{"filings":[{"id":2346716,"accession_number":"0000894671-26-000055","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-08-19T16:39:26+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ohio Valley Banc extends share repurchase program to Aug 31, 2027","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board extended buyback expiration from Aug 31, 2026 to Aug 31, 2027; program originally approved in 2021.","Program authorizes repurchase of up to $5,000,000 in OVBC common stock.","As of Aug 18, 2026, company had repurchased approximately $2,967,000 in common stock.","No other changes to the buyback program; board may terminate or amend at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1872196,"accession_number":"0000894671-26-000044","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-07-27T14:21:37+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income down 30.5%; provision spikes on two large commercial credits","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $2.927M ($0.62 EPS) vs $4.210M ($0.89 EPS) a year ago, down 30.5%.","Provision for credit losses $3.755M, up $2.607M from Q2 2025, driven by $4.531M specific allocations on two collateral-dependent loans (auto dealership and hotel construction).","Net interest margin narrowed to 3.93% from 4.17% as funding costs rose faster than asset yields.","Nonperforming loans to total loans rose to 1.44% at June 30, 2026 from 0.45% a year earlier; allowance for credit losses increased to 1.33% from 0.99%.","Visa share exchange generated $377,000 gain; tax processing agreement expiration reduced electronic refund fees by $135,000 in Q2."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1631396,"accession_number":"0000894671-26-000041","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-07-14T17:45:18+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.25 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.25 per common share declared.","Payable on August 10, 2026 to shareholders of record July 24, 2026.","Dividend is a regular quarterly declaration by the Board of Directors."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":458436,"accession_number":"0000894671-26-000036","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-05-15T15:10:05+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Ohio Valley Banc appoints independent chairman and new president at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas E. Wiseman retired as chairman; K. Ryan Smith named OVBC's first independent chairman.","Ryan J. Jones appointed president and director, while Larry E. Miller II continues as CEO.","Board amended bylaws to clarify chairman serves at pleasure of board, not automatically an officer.","New loan office to open in Charleston, WV this summer; additional offices in South Bloomfield and Ironton, OH planned.","Shareholders elected three directors, approved say-on-pay, and ratified Plante & Moran as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99542,"accession_number":"0000894671-26-000030","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc reports Q1 net income $4.3M, down 2.5% YoY; NPL ratio rises to 1.64%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.297M ($0.91 EPS) vs $4.406M ($0.94 EPS) in Q1 2025; ROA 1.08% vs 1.20%.","Net interest income up 13.3% to $14.888M; net interest margin expanded to 4.01% from 3.85%.","Provision for credit losses surged to $1.622M from $0.416M, driven by $2.031M specific allocation on two collateral-dependent loans.","Nonperforming loan ratio 1.64% (Mar 31) vs 1.40% (Dec 31) and 0.48% (Mar 31 2025); ACL ratio 1.07%.","Noninterest income fell $358K due to expiration of a tax processing agreement; salaries and benefits rose 5.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99541,"accession_number":"0000894671-26-000025","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.25 quarterly dividend, payable May 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.25 per share declared on common shares.","Payable date: May 10, 2026; record date: April 24, 2026.","Annualized dividend rate $1.00 per share based on quarterly payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115602,"accession_number":"0000894671-26-000021","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-02-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ohio Valley Banc Corp announces retirement of director and chairman at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David W. Thomas notified intent to retire from board of Ohio Valley Banc Corp and Ohio Valley Bank Company at May 2026 annual meeting.","Thomas's retirement is due to mandatory retirement policy upon reaching age 70, with no disagreement with the company.","Thomas E. Wiseman notified intent to retire as Chairman of the Board of the company and bank, effective at the 2026 annual meeting.","Wiseman will remain as a director of both entities after retiring from the chairman position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115601,"accession_number":"0000894671-26-000007","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q4 net income $3.955M (+57.3% YoY); EPS $0.84","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2025 net income $15.601M (+41.8%); EPS $3.31 vs $2.32 in 2024.","Net interest margin expanded to 4.18% in Q4 (3.70% Q4 2024) driven by higher loan yields and lower funding costs.","Total loans grew $134M (12.6%) to $1.196B; nonperforming loans rose to 1.40% (0.46% year-end 2024) on two commercial loans.","Sold $36.9M in low-yield securities at $3.747M loss, reinvested at 4.52% yield to boost future NIM.","Q4 dividend $0.23/share, up from $0.22 in Q4 2024; annual dividend $0.91 vs $0.88."