{"filings":[{"id":1351476,"accession_number":"0001004702-26-000114","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K/A","filed_at":"2026-06-30T16:23:14+00:00","items":["8.01"],"status":"ready","headline":"OceanFirst Financial corrects loan collateral sold with rent-regulated exposure from $736M to $836M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Amendment corrects prior 8-K filed June 29, 2026; loan collateral amount increased by $100M.","Original press release stated $736 million; corrected to $836 million.","No other changes to the original Form 8-K or the press release.","Correction relates to loan collateral with rent-regulated exposure sold."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1341927,"accession_number":"0001004702-26-000111","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-06-29T22:05:32+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst completes $1.3B sale of NYC multifamily loans post-Flushing merger","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Sold $1.3B multifamily loan portfolio, largely NYC metro, majority rent-regulated.","Post-sale, loans with >50% rent-regulated units represent less than 2.5% of total assets.","Portfolio included 1,400+ loans; $736M had rent-regulated exposure.","Purchase price consistent with initial valuation estimates at acquisition announcement.","BofA Securities served as exclusive financial advisor and selling agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":900598,"accession_number":"0001004702-26-000101","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-06-08T12:00:54+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst to sell $1.4B multifamily loans from Flushing acquisition","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Agreed to sell $1.4B multifamily loans, majority of those acquired in June 1 Flushing acquisition.","Sale reduces Commercial Real Estate concentration by $1.4B and eliminates most NYC rent-regulated exposure.","Purchase price consistent with initial acquisition valuation estimates; proceeds to buy investment-grade securities with similar yields.","Expects completion by end of Q2 2026; further details in Q2 earnings release."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":780396,"accession_number":"0001193125-26-251758","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-06-01T21:19:28+00:00","items":["1.01","3.02","2.01","2.03","3.03","5.02","5.03","7.01","9.01"],"status":"ready","headline":"OceanFirst closes acquisition of Flushing Financial; issues shares to Warburg Pincus","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Completed merger with Flushing Financial; each Flushing share converted into 0.85 shares of OceanFirst common stock.","Issued approximately 29.30 million OceanFirst shares to Flushing stockholders as merger consideration.","Warburg Pincus invested $225M for ~9.5M shares at $19.76/share and a warrant for up to 11.4M NVCE shares.","Assumed $251.9M of Flushing subordinated debt, including 3.125% notes due 2031 and 6.000% notes due 2032.","Board expanded to 17 members; John Buran appointed Non-Executive Chairman; six Flushing directors and Warburg's Todd Schell joined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":724277,"accession_number":"0001004702-26-000061","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-05-28T21:15:24+00:00","items":["5.02","5.07","9.01"],"status":"ready","headline":"OceanFirst Financial Corp. shareholders approve 2026 Stock Incentive Plan and elect thirteen directors at Annual Meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Stockholders approved the 2026 Stock Incentive Plan with 41,649,786 votes for and 2,757,137 against.","Advisory vote on executive compensation passed with 42,473,812 votes for, 1,816,614 against.","All thirteen director nominees were elected; votes ranged from 43.5M to 44.6M for each.","Ratification of Deloitte & Touche as auditor for 2026 received 49,515,766 votes for.","Over 50.7 million shares were represented at the meeting on May 27, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90529,"accession_number":"0001004702-26-000050","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-05-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst furnishes investor presentation referencing Q1 2026 earnings; no new material info","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Company making investor presentations after May 1, 2026; presentation furnished as Exhibit 99.1.","Presentation references Q1 2026 earnings release filed April 23, 2026, no new financials provided.","Filed under Regulation FD; information is furnished, not filed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90528,"accession_number":"0001004702-26-000041","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-04-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst and Flushing receive all regulatory approvals for merger; close expected by June 1, 2026","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Federal Reserve approved merger on April 24, 2026; NYS DFS and OCC approved earlier in March and April.","Both OceanFirst and Flushing received shareholder approval for merger on April 2, 2026.","Merger expected to close no later than June 1, 2026, subject to satisfaction of remaining closing conditions.","OceanFirst 2026 Annual Meeting will be virtual on May 27, 2026; record date April 2, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90527,"accession_number":"0001004702-26-000032","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"OceanFirst Q1 net income flat at $20.5M; diluted EPS $0.36 vs $0.35 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders of $20.5M ($0.36 diluted EPS) for Q1 2026.","Q1 2026 EPS compares to $0.35 in Q1 2025 and $0.23 