{"filings":[{"id":697917,"accession_number":"0000943374-26-000213","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-05-27T21:12:18+00:00","items":["5.07"],"status":"ready","headline":"Orange County Bancorp stockholders elect directors and ratify Crowe LLP as auditor for 2026","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Michael J. Gilfeather (9,208,032 for, 51,423 withheld), Marianna R. Kennedy (8,654,151 for, 505,304 withheld), Richard B. Rowley (8,915,197 for, 344,258 withheld).","Ratification of Crowe LLP as auditor: 10,383,141 for, 3,697 against, 153,176 abstain.","Broker non-votes on director elections: 1,280,559.","Annual meeting held on May 26, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":610366,"accession_number":"0001104659-26-065754","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-05-22T20:30:17+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.18 cash dividend per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.18 per share cash dividend declared on common stock (OBT).","Payable June 15, 2026 to shareholders of record June 4, 2026.","Parent company of Orange Bank & Trust Company and Orange Investment Advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":95206,"accession_number":"0000943374-26-000176","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp Q1 net income rises 29.6% to record $11.3M; NIM expands 45 bps","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS of $0.85, up 10.4% YoY from $0.77; net income of $11.3M vs $8.7M in Q1 2025.","Net interest margin improved to 4.40% from 3.95% YoY; net interest income up 18.1% to $27.9M.","Total deposits grew $39.4M to $2.4B; average cost of deposits fell 26 bps to 1.03%.","Wealth Management AUM dropped 13% to $1.6B; trust & advisory income fell 5% to $3.3M.","Non-performing loans rose to $26.1M (1.34% of loans) from $11.1M due to a CRE participation loan."],"consensus_eps_estimate":null,"consensus_eps_actual":0.85,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108091,"accession_number":"0000943374-26-000150","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-03-25T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Orange County Bancorp extends CEO Gilfeather's employment agreement to 2029, adds $125K SERP contribution","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Employment agreement extended through March 31, 2029; no other changes.","Discretionary SERP contribution of $125,000 for 2028 plan year, cliff vests March 30, 2029.","Board adopted amendments on March 19, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108090,"accession_number":"0001104659-26-018183","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-02-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.18 per share cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declares cash dividend of $0.18 per share on common stock.","Payable March 16, 2026 to shareholders of record on March 4, 2026.","Dividend announced by parent company of Orange Bank & Trust and Orange Investment Advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":108089,"accession_number":"0000943374-26-000054","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2026-02-04T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp reports record FY2025 net income $41.6M, up 49%; EPS $3.33","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["FY2025 net income $41.6M ($3.33 EPS) vs $27.9M ($2.47 EPS) in FY2024; Q4 net income $12.4M ($0.93 EPS), up 73% YoY.","Net interest margin expanded 35bps to 4.18% for FY2025; Q4 NIM of 4.44% up 66bps from Q4 2024.","Loans grew 7.4% to $2.0B; deposits up 7.3% to $2.3B; book value per share rose 30.1% to $21.27.","Wealth management income rose 15.2% to $14.1M; assets under management $1.9B.","Non-performing loans increased to $11.1M (0.57% of loans) from $6.3M; Q4 provision for credit losses $1.6M vs net recovery $51k in Q4 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":3.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124512,"accession_number":"0001104659-25-115469","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-11-24T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp raises quarterly dividend by $0.05 to $0.18 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend increased 38.5% from $0.13 to $0.18 per share.","Record date is December 4, 2025; payable on December 16, 2025.","Dividend applies to common stock (Nasdaq: OBT)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124511,"accession_number":"0001104659-25-109183","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OBT files investor presentation for Piper Sandler conference; Q3 details not in filing","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company distributed slide presentation to analysts and investors on November 10, 2025, ahead of Piper Sandler Financial Services Conference on November 11, 2025.","Presentation titled 'Investor Presentation November 2025 Results for the Third Quarter, 2025' covers operating strategies and financial performance.","No specific financial figures or detailed results from the presentation are included in the 8-K filing text; only the presentation cover page is provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124510,"accession_number":"0000943374-25-000448","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-10-30T23:59:59+00:00","items":["9.0"],"status":"ready","headline":"Orange County Bancorp Q3 net income jumps 211% to $10M; NIM expands to 4.26%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $10.0M ($0.75 EPS) vs $3.2M ($0.28) in Q3 2024, a 211.5% increase.","Net interest margin 4.26%, up 45 bps YoY; net interest income $27.0M (+17.3%).","Total loans grew 6.6% to $1.9B; deposits up 5.8% to $2.3B from year-end 2024.","Book value per share increased 23.6% to $20.21; tangible book value $19.76.","Nonperforming loans rose to $12.2M (0.63% of loans) from $6.3M at Dec 31, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":2.39,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124509,"accession_number":"0000943374-25-000432","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-10-10T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"Orange County Bancorp blackout Nov 10–Nov 30 due to 401(k) admin switch","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Blackout begins 4:00 p.m. ET Nov 10, 2025; expected end week of Nov 30, 2025.","Executive officers and directors prohibited from trading OBT equity securities during blackout.","Blackout results from transfer of 401(k) plan recordkeeping from Empower Retirement to Principal.","Contact CFO Michael Lesler for information; notice effective Oct 10, 2025.","Blackout may be extended for events beyond company control."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141184,"accession_number":"0001104659-25-093383","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-09-25T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"Orange County Bancorp issues $25M 6.50% subordinated notes due 2035","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $25M aggregate principal of 6.50% Fixed-to-Floating Rate Subordinated Notes due 2035.","Fixed rate 6.50% for first 5 years, then floats at 3-month SOFR + 320.5 bps.","Net proceeds for general corporate purposes; may refinance existing 4.25% notes due 2030.","Notes qualify as Tier 2 capital at holding company level; unsecured and subordinated.","Interest paid semi-annually during fixed period, quarterly during floating period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141183,"accession_number":"0000943374-25-000392","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-09-05T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Gus Scacco resigns from board and as CEO/CIO of HVIA subsidiary","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gustave 'Gus' J. Scacco resigned from Orange County Bancorp's board on Sept. 2, 2025.","He also stepped down as CEO and Chief Investment Officer of subsidiary Hudson Valley Investment Advisors.","No reason for resignation or successor was disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141182,"accession_number":"0001104659-25-084012","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-08-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.13 dividend payable Sept 16, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.13 per share on common stock declared.","Payable on September 16, 2025 to shareholders of record on September 8, 2025.","Parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":141181,"accession_number":"0000943374-25-000342","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-07-30T23:59:59+00:00","items":["9.0"],"status":"ready","headline":"Orange County Bancorp Q2 2025 net income $10.5M, up 27.4%; EPS $0.87","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $10.5M (+27.4% YoY); diluted EPS $0.87 vs $0.73 YoY.","Net interest income $25.1M (+4.2%); NIM 4.06%. Trust & investment advisory income up 14.8% to $3.4M.","Loans $1.9B (+5.6% YTD); deposits $2.3B (+5.7% YTD). Completed $46M follow-on offering (net $43M).","Non-interest income $7.3M (+92.2%) included $1.2M branch sale gain, $2.4M BOLI; NPLs rose to $11.7M from $6.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158986,"accession_number":"0000943374-25-000275","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-06-09T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp closes overallotment; sells additional 258,064 shares at $23.25 for approx. $5.7M net","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Underwriters exercised overallotment option for 258,064 shares at $23.25 per share.","Net proceeds of approximately $5.7 million after underwriting discount and commissions.","Piper Sandler & Co. and Stephens Inc. served as joint book-running managers.","Offering made under effective shelf registration statement (Form S-3, File No. 333-280793)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158985,"accession_number":"0001104659-25-056255","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-06-04T23:59:59+00:00","items":["1.01","7.01","9.01"],"status":"ready","headline":"OBT prices 1.72M share offering at $23.25, expects ~$37.5M net proceeds","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Priced 1,720,430 shares of common stock at $23.25 per share for gross proceeds of ~$40.0M.","Underwriters have a 30-day option to purchase up to an additional 258,064 shares.","Estimated net proceeds of ~$37.5M after discounts and expenses; use includes bank growth and potential acquisitions.","Offering expected to close June 5, 2025; Piper Sandler and Stephens are joint book-runners.","Stock trades on Nasdaq under ticker OBT."