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115600,"accession_number":"0000894671-26-000002","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-01-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp. declares $0.23 per share quarterly dividend payable Feb 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board of Directors declared a quarterly cash dividend of $0.23 per share on common shares on January 13, 2026.","Dividend payable on February 10, 2026 to shareholders of record on January 23, 2026.","Ohio Valley Banc Corp. (OVBC) continues its regular quarterly dividend program.","The dividend declaration was approved by the Board on the same date as the report."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132039,"accession_number":"0000894671-25-000044","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income rises 11.4% to $3.03M; EPS $0.64","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $3.03M ($0.64 EPS), up 11.4% from $2.72M ($0.58 EPS) year ago.","Nine-month net income $11.65M ($2.47 EPS), up 37.3% from $8.48M ($1.79 EPS).","Net interest margin improved to 4.05% (Q3) from 3.76%; YTD NIM 4.03% vs 3.71%.","Sold $11M securities yielding 1.32%, reinvested at 4.37% to enhance future NIM.","YTD loan growth $69M; nonperforming loans ratio improved to 0.42% from 0.44%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132038,"accession_number":"0000894671-25-000042","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.23 quarterly dividend, payable Nov 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per common share declared on October 21, 2025.","Dividend payable on November 10, 2025 to shareholders of record on October 31, 2025.","No change in dividend rate indicated; continues regular quarterly payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148605,"accession_number":"0000894671-25-000038","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ohio Valley Banc extends share repurchase program to August 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company's $5M stock buyback program extended by one year, now set to expire August 31, 2026.","As of August 19, 2025, approximately $2,967,000 of the $5M authorization had been repurchased.","Program originally approved in 2021; no changes other than extension of expiration date.","Board may terminate or amend the program at any time before the new expiration date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148604,"accession_number":"0000894671-25-000032","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income up 41.7% to $4.21M; EPS $0.89 vs $0.63 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.21M (EPS $0.89) vs $2.97M ($0.63) in Q2 2024; six-month EPS $1.83 vs $1.21.","Net interest margin expanded to 4.17% from 3.74% YoY, driven by higher yielding assets and lower deposit costs.","Loan growth of $58M in Q2, led by commercial real estate and residential lending; total loans $1.10B at June 30.","Provision for credit losses increased to $1.15M vs $181K YoY, reflecting loan growth and higher modeled loss rates.","Dividend per share $0.23, up from $0.22; book value per share $34.12 vs $30.94 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148603,"accession_number":"0000894671-25-000031","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.23 quarterly dividend, payable Aug 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per common share declared by Board on July 15, 2025.","Dividend payable on August 10, 2025 to shareholders of record on July 25, 2025.","No indication of a change from previous dividend rate; appears to be a regular quarterly declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148602,"accession_number":"0000894671-25-000029","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ohio Valley Banc added to Russell 3000 Index effective June 30, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["OVBC joined the Russell 3000 Index and the small-cap Russell 2000 Index.","Membership follows the 2025 annual Russell indexes reconstitution.","Inclusion in Russell indexes can attract index fund investment; about $10.6 trillion in assets benchmarked against Russell US indexes as of June 2024.","OVBC will remain in the index for one year until the next reconstitution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167460,"accession_number":"0000894671-25-000028","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc Corp. shareholders re-elect directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Larry E. Miller II, Edward J. Robbins, and K. Ryan Smith to