{"filings":[{"id":540676,"accession_number":"0000357173-26-000026","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-05-20T14:30:10+00:00","items":["5.07"],"status":"ready","headline":"Old Second Bancorp holds annual meeting, elects four directors, approves say-on-pay and auditor ratification","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Elected Darin Campbell, Billy J. Lyons Jr., Patti Temple Rocks, and John Williams Jr. as Class I directors for three-year terms expiring 2029.","Non-binding say-on-pay resolution approved with 37,948,165 votes for vs 726,935 against.","Ratification of Plante & Moran as independent auditor for 2026 passed with 43,850,137 votes for.","Approximately 85.4% of shares were represented at the meeting (44,215,472 of 51,779,472 shares)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":511436,"accession_number":"0000357173-26-000024","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-05-19T13:50:11+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second Bancorp holds Annual Stockholders Meeting; presentation available online","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Meeting held on May 19, 2026 at 9:00 am CDT; presentation posted on IR website.","Presentation materials accessible under Presentations tab at oldsecond.com.","No specific financial results or forward guidance disclosed in this 8-K filing.","Routine annual meeting disclosure with no material new information for investors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98064,"accession_number":"0000357173-26-000020","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-04-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Bancorp Q1 2026 loan charge-offs rise to $9.8M; ACL at $72.1M","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Total loans $5.185B as of 3/31/26, down from $5.252B at 12/31/25.","Allowance for credit losses (ACL) $72.1M, provision expense $9.6M in Q1.","Net charge-offs of $9.78M in Q1 2026, up from $5.98M in Q4 2025.","Powersport segment net charge-offs $11.34M in Q1; CRE investor $3.93M.","Criticized loans ratio improved to 4.5% of total loans from 8.0% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":0.48,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98063,"accession_number":"0000357173-26-000018","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-04-21T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.07/share cash dividend, payable May 11","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.07 per share declared on April 21, 2026.","Payable date: May 11, 2026; record date: May 1, 2026.","Dividend amount unchanged from prior quarter; no special or increased payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":98062,"accession_number":"0000357173-26-000016","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-04-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q1 2026 earnings on April 22, call April 23","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q1 2026 financial results to be released after market close on April 22, 2026.","Earnings call scheduled for April 23, 2026 at 10:00 AM ET / 9:00 AM CT.","Webcast accessible via https://www.webcaster5.com/Webcast/Page/2239/53807.","Replay available on investor relations website for up to one year.","No preliminary financial data or guidance provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113328,"accession_number":"0000357173-26-000014","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-03-04T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Old Second Bancorp redeems $30M of 3.50% subordinated notes due 2031","summary_kind":"llm","event_type":"debt","confidence":"high","bullets":["Redemption of $30M aggregate principal of 3.50% Fixed-to-Floating Rate Subordinated Notes due 2031.","Redemption date is April 15, 2026; redemption price is 100% of principal plus accrued interest.","After redemption, $30M aggregate principal of the notes will remain outstanding.","Federal Reserve Bank of Chicago provided non-objection to the redemption."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113327,"accession_number":"0000357173-26-000012","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Old Second Bancorp authorizes $43.9M share repurchase program, receives Fed nonobjection","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $43.9M in common stock repurchases; program expires Dec 31, 2026.","Federal Reserve Bank of Chicago issued nonobjection letter dated Jan 8, 2026.","Repurchases may be made via open market, trading plans, or private negotiations.","Management has discretion over timing, quantity, and price; no obligation to buy shares.","Program can be suspended or restarted at any time; post-2026 repurchases require new Fed nonobjection."