in Q4 2025 (linked quarter).","Annualized ROAA 0.57%, ROAE 4.95%, return on avg tangible common equity 7.22%.","Net interest margin 2.93%, efficiency ratio 71.13%.","Company to make investor presentations after April 23, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90526,"accession_number":"0001004702-26-000028","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-04-15T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst declares $0.20 quarterly dividend payable May 8, 2026","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.20 per share declared on common stock.","Payable on May 8, 2026 to stockholders of record as of April 27, 2026.","OceanFirst Financial Corp. (NASDAQ: OCFC) announced on April 15, 2026.","The dividend is a regular quarterly cash dividend; no change from prior rate indicated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90525,"accession_number":"0001004702-26-000024","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-04-07T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"OceanFirst shareholders approve merger share issuance; exemption amendment fails","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Share issuance proposal passed with 42.0M for, 2.5M against; exemption amendment failed 18.4M for, 26.1M against.","NY DFS and OCC granted regulatory approvals on March 23 and April 6, 2026, respectively.","Closing remains subject to Federal Reserve approval and other customary conditions.","Both OceanFirst and Flushing have now received requisite shareholder approvals for the merger."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100102,"accession_number":"0001004702-26-000011","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst files investor presentation for Jan 2026; no new financial data disclosed","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished as Exhibit 99.1 to 8-K filed Jan 29, 2026, for use with investors.","Exhibit contains only title slide and legal disclaimer; no quarterly results or guidance provided.","References prior earnings release from Jan 22, 2026 (filed separately). No additional material facts.","Company scheduled to present to investors after Jan 29; content of presentation not detailed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100101,"accession_number":"0001004702-26-000005","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q4 net income falls to $13.1M from $20.9M; EPS $0.23 vs $0.36 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $13.1M ($0.23 diluted EPS) vs $20.9M ($0.36) a year ago and $17.3M ($0.30) linked quarter.","Full year 2025 net income $67.1M ($1.17 diluted EPS) vs $96.0M ($1.65) for 2024.","Return on average assets fell to 0.36% in Q4 from 0.61% a year ago; efficiency ratio worsened to 80.37% from 67.86%.","Net interest margin improved to 2.87% from 2.69% a year ago.","Board declared $0.20/share quarterly dividend, payable Feb 13, 2026 to holders of record Feb 2, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.17,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100100,"accession_number":"0001193125-26-002442","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2026-01-05T23:59:59+00:00","items":["1.01","3.02","9.01"],"status":"ready","headline":"OceanFirst to acquire Flushing Financial in 0.85 exchange ratio deal; Warburg invests $225M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Each Flushing share converted into 0.85 shares of OceanFirst common stock.","Warburg Pincus invests $225M at $19.76/share for ~9.7M common shares plus NVCE stock and warrant for ~11.4M shares.","Expected closing Q2 2026, subject to regulatory and shareholder approvals.","Termination fee $21.4M from either party; OceanFirst may owe $46.3M if Warburg investment not consummated.","Post-merger board: 17 directors; Flushing CEO John Buran non-executive chairman for 2 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116446,"accession_number":"0001193125-25-335646","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-12-30T23:59:59+00:00","items":["7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst to acquire Flushing Financial in $579M all-stock deal; Warburg invests $225M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Merger consideration of 0.85x OCFC share per FFIC share; total value ~$579M based on OCFC's $19.76 closing price.","Combined company ~$23B assets, $17B loans, $18B deposits, 71 branches in NJ, Long Island, NY markets.","Projected 16% EPS accretion, 13% ROATCE, 1.00% ROAA by 2027; TBV dilution ~6% earned back in ~3 years.","Warburg Pincus commits $225M at $19.76/share for 9.7M common shares, 1.7M non-voting shares, plus warrant for 11.4M shares.","Expected close Q2 2026; CEO Christopher Maher stays; John Buran becomes non-executive chairman; Warburg board seat."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116445,"accession_number":"0001193125-25-255537","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-10-29T23:59:59+00:00","items":["1.01","2.03","8.01","9.01"],"status":"ready","headline":"OceanFirst prices $185M of 6.375% subordinated notes due 2035; net proceeds ~$181.9M","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Issued $185M aggregate principal of 6.375% Fixed-to-Floating Rate Subordinated Notes due 2035.","Interest fixed at 6.375% to Nov 15, 2030, then floats at 3-mo SOFR + 307.5 bps.","Net proceeds ~$181.9M; will repay $125M of 5.25% subordinated notes due 2030.","Remaining proceeds to support growth initiatives and general corporate purposes.","Underwriters: Piper Sandler and Keefe, Bruyette & Woods; closing Oct 29, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116444,"accession_number":"0001004702-25-000124","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst Financial posts fixed income