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158984,"accession_number":"0000943374-25-000215","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Orange County Bancorp annual meeting elects directors, ratifies auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Five directors elected: Keane, Morrison, Rouis (3-year), Schiller (2-year), Scacco (1-year).","Ratification of Crowe LLP as FY2025 auditor approved: 9,671,789 for, 23,601 against.","Broker non-votes of 1,972,455 shares on director elections; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158983,"accession_number":"0001104659-25-050039","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-05-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.13 cash dividend, payable June 16","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.13 per share cash dividend declared by OBT board.","Payable June 16, 2025 to shareholders of record on June 4, 2025.","Dividend covers common stock; rate unchanged from prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158982,"accession_number":"0000943374-25-000181","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-04-30T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp Q1 net income $8.7M, EPS $0.77; NIM expands to 3.95%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.7M ($0.77 EPS) vs $9.3M ($0.82) YoY; decline due to $1.9M prior-year one-time recovery.","Net interest margin 3.95%, up 31 bps from 3.64% YoY; net interest income +9.4% to $23.6M.","Deposits grew $128.3M (6.0%) to $2.3B; loans up $38.5M (2.1%) to $1.9B.","Trust & investment advisory income +19.2% to $3.4M; book value per share $17.69, up 8.2% from Dec 2024.","Provision for credit losses $0.2M vs net credit of $1.6M in prior year; ACL ratio 1.42%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158981,"accession_number":"0000943374-25-000167","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Orange County Bancorp sells branch property for $2.535M; 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trading on split-adjusted basis starts January 13, 2025.","Authorized common shares increased from 15 million to 30 million via Delaware amendment.","Split was announced on December 26, 2024; no change to shareholder equity or fundamental value."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":177419,"accession_number":"0000943374-25-000002","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2025-01-02T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp adjusts stock split record date to Jan 8 due to market closure","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Record date moved to Jan 8, 2025 because US markets close Jan 9 for National Day of Mourning.","Each holder of common stock on Jan 8 receives one additional share after market close on Jan 10.","Split-adjusted trading starts Jan 13; shares increase from ~5.7M to ~11.4M.","Par value reduced from $0.50 to $0.25 per share via charter amendment."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194159,"accession_number":"0000943374-24-000506","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-12-26T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp announces 2-for-1 stock split; shares to double to ~11.4M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Record holders as of Jan 9, 2025 get one additional share after Jan 10 close; split-adjusted trading starts Jan 13.","Outstanding shares increase from ~5.7M to ~11.4M; par value reduced from $0.50 to $0.25 per share.","CEO Michael Gilfeather says split will make stock ownership more accessible and promote new investor interest."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194158,"accession_number":"0000943374-24-000473","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-11-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp raises quarterly dividend to $0.25, up $0.02","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend increased by $0.02 to $0.25 per share.","Dividend payable on December 16, 2024 to holders of record December 4, 2024.","Parent company of Orange Bank & Trust and Hudson Valley Investment Advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194157,"accession_number":"0001104659-24-117669","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-11-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Orange County Bancorp posts investor slides for Piper Sandler conference; no numeric details disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation distributed at Piper Sandler East Coast Financial Services Conference on Nov 14, 2024.","Materials cover operating/growth strategies and financial performance; exact numbers not provided in filing.","Furnished under Regulation FD; not incorporated by reference into SEC filings."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":194156,"accession_number":"0000943374-24-000443","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp Q3 net income falls to $0.57/share, impacted by $5.6M loan loss reserve","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.2M ($0.57 per share) vs $9.0M ($1.61) YoY; provision for credit losses surged to $7.2M from $0.8M.","Provision included $5.6M reserve against a $10.7M commercial real estate participation loan; company filed suit against lead lender Valley National Bank.","Net interest income rose 2.1% to $23.0M; net interest margin narrowed to 3.81% from prior quarter's 4.10%.","Non-performing loans increased to $11.2M (0.62% of total loans) primarily due to a single non-accrual loan of $10.7M.","Wealth management AUM grew 13.4% to $1.8B; trust and advisory income up 20.1% to $3.1M."],"consensus_eps_estimate":null,"consensus_eps_actual":3.67,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210481,"accession_number":"0000943374-24-000390","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-09-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Orange County Bancorp appoints Jon Schiller to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Jon Schiller appointed to boards of Orange County Bancorp and Orange Bank & Trust, effective Oct 1, 2024.","Schiller is founder, President and CEO of Hospicom Inc., a medical education and consulting firm serving Fortune 100 pharma and biotech.","He will join the Audit & Risk, Strategic Planning, and Technology Committees of both boards.","Schiller holds a BS in Pharmacy from St. John's University and an MBA from Columbia Business School."