{"filings":[{"id":2106290,"accession_number":"0001258602-26-000041","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-08-06T20:17:27+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q2 GAAP net income $66.7M vs $181.5M; prior year included $175M ALLO gain","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $66.7M ($1.85/sh) vs $181.5M ($4.97/sh) in Q2 2025; prior year included $175M gain from ALLO redemption.","Excluding ALLO gain, prior year net income was $48.5M ($1.32/sh); current year results improved.","AGM acquired $3.07B consumer loans in Q2, including $2.86B Pay Later receivables; consumer loan portfolio grew to $1.21B.","Loan Servicing revenue $132.2M (+9.5% YoY) driven by NDS Canada acquisition and consumer servicing growth.","Board declared Q3 dividend $0.33/sh, payable Sept 15, 2026 to holders of record Sept 1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1950676,"accession_number":"0001258602-26-000037","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-07-30T12:48:39+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q2 2026 Call Report with FDIC; no specific results disclosed","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for quarter ended June 30, 2026 with the FDIC.","Public portions of the Call Report are available on the FDIC's website.","No financial figures or material updates are provided in this 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":499316,"accession_number":"0001258602-26-000035","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-05-18T20:12:46+00:00","items":["5.07","9.01"],"status":"ready","headline":"Nelnet shareholders approve all four proposals at 2026 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All three Class III director nominees elected with over 119M shares For each.","Ratification of KPMG as auditor approved with 125.3M For, 79K Against.","Amendments to Directors Stock Compensation Plan approved to include Nelnet Bank directors.","Advisory vote on executive compensation passed with 123.5M For."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91801,"accession_number":"0001258602-26-000032","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-05-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q1 GAAP EPS $1.97 vs $2.26 YoY; revenue rises in loan servicing, education tech","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $71.1M ($1.97/diluted share) vs $82.6M ($2.26) year ago; adjusted net income $69.9M ($1.94).","Loan Servicing & Systems revenue $127.8M (+6% YoY) driven by Feb 2026 acquisition of NDS Canada (2.7M borrowers).","Education Tech & Payments revenue $154.4M; net income $36.3M vs $36.1M (seasonally strong Q1).","AGM net interest income $67.5M (up from $52.9M); provision for loan losses $48.5M primarily due to Pay Later receivables growth ($766.2M balance).","Board declared $0.33/share dividend payable June 15, 2026, record June 1."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91800,"accession_number":"0001258602-26-000028","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-04-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank Q1 2026 Call Report filed with FDIC; no financial details disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for quarter ended March 31, 2026, with the FDIC.","Public portions of the Call Report are available on the FDIC's website.","No financial results or other material information provided in the 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":91799,"accession_number":"0001258602-26-000023","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-04-02T23:59:59+00:00","items":["1.01","1.02","2.03","9.01"],"status":"ready","headline":"Nelnet enters $435M unsecured credit line, terminates prior $495M facility","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["New $435M unsecured revolving credit facility dated March 31, 2026, maturing March 31, 2031.","Initial outstanding balance is $0; proceeds available for general corporate purposes.","Terminated the prior $495M unsecured credit agreement (Sept 2021) which had no outstanding balance.","The new facility includes financial covenants: minimum net worth, EBITDA/indebtedness ratio, asset quality test.","Guaranteed by certain subsidiaries; contains customary events of default."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102147,"accession_number":"0001258602-26-000016","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-03-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Adam Peterson resigns from Nelnet board effective March 23, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Resignation for business and personal reasons; not due to disagreement with company.","Effective immediately; no replacement named or board size change disclosed.","Board and management thanked Peterson for his service and contributions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102146,"accession_number":"0001258602-26-000013","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-02-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q4 GAAP EPS $1.60 vs $1.73 YoY; record annual net income of $428.5M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 GAAP net income $57.8M ($1.60/diluted share) vs $63.2M ($1.73); adjusted EPS $1.56.","Full-year 2025 GAAP net income $428.5M ($11.79/share), up from $184.0M ($5.02) in 2024.","AGM net interest income rose to $63.5M, aided by $744.2M in Klarna Pay Later receivables.","Loan Servicing and Systems revenue fell to $116.6M; segment net income dropped to $8.9M.","Solar construction business sold in Nov 2025; Q4 loss of $27.3M ($20.7M after tax)."],"consensus_eps_estimate":null,"consensus_eps_actual":11.