{"filings":[{"id":95154,"accession_number":"0001104659-26-048536","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Bankshares Q1 net income $22.3M ($0.77 EPS), up 37% YoY","event_type":"earnings","confidence":"high","bullets":["Net income of $22.3M ($0.77 diluted EPS) vs $18.3M ($0.68) in Q4 2025 and $16.3M ($0.63) in Q1 2025.","Net interest margin expanded to 4.08% from 3.73% in Q4 2025 and 3.67% in Q1 2025.","Annualized ROAA of 1.96%; ROAE of 18.28%; adjusted ROAE (non-GAAP) of 19.36%.","Efficiency ratio improved to 42.16% (operating efficiency 38.87%) vs 46.71% in Q4 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95153,"accession_number":"0001104659-26-043775","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.29 quarterly dividend, payable May 8, 2026","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.29 per share on common stock declared.","Dividend payable May 8, 2026 to shareholders of record as of April 29, 2026.","No change in dividend amount from prior quarter; routine declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108023,"accession_number":"0001747068-26-000013","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CFO Lucas Stewart resigns; President Farid Tan named interim CFO","event_type":"leadership","confidence":"high","bullets":["Lucas Stewart resigned as EVP and CFO effective April 3, 2026.","Board designated Farid Tan as interim CFO, principal financial and accounting officer.","Tan is President of the Company and CEO of the Bank, served as CFO from 2019 to 2021.","No new compensatory arrangements or transactions with Tan in connection with this role.","Tan's banking experience includes over 40 years and prior CFO tenure at the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108020,"accession_number":"0001747068-26-000007","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K/A","filed_at":"2026-02-12T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"MetroCity Bankshares files First IC merger financials; total consideration $202M","event_type":"m_and_a","confidence":"high","bullets":["Total merger consideration: $202.3M consisting of 3.38M shares and $110.7M cash plus $1.1M for option cancellations.","Pro forma net income $92.5M and diluted EPS $3.23 for FY2024; $65.2M and $2.24 for 9mo 2025.","Goodwill of $55.9M and core deposit intangible of $12.7M recorded on balance sheet.","Preliminary purchase price allocation shows net assets acquired at fair value of $146.4M.","First IC contributed $1.04B loans and $919M deposits at 9/30/25 fair values."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108022,"accession_number":"0001747068-26-000004","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q4 net income $18.3M ($0.68 EPS) up 13% YoY; full-year EPS $2.64 vs $2.52","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $18.3M ($0.68 diluted) vs $16.2M ($0.63) in Q4 2024; full-year net income $68.7M ($2.64) vs $64.5M ($2.52).","Total loans held for investment rose 36.6% to $4.1B QoQ, largely from First IC acquisition; organic loans grew 3.1%.","Net interest margin expanded 16 bps QoQ to 3.73%; efficiency ratio worsened to 46.7% from 38.7% in Q3.","Total deposits increased 35.4% to $3.65B; excluding acquired deposits, organic growth 2.7% QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":2.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108021,"accession_number":"0001747068-26-000002","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend, payable Feb 13","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share on common stock declared.","Dividend payable February 13, 2026 to shareholders of record as of February 4, 2026.","Board of directors approved the dividend on January 21, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124433,"accession_number":"0001747068-25-000065","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-12-02T23:59:59+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares completes acquisition of First IC Corporation for ~$110.6M cash and 3.38M shares","event_type":"m_and_a","confidence":"high","bullets":["Each FIEB share converted into 0.3729 MCBS shares plus $12.19 cash; aggregate consideration ~3.38M shares and ~$110.6M cash.","Post-merger total assets ~$4.8B, total loans ~$4.0B, deposits ~$3.6B; 30 branches across eight states.","MCBS now has ~28.8M shares outstanding following the merger, effective December 1, 2025.","Acquisition supports MetroCity's enhanced competitive position and financial flexibility per CEO Nack Paek."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124432,"accession_number":"0001747068-25-000063","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares and First IC set December 1, 2025 merger close","event_type":"m_and_a","confidence":"high","bullets":["Merger of First IC into MetroCity expected to close on December 1, 2025.","All required regulatory approvals and non-objections have been obtained.","First IC shareholders previously approved the transaction.","Customary closing conditions remain to be satisfied or waived."