{"filings":[{"id":527721,"accession_number":"0001140361-26-022087","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-05-19T20:30:39+00:00","items":["5.07","7.01","9.01"],"status":"ready","headline":"NBT Bancorp declares regular Q2 dividend of $0.37 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.37/share for Q2 2026, payable June 15, 2026 to shareholders of record June 1, 2026.","All 12 director nominees elected at May 19 annual meeting; advisory vote on executive compensation passed with ~96% support.","Shareholders ratified KPMG as independent auditor for fiscal year ending December 31, 2026.","No change in dividend rate from prior quarter; total assets $16.20B as of March 31, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":500158,"accession_number":"0001140361-26-021913","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-05-18T20:32:57+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp to present at 2026 Annual Meeting; slides posted online","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation at 2026 Annual Meeting of Stockholders on May 19, 2026.","Slides available on Presentations & Events page of NBT Bancorp website.","No financial results or guidance disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98865,"accession_number":"0001140361-26-018879","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-05-04T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp posts investor presentation; no material new data provided","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation made available on May 4, 2026 for upcoming investor meetings.","No financial results, guidance, or material events disclosed in the filing.","Slides accessible on NBT Bancorp's Investor Presentations webpage."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98864,"accession_number":"0001140361-26-016398","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q1 2026 net income $51.1M, EPS $0.98 vs $0.77 YoY; NIM expands to 3.72%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $51.1M, diluted EPS $0.98 vs $0.77 YoY; operating EPS $0.97.","Net interest margin on FTE basis 3.72%, up 7 bps QoQ and 28 bps YoY; total deposit cost down 10 bps to 1.34%.","Period-end deposits $13.74B (+$240M QoQ, +$2.03B YoY); loans $11.55B (-$50.9M QoQ, +$1.57B YoY including Evans).","Provision for loan losses $5.6M vs $3.8M prior quarter; net charge-offs 0.17% annualized; NPLs 0.53%.","Company repurchased 250,000 shares for $11.0M at avg $44.06; TBVPS $27.05 (+51 bps QoQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114566,"accession_number":"0001140361-26-004620","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp posts investor presentation; no specific financial data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Presentation made available on Feb 10, 2026; available on Investor Presentations page of www.nbtbancorp.com","Management intends to use slides in future meetings with investors and analysts.","No financial results or material changes disclosed in the 8-K filing itself."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114565,"accession_number":"0001140361-26-002399","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","5.02","9.01"],"status":"ready","headline":"NBT Bancorp reports Q4 2025 net income of $55.5M, EPS $1.06, declares dividend increase","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income $55.5M, diluted EPS $1.06, vs $36.0M and $0.76 in Q4 2024.","Board declares $0.37 per share quarterly dividend, an 8.8% increase, payable March 16, 2026.","Amy C. Wiles to step down as EVP, Chief Credit Officer and Chief Risk Officer effective May 21, 2026, transitioning to advisory role until retirement Jan 2027.","Full-year 2025 net income $169.2M, EPS $3.33, compared to $140.6M and $2.97 in 2024.","Evans Bancorp acquisition closed May 2, 2025, adding $1.67B in loans and $1.86B in deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":3.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":182952000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130936,"accession_number":"0001140361-25-040346","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp makes investor presentation available on website","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["NBT Bancorp posted an investor presentation for use in upcoming meetings with investors and analysts.","Presentation slides are accessible on the Investor Presentations page of NBTB's website.","No material financial or operational updates were disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130935,"accession_number":"0001140361-25-039473","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp reports record Q3 net income of $54.5M; raises dividend 8.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $54.5M ($1.03 diluted EPS) vs $38.1M ($0.80) in Q3 2024; operating diluted EPS $1.05.","Net interest margin (FTE) improved to 3.66%, up 7 bps from prior quarter.","Board declared quarterly dividend of $0.37 per share, an 8.8% increase over prior year.","Amended stock repurchase program authorizes up to 2.0M shares through Dec 2027.","Evans Bancorp acquisition added $1.67B loans and $1.86B deposits; full quarter impact included."],"consensus_eps_estimate":null,"consensus_eps_actual":2.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147513,"accession_number":"0001140361-25-033438","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp makes investor presentation available on its website","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation slides are posted on the Investor Presentations page at nbtbancorp.com.","Management intends to use the slides during future meetings with investors and analysts.","The filing notes no financial results or material events are disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147512,"accession_number":"0001140361-25-027601","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q2 GAAP EPS $0.44; operating EPS $0.88; dividend up 8.