{"filings":[{"id":609079,"accession_number":"0001104659-26-065677","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-05-22T20:00:11+00:00","items":["5.07"],"status":"ready","headline":"MetroCity Bankshares shareholders elect all directors, ratify auditors at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quorum of 71.19% (20,401,807 of 28,660,042 shares) represented at May 21, 2026 meeting.","All five director nominees elected: Nack Paek, Frank Glover, William Hungeling, Francis Lai, David Shim (votes for ranged from 14.88M to 17.45M).","Ratification of Crowe LLP as independent auditor passed with 20,346,364 votes for, 16,551 against, 22,912 abstain.","Board adopted policy to hold shareholder advisory vote on executive compensation every two years based on non-binding advisory vote results."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95154,"accession_number":"0001104659-26-048536","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Bankshares Q1 net income $22.3M ($0.77 EPS), up 37% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $22.3M ($0.77 diluted EPS) vs $18.3M ($0.68) in Q4 2025 and $16.3M ($0.63) in Q1 2025.","Net interest margin expanded to 4.08% from 3.73% in Q4 2025 and 3.67% in Q1 2025.","Annualized ROAA of 1.96%; ROAE of 18.28%; adjusted ROAE (non-GAAP) of 19.36%.","Efficiency ratio improved to 42.16% (operating efficiency 38.87%) vs 46.71% in Q4 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95153,"accession_number":"0001104659-26-043775","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.29 quarterly dividend, payable May 8, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.29 per share on common stock declared.","Dividend payable May 8, 2026 to shareholders of record as of April 29, 2026.","No change in dividend amount from prior quarter; routine declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108023,"accession_number":"0001747068-26-000013","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-03-26T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"CFO Lucas Stewart resigns; President Farid Tan named interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lucas Stewart resigned as EVP and CFO effective April 3, 2026.","Board designated Farid Tan as interim CFO, principal financial and accounting officer.","Tan is President of the Company and CEO of the Bank, served as CFO from 2019 to 2021.","No new compensatory arrangements or transactions with Tan in connection with this role.","Tan's banking experience includes over 40 years and prior CFO tenure at the Company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108020,"accession_number":"0001747068-26-000007","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K/A","filed_at":"2026-02-12T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"MetroCity Bankshares files First IC merger financials; total consideration $202M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total merger consideration: $202.3M consisting of 3.38M shares and $110.7M cash plus $1.1M for option cancellations.","Pro forma net income $92.5M and diluted EPS $3.23 for FY2024; $65.2M and $2.24 for 9mo 2025.","Goodwill of $55.9M and core deposit intangible of $12.7M recorded on balance sheet.","Preliminary purchase price allocation shows net assets acquired at fair value of $146.4M.","First IC contributed $1.04B loans and $919M deposits at 9/30/25 fair values."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108022,"accession_number":"0001747068-26-000004","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q4 net income $18.3M ($0.68 EPS) up 13% YoY; full-year EPS $2.64 vs $2.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $18.3M ($0.68 diluted) vs $16.2M ($0.63) in Q4 2024; full-year net income $68.7M ($2.64) vs $64.5M ($2.52).","Total loans held for investment rose 36.6% to $4.1B QoQ, largely from First IC acquisition; organic loans grew 3.1%.","Net interest margin expanded 16 bps QoQ to 3.73%; efficiency ratio worsened to 46.7% from 38.7% in Q3.","Total deposits increased 35.4% to $3.65B; excluding acquired deposits, organic growth 2.7% QoQ."],"consensus_eps_estimate":null,"consensus_eps_actual":2.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108021,"accession_number":"0001747068-26-000002","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend, payable Feb 13","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share on common stock declared.","Dividend payable February 13, 2026 to shareholders of record as of February 4, 2026.","Board of directors approved the dividend on January 21, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124433,"accession_number":"0001747068-25-000065","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-12-02T23:59:59+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares completes acquisition of First IC Corporation for ~$110.6M cash and 3.38M shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each FIEB share converted into 0.3729 MCBS shares plus $12.19 cash; aggregate consideration ~3.38M shares and ~$110.6M cash.","Post-merger total assets ~$4.8B, total loans ~$4.0B, deposits ~$3.6B; 30 branches across eight states.","MCBS now has ~28.8M shares outstanding following the merger, effective December 1, 2025.","Acquisition supports MetroCity's enhanced competitive position and financial flexibility per CEO Nack Paek."