{"filings":[{"id":1967677,"accession_number":"0001547903-26-000037","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-07-30T20:03:58+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings reports record Q2 net income of $105.8M, diluted EPS $1.38, up 14% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $105.8M ($1.38 diluted EPS) vs $96.2M ($1.21) in Q2 2025, up 10% and 14% respectively.","Primary insurance-in-force $227.1B, up 6% YoY; new insurance written $16.1B, up 29% YoY.","Loss ratio improved to 8.3% from 9.0% YoY and 13.3% QoQ; expense ratio 19.4%.","Book value per share ex unrealized gains $36.88, up 15% YoY; annualized adjusted ROE 15.9%.","Total revenue $187.9M, up 8% YoY; net premiums earned $157.5M, up 6% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":470802,"accession_number":"0001547903-26-000033","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-05-15T20:08:03+00:00","items":["5.07"],"status":"ready","headline":"NMI Holdings Stockholders Elect Nine Directors, Approve Say-on-Pay and Ratify BDO as Auditor at 2026 Annual Meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["All nine director nominees were elected: Bradley M. Shuster (61.8M for), Adam S. Pollitzer (65.1M for), Renu Agrawal (66.0M for), and six others, with broker non-votes of 2.9M.","Advisory vote on executive compensation passed with 61.1M for, 4.9M against, and 168K abstentions; broker non-votes were 2.9M.","Ratification of BDO USA, LLP as independent auditor for fiscal 2026 approved with 68.5M for, 537K against, and 9.6K abstentions.","A quorum of 90.64% was established from 76,156,368 outstanding shares as of the March 16, 2026 record date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":93566,"accession_number":"0001547903-26-000027","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q1 net income $99.3M, EPS $1.28 flat YoY; revenue up 6% to $183.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $99.3M, diluted EPS $1.28 flat YoY; adjusted net income $99.4M, adjusted EPS $1.28.","Total revenue $183.5M (+6% YoY); net premiums earned $154.8M (+4% YoY).","Loss ratio 13.3% vs 3.0% YoY; claims expense $20.7M vs $4.5M YoY, up 361%.","Primary insurance-in-force $222.3B (+5% YoY); NIW $12.3B (+33% YoY).","Book value per share ex-U&L $35.46, up 15% YoY; annualized ROE 15.2% vs 18.1% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":183475000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105297,"accession_number":"0001547903-26-000012","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-02-12T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"NMI Holdings appoints Renu Agrawal as independent director, board expands to 10","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Renu Agrawal appointed as independent director effective February 12, 2026; board expands from 9 to 10 members.","She will serve on Audit Committee and Risk Committee; receives annual cash retainer of $120,000 (prorated) and equity retainer of $170,000 in RSUs vesting 1 year.","Additional RSU grant of $170,000 vesting in equal installments over 2 years; subject to stock ownership guidelines.","Agrawal brings banking and insurance expertise; previously COO of Wells Fargo Financial Institutions Group and board member at First Interstate BancSystem."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":105296,"accession_number":"0001547903-26-000004","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2026-02-10T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $94.2M ($1.20 EPS); FY 2025 record results, insurance-in-force up 5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $94.2M ($1.20 diluted EPS) vs $86.2M ($1.07) in Q4 2024; adjusted EPS $1.20.","Full-year 2025 net income $388.9M ($4.92 EPS) vs $360.1M ($4.43) in 2024; record annual results.","Primary insurance-in-force $221.4B (+5% YoY); new insurance written $14.2B (+19% YoY).","Q4 loss ratio 13.9% (vs 12.0% YoY); expense ratio 20.4% (vs 21.7% YoY); underwriting expenses flat.","Book value per share ex-unrealized gains $34.58 (+16% YoY); annualized ROE 14.8%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":706440000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":121572,"accession_number":"0001547903-25-000101","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-11-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q3 net income $96M ($1.22 EPS); revenue $178.7M; insurance-in-force up 5% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $96.0M ($1.22 diluted EPS) vs $92.8M ($1.15) YoY; adjusted EPS $1.21.","Total revenue $178.7M, up 8% YoY; net premiums earned $151.3M, up 6% YoY.","Primary insurance-in-force $218.4B, up 2% QoQ and 5% YoY; NIW $13.0B.","Claims expenses $18.6M, loss ratio 12.3% (vs 7.2% YoY); expense ratio improved to 19.3%.","Book value per share ex. unrealized gains $33.32, up 4% QoQ and 16% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":525704000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":138232,"accession_number":"0001547903-25-000092","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-07-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 net income $96.2M, EPS $1.21; loss ratio rises to 9.