{"filings":[{"id":1812278,"accession_number":"0000074260-26-000087","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-07-23T12:10:13+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q2 net income up 58% to $322M; operating EPS down 9% to $0.76","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $322.3M vs $204.4M; net operating income $186.0M vs $209.2M (down 11%).","Combined ratio worsened to 95.3% from 93.6%; favorable reserve development fell to 0.1 pts from 2.1 pts.","Specialty Insurance underwriting income halved to $59.3M; combined ratio 95.5% vs 90.7%.","Title Insurance underwriting income surged to $37.6M from $6.9M; combined ratio improved to 95.1%.","Closed acquisition of Everett Cash Mutual (effective July 1); expects ~$125M gain and accretion in 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1369247,"accession_number":"0000074260-26-000079","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-06-30T22:26:29+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic announces ECM members approve conversion; ORI to issue up to 956k shares at 35% discount","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["ECM members approved conversion to stock company and acquisition by Old Republic.","ORI received subscriptions for ~$24.7M from sale of 956k shares at $25.80/share (35% discount to $39.70 VWAP).","Acquisition of ECM Group to close on July 1, 2026 upon filing of amended charter.","CEO Craig Smiddy commented on welcoming ECM's commercial agricultural expertise and disciplined underwriting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":679676,"accession_number":"0000074260-26-000074","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-05-27T13:35:28+00:00","items":["5.07","9.01"],"status":"ready","headline":"ORI shareholders elect directors, ratify KPMG, approve executive compensation at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Director nominees elected: Barbara A. Adachi (174.2M for) and Craig R. Smiddy (186.7M for).","Ratification of KPMG LLP as auditor for 2026 approved: 219.8M for, 1.1M against.","Advisory vote on executive compensation approved: 185.1M for, 1.9M against, 33.6M broker non-votes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":499357,"accession_number":"0001213900-26-058446","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-05-18T20:14:29+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Old Republic International prices $700M of 5.700% Senior Notes due 2036","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$700M aggregate principal at 5.700% interest; semi-annual payments begin Dec 1, 2026; matures June 1, 2036.","Notes are redeemable after March 1, 2036 at par; prior to that at Treasury Rate plus 20 bps.","Underwriting agreement with Morgan Stanley and PNC Capital Markets as representatives.","Ninth Supplemental Indenture with Wilmington Trust as trustee filed as Exhibit 4.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98636,"accession_number":"0000074260-26-000066","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q1 net income $330M beats last year; operating EPS falls 15% to $0.68","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $330M ($1.32 diluted EPS) vs $245M ($0.98) YoY; net operating income of $170.5M ($0.68) down 15.4%.","Consolidated combined ratio worsened to 96.6% from 93.7%, driven by higher expense ratio in Specialty Insurance.","Specialty Insurance underwriting income fell 46.7% to $67.2M; Title Insurance underwriting loss narrowed to ($0.5M) from ($12.2M).","Book value per share $24.53, up 1.3% from Dec 2025; $237.5M returned to shareholders via dividends and buybacks.","Proposed acquisition of Everett Cash Mutual received regulatory approval, expected to close early Q3 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":2399400000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":114232,"accession_number":"0000074260-26-000002","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2026-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q4 net operating income down 18.6%; combined ratio worsens to 96.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net operating income per diluted share $0.74 vs $0.90 YoY, a decline of 17.8%.","Consolidated combined ratio 96.0% vs 92.7% last year, driven by commercial auto loss trends.","Specialty Insurance underwriting income fell 63.1% to $37.2M; combined ratio 97.3%.","Title Insurance underwriting income rose 21% to $47.3M; combined ratio 94.0%.","Total capital returned to shareholders $742M in Q4 ($686M dividends, $56M buybacks)."],"consensus_eps_estimate":null,"consensus_eps_actual":3.72,"consensus_revenue_estimate":null,"consensus_revenue_actual":9136300000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130605,"accession_number":"0000074260-25-000166","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-12-12T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Old Republic declares $2.50 special dividend, returns $620M to shareholders","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $2.50 per share declared, payable Jan 14, 2026 to holders of record Jan 2, 2026.","Total dividend of approximately $620 million to be distributed to shareholders.","Company repurchased $47 million of shares in Q4 2025; $864 million remains under authorization.","CEO cites pending acquisition of ECM as part of capital allocation strategy."