{"filings":[{"id":14883,"accession_number":"0001104659-26-058721","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-05-11T20:55:52+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp appoints Claire Stack as permanent CFO, effective May 8, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Claire Stack, age 38, was EVP and CFO of Midland States Bancorp and its bank subsidiary since May 8, 2026.","Compensation: $350k annual salary, 40% bonus target, equity awards up to 50% of base, plus one-time restricted stock grant of 50% of base.","Stack joined as Corporate Controller in Nov 2025, became interim CFO in Mar 2026; prior roles include Corporate Controller at Steelcase and senior positions at PwC, KPMG, and CLA.","Post-termination non-solicitation restriction applies for 12 months."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92988,"accession_number":"0001104659-26-057892","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Midland States Bancorp shareholders elect all four Class I director nominees, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All four Class I directors elected: DiMotta (9.3M for, 6.4M against), Ludwig (15.1M for, 0.9M against), Ramos (14.8M for, 1.1M against), Smith (14.7M for, 1.2M against).","Non-binding say-on-pay approved with 15.4M for, 0.5M against, 0.2M abstentions, 1.8M broker non-votes.","Appointment of Crowe LLP as auditor for FY2026 ratified with 17.5M for, 0.1M against, 0.2M abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92987,"accession_number":"0001104659-26-055732","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp declares $0.32 common and $0.4844 preferred dividends","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Common dividend $0.32 per share; payable May 22, 2026; record date May 15, 2026.","Preferred dividend $0.4844 per depositary share (7.75% Series A); payable June 30, 2026; record June 15, 2026.","Dividends declared by Board of Directors on May 5, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92986,"accession_number":"0001104659-26-055691","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-05-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp boosts stock buyback authorization to $45M, extends to Dec 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board increased repurchase authorization from $25M to $45M; program extended to December 31, 2026.","923,837 shares repurchased at average $21.46 for total $19.8M under prior program (since Nov 3, 2025).","CEO Jeffrey Ludwig cites sustained confidence in capital strength, credit profile and profitability outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92985,"accession_number":"0001466026-26-000045","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Q1 net income $16.2M ($0.74 EPS), swing from prior losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $16.2M ($0.74 EPS) vs Q4 loss of $5.1M and Q1 2025 loss of $143.2M.","Adjusted earnings $17.2M ($0.79 EPS); net interest margin expanded to 3.91% from 3.74% QoQ.","Community Bank loan growth $68.8M annualized 8.3%; total loans down $13.4M on non-core runoff.","Common equity tier 1 ratio 9.98% (approaching 10% target); $7.8M stock repurchased in Q1.","Nonperforming assets 0.91% of total assets, down 10 bps from prior quarter; credit metrics improving."],"consensus_eps_estimate":0.6347,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104264,"accession_number":"0001104659-26-024769","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Midland States Bancorp terminates CFO Eric Lemke; appoints Claire Stack as interim CFO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Eric Lemke terminated as CFO and principal financial/accounting officer effective March 5, 2026.","Claire Stack, age 37, appointed VP – Chief Accounting Officer and interim CFO; served as Corporate Controller since Nov 2025.","Stack has 15+ yrs finance leadership, CPA; previously Corporate Controller at Steelcase and roles at CLA, Agracel, PwC, KPMG.","Change of Control Agreement through Dec 31, 2026, auto-renew; provides severance of 150% salary plus avg bonus in change-of-control termination.","Severance includes COBRA coverage up to 12 months; non-compete and non-solicit restrictions apply for 12 months post-termination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104263,"accession_number":"0001104659-26-009852","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Midland States Bancorp appoints James F. Deutsch to board after Patriot Financial Partners invests in common stock","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased from 10 to 11; James F. Deutsch appointed as Class II director effective Feb 3, 2026, term expiring at 2027 annual meeting.","Patriot Financial Partners acquired a position in MSBI common stock through open-market purchases; Deutsch is a partner at Patriot.","Deutsch also appointed to board of wholly-owned subsidiary Midland States Bank.","Deutsch previously served