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124432,"accession_number":"0001747068-25-000063","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares and First IC set December 1, 2025 merger close","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger of First IC into MetroCity expected to close on December 1, 2025.","All required regulatory approvals and non-objections have been obtained.","First IC shareholders previously approved the transaction.","Customary closing conditions remain to be satisfied or waived."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124431,"accession_number":"0001747068-25-000058","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-10-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q3 net income $17.3M ($0.67 EPS), up 2.6% QoQ and 3.4% YoY; First IC merger on track for Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $17.3M ($0.67 diluted EPS), vs $16.8M ($0.65) in Q2 2025 and $16.7M ($0.65) in Q3 2024.","Net interest margin 3.68% down 9 bps QoQ but up 10 bps YoY; loans grew $71.6M QoQ to $3.20B.","First IC acquisition received all regulatory approvals; merger expected to close late Q4 2025.","Nonperforming assets $14.0M (0.38% of assets), down from $15.2M at Q2 2025.","Efficiency ratio 38.7% vs 37.2% QoQ, reflecting higher noninterest expense."],"consensus_eps_estimate":null,"consensus_eps_actual":1.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124430,"accession_number":"0001747068-25-000056","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-10-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share declared by board on October 15, 2025.","Dividend payable November 7, 2025 to shareholders of record as of October 29, 2025.","Dividend continues the company's regular quarterly payout policy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141099,"accession_number":"0001747068-25-000053","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-09-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"MetroCity Bankshares extends share repurchase program; authorizes up to 923,976 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved continuation of share repurchase program from Oct 1, 2025 to Sep 30, 2026.","Authorized up to 923,976 shares of common stock repurchase under the program.","Repurchases may be made in open market or private transactions under Rule 10b-18 and 10b5-1 plans.","Program can be modified, suspended, or discontinued at any time; no obligation to purchase."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141098,"accession_number":"0001747068-25-000047","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q2 net income $16.8M ($0.65 EPS); NIM expands to 3.77%; merger with First IC on track for Q4","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.8M, up 3.2% from $16.3M in Q1 2025; diluted EPS $0.65 vs $0.63 Q1 and $0.66 yr-ago.","Net interest margin 3.77%, up 10 bps from 3.67% Q1; loan portfolio $3.12B, down 0.4% sequentially.","Merger with First IC Corporation approved by regulators and shareholders; expected to close early Q4 2025.","Nonperforming assets $15.2M (0.42% of assets), down from $18.5M at March 31; allowance 0.60% of loans.","Total deposits $2.69B, down 1.7% from prior quarter; uninsured deposits 25.1% of total."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141097,"accession_number":"0001747068-25-000044","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.25 quarterly dividend payable Aug 8, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per share declared on July 16, 2025.","Record date is July 30, 2025; payment date is August 8, 2025.","Dividend applies to common stock (NASDAQ: MCBS)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141096,"accession_number":"0001104659-25-068129","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity and First IC get regulatory and shareholder approvals; merger expected Q4 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["All required regulatory approvals and non-objections received for merger of FIEB into MCBS and subsequent bank merger.","First IC shareholders voted to approve the Reorganization Agreement and merger on July 15, 2025.","Merger is expected to close early in Q4 2025, subject to customary closing conditions.","Nack Y. Paek (MetroCity CEO) and Chong Chun (First IC Chairman) expressed appreciation for approvals and shareholder support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158906,"accession_number":"0001747068-25-000042","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"MetroCity Bankshares appoints David Shim as director effective June 18, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Shim appointed to boards of MetroCity Bankshares and Metro City Bank effective June 18, 2025.","Mr. Shim, 42, is founder/President of DSS Consulting; previously a software development lead at Tack Mobile and a financial consultant.","He will serve on Audit/Compliance, IT, and Directors Loan committees; Board determined independence under Nasdaq rules."