{"filings":[{"id":3938119,"accession_number":"0001493152-26-050625","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-11-09T12:30:34+00:00","items":["3.01","9.01"],"status":"ready","headline":"Netcapital receives Nasdaq exception; must file delinquent 10-K and 10-Q by Feb 9, 2027","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq granted the exception on Nov. 5, 2026 after reviewing Netcapital's submissions dated Oct. 22 and Oct. 23, 2026.","Delinquent reports are the FY2026 Form 10-K for the year ended April 30, 2026 and the Form 10-Q for the quarter ended July 31, 2026.","Nasdaq issued delinquency notices on Aug. 24, 2026 and Sept. 21, 2026 for noncompliance with Listing Rule 5250(c)(1).","If the filings are not made by Feb. 9, 2027, Nasdaq will notify Netcapital of delisting; the company may appeal to a Nasdaq Hearings Panel.","The Nasdaq letter has no immediate effect on the listing or trading of Netcapital's securities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":"2026-11-09","daily_digest_url":"/daily/2026-11-09","daily_digest_rank":2},{"id":3570482,"accession_number":"0001493152-26-047783","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-10-20T21:00:16+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital closes $402,743 first tranche of $641,937 Hinterland convertible note; 10-K/10-Q delinquent","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["First tranche: Hinterland paid $402,743 for a $447,492.22 principal note; total facility up to $641,936.66 principal for $577,743, a $64,193.66 original issue discount.","Note carries a one-time 12% interest charge ($53,699.06 on tranche one), matures 12 months after each funding, and converts at 85% of the lowest traded price over the prior seven trading days.","Secured by a pledge of 3,209,685 KingsCrowd Class A shares; on default Hinterland gains voting rights, can take shares at $0.18 each, and the default amount is multiplied by 150%.","Second $175,000 tranche requires the company to become current on its delinquent FY2026 10-K (April 30, 2026) and 10-Q (July 31, 2026) within 90 days and stay Nasdaq-listed.","Issued 64,387 commitment shares; a 1,603,685-share exchange cap needs shareholder approval at a special meeting within 180 days; Enclave Capital received $17,500 in fees."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":3456676,"accession_number":"0001493152-26-047004","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-10-14T19:50:23+00:00","items":["3.01","4.01","4.02","9.01"],"status":"ready","headline":"Netcapital regains Nasdaq $1.00 bid-price compliance but still faces unfiled 10-K/10-Q and restatement","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq closed the Feb 4, 2026 bid-price deficiency after NCPL closed at $1.00 or above for 10 straight business days, Sept 23–Oct 6, 2026.","Still out of compliance with Nasdaq Rule 5250(c)(1): FY2026 Form 10-K (April 30, 2026) and Q1 10-Q (July 31, 2026) unfiled; compliance plan due Oct 23, 2026.","Audit Committee engaged Adeptus Partners, LLC on Oct 8, 2026, succeeding Fruci & Associates II, PLLC, which resigned effective Aug 12, 2026.","Adeptus to audit FY2022–FY2026 statements including the April 30, 2021 opening balance sheet, and review FY2026 interim quarters.","Previously issued audited FY2022–FY2025 financials remain not to be relied upon; restatement evaluation not yet complete."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":3101359,"accession_number":"0001493152-26-044363","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-09-25T21:00:29+00:00","items":["3.01","9.01"],"status":"ready","headline":"Netcapital gets Nasdaq notice over delinquent 10-K and 10-Q; compliance plan due Oct 23","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Netcapital on Sept 21, 2026 that it fails Listing Rule 5250(c)(1) for not filing its 10-Q for the quarter ended July 31, 2026 and its 10-K for FY ended April 30, 2026.","Company must submit a plan to regain compliance by October 23, 2026; if Nasdaq accepts, it may grant up to 180 days from the 10-K due date, or until February 9, 2027.","An earlier Nasdaq notice dated August 24, 2026 (disclosed August 27, 2026) covered only the delinquent Form 10-K.","Netcapital says it intends to file both reports as soon as practicable; there is no assurance Nasdaq will accept the plan or that compliance will be regained.","If the plan is rejected, the Company may appeal to a Nasdaq Hearings Panel; the notice has no immediate effect on trading of NCPL."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2660917,"accession_number":"0001493152-26-041397","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-09-03T21:10:14+00:00","items":["5.02","9.01"],"status":"ready","headline":"Director Avi Liss resigns amid SEC lawsuit; Cesar Herrera appointed to board","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Avi Liss resigned from Netcapital board and all committees effective Aug 27, 2026, citing SEC civil action filed Aug 10, 2026 (SEC v. John Fanning et al., D. Mass).","Liss stated he had no knowledge, involvement, or financial benefit from alleged conduct; resignation letter filed as Exhibit 17.1.","Board elected Cesar Herrera as director on Aug 30, 2026, filling vacancy; he joined Audit Committee and is CEO of KRTL Holding Group Inc.","Board now has three independent directors; Herrera receives standard non-employee director compensation and indemnification.","Audit Committee: Geary (Chair), Scott, Herrera; Compensation Committee: Scott (Chair), Geary, Herrera."