{"filings":[{"id":92309,"accession_number":"0001174947-26-000505","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 net income up 13% to $3.0M; EPS $0.49; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.0M for Q2 ended March 31, 2026, up 13% from $2.7M YoY; diluted EPS $0.48 vs $0.43.","Six-month net income $6.2M, up 29%; diluted EPS $0.98 vs $0.76.","Net interest margin expanded 35 bps to 3.66% in Q2; total loans grew $21M to $879.9M.","Board declared $0.10/share quarterly dividend, payable May 21 to holders of record May 7.","Non-performing loans fell 34.8% to $294K (0.03% of loans); book value per share $19.19."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103072,"accession_number":"0001174947-26-000168","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp annual meeting elects directors, approves say-on-pay, ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual meeting held Feb 11, 2026; Susan Eisenhauer elected with 2,978,702 votes for and Maureen Ruane with 2,938,424 votes for.","Advisory say-on-pay resolution approved: 3,434,822 votes for, 171,510 against, 104,637 abstentions.","Ratification of RSM US LLP as independent auditor for FY ending Sep 30, 2026 passed: 4,628,684 for, 71,206 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103071,"accession_number":"0001174947-26-000157","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp issues 2025 stockholder presentation; no specific data disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available on February 11, 2026 for annual meeting.","Covers 2025 financial performance and ongoing community banking strategy.","No specific financial figures or guidance were included in the filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103070,"accession_number":"0001174947-26-000112","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income up 50% to $3.1M; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.1M vs $2.1M YoY; diluted EPS $0.50 vs $0.34.","Net interest margin rose 37bp to 3.59%; loans grew $18.9M to $877.8M.","Non-performing loans fell to 0.04% of loans; OREO sold to zero.","Deposits increased $44.8M to $859.1M; book value per share $18.79.","Quarterly dividend of $0.10 per share payable Feb 26, record Feb 12."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119302,"accession_number":"0001174947-25-001313","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp FY net income rises 25% to $9.8M; EPS $1.57, declares $0.08 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY net income $9.8M (+25% YoY); diluted EPS $1.56 vs $1.23; net interest margin 3.34% (+20bps).","Q4 net income $2.5M flat YoY; EPS $0.40 diluted; net interest margin 3.47% (+39bps).","Loan portfolio grew 9.9% to $858.9M, led by commercial real estate loans up 15.6%.","Book value per share $18.34 vs $16.98; no loan charge-offs in FY.","Quarterly cash dividend $0.08 per share, payable Nov 25, 2025 to holders of record Nov 13."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135876,"accession_number":"0001174947-25-001014","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income up 46% to $2.5M; dividend raised to $0.08","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.40 EPS) vs $1.7M ($0.27) in prior year quarter; nine-month net $7.2M ($1.16) up 38%.","Net interest margin expands to 3.35% from 3.02% YoY; loan growth $64.2M to $845.4M.","Board declares increased quarterly dividend of $0.08 per share, payable Aug 21 to holders of record Aug 7.","Book value per share rises to $18.03 from $16.98; 60,410 shares repurchased at avg $14.84.","Non-performing loans rise to $920K (0.11%) from $232K, but remain low."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152862,"accession_number":"0001174947-25-000836","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp authorizes new 5% stock repurchase program for up to 323,547 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New program authorizes repurchase of up to 323,547 shares, representing ~5% of outstanding common stock.","Prior Dec 2022 program completed with 337,146 shares repurchased at an average price of $12.23 per share.","Repurchased shares will be held as treasury stock and used for general corporate purposes.","Timing of repurchases depends on market conditions, liquidity, and alternative uses of capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152861,"accession_number":"0001174947-25-000652","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp reports 41% net income increase and declares $0.06 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 ended March 31, 2025 rose 41.3% to $2.7 million from $1.9 million year-over-year.","Basic and diluted EPS were $0.43 for Q2 2025, up from $0.30 in Q2 2024.","Quarterly cash dividend of $0.06 per share declared, payable May 28, 2025 to holders of record May 14, 2025.","Net interest margin expanded to 3.31% from 3.17%, and non-performing loans fell to 0.01% of total loans.","Total assets grew 7.3% to $1.0 billion at March 31, 2025 from $951.9 million at September 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171665,"accession_number":"0001174947-25-000367","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K/A","filed_at":"2025-03-20T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp to hold annual advisory vote on executive compensation following shareholder recommendation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders recommended an annual non-binding advisory vote on named executive officer compensation.","Board determined to hold say-on-pay vote every year until next required frequency vote.","Amendment filed solely to disclose this frequency decision; no other changes to original filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171668,"accession_number":"0001174947-25-000216","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-02-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp stockholders elect three directors, approve advisory say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected John S. Fitzgerald (3,678,006 for), Thomas Lankey (2,958,590), and Joseph A. Yelencsics (3,020,782) to three-year terms.","Advisory vote on say-on-pay frequency: one year selected (2,967,026 votes, with 706,693 for three years).","Advisory resolution approving named executive officer compensation passed (3,587,725 for, 181,891 against).","Ratified S.R. Snodgrass, P.C. as independent auditor for fiscal year ending September 30, 2025 (4,900,184 for, 81,237 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171667,"accession_number":"0001174947-25-000200","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp furnishes stockholder presentation for 2024 financial performance and strategy","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available at 2025 annual shareholders meeting on February 20, 2025.","Covers 2024 financial performance and ongoing community banking strategy.","Exhibit provided only includes title slide; no specific financial figures or updates disclosed in the filing.","No earnings, guidance, or material events announced in the furnished materials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171666,"accession_number":"0001174947-25-000061","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income up 26% to $2.1M; assets surpass $1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M vs $1.7M YoY (+26%); diluted EPS $0.34 vs $0.26.","Net interest income $7.4M (+2.8%); provision for credit losses fell to $101K from $481K.","Total assets $1.0B (+5.9% seq.); deposits grew 6.5% to $848.8M; loans +3.2% to $805.5M.","Declared $0.06/share quarterly dividend, payable Feb 20, 2025 to holders of record Feb 6.","Book value $17.23; repurchased 31,737 shares at avg $13.75 during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188662,"accession_number":"0001174947-24-001279","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares special cash dividend of $0.04 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special dividend of $0.04 per share declared by Board of Directors.","Record date: December 6, 2024; payable December 20, 2024.","Ticker: MGYR (NASDAQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188661,"accession_number":"0001174947-24-001197","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q4 net income $2.5M (+16% YoY); NPLs fall 95% to $232k","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 ended Sep 30, 2024 was $2.5M ($0.41 EPS) vs $2.2M ($0.34 EPS) a year ago.","Full-year net income $7.8M ($1.23 EPS) vs $7.7M ($1.20 EPS) in fiscal 2023.","Non-performing loans fell to $232k from $4.6M at June 30, 2024, a 95% decrease.","Loan portfolio grew 11.9% to $781.2M; new Martinsville branch opened Oct 11, 2024.","Board declared $0.05 quarterly dividend payable Nov 27, record Nov 14."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205122,"accession_number":"0001174947-24-000906","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","5.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income $1.7M ($0.27 EPS), down 11.8% YoY; NPL ratio improves to 0.60%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $1.7M ($0.27 EPS), down 11.8% YoY; nine-month net income $5.2M ($0.83 EPS).","Net interest margin narrowed 44 bps to 3.02%; interest expense rose 92% to $5.5M on higher deposit costs.","Non-performing loans declined to 0.60% of total loans from 0.73%; allowance covers 170% of NPLs.","Board declared $0.05/share quarterly dividend, payable Aug 22 to holders of record Aug 8.","Michael R. Lombardi elected to Board; Company also signed lease for new branch in Martinsville, NJ."],"consensus_eps_estimate":null,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222010,"accession_number":"0001174947-24-000571","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 net income up 5.6% to $1.9M; declares $0.05 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $1.897M ($0.30 EPS) vs $1.796M ($0.28 EPS) a year ago; 6-month EPS unchanged at $0.56.","Net interest margin compressed to 3.17% from 3.61% due to higher deposit costs; loan growth $44.5M offset impact.","Non-performing loans declined to 0.62% of total loans from 0.73%; allowance coverage 167.7%.","Dividend of $0.05/share declared, payable May 21 to holders of record May 7.","Book value per share rose to $16.30 from $15.70; 71,745 shares repurchased at avg $11.14."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}