{"filings":[{"id":458436,"accession_number":"0000894671-26-000036","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-05-15T15:10:05+00:00","items":["5.02","5.03","5.07","9.01"],"status":"ready","headline":"Ohio Valley Banc appoints independent chairman and new president at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas E. Wiseman retired as chairman; K. Ryan Smith named OVBC's first independent chairman.","Ryan J. Jones appointed president and director, while Larry E. Miller II continues as CEO.","Board amended bylaws to clarify chairman serves at pleasure of board, not automatically an officer.","New loan office to open in Charleston, WV this summer; additional offices in South Bloomfield and Ironton, OH planned.","Shareholders elected three directors, approved say-on-pay, and ratified Plante & Moran as auditor."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99542,"accession_number":"0000894671-26-000030","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-04-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc reports Q1 net income $4.3M, down 2.5% YoY; NPL ratio rises to 1.64%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.297M ($0.91 EPS) vs $4.406M ($0.94 EPS) in Q1 2025; ROA 1.08% vs 1.20%.","Net interest income up 13.3% to $14.888M; net interest margin expanded to 4.01% from 3.85%.","Provision for credit losses surged to $1.622M from $0.416M, driven by $2.031M specific allocation on two collateral-dependent loans.","Nonperforming loan ratio 1.64% (Mar 31) vs 1.40% (Dec 31) and 0.48% (Mar 31 2025); ACL ratio 1.07%.","Noninterest income fell $358K due to expiration of a tax processing agreement; salaries and benefits rose 5.6%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":99541,"accession_number":"0000894671-26-000025","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-04-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.25 quarterly dividend, payable May 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Dividend of $0.25 per share declared on common shares.","Payable date: May 10, 2026; record date: April 24, 2026.","Annualized dividend rate $1.00 per share based on quarterly payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115602,"accession_number":"0000894671-26-000021","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-02-27T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ohio Valley Banc Corp announces retirement of director and chairman at 2026 annual meeting","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["David W. Thomas notified intent to retire from board of Ohio Valley Banc Corp and Ohio Valley Bank Company at May 2026 annual meeting.","Thomas's retirement is due to mandatory retirement policy upon reaching age 70, with no disagreement with the company.","Thomas E. Wiseman notified intent to retire as Chairman of the Board of the company and bank, effective at the 2026 annual meeting.","Wiseman will remain as a director of both entities after retiring from the chairman position."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115601,"accession_number":"0000894671-26-000007","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q4 net income $3.955M (+57.3% YoY); EPS $0.84","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Full-year 2025 net income $15.601M (+41.8%); EPS $3.31 vs $2.32 in 2024.","Net interest margin expanded to 4.18% in Q4 (3.70% Q4 2024) driven by higher loan yields and lower funding costs.","Total loans grew $134M (12.6%) to $1.196B; nonperforming loans rose to 1.40% (0.46% year-end 2024) on two commercial loans.","Sold $36.9M in low-yield securities at $3.747M loss, reinvested at 4.52% yield to boost future NIM.","Q4 dividend $0.23/share, up from $0.22 in Q4 2024; annual dividend $0.91 vs $0.88."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":115600,"accession_number":"0000894671-26-000002","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2026-01-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp. declares $0.23 per share quarterly dividend payable Feb 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Board of Directors declared a quarterly cash dividend of $0.23 per share on common shares on January 13, 2026.","Dividend payable on February 10, 2026 to shareholders of record on January 23, 2026.","Ohio Valley Banc Corp. (OVBC) continues its regular quarterly dividend program.","The dividend declaration was approved by the Board on the same date as the report."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132039,"accession_number":"0000894671-25-000044","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-10-27T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income rises 11.4% to $3.03M; EPS $0.64","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $3.03M ($0.64 EPS), up 11.4% from $2.72M ($0.58 EPS) year ago.","Nine-month net income $11.65M ($2.47 EPS), up 37.3% from $8.48M ($1.79 EPS).","Net interest margin improved to 4.05% (Q3) from 3.76%; YTD NIM 4.03% vs 3.71%.","Sold $11M securities yielding 1.32%, reinvested at 4.37% to enhance future NIM.","YTD loan growth $69M; nonperforming loans ratio improved to 0.42% from 0.44%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":132038,"accession_number":"0000894671-25-000042","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-10-21T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.23 quarterly dividend, payable Nov 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per common share declared on October 21, 2025.","Dividend payable on November 10, 2025 to shareholders of record on October 31, 2025.","No change in dividend rate indicated; continues regular quarterly payout."