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113326,"accession_number":"0000357173-26-000010","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-01-21T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second reports Q4 2025 loan portfolio: total loans $5.25B, ACL $72.3M, NCOs $5.98M","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Total loans of $5,252M as of Dec 31, 2025; allowance for credit losses (ACL) of $72.3M, up from $43.6M at Dec 31, 2024.","Net charge-offs in Q4 2025 were $5,981K ($16,227K TTM); Powersport NCOs were $7,446K in Q4.","ACL increased due to $17.5M Day 1 credit mark and $13.2M Day 2 credit mark from Evergreen Bank Group acquisition.","Criticized loans ratio rose to ~3.2% of total loans from ~2.0% a year earlier; classified loans totaled $150M.","Commercial RE Investor portfolio LTV 54%, office CRE classified $3M with 3.37% allowance."],"consensus_eps_estimate":null,"consensus_eps_actual":1.62,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113325,"accession_number":"0000357173-26-000007","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-01-20T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.07 per share cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.07 per share declared on January 20, 2026.","Payable on February 9, 2026, to shareholders of record as of January 30, 2026.","Ticker: OSBC (Nasdaq)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":113324,"accession_number":"0000357173-26-000005","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2026-01-02T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q4 2025 results on Jan 21, 2026","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Q4 2025 financial results to be released after market close on January 21, 2026.","Earnings call scheduled for January 22, 2026 at 10:00 a.m. ET (9:00 a.m. CT).","Webcast available on the Old Second Investor Relations website; replay accessible for one year.","No financial results or guidance provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129704,"accession_number":"0000357173-25-000088","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-10-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Q3 loans surge to $5.27B on Evergreen acquisition; ACL rises to $75M","summary_kind":"llm","event_type":"earnings","confidence":"medium","bullets":["Total loans $5,265M at 9/30/2025, up 32% from $3,999M at 6/30/2025, primarily due to Evergreen Bank Group acquisition.","Allowance for credit losses increased to $75.0M from $43.0M; included $30.7M in Day 1 credit marks (PCD $17.5M, non-PCD $13.2M).","Net charge-offs in Q3 2025 were $5.1M, up from $0.8M in Q2 2025; TTM NCO ratio 0.33%.","Powersport segment had $3.0M net charge-offs in Q3, commercial (incl. leases) $1.2M; overall credit quality weakening.","Loan portfolio: 92% organic, 8% purchased; CRE investor $1,257M (1.65% ACL); criticized loans 1.43% of total."],"consensus_eps_estimate":null,"consensus_eps_actual":1.06,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129703,"accession_number":"0000357173-25-000086","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.07 cash dividend payable Nov 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.07 per share declared on October 21, 2025.","Payable on November 10, 2025 to stockholders of record on October 31, 2025.","Dividend approved by the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":129702,"accession_number":"0000357173-25-000084","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-10-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q3 2025 earnings Oct 22 after close; call Oct 23","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q3 2025 financial results to be released after market close on October 22, 2025.","Earnings call scheduled for October 23, 2025 at 10:00 a.m. ET (9:00 a.m. CT).","Dial-in for call: 888-506-0062, Entry Code 740004; replay available until Oct 30."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146283,"accession_number":"0000357173-25-000082","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K/A","filed_at":"2025-09-17T23:59:59+00:00","items":["9.01"],"status":"ready","headline":"Old Second closes Bancorp Financial buy; pro forma H1 2025 diluted EPS $0.43","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Total purchase consideration ~$189.4M: $140.5M in OSBC stock (7.9M shares at $17.74) plus $48.9M cash.","Pro forma combined assets $7.09B; net income $22.9M for H1 2025; diluted EPS $0.43 vs OSBC standalone $0.91.","Preliminary goodwill $33.7M and core deposit intangible $6.2M recorded from purchase accounting.","Bancorp Financial stockholders got $15.93 cash and 2.5814 OSBC shares per share held.","Pro forma includes $18.4M day-two provision for credit losses on acquired non-PCD loans."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146288,"accession_number":"0000357173-25-000079","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-09-15T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Old Second Bancorp director John Ladowicz resigns at age 73 under mandatory retirement policy","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["John Ladowicz resigned from Board effective Sept 14, 2025, upon turning 73 per company's Director Resignation Policy.","Resignation not due to any disagreement with Old Second Bancorp.","Ladowicz served on Audit, Compensation, Nominating, Loan, and Risk committees since 2008.","Board will not immediately fill vacancy; board size reduced by one member.","Board realigned director classes in Feb 2025 anticipating Ladowicz's retirement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146287,"accession_number":"0000357173-25-000073","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-07-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Q2 net income $21.8M, EPS $0.48; closed $1.4B Bancorp Financial merger","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 2025 net income of $21.8M ($0.48 diluted EPS) vs $19.8M ($0.43) in Q1 and $21.9M ($0.48) in Q2 2024.","Adjusted net income (non-GAAP) of $22.8M ($0.50 EPS) vs $20.6M ($0.45) Q1 and $21.2M ($0.46) Q2 2024.","Net interest margin (tax-equivalent) 4.85%; net interest