investor presentation; no material updates","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation furnished under Item 7.01 for meetings starting October 23, 2025.","Exhibit 99.1 text provided only cover page and legal disclaimer; no financial data or guidance.","No specific numbers, new guidance, or material events disclosed in the filing.","Company's common stock trades on NASDAQ under ticker OCFC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116443,"accession_number":"0001004702-25-000121","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q3 2025 EPS $0.30, down 29% YoY; 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no new material data disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation references 2Q 2025 results and should be read with prior 8-K and 10-Q filings.","No new financial metrics, guidance, or corporate events were provided in the filing.","Presentation was made available to current and prospective investors after September 2, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132895,"accession_number":"0001004702-25-000104","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q2 earnings fall 31% YoY; net income $16.2M, EPS $0.28","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $16.2M ($0.28 diluted) vs $23.4M ($0.40) in Q2 2024.","Linked-quarter net income also down from $20.5M ($0.35) in Q1 2025.","Six-month net income $36.7M ($0.63) vs $51.0M ($0.87) year ago.","Net interest margin improved to 2.91% from 2.71% YoY; efficiency ratio worsened to 71.93% from 62.86%.","Board declared $0.20/share quarterly dividend, payable Aug 15 to holders of record Aug 4."],"consensus_eps_estimate":null,"consensus_eps_actual":0.63,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132894,"accession_number":"0001004702-25-000100","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst authorizes buyback of up to 3M shares (~5% of outstanding)","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to 3 million shares, or approximately 5% of outstanding common stock.","New program is incremental to existing 2021 Stock Repurchase Program.","CEO says program reflects belief in compelling investment opportunity and enhances capital deployment flexibility."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149444,"accession_number":"0001004702-25-000092","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-05-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OceanFirst stockholders re-elect 13 directors, approve say-on-pay and auditor at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected; votes-for ranged from 41.3M to 41.9M shares.","Advisory vote on executive compensation passed with ~38.7M for vs 3.5M against.","Ratification of Deloitte & Touche as auditor for 2025 approved with 48.0M shares for.","Total shares present or represented at meeting: 48,461,075."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149443,"accession_number":"0001004702-25-000077","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q1 net income down 26% YoY to $20.5M; dividend declared at $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders: $20.5M ($0.35 EPS) vs $27.7M ($0.47) YoY and $20.9M ($0.36) linked quarter.","Return on average assets 0.62% (YoY 0.82%), net interest margin 2.90% (YoY 2.81%).","Efficiency ratio deteriorated to 65.67% from 59.56% in prior-year quarter.","Quarterly dividend of $0.20 per share declared; payable May 16, record May 5."],"consensus_eps_estimate":null,"consensus_eps_actual":0.35,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149442,"accession_number":"0001004702-25-000074","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-04-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst declares $0.4375/shr quarterly dividend on Series A Preferred, payable May 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.4375 per depositary share (1/40 interest in Series A Preferred).","Payable on May 15, 2025 to stockholders of record as of April 30, 2025.","Series A Preferred stock is non-cumulative, perpetual with a 7.0% fixed rate.","Declaration date was April 18, 2025, as announced by the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168518,"accession_number":"0001004702-25-000066","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-03-31T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"OceanFirst amends CEO Maher's SERP to clarify disability termination payout","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Amendment to Supplemental Executive Retirement Account Agreement executed March 28, 2025.","New provision: upon disability termination, CEO receives account balance plus plan-year credit amount within 30 days.","No other substantive changes to the original 2013 agreement.","CEO Christopher D. Maher remains Chairman, President and CEO of OceanFirst and the Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168517,"accession_number":"0001004702-25-000008","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q4 net income $20.9M ($0.36/sh), down 22% YoY; full-year EPS $1.65 vs $1.