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148605,"accession_number":"0000894671-25-000038","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-08-20T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ohio Valley Banc extends share repurchase program to August 31, 2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Company's $5M stock buyback program extended by one year, now set to expire August 31, 2026.","As of August 19, 2025, approximately $2,967,000 of the $5M authorization had been repurchased.","Program originally approved in 2021; no changes other than extension of expiration date.","Board may terminate or amend the program at any time before the new expiration date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148604,"accession_number":"0000894671-25-000032","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income up 41.7% to $4.21M; EPS $0.89 vs $0.63 YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.21M (EPS $0.89) vs $2.97M ($0.63) in Q2 2024; six-month EPS $1.83 vs $1.21.","Net interest margin expanded to 4.17% from 3.74% YoY, driven by higher yielding assets and lower deposit costs.","Loan growth of $58M in Q2, led by commercial real estate and residential lending; total loans $1.10B at June 30.","Provision for credit losses increased to $1.15M vs $181K YoY, reflecting loan growth and higher modeled loss rates.","Dividend per share $0.23, up from $0.22; book value per share $34.12 vs $30.94 a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148603,"accession_number":"0000894671-25-000031","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.23 quarterly dividend, payable Aug 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per common share declared by Board on July 15, 2025.","Dividend payable on August 10, 2025 to shareholders of record on July 25, 2025.","No indication of a change from previous dividend rate; appears to be a regular quarterly declaration."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":148602,"accession_number":"0000894671-25-000029","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-07-01T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ohio Valley Banc added to Russell 3000 Index effective June 30, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["OVBC joined the Russell 3000 Index and the small-cap Russell 2000 Index.","Membership follows the 2025 annual Russell indexes reconstitution.","Inclusion in Russell indexes can attract index fund investment; about $10.6 trillion in assets benchmarked against Russell US indexes as of June 2024.","OVBC will remain in the index for one year until the next reconstitution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167460,"accession_number":"0000894671-25-000028","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-05-19T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc Corp. shareholders re-elect directors and approve say-on-pay at annual meeting","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Elected Larry E. Miller II, Edward J. Robbins, and K. Ryan Smith to board with 97.5%, 91.2%, and 92.4% votes for respectively.","Non-binding advisory vote on executive compensation passed with 92.5% votes for (3,129,303 votes for, 213,055 against, 41,846 abstentions).","Ratified Plante & Moran PLLC as independent auditor for fiscal 2025 with 98.9% votes for (3,749,810 for, 24,239 against, 38,917 abstentions)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.15,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167459,"accession_number":"0000894671-25-000020","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q1 net income $4.4M (+58% YoY); EPS $0.94, NIM expands to 3.85%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4,406K vs $2,793K Q1 2024; diluted EPS $0.94 vs $0.58.","Net interest margin 3.85% (Q1 2024: 3.61%) on higher earning assets and lower funding costs.","Average earning assets +$136M to $1,397M; lower-cost deposits funded growth, CDs up only $8M.","Nonperforming loans / total loans 0.48% (Dec 2024: 0.46%); allowance 0.97% (0.95%).","ROAA 1.20% and ROAE 11.82%, up from 0.83% and 7.77% a year ago."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":167458,"accession_number":"0000894671-25-000018","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-04-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp. declares $0.23 quarterly dividend, 4.55% increase from prior quarter","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.23 per common share, up $0.01 or 4.55% from $0.22 prior quarter.","Dividend payable May 10, 2025 to shareholders of record on April 25, 2025.","This marks a modest increase in the regular dividend rate for shareholders."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184763,"accession_number":"0000894671-25-000003","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q4 net income down 22% to $2.5M; full-year EPS $2.32 vs $2.65","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $2.515M ($0.53 EPS) vs $3.223M ($0.68) a year ago; FY 2024 net income $10.999M ($2.32 EPS), down 12.9%.","Two one-time expenses: $3.3M voluntary early retirement program and $496k Sweet Home Ohio account bonuses.","Net interest income increased $1.755M Q4, $2.777M FY; net interest margin fell 23 bps to 3.71%.","Total assets $1.503B (+$151M), deposits +$148M, loans +$90M; nonperforming loans ratio rose to 0.46% from 0.26%.","Dividend $0.22 per share unchanged; book value $31.91 (+5.8%); ROAA 0.77% vs 0.99%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":184762,"accession_number":"0000894671-25-000001","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2025-01-14T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22 quarterly dividend, payable Feb 10, 2025","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared.","Payable on February 10, 2025 to shareholders of record on January 24, 2025.","Dividend continues at the same $0.22 quarterly rate as previous quarters."