{"filings":[{"id":888558,"accession_number":"0001628280-26-041206","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-06-05T20:15:10+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Western annual meeting elects 11 directors, ratifies Crowe LLP, approves say-on-pay","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with 5.6M to 6.1M votes for; broker non-votes of 670,427.","Crowe LLP ratified as auditor for 2026: 6,578,057 for, 181,161 against, 1 abstention.","Say-on-pay advisory vote passed: 4,865,971 for, 1,218,437 against, 4,384 abstentions.","Meeting held June 3, 2026; proxy statement filed April 24, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":806757,"accession_number":"0001628280-26-039811","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-06-02T20:28:34+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western files annual meeting presentation; content not fully disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation to be used at annual meeting on June 3, 2026.","Only safe harbor statement and title page visible in filed excerpt; full financial details unavailable.","No material new financial or operational data disclosed in the excerpt.","Materiality is likely low as this is a routine annual meeting presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92167,"accession_number":"0001628280-26-029814","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Western Financial authorizes $5M stock repurchase plan commencing June 12, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $5M of common stock repurchases; plan effective for one year from June 12, 2026.","Federal Reserve issued no objection to the repurchase plan on April 29, 2026.","Repurchases may be made via open market, private transactions, or Rule 10b5-1 trading plans.","Plan may be extended, modified, or discontinued at any time without notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92166,"accession_number":"0001628280-26-029347","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial's May 2026 investor presentation contains no new material information","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["No financial results, guidance changes, or strategic updates appear in the filed presentation.","Exhibit consists only of a safe harbor notice and introductory slides; data content is absent.","Filing is a routine Regulation FD disclosure with no operational or substantive disclosures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92165,"accession_number":"0001628280-26-026845","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q1 net income $6.2M; EPS $0.63, up 85% QoQ; NIM expands to 2.81%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $6.2M ($0.63 diluted EPS), up from $3.3M ($0.34) in Q4 2025.","Net interest margin expanded 10 bps to 2.81%; net interest income rose 1.5% to $20.9M.","Non-interest income up 9.8% to $6.7M; total deposits increased $95M to $2.84B.","Provision for credit losses was a $728K release vs a $915K charge in Q4 2025.","Efficiency ratio improved to 73.11% from 74.88% in Q4 2025 and 79.16% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":28267000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102799,"accession_number":"0001628280-26-011131","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-02-24T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes investor presentation; no specific material facts disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company filed an 8-K furnishing a February 2026 investor presentation as Exhibit 99.1.","Presentation content was not fully provided; no new financial or operational data extracted.","Filing is a routine Regulation FD disclosure; no material events reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102798,"accession_number":"0001628280-26-003081","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Financial Reports Q4 2025 Net Income of $3.3M and EPS of $0.34","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders was $3.3M in Q4 2025, compared to $3.2M in Q3 2025 and $2.7M in Q4 2024.","Diluted EPS was $0.34 in Q4 2025, up from $0.32 in Q3 2025.","Net interest margin increased 17 basis points to 2.71% from 2.54% in Q3 2025.","Total loans held for investment grew $59M to $2.65B in Q4 2025.","Company will hold an investor call and webcast on January 23, 2026 at 10:00 a.m. Mountain Time."],"consensus_eps_estimate":null,"consensus_eps_actual":1.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":96914000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119032,"accession_number":"0001628280-25-048853","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes investor presentation; no financial results disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company made investor presentation available for meetings with investors and analysts.","Presentation does not contain material new financial data or guidance changes.","No earnings release or business update included in the furnished materials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":119031,"accession_number":"0001628280-25-046091","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q3 net income $3.2M ($0.32 EPS) vs $2.5M in Q2; deposits up 12.6%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $3.2M ($0.32 diluted EPS) in Q3 2025, compared to $2.5M ($0.26) in Q2 2025 and $2.1M ($0.22) in Q3 2024.","Total deposits grew $320M (12.6%) to $2.85B from $2.53B in Q2 2025.","Net interest income increased 8.9% to $19.5M; non-interest income up 7.9% to $6.8M.","CEO Scott Wylie: strong Q3 loan production and deposit growth; pipeline healthy for Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":71173000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135576,"accession_number":"0001327607-25-000114","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company filed 8-K to furnish investor presentation materials for meetings with investors and analysts.","Presentation includes standard safe harbor and forward-looking statements; no specific financial data or guidance changes provided in the filing.","No earnings, M&A, leadership, or other material events announced; filing is procedural Regulation FD disclosure.","Exhibit 99.1 presentation does not contain new operational or financial metrics beyond previously available information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":135575,"accession_number":"0001327607-25-000112","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q2 2025 EPS $0.26; loans up 4.7%, NIM expands to 2.67%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.5M ($0.26 diluted EPS) vs $4.2M ($0.43) in Q1 2025; vs $1.1M ($0.11) in Q2 2024.","Total loans grew $115M (4.7%) to $2.54B quarter-over-quarter.","Net interest margin expanded 6 bps to 2.67%; net interest income up $0.4M to $17.9M.","Provision for credit losses increased to $1.8M from $80K in Q1 2025.","Non-interest expense decreased $0.3M to $19.1M; efficiency ratio improved to 78.83%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":47134000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152573,"accession_number":"0001327607-25-000087","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Western appoints Matthew C. Cassell as Chief Revenue Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointment effective June 5, 2025; Cassell will serve as CRO of First Western Trust Bank.","Cassell previously served as Chief Banking Officer since Feb 2023 and President of Commercial Banking since May 2020.","Prior to joining, he was Colorado President for Simmons Bank with 25+ years in banking leadership.","No family relationships with directors/officers; no undisclosed transactions.","Role change reflects internal promotion; no departure of existing officers mentioned."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152572,"accession_number":"0001327607-25-000071","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-06-06T23:59:59+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"Shareholders approve amended omnibus incentive plan with 150,000 share increase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved Plan amendment and restatement, increasing share reserve by 150,000 shares.","All 11 director nominees elected, each receiving majority votes (e.g., Scott C. Wylie 6,293,614).","Crowe LLP ratified as independent auditor for FY 2025 with 6,968,273 votes for.","Say-on-pay proposal approved (non-binding) with 5,844,322 votes for.","Plan approval received 5,183,553 for, 1,151,810 against, and 400 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152571,"accession_number":"0001327607-25-000067","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-06-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes annual meeting presentation; no specific disclosures available","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished as Exhibit 99.1 for June 4, 2025 annual shareholder meeting.","Provided excerpt includes title slide and safe harbor statement only.","No financial results, guidance, or material updates contained in the visible portion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152570,"accession_number":"0001327607-25-000062","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes investor presentation; no specific new details in filed excerpt","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Exhibit 99.1 is an investor presentation for use during fiscal 2025 meetings.","The provided excerpt contains only the cover slide and standard safe harbor language.","No financial data, guidance updates, or material operational changes are disclosed in the filed portion.","The presentation is furnished under Item 7.01 and not incorporated by reference into SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152569,"accession_number":"0001327607-25-000059","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Western Financial authorizes $5M share repurchase; Federal Reserve no objection","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $5M in common stock repurchases on April 23, 2025.","Federal Reserve advised no objection to the plan on May 14, 2025.","Repurchase Plan effective for one year starting June 13, 2025, replacing expiring plan.","Company may repurchase via open market, 10b5-1 plans, or private transactions; no obligation to complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152568,"accession_number":"0001327607-25-000038","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"David R. Weber appointed Principal Accounting Officer of First Western Financial","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Weber, already CFO and Principal Financial Officer, adds Principal Accounting Officer role effective April 23, 2025.","Jesica J. Montgomery promoted to oversee other functions; she previously held the Principal Accounting Officer role.","Weber joined the Company in 2018 and has held multiple finance roles; no new compensation arrangements disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":152567,"accession_number":"0001327607-25-000030","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q1 net income rises to $4.2M ($0.43 EPS); NIM expands 16 bps to 2.61%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders of $4.2M, up from $2.7M in Q4 2024; diluted EPS $0.43 vs $0.28.","Net interest margin increased 16 bps to 2.61%; net interest income $17.5M vs $16.9M prior quarter.","OREO reduced $31.5M to $4.4M after sale of two properties; net gain of $0.5M.","Noninterest-bearing deposits grew 9.1% to $409.7M; noninterest income $7.3M vs $6.5M.","CEO expects continuation of positive trends; redeployment of OREO cash into interest-earning assets."