{"filings":[{"id":2465917,"accession_number":"0001902733-26-000099","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2026-08-25T20:06:18+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"nCino Q2 FY27 revenue up 8% to $161.0M, beats guidance; new $100M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $161.0M (+8% YoY); subscription revenue $143.5M (+10% YoY).","GAAP operating income $13.6M vs -$9.3M a year ago; non-GAAP op income $40.8M (+36%).","Free cash flow $34.0M vs $12.6M in Q2 FY26, up 170%.","Board authorized new $100M stock repurchase; Q2 bought 4.2M shares at avg $15.41 (~$65M).","Q3 FY27 guide: total rev $161.25-163.25M; FY27 rev guide $644-647M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1196958,"accession_number":"0001193125-26-277659","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2026-06-22T21:00:40+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"nCino stockholders approve charter amendment allowing director removal without cause","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders voted to permit removal of any director with or without cause, effective June 18, 2026.","Four directors elected: Jon Doyle, William Spruill, Diego Dugatkin, and Andy Yasutake (Class II).","Ratified Ernst & Young as independent auditor for fiscal year ending January 31, 2027.","Advisory vote approved named executive officer compensation.","88.7% of eligible shares represented; all proposals passed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":695562,"accession_number":"0001902733-26-000064","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2026-05-27T20:06:45+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q1 FY2027: Revenue up 11% to $159.4M, GAAP operating margin turns positive to 13%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $159.4M (+11% YoY); subscription revenue $140.9M (+12% YoY).","GAAP operating income $21.1M vs $(1.5M) loss a year ago; non-GAAP operating income $44.5M (+79%).","Free cash flow $80.8M (+54% YoY); repurchased 6.1M shares for $93.1M at avg $15.20.","Guidance: FY2027 total revenues $642-646M, non-GAAP op income $166-171M, free cash flow $135-140M.","Business highlights: five-year renewal with top-5 Canadian bank; largest credit union new logo."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110769,"accession_number":"0001902733-26-000019","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["1.01","2.02","7.01","9.01"],"status":"ready","headline":"nCino beats Q4 FY2026 guidance; rev $149.7M, GAAP EPS $0.07, announces $100M ASR, $200M term loan","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue $149.7M (+6% YoY); subscription revenue $133.4M (+7%); GAAP net income $8.3M vs loss of $(18.6M) YoY.","Non-GAAP EPS $0.37 vs $0.19 YoY; Non-GAAP operating income $34.7M (+42%); FY2026 ACV $602.4M (+17%).","FY2027 guidance: total revenue $639-643M, Non-GAAP op income $165-170M, Free Cash Flow $132-137M, ACV $662.5-667.5M.","Board authorized $100M accelerated share repurchase (ASR) with Wells Fargo; $75M remains under prior repurchase authorization.","Amended credit facility adds $200M term loan A to fund ASR and reduce revolver balance; loan matures Oct 2029, quarterly principal payments $2.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":594781000.0,"consensus_period":"2026-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127390,"accession_number":"0001902733-25-000133","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-12-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"nCino authorizes $100M stock repurchase program, CEO cites confidence in business","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $100M of common stock repurchases, no time limit.","Prior repurchase authorization fully utilized prior to this new program.","Repurchases may occur via open market, block trades, or 10b5-1 plans.","Program to be funded from existing cash, credit facility, or future cash flows.","Repurchase program may be modified, suspended, or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":127389,"accession_number":"0001902733-25-000130","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-12-03T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"nCino Q3 rev $152.2M (+10% YoY), GAAP EPS $0.06; guides Q4 rev ~$147M; board adds two AI execs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $152.2M (+10% YoY); subscription rev $133.4M (+11%); GAAP operating income $11.7M vs -$0.8M loss prior year.","GAAP net income $6.5M ($0.06 diluted EPS) vs loss of $5.3M; non-GAAP EPS $0.31 vs $0.20, up 51%.","Q4 FY2026 guidance: total rev $146.75-148.25M, sub rev $130.75-132.25M, non-GAAP EPS $0.21-0.22.","Board: Jeff Horing resigns; Andy Yasutake (Edgevana AI) and Diego