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158905,"accession_number":"0001747068-25-000026","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"MetroCity Bankshares annual meeting elects four directors, approves advisory votes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four director nominees elected: Hwasaeng Kim, Feiying Lu, Frank S. Rhee, John Paek.","Advisory vote on executive compensation passed with 17.8M votes for (502.7K against).","Shareholders selected every two years for future say-on-pay votes; board adopts that frequency.","Ratification of Crowe LLP as independent auditor for 2025 approved with 21.2M votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158904,"accession_number":"0001747068-25-000021","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q1 net income $16.3M ($0.63 EPS); acquisition of First IC for $112M cash+stock","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.3M, up 0.4% from Q4 2024 and 11.4% from Q1 2024; Diluted EPS $0.63.","Annualized ROAA 1.85%, NIM 3.67% (up 10bps QoQ), efficiency ratio 38.3%.","Acquisition of First IC Corporation: 3.38M shares + $112M cash, expected close Q4 2025.","First IC had ~$1.2B assets as of 3/31/25; pro forma combined assets ~$4.8B.","Merger-related expenses of $262K in Q1; provision for credit losses $135K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158903,"accession_number":"0001747068-25-000019","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.23 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share on common stock.","Payable on May 9, 2025 to shareholders of record as of April 30, 2025.","Dividend declared on April 16, 2025; consistent with prior quarterly rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177310,"accession_number":"0001747068-25-000009","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-03-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"MetroCity Bankshares director Sam Sang-Koo Shim to resign effective May 31, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Sam Sang-Koo Shim resigns from MetroCity Bankshares and Metro City Bank boards, eff. May 31, 2025.","Additionally resigns from Audit, Nominating and Governance, and Compensation Committees.","Resignation not due to any disagreement with company or management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177309,"accession_number":"0001104659-25-024220","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"MetroCity Bankshares to acquire First IC Corp for ~$112M cash + 3.38M shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Combined merger consideration: $111,965,213 cash (subject to adjustments) plus 3,384,588 shares of MCBS common stock.","FIEB shareholders will receive per-share mix of cash and MCBS stock; FIEB options cashed out at spread above exercise price.","Transaction expected to close in Q4 2025; requires FIEB shareholder, regulatory approvals including Fed, FDIC, Georgia DFI.","FIEB can terminate if MCBS stock underperforms KBW Regional Bank Index by over 20% and average closing price falls below 80% of baseline.","Voting agreements cover about 25% of FIEB shares; termination fee of $8.24M payable by FIEB under certain conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177308,"accession_number":"0001747068-25-000004","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q4 EPS $0.63, down QoQ but up 43% YoY; FY 2024 income up 25%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.2M ($0.63 diluted EPS) vs Q3 $16.7M ($0.65) and Q4 2023 $11.3M ($0.44).","FY 2024 net income $64.5M ($2.52 per diluted share), up 25% from $51.6M ($2.02) in FY 2023.","Net interest margin 3.57% for Q4 vs 3.58% prior Q and 3.17% year ago; loan growth $70.1M QoQ to $3.16B.","Nonperforming assets $18.4M (0.51% of assets), up from $15.8M (0.44%) in prior Q; ACL/loans 0.59%.","Efficiency ratio 40.5% for Q4 vs 37.0% prior Q and 45.1% year ago; FY ratio improved to 37.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.52,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177307,"accession_number":"0001747068-25-000002","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2025-01-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.23 quarterly dividend, payable Feb 7","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share on common stock declared.","Dividend payable on February 7, 2025; record date January 29, 2025.","Board of directors approved the dividend; no change in rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194065,"accession_number":"0001747068-24-000070","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q3 net income $16.7M ($0.65 EPS), NIM expands YoY but contracts QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 net income $16.7M ($0.65 diluted EPS) vs $16.9M ($0.66) in Q2 and $11.4M ($0.45) in Q3 2023.","Net interest margin 3.58%, down 8 bps QoQ but up 64 bps YoY; efficiency ratio improved to 37.0%.","Noninterest income $6.6M, up 19% QoQ driven by $28.9M SBA loan sales (6.67% premium).","Loans held for investment $3.09B, flat QoQ; deposits down 0.8%; nonperforming assets 0.44% of total assets.","Allowance for credit losses 0.60% of loans; net charge-offs near zero."],"consensus_eps_estimate":null,"consensus_eps_actual":1.89,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194064,"accession_number":"0001747068-24-000068","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.23 quarterly dividend, authorizes repurchase of up to 925,250 shares","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per share declared, payable Nov 8, 2024 to holders of record Oct 30, 2024.","Board authorized continuation of share repurchase program for up to 925,250 shares from Oct 17, 2024 to Sep 30, 2025.","Repurchases