as President, CEO and Founder of Team Capital Bank, with over 25 years in banking and finance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104262,"accession_number":"0001104659-26-009720","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-02-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp declares $0.32 quarterly common dividend; $0.4844 preferred dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Common dividend $0.32/share, payable Feb. 20, 2026, record Feb. 13, 2026.","Preferred dividend $0.4844/depositary share, payable Mar. 30, 2026, record Mar. 16, 2026.","Both dividends declared on Feb. 3, 2026, by the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":104261,"accession_number":"0001466026-26-000012","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp Q4 2025 net loss $5.1M; adjusted EPS $0.53; sells equipment finance portfolio","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common shareholders of $5.1M ($0.24 diluted EPS) vs Q3 income of $5.3M ($0.24).","Adjusted earnings available to common shareholders of $11.9M ($0.53 diluted EPS) excludes $21.4M loss on equipment finance sale.","Net interest margin 3.74%, down 5 bps QoQ; cost of deposits fell 17 bps to 1.95%.","Nonperforming assets stable at 1.02% of total assets; allowance for credit losses dropped to 1.59% of loans due to portfolio sale.","Common equity tier 1 capital ratio improved to 9.89%; repurchased $9.6M of common stock in Q4."],"consensus_eps_estimate":0.7,"consensus_eps_actual":-6.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120554,"accession_number":"0001104659-25-123107","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-12-19T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Chief Accounting Officer Donald J. Spring to retire; CFO Eric T. Lemke to assume role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Donald J. Spring, Chief Accounting Officer & Corporate Controller, announced retirement effective January 2, 2026.","Eric T. Lemke, Company CFO, will succeed Spring as principal accounting officer upon retirement.","Spring was also principal accounting officer of Midland States Bancorp and its bank subsidiary.","No other officer changes or compensatory arrangements disclosed in filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120553,"accession_number":"0001104659-25-117163","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-12-01T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"Midland States Bancorp sells equipment finance portfolio to North Mill for $502M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sale closed Nov 28, 2025 for $502M cash; portfolio was $599M gross ($565M net) plus $21M operating leases.","Pre-tax loss of ~$20M expected in Q4 2025.","Proceeds to pay down ~$350M of wholesale funding; accretive to capital, neutral to earnings.","Retained ~$75M of loans/leases; total loans/leases reduced by ~$545M vs Oct 31, 2025.","Aligns with strategy to focus on core community banking; stopped originating new equipment finance loans as of Sep 30, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120552,"accession_number":"0001104659-25-107711","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp President Jeff Mefford to retire June 30, 2026; Jeremy Jameson named successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeffrey S. Mefford, President of Midland States Bank and EVP of the Company, will retire effective June 30, 2026.","Jeremy A. Jameson, 44, promoted to EVP & Chief Banking Officer of the Bank, effective on the Transition Date.","Jameson currently serves as EVP & Chief Credit Officer; will oversee regional presidents and commercial lending.","Mefford has been with the Bank for 22 years, serving as President for 7 years; transition is part of a planned succession."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120551,"accession_number":"0001104659-25-105532","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-11-03T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States declares $0.32 dividend and authorizes $25M stock buyback","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Common dividend of $0.32/share payable Nov 21, 2025 to holders of record Nov 14 (unchanged from prior quarter).","Preferred dividend of $0.4844/depositary share payable Dec 30, 2025 to holders of record Dec 15.","Board approved up to $25M in common stock repurchases, effective Nov 3, 2025 through Nov 2, 2026.","Prior repurchase program expired Dec 31, 2024; CEO cites confidence in capital position and stock value.","Repurchases may be open-market or private; timing depends on price, volume, and regulatory conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120550,"accession_number":"0001466026-25-000054","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Q3 net income $5.3M ($0.24/sh) vs $18.2M ($0.83) year ago; ceases equipment finance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $5.3M, or $0.24 diluted EPS, vs $9.8M ($0.44) in Q2 2025 and $18.2M ($0.83) in Q3 2024.","Provision for credit losses on loans $20.5M, driven by higher loss given default assumptions in equipment finance; net charge-offs $12.3M.","Ceased equipment finance originations effective September 30, 2025, to reduce higher-risk asset exposure.","Net interest margin improved to 3.79% from 3.56% in Q2 2025; cost of deposits fell to 2.12%.","Nonperforming assets dropped to 1.02% of total assets from 2.10% at Dec 31, 2024; CET1 ratio rose to 9.37%."],"consensus_eps_estimate":0.6552,"consensus_eps_actual":-5.