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2529316,"accession_number":"0001493152-26-040478","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-08-28T10:05:36+00:00","items":["3.01","9.01"],"status":"ready","headline":"Netcapital gets Nasdaq delinquency notice for late 10-K; plan due Oct 23","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["On Aug 24, 2026, Nasdaq notified Netcapital of non-compliance with Rule 5250(c)(1) for not filing FY 2026 Form 10-K.","Company has 60 days, until Oct 23, 2026, to submit a plan to regain compliance.","If accepted, Nasdaq may grant exception up to 180 days from 10-K due date, until Feb 9, 2027.","No immediate impact on trading; company intends to file 10-K promptly but no assurance of compliance.","Failure could lead to delisting of NCPL and NCPLW from Nasdaq."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2464676,"accession_number":"0001493152-26-040042","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-08-25T19:35:01+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Netcapital's Cecilia Lenk resigns as board member and subsidiary CEO after $50K SEC settlement","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lenk resigned Aug 19, 2026 from Netcapital board and as CEO of Netcapital Advisors, effective immediately.","Resignation follows court approval of SEC settlement: permanent injunctions, conduct-based injunction, $50,000 civil penalty.","Lenk did not admit SEC allegations; settlement covers SEC v. John Fanning, et al., No. 1:26-cv-13665.","SEC action remains pending against Netcapital and other defendants; departure not due to disagreement with company.","Exhibit 17.1 provides corrected Lenk resignation letter dated Aug 19, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2309237,"accession_number":"0001493152-26-038853","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-08-18T01:30:35+00:00","items":["4.01","4.02","9.01"],"status":"ready","headline":"Netcapital auditor resigns; restates FY22-25 financials amid SEC $13.9M revenue overstatement allegations","summary_kind":"llm","event_type":"litigation","confidence":"high","bullets":["Auditor Fruci & Associates II resigned effective Aug 12, 2026, citing SEC Litigation Release No. 26607.","SEC complaint filed Aug 10, 2026 alleges ~$13.9M overstated consulting revenue from Oct 2021-Jan 2024.","Non-reliance on audited FY2022-2025 and unaudited quarters Oct 2021-Jan 2025; restatement evaluation ongoing.","Fruci's prior reports included going-concern sections; no disagreements on accounting principles noted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":1.0,"calibrated_materiality_score":1.0,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":2164756,"accession_number":"0001493152-26-036916","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-08-10T21:21:07+00:00","items":["1.01","3.01","3.02","7.01","9.01"],"status":"ready","headline":"Netcapital granted extra 180-day Nasdaq compliance period; amends Vanquish notes","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq granted 180-day extension until Feb 1, 2027 to regain $1.00 minimum bid price compliance.","Company failed initial compliance by Aug 3, 2026; may need reverse stock split by ~Jan 22, 2027.","Amended three Vanquish convertible notes ($51,750, $92,800, $182,120) adding 19.99% issuance cap pending stockholder approval.","Amended notes set $0.10 conversion floor for first six months and 4.99% beneficial ownership cap; default conversion at 65% of lowest price.","No immediate effect on NCPL listing; if delisted, timely hearing request would not stay suspension."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1554277,"accession_number":"0001493152-26-032693","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-07-09T20:30:34+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Netcapital enters $15M equity purchase agreement with Hudson Global Ventures; issues warrant for 1M shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Up to $15M of common stock may be sold to Hudson Global Ventures under equity line.","Purchase price set at 92% of average of three lowest closing prices over prior 10 days.","Warrant issued to purchase 1M shares at $0.50 per share, exercisable for 3 years.","Issuance capped at 1,568,795 shares unless shareholder approval obtained under Nasdaq rules.","Agreement includes registration rights for resale of shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1526996,"accession_number":"0001493152-26-032527","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-07-08T20:30:17+00:00","items":["1.01","2.03","3.02","7.01","9.01"],"status":"ready","headline":"Netcapital raises $224.5K via convertible note and warrant to Dune Equity Holdings","summary_kind":"llm","event_type":"debt","confidence":"medium","bullets":["Issued $290K convertible note to Dune Equity; net proceeds $224.5K after $40K OID and $25.5K fees.","Note matures July 1, 2027; conversion price at 75% of lowest 10-day closing bid (floor $0.10).","Warrant for 250,000 shares at $0.50/share, exercisable Jan 1, 2027 to July 1, 2029.","Company must hold shareholder meeting within 180 days to approve up to 1,569,579 shares under Nasdaq rules.","CEO Todd Violette discussed recent acquisitions and growth strategy on July 7 investor call (no financial details provided)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1084160,"accession_number":"0001493152-26-028887","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-06-16T20:15:34+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital issues $290K convertible note and warrants to FirstFire, netting $224.5K","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $290K promissory note to FirstFire with $40K OID; net proceeds $224.5K after fees.","Note carries 12% interest, amortization starts Dec 2026, convertible at 75% of VWAP (floor $0.10).","Issued warrant to purchase 250K shares at $0.50/share, exercisable from Dec 2026 to June 2029.","Share issuance limited to 1,569,579 shares unless shareholder approval obtained; meeting required within 180 days.","Note includes prepayment discounts (96%-98% of outstanding) and default triggers including registration failures."