{"filings":[{"id":1830442,"accession_number":"0001193125-26-314195","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-07-23T20:30:14+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q2 net income $5.03M ($0.79 EPS) vs $2.29M YoY; sells insurance stake, repositions securities","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2026 net income $5.03M ($0.79 diluted EPS) vs $2.29M ($0.36) in Q2 2025; six-month net income $10.01M ($1.57) vs $5.53M ($0.87).","Recorded $6.57M gain on sale of Bearing Insurance Group membership interest during Q2.","Repositioned securities: sold $131.87M (1.80% yield), bought $127.33M MBS (5.26% yield); pre-tax loss $6.55M, expected recovery in ~1.8 years.","Repositioning expected to add $4.25M annual interest income, 12 bps to 2026 NIM and 24 bps to 2027 NIM.","Paid semiannual dividend of $0.75 on June 1, 2026; total assets $1.83B; loans grew, credit quality remains low."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1415317,"accession_number":"0001193125-26-294550","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-07-02T20:15:14+00:00","items":["8.01"],"status":"ready","headline":"National Bankshares completes $131.9M securities repositioning, swaps low-yield for higher-yield bonds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold securities with $131.87M amortized cost (1.80% yield); purchased $127.33M at 5.16% yield.","Pre-tax loss of $6.55M on sale will be recognized in Q2 2026.","Loss offset by gain from sale of Bearing Insurance Group membership interest (announced May 1, 2026).","Company expects pre-tax loss to be recovered over approximately 1.8 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1377076,"accession_number":"0001193125-26-291900","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-07-01T15:40:16+00:00","items":["5.02"],"status":"ready","headline":"National Bankshares enters consulting agreement with former CEO/Chairman Denardo","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Consulting agreement with F. Brad Denardo effective July 1, 2026 to June 30, 2027.","Monthly consulting fee of $6,000 for advisory services to Company and Bank.","Extends prior consulting agreement dated March 31, 2025.","Denardo subject to customary noncompetition covenants during consulting period.","Consulting period may be extended if agreed by both parties."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":485197,"accession_number":"0001193125-26-228213","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-05-18T14:17:45+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares furnishes investor presentation; no specific details provided","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filed investor presentation under Item 7.01 for use during investor visits.","Presentation covers Q1 2026 strategy and value creation but full content not in filing.","Filing is a routine Regulation FD disclosure without financial data or guidance.","No earnings, M&A, or other material events reported in the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":69045,"accession_number":"0001193125-26-221751","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-05-13T20:30:17+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares declares $0.75 semi-annual dividend, renews buyback plan","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.75 per share declared; payable June 1, 2026 to holders of record May 26, 2026.","Stock repurchase plan renewed; management authorized to buy up to 250,000 shares from June 1, 2026 to May 31, 2027.","President & CEO Lara Ramsey noted solid earnings growth in 2025 and Q1 2026; 135th anniversary."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":69044,"accession_number":"0001193125-26-221753","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-05-13T20:30:17+00:00","items":["5.07"],"status":"ready","headline":"National Bankshares stockholders elect three directors, approve say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected directors Mildred R. Johnson, Lutheria H. Smith, James C. Thompson to three-year terms expiring 2029.","Advisory vote on executive compensation approved: 3,233,731 For, 367,708 Against, 32,992 Abstain.","Ratification of Yount, Hyde & Barbour as auditor for 2026 approved: 4,850,064 For, 9,857 Against, 14,949 Abstain.","Quorum of 76.55% (4,874,870 shares) present at May 12, 2026 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98908,"accession_number":"0001193125-26-201410","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"National Bankshares sells Bearing Insurance Group stake, expects $6.57M pre-tax gain","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sold membership interest in Bearing Insurance Group, LLC to unaffiliated third party, effective May 1, 2026.","Estimated pre-tax gain of approximately $6.57 million to be reported in Q2 2026 financial results.","Transaction proceeds and other terms not disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98907,"accession_number":"0001193125-26-173958","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q1 net income $5.0M ($0.78 EPS), up 56% from $3.2M YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.0M vs. $3.2M in Q1 2025; diluted EPS $0.78 vs. $0.51.","Total assets $1.83B; net interest margin improved on lower deposit costs.","Deposits up from Dec 2025 but down from Mar 2025; no brokered deposits.","Loans decreased slightly; credit quality strong with loan loss recovery.","Securities purchased $20M in Q1; unrealized loss worsened from Dec 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":0.78,"consensus_revenue_estimate":null,"consensus_revenue_actual":2208000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98906,"accession_number":"0001193125-26-154248","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares issues 4Q2025 investor presentation; no details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Investor presentation furnished on April 14, 2026, covering 4Q2025 strategy.","Exhibit 99.1 title only provided; no specific financial or operational data included in filing.","Presentation intended for use in meetings with investors and analysts.","No material new information for investors from this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98905,"accession_number":"0001193125-26-149194","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-04-09T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"National Bankshares reduces board from 13 to 12; director Charles E. Green III retiring","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Bylaw amendment reduces board size to 12 directors effective May 13, 2026.","Charles E. Green III will not stand for re-election and retires due to age limit provision.","Retirement is not due to any disagreement with company operations or policies.","Articles of Incorporation allow board size between 9 and 26 directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114630,"accession_number":"0001193125-26-124217","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-03-25T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Jason Pospichal named Chief Lending Officer at National Bankshares' bank subsidiary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appointed EVP and Chief Lending Officer of The National Bank of Blacksburg, effective upon departure of current CLO Paul Mylum.","Pospichal is a 30+ year veteran of National Bank, most recently serving as Senior Vice President of Loans.","Will lead commercial and consumer lending teams; focused on sustainable relationship growth across multiple markets.","Holds a B.S. from Virginia Tech and graduated from Stonier Graduate School of Banking and Wharton Leadership program."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114629,"accession_number":"0001193125-26-117128","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-03-20T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"National Bankshares EVP & Chief Lending Officer Paul M. Mylum resigns effective May 15, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Paul M. Mylum, EVP and Chief Lending Officer, resigns from National Bankshares and its banking subsidiary effective May 15, 2026.","Mylum is leaving to become President of The Bank of Charlotte County in Phenix, Virginia to relocate closer to family.","No replacement or interim appointment for Chief Lending Officer has been announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114628,"accession_number":"0001193125-26-019510","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares reports 2025 net income $15.83M, EPS $2.49, more than double 2024","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY 2025 net income $15.83M ($2.49 diluted EPS), up 108% from $7.62M ($1.24) in 2024.","Q4 2025 net income $5.88M ($0.92 EPS) vs $3.08M ($0.48) in Q4 2024; net interest margin improved.","Total assets $1.82B at year-end; net interest margin benefited from higher loan yields and lower deposit costs.","Paid semiannual dividend $0.78 on Dec 1, 2025; full-year 2025 dividend $1.51 per share.","CEO highlighted core systems conversion and new branches in Roanoke and Lynchburg for future growth."],"consensus_eps_estimate":0.6936,"consensus_eps_actual":2.49,"consensus_revenue_estimate":null,"consensus_revenue_actual":8176000.0,"consensus_period":"2025-FY","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131004,"accession_number":"0001193125-25-284225","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-11-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares files investor presentation for Q2 2025; no specific details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company issued investor presentation covering Q2 2025 strategy and value creation.","Presentation title slide only; no financial figures or forward-looking guidance attached.","Filing made under Regulation FD; presentation used for investor meetings.","Confidence low due to lack of substantive data in the provided exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131003,"accession_number":"0001193125-25-280264","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-11-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares declares $0.78 semi-annual dividend for Q2 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.78 per share; payable Dec 1, 2025 to holders of record Nov 24, 2025.","CEO cites improved earnings, branch expansion, and technology upgrades as positive drivers.","Dividend consistent with prior semi-annual rate; no increase or decrease announced."