{"filings":[{"id":90698,"accession_number":"0001030469-26-000024","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OFG Bancorp shareholders elect all 9 director nominees, approve compensation, ratify KPMG","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All nine director nominees received over 36 million 'for' votes; no nominee received less than 97% of votes cast.","Advisory vote on executive compensation passed with 36,003,479 for vs. 599,690 against.","Ratification of KPMG as independent auditor for FY 2026 approved with 38,432,272 for (97.1% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":90697,"accession_number":"0001030469-26-000022","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q1 2026 EPS $1.26, core revenues $185.8M, dividend up 17%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.26 vs $1.27 Q4 2025 and $1.00 Q1 2025; net interest margin 5.36%.","Core revenues $185.8M, up from $185.4M Q4 2025 and $178.3M Q1 2025.","Loans held for investment $8.24B, up $34M sequentially; new loan production $608.9M (+8.9% YoY).","Repurchased $44.5M of shares, increased dividend 17%; CET1 ratio 13.75%.","Net charge-offs $21.4M (1.05% of avg loans), down from $26.9M (1.32%) in Q4 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":100440,"accession_number":"0001030469-26-000004","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q4 EPS $1.27 (up 16.5% YoY); full-year EPS $4.58 (up 8.3%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["4Q25 EPS $1.27 vs $1.09 a year ago; total core revenues $185.4M, up 1.9% YoY.","Full-year 2025 EPS $4.58 vs $4.23; core revenues $729.8M, up 2.8%.","Loans held for investment $8.20B, up 5.25% YoY; deposits $9.92B, up 5.0%.","Share repurchases of $91.6M in 2025; CET1 ratio 13.97%, tangible book value $29.96.","Net interest margin 5.12%; ROATCE 17.20%; NCOs 1.32%, NPL ratio 1.59%."],"consensus_eps_estimate":null,"consensus_eps_actual":4.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":116763,"accession_number":"0001030469-25-000047","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q3 EPS $1.16 (+16% YoY); core revenues $184M (+5.6%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS diluted $1.16 vs $1.00 in 3Q24; core revenues $184.0M vs $174.1M YoY.","Net interest margin 5.24%; return on avg tangible common equity 16.39%.","Total provision for credit losses $28.3M, up from $21.4M in prior year; net charge-offs $20.2M.","Loans held for investment $8.12B (+4.73% YoY); customer deposits $9.82B (+$286.5M YoY).","Repurchased 477,600 shares for $20.4M in Q3; CET1 ratio 14.13%."],"consensus_eps_estimate":null,"consensus_eps_actual":3.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":133217,"accession_number":"0001030469-25-000033","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2025-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp 2Q25 EPS $1.15 beats $1.08 YoY; core revenue $182.2M, NIM 5.31%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS of $1.15 vs $1.08 in 2Q24 and $1.00 in 1Q25; total core revenues $182.2M (+1.5% YoY).","Net interest margin 5.31%; return on average assets 1.73%; efficiency ratio 52.04%.","Loans held for investment $8.18B (+7.08% YoY); new loan production $783.7M, up from $589M in 2Q24.","CET1 ratio 13.99%; tangible book value per share $27.67 vs $24.18 a year ago.","Record assets of $12.2B; core deposits $9.9B; net charge-offs 0.64% of average loans."],"consensus_eps_estimate":null,"consensus_eps_actual":2.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149835,"accession_number":"0001030469-25-000016","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2025-05-07T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OFG Bancorp elects all 9 director nominees; say-on-pay and KPMG ratified","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All director nominees elected with >37.6M shares 'for' each; broker non-votes ~3.2M.","Advisory vote on executive compensation approved: 35.5M for, 3.0M against, 47K abstain.","Ratification of KPMG as auditor for FY2025 approved: 40.8M for, 825K against, 48K abstain.","No other proposals were presented at the April 30, 2025 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":149834,"accession_number":"0001030469-25-000012","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q1 2025 EPS $1.00, down from $1.05 YoY; core revenue up 2.4%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS diluted $1.00 vs $1.05 in Q1 2024; total core revenues $178.3M vs $174.2M YoY.","Loans held for investment $7.85B (+0.8% QoQ); customer deposits $9.76B (+$308M QoQ).","Provision for credit losses $25.7M vs $15.1M YoY; net charge-offs 1.05% of avg loans.","CET1 ratio 14.27%; tangible book value per share $26.66, up 13.2% YoY.","Repurchased $23.4M common shares; increased quarterly common dividend by 20%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":168860,"accession_number":"0001030469-25-000003","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q4 EPS $1.09, full-year $4.23; core revenue up 3.6% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS $1.09 vs $1.00 in Q3 and $0.98 in Q4 2023; full-year 2024 EPS $4.23 vs $3.83 in 2023.","Q4 total