may be made in open market or private transactions at management's discretion.","Program may be modified, suspended, or discontinued at any time without obligation to purchase shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210400,"accession_number":"0001747068-24-000065","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"MetroCity Bankshares appoints John Paek to Board; son of Chairman and CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Paek appointed to board of MetroCity Bankshares and Metro City Bank, effective September 18, 2024.","Paek is not independent; he is the son of Chairman and CEO Nack Paek.","He will serve on Asset Liability, Credit Risk Management, and Directors' Loan Committees.","Previously a Principal at Deloitte Tax LLP (2019-2023) and partner at Baker McKenzie (2011-2019).","Director compensation consistent with other board members, per 2024 proxy statement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210399,"accession_number":"0001747068-24-000051","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"MCBS files investor presentation for KBW conference; no key metrics disclosed in excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Furnishes investor presentation for KBW Community Bank Investor Conference on July 30-31, 2024.","Only cover page of presentation provided; no financial data, guidance, or strategic updates available.","Presentation likely contains standard corporate overview; material content not revealed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210398,"accession_number":"0001747068-24-000046","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q2 net income $16.9M, EPS $0.66; NIM expands 42 bps to 3.66%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.9M ($0.66 diluted EPS) vs Q1 2024 $14.6M ($0.57) and Q2 2023 $13.1M ($0.51).","Net interest margin 3.66%, up 42 bps from prior quarter; efficiency ratio improved to 35.9%.","Loans held for investment $3.09B (-0.8% QoQ); total deposits $2.75B (-2.4% QoQ).","Nonperforming assets $27.0M (0.75% of assets) vs $30.3M (0.83%) at March 31, 2024.","Credit provision of $128K recovery in Q2; allowance for credit losses stable at 0.58% of loans."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210397,"accession_number":"0001747068-24-000043","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.20 quarterly dividend payable Aug 9","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.20 per share on common stock declared.","Payable August 9, 2024 to shareholders of record as of July 31, 2024.","Dividend amount unchanged from prior quarter; no special dividend announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228723,"accession_number":"0001747068-24-000026","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"MetroCity Bankshares shareholders elect three Class III directors and ratify Crowe as auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Don T.P. Leung (18,115,658 for), Ajit Patel (16,584,011 for), Farid Tan (17,872,763 for) as Class III directors.","Ratified Crowe LLP as independent auditor for FY2024: 21,196,112 for, 52,219 against.","Turnout: 21,248,946 shares (84.30% of 25,205,506 outstanding) represented at the May 16, 2024 Annual Meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228722,"accession_number":"0001747068-24-000019","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-04-19T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q1 net income $14.6M ($0.57 EPS); up 29% QoQ but down 7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $14.6M ($0.57 diluted EPS) vs $11.3M ($0.44) in Q4 2023 and $15.7M ($0.62) in Q1 2023.","Net interest margin 3.24%, up 7bp from Q4 2023; net interest income rose $963K sequentially.","Total assets $3.65B (+4.1% QoQ); total deposits $2.81B (+3.0% QoQ).","Nonperforming assets $30.3M (0.83% of assets), down from $38.4M at Dec 31, 2023.","Efficiency ratio improved to 37.9% from 45.1% in Q4 2023; ROAA 1.65% vs 1.29% prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":228721,"accession_number":"0001747068-24-000016","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.20 quarterly dividend, payable May 10, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.20 per share quarterly cash dividend declared on common stock.","Dividend payable on May 10, 2024 to shareholders of record as of May 1, 2024.","Press release issued on April 17, 2024 announcing the dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247361,"accession_number":"0001747068-24-000012","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-03-12T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Young Park to resign from MetroCity Bankshares board effective May 31, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Young Park notified his resignation from the board and compensation committee, effective May 31, 2024.","Resignation not due to any disagreement with company or management.","No replacement announced yet."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247360,"accession_number":"0001747068-24-000007","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q4 net income $11.3M ($0.44 EPS); FY 2023 net income down 17.6% to $51.6M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $11.3M ($0.44 diluted EPS) vs $11.4M ($0.45) Q3 and $10.2M ($0.40) Q4 2022.","FY 2023 net income $51.6M ($2.02 diluted EPS) down from $62.6M ($2.44) in FY 2022.","Net interest margin improved to 3.17% from 2.94% QoQ; loans grew 4.4% to $3.16B.","Nonperforming assets rose to 1.10% of total assets from 0.71% a year ago; allowance 0.58%.","Efficiency ratio 45.1% in Q4 vs 40.0% a year ago; full year 39.9% vs 35.