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":975117,"accession_number":"0001493152-26-028158","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-06-10T21:14:17+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital issues $182K note with 13% interest to Vanquish Funding, convertible at 65% discount on default","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $182,120 promissory note to Vanquish Funding for $157,000 (13% OID); net proceeds $150,000 after $7,000 expenses.","Note matures March 30, 2027; 13% one-time interest; five payments totaling $205,795 starting Nov 30, 2026.","Upon default, conversion price set at 65% of lowest 20-day trading price, floor $1.00 per share for first six months.","Default triggers acceleration at 150% of outstanding (200% if conversion share delivery fails); 22% default interest.","Proceeds used for general working capital; note issued in private placement under Section 4(a)(2)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":974840,"accession_number":"0001493152-26-028135","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-06-10T21:00:17+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital issues $145K convertible note and warrant to Labrys Fund II","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $145,000 promissory note (OID $20,000) and warrant to purchase 125,000 shares at $0.50 per share.","Net cash proceeds of $111,250 after legal fees, due diligence costs, and placement agent fees.","Note matures June 3, 2027; amortization starts Dec 3, 2026 with initial payment of $81,200.","Conversion price set at 75% of lowest closing bid price over 10 trading days (floor $0.10 per share).","Company must seek shareholder approval under Nasdaq Rule 5635(d) within 180 days; share issuance cap of 1,569,579 shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":843678,"accession_number":"0001493152-26-027205","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-06-04T12:36:08+00:00","items":["1.01","9.01"],"status":"ready","headline":"Netcapital signs non-binding LOI to acquire Resmac mortgage banking assets for $5M in subsidiary preferred stock","summary_kind":"llm","event_type":"m_and_a","confidence":"medium","bullets":["Total acquisition value $5M, payable solely via 2.5M shares of SD Holdco Series A Convertible Preferred Stock at $2 stated value; no cash consideration.","Earnout: up to 1M additional preferred shares if Resmac achieves $10M cumulative GAAP revenue in 24 months; up to 500k shares if SD Holdco completes $10M+ S-1 offering.","Netcapital plans to spin out SD Holdco as a separate public company via dividend to NCPL shareholders after closing.","Closing subject to HUD approval, state license transfers, due diligence, termination of ECGI agreement, and board approval; 90-day exclusivity with $250k breach penalty.","Discloses related party: CEO Todd Violette's affiliate VUVU Ventures holds ~$250k investment in ECGI Holdings, which has an agreement with RezyFi that must be terminated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":721804,"accession_number":"0001493152-26-025607","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-05-28T20:05:32+00:00","items":["1.01","3.02","3.03","9.01"],"status":"ready","headline":"Netcapital acquires NetNudge AI Agent Platform assets from Codesharp for up to 1.2M Series A Preferred shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Consideration: 600,000 Series A Preferred shares at closing ($900K stated value); up to 600,000 more if $3M cumulative GAAP revenue earned in 3 years.","Initial Preferred shares have 2.5 votes each; milestone shares non-voting. Convertible into common only at company's election.","Liquidation preference of $1.50 per share; no cumulative dividends; participates in common dividends on as-converted basis.","John Fanning Sr. (spouse of CFO) advised NetNudge; no separate consideration. NetNudge is early-stage, no customer/supplier contracts acquired."