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $96.2M ($1.21 diluted EPS) vs $102.6M Q1 and $92.1M prior-year Q2.","Adjusted net income $96.5M ($1.22 adj. EPS); total revenue $173.8M, up 7% YoY.","Loss ratio 9.0% vs 3.0% Q1 and 0.2% Q2 2024; claims $13.4M vs $0.3M year ago.","Insurance-in-force $214.7B, +2% QoQ; book value ex-unrealized $32.08, +16% YoY.","Expense ratio improved to 19.8% from 20.2% Q1; adj. ROE 16.3% vs 19.4% prior year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":347025000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155681,"accession_number":"0001547903-25-000076","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-05-09T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"NMIH stockholders elect all nine directors, approve say-on-pay, ratify BDO auditor at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All director nominees elected with 62–67 million votes for each; broker non-votes ~3.37 million.","Advisory vote on executive compensation approved: ~63.1 million for, ~4.4 million against.","Stockholders chose a 1-year frequency for future say-on-pay votes (~63 million votes).","Ratification of BDO USA as independent auditor for FY2025 passed: ~70.2 million for, ~0.7 against.","Quorum established with 90.64% of ~78.2 million outstanding shares present."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":155680,"accession_number":"0001547903-25-000059","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings posts record Q1 2025 net income $102.6M, diluted EPS $1.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $102.6M ($1.28 diluted EPS) vs $89.0M ($1.08) in Q1 2024, up 15% and 18% respectively.","Total revenue $173.2M, net premiums earned $149.4M, both up 9% YoY.","Loss ratio improved to 3.0% from 12.0% in prior quarter; expense ratio 20.2% vs 21.7%.","Primary insurance-in-force $211.3B (+6% YoY); book value per share (ex-unrealized) $30.85 (+17% YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.28,"consensus_revenue_estimate":null,"consensus_revenue_actual":173246000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":174166,"accession_number":"0001547903-25-000004","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2025-02-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $86.2M ($1.07 EPS); full year EPS $4.43; $250M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2024 net income $86.2M ($1.07 diluted) vs $83.4M ($1.01) in Q4 2023, up 3.4%.","Full year 2024 net income $360.1M ($4.43 diluted) vs $322.1M ($3.84) in 2023, up 11.8%.","Adjusted net income Q4 2024 $86.1M ($1.07 diluted); full year $365.6M ($4.50 diluted).","Board authorized an additional $250M share repurchase program."],"consensus_eps_estimate":null,"consensus_eps_actual":4.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":650971000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":191112,"accession_number":"0001547903-24-000158","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q3 net income $92.8M, EPS $1.15; insurance-in-force $207.5B; new reinsurance deals","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $92.8M ($1.15 diluted EPS), up 11% YoY; adjusted diluted EPS $1.15.","Total revenue $166.1M (+12% YoY); net premiums earned $143.3M (+10% YoY).","Primary insurance-in-force $207.5B (+7% YoY); new insurance written $12.2B (+8% YoY).","Loss ratio 7.2% (vs 3.7% YoY) as claims expenses rose to $10.3M from $4.8M.","Entered new quota share and excess-of-loss reinsurance agreements covering 2025-2027."],"consensus_eps_estimate":null,"consensus_eps_actual":3.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":484467000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":207580,"accession_number":"0001547903-24-000138","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 net income $92.1M ($1.13 diluted EPS), record quarter","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Net income $92.1M ($1.13 diluted EPS) vs $89.0M ($1.08) in Q1 2024 and $80.3M ($0.95) in Q2 2023.","Adjusted net income $97.6M ($1.20 diluted EPS) vs $89.0M ($1.08) in Q1 2024 and $80.3M ($0.95) in Q2 2023.","Second quarter marked record financial results for NMI Holdings."],"consensus_eps_estimate":null,"consensus_eps_actual":2.