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $22.5M ($0.44 EPS) vs $32.7M ($0.69) in Q2 2024; operating EPS $0.88 vs $0.69.","Net interest margin (FTE) 3.59%, up 15 bps from Q1; net interest income $124.2M, +15.9% from Q1.","Completed Evans Bancorp acquisition May 2, adding $1.67B loans and $1.86B deposits; issued 5.1M shares.","Dividend raised 8.8% to $0.37/share, payable Sept 15 to holders of record Sept 1; 13th consecutive annual increase.","Redeemed $118M subordinated debt (weighted avg rate 5.45%) in July 2025 using existing liquidity."],"consensus_eps_estimate":null,"consensus_eps_actual":1.21,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166165,"accession_number":"0001140361-25-019911","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.02","5.07","7.01","8.01","9.01"],"status":"ready","headline":"NBT Bancorp declares $0.34 quarterly dividend, appoints Nasca to board","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Q2 cash dividend of $0.34 per share, payable June 16, 2025 to holders of record June 2, 2025.","David J. Nasca appointed to Board of Directors and NBT Bank board, effective May 20, 2025.","Heidi M. Hoeller named Chair of Audit Committee; Matthew J. Salanger named Lead Director.","Shareholders elected 11 directors, approved compensation, and ratified KPMG as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166164,"accession_number":"0001140361-25-019779","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp to present at 2025 Annual Meeting on May 20; slides posted on IR website","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation at 2025 Annual Meeting of Stockholders scheduled for May 20, 2025.","Slides made available on NBT Bancorp's investor relations website (www.nbtbancorp.com).","No new financial or operational data disclosed; filing is a routine Regulation FD update."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166163,"accession_number":"0001140361-25-018814","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp releases investor presentation for upcoming meetings","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Presentation posted on NBTB website, intended for use with investors and analysts.","No financial results, guidance, or material updates disclosed in the filing.","Presentation likely covers corporate strategy and performance overview.","No exhibits or additional data provided in the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166162,"accession_number":"0001140361-25-017344","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["2.01","9.01"],"status":"ready","headline":"NBT Bancorp completes acquisition of Evans Bancorp, adds 18 branches in Western NY","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger closed May 2, 2025; each Evans share converted to 0.91 NBT shares.","Added 14 branches in Buffalo area and 4 in Rochester, total 175 branches across 7 states.","Over 200 Evans employees and 40,000 customers join NBT.","Three Evans executives assume leadership roles: Ken Pawlak, Tim Brown, Audrey Meyers.","David J. Nasca, former Evans CEO, to join NBT board after annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166161,"accession_number":"0001140361-25-015461","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q1 net income $36.7M ($0.77 EPS), operating EPS $0.80; Evans merger closing May 2","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $36.7M ($0.77 diluted EPS) up from $33.8M ($0.71) in Q1 2024; operating EPS $0.80.","NIM on FTE basis 3.44%, up 10 bps QoQ; earning asset yield 4.95% down 1 bp; cost of deposits 1.49% down 11 bps.","Period-end loans $9.98B (+$10.4M from Dec); deposits $11.71B (+$161.8M); loan-to-deposit 85.2%.","Provision for loan losses $7.6M vs $2.2M prior quarter due to economic forecasts and higher charge-offs; net charge-offs 0.27% annualized.","Merger with Evans Bancorp expected to close May 2, 2025; Evans had $2.19B assets; exchange ratio 0.91 NBT shares per Evans share."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183658,"accession_number":"0001140361-25-010051","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-03-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"NBT Bancorp increases Scott Kingsley's retirement contributions by $500k to min $1M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["SERP amendment raises annual Pay Based Credits for Kingsley by $500,000 to at least $1,000,000 effective 2025 plan year.","Amendment executed March 24, 2025, retroactive to January 1, 2025.","Increase applies to Scott A. Kingsley, covered under the NBT Bancorp Supplemental Executive Retirement Plan.","Minimum total company retirement contributions (including 401k/ESOP match) for Kingsley now $1,000,000 annually."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183657,"accession_number":"0001140361-25-003943","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-02-12T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp posts updated investor presentation on website","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation slides made available on NBTB's Investor Presentations web page on Feb 12, 2025.","Intended for use by executive management in future meetings with investors and analysts.","No specific financial data, guidance changes, or material updates disclosed in the filing.","Routine investor relations disclosure with no forward-looking adjustments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183656,"accession_number":"0001140361-25-002081","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q4 net income $36.0M ($0.76 EPS); 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merger agreement (Sept 9, 2024) remains in effect.","Supplemental disclosures cover comparable-company analyses, precedent transactions, and net-present-value analyses for the fairness opinion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200243,"accession_number":"0001140361-24-046182","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2024-11-12T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp posts investor presentation; no financial details disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation slides made available on company website for use in future meetings with investors and analysts.","Executive management team intends to use the presentation in upcoming discussions.","No specific financial data, guidance, or material news provided in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200242,"accession_number":"0001140361-24-044433","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q3 net income $38.1M, EPS $0.80; 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Stagliano promoted to President of NBT Bank, N.A. effective May 21.","Succession results from a 10-month Board process; Watt's departure not due to disagreements."