{"filings":[{"id":94987,"accession_number":"0001722010-26-000009","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OP Bancorp posts Q1 net income $7.2M, EPS $0.48; dividend raised 17%","event_type":"earnings","confidence":"high","bullets":["Net income $7.2M, diluted EPS $0.48, vs $7.0M/$0.47 in Q4 2025 and $5.6M/$0.37 in Q1 2025.","Revenue $24.6M, up 1% from Q4; net interest margin 3.19% vs 3.25% in Q4.","Quarterly dividend increased 17% to $0.14/share (prev. $0.12), payable May 21 to holders of record May 7.","Nonperforming loans rose to $18.3M (0.82% of gross loans), driven by one CRE relationship expected to resolve in Q2.","Allowance for credit losses on loans stable at 1.27%; net charge-offs negligible at (0.01)% annualized."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":107754,"accession_number":"0001628280-26-003119","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OP Bancorp Q4 net income $7.1M ($0.47 EPS); declares $0.12 dividend","event_type":"earnings","confidence":"high","bullets":["Net income $7.1M, diluted EPS $0.47 (vs $6.7M/$0.45 in Q3 2025 and $5.0M/$0.33 in Q4 2024).","Revenue $24.3M; net interest margin 3.25%, up 29 bps YoY from 2.96%.","Provision for credit losses $463k, down 61% QoQ; net loan recoveries 0.03% annualized.","Average loans grew 3% QoQ to $2.20B; average deposits up 2% to $2.26B.","Declared quarterly cash dividend $0.12/share, payable Feb 19 to holders of record Feb 5."],"consensus_eps_estimate":null,"consensus_eps_actual":1.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":3204000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124130,"accession_number":"0001722010-25-000016","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-11-10T23:59:59+00:00","items":["1.01","2.03","7.01","9.01"],"status":"ready","headline":"OP Bancorp closes $25M 7.50% fixed-to-floating subordinated note due 2035","event_type":"debt","confidence":"high","bullets":["$25M principal, maturity Nov 15, 2035; fixed 7.50% for 5 years then SOFR+411bps.","Proceeds to strengthen Open Bank's regulatory capital and support growth.","Note qualifies as Tier 2 capital; redeemable after Nov 15, 2030 subject to regulatory approval.","Raymond James & Associates acted as sole placement agent."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":124129,"accession_number":"0001722010-25-000011","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OP Bancorp reports Q3 net income $6.7M ($0.45 EPS), NIM expands to 3.26%","event_type":"earnings","confidence":"high","bullets":["Net income $6.7M, diluted EPS $0.45, up 6% from Q2 2025 net income $6.3M ($0.42 EPS).","Revenue $24.5M (+3% QoQ), net interest margin 3.26% (+3 bps), efficiency ratio 55.68%.","Nonperforming loans $12.3M (0.57% of gross loans), up from $8.9M in Q2; criticized loans $28.1M.","Board declared $0.12/share quarterly dividend, payable Nov 20 to holders of record Nov 6.","Total loans $2.15B (+4% QoQ), total deposits $2.27B (+1% QoQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":2742000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140801,"accession_number":"0001722010-25-000007","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-08-29T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"OP Bancorp authorizes repurchase of up to 700,000 shares of common stock","event_type":"other_material","confidence":"high","bullets":["Board approved repurchase program for up to 700,000 shares of OPBK common stock.","Purchases may be made in open market, privately negotiated, or other compliant transactions.","Company has no obligation to repurchase; program may be suspended or terminated at any time.","Program intended to comply with Rule 10b-18 under the Securities Exchange Act."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":140800,"accession_number":"0001628280-25-035940","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"OP Bancorp reports Q2 2025 net income of $6.3M, EPS $0.42; NIM expands to 3.23%","event_type":"earnings","confidence":"high","bullets":["Net income $6.3M ($0.42 diluted EPS) vs $5.6M ($0.37) in Q1 2025 and $5.4M ($0.36) in Q2 2024.","Net interest margin improved to 3.23% from 3.01% QoQ and 2.96% YoY, driven by loan growth and lower deposit costs.","Gross loans grew to $2.07B (+1% QoQ, +11% YoY); total deposits up 3% QoQ to $2.25B.","Board declared $0.12 per share quarterly dividend, payable Aug 21, 2025 to holders of record Aug 7.","Credit quality stable with nonperforming loans at 0.43% of gross loans; allowance 1.27%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":2017000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158537,"accession_number":"0001628280-25-033342","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-06-27T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"OP Bancorp annual meeting elects all seven director nominees; say-on-pay approved","event_type":"other_material","confidence":"high","bullets":["All seven director nominees elected with over 8.6M votes for each; no director received less than 96.6% support.","Advisory vote on executive compensation approved with 8.575M for, 0.296M against; broker non-votes 2.133M.","Shareholders selected one-year frequency for future say-on-pay votes (8.536M for one year vs. 0.378M for three years).","Ratification of Crowe LLP as auditor for 2025 passed with 10.958M for, 0.102M against.","Quorum of 74.5% achieved (11.063M shares represented out of ~14.85M outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":158536,"accession_number":"0001628280-25-028342","cik":1722010,"company_name":"OP Bancorp","ticker":"OPBK","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"OP Bancorp appoints Sang K. Oh as President and CEO effective July 1, 2025","event_type":"leadership","confidence":"high","bullets":["Mr. Oh succeeds as CEO of OP Bancorp and Open Bank, having served as EVP and Chief Credit Officer since October 2020.","Base salary set at $400,000 per year; eligible for discretionary incentive bonus and equity awards.","Five weeks paid time off, $200 monthly electronics allowance, and standard employee benefits provided.","Employment agreement runs through June 30, 2030, with automatic one-year renewals unless 45-day notice given.","Severance benefits available for termination without cause or for good reason within Change in Control period."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.65,"daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}