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137147,"accession_number":"0001104659-25-085897","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-09-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Midland States Bancorp to redeem all $50.75M subordinated notes on Sept 30, 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redeeming $50.75M Fixed-to-Floating Rate Subordinated Notes due 2029 on September 30, 2025.","Redemption price is 100% of principal plus accrued unpaid interest through redemption date.","Current interest rate on notes is 7.91%, equating to approximately $4M annual interest payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137146,"accession_number":"0001104659-25-081864","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-08-22T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp receives Nasdaq deficiency notice for delayed Q2 10-Q filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on Aug 19, 2025 for failure to timely file Q2 2025 Form 10-Q.","No immediate effect on listing; must submit compliance plan by Oct 18, 2025.","Nasdaq may grant up to Feb 26, 2026 to regain compliance with Listing Rule 5250(c)(1).","Delays caused by previously disclosed restatement and late 2024 10-K and Q1 2025 10-Q filings.","Company plans to file Form 10-Q as soon as practicable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137145,"accession_number":"0001104659-25-075265","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-08-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Midland States Bancorp reports annual meeting results; all proposals approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Three Class III directors elected: R. Dean Bingham, Jerry L. McDaniel, Jeffrey M. McDonnell (each with majority support).","Say-on-pay approved: 13,411,127 for, 1,593,405 against.","Say-on-frequency: 1 year received 13,538,175 votes; company will continue annual advisory vote on exec comp.","Ratification of Crowe LLP as auditor for 2025: 16,945,301 for, 24,564 abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137144,"accession_number":"0001104659-25-074167","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-08-05T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp raises quarterly common dividend 3.2% to $0.32/share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend on common stock increased to $0.32 from $0.31 per share, a 3.2% rise.","Dividend payable on August 22, 2025 to shareholders of record as of August 15, 2025.","Preferred stock dividend of $0.4844 per depositary share declared, payable Sept 30, 2025.","CEO cites strong capital ratios, improved Q2 earnings and asset quality for the increase.","25th consecutive year of quarterly cash dividend increases for Midland States Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":137143,"accession_number":"0001466026-25-000027","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Q2 net income $9.8M ($0.44 diluted), down from $23.5M ($1.06) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $9.8M ($0.44 diluted EPS), down 58% from $23.5M ($1.06) in Q2 2024.","Pre-provision net revenue improved to $32.2M from $27.0M in prior quarter; net interest margin expanded 7 bps to 3.56%.","Nonperforming assets declined to $111M (1.56% of assets) from $151M (2.08%) in Q1; CEO notes $29M in NPA exits post-quarter-end.","Net charge-offs $29.9M including $13.9M specialty finance and $3.9M equipment finance; provision for credit losses $17.4M.","Community Bank loans grew $58.9M; Specialty Finance decreased $173.3M as tighter underwriting reduces higher-risk exposure."],"consensus_eps_estimate":0.6413,"consensus_eps_actual":-6.