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":24718000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171385,"accession_number":"0001327607-25-000022","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-03-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial furnishes investor presentation; no material new information","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company furnished investor presentation as Exhibit 99.1 for use in meetings during FY 2025.","Presentation includes forward-looking statements and safe harbor language; no specific new guidance or events disclosed.","No financial results, guidance changes, or material developments announced in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":171384,"accession_number":"0001327607-25-000004","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q4 2024 net income $2.7M ($0.28 EPS) vs net loss year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.7M ($0.28 diluted EPS) in Q4 2024 vs $2.1M ($0.22) in Q3 2024 and net loss $3.2M ($0.34) in Q4 2023.","Net interest margin 2.45% up 13 bps sequentially from 2.32% in Q3 2024.","Total loans up 2.1% to $2.45B; average deposits up 4.0% to $2.50B.","Provision for credit losses reversed to a release of $0.974M vs $0.501M provision in Q3 2024.","CEO noted highest insurance fee quarter ever and OREO property under contract for Q1 2025 sale."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":90071000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188370,"accession_number":"0001327607-24-000186","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-11-05T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial furnishes investor presentation; no specifics in filing text","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company filed an 8-K furnishing an investor presentation dated November 2024 under Item 7.01.","The presentation content was not fully provided in the filing text, preventing summary of material details.","No financial results, guidance, or operational updates are extractable from the available exhibit.","The filing is a routine Regulation FD disclosure; no specific events or numbers disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":188369,"accession_number":"0001327607-24-000177","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q3 net income $2.1M ($0.22 EPS); deposits up 3.7%, loan-to-deposit ratio down to 95.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.1M ($0.22 diluted EPS) vs $1.1M ($0.11) in Q2 2024 and $3.1M ($0.32) in Q3 2023.","Total deposits grew 3.7% to $2.50B; noninterest-bearing deposits up 19% to $474M.","Loan-to-deposit ratio improved to 95.2% from 101.9% in Q2 2024.","Provision for credit losses fell to $0.5M from $2.3M in Q2 2024, reflecting improved credit quality.","CEO expects loan growth in 2025, net interest margin expansion, and higher mortgage income as rates decline."],"consensus_eps_estimate":null,"consensus_eps_actual":0.59,"consensus_revenue_estimate":null,"consensus_revenue_actual":65730000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204847,"accession_number":"0001327607-24-000158","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-07-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western files investor presentation; no material new data disclosed due to incomplete exhibit text","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing furnishes an investor presentation under Regulation FD, but the provided exhibit text is truncated.","No specific financial metrics, guidance, or events are available from the partial text.","Presentation is dated July 2024 and includes safe harbor statements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204846,"accession_number":"0001327607-24-000155","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-07-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q2 net income drops to $1.1M, EPS $0.11; NPLs rise to $49.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $1.1M ($0.11 diluted EPS) vs Q1 $2.5M ($0.26) and Q2 2023 $1.5M ($0.16).","Net interest margin stabilized at 2.35%, up 1 bps QoQ; net interest income $15.8M, down 1.9% QoQ.","Non-performing assets $49.3M (1.68% of assets) vs Q1 $46.0M (1.57%); provision for credit losses $2.3M vs $0.07M Q1.","Total loans held for investment $2.46B (-0.8% QoQ); deposits $2.41B, down from $2.53B Q1.","Book value per share $25.55; tangible book value $22.27; AUM $7.01B vs $7.14B Q1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":43691000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221709,"accession_number":"0001327607-24-000146","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-06-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"First Western authorizes 200,000-share buyback (~2% of outstanding) over one year","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 200,000 shares (~2% of outstanding) over a one-year period.","Federal Reserve provided no objection to the repurchase program.","CEO Scott Wylie said buyback is accretive to earnings and tangible book value per share.","Repurchases may be executed via open market, private transactions, or Rule 10b5-1 plans.","Program may be suspended or discontinued at any time; no obligation to repurchase specific amount."