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":130604,"accession_number":"0000074260-25-000148","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q3 2025 net operating income $0.78/share, up 9.9%; premiums +8.1% to $2.09B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net operating income (ex-investment gains) of $196.7M ($0.78/diluted share) vs $182.7M ($0.71) in Q3 2024.","Consolidated net premiums and fees earned $2.09B, up 8.1% YoY; net investment income $182.6M, up 6.7%.","Combined ratio 95.3% vs 95.0%; favorable prior-year reserve development improved to 2.5 points from 1.3 points.","Book value per share $26.19, up 18.5% incl. dividends since Dec 2024; capital returned $115M ($71M dividends, $44M buybacks).","Specialty Insurance combined ratio 94.8% (94.0% prior); Title Insurance combined ratio 96.4% (96.7% prior)."],"consensus_eps_estimate":null,"consensus_eps_actual":2.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":6746900000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147149,"accession_number":"0000074260-25-000138","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-08-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic authorizes $750M share repurchase program, succeeding $1.1B program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized new $750M buyback program; will start after completing ~$162M left under prior $1.10B program announced March 2024.","Since Dec 2020, Old Republic has returned over $4.2B to shareholders via dividends and share repurchases.","Annualized regular dividend raised 9.4% to $1.16 per share, marking 44th consecutive annual increase and 84th year of uninterrupted payments.","CEO Craig Smiddy cited confidence in balance sheet and earnings; company has retired over 20% of shares in the last three years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":147148,"accession_number":"0000074260-25-000131","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q2 net operating EPS $0.83 (+9.2%); Title insurance combined ratio worsens to 99.0%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net operating EPS $0.83 (up 9.2%); net income $204.4M vs $91.8M last year (boosted by lower investment losses).","Consolidated premiums earned $1.99B (+11%); combined ratio 93.6% (vs 93.5% prior year).","Specialty Insurance pretax operating income $253.7M (+25.3%) on rate increases and new business.","Title Insurance pretax operating income $24.2M (-47.2%); combined ratio 99.0% (vs 95.4%) from litigation costs.","Book value per share $25.14 (+12.6% YTD); Q2 dividends of $71.8M returned to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":1.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":4322600000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165722,"accession_number":"0000074260-25-000106","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Old Republic shareholders elect all director nominees, ratify auditor, approve executive compensation at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees (Bateman, Caldwell, Reed, Risch) elected with over 95% of votes cast (excl. broker non-votes).","KPMG LLP ratified as independent auditor for 2025: 220.7M for, 1.0M against, 0.4M abstain.","Executive compensation approved on advisory basis: 187.2M for, 5.3M against, 0.9M abstain."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165721,"accession_number":"0001104659-25-050274","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"ORI registers up to 1.286M shares for resale by selling stockholders","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed prospectus supplement to register resale of up to 1,286,700 shares of common stock by selling stockholders.","Resale shares are already issued and outstanding; registration does not increase total share count.","Shares registered under automatic shelf registration statement on Form S-3 (File No. 333-277713)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165720,"accession_number":"0001104659-25-039823","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-04-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Old Republic registers 2.83M shares for resale by selling stockholder","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Filed prospectus supplement to register up to 2,829,509 shares of common stock for resale.","Resale shares are already issued and outstanding; no new dilution from the registration.","Selling stockholder is not identified in the 8-K; identity is in the prospectus supplement.","Legal opinion of Assistant General Counsel Victoria Pool filed as Exhibit 5.1.","Registration covers only secondary resales; no increase in total shares outstanding."