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154423,"accession_number":"0001104659-25-052418","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp receives Nasdaq deficiency notice for delayed 10-K and 10-Q filings","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notice received May 19, 2025 for failure to timely file FY2024 10-K and Q1 2025 10-Q.","No immediate delisting; company has until June 2, 2025 to submit a compliance plan.","Nasdaq may grant up to 180 days from 10-K due date (Sept 29, 2025) to regain compliance.","Company is still evaluating third-party lending arrangements and goodwill impairment.","Common stock (MSBI) and depositary shares (MSBIP) remain listed on Nasdaq Global Select Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154422,"accession_number":"0001104659-25-047876","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Sherina M. Edwards resigns from Midland States Bancorp board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Sherina M. Edwards resigned from the Board effective May 12, 2025.","Resignation not due to any disagreement with the Company.","No replacement for the departing director has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154421,"accession_number":"0001466026-25-000012","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-05-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States declares $0.31 common and $0.4844 preferred dividends","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly common dividend of $0.31 per share, payable May 23, 2025 to holders of record May 16, 2025.","Preferred Series A dividend of $0.4844 per depositary share, payable June 30, 2025 to holders of record June 16, 2025.","No change in dividend rate; both dividends are recurring quarterly declarations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154420,"accession_number":"0001466026-25-000010","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Preliminary Q1 EPS $0.57; restatement for 2024 ongoing, GreenSky loan sale closed","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Net income available to common shareholders $12.6M, diluted EPS $0.57 for Q1 2025 (preliminary, unaudited).","Company expects restatement of 2024 financials; audit not yet completed due to third-party lending accounting evaluation.","Sold ~$330M (89%) of GreenSky loan portfolio in April 2025; remaining retained under new servicing agreement.","Net charge-offs $16.9M, including $11.1M fully reimbursed from third-party programs; equipment finance charge-offs $4.5M.","Community Bank loans grew $56.8M; overall loans declined $149.5M due to intentional reduction in Specialty Finance and Equipment Finance."],"consensus_eps_estimate":null,"consensus_eps_actual":-6.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154419,"accession_number":"0001104659-25-039515","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["4.02","7.01"],"status":"ready","headline":"Midland States Bancorp restates 2022-2024 financials; sells $330M GreenSky portfolio","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit committee concludes financials for 2022-2024 and 2024 interim periods should no longer be relied upon due to accounting errors in third-party loan origination programs.","Errors involve accounting for credit enhancement payments; payments will now be recorded gross with a credit indemnification derivative; net income affected by timing differences.","Material weaknesses in internal control over financial reporting identified for the affected periods; remediation plan to be detailed in 2024 Annual Report.","In April 2025, closed sale of participation interests in ~$330M (89%) of GreenSky consumer loan portfolio; retains remaining portion with new servicing arrangement.","Plans abbreviated Q1 2025 earnings release on or about April 30; 2025 annual meeting scheduled after filing 2024 Annual Report."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154418,"accession_number":"0001104659-25-033417","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-04-09T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp receives Nasdaq deficiency notice for late 10-K filing","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on April 3, 2025 for failing to file 2024 Form 10-K on time.","Company has 60 days to submit a compliance plan; Nasdaq may grant up to Sept 29, 2025 to regain compliance.","Delay due to evaluation of a third-party lending and servicing arrangement and internal control review.","Notice has no immediate effect on listing or trading of MSBI or MSBIP shares.","Company expects to file the 10-K as soon as practicable."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172992,"accession_number":"0001171843-25-000616","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-02-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp declares $0.31 common dividend and $0.4844 preferred dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.31 per common share, payable Feb 21, 2025 to holders of record Feb 14, 2025.","Preferred dividend of $0.4844 per depositary share on Series A 7.75% preferred, payable Mar 31, 2025 to holders of record Mar 17, 2025.","Dividend amounts unchanged from prior quarter; no special or extraordinary distribution declared."