{"filings":[{"id":747956,"accession_number":"0001193125-26-248512","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2026-05-29T20:42:28+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Navient closes $500M offering of 9.375% Senior Notes due 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $500M aggregate principal amount of 9.375% Senior Notes due 2031.","Notes issued under May 29, 2026 Seventeenth Supplemental Indenture with BNY Mellon as trustee.","Underwriters include BofA Securities, Barclays, J.P. Morgan, and RBC Capital Markets.","Offering made pursuant to shelf registration statement on Form S-3 (No. 333-286944)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93946,"accession_number":"0001193125-26-187863","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2026-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Corporation reports first quarter 2026 financial results","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Navient posted Q1 2026 financial results on its website on April 29, 2026.","CEO David Yowan and CFO Steve Hauber to host webcast at 8 a.m. ET on April 29.","Supplemental materials and presentation slides available on Navient.com/investors.","Financial results also furnished as Exhibits 99.1 and 99.2 to Form 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93945,"accession_number":"0001140361-26-013765","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2026-04-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Navient appoints Edward Bramson as CEO effective June 5; David Yowan to remain on board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Edward Bramson appointed President and CEO effective June 5, 2026; will continue as Board Chair.","David Yowan transitions out as CEO but remains on Board; receives accelerated MIP bonus at 100% target.","Board member Jane Thompson to retire at 2026 Annual Meeting; board size reduced to six.","Larry Klane appointed lead independent director."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105968,"accession_number":"0001193125-26-025024","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2026-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient posts Q4 2025 financial results to website; no specifics in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Results available at Navient.com/investors; webcast held Jan 28, 2026 at 8am ET.","CEO David Yowan and CFO Steve Hauber hosted the call.","Supplemental slides and replay available on same website.","No specific financial figures disclosed in this 8-K exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105967,"accession_number":"0001140361-26-000724","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2026-01-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Navient appoints Steve Hauber CFO; Joe Fisher departs; Troy Standish expands role","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Steve Hauber named EVP and CFO effective Jan 7, 2026; base salary increased to $525,000.","Joe Fisher is no longer CFO as of Jan 6, 2026; will support transition before leaving in Q1.","Troy Standish expands responsibilities to include technology and human resources, salary to $450,000.","Earnest (Navient subsidiary) begins search for dedicated CFO to support its growth operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":122245,"accession_number":"0001140361-25-042674","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-11-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Navient posts Phase 2 strategy update presentation on investor website","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company released 'Phase 2 Strategy Update' presentation on November 19, 2025.","Presentation is available at https://navient.com/investors.","No specific financial projections or material changes detailed in the provided filing excerpt."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":122244,"accession_number":"0001193125-25-254009","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient reports Q3 2025 GAAP net loss of $86M ($0.87/share); new $100M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss of $86M ($0.87 diluted EPS); core earnings net loss of $83M ($0.84).","$168M provision for loan losses; $151M driven by elevated delinquencies and macro outlook.","Private education loan originations $788M, up 58% YoY; net interest margin 2.39%.","Repurchased $26M of shares; authorized new $100M buyback program; paid $16M in dividends.","Operating expenses $105M; issued $543M of asset-backed securities."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138957,"accession_number":"0001193125-25-168188","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q2 2025 GAAP net income $14M; originations nearly double YoY to $1B YTD","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $14M ($0.13 diluted EPS); Core Earnings $21M ($0.20 diluted EPS).","Originations $1B YTD, nearly double first half 2024; Q2 private education loans $500M.","Provision for loan losses $37M, up $23M from prior year due to portfolio growth, macro, delinquencies.","Repurchased $24M shares in Q2; $52M buyback authority remaining; paid $16M dividends.","Operating expenses $100M; transition services for strategic initiatives nearly complete."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138956,"accession_number":"0001140361-25-025649","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-07-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Navient raises CEO David Yowan's base salary to $1M, issues $1.6M RSUs and $2.4M PSUs","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO David Yowan's annual base salary increased to $1,000,000 effective July 1, 2025.","Target annual bonus set at 150% of average base salary under Management Incentive Plan.","Grant of 102,761 time-based RSUs ($1.6M) vesting over 12-18 months, settled in cash.","Grant of 154,142 performance-based PSUs ($2.4M) tied to legacy expense and rTSR goals for 2025-2027.","Legacy expense target for 2025 is $37.2M; rTSR payout ranges from 0% to 150% based on peer percentile rank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156436,"accession_number":"0001140361-25-021566","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-06-05T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"Navient annual meeting elects directors, ratifies KPMG, completes TSAs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders elected 7 directors including Frederick Arnold, Edward Bramson, Anna Escobedo Cabral, Larry Klane, Michael Lawson, Jane Thompson, David Yowan.","Ratified KPMG as auditor for 2025: 93.3M for, 1.3M against, 93.8K abstain.","Advisory vote on executive compensation approved: 70.4M for, 16.9M against, 260.5K abstain.","Completed transition services agreement with CorroHealth on May 19 related to Xtend Healthcare sale.","Completed transition services agreement with MOHELA on May 31."