GPG wind-down, regulatory remediation, digital transformation) in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":2.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":13174000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223803,"accession_number":"0001104659-24-066125","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"MCB shareholders elect all four director nominees and approve equity plan at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected: DeFazio (8,058,824 for), Gutman (5,988,420), Robinson (6,085,002), Wolf (7,941,931). Broker non-votes 1,393,693 each.","Ratified Crowe LLP as independent auditor for 2024: 9,790,240 for, 51,480 against, 2,554 abstentions.","Non-binding advisory approval of 2023 named executive officer compensation: 7,723,828 for, 536,721 against, 190,032 abstentions.","Approved the Amended and Restated 2022 Equity Incentive Plan: 8,123,658 for, 318,530 against, 8,393 abstentions.","Approximately 87.96% of 11,191,958 outstanding shares were represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223802,"accession_number":"0001558370-24-005312","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q1 2024 net income $16.2M ($1.46 EPS); deposits up 8.7% QoQ; NIM expands 4bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.2M ($1.46 diluted EPS) vs $14.6M ($1.28) in Q4 2023 and $25.1M ($2.25) in Q1 2023.","Total deposits grew $500.3M (8.7%) to $6.2B; loans increased $94.4M to $5.7B from Dec 31, 2023.","Net interest margin 3.40%, up 4bps QoQ but down 46bps YoY; net interest income $59.7M.","Non-interest expense $41.9M included $4.9M of GPG wind-down, regulatory remediation, and digital transformation costs.","Asset quality stable: NPLs to total loans 0.91%; total risk-based capital ratio 12.9% (well capitalized)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":7027000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":243206,"accession_number":"0001558370-24-000362","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB reports Q4 2023 net income $14.6M, $1.28 diluted EPS; deposits grow 3.9% sequentially, NPL ratio rises to 0.92%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2023 $14.6M ($1.28 diluted EPS) vs net loss of $7.7M (-$0.71) in Q4 2022.","Total deposits $5.7B, +$215.7M (3.9%) from Q3 2023; net loans $5.6B, +$270.3M (5.0%) from Q3.","Net interest margin 3.36% vs 3.27% prior quarter and 4.05% prior year; full-year NIM 3.49% unchanged YoY.","Non-performing loans ratio 0.92% (Dec 31, 2023) vs 0.58% (Sept 30, 2023) and 0.00% (Dec 31, 2022).","Full year 2023 ROE 12.4%, ROATCE 12.6%; regulatory capital ratios well above minimums."],"consensus_eps_estimate":null,"consensus_eps_actual":6.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":27880000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260614,"accession_number":"0001104659-23-116255","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-11-09T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank promotes Daniel Dougherty to CFO, succeeding Greg Sigrist","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Daniel Dougherty appointed EVP and CFO of Metropolitan Bank Holding and bank, effective Nov 6, 2023.","Dougherty, previously Treasurer since July 2022, succeeds Greg Sigrist who resigned Oct 31; salary increased to $400k.","G. David Bonnar appointed Principal Accounting Officer; he had been acting CFO and remains SVP and CAO.","Dougherty brings 25-year banking career including EVP and Treasurer at Investors Bank, holds MBA and CFA charter.","CEO Mark DeFazio highlighted Dougherty's internal promotion and track record in asset/liability management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260613,"accession_number":"0001558370-23-016541","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q3 2023: EPS $1.97, deposits +$233M QoQ, NII stable at $53.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $22.1M ($1.97 diluted EPS) vs $25.0M ($2.23) in Q3 2022 and $15.6M ($1.37) in Q2 2023.","Total deposits grew $233M QoQ to $5.5B; non-interest-bearing deposits declined to 31.6% of total.","Net loans increased $205M QoQ to $5.4B, led by CRE and C&I; loan production was $333.5M.","Net interest margin 3.27%, down 17 bps QoQ; cost of funds rose to 3.03% from 2.52%.","Asset quality: NPL/total loans 0.58%, ACL $52.3M; regulatory settlement reserve reversed $3.0M."],"consensus_eps_estimate":null,"consensus_eps_actual":5.61,"consensus_revenue_estimate":null,"consensus_revenue_actual":21413000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260612,"accession_number":"0001104659-23-110104","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MCB settles with Fed and NYDFS over prepaid debit card; $29.5M penalties fully reserved","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["FRB consent order imposes $14.48M civil money penalty; requires board oversight, customer ID, due diligence, and third-party risk plans.","NYSDFS consent order imposes $15M penalty; requires information