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":501517,"accession_number":"0001493152-26-024229","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-05-18T21:14:53+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital issues $290K convertible note and warrants to Labrys Fund II in private placement","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $290,000 convertible note to Labrys Fund II for $250,000 purchase price ($40,000 OID); note matures May 12, 2027.","Note bears 12% flat interest ($34,800), amortization payments begin Nov 12, 2026, conversion at 75% of lowest bid over 10 days (floor $0.10).","Issued warrant to purchase 250,000 shares at $0.50/share, exercisable Nov 12, 2026 to May 12, 2029, with cashless exercise provision.","Net proceeds of approximately $224,500 after fees and costs for working capital and business development.","Event of default if registration statement not filed within 60 days or effective within 120 days of issue date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92727,"accession_number":"0001493152-26-020888","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital raises $275K via convertible notes and related-party note for working capital","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Two convertible notes issued to Vanquish Funding for $144,550 aggregate principal, purchase price $125,000 (OID $19,550).","Bridge note: $92,800 principal, 14% interest, matures Feb 2027; Promissory note: $51,750, 12% interest, matures Feb 2027.","Also issued $300,000 non-convertible note to related party Netcapital Systems LLC for $150,000 (50% OID), 8% interest, matures Sep 2026.","Notes are unregistered, sold under Section 4(a)(2) and Regulation D; proceeds used for general working capital.","Default interest at 22% (convertible notes) and 20% (related-party note); notes prepayable without penalty."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92726,"accession_number":"0001493152-26-017093","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-04-16T23:59:59+00:00","items":["1.01","5.02","8.01","9.01"],"status":"ready","headline":"Netcapital terminates CEO Rich Wheeless, appoints Todd Violette as new CEO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rich Wheeless terminated as CEO on April 12, 2026; Todd Violette named CEO effective April 13, 2026.","Employment agreement with Violette: 12-month term, $120K annual base salary, bonus/stock option eligibility.","Violette has 25+ years in capital markets/fintech; past CEO of CloudCover, AppYea, Vinergy, etc.","Company issued press release April 16 announcing the appointment and strategic focus."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103795,"accession_number":"0001493152-26-005589","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-02-06T23:59:59+00:00","items":["3.01"],"status":"ready","headline":"Netcapital receives Nasdaq bid price deficiency notice; cure deadline Aug 3, 2026","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Netcapital on Feb 4, 2026 that bid price closed below $1.00 for 30 consecutive trading days.","Company has 180 calendar days, until August 3, 2026, to regain compliance.","To cure, closing bid must be at least $1.00 for a minimum of 10 consecutive business days.","If not cured, may receive a second 180-day period if it meets market value and initial listing standards.","Netcapital may consider a reverse stock split to address the deficiency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103794,"accession_number":"0001493152-26-000969","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2026-01-08T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Netcapital acquires Iverson Design assets for 980K shares; Iverson joins as Chief Design Director","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Acquired substantially all assets of Iverson Design, LLC, including AI-driven design and visualization tools.","Consideration: 980,000 shares of Netcapital common stock issued at closing on January 2, 2026.","Michael Iverson, founder, joins Netcapital as Chief Design Director and Head of AI Experience.","Transaction supports Netcapital's transition to tokenization and digital asset platform.","Iverson's IP includes proprietary AI design, animation, and real-time rendering technologies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120051,"accession_number":"0001493152-25-027798","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-12-15T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital Q2 FY2026 revenue falls 70% YoY to $51K; operating loss $2.1M; acquires Rivetz assets, new CEO Rich Wheeless","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Total revenues $51,076, down 70% YoY from $170,528; net loss ($0.44) per share vs ($2.34) prior year.","Operating loss of $2.12M vs $2.20M prior year; cash balance $1.68M, up from $289K at April 30.","On Dec 3, 2025, closed asset purchase of Rivetz Corp's Rivetz Network for blockchain security technology.","Newly appointed CEO Rich Wheeless to host business update call Dec 16 at 10am ET; plans to offer crypto/blockchain financing."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":241134.0,"consensus_period":"2026-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120050,"accession_number":"0001493152-25-026745","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-12-09T23:59:59+00:00","items":["1.01","3.02","5.02","8.01","9.01"],"status":"ready","headline":"Netcapital acquires Rivetz assets, appoints new CEO to expand into crypto/blockchain","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Acquired substantially all Rivetz Network assets in exchange for 950,000 shares; closed Dec 3.","CEO Martin Kay resigned Dec 3; severance $98,750, full option vesting, 12-month consulting at $10k/month.","Rich Wheeless appointed CEO Dec 7; base $180k; plans to expand Netcapital into crypto/blockchain investments.","Kevin Kilduff appointed GC; inducement grant of 1,000,000 restricted shares vesting on revenue milestones $900k-$1.5M.","Issued 950,000 unregistered shares to Rivetz for asset acquisition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136618,"accession_number":"0001493152-25-014514","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-09-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital Q1 fiscal 2026 revenue up 34% to $190K; operating loss widens to $3.