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders Q4 2024: $20.9M ($0.36 diluted EPS), down from $26.7M ($0.46) in Q4 2023.","Full-year 2024 net income $96.0M ($1.65 diluted EPS), vs $100.0M ($1.70) in 2023.","Net interest margin contracted to 2.69% from 2.82% YoY; efficiency ratio worsened to 67.86% from 60.38%.","Board declared $0.20 per share quarterly dividend, payable Feb 14, 2025 to holders of record Feb 3, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.65,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168516,"accession_number":"0001004702-25-000005","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst declares $0.4375 Series A preferred dividend payable Feb 17, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.4375 per depositary share on Series A Preferred Stock.","Payable on February 17, 2025 to holders of record on January 31, 2025.","Dividend is unchanged from prior quarterly rate; common stock dividend not addressed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185637,"accession_number":"0001004702-24-000121","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-11-06T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst Financial Corp. posts investor presentation referencing Q3 2024 results","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation to be used in meetings with current and prospective investors after Nov 6, 2024.","Contains reference to 3Q24 earnings release filed Oct 17, 2024 and Form 10-Q filed Oct 31, 2024.","No new material financial disclosures beyond previously reported results.","Presentation available on company website at www.oceanfirst.com."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185636,"accession_number":"0001004702-24-000112","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-10-17T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q3 net income $24.1M ($0.42 EPS), up 22% YoY; dividend steady","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders of $24.1M ($0.42 diluted EPS) in Q3 2024, up from $19.7M ($0.33) a year ago.","Return on average assets 0.71% and return on average tangible common equity 8.57% (annualized).","Net interest margin narrowed to 2.67% from 2.91% in prior year quarter.","Quarterly common dividend of $0.20 per share declared; payable Nov 15, record Nov 4. Preferred $0.4375 per depositary share."],"consensus_eps_estimate":null,"consensus_eps_actual":1.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202215,"accession_number":"0001004702-24-000104","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-09-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst Bank settles fair lending claims; commits $14M to mortgage subsidy fund","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["OceanFirst Bank voluntarily resolved DOJ and HUD claims under Equal Credit Opportunity Act and Fair Housing Act for New Brunswick area lending.","Bank commits at least $14M to a mortgage loan subsidy fund over 5 years for eligible residents in Middlesex and Monmouth counties.","Also agrees to invest $400K in community partnerships, $140K/year marketing, and provide financial education workshops.","No civil penalties; settlement continues existing loan and community development programs."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202214,"accession_number":"0001004702-24-000100","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-09-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst files investor presentation for September 2024; no material updates","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filing contains presentation for meetings with investors after Sept 3, 2024.","No new financial results, guidance changes, or material events disclosed.","Presentation references Q2 2024 earnings release and 10-Q filed previously.","Tickers: OCFC (common) and OCFCP (preferred)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202213,"accession_number":"0001004702-24-000094","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q2 net income drops 12.7% to $0.40 EPS; NIM tightens to 2.71%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income common $23.4M ($0.40 EPS), down from $26.8M ($0.45) Q2 2023 and $27.7M ($0.47) prior quarter.","NIM 2.71%, down 31 bps YoY and 10 bps linked quarter.","ROAA 0.70% vs 0.80% YoY; ROTCE 8.51% vs 10.21% YoY.","Common dividend $0.20/sh unchanged, payable Aug 16; preferred $0.4375/sh payable Aug 15.","Efficiency ratio 62.86% vs 62.28% YoY; no guidance update."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218284,"accession_number":"0001004702-24-000088","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-05-28T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OceanFirst Financial annual meeting: all 13 directors elected, say-on-pay passes, auditor ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 13 director nominees elected with strong support; each received >43M votes for (range 43.1M-44.0M).","Say-on-pay advisory vote approved: 36.3M for, 7.7M against, 0.4M abstain, 6.3M broker non-votes.","Ratification of Deloitte & Touche as auditor for FY2024 passed with 50.2M for, 0.4M against, 0.1M abstain.","Total shares present or represented by proxy: 50,656,671."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218283,"accession_number":"0001004702-24-000081","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-05-17T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst makes 1Q 2024 investor presentation available; no new material disclosures identified","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Filed under Regulation FD; presentation references 1Q 2024 earnings release and Form 10-Q filed May 2, 2024.","Presentation slides not fully reproduced; no specific financial figures or guidance changes extracted.","Investor meetings scheduled after May 17, 2024; presentation posted on company website."