and status reports on third-party program manager supervision.","Investigations stem from unauthorized COVID benefits payments on prepaid card program; relationship ended August 2020.","Company is fully reserved for penalties through regulatory settlement reserve disclosed in prior periods.","Additional enforcement actions could have a materially adverse effect; Bank continues to enhance processes since 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260610,"accession_number":"0001104659-23-110106","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K/A","filed_at":"2023-10-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Metropolitan Bank Board sets annual say-on-pay frequency after shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders at May 31, 2023 annual meeting preferred annual advisory say-on-pay votes.","Board determined future say-on-pay votes will be conducted once every year.","Policy remains until next stockholder vote on frequency or Board changes determination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260611,"accession_number":"0001104659-23-106865","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-10-04T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Metropolitan Bank Holding Corp CFO Gregory Sigrist resigns effective Oct 31, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["EVP & CFO Gregory A. Sigrist resigns effective October 31, 2023 to assist in transition.","Resignation is for personal reasons and not due to any disagreement with the Company.","Company has commenced a search for qualified candidates for the CFO position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277897,"accession_number":"0001558370-23-012009","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"MCB Q2 EPS $1.37 vs $2.07 YoY; NIM 3.44%; loans up 17.7% YoY; crypto exit complete","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.6M ($1.37 diluted EPS) vs $23.2M ($2.07) a year ago; provision for credit losses $4.3M.","Net interest margin 3.44% (down 42 bps QoQ, up 17 bps YoY); total cost of funds 252 bps.","Loans $5.1B +17.7% YoY; non-crypto deposits +7.8% QoQ; insured deposits rise to 73% of total.","Non-performing loans / total loans 0.47% vs 0.00% a year ago; ACL at $51.7M.","Effective tax rate 37.4% due to discrete stock-award rescission; total risk-based capital 13.2%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":14836000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295918,"accession_number":"0001104659-23-067023","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-06-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Annual meeting elects four directors, ratifies auditors, approves executive compensation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Fabiano 6.96M For, Patent 5.53M, Ramirez 7.12M, Reinhardt 5.71M.","Crowe LLP ratified as independent auditor for FY2023 with 9,308,422 votes For (99.9% of votes cast).","Non-binding advisory vote on named executive officer compensation approved: 6,359,589 For (86.1% of votes cast).","Say-on-pay frequency set at 1 year with 7,046,761 votes (96.9% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295917,"accession_number":"0001104659-23-053156","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Metropolitan Bank rescinds $7.5M CEO loan and option exercise on regulatory concerns","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["CEO Mark DeFazio received $7.468M loan on March 6, 2023 to exercise 220,200 stock options; loan deemed likely impermissible.","Loan and option exercise rescinded April 26, 2023; option shares returned, options reinstated; CEO also repaid $780K 2021 loan.","Rescission restores parties to status quo ante; no consideration exchanged; tax treatment under Revenue Ruling 80-58.","Company determined loans likely violated applicable law/regulation after reevaluation for proxy statement preparation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295916,"accession_number":"0001558370-23-006144","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q1 net income $25.1M, EPS $2.25, up 33% YoY; core deposits grow","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $25.1M ($2.25 diluted EPS) vs $19.0M ($1.69) in Q1 2022; revenues $65.5M up 21%.","Net interest margin 3.86% (up 115 bps YoY); total loans $4.9B (+17.7% YoY); core deposits (ex-crypto) $4.9B, up $69M from Q4.","Exiting crypto vertical nearly complete; crypto deposits $217.6M (4% of total) vs $278.5M at year-end.","Insured deposits now 71% of total (up from 60% at Dec 2022); liquidity coverage at 208% of uninsured deposits.","Non-performing loans rose to 0.50% from 0.00% prior quarters; regulatory settlement reserve reduced by $2.