Dugatkin (Box CPO) named independent directors.","Pierre Naudé transitions from Executive Chairman to non-employee Chairman effective Feb 1, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":445115000.0,"consensus_period":"2026-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":144177,"accession_number":"0001902733-25-000105","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-08-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q2 FY26 revenue $148.8M (+12% YoY), non-GAAP EPS $0.22 beats guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $148.8M (+12% YoY); subscription rev. $130.8M (+15% YoY), both above quarterly guidance.","GAAP net loss per share ($0.13); non-GAAP diluted EPS $0.22 vs $0.13 YoY, up 69%.","Repurchased ~750K shares for ~$20M at avg $26.89; cash $123.2M, $203.5M drawn on credit facility.","FY2026 guidance raised: total rev. $585-589M, non-GAAP EPS $0.77-0.80; Q3 rev. $146-148M.","Renewed top-50 US banks & top-5 Canadian bank; added first Spanish customer; signed top home-builder for Mortgage."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":292952000.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162497,"accession_number":"0001193125-25-143670","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-06-20T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"nCino stockholders approve board declassification; elect two Class II directors","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders voted 97,651,086 for and 858,762 against amendment to declassify the Board, effective immediately.","Class II directors Sean Desmond and Justin Nyweide re-elected with ~99.2% and ~97.6% of votes cast, respectively.","Ratification of Ernst & Young as auditor for FY2026 approved with 105,181,256 votes for.","Advisory vote on named executive officer compensation passed with 85,512,576 votes for (approx. 87% of votes cast).","Board declassification stockholder proposal also approved with 71,966,549 votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162496,"accession_number":"0001902733-25-000074","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q1 FY2026 revenue $144.1M (+13% YoY); GAAP net income turns positive","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $144.1M (+13% YoY); subscription revenues $125.6M (+14% YoY).","GAAP net income attributable to nCino $5.6M ($0.05 per share) vs loss of $3.0M a year ago.","Non-GAAP net income $18.4M ($0.16 per diluted share) down from $22.8M ($0.20) prior year.","Repurchased 1.8M shares for $40.6M at avg $22.17; cash $133.6M, revolver drawn $208.5M.","FY2026 guidance: total rev $578.5-582.5M; ACV $564-567M; non-GAAP EPS $0.69-0.72."],"consensus_eps_estimate":0.2127,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":144137000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162495,"accession_number":"0001902733-25-000070","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["2.05"],"status":"ready","headline":"nCino announces ~7% workforce reduction, expects $7.5-9M in charges","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Workforce reduction of ~7% and office space reductions announced on May 27, 2025.","Expects $7.5-9.0M in charges in Q2 FY2026, including $1.0M non-cash asset disposal charges.","Cash payments for severance, benefits, and lease exit fees to be substantially complete in Q2 FY2026.","Company will exclude these charges from non-GAAP financial measures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162494,"accession_number":"0001902733-25-000064","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino preliminary Q1 FY2026 results exceed top end of guidance across key metrics","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Preliminary Q1 FY2026 Total Revenues, Subscription Revenues, and non-GAAP Operating Income each exceed previously disclosed guidance ranges.","Full Q1 FY2026 financial results to be reported after market close on May 28, 2025.","nCino hosting Investor Day on May 20, 2025 at 1:00 PM ET; details on IR website.","Preliminary figures are unaudited and subject to revision pending final closing procedures."],"consensus_eps_estimate":0.2127,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":144137000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162492,"accession_number":"0001902733-25-000067","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K/A","filed_at":"2025-05-20T23:59:59+00:00","items":["2.02","2.01","7.01","9.01"],"status":"ready","headline":"nCino preliminary Q1 FY2026 results exceed top end of guidance across key metrics","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Preliminary unaudited Q1 FY2026 (ended April 30, 2025) total revenue, subscription revenue, and non-GAAP operating income all exceed top end of previously issued guidance.","Full Q1 results will be reported after market close on May 28, 2025.","Company hosting Investor Day on May 20, 2025; presentation available on investor relations website.","Results are preliminary and subject to revision upon completion of financial closing procedures."],"consensus_eps_estimate":0.2127,"consensus_eps_actual":0.