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $190,058, up 34% YoY from $142,227.","Operating loss of ($3,285,648) vs ($2,508,237) in prior-year quarter.","Loss per share of ($1.27) improved from ($5.10) a year ago.","Cash and equivalents $4,562,491 as of July 31, 2025.","Company established a Crypto Advisory Board to explore DeFi opportunities."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":190058.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136617,"accession_number":"0001493152-25-013187","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-09-12T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Netcapital shareholders reject auditor ratification, 4 other proposals; board re-elected with heavy withhold votes","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders voted against ratifying Fruci & Associates as auditor (1.79M against vs 0.90M for).","Non-binding say-on-pay failed (1.43M against vs 0.90M for).","Amendments to 2023 Omnibus Equity Incentive Plan rejected (1.46M against vs 0.54M for).","Reincorporation from Utah to Nevada defeated (1.46M against vs 0.54M for).","All five directors re-elected, but each received >1.4M withhold votes vs ~580K for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.15,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136616,"accession_number":"0001641172-25-023467","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-08-13T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital FY2025 revenue $869K, down 82% YoY; operating loss $8.3M, includes $19.9M impairment","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue $869,460 vs $4,951,435 in FY2024, down 82% on lower consulting services.","Operating loss widened to $8,321,317 from $3,442,388; includes $19.9M impairment loss.","Net loss per share ($20.39) vs ($28.83) in prior year.","Management highlights strategic shift and secured broker-dealer license; earnings call Aug 13, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":190058.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136615,"accession_number":"0001641172-25-020048","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Netcapital closes $3M registered direct offering plus $2.9M warrant potential","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Raised ~$3M gross from sale of 641,712 shares at $4.675/share.","Concurrent private placement of warrants to buy up to 641,712 shares at $4.55.","Warrants exercisable for 24 months; could yield additional $2.9M if fully cash-exercised.","Net proceeds: ~$250k to repay promissory notes, rest for working capital.","H.C. Wainwright acted as placement agent, receiving 7.5% cash fee and warrants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136614,"accession_number":"0001641172-25-018003","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-07-07T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Netcapital raises $5M in registered direct offering; warrants for additional $4.9M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold 714,286 shares at $7.00 per share for gross proceeds of $5M.","Issued warrants to purchase 714,286 shares at $6.88, exercisable for 24 months from resale reg. effective date.","Potential additional $4.9M if warrants fully exercised on cash basis.","Net proceeds used for $320K promissory note repayment and general working capital.","H.C. Wainwright acted as exclusive placement agent; received 7.5% fee and 53,571 warrants at $8.75."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153817,"accession_number":"0001641172-25-017158","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-06-30T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"Netcapital licenses Horizon's blockchain platform for 500,000 shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 500,000 shares of common stock (NCPL) to Horizon Globex GmbH for a perpetual, royalty-free license to Horizon's blockchain-based capital-raising and secondary trading platform.","License is non-exclusive, restricted to the United States; includes branding of platform and app for Netcapital.","Platform facilitates security token offerings, Reg D/A offerings, and secondary trading; configured on Microsoft Azure cloud.","No cash proceeds from share issuance; shares issued under Section 4(a)(2) and/or 3(a)(9) of Securities Act.","Agreement governed by New York law; effective June 26, 2025; may be terminated for uncured material breach or insolvency."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153816,"accession_number":"0001641172-25-016013","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-06-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Netcapital files prospectus supplement for $975,000 ATM offering","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["On June 23, 2025, Netcapital filed a prospectus supplement for an additional $975,000 of common stock under the existing ATM Agreement.","Prior sales under the ATM Agreement totaled approximately $2,099,667 out of the original $2.1 million.","The new supplement allows for additional shares up to $975,000, sold through H.C. Wainwright & Co. as sales agent.","The ATM Agreement was originally entered into on August 23, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153815,"accession_number":"0001641172-25-014907","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-06-12T23:59:59+00:00","items":["1.01","3.02","8.01","9.01"],"status":"ready","headline":"Netcapital raises $475k PIPE, forms Crypto & Game Advisory Boards","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Private placement of 118,750 shares at $4.00; price reset floor $2.56; net proceeds for general corporate purposes.","CEO Kay and CFO Kraysler each granted 55,000 immediately exercisable options at $2.68.","Additional 200,000 options to Kay and Kraysler plus 863,722 to advisors/employee, all contingent on shareholder approval.","Formed Crypto Advisory Board (7 members) and Game Advisory Board (6 members) to guide digital asset and gaming strategies."