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":6948000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316449,"accession_number":"0001104659-23-039239","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-03-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Metropolitan Bank reports $5.04B core deposits, 66% insured, strong liquidity as of March 29","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Total core deposit verticals $5.04B, up 5.4% from Dec 31, 2022; insured deposits now 66% of total (up from 60%).","Liquidity of $3.1B (cash at Fed + secured funding capacity) covers 170% of uninsured deposits.","Crypto-related deposits down to 4% of total; exit expected near zero by end of Q2 2023.","CRE portfolio diversified: offices only 10%, average loan-to-value ratio 61% mitigates credit risk.","Company and Bank remain well capitalized: total risk-based capital 13.4% and 13.1%, respectively, at Dec 31, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316448,"accession_number":"0001558370-23-000381","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-01-20T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"MCB reports Q4 net loss of $7.7M on $35M regulatory reserve; adjusted EPS $2.43","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 net loss of $7.7M ($0.71 diluted loss) vs net income of $18.9M in Q4 2021.","Adjusted net income of $27.3M ($2.43 diluted EPS) excluding the $35M regulatory settlement reserve.","Full year 2022 net income $59.4M ($5.29 diluted EPS); adjusted net income $94.4M ($8.42 diluted EPS).","Net interest income rose 42.6% YoY to $63.9M; NIM expanded 146 bps to 4.05%.","Accrued $35M pre-tax charge for Federal Reserve and NYSDFS investigations regarding a prepaid debit card program."],"consensus_eps_estimate":null,"consensus_eps_actual":5.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":26851000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":316447,"accession_number":"0000943374-23-000007","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2023-01-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. to exit crypto-asset vertical; minimal financial impact","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Four active institutional crypto clients account for ~1.5% of total revenues and 6% of total deposits.","Company expects minimal financial impact from exiting this vertical.","No loans outstanding to crypto clients; no crypto-assets on balance sheet.","Exit process commenced; expected to be completed during 2023.","CEO Mark DeFazio notes decision reflects regulatory environment and strategic assessment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":334721,"accession_number":"0001558370-22-015130","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2022-10-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q3: net income up 54% YoY to $25M, EPS $2.23, NIM expands to 3.85%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $69.1M, up 48.1% YoY; net interest income $63.3M, up 55.2% YoY.","Net interest margin 3.85%, up 115 bps YoY; total cost of funds 45 bps.","Loans $4.6B (+28.1% YoY), deposits $5.7B (+5.0% YoY); book value $53.26/share.","Digital currency deposits dropped $485.9M QoQ; total deposits fell 7.2% QoQ.","No charge-offs; NPLs 0.00%; provision $2.0M; ROAA 1.51%, ROATCE 17.1%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":20512000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":352141,"accession_number":"0001104659-22-081582","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q2 net income $23.2M ($2.07 EPS); revenue up 44.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $23.2M ($2.07 diluted EPS) vs $13.3M ($1.55) YoY.","Total revenues $62.3M, up 44.4% YoY; Banking-as-a-Service revenues $5.2M, up 36.1%.","Net interest margin 3.27%, up 59 bps YoY; efficiency ratio improved to 42.2%.","Loans $4.4B, up 26.8% YoY; deposits $6.2B, up 16.8%; non-performing loans 0.00%.","Return on avg tangible common equity 16.7%; book value per share $52.54, up 22.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":14604000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369645,"accession_number":"0000943374-22-000208","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Stockholders approve 2022 Equity Plan and elect directors at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Approved 2022 Equity Incentive Plan with 7,851,043 votes for, 290,984 against.","Elected Katrina Robinson (2-year term) and Dale C. Fredston, David J. Gold, Terence J. Mitchell, Chaya Pamula (3-year terms).","Ratified Crowe LLP as independent auditor for FY2022 with 9,457,743 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369644,"accession_number":"0001104659-22-048391","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank reports Q1 2022 net income $19.0M, EPS $1.69, revenues up 38.6% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $19.0M ($1.69 diluted EPS) vs $12.1M ($1.43) in Q1 2021, up 57%.","Total revenues $54.1M, up 38.6% YoY; BaaS revenues $5.7M, up 68.4% YoY.","Loans $4.1B, up 27.3% YoY; deposits $5.9B, up 34.2% YoY; non-interest-bearing deposits 53.5% of total.","Redeemed $25M of 6.25% subordinated debt; efficiency ratio improved to 45.5% from 52.1%.","ROATCE 14.0%; book value per share $50.88, up 23.9% YoY; tangible book value $49.99."],"consensus_eps_estimate":null,"consensus_eps_actual":1.