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":144137000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162493,"accession_number":"0001902733-25-000024","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-04-01T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"nCino Q4 revenue $141.4M (+14%), subscription up 16%; authorizes $100M buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 revenue $141.4M (+14%); subscription $125.0M (+16%); FY2025 revenue $540.7M (+13%).","GAAP net loss per share $(0.16) vs $0.01 net income last year; non-GAAP op income $24.4M (+26%).","ACV $516.4M (+13% reported, +8% organic); FY2026 guidance: revenue $574.5-$578.5M, non-GAAP EPS $0.66-$0.69.","Board authorized $100M stock repurchase program; no time limit, funded from cash/credit.","Sean Desmond named President & CEO; Pierre Naudé becomes Executive Chairman."],"consensus_eps_estimate":0.2041,"consensus_eps_actual":-0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":540657000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":180512,"accession_number":"0001902733-25-000014","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-02-10T23:59:59+00:00","items":["1.01","5.02","7.01","9.01"],"status":"ready","headline":"nCino appoints HMI Capital CIO Justin Nyweide to board, enters cooperation agreement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board increased from 9 to 10 directors; Nyweide appointed as Class II director and to Audit Committee.","Nyweide is Founding Partner and CIO of HMI Capital, a large nCino shareholder.","HMI agreed to standstill, vote in line with board recommendations (with limited exceptions), and non-disparagement.","If Nyweide leaves before 2026, HMI can nominate Marco Hellman or a mutually acceptable candidate.","Cooperation agreement terminates at later of Nyweide's departure or 30 days before 2026 advance notice deadline."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":180511,"accession_number":"0001902733-25-000002","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2025-02-03T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"nCino appoints Sean Desmond as CEO, Pierre Naudé becomes Executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Sean Desmond promoted from Chief Product Officer to President & CEO effective Feb 1, 2025; Pierre Naudé becomes Executive Chairman.","Desmond receives $500K base salary, 100% target bonus, and $8.2M equity for FY2026.","Naudé receives $260K base salary, $260K target bonus, and $4M equity target as Executive Chairman.","Chris Gufford named new Chief Product Officer, effective immediately.","Company reaffirms Q4 and FY2025 guidance provided on Dec 4, 2024 earnings call."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197328,"accession_number":"0001902733-24-000199","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-12-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"nCino amends employment agreements for CEO, CFO, CPO with updated severance and compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Pierre Naudé gets $515K base salary, 100% target bonus, 24-month equity vesting on non-CIC termination.","CFO Greg Orenstein and CPO Sean Desmond receive 1x base plus target bonus severance, 12-month equity vesting.","CIC severance for Naudé: 1.5x base + bonus, COBRA up to 18 months; Orenstein/Desmond: 1.5x base + bonus, 12-month COBRA.","Agreements effective December 19, 2024; at-will employment remains unchanged."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197325,"accession_number":"0001902733-24-000192","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K/A","filed_at":"2024-12-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q3 revenue $138.8M (+14% YoY); corrects FY2025 Non-GAAP EPS guidance to $0.72-0.73","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 revenue $138.8M (+14% YoY); subscription $119.9M (+14%); Non-GAAP op income $28.0M (+38%).","Non-GAAP EPS $0.21 vs $0.14 YoY; GAAP net loss $(5.3)M ($0.05 loss per share).","Corrected FY2025 Non-GAAP EPS guidance to $0.72–$0.73 per diluted share.","Completed FullCircl acquisition Nov 5 for $129.7M, expanding EMEA onboarding.","RPO $1.095B (+19% YoY); cash $258.3M after