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156435,"accession_number":"0001193125-25-122503","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Navient issues $500M of 7.875% Senior Notes due 2032","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $500M aggregate principal of 7.875% Senior Notes due 2032 on May 19, 2025.","Underwriting agreement with RBC, Barclays, BofA, and J.P. Morgan as representatives.","Notes issued under base indenture plus sixteenth supplemental indenture with BNY Mellon trustee.","Offering made under shelf registration statement on Form S-3 filed May 2, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156434,"accession_number":"0001193125-25-104506","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q1 GAAP net loss $2M; Core EPS $0.25; refi originations double","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss of $2M ($0.02 diluted loss); Core Earnings of $26M ($0.25 diluted EPS).","Federal Education Loans net income $24M, NIM 0.61%; Consumer Lending net income $46M, NIM 2.76%, originated $508M.","Sold remaining Business Processing (gov't services) in Feb 2025 for net $44M; segment discontinued.","Repurchased $35M common shares; $76M authority left; paid $16M dividends; issued $550M ABS.","Operating expenses $127M, incl $10M transition services; CEO says expense reduction accelerated."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":156433,"accession_number":"0001140361-25-012335","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-04-04T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Navient amends bylaws to adopt director resignation policy for uncontested elections","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted Third Amended and Restated Bylaws effective April 3, 2025.","New Section 2.2(b): directors failing to receive majority vote in uncontested election must tender resignation.","Chair of Nominations and Governance Committee may now call special board meetings (Section 2.11).","Amendments include clarifying and conforming changes to existing provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174870,"accession_number":"0001193125-25-014535","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q4 GAAP EPS $0.22, core EPS -$0.24 on $68M pre-tax charges; full-year core EPS $2.00","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $24M ($0.22 diluted EPS); Core earnings loss $25M ($0.24 diluted loss per share).","Pre-tax results include $68M reduction: $28M loss on government services held-for-sale, $32M private education loan provision, $8M regulatory/restructuring costs.","Full year 2024 GAAP net income $131M ($1.18 EPS); Core earnings $221M ($2.00 EPS).","Consumer lending originated $363M in Private Education Loans; refi originations up 60% YoY.","Repurchased $65M shares, retired $500M unsecured debt; $111M repurchase authority remains."],"consensus_eps_estimate":null,"consensus_eps_actual":1.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":271000000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174869,"accession_number":"0001140361-25-002250","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2025-01-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient strategy update: Phase 1 cost reductions of $119M, expects $1.5B increase in legacy cash flows","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Phase 1 cost reductions of $119M in Shared and Corporate Expenses, increasing legacy loan cash flows by ~$1.5B.","Expects net income increase of ~$1 per share annually from Phase 1; break-even reduction equivalent to 50% increase in Consumer loans.","Consumer segment now >70% of total revenue ($509M in 2024); FFELP revenue <30% vs 60% in 2020.","P/TBV trades at 0.6x vs peer avg 2.2x (70% discount); re-rating opportunity cited.","Phase 2 strategy update with growth targets and further cost efficiencies expected in H2 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191830,"accession_number":"0001140361-24-050359","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-12-26T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Navient extends standstill with Sherborne; Edward Bramson to become Board Chair at 2025 meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Covered period extended through earlier of closing of 2025 annual meeting or June 30, 2025, plus 20 business days after Bramson leaves board.","Edward J. Bramson (Sherborne designee) appointed as Board Chair, effective after the 2025 annual meeting.","Sherborne Strategic Fund F, LLC added as a party following internal share distribution from Newbury Investors.","Standstill and other terms remain in effect; termination allowed for material breach after 20-day cure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191829,"accession_number":"0001140361-24-050166","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Navient sells Government Services business to Gallant Capital; expects $25-35M loss in Q4","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Approximately 1,200 employees included; transaction expected to close Q1 2025.","Navient expects $25-35 million loss on sale in Q4 2024 results.","Gov't services book value ~$50M as of Sep 30; deal structure change adds ~$20M deferred tax assets to buyer, boosting net cash.","Follows prior sale of healthcare services for $369M ($219M gain); together exit the entire Business Processing segment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191828,"accession_number":"0001193125-24-246699","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q3 