income up 7.6% YoY to $64.2M.","Nonperforming loans fell to 0.8% of total loans; tangible book value per share rose to $13.44.","On July 1, 2025, closed acquisition of Bancorp Financial (Evergreen Bank), a $1.4B bank holding company."],"consensus_eps_estimate":null,"consensus_eps_actual":0.91,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146286,"accession_number":"0000357173-25-000071","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.06 quarterly dividend payable Aug. 4, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared a cash dividend of $0.06 per share on July 15, 2025.","Dividend payable August 4, 2025, to shareholders of record as of July 25, 2025.","No change indicated from prior dividend rate; annualized rate remains $0.24 per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146285,"accession_number":"0000357173-25-000069","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-07-02T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q2 2025 earnings on July 23, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Q2 2025 results released after market close on Wednesday, July 23, 2025.","Earnings call scheduled for Thursday, July 24, 2025 at 10:00 a.m. Eastern Time.","Dial-in for call: 888-506-0062, Entry Code 566890; replay available through July 31, 2025 via 877-481-4010, Replay PIN 52648."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":146284,"accession_number":"0000357173-25-000066","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["2.01","5.02","8.01","9.01"],"status":"ready","headline":"Old Second completes merger with Bancorp Financial; pro forma assets ~$6.98B","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Bancorp Financial shareholders receive 2.5814 OSBC shares + $15.93 cash per share; merger closed July 1, 2025.","Pro forma combined: ~$6.98B assets, $5.95B deposits, $5.09B loans, 56 locations in Chicago market.","Darin Campbell (former Bancorp Financial CEO) joins OSBC board; appointed EVP, President of three lending units; $550k base salary.","Jill Voss (former Bancorp Financial CFO) joins Old Second National Bank board.","Campbell receives CBAA with 2x severance on change-in-control termination, plus other benefits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164647,"accession_number":"0000357173-25-000060","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Bancorp Financial shareholders approve merger with Old Second; close set for July 1, 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Stockholder approval received on June 18, 2025 for the previously announced merger with Old Second Bancorp.","Merger was announced on February 25, 2025; closing expected July 1, 2025, subject to customary conditions.","Old Second is the acquirer in the transaction, which will combine Bancorp Financial with Old Second."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164639,"accession_number":"0000357173-25-000055","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K/A","filed_at":"2025-06-03T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Old Second Bancorp Board adopts annual Say-on-Pay vote frequency","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["At May 20, 2025 annual meeting, shareholders favored annual advisory Say-on-Pay votes.","Board of Directors decided to hold non-binding Say-on-Pay vote annually going forward.","Policy remains until next required frequency vote or Board determines otherwise."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164646,"accession_number":"0000357173-25-000048","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-05-28T23:59:59+00:00","items":["5.03","9.01"],"status":"ready","headline":"Old Second Bancorp doubles authorized common shares to 120M after stockholder approval","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Certificate of Amendment filed to increase authorized common stock from 60M to 120M shares.","Amendment approved by stockholders at the May 20, 2025 Annual Meeting.","No immediate impact on outstanding shares or financials disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164645,"accession_number":"0000357173-25-000044","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-05-22T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Old Second receives regulatory approvals for Bancorp Financial merger; close expected July 2025","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Received required bank regulatory approvals for merger with Bancorp Financial, Inc. (Oakbrook, IL).","Completion still subject to Bancorp Financial stockholder approval and other customary closing conditions.","Old Second expects to close the transaction in July 2025; operates 53 branches in Illinois.","Bancorp Financial maintains 3 banking locations in DuPage/Cook counties, IL, plus one Reno, NV loan office.","CEO James Eccher cites enhanced financial strength and Chicago market position from the combination."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164644,"accession_number":"0000357173-25-000041","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Old Second Bancorp shareholders approve doubling authorized shares to 120M; all proposals pass","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected four Class III directors (Bonifas, Collins, Kotche, York) to terms expiring 2028.","Approved amendment increasing authorized common stock from 60M to 120M shares.","Approved amendment to 2019 Equity Incentive Plan to add 800,000 shares (total 2.6M).","Say-on-pay vote passed with ~31.4M for vs. ~2.0M against; annual frequency approved.","Ratified Plante & Moran, PLLC as independent auditor for FY 2025 with ~36.9M votes for."