refinancing."],"consensus_eps_estimate":0.1421,"consensus_eps_actual":-0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":399287000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197327,"accession_number":"0001902733-24-000187","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-12-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q3 FY2025 revenue $138.8M (+14% YoY); non-GAAP EPS $0.21 beats; guides FY25 rev ~$540M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $138.8M, up 14% YoY; subscription revenues $119.9M, up 14%.","GAAP operating loss narrowed to $(0.8)M from $(12.9)M; non-GAAP operating income $28.0M (+38% YoY).","Non-GAAP net income $24.4M ($0.21 diluted EPS) vs $16.2M ($0.14) a year ago.","RPO reached $1.095B, up 19% YoY; $730M expected within 24 months.","Acquired FullCircl on Nov 5, 2024 for ~$129.7M in cash; guides Q4 total rev $139.5-141.5M."],"consensus_eps_estimate":0.1421,"consensus_eps_actual":-0.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":399287000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":197326,"accession_number":"0001902733-24-000171","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["1.01","2.03","7.01","8.01","9.01"],"status":"ready","headline":"nCino signs definitive agreement to acquire FullCircl for $135M; new $250M credit facility","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["nCino entered $250M senior secured revolving credit facility with Bank of America, maturing Oct 28, 2029; used partly to fund acquisition.","Acquiring FullCircl (Artesian Solutions) for $135M cash; $15M held as security for 2 years.","Transaction expected to close on or about Nov 4, 2024.","FullCircl provides Customer Lifecycle Intelligence CLI platform for B2B firms in regulated industries.","nCino plans to provide financial impact update with its Q3 earnings release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213570,"accession_number":"0001902733-24-000157","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-09-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Delaware Supreme Court affirms dismissal of derivative lawsuit against nCino","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["On Sept 12, 2024, Delaware Supreme Court summarily affirmed dismissal of derivative suit filed Sept 2022.","Lawsuit challenged fiduciary duties in mergers leading to nCino becoming parent of nCino OpCo and SimpleNexus.","Defendants included Insight Venture Partners, directors, and officers; all claims dismissed with prejudice.","The dismissal ends all litigation related to the merger challenges, removing legal uncertainty for nCino."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213569,"accession_number":"0001902733-24-000150","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-08-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q2 FY2025: rev $132.4M (+13%), non-GAAP EPS $0.14, raises FY guidance","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $132.4M (+13% YoY); subscription rev $113.9M (+14% YoY).","Non-GAAP operating income $19.3M vs $11.2M; GAAP net loss $(0.10)/share vs $(0.14).","RPO $1.041B (+12% YoY); $698.3M expected within 24 months.","Q3 FY2025 guidance: total rev $136-138M, non-GAAP EPS $0.15-0.16.","FY2025 guidance raised: total rev $538.5-544.5M, non-GAAP EPS $0.66-0.69."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":260490000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":232772,"accession_number":"0001902733-24-000139","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-06-24T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"nCino annual meeting results: director nominees elected, officer exculpation and board declassification approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All three Class I director nominees elected: Pam Kilday, Pierre Naudé, William Ruh (votes For >83M each).","Stockholders ratified Ernst & Young as independent auditor for FY2025 (104,966,522 For).","Advisory vote approved compensation of named executive officers (87,401,070 For).","Amendment to certificate of incorporation to provide officer exculpation approved (86,260,167 For).","Stockholder proposal for board declassification approved (52,540,357 For, 45,254,679 Against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":232771,"accession_number":"0001902733-24-000113","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q1 revenue $128.1M (+13% YoY); non-GAAP EPS $0.19, FY25 revenue guide $538.5-544.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $128.1M, up 13% YoY; subscription revenues $110.4M, up 13% YoY.","GAAP loss from operations $(3.7)M (improved from $(8.6)M); non-GAAP operating income $24.4M (from $10.9M).","GAAP net loss $(3.0)M ($(0.03)/share); non-GAAP net income $22.0M ($0.19/share).","RPO $1.069B, up 17% YoY; cash $134.8M; record first-quarter gross sales.","Q2 guide: rev $130.5-131.5M, non-GAAP EPS $0.12-0.13; FY25 guide: rev $538.5-544.5M, non-GAAP EPS $0.65-0.68."