{"filings":[{"id":94659,"accession_number":"0001174947-26-000571","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2026-05-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NI Holdings Q1 EPS $0.60 vs $0.31; combined ratio improves to 79.7%","event_type":"earnings","confidence":"high","bullets":["Gross premiums written $57.5M, down 15.1% YoY, driven by exit from Non-Standard Auto.","Combined ratio improved to 79.7% from 94.4%, driven by Home & Farm and Private Passenger Auto.","Net income $12.5M, up 93.6%; basic EPS $0.60 vs $0.31 in prior year quarter.","Net investment income $2.7M, down 6.4% on lower average fixed income portfolio.","Growth in Home & Farm (+7.3%) and All Other (+60.0%) partially offset auto declines."],"consensus_eps_estimate":null,"consensus_eps_actual":0.6,"consensus_revenue_estimate":null,"consensus_revenue_actual":59602000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107189,"accession_number":"0001174947-26-000307","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2026-03-06T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NI Holdings reports Q4 loss $0.15/sh; combined ratio 109.6% on reserve strengthening","event_type":"earnings","confidence":"high","bullets":["Direct written premiums fell 26% to $54.1M in Q4; full year down 15.3% to $289.8M.","Combined ratio 109.6% in Q4 (+29.6 pts), 109.9% FY 2025, on non-standard auto reserve strengthening.","Net loss of $3.2M in Q4 vs. income $9.8M prior year; full year net loss $10.4M, loss per share $0.50.","Strategic exit of Non-Standard Auto in IL, AZ, SD; historic ND Q2 catastrophe impacted Home and Farm segment.","Net investment income up 6.9% to $11.7M for full year; core lines remained solid per management."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107188,"accession_number":"0001174947-26-000212","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2026-02-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Duaine C. Espegard will not stand for re-election at NI Holdings 2026 annual meeting","event_type":"leadership","confidence":"high","bullets":["Director Duaine C. Espegard notified the Board he will not stand for re-election at the 2026 annual meeting.","Decision is not due to any disagreement with the Company's operations, policies, or practices.","Espegard will continue serving until his term expires at the 2026 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123525,"accession_number":"0001174947-25-001357","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-11-07T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"NI Holdings reports Q3 net loss $1.7M ($0.08/sh); direct premiums down 13.7% YoY","event_type":"earnings","confidence":"high","bullets":["Direct written premiums $58.5M, down 13.7% YoY; Non-Standard Auto down 80% due to strategic exit in IL, AZ, SD.","Combined ratio improved slightly to 109.1% from 111.0%, but still elevated; adverse prior-year development contributed 11.2 pts.","Net loss attributable to NI Holdings of $1.7M vs $2.7M loss in Q3 2024; basic loss per share $(0.08).","Net investment income up 8.1% to $3.0M; net investment gains fell 43.5% to $1.4M.","CEO Cindy Launer noted strategic shift away from non-standard auto for stronger underwriting performance."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":224059000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123524,"accession_number":"0001174947-25-001316","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-10-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"CEO Seth Daggett terminated without cause; enters separation agreement for $2.56M severance","event_type":"leadership","confidence":"high","bullets":["Former CEO Seth Daggett receives $2,559,947 severance plus $72,968 for 24 months of health coverage.","Separation Agreement signed Oct 29, 2025, following without-cause termination on Oct 10, 2025.","Agreement includes mutual non-disparagement and cooperation for six months at $400/hour.","Executive releases all employment-related claims; retains vested benefits and ESOP/401(k) rights.","Seven-day revocation period applies; agreement effective after revocation expires."