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":165719,"accession_number":"0000074260-25-000092","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q1 operating EPS up 21% to $0.81; combined ratio improves to 93.7%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Operating income (ex-investment gains) $201.7M, up 9.2% YoY; diluted operating EPS $0.81 vs $0.67, +20.9%.","Net premiums earned $1.841B, +12.1% driven by rate increases and new business; Specialty combined ratio 89.8%.","Consolidated combined ratio 93.7% from 94.3%; favorable prior-year reserve development added 2.6 points.","Book value per share $24.19, up 7.2% incl. dividends; returned $93M to shareholders via dividends and buybacks.","Title Insurance combined ratio improved to 102.1% from 102.5%; pretax operating income up 84% to $4.3M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.98,"consensus_revenue_estimate":null,"consensus_revenue_actual":2114000000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":183312,"accession_number":"0000074260-25-000004","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2025-01-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q4 operating EPS $0.90, up 30% YoY; special dividend $2.00","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 diluted EPS from operations $0.90 (up 30.4% vs $0.69); net income EPS $0.42 (vs $0.69).","Q4 consolidated combined ratio 92.7% (93.3% YoY); full year 93.9% (92.6% YoY).","Special cash dividend $2.00 per share declared in Q4, paid January 2025.","Q4 capital returned: $733M ($558M dividends, $174M buybacks); full year $1.7B.","Specialty Insurance premiums +13.3%; Title Insurance premiums +8.7% in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":3.24,"consensus_revenue_estimate":null,"consensus_revenue_actual":8231500000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199899,"accession_number":"0000074260-24-000142","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-12-13T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Old Republic declares $2.00 special dividend; has returned over $1.7B in last 2.5 years","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $2.00 per share payable Jan 15, 2025, to holders of record Jan 3, 2025; returning ~$500M to shareholders.","In Q4 to date, purchased $174M under $1.1B repurchase authorization; ~$240M remains available.","Over the last 2.5 years, returned over $1.7B to shareholders via repurchases and dividends.","Regular annualized cash dividend of $1.06 per share, up 8.2% from 2023; 43rd consecutive annual increase.","CEO cites strength of balance sheet and confidence in earnings potential of specialty insurance businesses."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":199898,"accession_number":"0000074260-24-000135","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q3 operating EPS $0.71 vs $0.72; combined ratio 95.0% on lower reserve development","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 pretax operating income $229.2M, down 8.6% YoY; diluted operating EPS $0.71 vs $0.72.","Net premiums and fees earned up 9.6% to $1.93B, led by General Insurance (+13.9%) and Title (+3.5%).","Consolidated combined ratio 95.0% (vs 91.9% YoY) reflecting lower favorable prior-year reserve development (1.3 pts vs 4.5 pts).","General Insurance pretax operating income fell 8.5% to $197.3M; Title Insurance up 7.5% to $40.2M.","Book value per share $25.71, up 13.7% YTD inclusive of dividends; $232M returned to shareholders in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":2.81,"consensus_revenue_estimate":null,"consensus_revenue_actual":6229400000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215917,"accession_number":"0000074260-24-000127","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-09-19T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic adopts nonqualified deferred comp plan effective Jan 1, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Plan is unfunded, nonqualified, and intended to comply with IRC Section 409A.","Participation limited to select management and highly compensated employees.","Participant contributions fully vested; employer contributions discretionary.","Accounts adjusted for hypothetical investment earnings based on participant options.","Plan represents unsecured promise; participants are general creditors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215916,"accession_number":"0000074260-24-000116","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q2 pretax operating income $253.8M (+11.6%); diluted EPS ex gains $0.76 (+22.6%)","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax operating income $253.8M, up 11.6% YoY; net income ex investment gains $202.4M, up 12.7%.","Consolidated net premiums & fees earned $1.80B (+9%); net investment income $167.4M (+20.1%).","Combined ratio 93.5% (vs 92.6%) as favorable reserve development normalized to 2.2 points.","General Insurance pretax operating income $202.5M (+9.9%); Title Insurance $46.0M (+32.5%).","Returned $479M to shareholders ($410M buybacks, $69M dividends); book value $23.59 (+3.5% incl divs)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.51,"consensus_revenue_estimate":null,"consensus_revenue_actual":3887600000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235382,"accession_number":"0000074260-24-000102","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-06-03T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic completes sale of run-off mortgage insurance business to Arch Capital","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Sale of run-off mortgage insurance business to Arch Capital Group Ltd. closed June 3, 2024.","Transaction was previously announced; completion removes a legacy segment.","No financial terms or updated guidance were disclosed in this filing.","Old Republic continues as a diversified insurance holding company."