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":7533000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":388787,"accession_number":"0001104659-22-006014","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2022-01-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q4 net income $18.9M; full-year EPS $6.45, up 38.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $18.9M ($1.69 EPS) vs $11.8M ($1.39 EPS) in Q4 2020; full-year net income $60.6M ($6.45 EPS), up 53.4% YoY.","Total revenues $180.7M, up 27.3% YoY; Global Payments (BaaS) revenue increased 94.3% YoY.","Loans $3.7B (+19% YoY), deposits $6.4B (+68% YoY); non-interest-bearing deposits 57% of total.","Tangible book value per share $50.09, up 27.6% YoY; ROATCE 15.2%; efficiency ratio 48.3% vs 52.5% prior year.","Completed $172.5M common equity offering in Sept 2021 at $75/share."],"consensus_eps_estimate":null,"consensus_eps_actual":6.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":23150000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406728,"accession_number":"0000943374-21-000548","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K/A","filed_at":"2021-12-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Metropolitan Bank appoints Pamula and Robinson to board committees, effective Jan 1, 2022","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Chaya Pamula appointed to Audit, ALCO, ORM, Technology, and Credit (rotating) committees.","Katrina Robinson appointed to Corporate Governance, ALCO, ORM, and Credit (rotating) committees.","Appointments effective January 1, 2022, per Board meeting of December 20, 2021.","Amendment to Oct 27 8-K filing; no other changes to prior disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406730,"accession_number":"0001104659-21-130480","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2021-10-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Metropolitan Bank appoints Pamula, Robinson to board; founding director Gavrin to retire Dec 31","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Gavrin, founding director and former Chairman, to retire Dec 31, 2021.","Chaya Pamula (CEO of PamTen) and Katrina Robinson (CEO of Teton Trust) appointed to boards of MCB and Metropolitan Commercial Bank.","Board size will increase to 12 after Gavrin's retirement.","Pamula brings IT expertise and philanthropy; Robinson brings legal and wealth management experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406729,"accession_number":"0001104659-21-128152","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2021-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Q3 net income $16.2M, diluted EPS $1.77, revenue up 29.8% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.77 vs $1.27 last year; net income up 50.4% YoY.","Total loans $3.6B, up 20.5% YoY; deposits $5.5B, up 54.7% YoY.","Raised $172.5M via common stock issuance at $75/share; net proceeds ~$163M.","Net interest margin 2.70%; non-interest income increased $2.3M from Q3 2020.","Net recoveries $0.3M; non-performing loans 0.4%; provision $0.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":4.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":16078000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":425728,"accession_number":"0001104659-21-116217","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2021-09-16T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Metropolitan Bank Holding Corp. prices public offering of 2M shares at $75.00, raising ~$150M gross","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Priced 2,000,000 shares at $75.00 each; gross proceeds ~$150.0M; net ~$141.0M after discounts and expenses.","Underwriters granted 30-day option to purchase up to an additional 300,000 shares.","Offering expected to close September 20, 2021; J.P. Morgan and Keefe Bruyette & Woods are lead managers.","Proceeds to be used for general corporate purposes including debt repayment, share repurchases, and investments in the Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":425727,"accession_number":"0001104659-21-115105","cik":1476034,"company_name":"Metropolitan Bank Holding Corp.","ticker":"MCB","form_type":"8-K","filed_at":"2021-09-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Metropolitan Bank launches $150M public offering of common stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$150M underwritten public offering of common stock; underwriters have 30-day option for additional $22.5M.","Net proceeds for general corporate purposes, including debt repayment, share repurchases, and investments.","J.P. Morgan and Keefe, Bruyette & Woods are joint book-running managers.","Offering made under existing shelf registration statement (Form S-3, File No. 333-254197)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1111069674.1985958,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-09-13T23:59:59+00:00|425727"}