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221708,"accession_number":"0001327607-24-000141","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Western Financial annual meeting elects all 11 directors, ratifies Crowe LLP","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Eleven directors elected with majorities exceeding 6.3M votes; broker non-votes of 871,892.","Crowe LLP ratified as auditor for FY2024: 7,534,228 for, 189,817 against, 66 abstentions.","Say-on-pay passed advisory vote with 4,074,783 for vs 1,966,373 against; 811,063 abstentions.","Shareholders voted for 1-year frequency of future say-on-pay votes (6,457,029 votes)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221707,"accession_number":"0001327607-24-000140","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-06-10T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Western appoints Ellen S. Robinson to board; Eric D. Sipf retires","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ellen S. Robinson appointed to board effective June 5, 2024, replacing retiring director Eric D. Sipf.","Robinson is Principal/Founder of Robinson Coaching Group; former exec at Denver Pepsi Cola, EventConnex, Ascent Sports, Frito-Lay.","Sipf was a founding director, served 20 years, including 15 years as audit committee chair.","Robinson will serve on Audit Committee; determined independent under Nasdaq rules.","No related party transactions; compensated per standard non-employee director policies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221706,"accession_number":"0001327607-24-000113","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes annual meeting presentation; full content not available in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation will be used at annual shareholder meeting on June 5, 2024.","Filing includes only a partial excerpt; no financial results or specific updates disclosed.","No material events, guidance changes, or strategic announcements identified in the filing body.","Exhibit 99.1 is titled 'Annual Meeting of Shareholders Presentation dated June 5, 2024'."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221705,"accession_number":"0001327607-24-000109","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-05-07T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial furnishes investor presentation with no material new facts disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company filed an 8-K under Item 7.01 to furnish an investor presentation dated May 2024.","Presentation content was not fully provided in the filing; no specific financial or operational updates are available.","This is a routine Regulation FD disclosure; no earnings, M&A, or other material events were reported."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221704,"accession_number":"0001327607-24-000078","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-04-26T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Western adopts NEO incentive plan linking cash bonuses to annual financial goals","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Plan effective Jan 1, 2024; ties NEO bonuses to gross revenues, ROE, EBT, operating EPS, and qualitative goals.","Compensation Committee retains discretion to adjust formulaic payouts based on performance.","Awards subject to clawback policy and forfeiture if NEO leaves before year-end (unless employment agreement specifies).","CEO approves plans for other NEOs; Compensation Committee approves CEO's plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":221703,"accession_number":"0001327607-24-000063","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q1 2024 net income $2.5M ($0.26/diluted) vs Q4 2023 loss $3.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $2.5M (diluted EPS $0.26) compared to net loss $3.2M (loss $0.34) in Q4 2023 and net income $3.8M ($0.39) in Q1 2023.","Net interest margin fell to 2.34% from 2.37% QoQ; loan-to-deposit ratio improved to 98.4% vs 100.6%; non-performing assets declined to $46.0M from $51.1M.","Total capital to risk-weighted assets 13.15% (Q4 2023: 12.59%); book value per common share $25.52, up 0.8% from $25.33; tangible book value $22.21.","Non-interest income rose 19.7% QoQ to $7.3M on higher wealth management and mortgage banking fees; provision for credit losses just $0.07M vs $8.5M in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":23275000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241241,"accession_number":"0001327607-24-000048","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K/A","filed_at":"2024-03-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"First Western restates Q4 results: $3.5M charge-off on C&I loan after guarantor bankruptcy","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Charge-off of $3.5M net of tax reduces Q4 and FY 2023 net income available to common stockholders.","Allowance for credit losses increased by $4.0M; loans decreased by $8.6M due to the charge-off.","Guarantor filed Chapter 7 bankruptcy on Feb 28, 2024; company pursuing all remedies.","Q4 2023 net loss revised to $3.2M (diluted EPS -$0.34) vs. previously reported $3.1M net income."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241245,"accession_number":"0001327607-24-000043","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-03-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"First Western Financial subsidiary CIO John E. Sawyer resigns effective March 5","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John E. Sawyer resigned as Chief Investment Officer of First Western Trust Bank, effective March 5, 2024.","Resignation was accepted by the company on the same date; no reason given in the filing.","No successor or interim appointment has been announced for the CIO role."