board with 97.5%, 91.2%, and 92.4% votes for respectively.","Non-binding advisory vote on executive compensation passed with 92.5% votes for (3,129,303 votes for, 213,055 against, 41,846 abstentions).","Ratified Plante & Moran PLLC as independent auditor for fiscal 2025 with 98.9% votes for (3,749,810 for, 24,239 against, 38,917 abstentions)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167459,"accession_number":"0000894671-25-000020","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q1 net income $4.4M (+58% YoY); 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full-year EPS $2.32 vs $2.65","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.515M ($0.53 EPS) vs $3.223M ($0.68) a year ago; FY 2024 net income $10.999M ($2.32 EPS), down 12.9%.","Two one-time expenses: $3.3M voluntary early retirement program and $496k Sweet Home Ohio account bonuses.","Net interest income increased $1.755M Q4, $2.777M FY; net interest margin fell 23 bps to 3.71%.","Total assets $1.503B (+$151M), deposits +$148M, loans +$90M; nonperforming loans ratio rose to 0.46% from 0.26%.","Dividend $0.22 per share unchanged; book value $31.91 (+5.8%); ROAA 0.77% vs 0.99%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184762,"accession_number":"0000894671-25-000001","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-01-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22 quarterly dividend, payable Feb 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared.","Payable on February 10, 2025 to shareholders of record on January 24, 2025.","Dividend continues at the same $0.22 quarterly rate as previous quarters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201339,"accession_number":"0000894671-24-000028","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ohio Valley Banc Corp. EVP Thomas Wiseman to retire Jan 1, 2025, remains non-executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas E. Wiseman notified retirement as executive officer of OVBC and The Ohio Valley Bank Company, effective January 1, 2025.","Will remain non-executive Chairman of the Board, serving on Audit and Enterprise Risk Committees (non-voting) and Executive Committee (voting).","Annual cash compensation of $259,284 as Chairman and non-executive employee, plus eligibility for all employee director compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201338,"accession_number":"0000894671-24-000023","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income up 20.8% YoY to $2.72M; loan growth exceeds expectations","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 EPS $0.58 vs $0.47 YoY; net income $2.72M, up 20.8%.","Nine-month net income $8.48M ($1.79 EPS), down from $9.41M ($1.97 EPS) in 2023.","Loan growth of $77M in 2024, driven by commercial and residential; net interest margin improved sequentially.","Voluntary early retirement program: $295K expense in Q3, expects additional $3.04M in Q4 to reduce future salary costs.","Ohio HomeBuyer Plus program drove $100M in deposits and $109M securities increase; exited indirect auto/RV lending Oct 11."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201337,"accession_number":"0000894671-24-000022","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.22 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared by Board.","Payable on November 10, 2024 to shareholders of record on October 25, 2024.","Regular quarterly dividend maintained at prior rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217379,"accession_number":"0000894671-24-000021","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-08-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OVBC extends share repurchase program expiration to August 31, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board extended existing $5M buyback program expiration date to August 31, 2025 (from Aug 31, 2024).","As of Aug 21, 2024, company had repurchased approx $2.967M of the authorized $5M.","No other changes to program; may be terminated or amended by Board anytime."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217378,"accession_number":"0000894671-24-000018","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income down 8.5% to $2.97M; EPS $0.63 vs $0.68","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 2024 fell to $2.972M from $3.249M YoY; H1 net income down 19.4%.","Net interest margin compressed 29 bps in Q2 to 3.74%, but improved 13 bps sequentially.","Loans grew $68M since year-end; provision for credit losses increased $157k in Q2.","Noninterest expense rose $448k in Q2 due to higher salaries and data processing costs.","Dividend per share cut to $0.22 from $0.37 YoY; company repurchased $1.93M in stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217377,"accession_number":"0000894671-24-000017","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22 quarterly dividend, payable Aug 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared by Board on July 16, 2024.","Payable on August 10, 2024 to shareholders of record as of July 26, 2024.","Ticker: OVBC (NASDAQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237209,"accession_number":"0000894671-24-000016","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc Corp. shareholders elect four directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders elected Anna P. Barnitz, Brent R. Eastman, Edward B. Roberts, and Thomas E. Wiseman to three-year terms.","Non-binding advisory vote on executive compensation approved with 3,048,706 votes for, 209,519 against, and 56,958 abstentions.","Ratification of Plante & Moran as independent auditor for FY2024: 3,773,216 for, 19,005 against, 51,260 abstentions.","Approximately 80.22% of outstanding shares (3,843,481) were represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237208,"accession_number":"0000894671-24-000012","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q1 net income $2.79M, EPS $0.58 vs $0.82 YoY; net interest margin down to 3.61%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 net income of $2.79M, down 28.5% YoY; diluted EPS $0.58 vs $0.82.","Net interest margin fell to 3.61% from 4.21% due to higher deposit costs.","Loan growth of $18M from Dec 31 to $990M; nonperforming loans ratio 0.37% vs 0.26%.","Total deposits increased $22M from year end, primarily in time deposits.","Noninterest expense rose 4.6% on higher salaries and benefits; efficiency ratio 71.47%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237207,"accession_number":"0000894671-24-000011","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22/share quarterly dividend payable May 10, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared on April 16, 2024.","Payable on May 10, 2024 to shareholders of record as of April 26, 2024.","Dividend rate unchanged from prior quarter based on available information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254760,"accession_number":"0000894671-24-000008","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-03-20T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ohio Valley Banc Corp elects Seth I. Michael to Board of Directors effective April 1, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Seth I. Michael elected to boards of Ohio Valley Banc Corp and Ohio Valley Bank, effective April 1, 2024.","Michael currently serves as clerk of courts in Jackson County, Ohio, and is also a licensed auctioneer and real estate agent.","As non-employee director, Michael will receive standard director fees and benefits as disclosed in the 2024 10-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254759,"accession_number":"0000894671-24-000004","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-02-08T23:59:59+00:00","items":["4.01","9.01"],"status":"ready","headline":"Ohio Valley Banc Corp. appoints Plante & Moran as independent auditor for FY2024","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Audit Committee approved Plante & Moran as independent auditor for year ending Dec 31, 2024, replacing Crowe LLP.","Crowe's audit reports for 2022 and 2021 contained no adverse opinion or qualification.","No disagreements or reportable events between the Company and Crowe during 2022–2023 interim period.","Crowe provided a letter to the SEC agreeing with the Company's statements, filed as Exhibit 16.1."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254758,"accession_number":"0000894671-24-000002","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-01-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q4 net income $3.22M ($0.68 EPS); FY EPS $2.65 vs $2.80","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income Q4 2023 $3.223M ($0.68 EPS) vs $3.524M ($0.74) prior year; full year $12.631M ($2.65) vs $13.338M ($2.80).","Net interest margin fell to 3.71% Q4 from 4.38% YoY; FY margin 3.94% vs 3.89% due to higher deposit costs.","Loans grew $87M to $971.9M; deposits increased $99M, supplemented by wholesale funding.","Noninterest income Q4 rose $2.39M on lower securities losses and tax refund processor settlement; expenses up $1.42M on salaries.","Allowance for credit losses increased to 0.90% of loans (from 0.60%) due to CECL adoption; nonperforming loans improved to 0.26%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":254757,"accession_number":"0000894671-24-000001","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-01-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.22 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per share declared on January 16, 2024.","Dividend payable on February 10, 2024 to shareholders of record on January 26, 2024.","Board of Directors approved the dividend for common shares (OVBC)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272236,"accession_number":"0000894671-23-000035","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-10-26T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income drops 39% to $2.25M; EPS $0.47 vs $0.77","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.251M ($0.47 EPS) vs $3.690M ($0.77 EPS) in Q3 2022, down 39%.","Net interest margin narrowed to 3.85% from 4.03%; net interest income decreased $469K.","Provision for credit losses $888K vs negative $378K prior year; ACL ratio 0.85% vs 0.56%.","Nonperforming loans improved to 0.28% of total loans from 0.46% a year earlier.","Total assets $1.314B, up 8.5% from Dec 2022; loan growth $76M funded partly by wholesale deposits."