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153814,"accession_number":"0001641172-25-008705","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["1.01","2.03","3.02","9.01"],"status":"ready","headline":"Netcapital secures $408K in debt financing with convertible and standard notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued two convertible notes to 1800 Diagonal Lending LLC: $61,360 principal ($52K net) and $64,960 principal ($56K net), 12% interest, maturity Feb 2026.","Upon default, notes convertible at 25% discount to market price; initial conversion price $1.00 for first 180 days.","Also issued $600K principal of non-convertible notes, 8% interest, 3-month maturity, for $300K gross proceeds (50% OID).","Proceeds used for general working capital; notes issued in private placements under Section 4(a)(2) and Regulation D."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153813,"accession_number":"0001641172-25-008684","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-05-05T23:59:59+00:00","items":["2.06"],"status":"ready","headline":"Netcapital records $17.9M total impairment on multiple equity investments","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Impairments on 11 investments include StockText, CupCrew, CountSharp, HeadFarm, RealWorld, AceHedge, Dark, Fantize, Caesar Media, ChipBrain, Deuce Drone.","Largest single impairment: ChipBrain LLC $3.37M due to AI replication of software; Deuce Drone $2.35M (inactive); Caesar Media $2.0M (failure to file).","Most impairments attributed to key personnel resignations after adverse regulatory changes; companies returning investor funds.","Company does not expect to recover any value from these investments.","Additional impairments may be recorded for other investment securities under evaluation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172505,"accession_number":"0001641172-25-001772","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Netcapital enters $181,540 promissory note with conversion rights; net proceeds $150k","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Note principal $181,540 with 12% one-time interest; total repayment $203,324 over 5 months starting Sep 30, 2025.","Net proceeds $150,000 after $25,040 OID and due diligence fees; funds for general working capital.","Upon default, note converts to common stock at 75% of market price after 180 days; initial conversion price $1.00.","Default triggers 150% penalty (200% for certain defaults) and 22% default interest; includes standard default events.","Note matures Jan 30, 2026; prepayment discounts range 96%-98% of outstanding depending on timing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172504,"accession_number":"0001641172-25-001051","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-03-28T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Netcapital authorizes 10M shares of blank-check preferred stock","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Filed articles of amendment on March 25, 2025 to authorize 10,000,000 shares of preferred stock.","Total authorized capital stock now 910M shares: 900M common ($0.001 par) and 10M preferred ($0.001 par).","Board and shareholders approved the amendment at the September 25, 2024 annual meeting.","No immediate issuance or use of the preferred shares was disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172503,"accession_number":"0001493152-25-010598","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-03-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital Q3 FY2025 revenue down 85% YoY to $152,682; net loss $3.0M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue dropped 85% YoY to $152,682 from $1.04M in Q3 FY2024.","Operating loss widened to $1.69M from $1.21M in prior-year quarter.","Net loss of $3.01M ($1.57 per share) vs $2.23M ($13.60 per share) last year.","Cash and equivalents $614,304 as of Jan 31, 2025.","CEO notes broker-dealer subsidiary approved by FINRA in Nov; first client Algernon for Reg A offering."],"consensus_eps_estimate":null,"consensus_eps_actual":-6.93,"consensus_revenue_estimate":null,"consensus_revenue_actual":465437.