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":318375000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225027,"accession_number":"0001193125-24-144008","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"NMI Holdings closes $425M offering of 6.000% Senior Notes due 2029; will redeem 7.375% 2025 Notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $425M aggregate principal of 6.000% Senior Notes due Aug 15, 2029; net proceeds ~$414.3M after underwriting discount.","Proceeds used to satisfy and redeem all outstanding 7.375% Senior Secured Notes due 2025 and for general corporate purposes.","New notes rank unsecured and unsubordinated; effectively subordinated to secured debt and structurally subordinated to subsidiary liabilities.","Terminated 2021 Revolving Credit Facility; entered new Credit Agreement with Royal Bank of Canada as agent, maturing in 5 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225026,"accession_number":"0001547903-24-000111","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-10T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"NMIH shareholders approve officer exculpation; retire 250K Class B shares","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amended certificate to provide officer exculpation under Delaware law; 60.98M votes for, 7.91M against.","Retired 250,000 already-converted Class B shares; total authorized capital reduced to 260 million shares.","Elected 9 directors including Bradley Shuster (64.1M for), Adam Pollitzer (67.9M for), and others.","Advisory say-on-pay approved with 65.2M for, 3.7M against; BDO USA ratified as auditor.","Amended and restated bylaws with technical DGCL updates and obsolete provision removals."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225025,"accession_number":"0001193125-24-134340","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"NMI Holdings prices $425M 6.0% notes due 2029 to redeem existing 7.375% secured notes","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Priced $425M aggregate principal of 6.000% senior unsecured notes due August 15, 2029; closing expected May 21, 2024.","Net proceeds to redeem $400M of 7.375% senior secured notes due 2025; remainder for general corporate purposes.","Entered into a new $250M five-year unsecured revolving credit facility, undrawn at inception.","Underwriters: RBC, Goldman Sachs, BMO, Citigroup, Truist; co-managers: Huntington, U.S. Bancorp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":225024,"accession_number":"0001547903-24-000101","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-04-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q1 net income $89M ($1.08 EPS), record results; insurance-in-force up 7% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.08, up 24% YoY; adjusted EPS also $1.08.","Total revenue $156.3M, up 14% YoY; net premiums earned $136.7M (+12%).","Primary insurance-in-force $199.4B, up 1% QoQ and 7% YoY.","Loss ratio improved to 2.7% from 5.5% a year ago; expense ratio 21.8%.","Annualized ROE 18.2%; book value per share (ex-U/L) $26.42, up 17% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.08,"consensus_revenue_estimate":null,"consensus_revenue_actual":156253000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244260,"accession_number":"0001547903-24-000041","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-03-04T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"NMI Holdings names Aurora Swithenbank CFO effective May 1, 2024; Ravi Mallela exits","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Swithenbank previously CFO at Vantage Group Holdings and Partner at Goldman Sachs.","Base salary $505,000; target annual bonus 100% of base; one-time inducement RSUs of $1.5M.","Mallela to stay through transition; severance $252,500 (6-mo salary) plus COBRA and ~$350K in accelerated RSUs.","Departure not due to any disagreement over financial disclosures or operations.","Swithenbank also receives $25K relocation bonus, $5K/mo housing allowance for 6 months, and travel tickets."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":244259,"accession_number":"0001547903-24-000033","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2024-02-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $83.4M ($1.01 EPS); full year EPS $3.84 vs $3.39","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2023 net income of $83.4M ($1.01 diluted EPS) vs $84.0M ($1.00) in Q3 and $72.9M ($0.86) in Q4 2022.","Full year 2023 net income $322.1M ($3.84 diluted EPS) vs $292.9M ($3.39) in 2022, up ~10%.","Adjusted net income matched GAAP net income for both periods; no adjustment items.","Sequential EPS slightly down ($1.01 vs $1.00) but net income flat; YoY comparison shows strong growth."],"consensus_eps_estimate":null,"consensus_eps_actual":3.84,"consensus_revenue_estimate":null,"consensus_revenue_actual":579003000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":261677,"accession_number":"0001547903-23-000136","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q3 net income $84M ($1.00 EPS), record profitability; insurance-in-force up 9% YoY to $194.8B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $84.0M ($1.00 diluted EPS), up 5% QoQ and 9% YoY; record Q3 profitability.","Total revenue $148.2M, net premiums earned $130.1M (+10% YoY); insurance-in-force $194.8B (+9% YoY).","New insurance written $11.3B, down 34% YoY reflecting market conditions; loss ratio 3.7%.","Adjusted book value per share $24.56, up 18% YoY; annualized ROE 19.0%."],"consensus_eps_estimate":null,"consensus_eps_actual":2.