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102145,"accession_number":"0001258602-26-000006","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-02-02T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Nelnet completes CAD $130.5M acquisition of Finastra's Canadian student loan business","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total cash consideration CAD $130.5M (~USD $95M) for Finastra's Canadian student loan servicing business.","Acquisition completed by Nelnet Canada, wholly owned subsidiary, on February 2, 2026.","Deal previously disclosed in October 2025 8-K; now closed subject to customary adjustments.","Nelnet expands its Canadian student loan servicing footprint."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102144,"accession_number":"0001258602-26-000004","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-01-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q4 2025 Call Report; no financial details in 8-K","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank filed its Call Report for quarter ended Dec 31, 2025 with FDIC.","Report is publicly available on FDIC's website; no numbers disclosed in 8-K.","This is a routine regulatory filing by the wholly-owned bank subsidiary of Nelnet, Inc.","Information is furnished under Regulation FD; not deemed filed for Exchange Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":102143,"accession_number":"0001258602-26-000002","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2026-01-15T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Nelnet President and NBS CEO Tim Tewes to retire effective June 30, 2026","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Tim Tewes notified retirement on January 15, 2026; effective June 30, 2026, ending over 25 years of service.","Joined Nelnet in 2005 via FACTS acquisition, became NBS CEO in 2007 and Nelnet President in 2014.","Led growth, diversification, strategic acquisitions, education payment solutions, and launch of Nelnet Bank.","Will continue serving on the Nelnet Bank Board of Directors after retirement.","No successor was announced in the press release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118459,"accession_number":"0001258602-25-000062","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-11-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q3 GAAP EPS $2.94 vs $0.07 YoY; adjusted $2.95; one-time items boost","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $106.7M ($2.94/sh) vs $2.4M ($0.07/share) YoY; adjusted net income $107.3M ($2.95/sh) vs $12.4M ($0.34/sh).","Includes $32.9M non-recurring govt contract revenue, $30.2M venture capital gain, $28.9M loan-loss reversal on loan sale.","Loan Servicing & Systems rev $151.1M (+40% YoY); net income $35.2M vs loss $3.5M; servicing $508.7B for 14.2M borrowers.","Agreed to acquire Finastra's Canadian student loan servicing for ~$93M cash; expected close Q1 2026.","Dividend raised to $0.33/sh (payable Dec 15, record Dec 1); repurchased 217,850 shares for $27.3M in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":10.18,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118458,"accession_number":"0001258602-25-000058","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank subsidiary files Q3 2025 Call Report with FDIC; no financial details disclosed","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for the quarter ended September 30, 2025 with the FDIC.","Public portions of the Call Report are available on the FDIC website; not incorporated into this 8-K.","This filing is a procedural disclosure under Regulation FD; no specific financial data reported here."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":118457,"accession_number":"0001258602-25-000056","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Nelnet Canada to acquire Finastra's Canadian student loan servicing business for CAD $130M cash","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Purchase price of CAD $130 million (approximately USD $93 million) in cash.","Transaction expected to close in Q1 2026, subject to customary conditions.","Acquired business services 2.4 million borrowers; employs over 450 staff in Mississauga, Ontario.","Nelnet previously owned EDULINX Canada and administered the Canadian Student Loan Program.","Susan Tersigni will continue to lead the business, reporting to Nelnet Diversified Services president Joe Popevis."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134900,"accession_number":"0001258602-25-000053","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-08-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Nelnet expects ~$30M total pre-tax gains from tech investee equity raise","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Received $10M cash from partial redemption of investment; expects ~$8M pre-tax gain.","Expects ~$22M pre-tax gain in Q3 2025 to adjust carrying value of remaining investment.","Remaining investment carrying amount after transaction is approximately $32M."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134899,"accession_number":"0001258602-25-000049","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-08-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q2 GAAP EPS $4.97 vs $1.23; ALLO gain $3.65/sh; loan servicing profit surges","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $181.5M ($4.97/sh) vs $45.1M ($1.23/sh) YoY; adjusted (ex-derivatives) $184.4M ($5.05/sh).","Recognized $175M pre-tax gain from partial ALLO redemption; ownership reduced from 45% to 27%.","AGM net interest income $49.9M (+39% YoY); provision for loan losses $11.1M vs negative $4.2M; acquired $143M consumer loans.","Loan Servicing revenue $120.7M (+11%); net income $15.2M vs $1.7M; servicing $516B loans for 14.5M borrowers.","Education Technology revenue $118.2M (+1%); net income $17.9M vs $19.5M; solar EPC loss $13.4M with $12.9M contract reserves."],"consensus_eps_estimate":null,"consensus_eps_actual":7.