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.03,"consensus_revenue_estimate":null,"consensus_revenue_actual":128087000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":232770,"accession_number":"0001902733-24-000078","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-04-08T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"nCino CPO Matthew Hansen stepping down; Sean Desmond to succeed as Chief Product Officer","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Matthew Hansen notified company on March 26, 2024, will step down as CPO effective May 1, 2024.","Hansen will remain in advisory capacity through August 2, 2024, to facilitate transition.","Sean Desmond, Chief Customer Success Officer since July 2013, will succeed Hansen as Chief Product Officer."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250984,"accession_number":"0001902733-24-000051","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-03-26T23:59:59+00:00","items":["2.02","5.02","7.01","9.01"],"status":"ready","headline":"nCino reports Q4 revenue $123.7M (+13% YoY), GAAP net income $1.2M; CRO Josh Glover departing","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total revenue $123.7M (+13% YoY); subscription revenue $107.5M (+16% YoY). GAAP net income $1.2M vs ($21.2M) loss.","Non-GAAP operating income $19.3M (vs $1.8M); non-GAAP EPS $0.21 (vs $0.04).","FY2025 guidance: total revenue $538.5-544.5M, non-GAAP EPS $0.60-0.64.","RPO of $1.0B (+9% YoY); $675M expected recognized in 24 months.","President & CRO Josh Glover leaving April 12; Paul Clarkson promoted to EVP Global Revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.38,"consensus_revenue_estimate":null,"consensus_revenue_actual":476543000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250983,"accession_number":"0001902733-24-000046","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-03-18T23:59:59+00:00","items":["1.01","2.03","7.01","8.01","9.01"],"status":"ready","headline":"nCino acquires DocFox for $75M cash; amends credit facility","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired DocFox for $75M cash to extend commercial onboarding capabilities; deal expected to close March 2024.","Amended credit facility with Bank of America: $100M revolver, matures March 2029, SOFR + 2.3125% margin.","DocFox is a SaaS provider automating commercial onboarding; has 450+ customers across three continents.","Financing for acquisition sourced from amended credit facility; existing cash also used."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250982,"accession_number":"0001902733-24-000041","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2024-02-13T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"nCino extends senior secured revolver maturity to February 11, 2025 via First Amendment","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["First Amendment to original February 11, 2022 Credit Agreement executed February 9, 2024.","New Maturity Date extended to February 11, 2025.","Amends only the Maturity Date definition; all other terms unchanged.","Borrower: nCino OpCo, Inc.; Lender: Bank of America, N.A.; Holdings and subsidiaries reaffirm guarantees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268569,"accession_number":"0001902733-23-000081","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-12-21T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"nCino extends Salesforce partnership to 2031; expects subscription gross margin improvement","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment to Salesforce agreement extends term through January 31, 2031.","Annual minimum revenue commitment for first four fiscal years; consistent with expected FY2024 fees.","Updated commercial terms expected to improve nCino's subscription gross margins over next four years.","Deeper integration with Salesforce CRM, AI, and Financial Services Cloud for loan origination and account opening."