{"filings":[{"id":470802,"accession_number":"0001547903-26-000033","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-05-15T20:08:03+00:00","items":["5.07"],"status":"ready","headline":"NMI Holdings Stockholders Elect Nine Directors, Approve Say-on-Pay and Ratify BDO as Auditor at 2026 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["All nine director nominees were elected: Bradley M. Shuster (61.8M for), Adam S. Pollitzer (65.1M for), Renu Agrawal (66.0M for), and six others, with broker non-votes of 2.9M.","Advisory vote on executive compensation passed with 61.1M for, 4.9M against, and 168K abstentions; broker non-votes were 2.9M.","Ratification of BDO USA, LLP as independent auditor for fiscal 2026 approved with 68.5M for, 537K against, and 9.6K abstentions.","A quorum of 90.64% was established from 76,156,368 outstanding shares as of the March 16, 2026 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93566,"accession_number":"0001547903-26-000027","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q1 net income $99.3M, EPS $1.28 flat YoY; revenue up 6% to $183.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $99.3M, diluted EPS $1.28 flat YoY; adjusted net income $99.4M, adjusted EPS $1.28.","Total revenue $183.5M (+6% YoY); net premiums earned $154.8M (+4% YoY).","Loss ratio 13.3% vs 3.0% YoY; claims expense $20.7M vs $4.5M YoY, up 361%.","Primary insurance-in-force $222.3B (+5% YoY); NIW $12.3B (+33% YoY).","Book value per share ex-U&L $35.46, up 15% YoY; annualized ROE 15.2% vs 18.1% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":183475000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105297,"accession_number":"0001547903-26-000012","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"NMI Holdings appoints Renu Agrawal as independent director, board expands to 10","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Renu Agrawal appointed as independent director effective February 12, 2026; board expands from 9 to 10 members.","She will serve on Audit Committee and Risk Committee; receives annual cash retainer of $120,000 (prorated) and equity retainer of $170,000 in RSUs vesting 1 year.","Additional RSU grant of $170,000 vesting in equal installments over 2 years; subject to stock ownership guidelines.","Agrawal brings banking and insurance expertise; previously COO of Wells Fargo Financial Institutions Group and board member at First Interstate BancSystem."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105296,"accession_number":"0001547903-26-000004","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $94.2M ($1.20 EPS); FY 2025 record results, insurance-in-force up 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $94.2M ($1.20 diluted EPS) vs $86.2M ($1.07) in Q4 2024; adjusted EPS $1.20.","Full-year 2025 net income $388.9M ($4.92 EPS) vs $360.1M ($4.43) in 2024; record annual results.","Primary insurance-in-force $221.4B (+5% YoY); new insurance written $14.2B (+19% YoY).","Q4 loss ratio 13.9% (vs 12.0% YoY); expense ratio 20.4% (vs 21.7% YoY); underwriting expenses flat.","Book value per share ex-unrealized gains $34.58 (+16% YoY); annualized ROE 14.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":706440000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121572,"accession_number":"0001547903-25-000101","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q3 net income $96M ($1.22 EPS); revenue $178.7M; insurance-in-force up 5% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $96.0M ($1.22 diluted EPS) vs $92.8M ($1.15) YoY; adjusted EPS $1.21.","Total revenue $178.7M, up 8% YoY; net premiums earned $151.3M, up 6% YoY.","Primary insurance-in-force $218.4B, up 2% QoQ and 5% YoY; NIW $13.0B.","Claims expenses $18.6M, loss ratio 12.3% (vs 7.2% YoY); expense ratio improved to 19.3%.","Book value per share ex. unrealized gains $33.32, up 4% QoQ and 16% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":525704000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138232,"accession_number":"0001547903-25-000092","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 net income $96.2M, EPS $1.21; loss ratio rises to 9.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $96.2M ($1.21 diluted EPS) vs $102.6M Q1 and $92.1M prior-year Q2.","Adjusted net income $96.5M ($1.22 adj. EPS); total revenue $173.8M, up 7% YoY.","Loss ratio 9.0% vs 3.0% Q1 and 0.2% Q2 2024; claims $13.4M vs $0.3M year ago.","Insurance-in-force $214.7B, +2% QoQ; book value ex-unrealized $32.08, +16% YoY.","Expense ratio improved to 19.8% from 20.2% Q1; adj. ROE 16.3% vs 19.4% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":347025000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155681,"accession_number":"0001547903-25-000076","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"NMIH stockholders elect all nine directors, approve say-on-pay, ratify BDO auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All director nominees elected with 62–67 million votes for each; broker non-votes ~3.37 million.","Advisory vote on executive compensation approved: ~63.1 million for, ~4.4 million against.","Stockholders chose a 1-year frequency for future say-on-pay votes (~63 million votes).","Ratification of BDO USA as independent auditor for FY2025 passed: ~70.2 million for, ~0.7 against.","Quorum established with 90.64% of ~78.2 million outstanding shares present."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155680,"accession_number":"0001547903-25-000059","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings posts record Q1 2025 net income $102.6M, diluted EPS $1.