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210480,"accession_number":"0001104659-24-090517","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-08-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.23 cash dividend per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.23 per share payable September 16, 2024 to holders of record September 4, 2024.","Dividend declared on August 15, 2024 by the Board of Directors.","Parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":210479,"accession_number":"0000943374-24-000349","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-07-31T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp Q2 EPS $1.46, down from $1.61; 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Holcombe (3,102,592 for, 616,886 withheld) and Olga Luz Tirado (3,648,569 for, 70,889 withheld) to 3-year terms.","Elected Gustave J. 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deposits up 5.4%, FHLB borrowings slashed","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.3M vs $3.2M in Q1 2023; EPS $1.65 vs $0.57; includes $1.9M Signature Bank debt recovery.","Total deposits grew $110.7M to $2.2B; FHLB borrowings cut from $224.5M to $28M quarter-over-quarter.","Net interest margin 3.64% vs 3.78% in Q1 2023; loans relatively unchanged at $1.7B.","Non-interest income up 16.3% to $3.7M; trust & investment advisory income rose 21.6% to $2.9M.","Book value per share $29.81; tangible book $28.68; ACL to loans 1.47%; Tier 1 leverage 9.72%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247456,"accession_number":"0000943374-24-000089","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-02-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Orange County Bancorp grants CFO Lesler and Deputy CLO Sousa 2x CIC severance and SERP benefits","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CFO Michael Lesler and Deputy CLO Gregory Sousa entered CIC Plan with 2x severance multiplier on Feb 21, 2024.","Lesler also joined SERP with annual performance contribution of 10% of base salary subject to financial goals.","CIC Plan provides lump sum cash: pro-rata bonus, severance multiple × base salary, plus 18 months COBRA cost.","SERP vests at age 62 with 10 years service, within 12 months of change in control, or death.","Severance benefits under CIC Plan may be reduced to avoid excise tax under Code Sections 280G/4999."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247455,"accession_number":"0001104659-24-026115","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-02-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.23 cash dividend payable March 15, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.23 per share declared on February 15, 2024.","Record date is March 4, 2024.","Payment date is March 15, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247454,"accession_number":"0000943374-24-000071","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-02-13T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Louis Heimbach to not stand for re-election at Orange County Bancorp's next annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Louis Heimbach informed Board on Feb 8, 2024 that he will not stand for re-election.","No disagreement with the Company cited in connection with his retirement.","Heimbach's departure is at the upcoming annual meeting, timing not specified."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":247453,"accession_number":"0000943374-24-000038","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2024-02-01T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Orange County Bancorp reports record FY 2023 net income $29.5M, up 21% YoY; Q4 net income $8.1M, down 10.5%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for full year 2023 reached $29.5M ($5.24 per share), up $5.1M or 21.0% from $24.4M in 2022.","Net interest margin for 2023 was 3.78%, a 26-basis-point increase from 2022.","Total loans grew $177.6M (11.3%) to $1.8B; total deposits rose $64.4M (3.3%) to $2.0B at Dec 31, 2023.","Book value per share increased $4.78 (19.5%) to $29.26; tangible book value per share $28.12.","Q4 2023 net income was $8.1M ($1.44 per share) versus $9.1M ($1.61 per share) in Q4 2022, down 10.5%."],"consensus_eps_estimate":null,"consensus_eps_actual":5.