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241244,"accession_number":"0001327607-24-000040","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western furnishes investor presentation; no specific numbers or guidance in excerpt","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished investor presentation materials under Item 7.01 as Exhibit 99.1.","Presentation dated February 2023; only safe harbor statement header visible in filing.","No financial figures, guidance, or material updates disclosed in the provided text.","Routine FD disclosure; presentation may be used in meetings with investors and analysts."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241243,"accession_number":"0001327607-24-000036","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CFO David Weber enters new employment agreement with $275K base salary","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Base salary of $275,000, reviewed annually; term expires Dec 31, 2024 with auto-renewal.","Severance: 90% of base salary plus accelerated equity vesting upon qualifying termination after Change in Control.","Non-competition and non-solicitation restrictions for 365 days post-termination.","Eligible for annual bonus under Senior Executive Officer Incentive Plan and long-term incentives."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":241242,"accession_number":"0001327607-24-000019","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q4 2023 net income drops to $0.3M; 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details limited (low confidence)","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation dated November 2023 furnished on October 31, 2023.","Presentation for meetings with investors, analysts, and others during fiscal 2023.","Exhibit includes safe harbor statement; full content not included in filed excerpt.","No specific financial results or strategic initiatives disclosed in available excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":258708,"accession_number":"0001327607-23-000159","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q3 net income $3.1M ($0.32 EPS); non-performing assets jump to $56.1M on single relationship","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $3.1M, diluted EPS $0.32 vs $0.16 Q2 and $0.64 YoY.","Net revenue $22.5M, up 9.6% QoQ but down 18% from $27.5M in Q3 2022.","Non-performing assets surged to $56.1M (1.87% of assets) driven by one $42.2M relationship moved to non-accrual.","Total deposits rose 1.9% to $2.42B; net interest margin fell 27 bps to 2.46% due to higher deposit costs.","Book value per share $25.76, up 1.5% QoQ; provision for credit losses was $0.3M vs $1.8M prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":68779000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276018,"accession_number":"0001327607-23-000146","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-09-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Western designates Weber as PFO, Montgomery as PAO; Courkamp retains COO role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David R. 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Both internal promotions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276017,"accession_number":"0001327607-23-000141","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-09-01T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"First Western names David Weber CFO; Julie Courkamp promoted to Bank President","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David R. Weber appointed CFO and Treasurer effective Oct 1, 2023; base salary $275,000.","Julie A. Courkamp promoted to President of First Western Trust Bank, retains COO role.","Weber previously Director of Finance and Treasury since 2021; prior 9 years at Fifth Third Bank.","Courkamp had been CFO and Treasurer since 2013, added COO in 2022; separation of CFO/COO planned.","CEO Scott Wylie says promotions reflect performance and will support profitable growth strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276016,"accession_number":"0001327607-23-000128","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-08-04T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial files August 2023 investor presentation; no material new information","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Investor presentation dated August 2023 furnished under Item 7.01.","Presentation contains no new financial results, guidance changes, or material events.","Materials intended for meetings with investors and analysts during fiscal 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":276015,"accession_number":"0001327607-23-000104","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q2 net income $1.5M, EPS $0.16 vs $0.39 Q1; revenue down 5% QoQ","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Gross revenue $24.8M, down 5.0% QoQ; net interest income $18.4M, down 5.8% due to higher deposit costs.","Non-interest income $4.0M, down 31.9% on $1.2M contingent consideration impairment and $1.1M fair-value loan losses.","Provision for credit losses $1.8M vs negative provision in Q1; net income impacted by $1.5M after-tax allowance on analyzed loans.","Deposits $2.38B (-0.7% QoQ); loans $2.50B (+1.1%); borrowings rose $51M to $312.6M.","Headcount cut 10.5% in Q2; book value per share $25.38 (+0.6%); NPAs $10.3M (0.36% of assets) down from $12.