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.15,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164643,"accession_number":"0000357173-25-000038","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-05-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second Bancorp holds annual meeting; presentation materials available on IR website","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Annual Stockholders Meeting held May 20, 2025 at 9:00 am CDT.","Presentation materials posted under Presentations tab on Investor Relations section of oldsecond.com.","No financial results or material updates disclosed in the presentation announcement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.0,"calibrated_materiality_score":0.0,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164642,"accession_number":"0000357173-25-000032","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-04-23T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second reports Q1 2025 net income of $19.8M ($0.43 EPS); net interest margin expands to 4.88%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $19.8M ($0.43 diluted EPS) vs $19.1M ($0.42) in Q4 2024 and $21.3M ($0.47) in Q1 2024.","Net interest margin (TE) rose to 4.88% from 4.68% Q4 and 4.58% Q1 2024; net interest income $62.9M.","Provision for credit losses fell to $2.4M from $3.5M Q4; total loans down to $3.94B.","Tangible book value per share $12.88, up from $12.38 Q4; TCE/TA ratio 10.34%.","Noninterest expense $44.5M, up 16.4% YoY; noninterest income down 2.9% YoY to $10.2M."],"consensus_eps_estimate":null,"consensus_eps_actual":0.43,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164641,"accession_number":"0000357173-25-000029","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-04-15T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.06 per share cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.06 per share declared on April 15, 2025.","Payable on May 5, 2025 to stockholders of record as of April 25, 2025.","This is a regular quarterly dividend, unchanged from prior rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":164640,"accession_number":"0000357173-25-000026","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-04-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q1 2025 earnings on Apr 23 after market close","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Q1 2025 results release after market close on April 23, 2025.","Earnings call on April 24, 2025 at 10:00 AM ET; dial 888-506-0062, entry code 944947.","Replay available through May 1, 2025 by dialing 877-481-4010, replay PIN 52242."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182372,"accession_number":"0000357173-25-000018","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-02-25T23:59:59+00:00","items":["1.01","8.01","9.01"],"status":"ready","headline":"Old Second to acquire Evergreen Bank for ~$197M in 75% stock / 25% cash deal","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Aggregate transaction value of ~$197 million; implied purchase price of $62.60 per Bancorp Financial share.","Consideration: 2.5814 Old Second shares + $15.93 cash per Bancorp Financial share; 75% stock, 25% cash.","Expected ~16% EPS accretion to Old Second in first full year with cost savings fully phased in.","Pro forma company will have ~$7.1B assets, ~$6.0B deposits, ~$5.2B loans; second largest community bank <$10B in Chicago.","Merger expected to close in Q3 2025, subject to regulatory approvals and Bancorp Financial stockholder vote."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182371,"accession_number":"0000357173-25-000013","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-01-22T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Bancorp reports Q4 2024 results; press release not included in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filed 8-K under Item 2.02 for Q4 2024 earnings, but press release (Ex. 99.1) not provided in the appended text.","Loan portfolio disclosures (Ex. 99.2) dated June 30, 2020, not Q4 2024 period; appears stale or misdated.","No specific EPS, revenue, or guidance figures available for investor analysis from the provided materials."],"consensus_eps_estimate":null,"consensus_eps_actual":1.87,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182370,"accession_number":"0000357173-25-000008","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-01-21T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.06 per share cash dividend payable Feb 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.06 per share declared on January 21, 2025.","Payable on February 10, 2025 to stockholders of record as of January 31, 2025.","Ticker: OSBC; headquartered in Aurora, Illinois."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":182369,"accession_number":"0000357173-25-000004","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2025-01-02T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp schedules Q4 2024 earnings release for Jan 22, 2025","summary_kind":"llm","event_type":"other","confidence":"medium","bullets":["Q4 2024 financial results will be released after market close on January 22, 2025.","Earnings call scheduled for January 23, 2025 at 10:00 a.m. Eastern Time.","Dial-in: 888-506-0062, Entry Code: 894547; replay via 877-481-4010, PIN 51807 until Jan 30."