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235381,"accession_number":"0000074260-24-000088","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-05-29T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Old Republic shareholders elect all six director nominees, ratify KPMG, approve say-on-pay at 2024 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All six director nominees elected; top vote-getter McNitt 214.7M for, lowest Walker 192.5M for; broker non-votes 27.4M on each.","Ratification of KPMG as independent auditor for 2024 approved with 243.0M for (99.4% of votes cast).","Advisory vote on executive compensation passed with 204.2M for (93.9% of votes cast)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":235380,"accession_number":"0000074260-24-000073","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"ORI Q1 pretax operating income rises 3.9% to $231.5M; diluted EPS ex gains up 9.8%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted net operating income per share $0.67, up 9.8% YoY.","Consolidated combined ratio 94.3% (up 1.6 pts); favorable reserve development 2.3 pts (prior year 4.5 pts).","Net premiums and fees earned $1.64B (+5.6%): General Insurance +13.1%, Title Insurance -6.5%.","Net investment income $164.1M (+19.1%) driven by higher yields.","Returned $264M to shareholders in Q1 ($72 dividends, $193 buybacks); additional $146M buybacks post-quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":1.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":2015900000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253206,"accession_number":"0001104659-24-040538","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-03-28T23:59:59+00:00","items":["1.01","2.03","9.01"],"status":"ready","headline":"Old Republic International prices $400M 5.750% Senior Notes due 2034","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["$400M aggregate principal, 5.750% interest, due March 28, 2034.","Interest payable semi-annually on March 28 and September 28, starting Sept 28, 2024.","Underwritten offering led by Morgan Stanley & Co. and PNC Capital Markets.","Redeemable at par after Dec 28, 2033; make-whole at Treasury + 25 bps prior.","Issued under base indenture with Wilmington Trust as trustee; eighth supplemental indenture."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253205,"accession_number":"0000074260-24-000055","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-03-18T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic appoints Therace M. Risch to Board of Directors, effective March 18, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board size increased from 13 to 14; Risch appointed as Class 2 director, effective March 18, 2024.","Risch brings expertise in cybersecurity, technology transformation, and IT operations; currently EVP & CIO at American Electric Power.","She will serve on Audit Committee and Governance and Nominating Committee; will stand for election at 2025 annual meeting.","Risch has 10 years of insurance industry experience at St. Paul Companies and COUNTRY Financial.","She is independent and receives standard director fees; no compensatory arrangement other than that."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253204,"accession_number":"0000074260-24-000038","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-03-08T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic grants RSUs and PSUs to four named executive officers","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["RSUs: Smiddy 28,912, Sodaro 9,032, Gray 10,537, Oberst 12,042; vest in 3 equal annual installments.","PSUs: Smiddy 86,737, Sodaro 27,100, Gray 31,700, Oberst 36,250; 3-year performance period.","PSU performance criteria: 3-Year Avg Operating ROE (6%-18%) and 3-Year Book Value CAGR (6%-18%), each 50% weighting.","Awards under 2022 Incentive Compensation Plan; accelerate on retirement at 65/10 yrs, death, disability, or divestiture.","Option award form amended to allow exercise up to 4 years post-divestiture of employing affiliate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253203,"accession_number":"0000074260-24-000024","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-03-01T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic declares $0.265 quarterly dividend (8.2% increase) and authorizes $1.1B share repurchase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly dividend of $0.265/share payable March 21, 2024 to holders of record March 11, 2024.","Annualized rate of $1.06/share, up 8.2% from $0.98 in 2023; 43rd consecutive annual increase.","Board authorized $1.10 billion share repurchase program, replacing recently