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172502,"accession_number":"0001493152-25-009730","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-03-10T23:59:59+00:00","items":["1.01","3.02","3.03","9.01"],"status":"ready","headline":"Netcapital raises ~$143k by repricing warrants to $1.80, issues new warrants at $2.03","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Existing warrants for 79,558 shares repriced from $8.74 to $1.80 per share; holders exercised for cash.","Company issued new Series A-7 (5-yr) and A-8 (18-mo) warrants for 159,116 shares at $2.03 exercise price.","Gross proceeds ~$143k; no placement agent fees; net proceeds for general corporate purposes.","New warrants exercisable from Sept 5, 2025; subject to 4.99%/9.99% beneficial ownership limit.","Transaction closed March 6, 2025; shares issued in private placement under Section 4(a)(2)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172501,"accession_number":"0001493152-25-002270","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2025-01-15T23:59:59+00:00","items":["1.01","3.02","3.03","9.01"],"status":"ready","headline":"Netcapital reduces warrant exercise price to $1.80, raises ~$487K in cash exercise","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Existing warrants for 270,861 shares exercised at $1.80 (down from $10.85); gross proceeds ~$487K.","Company issued new Series A-5 warrants for 361,148 shares and A-6 warrants for 180,574 shares, each at $2.07, exercisable in 6 months.","Placement agent H.C. Wainwright received 7.5% cash fee, management fee, expenses, and warrants for 20,315 shares at $2.25.","Proceeds used for general working capital; new warrants unregistered, resale registration to be filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189500,"accession_number":"0001493152-24-050251","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-12-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital Reports Q2 Fiscal 2025 Results: Revenue Down 92% YoY, Net Loss of $2.2M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue fell 92% year-over-year to $170,528 for the quarter ended Oct 31, 2024.","Net loss of approximately $2,220,501 vs. net profit of $339,616 in Q2 fiscal 2024.","Loss per share of $2.34, compared to earnings per share of $2.52 in prior year.","Operating loss of $2,202,431 vs. operating income of $52,220 in Q2 fiscal 2024.","Subsidiary Netcapital Securities received FINRA approval to become broker-dealer."],"consensus_eps_estimate":null,"consensus_eps_actual":-6.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":312755.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189499,"accession_number":"0001493152-24-049834","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-12-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Netcapital posts investor presentation for Dec 12, 2024 shareholder meeting; no new financial details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Slides made available on company website and filed as Exhibit 99.1; content not reproduced in this 8-K.","Presentation intended for use at shareholder meeting scheduled for December 12, 2024.","No financial results, guidance, or material updates included in the filing text.","Information furnished under Item 7.01 and not deemed filed for Exchange Act purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189498,"accession_number":"0001493152-24-047985","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-11-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Netcapital subsidiary receives FINRA approval to become broker-dealer","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["NSI approved for private placements, Reg A and Reg D offerings, and fee-sharing with other broker-dealers.","Approval enables NSI to charge fees on capital raised and syndicate deals with partner firms.","CEO Martin Kay says approval positions company for larger fundraises and expanded investor opportunities.","NSI is wholly owned by Netcapital Inc. (Nasdaq: NCPL, NCPLW)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206003,"accession_number":"0001493152-24-038220","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-09-26T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Netcapital annual meeting: shareholders approve preferred stock authorization, reject bylaw amendment","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All five director nominees (Kay, Lenk, Liss, Geary, Scott) re-elected to serve until next annual meeting.","Ratified Fruci & Associates II, PLLC as auditor for FY ending April 30, 2025 (302,198 for).","Non-binding say-on-pay approved with 1-year frequency; bylaw amendment failed (131,075 for, 94,197 against).","Approved 10M blank check preferred stock (112,342 for) and warrant issuance under May 2024 offering (134,772 for)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206002,"accession_number":"0001493152-24-036410","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-09-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital Q1 revenue plunges 91% YoY to $142K; net loss widens to $2.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue fell ~91% to $142,227 from $1.52M in prior-year quarter; funding portal revenues down 62% to $142,056.","Operating loss increased 235% to $2,508,237 from $749,020; net loss of $2,527,170 up 414%.","Loss per share of $5.10 vs $4.61 in prior year; cash and equivalents $855,181 as of July 31, 2024.","CEO Martin Kay cited a challenging quarter; highlighted regulatory steps for broker-dealer application and secondary trading beta.","Company hosts earnings call on September 17, 2024 at 11:00 a.m. ET to discuss results and outlook."],"consensus_eps_estimate":-0.7446,"consensus_eps_actual":-5.