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $102.6M ($1.28 diluted EPS) vs $89.0M ($1.08) in Q1 2024, up 15% and 18% respectively.","Total revenue $173.2M, net premiums earned $149.4M, both up 9% YoY.","Loss ratio improved to 3.0% from 12.0% in prior quarter; expense ratio 20.2% vs 21.7%.","Primary insurance-in-force $211.3B (+6% YoY); book value per share (ex-unrealized) $30.85 (+17% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":173246000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174166,"accession_number":"0001547903-25-000004","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $86.2M ($1.07 EPS); full year EPS $4.43; $250M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $86.2M ($1.07 diluted) vs $83.4M ($1.01) in Q4 2023, up 3.4%.","Full year 2024 net income $360.1M ($4.43 diluted) vs $322.1M ($3.84) in 2023, up 11.8%.","Adjusted net income Q4 2024 $86.1M ($1.07 diluted); full year $365.6M ($4.50 diluted).","Board authorized an additional $250M share repurchase program."],"consensus_eps_estimate":null,"consensus_eps_actual":4.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":650971000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191112,"accession_number":"0001547903-24-000158","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q3 net income $92.8M, EPS $1.15; insurance-in-force $207.5B; new reinsurance deals","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $92.8M ($1.15 diluted EPS), up 11% YoY; adjusted diluted EPS $1.15.","Total revenue $166.1M (+12% YoY); net premiums earned $143.3M (+10% YoY).","Primary insurance-in-force $207.5B (+7% YoY); new insurance written $12.2B (+8% YoY).","Loss ratio 7.2% (vs 3.7% YoY) as claims expenses rose to $10.3M from $4.8M.","Entered new quota share and excess-of-loss reinsurance agreements covering 2025-2027."],"consensus_eps_estimate":null,"consensus_eps_actual":3.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":484467000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207580,"accession_number":"0001547903-24-000138","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 net income $92.1M ($1.13 diluted EPS), record quarter","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Net income $92.1M ($1.13 diluted EPS) vs $89.0M ($1.08) in Q1 2024 and $80.3M ($0.95) in Q2 2023.","Adjusted net income $97.6M ($1.20 diluted EPS) vs $89.0M ($1.08) in Q1 2024 and $80.3M ($0.95) in Q2 2023.","Second quarter marked record financial results for NMI Holdings."],"consensus_eps_estimate":null,"consensus_eps_actual":2.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":318375000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225027,"accession_number":"0001193125-24-144008","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"NMI Holdings closes $425M offering of 6.000% Senior Notes due 2029; will redeem 7.375% 2025 Notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $425M aggregate principal of 6.000% Senior Notes due Aug 15, 2029; net proceeds ~$414.3M after underwriting discount.","Proceeds used to satisfy and redeem all outstanding 7.375% Senior Secured Notes due 2025 and for general corporate purposes.","New notes rank unsecured and unsubordinated; effectively subordinated to secured debt and structurally subordinated to subsidiary liabilities.","Terminated 2021 Revolving Credit Facility; entered new Credit Agreement with Royal Bank of Canada as agent, maturing in 5 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225026,"accession_number":"0001547903-24-000111","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"NMIH shareholders approve officer exculpation; retire 250K Class B shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended certificate to provide officer exculpation under Delaware law; 60.98M votes for, 7.91M against.","Retired 250,000 already-converted Class B shares; total authorized capital reduced to 260 million shares.","Elected 9 directors including Bradley Shuster (64.1M for), Adam Pollitzer (67.9M for), and others.","Advisory say-on-pay approved with 65.2M for, 3.7M against; BDO USA ratified as auditor.","Amended and restated bylaws with technical DGCL updates and obsolete provision removals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225025,"accession_number":"0001193125-24-134340","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"NMI Holdings prices $425M 6.0% notes due 2029 to redeem existing 7.375% secured notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced $425M aggregate principal of 6.000% senior unsecured notes due August 15, 2029; closing expected May 21, 2024.","Net proceeds to redeem $400M of 7.375% senior secured notes due 2025; remainder for general corporate purposes.","Entered into a new $250M five-year unsecured revolving credit facility, undrawn at inception.","Underwriters: RBC, Goldman Sachs, BMO, Citigroup, Truist; co-managers: Huntington, U.S. Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225024,"accession_number":"0001547903-24-000101","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q1 net income $89M ($1.08 EPS), record results; insurance-in-force up 7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.08, up 24% YoY; adjusted EPS also $1.08.","Total revenue $156.3M, up 14% YoY; net premiums earned $136.7M (+12%).","Primary insurance-in-force $199.4B, up 1% QoQ and 7% YoY.","Loss ratio improved to 2.7% from 5.5% a year ago; expense ratio 21.8%.","Annualized ROE 18.2%; book value per share (ex-U/L) $26.42, up 17% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":156253000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}