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":134898,"accession_number":"0001258602-25-000045","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank Q2 2025 call report filed with FDIC; no financial results disclosed","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for period ended June 30, 2025 with FDIC.","Public portions available on FDIC's website; no specific figures provided in the 8-K.","Disclosure under Item 7.01 Regulation FD; information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151854,"accession_number":"0001258602-25-000043","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Nelnet receives $411M in ALLO unit redemption, records $175M pre-tax gain","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Cash proceeds of $411M from redeeming ALLO voting and all preferred membership interests.","Pre-tax gain of $175M recognized on the transaction.","Ownership of ALLO reduced from 45% to 27%; no preferred interests remain.","Remaining 27% voting interest carrying value is $0 under HLBV method.","Transaction closed June 4, 2025 per Membership Unit Redemption Agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151853,"accession_number":"0001258602-25-000039","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Nelnet shareholders elect three Class II directors, ratify KPMG, approve say-on-pay at 2025 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Three Class II directors elected: Matthew Dunlap (126.5M for, 456K against), Adam Peterson (125.6M for, 1.4M against), Kimberly Rath (122.8M for, 4.2M against).","KPMG ratified as auditor for FY2025 with 128.2M for, 125K against.","Advisory say-on-pay proposal approved with 126.8M for, 123.6K against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151852,"accession_number":"0001258602-25-000034","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q1 GAAP net income $82.6M ($2.26/sh); announces ALLO redemption for ~$410M, new buyback","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income of $82.6M ($2.26 EPS) vs $73.4M ($1.98) YoY; adjusted net income $87.4M ($2.39 EPS).","AGM net interest income $52.9M (up from $40.6M); acquired $832.6M loans incl. $702.8M FFELP.","Loan Servicing revenue $120.7M; private servicing up to $22.7M from $12.6M on Discover/SoFi conversions.","ALLO to redeem interests for ~$410M cash; Nelnet expects $175M pre-tax gain, ownership decreases to ~26%.","Board authorized new 3-yr buyback up to 5M shares; Q2 dividend $0.28/sh payable June 16, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":2.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151851,"accession_number":"0001258602-25-000025","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q1 2025 Call Report with FDIC; no financial details in 8-K","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Nelnet Bank filed FFIEC 051 Call Report for quarter ended March 31, 2025 with FDIC on April 29.","Public portions available on FDIC website; no financial data reproduced in this 8-K.","Disclosure is furnished under Item 7.01 and not incorporated by reference into other filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":151850,"accession_number":"0001258602-25-000023","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Nelnet to receive ~$410M in ALLO redemption, pre-tax gain of ~$175M; ownership drops to 26%","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Nelnet expects aggregate cash proceeds of approximately $410 million from ALLO membership unit redemption.","Pre-tax gain of approximately $175 million recognized upon closing of the transaction.","Nelnet's ownership in ALLO decreases from 45% to approximately 26% post-closing.","Transaction expected to close in late May 2025, subject to customary closing conditions.","Nelnet will no longer own preferred interests but retains significant voting equity stake."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170719,"accession_number":"0001258602-25-000013","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-02-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet reports Q4 GAAP net income $63.2M ($1.73/sh) vs loss of $7.9M; full-year doubles","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income Q4 $63.2M ($1.73/sh) vs net loss $7.9M ($0.21) YoY; adjusted net income $52.7M ($1.44).","Full-year 2024 GAAP net income $184.0M ($5.02) vs $89.8M ($2.40); adjusted $176.4M ($4.81).","AGM loan portfolio averaged $9.4B (down from $12.5B) but net interest income rose to $48.3M from $35.6M; provision $13.5M on consumer loans.","Loan Servicing revenue $138.0M (+7%) with $10.9M non-recurring USDS revenue and $4.0M conversion from Discover portfolio; 15.8M borrowers.","Solar construction loss $17.0M ($13.0M after-tax) as legacy projects wind down; operating cash flow $663M in 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":5.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":170718,"accession_number":"0001258602-25-000004","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2025-01-31T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q4 2024 Call Report with FDIC; no specific financial details in 8-K","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Nelnet Bank, wholly-owned subsidiary of Nelnet Inc., filed FFIEC 051 Call Report for quarter ended Dec 31, 2024.","Filing was made with FDIC on January 30, 2025; public portions available on FDIC website.","8-K does not contain any financial results or operational updates beyond the filing notice."