completed $450 million program.","Since Dec 31, 2018, company has returned over $3.5 billion to shareholders via dividends and repurchases.","Buyback has no expiration date; timing and amount depend on valuation and market conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253202,"accession_number":"0000074260-24-000005","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q4 operating income down 21%; Title premiums fall 23% amid rate headwinds","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 pretax operating income $237.1M, down 21.1% YoY; diluted operating EPS $0.69 vs $0.80.","Full-year pretax operating income $938.4M, down 11.4%; combined ratio 92.6% vs 91.0%.","Title Insurance net premiums fell 22.8% in Q4 and 33.2% for full year due to higher mortgage rates.","General Insurance premiums grew 10.6% in Q4; net investment income up 19.1%.","Definitive agreement to sell mortgage insurance business to Arch Capital; $45.6M loss on sale recorded in Q4."],"consensus_eps_estimate":null,"consensus_eps_actual":2.1,"consensus_revenue_estimate":null,"consensus_revenue_actual":7258300000.0,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":253201,"accession_number":"0000074260-24-000002","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2024-01-09T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Old Republic amends bylaws to adopt majority voting standard for director elections","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board adopted majority voting standard for uncontested director elections.","Director nominees failing to receive majority must tender resignation for committee review.","Board to publicly disclose resignation decision within 90 days of election certification.","Removed requirement to make stockholder list available at annual meeting; other clerical changes."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270664,"accession_number":"0000074260-23-000099","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-11-13T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic sells run-off mortgage business to Arch Capital for ~$140M","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total consideration ~$140M; ORI also expects $25M final Q4 dividend from subsidiary.","Transaction involves sale of RMIC Companies, Inc. to Arch U.S. MI Holdings Inc.","Deal subject to regulatory approval; expected to close in first half 2024.","ORI placed this business in run-off in 2011; received over $398M in dividends over past 5 years from subsidiaries.","Insurance Advisory Partners and Kirkland & Ellis advised ORI."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":270663,"accession_number":"0000074260-23-000091","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q3 pretax op income $250.8M, down 2.6%; Title Insurance weak, General strong","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax income excluding investment losses of $250.8M (down 2.6% YoY); diluted EPS $0.72 (up 5.9%).","Title Insurance pretax operating income fell 48.9% to $37.4M on lower mortgage originations due to higher rates.","General Insurance pretax operating income rose 28.6% to $215.5M on premium rate increases and higher net investment income.","Book value per share $21.37 (up from $21.07 at year-end 2022); $192M returned to shareholders in Q3.","Consolidated combined ratio 91.9% (Q3 2023) vs 91.4% (Q3 2022); net premiums and fees earned down 9.4%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.42,"consensus_revenue_estimate":null,"consensus_revenue_actual":5317200000.0,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287583,"accession_number":"0000074260-23-000082","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-08-25T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic declares Q3 dividend of 24.5¢/share, marks 42nd consecutive annual increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of 24.5 cents per share payable Sept 15, 2023 to holders of record Sept 5, 2023.","Full-year dividend increases to 98 cents per share from 92 cents in 2022; 42nd consecutive annual increase.","Dividend payments have been uninterrupted for 82 consecutive years, a record of consistency.","Current annualized rate of 98¢/share represents a ~6.5% increase over prior year's 92¢."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287581,"accession_number":"0000074260-23-000080","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K/A","filed_at":"2023-08-25T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Old Republic board adopts annual say-on-pay frequency after shareholder vote","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders voted for annual say-on-pay at May 25, 2023 Annual Meeting.","Board determined to hold future say-on-pay votes annually until next required advisory vote.","Amendment filed solely to disclose the frequency determination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":287582,"accession_number":"0000074260-23-000064","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic reports Q2 operating earnings down 14.6%; Title insurance revenue slides 37%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS ex investment losses $0.62 (down 10.1%); net income ex losses $179.6M vs $210.2M.","Title Insurance: net premiums down 36.9%; pretax operating income fell 68.3% to $34.7M.","General Insurance: pretax operating income up 33.6% to $184.2M; combined ratio improved to 90.2%.","Q2 capital return: $70M dividends + $218M share repurchases; $83M additional repurchased post-quarter.","Book value per share $21.78, up 3.4% from year-end 2022; consolidated combined ratio 92.