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123522,"accession_number":"0001174947-25-001307","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K/A","filed_at":"2025-10-29T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"NI Holdings sets CEO Cindy Launer's compensation: $750k salary, STI, equity grants","event_type":"leadership","confidence":"high","bullets":["Annual base salary of $750,000 effective Jan 1, 2026; pro rata for Oct-Dec 2025.","Short-term incentive target 80% of base salary (2026); payout range 50%-140% of target; 2025 STI target $150,000.","Long-term equity incentive of 100% of base salary with 3-year vesting (2026); 2025 RSU grant of $187,500.","Moving expense reimbursement and short-term housing provided until relocation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":123523,"accession_number":"0002077096-25-000137","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-10-10T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"CEO Seth Daggett departs; Cindy Launer appointed President and CEO effective Oct 10, 2025","event_type":"leadership","confidence":"high","bullets":["Seth Daggett stepped down as President and CEO and resigned from the board, effective October 10, 2025.","Cindy Launer, a board member since Nov 2019 and former interim CEO, appointed as President and CEO effective same date.","Company expects ~$2.5M severance payment to Daggett under termination without cause, subject to separation agreement.","Launer previously served as COO of AIG's Commercial Insurance business and brings 18 years of insurance industry experience."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140202,"accession_number":"0002077096-25-000046","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-08-25T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"NI Holdings announces $5M share repurchase authorization, total $6.3M available","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $5M in new repurchases, plus $1.3M remaining from prior plan, for combined $6.3M capacity.","Repurchases subject to market conditions, trading price, and legal requirements; no obligation and plan may be suspended.","As of July 31, 2025, the company had 20,675,337 shares of common stock outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140201,"accession_number":"0001174947-25-001143","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-08-08T23:59:59+00:00","items":[],"status":"ready","headline":"NI Holdings Q2 net loss $12.1M; combined ratio 125.1% on catastrophic storm losses","event_type":"earnings","confidence":"high","bullets":["Direct written premiums fell 7.6% to $109.5M; Non-Standard Auto down 56.4% per strategic pullback.","Combined ratio worsened to 125.1% from 113.7%; $20M pre-tax catastrophe losses from ND storm.","Net loss from continuing ops $12.1M ($0.57 basic loss per share) vs $7.5M loss a year ago.","Net investment income rose 40.8% to $2.7M on higher reinvestment rates and realized gains.","Home and Farm premiums up 8.1% on rate increases and new business in North Dakota."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":147491000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157847,"accession_number":"0001174947-25-000859","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["5.02","7.01","9.01"],"status":"ready","headline":"NI Holdings appoints five senior leaders including CAO, CUO, CCO, Chief Actuary, and CIO","event_type":"leadership","confidence":"high","bullets":["Kevin Elfstrand promoted to SVP & Chief Accounting Officer effective June 1, 2025; base salary $310K plus STI and LTI.","Brandon Nicol promoted to SVP of Reinsurance & Chief Underwriting Officer; 19 years insurance experience.","Chris Oen promoted to SVP & Chief Claims Officer; 30 years in P&C insurance, joined NI Holdings in 2007.","Dominic Weber promoted to SVP & Chief Actuary; 42 years experience, FCAS and MAAA designations.","Doug Duncan hired as SVP & Chief Information Officer (newly created role); former CIO at Columbia Insurance Group."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157846,"accession_number":"0001174947-25-000858","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K","filed_at":"2025-05-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"NI Holdings shareholders elect all 8 director nominees, ratify auditor, approve say-on-pay","event_type":"other_material","confidence":"high","bullets":["All eight director nominees elected; top vote-getter Cindy L. Launer with 18,421,522 votes for.","Ratification of Forvis Mazars as independent auditor for FY2025 approved: 19,445,074 for, 124,504 against.","Non-binding advisory vote to approve named executive officer compensation passed: 18,127,743 for, 402,553 against.","Annual meeting held May 20, 2025; 19,590,347 shares represented (approx. 99% of outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":157844,"accession_number":"0001174947-25-000845","cik":1681206,"company_name":"NI Holdings, Inc.","ticker":"NODK","form_type":"8-K/A","filed_at":"2025-05-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"NI Holdings adds Dave L. Stende to Compensation Committee","event_type":"leadership","confidence":"high","bullets":["Dave L. Stende was appointed to the Board effective April 1, 2025.","On May 21, 2025, Stende was appointed to the Compensation Committee.","This completes the committee assignments for the new director."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}