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":427623000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278897,"accession_number":"0001547903-23-000125","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-09-14T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"NMI Holdings appoints John Erickson to board, expanding to ten members","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Erickson appointed as independent director effective Sept 14, 2023; board expands to ten members.","Erickson will serve on the Audit Committee and Risk Committee.","Compensation: $110K prorated cash retainer, $105K prorated equity RSU, plus $140K RSU vesting over 2-3 years.","Erickson is a former Union Bank exec with 40 years in financial services.","Currently serves on boards of Bank of Hawaii Corp. and Luther Burbank Corp."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":278896,"accession_number":"0001547903-23-000111","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 net income $80.3M ($0.95 EPS); announces $200M share buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $80.3M ($0.95 EPS); net premiums earned $126.0M, up 4% YoY.","Primary insurance-in-force $191.3B, up 13% YoY from $168.6B.","Book value per share ex-unrealized gains $23.53, up 18% YoY; ROE 18.6%.","Board authorized additional $200M share repurchase program through Dec 31, 2025.","Loss ratio 2.3% vs 5.5% prior quarter; expense ratio improved to 21.8% from 25.4% YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":1.83,"consensus_revenue_estimate":null,"consensus_revenue_actual":279464000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":297167,"accession_number":"0001547903-23-000090","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-05-11T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"NMI Holdings annual meeting elects all nine directors, approves say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["95.23% of outstanding shares (83.5M) were present at the May 11, 2023 annual meeting.","All nine director nominees elected; Bradley Shuster received 69.5M for, 8.1M withheld.","Advisory vote on executive compensation passed with 70.0M for, 7.4M against, 0.2M abstain.","Ratification of BDO USA as auditor for FY2023 approved: 78.9M for, 0.6M against.","Broker non-votes of 1.85M shares on director elections and say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":297166,"accession_number":"0001547903-23-000084","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q1 net income $74.5M ($0.88 diluted), revenue $136.8M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $74.5M ($0.88 diluted) up 10% from $67.7M ($0.77) in Q1 2022.","Total revenue $136.8M vs $127.4M YoY; net premiums earned $121.8M up 5%.","Primary insurance-in-force $186.7B, up 18% from $158.9B a year ago.","Book value per share ex unrealized gains/losses $22.56, up 19% YoY.","Underwriting & operating expenses $25.8M, down 22% from $32.9M YoY."],"consensus_eps_estimate":null,"consensus_eps_actual":0.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":136779000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":317543,"accession_number":"0001547903-23-000031","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2023-02-14T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q4 net income $72.9M ($0.86 EPS), up 20% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2022 $72.9M ($0.86 diluted), up from $60.5M ($0.69) in Q4 2021.","Full year 2022 net income $292.9M ($3.39 diluted), up from $231.1M ($2.65) in 2021.","Adjusted net income Q4 2022 $72.9M ($0.86) vs $63.5M ($0.73) in Q4 2021.","Sequentially, net income declined from Q3 2022's $76.8M ($0.90) to $72.9M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":523345000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335772,"accession_number":"0001547903-22-000175","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-11-10T23:59:59+00:00","items":["5.02","5.03","9.01"],"status":"ready","headline":"NMI Holdings CAO Julie Norberg departs; board adopts amended bylaws","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Julie Norberg left as CAO on Nov 10, 2022; departure not related to accounting or disagreements.","Board adopted Fourth Amended and Restated Bylaws effective Nov 10, 2022.","Bylaws incorporate universal proxy card rules and designate Delaware courts as exclusive forum for certain claims.","New Section 6.7 also designates federal courts for Securities Act claims."