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201339,"accession_number":"0000894671-24-000028","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-12-17T23:59:59+00:00","items":["5.02"],"status":"ready","headline":"Ohio Valley Banc Corp. EVP Thomas Wiseman to retire Jan 1, 2025, remains non-executive Chairman","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Thomas E. Wiseman notified retirement as executive officer of OVBC and The Ohio Valley Bank Company, effective January 1, 2025.","Will remain non-executive Chairman of the Board, serving on Audit and Enterprise Risk Committees (non-voting) and Executive Committee (voting).","Annual cash compensation of $259,284 as Chairman and non-executive employee, plus eligibility for all employee director compensation."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201338,"accession_number":"0000894671-24-000023","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-10-28T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q3 net income up 20.8% YoY to $2.72M; loan growth exceeds expectations","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 2024 EPS $0.58 vs $0.47 YoY; net income $2.72M, up 20.8%.","Nine-month net income $8.48M ($1.79 EPS), down from $9.41M ($1.97 EPS) in 2023.","Loan growth of $77M in 2024, driven by commercial and residential; net interest margin improved sequentially.","Voluntary early retirement program: $295K expense in Q3, expects additional $3.04M in Q4 to reduce future salary costs.","Ohio HomeBuyer Plus program drove $100M in deposits and $109M securities increase; exited indirect auto/RV lending Oct 11."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":201337,"accession_number":"0000894671-24-000022","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-10-15T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc Corp declares $0.22 quarterly dividend","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared by Board.","Payable on November 10, 2024 to shareholders of record on October 25, 2024.","Regular quarterly dividend maintained at prior rate."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217379,"accession_number":"0000894671-24-000021","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-08-21T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"OVBC extends share repurchase program expiration to August 31, 2025","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Board extended existing $5M buyback program expiration date to August 31, 2025 (from Aug 31, 2024).","As of Aug 21, 2024, company had repurchased approx $2.967M of the authorized $5M.","No other changes to program; may be terminated or amended by Board anytime."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217378,"accession_number":"0000894671-24-000018","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-07-26T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q2 net income down 8.5% to $2.97M; EPS $0.63 vs $0.68","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q2 2024 fell to $2.972M from $3.249M YoY; H1 net income down 19.4%.","Net interest margin compressed 29 bps in Q2 to 3.74%, but improved 13 bps sequentially.","Loans grew $68M since year-end; provision for credit losses increased $157k in Q2.","Noninterest expense rose $448k in Q2 due to higher salaries and data processing costs.","Dividend per share cut to $0.22 from $0.37 YoY; company repurchased $1.93M in stock."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":217377,"accession_number":"0000894671-24-000017","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-07-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22 quarterly dividend, payable Aug 10","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared by Board on July 16, 2024.","Payable on August 10, 2024 to shareholders of record as of July 26, 2024.","Ticker: OVBC (NASDAQ)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237209,"accession_number":"0000894671-24-000016","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-05-16T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Ohio Valley Banc Corp. shareholders elect four directors, approve say-on-pay, ratify auditor","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Shareholders elected Anna P. Barnitz, Brent R. Eastman, Edward B. Roberts, and Thomas E. Wiseman to three-year terms.","Non-binding advisory vote on executive compensation approved with 3,048,706 votes for, 209,519 against, and 56,958 abstentions.","Ratification of Plante & Moran as independent auditor for FY2024: 3,773,216 for, 19,005 against, 51,260 abstentions.","Approximately 80.22% of outstanding shares (3,843,481) were represented at the meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237208,"accession_number":"0000894671-24-000012","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02"],"status":"ready","headline":"Ohio Valley Banc Q1 net income $2.79M, EPS $0.58 vs $0.82 YoY; net interest margin down to 3.61%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q1 net income of $2.79M, down 28.5% YoY; diluted EPS $0.58 vs $0.82.","Net interest margin fell to 3.61% from 4.21% due to higher deposit costs.","Loan growth of $18M from Dec 31 to $990M; nonperforming loans ratio 0.37% vs 0.26%.","Total deposits increased $22M from year end, primarily in time deposits.","Noninterest expense rose 4.6% on higher salaries and benefits; efficiency ratio 71.47%."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":237207,"accession_number":"0000894671-24-000011","cik":894671,"company_name":"OHIO VALLEY BANC CORP","ticker":"OVBC","form_type":"8-K","filed_at":"2024-04-16T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ohio Valley Banc declares $0.22/share quarterly dividend payable May 10, 2024","summary_kind":"llm","event_type":"dividend","confidence":"high","bullets":["Quarterly cash dividend of $0.22 per common share declared on April 16, 2024.","Payable on May 10, 2024 to shareholders of record as of April 26, 2024.","Dividend rate unchanged from prior quarter based on available information."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":231639911.00917432,"market_cap_bucket":"microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}