{"filings":[{"id":1829357,"accession_number":"0001174947-26-000701","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-07-23T20:02:47+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income up 25% to $3.1M; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.1M for Q3 ended June 30, 2026, up 25% from $2.5M year ago; diluted EPS $0.49 vs $0.40.","Net interest margin expanded 30 bps to 3.65%; net interest income up 15.2% to $9.4M.","Board declared $0.10 per share quarterly dividend, payable Aug 20, 2026 to holders of record Aug 6, 2026.","Total assets $1.048B, up 5.1% from Sept 30, 2025; non-performing loans only 0.04% of total loans.","Book value per share $19.61; repurchased 25,825 shares at avg $17.55 during nine months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92309,"accession_number":"0001174947-26-000505","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 net income up 13% to $3.0M; EPS $0.49; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.0M for Q2 ended March 31, 2026, up 13% from $2.7M YoY; diluted EPS $0.48 vs $0.43.","Six-month net income $6.2M, up 29%; diluted EPS $0.98 vs $0.76.","Net interest margin expanded 35 bps to 3.66% in Q2; total loans grew $21M to $879.9M.","Board declared $0.10/share quarterly dividend, payable May 21 to holders of record May 7.","Non-performing loans fell 34.8% to $294K (0.03% of loans); book value per share $19.19."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103072,"accession_number":"0001174947-26-000168","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp annual meeting elects directors, approves say-on-pay, ratifies auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Annual meeting held Feb 11, 2026; Susan Eisenhauer elected with 2,978,702 votes for and Maureen Ruane with 2,938,424 votes for.","Advisory say-on-pay resolution approved: 3,434,822 votes for, 171,510 against, 104,637 abstentions.","Ratification of RSM US LLP as independent auditor for FY ending Sep 30, 2026 passed: 4,628,684 for, 71,206 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103071,"accession_number":"0001174947-26-000157","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-02-11T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp issues 2025 stockholder presentation; no specific data disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available on February 11, 2026 for annual meeting.","Covers 2025 financial performance and ongoing community banking strategy.","No specific financial figures or guidance were included in the filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103070,"accession_number":"0001174947-26-000112","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income up 50% to $3.1M; declares $0.10 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $3.1M vs $2.1M YoY; diluted EPS $0.50 vs $0.34.","Net interest margin rose 37bp to 3.59%; loans grew $18.9M to $877.8M.","Non-performing loans fell to 0.04% of loans; OREO sold to zero.","Deposits increased $44.8M to $859.1M; book value per share $18.79.","Quarterly dividend of $0.10 per share payable Feb 26, record Feb 12."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119302,"accession_number":"0001174947-25-001313","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp FY net income rises 25% to $9.8M; EPS $1.57, declares $0.08 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY net income $9.8M (+25% YoY); diluted EPS $1.56 vs $1.23; net interest margin 3.34% (+20bps).","Q4 net income $2.5M flat YoY; EPS $0.40 diluted; net interest margin 3.47% (+39bps).","Loan portfolio grew 9.9% to $858.9M, led by commercial real estate loans up 15.6%.","Book value per share $18.34 vs $16.98; no loan charge-offs in FY.","Quarterly cash dividend $0.08 per share, payable Nov 25, 2025 to holders of record Nov 13."],"consensus_eps_estimate":null,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135876,"accession_number":"0001174947-25-001014","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income up 46% to $2.5M; dividend raised to $0.08","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.40 EPS) vs $1.7M ($0.27) in prior year quarter; nine-month net $7.2M ($1.16) up 38%.","Net interest margin expands to 3.35% from 3.02% YoY; loan growth $64.2M to $845.4M.","Board declares increased quarterly dividend of $0.08 per share, payable Aug 21 to holders of record Aug 7.","Book value per share rises to $18.03 from $16.98; 60,410 shares repurchased at avg $14.84.","Non-performing loans rise to $920K (0.11%) from $232K, but remain low."],"consensus_eps_estimate":null,"consensus_eps_actual":1.16,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152862,"accession_number":"0001174947-25-000836","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp authorizes new 5% stock repurchase program for up to 323,547 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New program authorizes repurchase of up to 323,547 shares, representing ~5% of outstanding common stock.","Prior Dec 2022 program completed with 337,146 shares repurchased at an average price of $12.23 per share.","Repurchased shares will be held as treasury stock and used for general corporate purposes.","Timing of repurchases depends on market conditions, liquidity, and alternative uses of capital."