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198988,"accession_number":"0000357173-24-000085","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K/A","filed_at":"2024-12-20T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Old Second Bancorp authorizes $39.1M stock repurchase program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized repurchase of up to $39.1M of common stock.","Federal Reserve Bank of Chicago issued non-objection on Dec 16, 2024.","Repurchases may be made through open market, trading plans, or private deals.","Program expires after Dec 31, 2025 unless Fed non-objection is renewed.","Management retains discretion to start, pause, or stop repurchases."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198993,"accession_number":"0000357173-24-000082","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Old Second Bancorp authorizes $39.1M share repurchase; Fed non-objection secured","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board authorized up to $39.1M share repurchase; Federal Reserve non-objection received Dec 16, 2024.","Repurchases may be made via open market, Rule 10b5-1 plans, or private negotiations at management's discretion.","Program runs through Dec 31, 2025; any repurchases after that date require further Federal Reserve non-objection.","Company is not obligated to repurchase any shares; program may be suspended or discontinued at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198992,"accession_number":"0000357173-24-000078","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-12-09T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second completes five-branch acquisition from First Merchants Bank","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Closed purchase of five Illinois branches from First Merchants Bank effective Dec 6, 2024.","Assumed ~$274.2M in deposits and purchased ~$7.5M in loans, plus other branch assets.","Acquired branches will open as Old Second on Monday, December 9, 2024.","CEO James Eccher said the deal adds meaningfully to the company's Southeast Chicago network."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198991,"accession_number":"0000357173-24-000071","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-10-16T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Bancorp reports Q3 2024 financial results on October 16, 2024","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Old Second Bancorp (OSBC) issued a press release on October 16, 2024, announcing financial results for Q3 ended September 30, 2024.","The Form 8-K includes press release (Exhibit 99.1) and loan portfolio disclosures dated September 30, 2024 (Exhibit 99.2).","The company reported a total loan portfolio balance of $2.05 billion and $2.54 billion in total commitments as of June 30, 2020.","Payment modifications accounted for 9.03% of total commitment, with 449 deferrals or modifications as of June 30, 2020."],"consensus_eps_estimate":null,"consensus_eps_actual":1.45,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198990,"accession_number":"0000357173-24-000068","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.06 per share cash dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board declared cash dividend of $0.06 per share on October 15, 2024","Dividend payable on November 4, 2024 to stockholders of record as of October 25, 2024","Old Second Bancorp (OSBC) continues its quarterly dividend program"],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":198989,"accession_number":"0000357173-24-000065","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-10-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp to report Q3 2024 earnings after close Oct 16; call Oct 17","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Financial results for Q3 2024 will be released after market close on October 16, 2024.","Earnings call on Thursday, October 17, 2024 at 10:00 a.m. Eastern Time.","Dial-in number for investors: 888-506-0062, Entry Code: 232873.","Replay available until October 24, 2024 via 877-481-4010, Replay PIN: 51325."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215036,"accession_number":"0000357173-24-000062","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-08-27T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second Bancorp to acquire 5 Chicago-area branches from First Merchants for $23M premium","summary_kind":"llm","event_type":"m_and_a","confidence":"high","bullets":["Assumes ~$304M in deposits and purchases ~$12M in loans from First Merchants.","Pays deposit premium of 7.5%, or ~$23M cash consideration; closing expected Q4 2024.","Acquisition enhances Old Second's position in Southeast Chicago MSA; First Merchants exits suburban Chicago.","Old Second had $5.7B in assets as of June 30, 2024; transaction subject to regulatory approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215035,"accession_number":"0000357173-24-000056","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-07-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Bancorp reports Q2 2024 results; loan portfolio data shows $2.05B outstanding","summary_kind":"llm","event_type":"other_material","confidence":"low","bullets":["Total loan balance $2.05B, total commitment $2.54B as of June 30, 2024 (disclosure dated 2020 likely a typo).","Payment modification rate 9.03% of total commitment; 449 payment deferrals/modifications.","CRE investor loans $723M (28% of portfolio); C&I $575M; CRE owner-occupied $344M.","Geographic concentration: 81% in IL; industry diversification with limited high-risk exposure.","Loan portfolio disclosure provided as Exhibit 99.2; press release with earnings details in Exhibit 99.1 (not included)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215034,"accession_number":"0000357173-24-000053","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.05 per share cash dividend payable Aug 5, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.05 per share declared on July 16, 2024 by Board of Directors.","Payable on August 5, 2024 to shareholders of record as of July 26, 2024.","Common stock trades on Nasdaq under ticker OSBC."