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":1.22,"consensus_revenue_estimate":null,"consensus_revenue_actual":3557000000.0,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307809,"accession_number":"0000074260-23-000046","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-05-31T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Old Republic shareholders approve officer liability limit, elect directors at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["All four director nominees elected: Adachi, Kovaleski, Smiddy, Taubitz (227M-233M votes for each).","KPMG ratified as auditor for 2023 with 265M for, 1.3M against.","Advisory vote on executive compensation approved: 225M for, 11.3M against.","Amendment limiting officer liability under Delaware law approved: 192M for, 44M against.","Advisory vote on frequency of executive compensation: majority favored 1-year (226M votes)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307808,"accession_number":"0000074260-23-000042","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-05-12T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic declares 24.5¢ quarterly dividend, authorizes $450M share repurchase","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Regular quarterly cash dividend of 24.5¢ per share payable June 15, 2023 to holders of record June 5, 2023.","Annualized dividend rate $0.98/share, a 6.5% increase from $0.92 in 2022; 42nd straight annual increase.","Board authorized new $450M share repurchase program with no expiration; prior $450M program bought 19.4M shares at avg $23.23.","Since Dec 2016, Old Republic returned ~$3.6B to shareholders through dividends and buybacks."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307807,"accession_number":"0000074260-23-000035","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-05-01T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic announces retirement of Executive Chairman Rande Yeager effective June 30, 2023","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Rande Yeager, Executive Chairman of Old Republic National Title Holding Company, to retire effective June 30, 2023.","Yeager has a 48-year career in title insurance and served as president of the American Land Title Association.","No immediate successor named; CEO Craig Smiddy praised Yeager's leadership and dedication.","Yeager has been with Old Republic for 36 years."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":307806,"accession_number":"0000074260-23-000033","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-04-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q1 operating EPS $0.61, down 3%; Title premiums plunge 42%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income excluding investment gains $179.2M ($0.61 diluted EPS), down 6.6% YoY.","General Insurance pretax operating income rose 35.6% to $193.2M; combined ratio improved to 89.3%.","Title Insurance net premiums and fees earned fell 41.6% to $583.2M; operating income dropped 78.5%.","Net investment income grew 29.7% to $137.8M on higher yields.","Returned $204M to shareholders via dividends and buybacks; completed buyback program post-quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.68,"consensus_revenue_estimate":null,"consensus_revenue_actual":1758700000.0,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326763,"accession_number":"0000074260-23-000027","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-03-21T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic adopts 2023 PRP, sets target awards for CEO and other NEOs","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["New 2023 Performance Recognition Plan replaces prior Key Employee Performance Recognition Plans.","CEO Craig R. Smiddy target award = 165% of base salary; max payout = 200% of target.","Performance metrics: Net Earned Premiums & Fees change (35%), Underwriting Margin/Combined Ratio (35%), Discretionary (30%).","CFO Frank J. Sodaro target 90% of base; EVP/Trsr Gray and EVP Oberst each target 130%.","Awards are cash, payable in 2024; vesting requires employment through payment date (except death/disability/change-in-control)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326762,"accession_number":"0000074260-23-000016","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-03-17T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic appoints J. Eric Smith to Board; adds insurance and reinsurance expertise","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board expanded from 13 to 14 directors; Smith appointed as Class 1 director, effective March 17, 2023.","Smith will serve on Compensation and Governance/Nominating Committees and on major insurance subsidiary boards.","Previously President/CEO of Swiss Re Americas, President of USAA Life Insurance Co and Allstate Financial Services.","Board to reduce to 13 after annual meeting as Arnold Steiner departs at end of term.","ORI added seven new directors in last five years, enhancing diversity of backgrounds and expertise."