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268568,"accession_number":"0001902733-23-000077","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-11-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q3 FY2024 revenue $121.9M (+16% YoY); non-GAAP EPS $0.14, beats prior year loss","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Subscription revenue $104.8M, up 19% YoY; GAAP operating margin improved to (11)% from (18)%.","Non-GAAP operating margin 17% vs 2.5% a year ago; non-GAAP net income $16.2M vs ($1.4M) loss.","GAAP net loss $(0.15)/share includes $0.09/share accelerated amortization for SimpleNexus rebrand.","Signed first enterprise Consumer lending deal with $200B U.S. bank; Yamaguchi Financial Group ($150B) as largest Japan customer.","Q4 guidance: total revenue $123.5-125.5M, non-GAAP EPS $0.11-0.13; FY2024 rev $476.5-478.5M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":352850000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":285698,"accession_number":"0001902733-23-000061","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-08-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q2 FY2024 revenue up 18% to $117.2M; non-GAAP EPS $0.09 vs loss prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $117.2M (+18% YoY), subscription $99.9M (+18%); GAAP EPS $(0.14) loss vs $(0.25) prior year.","Non-GAAP net income $9.9M ($0.09/diluted) vs net loss $(4.9M) ($(0.04)/share) in Q2 FY2023.","RPO $928.6M (+2% YoY); next-24-month RPO $636.2M (+8%). Cash $103.4M; revolver fully repaid.","Q3 FY2024 guidance: revenue $120-121M, non-GAAP EPS $0.10-0.12; FY2024 revenue guidance $475-478.5M, non-GAAP EPS $0.38-0.41.","New wins: first Middle East customer (UAE), top-10 Australian bank, expansion with top-10 US mortgage lender, 5-yr renewal Dutch bank."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":230908000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305643,"accession_number":"0001902733-23-000043","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-06-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"nCino stockholders elect all director nominees, ratify EY, approve say-on-pay at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Quorum of 93.8% (105.3M of 112.2M shares) represented at June 22, 2023 annual meeting.","Class III directors Jon Doyle, Jeffrey Horing, William Spruill each elected; Doyle received 67.8M votes for, 19.6M withheld.","Ernst & Young LLP ratified as independent auditor for FY ending Jan 31, 2024: 104.8M for, 83.8K against.","Advisory vote on named executive officer compensation approved: 74.5M for, 4.5M against, 8.5M abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305642,"accession_number":"0001902733-23-000033","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-05-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q1 FY2024 rev $113.7M (+21% YoY); non-GAAP EPS $0.07, record FCF $29.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $113.7M (+21% YoY); subscription revenues $97.3M (+23% YoY).","GAAP net loss $(11.2)M ($(0.10)/share); non-GAAP net income $8.0M ($0.07/share).","Record free cash flow of $29.7M; GAAP loss from ops improved to $(8.6)M from $(27.2)M.","Q2 FY2024 guidance: total rev $114-115.5M; non-GAAP op income $8-9.5M; non-GAAP EPS $0.06-0.08.","FY2024 guidance: total rev $474-478.5M; non-GAAP op income $48-52.5M; non-GAAP EPS $0.37-0.40."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":113672000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305641,"accession_number":"0001902733-23-000028","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-05-01T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"nCino confirms First Republic exposure <1% of FY2023 revenue; bank enters FDIC receivership","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["FDIC took control of First Republic Bank; JPMorgan Chase acquired substantial assets and certain liabilities.","nCino provides cloud-based SaaS services to First Republic Bank.","First Republic contributed less than 1% of nCino's total revenues in fiscal year 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324976,"accession_number":"0001902733-23-000022","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-03-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"nCino Q4 revenue $109.2M (+46% YoY); non-GAAP op income $1.8M; FY2024 guidance $476-483M rev","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 total rev $109.2M (+46% YoY); subscription rev $92.8M (+48% YoY); organic subscription rev $77.0M (+30% YoY).","GAAP op loss $(23.3)M; non-GAAP op income $1.8M (2nd straight positive quarter); non-GAAP net income $4.4M vs $(9.3)M loss YoY.","Full-year FY2023 total rev $408.3M (+49% YoY); subscription rev $344.8M (+53% YoY); GAAP net loss $(102.7)M vs $(49.4)M YoY.","Q1 FY2024 guidance: total rev $111.5-113.5M; subscription rev $95.5-97.5M; non-GAAP EPS $0.04-0.05. FY2024 total rev $476-483M; non-GAAP EPS $0.36-0.40.","RPO $944.1M (+3% YoY); <24 month RPO $634.8M (+18% YoY); cash $87.4M."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":408315000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324975,"accession_number":"0001902733-23-000013","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-03-13T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"nCino discloses SVB and Signature Bank FDIC takeover; combined <2% of Q3 FY2023 revenue","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["FDIC took control of Silicon Valley Bank and Signature Bank on March 13, 2023.","SVB and Signature Bank combined contributed less than 2% of nCino's total revenues in Q3 FY2023.","nCino provides cloud-based SaaS services to both banks; no material financial impact expected."