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":215033,"accession_number":"0000357173-24-000049","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-07-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp announces Q2 2024 earnings release date of July 17","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Financial results for Q2 2024 released after market close on July 17, 2024.","Earnings call on July 18, 2024 at 10:00 a.m. ET; dial-in 888-506-0062, entry code 230168.","Replay available until July 25, 2024 at 877-481-4010, replay PIN 50796."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234261,"accession_number":"0000357173-24-000041","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-05-23T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Old Second Bancorp stockholders elect four Class II directors at May 21 annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected James Eccher, Barry Finn, Dennis Klaeser, Hugh McLean as Class II directors (term expiring 2027).","Say-on-pay advisory vote approved: 29,454,172 for, 4,064,267 against, 463,002 abstentions.","Ratified Plante & Moran as independent auditor for FY 2024: 37,639,089 for, 442,138 against.","Approximately 85.08% of outstanding shares (38.16M of 44.85M) represented at the meeting.","Broker non-votes: 4,174,883 on director elections and say-on-pay; none on auditor ratification."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234260,"accession_number":"0000357173-24-000038","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-05-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second Bancorp announces 2024 Annual Stockholders Meeting; presentation posted","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Annual meeting held on May 21, 2024 at 9:00 am CDT.","Presentation materials available on Investor Relations section of www.oldsecond.com.","No financial results or material updates disclosed in the presentation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234259,"accession_number":"0000357173-24-000031","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-05-08T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Old Second Bancorp to present at D.A. Davidson Financial Institutions Conference","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["Management attending D.A. Davidson 26th Annual Financial Institutions Conference from May 8-10, 2024.","Investor presentation materials posted under Presentations tab on Old Second's IR website.","No material financial updates or guidance changes disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.05,"calibrated_materiality_score":0.05,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234258,"accession_number":"0000357173-24-000027","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-04-17T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Old Second Q1 net income $21.3M ($0.47 EPS); QoQ up from $0.40, YoY down from $0.52","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $21.3M, diluted EPS $0.47; adjusted EPS $0.47 (no adjustments). Q4: $18.2M, $0.40; Q1 2023: $23.6M, $0.52.","Net interest income $59.8M, down 2.4% QoQ and 6.7% YoY; NIM (GAAP) 4.55%.","Provision for credit losses $3.5M, down from $8.0M in Q4; nonperforming loans 1.6% of total loans ($65.1M).","Tangible book value $11.13, up 25% YoY; CET1 ratio 12.02% vs 9.91% year ago.","Dividend declared $0.05 per share, payable May 6, 2024 to holders of record April 26, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":0.47,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234257,"accession_number":"0000357173-24-000023","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp declares $0.05 per share quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Cash dividend of $0.05 per share declared by Board on April 16, 2024.","Payable May 6, 2024 to stockholders of record April 26, 2024.","Routine quarterly dividend declaration; no change in rate disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":234256,"accession_number":"0000357173-24-000020","cik":357173,"company_name":"OLD SECOND BANCORP INC","ticker":"OSBC","form_type":"8-K","filed_at":"2024-04-01T23:59:59+00:00","items":[],"status":"ready","headline":"Old Second Bancorp schedules Q1 2024 earnings release for April 17, call on April 18","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Q1 2024 financial results to be released after market close on April 17, 2024.","Earnings call scheduled for April 18, 2024 at 11:00 a.m. ET; dial-in 888-506-0062, Entry Code 259215.","Replay available until April 25, 2024 at 877-481-4010, Replay PIN 50298.","No financial figures or guidance provided in this filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":1091909187.1423917,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}