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":326761,"accession_number":"0000074260-23-000004","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q4 pretax op income ex-invest gains down 10.3%; Title profits plunge 67.2%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2022 pretax operating income ex-investment gains $300.6M vs $335.1M (-10.3%); adj. diluted EPS $0.80 vs $0.88 (-9.1%).","General Insurance pretax op income rose 34.6% to $241.6M; combined ratio improved to 84.0% from 88.2%.","Title Insurance pretax op income fell 67.2% to $45.0M on 29.4% premium decline; combined ratio worsened to 96.2% (89.4% prior year).","Returned $243.7M to shareholders in Q4 ($67.2M dividends, $176.4M buybacks); remaining buyback authority $169M at year-end.","Book value per share $21.05 (-7.5% YoY); total shareholder return including dividends +0.9% for full year 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":2.26,"consensus_revenue_estimate":null,"consensus_revenue_actual":8083700000.0,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":344482,"accession_number":"0000074260-22-000067","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-10-27T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q3 net loss $91.7M on investment losses; operating EPS down 13.9%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net loss $91.7M ($0.31 diluted loss); adjusted operating net income $206.1M ($0.68 diluted), down 14.3% YoY.","Consolidated net premiums & fees earned $1.94B (-5.5% YoY); combined ratio 91.4% (vs 89.8% prior year).","General Insurance pretax operating income rose 15% to $167.6M, driven by commercial auto & workers comp.","Title Insurance pretax operating income fell 46% to $73.3M, as mortgage rates drove 15.2% revenue decline.","Returned $479.1M to shareholders: $374.3M dividends (incl. $1.00 special) and $104.8M share buybacks."],"consensus_eps_estimate":null,"consensus_eps_actual":0.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":5738100000.0,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360972,"accession_number":"0000074260-22-000062","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-08-19T23:59:59+00:00","items":["1.01","1.02","3.03","5.03","9.01"],"status":"ready","headline":"Old Republic terminates poison pill effective immediately; amends bylaws","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Rights Agreement amended to accelerate Final Expiration Date from June 25, 2027 to August 18, 2022; rights expired and agreement terminated.","Stockholder meeting quorum increased from one-third to a majority of outstanding shares via amended bylaws.","Bylaws updated to implement SEC universal proxy rules; exclusive forum provision expanded to include federal district court.","Board size range fixed at 9–15 directors; Chairman or Board may adjourn meetings without quorum for any reasonable purpose."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360971,"accession_number":"0000074260-22-000061","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-08-19T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Republic declares regular $0.23 dividend, $1 special dividend, and $450M buyback","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Regular quarterly cash dividend of $0.23 per share payable Sept 15, 2022 to holders of record Sept 1.","Special one-time cash dividend of $1.00 per share payable on same dates.","Board authorized $450 million share repurchase program with no expiration date.","Combined capital return totals approximately $760 million based on 309M shares outstanding.","41st consecutive annual regular dividend rate increase; 81st year of uninterrupted dividend payments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":360970,"accession_number":"0000074260-22-000051","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic Q2 adjusted EPS dips 5.5% to $0.69; GAAP net loss of $0.13 on $317M investment losses","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Pretax operating income (ex-investment gains/losses) $262.8M in Q2, down 4.4% from $275.0M YoY; combined ratio 90.9%.","General Insurance pretax operating income rose 11.8% to $137.9M; net premiums earned up 8.8%.","Title Insurance pretax operating income fell 21.1% to $109.5M; net premiums and fees down 7.1% on rising mortgage rates reducing refinance activity.","Book value per share $20.99, down 7.8% from Dec 2021, driven by $2.59 per share in net unrealized investment losses in H1 2022.","Net investment income flat at $107.8M; cash dividend increased to $0.23 per share from $0.22 in Q2 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":0.