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324974,"accession_number":"0001902733-23-000009","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-02-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"DOJ closes antitrust investigation into nCino; no penalties imposed","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["DOJ informed nCino on Feb 8, 2023 that antitrust investigation into hiring/wage practices is closed.","No fines, sanctions, or penalties imposed on the company or its officers/employees.","Costs of cooperating with the investigation have ceased."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324972,"accession_number":"0001902733-23-000006","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K/A","filed_at":"2023-01-24T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"nCino CFO David Rudow terminated without cause; separation benefits detailed in agreement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David Rudow’s employment terminated without cause effective Jan 31, 2023; entered separation agreement Jan 19.","Separation benefits: lump sum of 6 months base salary ($192,600) plus target annual incentive ($269,640).","COBRA coverage for up to six months and outplacement services provided.","Equity awards vesting accelerated for awards through Aug 1, 2023; others continue vesting through Nov 1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324973,"accession_number":"0001902733-23-000003","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2023-01-18T23:59:59+00:00","items":["2.05","5.02","7.01","9.01"],"status":"ready","headline":"nCino names Greg Orenstein CFO, cuts 7% of workforce, reaffirms Q4/FY23 guidance","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Greg Orenstein promoted from Chief Corporate Development & Strategy Officer to CFO; David Rudow terminated without cause effective Jan 31, 2023.","Workforce reduction of ~7% and office space reductions; expects $4.5-5.0M charge in Q4 FY2023.","Reaffirms Q4 FY2023 guidance: total rev $104-105M, subscription rev $90-91M, non-GAAP op loss ($3.0-4.0M), non-GAAP EPS ($0.04-0.05).","Reaffirms FY2023 guidance: total rev $403-404M, subscription rev $342-343M, non-GAAP op loss ($7.0-8.0M), non-GAAP EPS ($0.15-0.17).","Cash payments for severance and lease exit fees expected in Q1 FY2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342768,"accession_number":"0001902733-22-000035","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-11-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q3 FY2023 revenue $105.3M (+50% YoY); first non-GAAP operating income $2.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Subscription revenue $88.3M (+55% YoY); organic subscription revenue $72.9M (+28% YoY).","GAAP net loss ($23.6M) or ($0.21)/share; non-GAAP net loss ($1.4M) or ($0.01)/share.","Q4 guidance: total revenue $104M-$105M; subscription revenue $90M-$91M; non-GAAP operating loss ($3.0)-($4.0)M.","FY2023 guidance: total revenue $403M-$404M; subscription revenue $342M-$343M; non-GAAP EPS ($0.15)-($0.17).","RPO $919.2M (+28% YoY); signed Bank of New Zealand; expanded Asia-Pacific and German go-lives."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":299134000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342767,"accession_number":"0001902733-22-000031","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-11-29T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"nCino appoints Bill Spruill to board; adopts majority voting for uncontested director elections","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded to 8 members; Spruill, co-founder of Global Data Consortium ($300M exit), appointed independent director and Audit Committee member.","Bylaws amended to require majority voting standard for uncontested director elections, replacing plurality; retains plurality for contested elections.","Amendment responds to 2022 stockholder proposal; also updates adjournment, stockholder list, and director nomination procedural mechanics to reflect Delaware law and Rule 14a-19.","Press release dated Nov 29, 2022, announcing Spruill's appointment; effective Nov 22, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359388,"accession_number":"0001902733-22-000028","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-09-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q2 FY2023 revenue $99.6M (+50% YoY); GAAP EPS ($0.25), guides