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187691,"accession_number":"0001258602-24-000057","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q3 GAAP net income falls to $2.4M ($0.07/sh) from $44.4M; adjusted EPS $0.34 vs $1.12","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Non-cash provision expense of $29.0M on loan securitizations; $5.6M debt redemption charge; $11.2M solar losses; $8.8M legacy solar project losses.","AGM loan net interest income $38.4M (down from $51.5M) on FFELP portfolio runoff; average loans $9.8B vs $13.2B.","Loan Servicing revenue $108.2M (vs $127.9M); net loss $3.5M vs income $18.6M due to USDS contract transition.","Education Technology revenue $118.2M (up from $113.8M); net income $20.4M vs $16.8M.","Board declared Q4 dividend of $0.28/share, payable Dec 16 to holders of record Dec 2."],"consensus_eps_estimate":null,"consensus_eps_actual":3.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":187690,"accession_number":"0001258602-24-000052","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files quarterly Call Report with FDIC for Q3 2024","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for the quarter ended September 30, 2024 with the FDIC.","Publicly available portions are accessible on the FDIC's website.","No specific financial figures or material changes are disclosed in this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204172,"accession_number":"0001258602-24-000049","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-08-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q2 GAAP net income $45.1M ($1.23/sh) up from $27.4M; loan servicing revenue down","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $45.1M ($1.23/sh) vs $27.4M ($0.73/sh) YoY; adjusted $43.9M ($1.20/sh).","Loan Servicing revenue $109.1M (-10.6% YoY) due to USDS contract transition; net income $1.7M vs $12.9M.","Education Technology revenue $116.9M (+6.4% YoY); net income $19.5M vs $13.7M.","Nelnet Bank net loss $2.8M vs profit $1.3M; $7.8M provision for loan losses.","AGM net interest income $35.8M; $5.9M credit provision on residual securitization interests."],"consensus_eps_estimate":null,"consensus_eps_actual":3.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":204171,"accession_number":"0001258602-24-000045","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q2 2024 Call Report with FDIC","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank (wholly-owned subsidiary) filed its FFIEC 051 Call Report with the FDIC for Q2 2024.","The publicly available portions are accessible on the FDIC's website; no financial data disclosed in this 8-K.","This filing is a routine regulatory disclosure with no material new information for Nelnet, Inc. shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220909,"accession_number":"0001258602-24-000041","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Nelnet shareholders re-elect directors, approve increase in restricted stock plan shares to 6M","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Preeta D. Bansal, Michael S. Dunlap, Jona M. Van Deun re-elected as Class I directors with ~96-98% for votes.","KPMG LLP ratified as independent auditor with 99.9% for votes, 96,570 against.","Advisory vote on executive compensation approved with 127.8M for, 328k against.","Restricted Stock Plan amended to increase authorized shares from 4M to 6M, remove term, approved with 125.7M for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220908,"accession_number":"0001258602-24-000038","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q1 GAAP EPS $1.97 vs $0.71 YoY; adj EPS $1.81; repurchases $75.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $73.2M ($1.97/share) vs $26.5M ($0.71) in Q1 2023.","Adj net income ex-derivative $67.2M ($1.81/share) vs $54.9M ($1.47) YoY.","AGM segment net income $25.6M after tax vs loss of $0.2M; loan acquisitions $80.7M.","Education Tech & Payments revenue $143.5M (up 7.4% YoY); net income $36.2M.","YTD repurchased 817,826 shares for $75.3M at avg $92.01; dividend $0.28/share payable June 14."],"consensus_eps_estimate":null,"consensus_eps_actual":1.97,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":220907,"accession_number":"0001258602-24-000032","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-04-30T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q1 2024 Call Report with FDIC; no financials disclosed in 8-K","summary_kind":"llm","event_type":"regulatory","confidence":"low","bullets":["Nelnet Bank filed FFIEC 051 Call Report for quarter ended March 31, 2024 with FDIC on April 29, 2024.","Public portions of the Call Report are available on the FDIC's website (cdr.ffiec.gov).","No specific financial figures or material updates are provided in this 8-K filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":240493,"accession_number":"0001258602-24-000023","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q4 GAAP net loss $8.6M ($0.23/share) on renewable charges","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net loss $8.6M vs net income $30.8M YoY; 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debt redemption charge $0.53/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $28.3M ($0.75/share) vs $85.1M ($2.26); adjusted EPS $0.71 vs $1.44.","Early debt redemption caused $25.9M non-cash expense ($0.53/share after tax).","AGM core loan spread fell to 1.06% from 1.61%; floor income dropped to $0.5M from $22M.","Education Technology revenue $109.9M (+21% YoY); Loan Servicing revenue $122M (flat).","Won USDS contract from Dept of Education; quarterly dividend maintained at $0.26/share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":275315,"accession_number":"0001258602-23-000057","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Discloses Filing of Quarterly Call Report for Nelnet Bank with FDIC","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nelnet Bank filed its FFIEC 051 Call Report for Q2 2023 with the FDIC on July 27, 2023.","The publicly available portions of the Call Report can be found on the FDIC's website.","The disclosure is made under Item 7.01 Regulation FD and is not deemed filed for Exchange Act purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292787,"accession_number":"0001258602-23-000054","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K/A","filed_at":"2023-06-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Nelnet board adopts annual say-on-pay vote after shareholder advisory vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders voted for annual frequency of advisory votes on executive compensation.","Board determined to hold annual advisory votes until next frequency vote.","Amendment filed June 21, 2023 to disclose board's decision."