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.55,"consensus_revenue_estimate":null,"consensus_revenue_actual":46243000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293654,"accession_number":"0001327607-23-000097","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-06-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"First Western Financial enters employment agreement with CBO Cassell; $300k base salary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Employment agreement effective June 22, 2023 with Chief Banking Officer Matthew C. Cassell; base salary $300,000.48.","Initial term expires Dec 31, 2023, auto-renews for one-year periods unless 90-day notice given.","Severance: one year's salary plus COBRA for termination without cause or resignation for good reason (non-change-in-control).","Upon qualified change-in-control termination within 24 months: two years' salary, full equity vesting, COBRA benefits.","Non-competition and non-solicitation restrictions apply for 365 days following termination of employment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293653,"accession_number":"0001327607-23-000095","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-06-22T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"First Western Financial shareholders elect 11 directors, ratify Crowe LLP as auditor for 2023","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 11 director nominees elected with over 5.7M votes for each; Scott C. Wylie received 6,047,629 votes for.","Ratification of Crowe LLP as independent auditor passed with 7,307,624 votes for, 165,842 against.","Broker non-votes of 1,188,028 on director elections."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293652,"accession_number":"0001327607-23-000085","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-06-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial furnishes annual meeting presentation with no material updates","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation filed under Item 7.01 for June 21, 2023 annual meeting.","Exhibit 99.1 contains only a safe harbor statement; no financial results or guidance provided.","No earnings, M&A, leadership changes, or other material events disclosed.","Filing is procedural; no new operational or strategic information for investors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293651,"accession_number":"0001327607-23-000074","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-05-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"First Western Financial furnishes investor presentation; content not fully disclosed in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company furnished investor presentation as Exhibit 99.1 under Item 7.01 Regulation FD.","Presentation dated May 2023 may be used at investor meetings during fiscal 2023.","No specific financial metrics, guidance, or operational updates are available from the provided text.","Full presentation content is not included; materiality cannot be assessed from the filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293650,"accession_number":"0001327607-23-000047","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["5.01","8.01","9.01"],"status":"ready","headline":"Amended employment agreements for CEO, CFO, CIO; updated severance multiples and equity vesting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Scott Wylie (Chairman/CEO) severance: 2x Base Amount (non-CIC) or 2.99x (CIC), plus pro-rata equity vesting.","Julie Courkamp (CFO/COO/Treasurer) and John Sawyer (CIO) similar amendments to align cash/equity severance to market.","2016 Omnibus Incentive Plan amended to allow continued vesting of awards upon retirement (age 65 + 10 years service).","All amendments effective April 26, 2023, based on Alvarez & Marsal competitive market data."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":293649,"accession_number":"0001327607-23-000042","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q1 earnings drop: EPS $0.39 vs $0.57 YoY; 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no material new info disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing under Item 7.01 provides investor presentation for March 2023.","Presentation includes forward-looking statements and safe harbor language.","No specific financial results, guidance, or material events are reported in the filing.","Full presentation content not available in the excerpt; no quantitative updates identified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":314278,"accession_number":"0001327607-23-000003","cik":1327607,"company_name":"First Western Financial Inc","ticker":"MYFW","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"First Western Q4 net income $5.5M ($0.56 EPS); deposits grow 43.9% annualized, NPAs rise to $12.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $5.5M, diluted EPS $0.56, vs $6.2M ($0.64) Q3 2022 and $1.9M ($0.23) Q4 2021.","Deposits grew $237.8M (43.9% annualized) to $2.41B; loans held for investment rose $121.2M (20.6% annualized) to $2.48B.","Net interest margin 3.32% vs 3.76% Q3 2022; efficiency ratio 67.7% vs 64.9% Q3 2022.","Non-performing assets increased to $12.3M (0.43% of total assets) from $3.9M; CECL adoption Jan 2023 with expected ACL 75-90 bps.","Completed $20M subordinated notes issuance at 7.00% due 2032; FHLB borrowings reduced by $126.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":2.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":107934000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":275816232.53381896,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-01-26T23:59:59+00:00|314278"}