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124431,"accession_number":"0001747068-25-000058","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q3 net income $17.3M ($0.67 EPS), up 2.6% QoQ and 3.4% YoY; First IC merger on track for Q4","event_type":"earnings","confidence":"high","bullets":["Net income $17.3M ($0.67 diluted EPS), vs $16.8M ($0.65) in Q2 2025 and $16.7M ($0.65) in Q3 2024.","Net interest margin 3.68% down 9 bps QoQ but up 10 bps YoY; loans grew $71.6M QoQ to $3.20B.","First IC acquisition received all regulatory approvals; merger expected to close late Q4 2025.","Nonperforming assets $14.0M (0.38% of assets), down from $15.2M at Q2 2025.","Efficiency ratio 38.7% vs 37.2% QoQ, reflecting higher noninterest expense."],"consensus_eps_estimate":null,"consensus_eps_actual":1.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124430,"accession_number":"0001747068-25-000056","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share declared by board on October 15, 2025.","Dividend payable November 7, 2025 to shareholders of record as of October 29, 2025.","Dividend continues the company's regular quarterly payout policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141099,"accession_number":"0001747068-25-000053","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"MetroCity Bankshares extends share repurchase program; authorizes up to 923,976 shares","event_type":"other_material","confidence":"high","bullets":["Board approved continuation of share repurchase program from Oct 1, 2025 to Sep 30, 2026.","Authorized up to 923,976 shares of common stock repurchase under the program.","Repurchases may be made in open market or private transactions under Rule 10b-18 and 10b5-1 plans.","Program can be modified, suspended, or discontinued at any time; no obligation to purchase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141098,"accession_number":"0001747068-25-000047","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q2 net income $16.8M ($0.65 EPS); NIM expands to 3.77%; merger with First IC on track for Q4","event_type":"earnings","confidence":"high","bullets":["Net income $16.8M, up 3.2% from $16.3M in Q1 2025; diluted EPS $0.65 vs $0.63 Q1 and $0.66 yr-ago.","Net interest margin 3.77%, up 10 bps from 3.67% Q1; loan portfolio $3.12B, down 0.4% sequentially.","Merger with First IC Corporation approved by regulators and shareholders; expected to close early Q4 2025.","Nonperforming assets $15.2M (0.42% of assets), down from $18.5M at March 31; allowance 0.60% of loans.","Total deposits $2.69B, down 1.7% from prior quarter; uninsured deposits 25.1% of total."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141097,"accession_number":"0001747068-25-000044","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend payable Aug 8, 2025","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share declared on July 16, 2025.","Record date is July 30, 2025; payment date is August 8, 2025.","Dividend applies to common stock (NASDAQ: MCBS)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141096,"accession_number":"0001104659-25-068129","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity and First IC get regulatory and shareholder approvals; merger expected Q4 2025","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals and non-objections received for merger of FIEB into MCBS and subsequent bank merger.","First IC shareholders voted to approve the Reorganization Agreement and merger on July 15, 2025.","Merger is expected to close early in Q4 2025, subject to customary closing conditions.","Nack Y. Paek (MetroCity CEO) and Chong Chun (First IC Chairman) expressed appreciation for approvals and shareholder support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158906,"accession_number":"0001747068-25-000042","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"MetroCity Bankshares appoints David Shim as director effective June 18, 2025","event_type":"leadership","confidence":"high","bullets":["David Shim appointed to boards of MetroCity Bankshares and Metro City Bank effective June 18, 2025.","Mr. Shim, 42, is founder/President of DSS Consulting; previously a software development lead at Tack Mobile and a financial consultant.","He will serve on Audit/Compliance, IT, and Directors Loan committees; Board determined independence under Nasdaq rules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158905,"accession_number":"0001747068-25-000026","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"MetroCity Bankshares annual meeting elects four directors, approves advisory votes","event_type":"other_material","confidence":"high","bullets":["All four director nominees elected: Hwasaeng Kim, Feiying Lu, Frank S. Rhee, John Paek.","Advisory vote on executive compensation passed with 17.8M votes for (502.7K against).","Shareholders selected every two years for future say-on-pay votes; board adopts that frequency.","Ratification of Crowe LLP as independent auditor for 2025 approved with 21.2M votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}