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152861,"accession_number":"0001174947-25-000652","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp reports 41% net income increase and declares $0.06 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 ended March 31, 2025 rose 41.3% to $2.7 million from $1.9 million year-over-year.","Basic and diluted EPS were $0.43 for Q2 2025, up from $0.30 in Q2 2024.","Quarterly cash dividend of $0.06 per share declared, payable May 28, 2025 to holders of record May 14, 2025.","Net interest margin expanded to 3.31% from 3.17%, and non-performing loans fell to 0.01% of total loans.","Total assets grew 7.3% to $1.0 billion at March 31, 2025 from $951.9 million at September 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.76,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171665,"accession_number":"0001174947-25-000367","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K/A","filed_at":"2025-03-20T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp to hold annual advisory vote on executive compensation following shareholder recommendation","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders recommended an annual non-binding advisory vote on named executive officer compensation.","Board determined to hold say-on-pay vote every year until next required frequency vote.","Amendment filed solely to disclose this frequency decision; no other changes to original filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171668,"accession_number":"0001174947-25-000216","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-02-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp stockholders elect three directors, approve advisory say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected John S. Fitzgerald (3,678,006 for), Thomas Lankey (2,958,590), and Joseph A. Yelencsics (3,020,782) to three-year terms.","Advisory vote on say-on-pay frequency: one year selected (2,967,026 votes, with 706,693 for three years).","Advisory resolution approving named executive officer compensation passed (3,587,725 for, 181,891 against).","Ratified S.R. Snodgrass, P.C. as independent auditor for fiscal year ending September 30, 2025 (4,900,184 for, 81,237 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171667,"accession_number":"0001174947-25-000200","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-02-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp furnishes stockholder presentation for 2024 financial performance and strategy","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available at 2025 annual shareholders meeting on February 20, 2025.","Covers 2024 financial performance and ongoing community banking strategy.","Exhibit provided only includes title slide; no specific financial figures or updates disclosed in the filing.","No earnings, guidance, or material events announced in the furnished materials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171666,"accession_number":"0001174947-25-000061","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income up 26% to $2.1M; assets surpass $1B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M vs $1.7M YoY (+26%); diluted EPS $0.34 vs $0.26.","Net interest income $7.4M (+2.8%); provision for credit losses fell to $101K from $481K.","Total assets $1.0B (+5.9% seq.); deposits grew 6.5% to $848.8M; loans +3.2% to $805.5M.","Declared $0.06/share quarterly dividend, payable Feb 20, 2025 to holders of record Feb 6.","Book value $17.23; repurchased 31,737 shares at avg $13.75 during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188662,"accession_number":"0001174947-24-001279","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares special cash dividend of $0.04 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special dividend of $0.04 per share declared by Board of Directors.","Record date: December 6, 2024; payable December 20, 2024.","Ticker: MGYR (NASDAQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188661,"accession_number":"0001174947-24-001197","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-10-31T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q4 net income $2.5M (+16% YoY); NPLs fall 95% to $232k","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 ended Sep 30, 2024 was $2.5M ($0.41 EPS) vs $2.2M ($0.34 EPS) a year ago.","Full-year net income $7.8M ($1.23 EPS) vs $7.7M ($1.20 EPS) in fiscal 2023.","Non-performing loans fell to $232k from $4.6M at June 30, 2024, a 95% decrease.","Loan portfolio grew 11.9% to $781.2M; new Martinsville branch opened Oct 11, 2024.","Board declared $0.05 quarterly dividend payable Nov 27, record Nov 14."],"consensus_eps_estimate":null,"consensus_eps_actual":1.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205122,"accession_number":"0001174947-24-000906","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","5.