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":335771,"accession_number":"0001547903-22-000163","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-11-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q3 net income $76.8M ($0.90 diluted EPS), up 27% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $76.8M compared to $60.2M in Q3 2021, a 27% increase.","Diluted EPS of $0.90 versus $0.86 in Q2 2022 and $0.69 in Q3 2021.","Adjusted net income also $76.8M ($0.90 diluted EPS), matching GAAP results."],"consensus_eps_estimate":null,"consensus_eps_actual":2.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":390238000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":353209,"accession_number":"0001547903-22-000146","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-08-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q2 EPS $0.86 up 32% YoY; announces new quota share reinsurance deal","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $75.4M ($0.86 diluted EPS) vs. $67.7M ($0.77) in Q1 2022 and $57.5M ($0.65) in Q2 2021.","Adjusted net income of $74.3M ($0.86 diluted) vs. $67.5M ($0.77) in Q1 2022 and $58.1M ($0.67) in Q2 2021.","New quota share reinsurance agreement announced; financial terms not disclosed in the release."],"consensus_eps_estimate":null,"consensus_eps_actual":1.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":259661000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370883,"accession_number":"0001547903-22-000106","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-05-13T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"NMI Holdings shareholders re-elect directors, approve compensation despite 36% say-on-pay opposition","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees elected; Bradley Shuster, Adam Pollitzer, and others received >75M votes each.","Advisory say-on-pay passed with 49.7M for, 27.8M against (36% opposed); non-binding.","Amended and Restated 2014 Omnibus Incentive Plan approved with 74.6M for, 3.1M against.","Ratification of BDO USA as independent auditor for FY2022 approved with 79.4M for, 0.9M against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":370882,"accession_number":"0001547903-22-000089","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-05-04T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMIH Q1 net income $67.7M ($0.77 EPS), up 28% YoY; announces $290M reinsurance deal","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Net income $67.7M ($0.77 diluted EPS) vs $52.9M ($0.61) in Q1 2021, a 28% increase.","Adjusted net income $67.5M ($0.77 diluted) vs $53.4M ($0.62) in Q1 2021.","Announced a $290 million excess of loss reinsurance agreement to manage risk."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":127441000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":389920,"accession_number":"0001547903-22-000058","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K/A","filed_at":"2022-02-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings amends Q4 2021 results to correct typo in portfolio table","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Corrected primary portfolio trends as of Dec 31, 2021: insurance in force $152.3B, risk in force $38.7B.","New insurance written $18.3B for Q4 2021; net premium yield 0.31%.","Default rate improved to 1.22% from 3.06% a year ago; loans in default 6,227.","Annual persistency 63.8%, quarterly run-off 6.7%.","Amendment solely fixes a typographical error in original Feb 15, 2022 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":389921,"accession_number":"0001547903-22-000050","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2022-02-15T23:59:59+00:00","items":["2.02","8.01","9.01"],"status":"ready","headline":"NMIH Q4 net income $60.5M, EPS $0.69, up 25% YoY; $125M buyback authorized","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2021 net income $60.5M ($0.69 diluted EPS) vs $48.3M ($0.56) in Q4 2020.","Full year 2021 net income $231.1M ($2.65 diluted EPS) vs $171.6M ($2.13) in 2020.","Adjusted net income Q4 $63.5M ($0.73 diluted EPS); full year $236.8M ($2.73).","Board approved new $125M share repurchase program through December 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":2.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":485072000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407892,"accession_number":"0001547903-21-000188","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-12-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"NMI Holdings appoints Ravi Mallela as EVP & CFO, effective Jan 10, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ravi Mallela appointed EVP & CFO effective Jan 10, 2022; replaces Adam Pollitzer who becomes President & CEO on Jan 1, 2022.","Compensation: base salary $480k, target annual bonus 100% of base, equity target 175% of base, and $30k/yr executive cash allowance.","One-time make-whole equity award $1.87M and inducement award $380k in RSUs, vesting 40% each 1st/2nd anniv, 20% 3rd anniv.","One-time make-whole cash bonus $370k (clawback if leave before 3rd anniv) and relocation bonus $50k (clawback if leave before 1st year).","Mallela previously EVP, CFO and Treasurer of First Hawaiian, Inc.; brings experience in capital management and finance leadership."