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264911,"accession_number":"0000943374-23-000517","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-12-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Orange County Bancorp enters new employment agreements with CEO Gilfeather and EVP Ruhl","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Gilfeather: new base salary $670k; retention cash bonuses of $375k (2026) and $125k (2027).","CEO target bonus: 40% of base (AIP) and 50% of base (LTIP); annual SERP contribution opportunity $260k.","EVP Ruhl: base salary $335k; target bonus commensurate with similarly situated executives.","CEO term through March 2027, auto-extends to 2028; EVP term through Dec 2025, auto-renews.","Both agreements include change-of-control severance multiples (3x CEO, 2x EVP) and non-compete covenants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264910,"accession_number":"0000943374-23-000511","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-12-28T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Director Terry Saturno to resign from Orange County Bancorp board effective May 16, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Director Terry Saturno not standing for re-election; resigning from Company and Bank boards on May 16, 2024.","Resignation not due to any disagreement with the Company or Bank.","No replacement has been announced; board size will decrease by one."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264909,"accession_number":"0000943374-23-000486","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-12-19T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"Orange County Bancorp imposes insider trading blackout Jan 19–Feb 23, 2024 due to 401(k) recordkeeper change","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Blackout begins 4:00 p.m. ET Jan 19, 2024; expected to end week of Feb 23, 2024.","Restricts executive officers and directors from trading OBT common stock during period.","Caused by transfer of 401(k) plan recordkeeping from Pentegra Services to Empower Retirement.","Insiders can request blackout details from CFO Michael Lesler at (845) 341-5111."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264908,"accession_number":"0001104659-23-119163","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-11-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.23 per share cash dividend, payable Dec 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["$0.23 per share cash dividend declared on common stock.","Dividend payable December 15, 2023 to shareholders of record December 4, 2023.","Declaration made by Board of Directors on November 16, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264907,"accession_number":"0001104659-23-118927","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-11-16T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Orange County Bancorp presents at Piper Sandler conference; no specific new data disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Company distributed slide presentation to analysts and investors on November 16, 2023.","Presentation reviewed at Piper Sandler 2023 East Coast Financial Services Conference.","Slides cover operating strategies and financial performance, but no figures provided in filing.","No earnings, guidance, or material updates revealed in the 8-K or attached exhibit."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":264906,"accession_number":"0000943374-23-000427","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-10-25T23:59:59+00:00","items":[],"status":"ready","headline":"Orange County Bancorp Q3 net income up 15.1% to $9.0M; EPS $1.61","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $9.0M ($1.61 EPS) vs $7.9M ($1.40) a year ago; net interest margin improved to 3.78%.","Total assets reached $2.5B (+7.0% from year-end 2022); loans grew 8.8% to $1.7B; deposits rose 6.6% to $2.1B.","Trust & investment advisory income up 15% to $2.6M; provision for credit losses fell to $837K from $2.1M.","Book value per share $25.49 (+4.1% vs Dec 2022); tangible book value $24.34.","Bank maintained well-capitalized status; Tier 1 capital ratio 9.26%; non-performing loans 0.56% of total loans."],"consensus_eps_estimate":null,"consensus_eps_actual":3.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282098,"accession_number":"0000943374-23-000397","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-09-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Orange County Bancorp appoints Olga Luz Tirado to Board effective Oct 1, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Olga Luz Tirado appointed to Boards of Orange County Bancorp and Orange Bank & Trust, effective Oct 1, 2023.","Tirado is president of O Communications & Solutions, a minority- and women-owned PR agency founded in 2017.","She will serve on the Finance and Strategic Planning Committees of both boards.","Appointment supports bank's continuous growth in the Bronx, where it opened a branch in 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282097,"accession_number":"0001104659-23-093562","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-08-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Orange County Bancorp declares $0.23 quarterly dividend, payable Sept 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.23 per share declared on August 17, 2023.","Payable September 15, 2023 to shareholders of record September 4, 2023.","Dividend is a regular quarterly cash dividend; no change from prior rate indicated.","Parent company of Orange Bank & Trust Company and Hudson Valley Investment Advisors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":457276582.6571763,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":282096,"accession_number":"0000943374-23-000318","cik":1754226,"company_name":"Orange County Bancorp, Inc. /DE/","ticker":"OBT","form_type":"8-K","filed_at":"2023-07-26T23:59:59+00:00","items":[],"status":"ready","headline":"Orange County Bancorp Q2 net income jumps 331% to $9.1M; EPS $1.61 vs $0.38","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.1M for Q2 2023 vs $2.1M in Q2 2022; 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