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172991,"accession_number":"0001466026-25-000003","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp reports Q4 net loss of $54.8M; exits non-core consumer loan portfolios","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss available to common shareholders of $54.8M ($2.52 diluted loss per share), vs. Q3 income of $16.2M.","Sold $87.1M LendingPoint portfolio; committed to sell $371.7M Greensky portfolio, recognizing combined $50.7M charge-offs/provision.","Net charge-offs of $102.7M and provision for credit losses of $93.5M, driven by credit deterioration in consumer, Specialty Finance, and equipment finance.","Substandard accruing loans fell $88.7M to $78.8M; nonperforming loans rose $25.6M to $140.1M.","Net interest margin improved to 3.19% (from 3.10% Q3); total risk-based capital ratio 13.38%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172990,"accession_number":"0001104659-25-000845","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2025-01-03T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Midland States Bancorp SVP and Corporate Counsel Douglas Tucker retires","summary_kind":"llm","event_type":"leadership","confidence":"medium","bullets":["Douglas J. Tucker retired as Senior Vice President and Corporate Counsel on January 3, 2025.","No successor has been named at this time.","Tucker's departure is not due to any disagreement with company policies or operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190012,"accession_number":"0001171843-24-006288","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Midland States Bancorp files investor presentation with Q3 2024 financial and strategic update","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Total assets $7.8B, loans $5.7B, deposits $6.3B as of Sept 30, 2024.","YTD adjusted ROAA 0.67%, adjusted ROATCE 8.61%; tangible book value $24.90/share.","Community bank loans up $45M in Q3; GreenSky and LendingPoint portfolios winding down.","Strategic focus on in-market relationships, wealth management cross-sell, and BaaS platform."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190011,"accession_number":"0001171843-24-006135","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp declares Q4 2024 common dividend of $0.31/share; preferred dividend of $0.4844/depositary share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Common dividend $0.31/share payable Nov 25, 2024 to holders of record Nov 18, 2024.","Preferred Series A dividend $0.4844/depositary share payable Dec 30, 2024, record Dec 16, 2024.","Board declared both dividends on November 7, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":190010,"accession_number":"0001466026-24-000038","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Midland States Bancorp Q3 net income $16.2M ($0.74 EPS) vs Q2 $4.5M; provision expense drops to $5.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $16.2M ($0.74 diluted EPS) vs $4.5M ($0.20) in Q2 2024.","Provision expense fell to $5.0M from $16.8M in Q2 (driven by LendingPoint charge-off resolution).","Tangible book value per share rose to $24.90 from $23.36; efficiency ratio improved to 62.8% from 65.2%.","Net interest margin (tax-equivalent) was 3.10% vs 3.12% in Q2; nonperforming loans increased to $114.6M.","Loans declined $103.2M (1.8%) as equipment finance and consumer portfolios were reduced."],"consensus_eps_estimate":null,"consensus_eps_actual":1.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206522,"accession_number":"0001171843-24-004700","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-08-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Midland States Bancorp appoints Jeremy Jameson as Chief Credit Officer, succeeding retiring CCO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jeremy Jameson joins as Chief Credit Officer of Midland States Bank, effective August 12, 2024.","Jameson brings over 20 years of credit risk management and community banking growth experience.","Outgoing CCO Jeff Brunoehler will retire next year; Jameson will work alongside him for a smooth transition.","Jameson will oversee credit policies, procedures, and strategies to support prudent risk management and growth."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206521,"accession_number":"0001171843-24-004486","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-08-06T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Midland States Bancorp declares $0.31 common dividend; $0.4844 preferred dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.31 per common share declared, payable Aug 23, 2024 to holders of record Aug 16, 2024.","Preferred dividend of $0.4844 per depositary share on Series A 7.75% preferred stock, payable Sep 30, 2024, record Sep 16, 2024.","Dividends are routine quarterly declarations; no change from prior dividend rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":576495705.3869935,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206520,"accession_number":"0001171843-24-004219","cik":1466026,"company_name":"Midland States Bancorp, Inc.","ticker":"MSBI","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Midland States Bancorp Q2 2024: Net income $4.5M, EPS $0.20; community bank loans +$91M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["YTD adj. 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