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":131002,"accession_number":"0001193125-25-248818","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q3 net income rises to $4.42M, EPS $0.69 vs $2.68M, $0.42 prior year","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Nine-month 2025 net income $9.95M ($1.56 diluted EPS) vs $4.54M ($0.75) in 2024; improvement driven by higher loan yields and lower deposit costs.","Acquired Frontier Community Bank on June 1, 2024; added $118.7M loans, $129.7M deposits; periods prior not restated.","Purchased $49.86M in securities during Q3 funded with borrowings; expects to benefit fully after borrowings repaid by end of 2026.","Paid semiannual dividend of $0.73 on June 1, 2025; Bank remains well capitalized with ratios above minimums.","CEO highlights core system upgrade, expanded branch network, and Roanoke/Lynchburg office developments."],"consensus_eps_estimate":0.6732,"consensus_eps_actual":1.56,"consensus_revenue_estimate":null,"consensus_revenue_actual":6130000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147584,"accession_number":"0000950170-25-098367","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares H1 2025 net income $5.53M ($0.87/share) vs $1.87M year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for H1 2025 was $5.53M ($0.87 diluted EPS), up from $1.87M ($0.31) in H1 2024.","Total assets $1.81B; net interest margin improved on lower deposit costs and higher loan yields.","Noninterest income rose due to higher service charges, BOLI income, and trust income from FCB acquisition.","Core banking system upgrade completed in Q2 2025; conversion expenses recognized.","Loans grew QoQ; credit metrics remain low risk with minimal charge-offs and past dues."],"consensus_eps_estimate":0.6528,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":4053000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166239,"accession_number":"0000950170-25-072743","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-05-15T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"National Bankshares annual meeting elects directors, passes say-on-pay, ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Four Class 2 directors elected: Denardo (3.43M for, 106K withhold), Dooley (3.22M, 314K), Fitzwater (3.46M, 77K), Sweet (2.61M, 927K withhold).","Advisory say-on-pay passed: 3.10M for, 391K against, 40K abstain.","Auditor Yount, Hyde & Barbour ratified for FY2025: 4.82M for, 7.9K against, 12.6K abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166238,"accession_number":"0000950170-25-071484","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-05-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares declares $0.73 semi-annual dividend, renews repurchase plan for 250k shares","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.73 per share, payable June 2, 2025 to holders of record May 27, 2025.","Board renewed authorization to repurchase up to 250,000 shares from June 1, 2025 to May 31, 2026.","Management has not yet determined how many shares may be purchased under the renewed plan.","Current repurchase plan expires May 31, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166237,"accession_number":"0000950170-25-058108","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q1 2025 net income $3.24M ($0.51 EPS), up from $2.17M ($0.37) YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.24M, diluted EPS $0.51 vs $2.17M and $0.37 in Q1 2024.","Total assets $1.84B; net interest margin improved sequentially on lower deposit costs.","Opened new Roanoke, VA branch; core systems upgrade expected in Q2 2025.","Higher provision for loan losses due to loan growth and softening economic indicators.","FCB acquisition (June 2024) added $118.7M loans and $129.7M deposits; integration ongoing."],"consensus_eps_estimate":0.5304,"consensus_eps_actual":0.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":2149000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":166236,"accession_number":"0000950170-25-054770","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-04-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares furnishes investor presentation with no material new details","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filed under Item 7.01 as an investor presentation intended for meetings with investors and analysts.","Exhibit 99.1 is a cover slide only; no financial data or strategic updates were disclosed.","No new earnings, guidance, or operational metrics are provided in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183700,"accession_number":"0000950170-25-047339","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"National Bankshares CEO F. Brad Denardo to retire June 30; Lara E. Ramsey appointed successor","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["F. Brad Denardo will retire as CEO of National Bankshares and its bank subsidiary