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income $1.7M ($0.27 EPS), down 11.8% YoY; NPL ratio improves to 0.60%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $1.7M ($0.27 EPS), down 11.8% YoY; nine-month net income $5.2M ($0.83 EPS).","Net interest margin narrowed 44 bps to 3.02%; interest expense rose 92% to $5.5M on higher deposit costs.","Non-performing loans declined to 0.60% of total loans from 0.73%; allowance covers 170% of NPLs.","Board declared $0.05/share quarterly dividend, payable Aug 22 to holders of record Aug 8.","Michael R. Lombardi elected to Board; Company also signed lease for new branch in Martinsville, NJ."],"consensus_eps_estimate":null,"consensus_eps_actual":0.82,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":222010,"accession_number":"0001174947-24-000571","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-04-23T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 net income up 5.6% to $1.9M; declares $0.05 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $1.897M ($0.30 EPS) vs $1.796M ($0.28 EPS) a year ago; 6-month EPS unchanged at $0.56.","Net interest margin compressed to 3.17% from 3.61% due to higher deposit costs; loan growth $44.5M offset impact.","Non-performing loans declined to 0.62% of total loans from 0.73%; allowance coverage 167.7%.","Dividend of $0.05/share declared, payable May 21 to holders of record May 7.","Book value per share rose to $16.30 from $15.70; 71,745 shares repurchased at avg $11.14."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241532,"accession_number":"0001174947-24-000251","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-02-23T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Two directors retire from Magyar Bancorp boards; new directors elected","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Edward C. Stokes and Michael F. Lombardi retired from the boards of Magyar Bancorp and Magyar Bank due to mandatory retirement age.","Stockholders elected Jon R. Ansari (3,996,908 votes for) and Andrew G. Hodulik (3,281,813 votes for) as directors.","Ratification of S.R. Snodgrass, P.C. as independent auditor for fiscal year ending Sept 30, 2024 passed with 4,956,126 votes for.","Broker non-votes of 876,875 were recorded for director elections."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241531,"accession_number":"0001174947-24-000246","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-02-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp posts shareholder presentation for 2023 performance and strategy","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation covers 2023 financial performance and community banking strategy.","No specific financial metrics or guidance disclosed in the filing or exhibit.","Document posted on company website and made available to stockholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241530,"accession_number":"0001174947-24-000121","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income down 8.7% to $1.65M; declares $0.05 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.65M ($0.26 diluted EPS) vs. $1.81M ($0.28) in prior-year quarter, down 8.7%.","Net interest margin compressed to 3.29% from 3.60% on higher deposit costs; net interest income rose 5.1% to $7.2M.","Loan portfolio grew 4.5% to $729.5M, driven by commercial real estate (+$19.1M) and construction (+$10.0M).","Non-performing loans fell 4.6% to $4.9M; allowance for credit losses as % of NPLs improved to 171.5%.","Quarterly cash dividend of $0.05 per share declared, payable Feb. 22, 2024 to holders of record Feb. 8, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258985,"accession_number":"0001174947-23-001399","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-11-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares $0.07 special cash dividend, payable Dec 12, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.07 per common share declared by Board of Directors.","Record date: November 28, 2023; payable date: December 12, 2023.","Dividend announced via press release on November 14, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258984,"accession_number":"0001174947-23-001257","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp reports Q4 net income $2.185M ($0.34 EPS); FY net income $7.709M ($1.20 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 ended Sep 30, 2023 was $2.185M, down 10.1% YoY from $2.430M; diluted EPS $0.34 vs $0.36.","Full fiscal year net income $7.709M, down 2.7% from $7.919M; diluted EPS $1.20 vs $1.17.","Net interest margin compressed 47 bps to 3.36% for Q4; interest expense surged 312% to $3.6M due to rate hikes.","Non-performing loans increased 42.8% to $5.1M during Q4; allowance as % of NPLs dropped to 163.8%.","Board declared quarterly cash dividend of $0.04 per share, paid Nov 24 to record Nov 9; stock repurchased 25,468 shares at avg $10.91 in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":1.