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":272235,"accession_number":"0000894671-23-000034","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-10-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares Q4 cash dividend of $0.22 per share","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly dividend of $0.22 per common share declared on October 17, 2023.","Payable on November 10, 2023 to shareholders of record on October 27, 2023.","Dividend amount unchanged from prior quarter; no increase or decrease noted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289077,"accession_number":"0000894671-23-000032","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-08-15T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ohio Valley Banc extends share buyback program expiration to August 31, 2024","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board extended repurchase program expiration from Aug 31, 2023 to Aug 31, 2024.","Program authorizes repurchase of up to $5M in OVBC common stock.","As of Aug 15, 2023, approximately $984,000 had been repurchased under the program.","No other changes made to the existing buyback program; Board may amend or terminate at any time."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289076,"accession_number":"0000894671-23-000029","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-07-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income $3.25M, EPS $0.68; NIM 4.03%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $3,249,000, up 62.5% from $1,999,000; EPS $0.68 vs $0.42.","Net interest margin 4.03% in Q2 (3.64% prior year); H1 NIM 4.12%.","Nonperforming loans ratio improved to 0.29% from 0.46% a year ago.","Dividend per share $0.37 in Q2, $0.58 in H1; prior year $0.36 and $0.57.","Return on avg assets 1.03% Q2, 1.16% H1; ROE 9.46% and 10.63% respectively."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289074,"accession_number":"0000894671-23-000028","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K/A","filed_at":"2023-07-20T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc Corp Board decides annual advisory vote on exec compensation","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders voted 2,562,687 for one-year frequency on say-on-pay; board adopted annual votes.","Next advisory vote on executive compensation scheduled for 2029 annual meeting.","Board decision disclosed in 8-K/A filed July 20, 2023, amending original May 19 filing.","Broker non-votes totaled 648,297 on the frequency proposal."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":289075,"accession_number":"0000894671-23-000026","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-07-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.22/share quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared.","Payable on August 10, 2023 to shareholders of record on July 28, 2023.","No other material events disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309822,"accession_number":"0000894671-23-000024","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-05-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc shareholders elect three directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Three directors elected for terms ending 2026: Kimberly A. Canady (2.68M for), Brent A. Saunders (2.35M), David W. Thomas (2.71M).","Non-binding say-on-pay approved with 2.25M votes for, 520,315 against, and 38,414 abstentions.","One-year frequency for say-on-pay votes chosen: 2.56M for 1-year vs 27,759 for 2-year and 171,306 for 3-year.","Ratification of Crowe LLP as independent auditor for 2023 received 3.40M for, 4,848 against, 37,611 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309821,"accession_number":"0001140361-23-025290","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-05-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.15 special dividend, payable June 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Special cash dividend of $0.15 per share declared on May 17, 2023.","Record date: May 30, 2023; payable date: June 10, 2023.","Dividend approved by Board of Directors, one-time distribution to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309820,"accession_number":"0000894671-23-000019","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-04-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q1 net income down 5.3% to $3.9M; EPS $0.82 vs $0.87","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.908M, down $217K (5.3%) YoY; diluted EPS $0.82 vs $0.87.","Net interest margin expanded to 4.21% from 3.51% due to rising loan yields outpacing deposit costs.","Provision for credit losses was $489K vs negative $1,126K in prior year, reflecting loan growth and CECL adoption.","Total deposits increased $54M vs Dec 2022, primarily time deposits; loans up $21M.","Book value per share $28.80 vs $28.63; dividend unchanged at $0.21/sh."