effective June 30, 2025; remains Chairman.","President Lara E. Ramsey appointed President & CEO effective July 1, 2025; joined company in 1996, previously COO.","Denardo enters consulting agreement with monthly fee of $6,000 from July 2025 to June 2026.","Denardo had served as CEO since 2017, with company for over 40 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183699,"accession_number":"0000950170-25-008368","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares FY 2024 net income $7.62M ($1.24 EPS); Q4 $3.08M ($0.48 EPS)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Completed acquisition of Frontier Community Bank on June 1, 2024: recorded $153.39M assets, $129.72M deposits.","Net interest margin improved Q4 vs Q3 after Fed 100bp rate cuts lowered deposit costs.","Total assets $1.81B at year-end; regular dividends paid of $1.51 per share in 2024.","Noninterest expense increased due to FCB acquisition and contract termination; merger costs $2.92M.","Loan portfolio decreased from Q3 due to real estate construction loan payoffs; credit quality low risk."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":7474000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200295,"accession_number":"0000950170-24-126380","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares declares $0.78 semi-annual dividend, unchanged annual rate $1.51","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.78 per share declared, payable December 2, 2024.","Record date for dividend is November 25, 2024.","Total annual dividend of $1.51 per share for 2024 matches the 2023 annual dividend.","CEO F. Brad Denardo cited commitment to shareholder value with the payment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200294,"accession_number":"0000950170-24-117080","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q3 net income down 13% YoY; nine-month earnings drop 61% amid merger costs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Nine-month 2024 net income $4.54M ($0.75/share) vs $11.51M ($1.95/share) for same 2023 period.","Q3 2024 net income $2.68M ($0.42/share) vs $3.07M ($0.52/share) in Q3 2023.","Merger-related expenses of $2.89M and $1.29M provision for credit loss on acquired FCB loans recorded YTD.","Acquired Frontier Community Bank on June 1, 2024 for $16.35M in stock/cash; total assets now $1.79B."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":5621000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":200293,"accession_number":"0000950170-24-115475","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-10-18T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"National Bankshares appoints Lara E. Ramsey as President effective Jan 1, 2025","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lara E. Ramsey appointed President of National Bankshares Inc. and The National Bank of Blacksburg.","Effective January 1, 2025; Ramsey previously served as EVP/COO and SVP of Administration.","Current President/CEO F. Brad Denardo continues as Chairman and CEO of bank and holding company.","Ramsey holds degrees in Economics, Psychology, and Industrial/Organizational Psychology from Radford University."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216314,"accession_number":"0001437749-24-023481","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q2 net income $1.87M ($0.31 EPS) vs $8.43M ($1.43 EPS) YoY, hit by merger costs","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $1.87M for H1 2024, down 78% from $8.43M in H1 2023; diluted EPS $0.31 vs $1.43.","Merger with Frontier Community Bank closed in Q2; consideration $16.35M ($14.3M stock, $2.05M cash).","Merger-related expense $2.74M; provision for credit loss on acquired loans $1.29M.","Acquired branches in Waynesboro, Staunton, Lynchburg, VA; new Roanoke branch planned fall 2024.","Total assets $1.81B; loan growth from acquisition; credit quality remains low-risk."],"consensus_eps_estimate":null,"consensus_eps_actual":0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":3736000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":216313,"accession_number":"0001437749-24-022482","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-07-10T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"Director William A. Peery retires; board size reduced from 14 to 13","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["William A. Peery retired from the Boards of National Bankshares and its subsidiary Bank effective July 8, 2024.","Retirement is for personal reasons and not related to any disagreement with company operations or policies.","Board of Directors amended Bylaws to decrease number of directors from 14 to 13, effective July 10, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235886,"accession_number":"0001437749-24-020091","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-06-12T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"National Bankshares appoints Alan J. Sweet to board, expands to 14 directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Alan J. Sweet appointed as director effective June 12, 2024.","Sweet had served as President & CEO of Frontier Community Bank since October 2010.","Board size increased from 13 to 14 via adoption of bylaw amendment to Article II, Section 2.2.","F. Brad Denardo remains Chairman, President and CEO."