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218282,"accession_number":"0001004702-24-000075","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q1 net income $27.7M, EPS $0.47; NIM narrows to 2.81% from 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $27.7M ($0.47 diluted EPS), compared to $26.9M ($0.46) in Q1 2023 and $26.7M ($0.46) in Q4 2023.","Net interest margin declined to 2.81% from 3.34% in Q1 2023 and 2.82% in Q4 2023.","Return on average assets 0.82%, return on average tangible common equity 10.09%, efficiency ratio 59.56%.","Declared common dividend $0.20/share payable May 17, 2024; preferred dividend $0.4375/share payable May 15, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238229,"accession_number":"0001004702-24-000008","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-02-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst posts Q4 2023 investor slide deck; no new guidance or results","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation references Q4 2023 earnings released Jan 18, 2024.","No updated financial guidance or material changes disclosed in the filing.","Company is making presentations to investors after Feb 14, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238228,"accession_number":"0001004702-24-000006","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-01-26T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst files investor presentation referencing Q4 2023 earnings release","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation furnished as Exhibit 99.1, dated January 2024, for use in investor meetings after Jan 26, 2024.","Presentation should be read in conjunction with the Q4 2023 earnings release filed Jan 18, 2024.","No specific financial data from the presentation is available in the provided text."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":238227,"accession_number":"0001004702-24-000002","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2024-01-18T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q4 net income $26.7M ($0.46/shr) vs $52.3M ($0.89) YoY; full-year EPS $1.70","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $0.46 vs $0.89 in Q4 2022; full-year EPS $1.70 vs $2.42.","Net interest margin fell to 2.82% from 3.64% YoY; efficiency ratio 60.38% vs 44.56%.","Common dividend declared $0.20/share payable Feb 16, record Feb 5; preferred $0.4375/dep.","Return on average tangible common equity (ROTCE) 9.81% in Q4 vs 20.97% a year ago.","Full-year net income available to common $100.0M vs $142.6M in 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":1.7,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255706,"accession_number":"0001004702-23-000158","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst Financial Corp. posts investor presentation; no new material facts disclosed","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Presentation made available to investors after October 31, 2023.","Presentation references Q3 2023 earnings release from October 19, 2023.","Full presentation content not included in this filing; confidence low.","No specific financial updates beyond prior earnings disclosure."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":255705,"accession_number":"0001004702-23-000154","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-10-19T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q3 net income falls 48% YoY to $19.7M; EPS $0.33 vs $0.64","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $19.7M ($0.33 diluted EPS), down from $37.6M ($0.64) in Q3 2022.","Net interest margin contracted to 2.91% from 3.36% a year ago; efficiency ratio worsened to 63.37% from 53.10%.","Nine-month net income $73.3M ($1.24 diluted EPS) vs $90.3M ($1.53) in prior year period.","Board declared $0.20/share common dividend payable Nov 17; $0.4375/depositary share preferred dividend payable Nov 15.","ROA fell to 0.57% from 1.19%; ROE decreased to 4.75% from 9.68% year-over-year."],"consensus_eps_estimate":null,"consensus_eps_actual":1.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273141,"accession_number":"0001004702-23-000144","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-09-19T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"OceanFirst appoints three new directors, CRO transition planned; Walsh to retire in 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Appoints John Barros, Robert Garrett (Hackensack Meridian Health CEO), and Dalila Wilson-Scott (Comcast EVP) to board.","Grace Vallacchi to resign as bank director Oct 1, retire as CRO Oct 11; David Berninger named new CRO.","Longest-tenured director John Walsh to retire at May 2024 annual meeting; served since 2000.","New directors provide expertise in healthcare, economic development, diversity, and large-scale operations."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273140,"accession_number":"0001004702-23-000142","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-09-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OceanFirst expects $7.7M-$8.5M Q3 charge-off on $17M NYC office loan participation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Expects Q3 charge-off of 45%-50% of $17M exposure on a $98M credit secured by Midtown Manhattan office building.","Loan originated June 2019, matured in Q3, placed on non-accrual, will be in non-performing assets as of Sep 30, 2023.","The $17M participation is 13% of OceanFirst's $130M central business district office loan portfolio as of Aug 31, 2023.","No other material losses currently identified; company continues evaluating the office portfolio."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273139,"accession_number":"0001004702-23-000137","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-08-31T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst FD disclosure: investor presentation filed, no new material facts","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["8-K filed under Item 7.01 to provide investor presentation after August 31, 2023.","Exhibit 99.1 references 2Q 2023 earnings release and includes only a legal disclaimer.","No updated financial results, guidance, or operational metrics were disclosed.","Presentation to be posted on company website; routine investor-relations activity."