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276274,"accession_number":"0001104659-23-082697","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income down 9.4% to $1.9M; EPS $0.30; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q3 ended June 30, 2023 was $1.918M vs $2.117M YoY; diluted EPS $0.30 vs $0.31.","Net interest margin compressed 26bps to 3.46% due to higher deposit costs; interest expense surged 463.9% to $2.9M.","Loan portfolio grew 11.7% to $702.5M; non-performing loans rose to 0.51% of total loans; $385K net charge-offs in Q3.","Board declared $0.03 quarterly dividend, payable Aug 17, 2023 to holders of record Aug 3, 2023.","Book value per share increased to $15.41 from $14.60 at Sept 30, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":0.86,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293947,"accession_number":"0001174947-23-000590","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 net income +7% to $1.8M; EPS $0.28; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 (three months ended March 31, 2023) was $1.8M, up 7% YoY; EPS $0.28 vs $0.25.","Net interest margin expanded to 3.61% from 3.37%; net interest income rose 8.9% to $6.9M.","Provision for loan losses increased to $195k from $71k; net charge-offs of $102k vs net recoveries of $1k.","Total loans grew $48M to $676.9M; book value per share $15.12, up from $14.60.","Quarterly dividend of $0.03 per share declared, payable May 18 to holders of record May 4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314567,"accession_number":"0001174947-23-000267","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-02-27T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Magyar Bancorp dismisses RSM US LLP, appoints S.R. Snodgrass as auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Dismissed RSM US LLP as independent auditor effective February 27, 2023.","No disagreements or reportable events during fiscal 2022, 2021, or through dismissal.","Appointed S.R. Snodgrass, P.C. as new auditor effective February 28, 2023, contingent on client acceptance.","Audit reports for years ended September 30, 2022 and 2021 were unqualified.","Change resulted from a competitive selection process by the Audit Committee."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314566,"accession_number":"0001174947-23-000230","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-02-21T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Magyar Bancorp announces results of 2023 Annual Meeting; directors elected and auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Susan Eisenhauer elected with 3,687,846 votes for, 234,069 withheld, 1,123,261 broker non-votes.","Maureen Ruane elected with 3,424,614 votes for, 483,301 withheld, 1,137,261 broker non-votes.","Edward C. Stokes, III elected with 3,196,699 votes for, 711,216 withheld, 1,137,261 broker non-votes.","Ratification of RSM US LLP as auditor approved with 4,992,579 votes for, 40,100 against, 12,497 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314565,"accession_number":"0001174947-23-000218","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-02-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp posts stockholder presentation for 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation covers 2022 financial performance and community banking strategy.","Filed as Exhibit 99.1; no specific financial figures disclosed in the filing text.","Presentation made available on company website as of February 16, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314564,"accession_number":"0001174947-23-000055","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income rises 6.9% to $1.8M; dividend declared","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.8M (+6.9% YoY); diluted EPS $0.28 vs $0.25.","Loans grew 7.4% QoQ to $675.7M; net interest margin 3.60% (up 14 bp YoY).","Dividend of $0.03/share declared, payable Feb 23, 2023 to holders of record Feb 9.","Non-performing loans increased $1.1M to $3.9M (0.58% of total loans) from $2.8M.","Provision for loan loss $317K vs $101K YoY; no charge-offs recorded."],"consensus_eps_estimate":null,"consensus_eps_actual":0.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":332983,"accession_number":"0001174947-22-001258","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp completes prior buyback, authorizes new 5% stock repurchase plan","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Completed prior repurchase program: 354,891 shares at avg $12.90.","Board authorized new repurchase of up to 5% of outstanding shares, or up to 337,146 shares.","Timing of repurchases depends on market conditions, liquidity, and alternative capital uses.","Repurchased shares will be held as treasury stock for general corporate purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":332982,"accession_number":"0001174947-22-001211","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-11-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares $0.08 special cash dividend payable Dec 13, 2022","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special dividend of $0.08 per common share declared by Board of Directors.","Record date: November 29, 2022; 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Plan