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235885,"accession_number":"0001437749-24-019043","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["2.01","8.01","9.01"],"status":"ready","headline":"National Bankshares closes $16.07M acquisition of Frontier Community Bank","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Deal valued at ~$16.07M; each FCB share exchanged for $14.48 cash or 0.4250 NKSH shares.","About 90% of FCB shares swapped for NKSH stock, 10% for cash per merger allocation.","National Bankshares now operates 27 offices with ~$1.8B in total assets.","Former FCB CEO Alan Sweet joins National Bankshares and bank boards.","Three former FCB branches in Virginia reopened as National Bank branches on June 3, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235884,"accession_number":"0001437749-24-017302","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"National Bankshares announces annual meeting voting results: directors elected, say-on-pay approved","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Stockholders elected five Class 1 directors (Ball, Dye, Miller, Ramsey, Reynolds) each with over 3.1M votes for.","Lutheria H. Smith elected as Class 3 director for two-year term with 3,132,260 votes for.","Advisory vote on executive compensation passed with 3,041,016 for (94.1% of votes cast).","Ratification of Yount, Hyde & Barbour as auditor approved with 4,527,738 for (99.2% of votes cast).","Quorum of 77.44% of outstanding shares represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235883,"accession_number":"0001437749-24-017098","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares declares $0.73 semi-annual dividend and renews share repurchase plan","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.73 per share payable June 3, 2024 to holders of record May 28, 2024.","Board authorized repurchase of up to 250,000 shares from June 1, 2024 to May 31, 2025.","CEO cited commitment to shareholder value and fundamental company strength."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235882,"accession_number":"0001437749-24-016868","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-05-15T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"National Bankshares increases board size from 12 to 13 directors","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board adopted amendment to Article II, Section 2.2 of Bylaws effective May 14, 2024.","Director count increased from 12 to 13 members.","No other changes to Bylaws; amendment is a standard governance update."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235881,"accession_number":"0001437749-24-014406","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-05-02T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares issues investor presentation; no material new information disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished under Regulation FD for use during investor and analyst meetings.","No financial results, earnings guidance, or material transactions were announced in the filing.","Exhibit content is a visual presentation; specific operational or financial details are not extractable.","Filing is a routine disclosure with no new forward-looking statements or changes to company outlook."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235880,"accession_number":"0001437749-24-013249","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q1 net income $2.17M ($0.37 EPS), down 52% YoY; Frontier Community Bank acquisition planned Q2","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.17M ($0.37 EPS) down from $4.53M ($0.77) YoY and $4.19M ($0.71) QoQ.","Higher interest expense on deposit costs compressed net interest margin; interest income improving as loans reprice.","Plans to acquire Frontier Community Bank in Q2 2024; new Roanoke branch construction underway.","Credit quality remains low risk; allowance for credit losses ratio decreased due to improved economic forecast.","Noninterest expense includes acquisition preparation costs; Q1 2023 had $441K proxy contest expenses."],"consensus_eps_estimate":null,"consensus_eps_actual":0.37,"consensus_revenue_estimate":null,"consensus_revenue_actual":1903000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253647,"accession_number":"0001437749-24-008693","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-03-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares releases investor presentation; no new material financial disclosures available","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Investor presentation issued on March 20, 2024 for use in meetings with investors and analysts.","Presentation content not provided in the filing text, so specific data or updates cannot be summarized.","No earnings, guidance, or operational changes disclosed in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253646,"accession_number":"0001437749-24-002199","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q4 