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":309819,"accession_number":"0000894671-23-000017","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-04-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc raises quarterly dividend to $0.22, a 4.76% increase","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Declared quarterly cash dividend of $0.22 per share, up $0.01 from prior quarter's $0.21.","Dividend payable on May 10, 2023 to shareholders of record on April 28, 2023.","Increase of 4.76% reflects continued commitment to returning capital to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328512,"accession_number":"0000894671-23-000011","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-02-17T23:59:59+00:00","items":["7.01"],"status":"ready","headline":"Ohio Valley Banc to close online mortgage unit Race Day Mortgage due to losses","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Closing Race Day Mortgage due to low loan demand, personnel retention issues, and lack of profitability.","Will complete processing current loan applications; exact close date TBD.","Subsidiary was online consumer mortgage company; no financial impact disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328511,"accession_number":"0000894671-23-000007","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-01-26T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc reports Q4 2022 net income $3.5M ($0.74 EPS), up 53% YoY; record full-year earnings","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $3.524M (+53%), EPS $0.74 vs $0.48; full-year net income $13.338M (+13.7%), EPS $2.80 vs $2.45.","Net interest margin expanded to 4.38% in Q4 from 3.57% a year ago; full-year margin 3.89% vs 3.61%.","Provision for loan losses $659K in Q4 vs -$301K prior year; nonperforming loans improved to 0.43% of total loans.","Noninterest income decreased $216K in Q4 due to $1.537M loss on sale of securities reinvested into higher-yielding securities.","Dividends per share $0.21 quarterly; annual payout $0.99, up from $0.84 in 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":328510,"accession_number":"0000894671-23-000002","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2023-01-17T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.21 quarterly dividend, payable Feb 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.21 per share declared on January 17, 2023.","Payable on February 10, 2023 to shareholders of record as of January 27, 2023.","No change from prior quarterly dividend amount; routine declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":346180,"accession_number":"0001140361-22-038762","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2022-10-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income $3.69M, EPS $0.77, +21.5% YoY; net interest margin expands","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.690M vs $3.036M in Q3 2021; diluted EPS $0.77 vs $0.63.","Net interest margin rose to 4.03% from 3.57% a year ago; net interest income up $1.486M.","Negative provision for loan losses of $378k vs $93k negative in prior year; nonperforming loans improved to 0.46% from 0.72%.","Noninterest expense increased $878k to $10.347M largely due to Race Day Mortgage staffing and marketing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":346179,"accession_number":"0000894671-22-000022","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2022-10-18T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp. declares $0.21 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.21 per common share declared.","Payable November 10, 2022; record date October 28, 2022.","Dividend represents ongoing quarterly distribution to shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362591,"accession_number":"0000894671-22-000021","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2022-08-18T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ohio Valley Banc extends stock buyback program through August 2023","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Board extended share repurchase program expiration to August 31, 2023.","Program authorizes up to $5M in common stock; ~$954k repurchased as of Aug 17, 2022.","No other changes to the buyback program; may be terminated/amended by Board."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":362590,"accession_number":"0000894671-22-000019","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2022-07-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc reports Q2 net income down 30% to $1.999M; EPS $0.42 vs $0.60","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income of $1.999M for Q2 2022 vs $2.861M same quarter last year; EPS $0.42 vs $0.60.","Net interest income rose $338K to $10.553M; net interest margin improved to 3.64% on linked quarter basis.","Provision for loan losses was $813K, up from $27K, due to $868K in net charge-offs (including $613K single loan).","Noninterest expense increased $726K to $10.023M, driven by staffing at Race Day Mortgage and software costs.","New Ohio Valley Bank branch to open in Ironton, Ohio, expanding into Lawrence County."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-07-27T23:59:59+00:00|362590"}