core revenues $181.9M, up from $174.1M in Q3 and $175.6M in Q4 2023; NIM 5.40%.","Provision for credit losses $30.2M included $7.6M specific reserve on four U.S. commercial loans and $5.7M qualitative reserve for auto delinquencies.","Bought back $45.9M of shares in Q4; $29.7M remaining authorization; CET1 ratio 14.26%.","Tangible book value per share $25.43 vs $26.15 in Q3, reflecting buybacks and lower OCI."],"consensus_eps_estimate":null,"consensus_eps_actual":4.23,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185974,"accession_number":"0001030469-24-000039","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-10-22T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"OFG Bancorp CSO Ganesh Kumar to retire Dec 2; receives $1.35M severance + equity adjustments","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ganesh Kumar, Chief Strategy Officer, U.S. Business, retires effective Dec 2, 2024 after 20 years of service.","Company to pay $1,353,413 lump-sum cash severance under Puerto Rico law within 7 days of effective date.","Equity awards amended: restricted units not forfeited; performance shares settled at estimated attainment level.","All equity awards settled in cash using OFG stock closing price on October 3, 2024.","Both parties agree to mutual release of all claims as part of separation agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":185973,"accession_number":"0001030469-24-000037","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q3 2024 EPS $1.00, core revenues $174.1M, up 1.1% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $1.00 vs $0.95 in 3Q23; net interest margin 5.43%.","Total core revenues $174.1M (+1.1% YoY); pre-provision net revenues $83.1M.","Provision for credit losses $21.4M vs $15.6M in 2Q24; net charge-offs 0.90% of avg loans.","Loans held for investment $7.75B (+6.7% YoY); customer deposits $9.53B.","CET1 ratio 14.37%; tangible book value per share $26.15 (+$5.14 YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202539,"accession_number":"0001030469-24-000033","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-09-23T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"OFG Bancorp elects Lynda Grindstaff and Roberto García to board; García to audit, governance committees","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Lynda Grindstaff, former VP of Engineering at McAfee and 20-year Intel veteran, appointed to Risk and Compliance Committee.","Roberto García, former President & CEO of Triple-S Management, appointed to Audit and Corporate Governance Committees.","Both directors elected effective September 20, 2024; compensation per non-executive director program.","No transactions or arrangements between the new directors and the company exceeding $120,000."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":202538,"accession_number":"0001030469-24-000028","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-07-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q2 EPS $1.08 beats prior year; core revenues up 5% YoY; buyback progress","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS diluted $1.08 (up 16% YoY); core revenues $179.4M (+5.2% YoY); net interest margin 5.51%.","Loans held for investment grew 1.3% QoQ to $7.64B; new loan production $589M; credit quality stable.","CET1 ratio 14.29%; tangible book value $24.18 per share; bought $24.3M shares under $50M buyback program."],"consensus_eps_estimate":null,"consensus_eps_actual":2.13,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218691,"accession_number":"0001030469-24-000022","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-05-14T23:59:59+00:00","items":["5.07","8.01"],"status":"ready","headline":"OFG Bancorp CEO Fernandez becomes Chairperson; all directors elected at annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["CEO Jose R. Fernandez appointed Chairperson; Julian S. Inclan retired from board.","Nestor de Jesus named Lead Independent Director.","All seven director nominees elected; Fernandez received 40.9M for, 0.7M withheld.","Say-on-pay approved with 40.9M votes for, 0.7M against.","KPMG LLP ratified as independent auditor for 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":218690,"accession_number":"0001030469-24-000015","cik":1030469,"company_name":"OFG BANCORP","ticker":"OFG","form_type":"8-K","filed_at":"2024-04-18T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"OFG Bancorp Q1 EPS $1.05, up 9.4% YoY; core revenues $174.2M, NIM 5.40%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["EPS diluted $1.05 vs $0.96 in 1Q23; total core revenues $174.2M, up 5.9% YoY.","Net interest margin 5.40%, return on avg tangible common equity 17.92%, efficiency ratio 52.49%.","CET1 ratio improved to 14.45%; tangible book value $23.55 per share vs $20.57 in 1Q23.","Loans held for investment $7.54B, up 10.0% YoY; net charge-offs $19.8M (includes $3.5M fully reserved PPP loans).","Nonperforming loan rate 1.10%, lowest in five quarters; early delinquency 2.41%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":0.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1926560138.7654269,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}