net income $4.19M ($0.71 EPS) down 55% YoY; announces acquisition of Frontier Community Bank","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.19M ($0.71 EPS) in Q4 2023 vs $9.31M ($1.57 EPS) in Q4 2022; full-year $15.69M ($2.66 EPS) vs $25.93M ($4.33 EPS).","Net interest margin compressed due to 525 bps Fed rate hikes; deposit competition raised cost of funds.","Entered definitive agreement to acquire Frontier Community Bank (Waynesboro, VA); expands into Shenandoah Valley and central Virginia.","Paid $2.51 per share in dividends in 2023 ($1.51 regular + $1.00 special), payout ratio 94.21%.","Low credit risk; allowance for credit losses decreased, leading to recovery of provision."],"consensus_eps_estimate":null,"consensus_eps_actual":2.66,"consensus_revenue_estimate":null,"consensus_revenue_actual":7072000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253645,"accession_number":"0001193125-24-013660","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2024-01-24T23:59:59+00:00","items":["1.01","5.02","5.03","7.01","8.01","9.01"],"status":"ready","headline":"National Bankshares to acquire Frontier Community Bank for $14.48/share or 0.4250 NKSH shares","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Per share consideration: $14.48 cash or 0.4250 NKSH shares; overall mix targeted at 90% stock, 10% cash.","Closing expected in Q2 2024, subject to regulatory approvals, FCB shareholder vote (>2/3), and S-4 effectiveness.","NKSH board expands to 12 members; appoints a current FCB director post-closing; Lara Ramsey appointed director immediately.","All FCB directors and executive officers entered support agreements to vote in favor and 12-month non-compete.","Termination fee of $685,000 payable by FCB if it accepts a superior proposal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271087,"accession_number":"0001437749-23-030972","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"NKSH declares $0.78 semi-annual dividend; annual dividend up $0.01 to $1.51","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual cash dividend of $0.78 per share payable December 1, 2023 to holders of record November 20, 2023.","Total annual dividend for 2023 (excluding special dividend) is $1.51 per share, a $0.01 increase over 2022 annual dividend.","CEO noted high interest rates continue to squeeze profit margins but expressed confidence in the Company's solid balance sheet and growth prospects."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271086,"accession_number":"0001437749-23-029186","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-10-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares files 8-K with investor presentation; no specifics available","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company issued an investor presentation for use during meetings with investors and analysts.","Exhibit 99.1 is an image-only file; actual content not provided in this summary.","No financial results, guidance, or material events disclosed in the filing text.","Filing made under Regulation FD; information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271085,"accession_number":"0001437749-23-029107","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q3 net income $3.07M ($0.52 EPS) vs $6.16M ($1.03 EPS) a year ago","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income fell 50% YoY to $3.07M; basic EPS $0.52 vs $1.03 in Q3 2022.","Total assets $1.59 billion as of September 30, 2023.","Net interest margin compressed by higher deposit costs from Fed rate hikes.","Noninterest income dropped QoQ; Q2 gains from VISA stock sale ($2.97M) and BOLI payout ($1.04M) not repeated.","Dividend payout ratio 88.55% for first nine months; semiannual $0.73 and special $1.00 per share paid."],"consensus_eps_estimate":null,"consensus_eps_actual":1.95,"consensus_revenue_estimate":null,"consensus_revenue_actual":5370000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":271084,"accession_number":"0001437749-23-028054","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-10-11T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"National Bankshares enters employment agreements with three executives","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Base salaries set at $190,000 for COO Ramsey, $165,000 for CFO Jones, $190,600 for CCO Sanders.","Initial two-year term with automatic one-year renewals unless notice given.","Termination without cause or for good reason: Ramsey gets 24 months' salary/benefits; Jones and Sanders get 6 months.","Change-in-control severance: Ramsey and Jones receive 2.99x bonus; Sanders receives 1.50x.","Agreements include 12-month noncompete/nonsolicitation and clawback provisions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287963,"accession_number":"0001437749-23-020344","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q2 net income falls 30% to $3.9M; EPS $0.66 vs $0.93","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.9M ($0.66 EPS) vs $5.57M ($0.93 EPS) in Q2 2022, down 30%.","Six-month net income $8.43M ($1.43 EPS) vs $10.46M ($1.74 EPS) year ago.","Net interest margin compressed due to rising deposit costs outpacing loan yields.","Noninterest income boosted by $2.97M gain on VISA stock sale and $1.04M BOLI payout, offset by $3.34M loss on securities sale.","Paid $0.73 semiannual dividend in June plus $1.00 special dividend in Q1; total payout ratio 120.84% for H1 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":1.