Q3 rev $103-104M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $99.6M (+50% YoY); subscription revenues $84.4M (+57% YoY); organic subscription rev $69.4M (+29% YoY).","GAAP net loss per share ($0.25) vs ($0.14) YoY; Non-GAAP net loss ($0.04) vs ($0.03) YoY.","RPO $907.4M (+28% YoY); organic RPO $839.8M (+19% YoY).","Q3 FY2023 guidance: total rev $103-104M, subscription rev $87-88M, non-GAAP net loss per share ($0.02)-($0.03).","SimpleNexus subscription rev grew 73% YoY; added 26 new SimpleNexus customers in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":193838000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378173,"accession_number":"0001902733-22-000024","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-06-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"nCino shareholders elect directors, approve 1-year say-on-pay frequency, adopt majority voting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Class II directors Steven Collins (81.5M for) and Spencer Lake (68.7M for) elected.","Ernst & Young ratified as independent auditor for FY2023 with 99.85M votes for.","Advisory approval of executive compensation passed with 84.8M for, 5.3M against.","Advisory vote on say-on-pay frequency: 90.1M votes for 1 year; board confirms annual vote.","Stockholder proposal on majority voting in uncontested director elections approved (76.2M for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378172,"accession_number":"0001902733-22-000019","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-06-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"nCino Q1 FY2023 revenue $94.2M (+51% YoY); net loss $30.7M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenue $94.2M (+51% YoY); subscription revenue $79.2M (+55%).","Organic subscription revenue (ex-SimpleNexus) $65.6M (+29%).","GAAP net loss $30.7M ($0.28/share) vs $15.0M a year ago; non-GAAP net loss $6.1M.","RPO $905.6M (+48% YoY). Guides Q2 revenue $97-98M, FY2023 revenue $401-403M.","Signed UK Big Four lender; SimpleNexus new customers up 80% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":94211000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396551,"accession_number":"0001902733-22-000010","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-03-31T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"nCino reports Q4 FY2022 revenue $75M (+32%); FY2023 guidance $398-400M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2022 total revenue $273.9M, up 34% YoY; subscription revenue $224.9M, up 38% YoY.","Q4 total revenue $75.0M, up 32% YoY; subscription revenue $62.8M, up 40% YoY.","GAAP net loss per share FY2022 ($0.51); Non-GAAP net loss per share ($0.20).","FY2023 guidance: total revenue $398-400M, non-GAAP net loss per share ($0.31)-($0.32).","Remaining performance obligation $912M (+52% YoY); over 1,750 customers including 400+ SimpleNexus."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":273865000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396550,"accession_number":"0001193125-22-041613","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K","filed_at":"2022-02-14T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"nCino enters $50M revolving credit facility with Bank of America, matures 2024","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$50M senior secured revolver; letters of credit sublimit $7.5M.","Interest options: Base Rate (0% margin) or BSBY+1.00%; unused fee 0.25%.","Financial covenant: maintain consolidated liquidity at least $50M.","Credit facility matures February 11, 2024; no prepayment penalty.","Guaranteed by nCino and material domestic subs; secured by substantially all personal property."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":396549,"accession_number":"0001193125-22-005239","cik":1902733,"company_name":"nCino, Inc.","ticker":"NCNO","form_type":"8-K12B","filed_at":"2022-01-10T23:59:59+00:00","items":["2.01","3.03","5.02","5.03","7.01","9.01"],"status":"ready","headline":"nCino closes SimpleNexus acquisition for ~12.76M shares plus $270M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquisition completed Jan 7, 2022; total consideration approx 12.76M NCNO shares and $270M cash.","SimpleNexus cloud-based homeownership software expected to expand nCino's mobile and point-of-sale capabilities.","nCino expects SimpleNexus to contribute $3.6-$3.8M revenue for the quarter ending Jan 31, 2022.","Board expanded from 3 to 8 directors; executive officers unchanged from pre-merger nCino OpCo.","Company becomes successor issuer to nCino OpCo; shares continue trading under NCNO on Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1739625628.7360108,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}