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407891,"accession_number":"0001547903-21-000180","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-11-30T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"NMI Holdings amends revolver, ups capacity to $250M, extends maturity to Nov 2025","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Revolver capacity increased to $250M; maturity extended to November 2025 from Feb 2023.","No amounts borrowed under the facility; company cites enhanced financial flexibility.","Lender group expanded; JPMorgan, Citibank, RBC, Truist, BMO, Goldman Sachs, US Bank.","Facility secured by first-priority liens on substantially all assets of NMI and guarantor.","Covenants include debt-to-cap ratio ≤ 35%, NMIC statutory capital ≥ $1.29B threshold."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407890,"accession_number":"0001547903-21-000175","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-11-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"NMI Holdings COO Patrick Mathis to retire April 1, 2022; Fitzgerald and Yousaf promoted to EVP roles","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Patrick Mathis, EVP and COO, to retire effective April 1, 2022; separation agreement includes health coverage and accelerated vesting.","Norm Fitzgerald promoted to EVP and Chief Sales Officer effective Jan 1, 2022; previously SVP and Chief Sales Officer.","Mohammad Yousaf promoted to EVP, Operations and IT effective Jan 1, 2022; previously SVP and Chief Business Transformation Officer.","Mathis joined National MI in 2012 as Chief Risk Officer and served as COO since 2018.","Promotions are part of orderly succession; company thanks Mathis for his nearly 10 years of service."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":407889,"accession_number":"0001547903-21-000164","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-11-02T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings Q3 net income $60.2M, diluted EPS $0.69, adjusted EPS $0.71","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $60.2M ($0.69 diluted EPS) vs $57.5M in Q2 2021 and $38.2M in Q3 2020.","Adjusted net income of $61.8M ($0.71 diluted EPS) vs $58.1M in Q2 2021 and $40.4M in Q3 2020.","Diluted EPS grew 53% year-over-year from $0.45 to $0.69."],"consensus_eps_estimate":null,"consensus_eps_actual":1.96,"consensus_revenue_estimate":null,"consensus_revenue_actual":360000000.0,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":426915,"accession_number":"0001547903-21-000153","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-09-09T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"NMI Holdings names Adam Pollitzer CEO effective Jan 1, 2022; Claudia Merkle to depart","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Adam Pollitzer, current EVP/CFO, appointed President and CEO effective Jan 1, 2022, and will join Board.","Claudia Merkle steps down as CEO and from Board effective Dec 31, 2021.","Pollitzer receives $800K base salary, 150% bonus target, enhanced change-in-control severance (2x salary plus bonus).","Merkle eligible for 2021 STI payment, placement services, accelerated vesting of stock options and RSUs.","Board cites deliberate succession planning; Pollitzer instrumental in corporate strategy and financial success since 2017."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":426914,"accession_number":"0001547903-21-000141","cik":1547903,"company_name":"NMI Holdings, Inc.","ticker":"NMIH","form_type":"8-K","filed_at":"2021-08-03T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NMI Holdings reports Q2 2021 net income $57.5M ($0.65 EPS); adjusted EPS $0.67","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Net income of $57.5M ($0.65 diluted EPS) vs. $26.8M ($0.36) in Q2 2020, more than doubling YoY.","Adjusted net income of $58.1M ($0.67 adjusted diluted EPS) vs. $29.7M ($0.40) in Q2 2020.","Sequential improvement from Q1 2021 net income of $52.9M ($0.61 EPS) and adjusted net income of $53.4M ($0.62).","Company continues strong earnings momentum; full press release not available in excerpt for full details."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":235959000.0,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":2785889246.779225,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}