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271040,"accession_number":"0001140361-23-058435","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-12-19T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"NBT Bancorp authorizes up to 2M share buyback through Dec 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board increased stock repurchase authorization to 2,000,000 shares of common stock.","Repurchases may be made through open market, block, or private transactions.","Program expires December 31, 2025, with no obligation to repurchase any shares.","Share repurchases depend on price, market conditions, and other factors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271039,"accession_number":"0001140361-23-053268","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-11-14T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp makes investor presentation available; 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Cantele, Jr. to NBT board and as EVP Strategic Integration.","Quarterly dividend raised to $0.32/share (6.7% increase), payable Sept 15 to holders of record Sept 1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287920,"accession_number":"0001140361-23-037045","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-07-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q2 net income $30.1M, EPS $0.70; core EPS $0.80; Salisbury merger on track for Aug 11","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $30.1M ($0.70 diluted EPS) vs $37.8M ($0.88) YoY and $33.7M ($0.78) QoQ; adjusted EPS $0.80.","Net interest margin (FTE) 3.27%, down 28 bps QoQ on higher deposit costs and short-term borrowings.","Loans grew $208M (5.1% annualized) from Dec 2022 to $8.36B; deposits flat at $9.53B.","Pending Salisbury Bancorp merger expected to close Aug 11, 2023; received all regulatory and shareholder approvals.","Tangible book value per share $21.55, flat QoQ and up 2.7% YoY; CET1 ratio 12.29%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287919,"accession_number":"0001140361-23-033933","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-07-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"NBT Bancorp receives regulatory approvals for Salisbury acquisition; closing Aug 11","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["OCC and Connecticut Banking Dept approved merger; FRB New York granted application waiver.","Expected close on August 11, 2023; systems conversion Aug 14, branches open as NBT Bank.","All-stock deal; Salisbury shareholders approved merger on April 12, 2023.","Integration team from both banks ready; aims to offer broader branch network and financial services."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308268,"accession_number":"0001140361-23-028368","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-06-05T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp posts investor presentation; 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annual meeting passes all proposals","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.30 per share declared, payable June 15 to holders of record June 1, 2023.","All 12 director nominees elected at May 16 annual meeting; say-on-pay approved with 27.7M for vs 1.0M against.","Stockholders ratified KPMG as independent auditor for FY2023 with 33.6M votes for.","Advisory vote on say-on-pay frequency: 'Every Year' option received ~26.4M votes (95% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308266,"accession_number":"0001140361-23-024726","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-05-15T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"NBT Bancorp to present at 2023 Annual Meeting; slides available on website","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation at 2023 Annual Meeting of Stockholders on May 16, 2023.","Slides posted on the Presentations & Events page of NBTB's website.","No material financial or operational updates in the disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308265,"accession_number":"0001140361-23-019904","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NBT Bancorp Q1 net income $33.7M ($0.78 EPS); adjusted EPS $0.88; securities loss $5.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $33.7M, down 13.8% from $39.1M in Q1 2022; diluted EPS $0.78 vs $0.90.","Adjusted EPS (excl. securities losses & acquisition costs) $0.88, down from $0.91 YoY.","Recorded $5.0M securities loss on write-off of subordinated debt of a failed bank.","Loans grew $114.4M to $8.26B; deposits up 2% to $9.68B; NIM 3.55% on FTE basis.","Pending merger with Salisbury Bancorp expected close late Q2 after shareholder approval."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308264,"accession_number":"0001140361-23-018225","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-04-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Salisbury shareholders approve merger with NBT Bancorp; over 92% of votes cast in favor","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Salisbury shareholders voted on April 12, 2023; over 72% of outstanding shares represented at special meeting.","Over 92% of votes cast approved the all-stock merger with NBT (NASDAQ: NBTB).","Transaction originally announced Dec 5, 2022; expected to close in Q2 2023 subject to regulatory approvals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308263,"accession_number":"0001140361-23-015816","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-04-03T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"NBT and Salisbury face two shareholder lawsuits over merger; voluntarily supplement proxy","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Two class actions filed in Connecticut allege Salisbury directors breached fiduciary duties in approving merger.","Six demand letters also received; the companies deny all allegations and will defend vigorously.","Supplemental disclosures include Janney's fairness opinion fee of $200k and completion fee of 1.15% of $204M deal value.","Additional proxy updates include offer letters to two Salisbury executives and revised financial projections.","Salisbury shareholder vote on merger scheduled for special meeting April 12, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2397151641.7999144,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327128,"accession_number":"0001140361-23-012685","cik":790359,"company_name":"NBT BANCORP INC","ticker":"NBTB","form_type":"8-K","filed_at":"2023-03-21T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"NBT Bancorp director Joseph A. 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