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":4017000000.0,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380138,"accession_number":"0000074260-22-000044","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.07","9.01"],"status":"ready","headline":"Old Republic shareholders approve all four proposals at 2022 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Directors elected with votes ranging from 126.2M to 190.4M; substantial broker non-votes.","KPMG ratified as auditor for 2022: 275.4M for, 1.5M against, 328K abstain.","Advisory say-on-pay passed: 228.0M for, 15.7M against, 2.9M abstain.","2022 Incentive Compensation Plan approved: 174.9M for, 68.8M against, 2.8M abstain; replaces 2016 plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.15,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":380137,"accession_number":"0000074260-22-000020","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-04-29T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"ORI Q1 adj. EPS $0.63 (-8.7%); Title Insurance profit down 21.9% on rate hikes","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income excluding investment gains fell to $191.7M ($0.63 diluted) from $206.3M ($0.69), down 8.7% YoY.","Consolidated combined ratio worsened to 91.9% from 90.9%, as expense ratio rose to 60.2% from 58.1%.","Title Insurance pretax operating income declined 21.9% to $80.9M as rising mortgage rates reduced refinance activity.","General Insurance pretax operating income up 1.2% to $142.5M, with net premiums earned up 6.0% but expense ratio elevated.","Book value per share $22.23, down 2.3% from year-end due to unrealized fixed-income losses; dividend increased to $0.23."],"consensus_eps_estimate":null,"consensus_eps_actual":1.0,"consensus_revenue_estimate":null,"consensus_revenue_actual":2206600000.0,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":398262,"accession_number":"0000074260-22-000004","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2022-01-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Republic reports record Q4 pretax op income $335M, EPS $0.88; FY $1.16B","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS ex-investment gains: Q4 $0.88 (+17.3%), FY $3.08 (+37.5%).","Record pretax income ex gains: Q4 $335.1M (+20.7%), FY $1.16B (+40.2%).","Combined ratio improved to 88.5% (Q4) and 89.9% (FY) from 90.3% and 93.3% in 2020.","Book value per share $22.76 (+9.7% YoY); FY dividends $2.38/share, up from $1.84."],"consensus_eps_estimate":null,"consensus_eps_actual":5.05,"consensus_revenue_estimate":null,"consensus_revenue_actual":9341600000.0,"consensus_period":"2021-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417285,"accession_number":"0000074260-21-000121","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K/A","filed_at":"2021-12-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Old Republic International appoints director Barbara Adachi to two board committees","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Old Republic International Corporation filed Amendment No. 1 to Form 8-K on December 16, 2021.","Board appointed Ms. Barbara Adachi to Audit & Governance Committee and Nominating Committee, effective January 1, 2022.","Ms. Adachi was elected as a Class 3 director on November 16, 2021, reported in the original 8-K filed November 22, 2021.","The amendment solely adds details about Ms. Adachi's committee assignments that were previously undetermined."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417289,"accession_number":"0000074260-21-000116","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2021-11-22T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Old Republic elects Barbara Adachi to Board of Directors, effective Dec 16, 2021","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Board size increased from 13 to 14; Barbara Adachi elected as Class 3 director, effective Dec 16, 2021.","Adachi previously CEO and National Managing Partner of Deloitte Consulting's Human Capital Practice.","She will stand for election at 2023 annual meeting; committee assignments not yet determined.","Old Republic added eight new directors in last four years, with five departures; board now 14 members."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":417288,"accession_number":"0000074260-21-000114","cik":74260,"company_name":"OLD REPUBLIC INTERNATIONAL CORP","ticker":"ORI","form_type":"8-K","filed_at":"2021-11-19T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Old Republic International amends bylaws to add advance notice and disclosure requirements for stockholder proposals","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Implemented advance notice provisions requiring stockholder proposals and director nominations at least 90 days before annual meeting anniversary.","Specifies required disclosures including proxies, contracts, derivative positions, hedging, and performance-related fees.","Requires nominated directors to complete a questionnaire and make representations on voting commitments and fiduciary duties.","Amendment effective upon Board approval on November 19, 2021.","Does not affect existing proxy access or Rule 14a-8 proposal rights."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":9345168733.472977,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2021-11-19T23:59:59+00:00|417288"}