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":142227.0,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206001,"accession_number":"0001493152-24-033737","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-08-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Netcapital enters into $2.1M ATM equity offering agreement with H.C. Wainwright","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["ATM Agreement with H.C. Wainwright to sell up to $2,100,000 of common stock at market prices.","Commission of 3.0% of gross proceeds; Wainwright acts as sole sales agent.","Shares offered under existing effective shelf registration (S-3 filed Oct 2022).","Agreement terminates upon full sale or earlier termination by either party."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206000,"accession_number":"0001493152-24-033118","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-08-19T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Netcapital regains Nasdaq bid price compliance; delisting appeal canceled","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nasdaq notified Netcapital on Aug 19, 2024 that it met Bid Price Rule (closing price >= $1.00 for 10 consecutive business days since Aug 2, 2024).","Company was previously out of compliance from Sep 1, 2023, and faced delisting after bid price fell to $0.10 or less for 10 days.","Netcapital requested a hearing to appeal the delisting, but the hearing was canceled after regaining compliance.","The regained compliance ensures continued listing on The Nasdaq Capital Market."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205999,"accession_number":"0001493152-24-030079","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-08-02T23:59:59+00:00","items":["3.03","5.03","8.01","9.01"],"status":"ready","headline":"Netcapital effects 1-for-70 reverse stock split to regain Nasdaq compliance","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Reverse split effective 4:01 p.m. ET on August 1, 2024; trading on split-adjusted basis begins August 2, 2024.","Outstanding shares reduced from ~40.54 million to ~579,445; no fractional shares issued (rounded up to whole share).","New CUSIP 64113L202 for common stock; symbol NCPL unchanged; warrants (NCPLW) continue under existing CUSIP.","Exercise prices and share counts for warrants and equity awards adjusted proportionally.","Goal is to increase per-share price above $1.00 minimum bid to maintain Nasdaq listing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205998,"accession_number":"0001493152-24-029475","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Netcapital reports FY2024 revenue down 42% to $4.9M, net loss of $4.99M vs net income of $2.95M prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Revenue decreased 42% YoY to $4.9M; portal fees increased 109% to $874,368.","Operating loss of $3.44M vs operating income of $2.27M for fiscal 2023.","Net loss of $4.99M ($0.41 loss per share) vs net income of $2.95M ($0.63 EPS) prior year.","Cash and cash equivalents of $863,182 as of April 30, 2024.","Recorded an impairment loss of $1.05M in fiscal 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":205997,"accession_number":"0001493152-24-028940","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-07-24T23:59:59+00:00","items":["3.01","5.07","9.01"],"status":"ready","headline":"Nasdaq to delist Netcapital as stock closed at $0.10 or less for 10 days; reverse split approved","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["On July 23, 2024, Nasdaq notified Netcapital of delisting due to closing bid price ≤ $0.10 for ten consecutive trading days.","Company intends to appeal the delisting to a Nasdaq Hearings Panel, which will stay further action pending the hearing.","Shareholders approved a reverse stock split (1:2 to 1:100), with board to set exact ratio and implement before July 24, 2025.","Company had been non-compliant with Nasdaq minimum bid price rule since Sept 2023, with compliance deadline of Aug 26, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223016,"accession_number":"0001493152-24-021785","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["1.01","3.02","3.03","9.01"],"status":"ready","headline":"Netcapital raises $2.2M by exercising warrants at reduced price; issues new warrants","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Entered inducement letters to exercise 14.32M Series A-2 warrants at $0.155/share; gross proceeds ~$2.2M.","Issued new Series A-3 (5-yr) and Series A-4 (18-mo) warrants for 14.32M shares each at $0.155, subject to shareholder approval.","Placement agent H.C. Wainwright receives 7.5% cash fee plus 1,074,000 placement agent warrants at $0.1938.","Company voluntarily reduces exercise price of all outstanding Series A-2 warrants (16M shares) to $0.155.","Net proceeds used for general corporate purposes; deal closed May 29, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223015,"accession_number":"0001493152-24-021602","cik":1414767,"company_name":"Netcapital Inc.","ticker":"NCPL","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Netcapital proposes reverse stock split 1:2 to 1:100 to regain Nasdaq bid price compliance","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Special stockholder meeting set for July 24, 2024 to vote on reverse split.","Ratio range of 1-for-2 to 1-for-100; exact ratio to be set by board.","Nasdaq deficiency notice from Sept 1, 2023; extension granted to Aug 26, 2024.","Company failed to regain $1 minimum bid price by original Feb 28, 2024 deadline.","Proxy statement to be filed on or about May 28, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":12360441.028037382,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2024-05-28T23:59:59+00:00|223015"}