GAAP net loss $2M; 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closed Sept 19, 2024.","Estimated pre-tax gain of $216M ($166M net of tax) recorded in equity.","Pro forma shows removal of Healthcare Services revenues: $121M (FY2023) and $60M (H1 2024).","Net cash proceeds ~$362M after ~$7M transaction costs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":208311,"accession_number":"0001654954-24-011791","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-09-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Navient agrees to pay $120M to settle CFPB lawsuit over student loan practices","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["$20 million penalty plus $100 million borrower redress to be determined by CFPB.","Company barred from re-entering federal student loan servicing or acquiring FFELP loans.","Navient says restrictions won't affect outsourcing plans or strategic actions announced Jan. 2024.","Had previously accrued $105 million contingency loss as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":208310,"accession_number":"0001654954-24-010452","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-08-13T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"Navient sells Healthcare Services (Xtend) to CorroHealth for $365M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price: $365 million cash, subject to customary adjustments.","Transaction expected to close by end of September 2024; ~950 employees to join CorroHealth.","Book value of healthcare business as of June 30, 2024 was ~$136M (incl. $113M goodwill/intangibles).","Sale supports Navient's plan to simplify and reduce expense base; still in discussions on Government Services sale.","Govt Services business book value was ~$192M (incl. $138M goodwill/intangibles) as of June 30, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":208309,"accession_number":"0001193125-24-183075","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q2 2024 GAAP net income $36M ($0.32 EPS); 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CEO gets $1.6M RSU + $2.4M PSU awards","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["STIP targets outsourcing ~80% of servicing expenses, BPS divestment, and ~20% ($11M) shared services cut in Q4 2024.","CEO eligible for 150% of base salary cash incentive under STIP; other NEOs eligible for 125%.","CEO David Yowan granted $1.6M in RSUs and $2.4M in PSUs based on TSR relative to peers.","RSUs vest 50% on 1-year anniversary and 50% on Dec 31, 2025; PSUs vest up to 150% based on performance."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225933,"accession_number":"0001654954-24-006915","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Navient shareholders elect 8 directors, ratify KPMG, approve say-on-pay and 2024 Omnibus Plan","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Each of the 8 director nominees (Frederick Arnold, Bramson, Cabral, Klane, Lawson, Mills, Thompson, Yowan) received >94M votes for; all elected.","KPMG ratified as auditor for FY 2024 with 102.2M for, 3.0M against, 0.2M abstain.","Advisory vote on executive compensation approved: 95.8M for, 1.6M against, 0.1M abstain.","2024 Omnibus Incentive Plan approved to replace expiring 2014 plan: 92.4M for, 5.0M against.","Voter turnout ~94.1% of 112M outstanding shares; broker non-votes of ~7.85M on director and advisory items."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225932,"accession_number":"0001654954-24-006077","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-05-13T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Navient to outsource student loan servicing to MOHELA; 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Chief Legal Officer Heleen to depart","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Steve Hauber appointed Chief Administrative Officer effective Apr 27, 2024, adding oversight of legal, risk, compliance, HR, IT.","Mark L. Heleen, EVP, Chief Legal Officer & Secretary, to depart; timing not yet determined.","Hauber's base salary raised to $450,000 and 2024 target bonus increased to 125% of base.","Subject to shareholder approval, Hauber expected to receive $75K RSUs and $75K PSUs.","Other non-NEO executives also departing as part of strategic streamlining actions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225928,"accession_number":"0001193125-24-111390","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K/A","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q1 GAAP EPS $0.64, core EPS $0.47; corrects prior Q4 loan metrics","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $73M ($0.64 diluted EPS); Core earnings $54M ($0.47 diluted EPS).","Regulatory-related expenses $14M, including $12M CFPB accrual; FFELP prepayments $1.6B.","Originated $259M private education loans; repurchased $43M shares; $247M remaining authority.","Corrected 4Q23 delinquency rates: 30-day 13.9% (was 15.0%), 90-day 7.5% (was 8.7%), forbearance 16.8% (was 15.8%)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":77000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225930,"accession_number":"0001193125-24-107378","cik":1593538,"company_name":"NAVIENT CORP","ticker":"NAVI","form_type":"8-K","filed_at":"2024-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Navient Q1 GAAP net income $73M ($0.64 EPS); $12M CFPB accrual and $9M loan premium write-off","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $73M ($0.64 diluted EPS); Core earnings $54M ($0.47 diluted EPS).","Pre-tax income reduced by $23M from regulatory/restructuring expenses ($14M, including $12M CFPB accrual) and FFELP loan premium write-off ($9M).","FFELP loan prepayments surged to $1.6B vs $700M year-ago quarter.","Repurchased $43M of common shares; $247M remaining authority; paid $18M dividends.","CEO: nearing final outsourcing agreement for student loan servicing; expects to decide on divestiture of business processing division."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":77000000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":763194029.6187133,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}