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":3535000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308345,"accession_number":"0001437749-23-013958","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-05-11T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"National Bankshares shareholders approve all five proposals at 2023 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected four Class 3 directors (Green, Johnson, Peery, Thompson) with >3.4M votes each; 79.4% quorum.","Approved 2023 Stock Incentive Plan (3,357,278 for, 227,841 against, 43,871 abstain).","Advisory vote approved executive compensation (3,336,556 for, 231,328 against); frequency set to one year.","Ratified Yount, Hyde & Barbour as independent auditor for 2023 (4,517,579 for, 85,735 against)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308344,"accession_number":"0001437749-23-013633","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-05-10T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"National Bankshares increases semi-annual dividend to $0.73, authorizes 250K share buyback","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Semi-annual dividend of $0.73 per share, payable June 1, 2023 to holders of record May 22, 2023.","Dividend increased from $0.72 per share paid in June 2022.","Board renewed stock repurchase plan for up to 250,000 shares from June 1, 2023 to May 31, 2024.","Management has not yet determined how many shares, if any, will be purchased under the plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308343,"accession_number":"0001437749-23-012950","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-05-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"National Bankshares furnishes investor presentation; content not available in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company issued investor presentation on May 8, 2023 for use with investors and analysts.","Presentation furnished as Exhibit 99.1; actual slides not included in the filing text provided.","No specific financial or strategic updates can be extracted from the available exhibit information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":308342,"accession_number":"0001437749-23-010747","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NKSH Q1 net income $4.53M ($0.77) vs $4.89M ($0.81) YoY; 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no settlement reached","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Driver Management Company LLC withdrew its nominees for election to National Bankshares' Board of Directors.","Withdrawal is not the result of any concessions or negotiated settlement with Driver.","Company urges shareholders to support its four nominees and the stock incentive plan at the May 9, 2023 Annual Meeting.","CEO F. Brad Denardo expressed gratitude for shareholder support and commitment to long-term strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327188,"accession_number":"0001437749-23-002377","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-02-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"National Bankshares Q4 EPS $1.57, full-year $4.33; core net income up 12.4% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income 2022: $25.93M ($4.33 EPS) vs $20.38M ($3.28) in 2021; Q4 net income $9.31M ($1.57) includes $3.02M after-tax gain from PE sale.","Core net income (ex-gain) $22.91M ($3.83 EPS) for year; grew 12.4% YoY driven by net interest income expansion.","Total assets $1.68B; loans grew 6.16% to $49.5M; deposits decreased $27.9M QoQ amid increased competition in Q4.","Unrealized loss on securities $103.07M due to rate hikes; stockholders' equity down 36% but bank remains well capitalized.","Q4 dividend $0.78/share; share repurchases 67,588 in Q4; combined payout ratio 58.95%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":6994000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":327187,"accession_number":"0001437749-23-000880","cik":796534,"company_name":"NATIONAL BANKSHARES INC","ticker":"NKSH","form_type":"8-K","filed_at":"2023-01-11T23:59:59+00:00","items":["5.03","8.01","9.01"],"status":"ready","headline":"National Bankshares declares special $1.00 per share cash dividend payable Feb 3, 2023","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $1.00 per common share declared on January 11, 2023.","Payable on February 3, 2023 to shareholders of record as of January 23, 2023.","One-time dividend funded by unanticipated payout from a broker-dealer investment acquisition and strong 2022 performance.","Bylaws amended for annual meeting date flexibility, proxy card color, and electronic notice; outdated provisions removed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":222607767.25920638,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-01-11T23:59:59+00:00|327187"}