approved at August 25, 2022 special meeting.","Plan terms described in definitive proxy statement filed July 18, 2022; Plan filed as Exhibit 10.1 to this Form 8-K.","Effective upon stockholder approval; no further implementation detail provided.","No departure or appointment of directors/officers reported alongside this approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350427,"accession_number":"0001174947-22-000851","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-07-26T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income up 27% to $2.1M; EPS $0.31; declares $0.03 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q3 ended June 30, 2022: $2.117M vs $1.668M YoY (+26.9%).","Diluted EPS $0.31 (vs $0.24); nine-month EPS $0.81 (vs $0.64).","Net interest margin improved 18 bps to 3.72% for Q3.","Board declared $0.03 per share cash dividend, payable Aug 18, 2022 to holders of record Aug 4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":350426,"accession_number":"0001174947-22-000834","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-07-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp authorizes repurchase of up to 5% of outstanding shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 354,891 shares, representing approximately 5% of outstanding stock.","Repurchases depend on market conditions, prices, liquidity, and alternative capital uses.","Shares bought will be held as treasury stock for general corporate purposes.","CEO states common stock is an attractive value at current trading prices."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367583,"accession_number":"0001174947-22-000533","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-04-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares $0.03 quarterly cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.03 per common share declared by Board of Directors.","Record date: May 5, 2022; payable on May 19, 2022.","Routine quarterly dividend; no change in payout amount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":367582,"accession_number":"0001174947-22-000528","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q2 fiscal 2022 net income up 11.5% to $1.68M; EPS $0.25 vs $0.21","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.68M for Q2 ended Mar 31, 2022, up from $1.51M a year ago; diluted EPS $0.25 vs $0.21.","Net interest margin compressed to 3.37% from 3.64%; net interest income flat at $6.4M.","Provision for loan losses dropped to $71K from $467K; net recoveries of $1K vs net charge-offs of $43K.","Non-performing loans fell 27.3% to $5.9M; ratio to total loans improved to 0.96% from 1.37%.","Total deposits grew 5.5% to $675.2M; borrowings decreased 18% to $19.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386944,"accession_number":"0001174947-22-000257","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-02-18T23:59:59+00:00","items":["5.07","5.02","9.01"],"status":"ready","headline":"Magyar Bancorp shareholders elect directors, approve say-on-pay, ratify auditor; director Lukacs retires","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected directors Fitzgerald, Lankey, and Yelencsics to three-year terms; each received over 3.6M shares for.","Say-on-pay resolution approved with 3.47M for, 237,417 against, 98,161 abstentions.","Ratified RSM US LLP as independent auditor for fiscal 2022 with 4.84M shares for, 50,514 against.","Director Martin A. Lukacs retired from board on February 16, 2022, per age-75 bylaw provision."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386943,"accession_number":"0001174947-22-000249","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-02-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Magyar Bancorp presents 2021 financial performance and strategy at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation covers 2021 financial results and community banking strategy.","Materials made available to stockholders and posted on company website.","No specific financial figures or guidance disclosed in the filing text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386942,"accession_number":"0001174947-22-000076","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-01-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares $0.03 quarterly dividend for Feb 24 payout","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.03 per common share declared by Board of Directors.","Record date February 10, 2022; payable February 24, 2022.","Dividend rate unchanged from prior quarterly payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":386941,"accession_number":"0001174947-22-000068","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2022-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q1 net income up 27% to $1.7M; EPS $0.25 vs $0.19","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.693M for quarter ended Dec 31, 2021, up from $1.337M YoY; diluted EPS $0.25.","Net interest margin expanded to 3.46% from 3.38%; net interest income rose 6.5% to $6.4M.","Non-performing loans decreased 23.9% to $6.2M; total loans fell 1.9% to $583.4M.","Provision for loan losses dropped to $101k from $640k; allowance coverage of NPLs improved to 132.4%.","Book value per share increased to $13.87 from $13.76; special dividends paid during quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":404861,"accession_number":"0001174947-21-001032","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-11-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp declares $0.12 special cash dividend; first since July 2021 conversion","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.12 per common share declared for shareholders of record Nov 30, 2021.","Payable on December 14, 2021; first dividend since completing mutual-to-stock conversion in July 2021.","Company intends to consider adopting a regular cash dividend policy in the future, but no assurance given.","CEO John Fitzgerald states dividend reflects commitment to enhancing shareholder value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":404860,"accession_number":"0001174947-21-000984","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-11-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q4 net income $1.61M ($0.23 EPS), up 96% YoY; FY net income $6.12M ($1.01 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $1.61M vs $823K; diluted EPS $0.23 vs $0.12 YoY.","FY 2021 net income $6.12M, up 179.5% from $2.19M; EPS $1.01 vs $0.31.","Net interest margin expanded 34 bps to 3.57% in Q4; net interest income up 18% to $6.7M.","Completed stock offering netting $37.4M; book value per share rose to $13.76 from $9.78.","Non-performing loans fell 13.4% in Q4 to $8.2M (1.4% of total loans); loan loss allowance $8.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":423879,"accession_number":"0001174947-21-000692","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-07-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Magyar Bancorp Q3 net income surges 228% to $1.67M, EPS $0.29","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for three months ended June 30, 2021: $1,668,000 vs $509,000 YoY; EPS $0.29 vs $0.09.","Net interest margin expanded 28 bps to 3.54%; net interest and dividend income up 15.9% to $6.5M.","Total assets grew 11.7% to $842.3M; held $109.6M in stock subscription deposits for second-step conversion.","Non-performing loans ratio improved to 1.53% from 1.59%; allowance for loan losses at 1.27% of total loans.","Nine-month net income $4.51M ($0.78 EPS) vs $1.37M ($0.24 EPS) in prior year period."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":423878,"accession_number":"0000943374-21-000352","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-07-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Magyar Bancorp completes conversion to stock holding company; ~7.1M shares outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Conversion from mutual holding company to stock holding company effective after close on July 14, 2021.","Approximately 7,098,070 shares of common stock outstanding post-conversion (before fractional share adjustments).","Stock continues to trade on Nasdaq Global Market under symbol MGYR.","Subscription offering allocations and refund checks processed; DRS book-entry statements to be mailed by AST."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":423877,"accession_number":"0001193125-21-212148","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-07-12T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"Magyar Bancorp closes mutual-to-stock conversion on July 14 at max offering of 3.91M shares at $10","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All regulatory approvals received; conversion closing at business close on July 14, 2021.","Sale of 3,910,000 shares at $10.00 per share (maximum of offering range); oversubscribed by eligible depositors.","Existing public shares converted at exchange ratio of 1.2213; expected ~7,098,070 shares outstanding post-conversion.","Authorized shares increased from 9M to 14.5M (common 14M, preferred 0.5M) and exclusive Delaware forum provision added.","Employee stock plan unable to purchase in offering; expected to buy up to 8% of shares sold in the open market post-close."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":423876,"accession_number":"0001193125-21-206127","cik":1337068,"company_name":"Magyar Bancorp, Inc.","ticker":"MGYR","form_type":"8-K","filed_at":"2021-07-01T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Stockholders approve conversion to stock holding company at Magyar Bancorp special meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan of Conversion approved: 5,321,317 for, 7,186 against, 1,236 abstain (including MHC votes).","Excluding MHC votes: 2,120,867 for, 7,186 against, 1,236 abstain; proposal passed.","Adjournment proposal also passed: 5,318,485 for, 8,135 against, 3,119 abstain.","Conversion changes corporate structure from mutual holding company to stock holding company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.15,"market_cap_usd":111650102.42627485,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}