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292791,"accession_number":"0001258602-23-000052","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-05-22T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Nelnet shareholders OK 200k share increase in director plan, exec plan extension to 2033","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Farrell, Graff, Henning re-elected with >95% of votes cast.","KPMG ratified as auditor for 2023 with 99.9% approval.","Advisory vote on exec compensation passes (99.9% for); annual frequency chosen.","Directors Stock Plan: share reserve increased from 500k to 700k; per-director cap raised to $500k.","Executive Officers Incentive Plan extended to May 18, 2033."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292790,"accession_number":"0001258602-23-000047","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q1 GAAP EPS $0.71 vs $4.91 YoY; adjusted EPS $1.47; new DoEd servicing contract","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["GAAP net income $26.5M ($0.71/sh) down from $186.6M ($4.91/sh) YoY; adjusted net income $54.9M ($1.47/sh) down from $75.9M ($1.99/sh).","AGM segment net interest income $45.5M; provision for loan losses $31.9M vs negative provision in prior year.","Terminated derivative portfolio on March 15 for $183.2M proceeds; post-quarter debt redemption caused $25.9M non-cash expense.","Loan Servicing revenue $139.2M; awarded five-year USDS contract from Department of Education on April 24.","Board declared $0.26/sh dividend, payable June 15 to holders of record June 1."],"consensus_eps_estimate":null,"consensus_eps_actual":0.71,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292789,"accession_number":"0001258602-23-000043","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Nelnet Bank files Q1 2023 Call Report with FDIC","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Nelnet Bank, wholly-owned subsidiary of Nelnet Inc., submitted its FFIEC 051 Call Report for quarter ended March 31, 2023.","The Call Report was filed with the FDIC and public portions are accessible on the FDIC's website.","No specific financial figures from the Call Report are disclosed in this 8-K filing.","This disclosure is furnished under Regulation FD and not deemed filed for Exchange Act purposes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":292788,"accession_number":"0001258602-23-000041","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-04-25T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Nelnet subsidiary awarded USDS student loan servicing contract by Dept of Education","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["NDS awarded USDS contract effective April 24, 2023; five-year base with up to 5 years of extensions.","Contract covers servicing for 37M+ borrowers; NDS is one of five servicers selected.","NDS to begin platform enhancements immediately; compensated by Dept for certain investments.","Legacy servicing contracts extended to Dec 2024 to ensure stability during transition.","Pricing includes common pricing for servicing system ops, cybersecurity, contact center, etc."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313452,"accession_number":"0001258602-23-000030","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-03-30T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Nelnet subsidiaries' student loan servicing fees cut $0.19/borrower by Dept of Education","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Monthly fee reduced by $0.19 per borrower effective April 1, 2023; 15.8M borrowers serviced as of Dec 31, 2022.","In Current Repayment price drops from $3.08921 to $2.89921; Forbearance from $2.19 to $2.00 per borrower.","Contact center hours reduced; abandon rate SLA temporarily relaxed to 8% from 4% through Dec 31, 2023.","Modifications are bilateral, fully executed on March 27, 2023, with no change in obligated funds."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313451,"accession_number":"0001258602-23-000028","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-03-23T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Nelnet contract modification reduces monthly borrower fee by $0.19; 550 staff eliminated","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Monthly fee per borrower cut by $0.19 under amended federal servicing contracts.","As of Dec 31, 2022, Nelnet units serviced 15.8 million borrowers for Department of Education.","Department to transfer ~1 million borrowers to another servicer over next few months.","Approximately 550 positions eliminated; charge of up to $5M expected in FY2023.","Federal servicing contracts represented 32% of Nelnet's 2022 revenue."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":4667110771.098054,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":313450,"accession_number":"0001258602-23-000025","cik":1258602,"company_name":"NELNET INC","ticker":"NNI","form_type":"8-K","filed_at":"2023-02-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Nelnet Q4 2022 GAAP net income $30.8M, down 77% YoY; 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