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":273138,"accession_number":"0001004702-23-000131","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-07-20T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q2 net income $26.8M, EPS $0.45; declares dividends","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $26.8M ($0.45/diluted) vs $28.0M ($0.47) in Q2 2022.","Return on average assets 0.80%; return on average tangible common equity 10.21%.","Net interest margin 3.02% down from 3.34% prior quarter and 3.29% year ago.","Common dividend $0.20/share payable Aug 18; preferred dividend $0.4375/share payable Aug 15.","Efficiency ratio 62.28% vs 59.65% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290006,"accession_number":"0001004702-23-000124","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-06-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst posts investor presentation for June 2023; references Q1 earnings, no new data","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Presentation for investor meetings after June 14, 2023, posted on company website.","Presentation references Q1 2023 earnings release filed April 20, 2023.","Full content of presentation not included in 8-K; only legal disclaimer provided.","No new financial figures, guidance changes, or material events disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290005,"accession_number":"0001004702-23-000118","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-05-25T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OceanFirst Financial announces 2023 annual meeting shareholder vote results","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All 12 director nominees elected; highest votes for Patricia L. Turner (45,868,270 for).","Say-on-pay approved with 44,229,852 votes for, 1,904,386 against, and 595,512 abstain.","Ratification of Deloitte as auditor for FY 2023 approved with 52,147,317 votes for (99.5% of votes cast).","Advisory vote on frequency of executive compensation votes set at one year (42,675,997 votes for one year).","A total of 52,416,382 shares were present or represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290004,"accession_number":"0001004702-23-000096","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-04-20T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OceanFirst Q1 net income $26.9M ($0.46 EPS); NIM 3.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common stockholders $26.9M, diluted EPS $0.46 vs $0.42 in Q1 2022 and $0.89 in Q4 2022.","Net interest margin 3.34% vs 3.64% in prior quarter and 3.18% in prior year quarter.","Return on average assets 0.82%, return on average tangible common equity 10.53%.","Board declared quarterly dividend $0.20 per share, payable May 19, record May 8.","Efficiency ratio 60.78% vs 44.56% in prior linked quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":290003,"accession_number":"0001004702-23-000090","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst declares $0.4375/shr Series A preferred dividend, payable May 15","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.4375 per depositary share (1/40th interest in Series A Preferred Stock).","Payable May 15, 2023 to holders of record April 28, 2023.","Dividend is on OCFCP preferred stock; no change from prior rate.","Company reaffirms regular quarterly payout on preferred series."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310952,"accession_number":"0001004702-23-000077","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-03-14T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst reports adjusted uninsured deposits of $2.1B vs $6.3B; 403 customers >$1M uninsured","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["CEO Christopher Maher disclosed on CNBC that 403 of 250,000 customers had uninsured deposits >$1M as of March 10.","Total uninsured deposits of $6.3B adjusted to $2.1B excluding $2.4B collateralized municipal and $1.8B subsidiary deposits.","Disclosure accompanies virtual analyst call amid banking sector turmoil to emphasize limited deposit run risk.","Data excludes collateralized government deposits and is as of December 31, 2022 per call report."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310951,"accession_number":"0001004702-23-000009","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K","filed_at":"2023-02-02T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"OceanFirst Financial names Patrick Chong Principal Accounting Officer; Ho moves to CCO","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Angela K. Ho transitions from Principal Accounting Officer to Chief Compliance Officer effective Feb 1, 2023.","Patrick Chong, 34, SVP & Corporate Controller, appointed new Principal Accounting Officer effective Feb 1, 2023.","Chong joined OceanFirst in Sept 2020 as SVP & Corporate Controller; prior Senior Manager at KPMG LLP.","Chong holds a BS in Accounting from Rutgers College and is a CPA."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":310949,"accession_number":"0001004702-23-000004","cik":1004702,"company_name":"OCEANFIRST FINANCIAL CORP","ticker":"OCFC","form_type":"8-K/A","filed_at":"2023-01-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OceanFirst corrects EVE sensitivity error in Jan 19 investor presentation","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Amendment corrects a reversal in how economic value of equity changes with interest rates.","Previously presented EVE sensitivity to basis-point rate shifts was inverted in original filing.","Corrected EVE change directions were disclosed in this 8-K/A on January 20, 2023.","No other financial statement or exhibit items were amended."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1084033361.5310202,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2023-01-20T23:59:59+00:00|310949"}