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247359,"accession_number":"0001747068-24-000003","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2024-01-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.20 quarterly dividend, payable Feb 9","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.20 per share on common stock declared.","Dividend payable February 9, 2024 to shareholders of record January 31, 2024.","No mention of change from prior dividend rate; appears to be consistent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264815,"accession_number":"0001747068-23-000078","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-10-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q3 net income $11.4M ($0.45 EPS) down 32% YoY; NIM compresses to 2.94%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $11.4M ($0.45 diluted EPS) vs $13.1M ($0.51) in Q2'23 and $16.9M ($0.66) in Q3'22.","Net interest margin fell 16 bps QoQ to 2.94% from 3.10% as deposit costs rose 23 bps.","Nonperforming assets increased to $37.8M (1.08% of assets) from $23.6M (0.68%) at June 30, 2023.","SBA loan sales dropped sharply: $5.2M in Q3 vs $30.3M in Q2, driving noninterest income down 39%.","Total assets $3.51B (+1.0% QoQ); deposits $2.72B (+0.7%); loan growth modest at $9.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264814,"accession_number":"0001747068-23-000074","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-10-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.18 quarterly dividend payable Nov 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.18 per share declared on October 18, 2023.","Payable November 10, 2023 to shareholders of record as of November 1, 2023.","MCBS common stock trades on the Nasdaq Stock Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282019,"accession_number":"0001747068-23-000069","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-09-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares authorizes up to 1M share repurchase program starting Sept 6, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase of up to 1,000,000 common shares under a new program effective Sept 6, 2023 through Sept 30, 2024.","Repurchases may be made in open market or private transactions, including under Rule 10b5-1 plans at management's discretion.","Program may be suspended, modified, or discontinued at any time; no obligation to purchase any specific number of shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282018,"accession_number":"0001747068-23-000065","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-08-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"MetroCity Bankshares presents at KBW Community Bank Investor Conference; no new material disclosure","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished investor presentation for August 8-9, 2023 conference, but full presentation content not available in this filing excerpt.","No specific financial guidance, targets, or material changes provided in the available text.","Presentation identified only as 'KBW Community Bank Investor Conference NASDAQ: MCBS August 2023' with a disclaimer page.","Filing is a routine Regulation FD disclosure; no earnings, M&A, or operational updates contained."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282017,"accession_number":"0001747068-23-000057","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-07-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Bankshares Q2 2023 EPS $0.51, net income down 18.6% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $13.1M ($0.51 diluted EPS) vs $16.1M ($0.63) in Q2 2022.","Net interest margin fell to 3.10% from 3.30% in Q1 2023 and 4.26% in Q2 2022.","Total deposits increased $54.4M to $2.70B, driven by money market and time deposits.","Nonperforming assets rose to $23.6M (0.68% of total assets) from $19.5M in Q1 2023.","Uninsured deposits were 30.7% of total deposits; available borrowing capacity of $1.19B."],"consensus_eps_estimate":null,"consensus_eps_actual":1.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282016,"accession_number":"0001747068-23-000054","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-07-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.18 quarterly dividend payable Aug 11","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.18 per share declared by board of directors.","Dividend payable on August 11, 2023 to shareholders of record as of August 3, 2023.","Stock trades on Nasdaq under ticker MCBS."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301072,"accession_number":"0001747068-23-000035","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-05-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Shareholders elect four Class II directors and ratify Crowe LLP at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected: Frank Glover (17,507,384 for), William Hungeling (17,769,745), Francis Lai (15,129,818), Nack Paek (17,765,105).","Auditor ratification: 20,065,155 votes for Crowe LLP, 3,125 against, 35,501 abstentions.","Turnout: 20,103,781 shares represented (79.96% of outstanding 25,143,675).","Broker non-votes of 2,158,986 on director elections did not affect outcome."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301071,"accession_number":"0001747068-23-000027","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q1 net income $15.7M ($0.62 EPS) up 54% QoQ but down 19% YoY; NIM 3.30%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $15.7M, diluted EPS $0.62, up 54% from Q4 2022 but down 19% YoY.","Net interest margin compressed to 3.30% from 3.58% QoQ and 4.16% YoY due to higher deposit costs.","Loans held for investment $3.01B, down 1.4% QoQ; deposits $2.64B, down 0.9% QoQ.","Adopted CECL on Jan 1, 2023, increasing allowance by $5.1M and reducing retained earnings $3.9M after-tax.","Nonperforming assets fell to $19.5M (0.57% of assets) from $24.5M; allowance/loans ratio at 0.63%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":301070,"accession_number":"0001747068-23-000023","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-04-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.18 quarterly dividend, payable May 12, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.18 per share declared by the board.","Payable on May 12, 2023; record date May 3, 2023.","Press release issued April 19, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320955,"accession_number":"0001747068-23-000006","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Bankshares Q4 net income $13.2M, down 24.5% YoY; full year net income $65.6M up 6.3%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $13.2M ($0.52 diluted EPS), down 22% from Q3 2022 and 24.5% from Q4 2021.","Full year net income $65.6M ($2.55 EPS), up 6.3% from $61.7M in 2021.","Net interest margin fell 26 bps to 3.58% in Q4; deposit costs rose 113 bps QoQ.","Noninterest income dropped 64.8% QoQ to $1.8M, hurt by lower mortgage fees and $1.2M SBA servicing write-down.","Total loans grew 22% YoY to $3.06B; nonperforming assets declined to 0.71% of assets."],"consensus_eps_estimate":null,"consensus_eps_actual":2.44,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":320954,"accession_number":"0001747068-23-000002","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2023-01-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.18 quarterly cash dividend, payable Feb 10, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.18 per share declared.","Payable on February 10, 2023 to shareholders of record as of February 1, 2023.","Dividend announced by MetroCity Bankshares, Inc. (NASDAQ: MCBS)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339069,"accession_number":"0001747068-22-000047","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q3 net income $16.9M ($0.66 EPS); NIM shrinks 42bps to 3.84%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2022 diluted EPS $0.66 vs Q2 $0.63 and Q3 2021 $0.66; net income $16.9M flat YoY.","Net interest margin fell to 3.84% from 4.26% QoQ as deposit costs surged 95bps.","Total assets hit $3.35B (+5.7% QoQ); loans grew 7.5% to $2.98B; deposits up 7.3% to $2.57B.","Recorded $1.7M credit provision for loan losses (negative expense) vs $2.6M provision expense in Q3 2021.","Nonperforming assets fell to $32.5M (0.97% of assets) from $34.0M at June 30, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":2.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":339068,"accession_number":"0001747068-22-000043","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2022-10-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.15 quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.15 per share declared on common stock.","Dividend payable November 10, 2022 to shareholders of record as of November 2, 2022.","Board of directors approved the regular quarterly cash dividend."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":356444,"accession_number":"0001747068-22-000036","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2022-07-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"MetroCity Q2 net income $0.63 EPS, down from $0.76 QoQ; NPAs double to $34M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $16.1M ($0.63 diluted EPS) vs $19.4M ($0.76) in Q1 2022 and $14.4M ($0.56) in Q2 2021.","Total loans grew 10.3% QoQ to $2.77B; net interest margin 4.26%, up from 4.16% QoQ but down from 4.60% YoY.","Noninterest income fell 39.2% QoQ to $4.7M, largely due to SBA servicing fair-value loss of $2.3M and no SBA loan sales.","Nonperforming assets jumped to $34.0M (1.07% of assets) from $16.0M (0.51%) at March 31, 2022; no provision for loan losses.","Efficiency ratio worsened to 37.6% from 31.8% QoQ; annualized ROAA 2.16% vs 2.52% prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":356443,"accession_number":"0001747068-22-000033","cik":1747068,"company_name":"MetroCity Bankshares, Inc.","ticker":"MCBS","form_type":"8-K","filed_at":"2022-07-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"MetroCity Bankshares declares $0.15 quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.15 per share declared on July 20, 2022.","Dividend payable August 12, 2022 to shareholders of record as of August 3, 2022.","Regular quarterly dividend maintained at same per-share amount as prior quarters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":930591584.7791336,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-07-20T23:59:59+00:00|356443"}