{"filings":[{"id":1105116,"accession_number":"0001437749-26-020914","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2026-06-17T17:38:33+00:00","items":["5.07","9.01"],"status":"ready","headline":"Oak Valley Bancorp shareholders re-elect four directors, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Directors Courtney, Dickerson, Lafferty, Withrow each re-elected with ~4.1M votes for and ~130-200K withheld.","Ratification of RSM US LLP as auditor for fiscal 2026: 5,784,186 for, 182,248 against, 11,218 abstain.","Annual meeting held June 16, 2026; broker non-votes on director elections totaled 1,714,230 shares."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92822,"accession_number":"0001437749-26-013128","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q1 net income $5.3M ($0.64 EPS), down 16% from prior quarter","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.309M ($0.64 diluted EPS) vs $6.335M ($0.77) prior quarter and $5.297M ($0.64) year ago.","Net interest income $18.824M, down from $19.457M prior quarter, up from $17.807M year ago; NIM 4.12% vs 4.14%.","Non-interest expense rose to $13.506M from $12.262M prior quarter due to staffing and operating costs.","Total assets $2.01B, gross loans $1.15B, deposits $1.78B; NPAs $4.6M (0.23% of assets) vs zero year ago.","Provision for credit losses $464,000; ACL ratio 1.13% of gross loans, up from 1.08% prior quarter."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103975,"accession_number":"0001437749-26-002149","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Oak Valley Bancorp CEO Chris Courtney to retire June 30, 2026; President Rick McCarty to succeed","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Chris Courtney to retire as CEO of Oak Valley Bancorp and Oak Valley Community Bank effective June 30, 2026.","Courtney will continue to serve on the Boards of Directors after his retirement.","Rick McCarty, current President and COO, named successor CEO, effective June 30, 2026.","McCarty has been with the bank for over 26 years, holding roles including CFO and COO.","Under Courtney's leadership, assets grew from $45M to over $2B across 19 branches."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103974,"accession_number":"0001437749-26-002038","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2026-01-26T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q4 EPS $0.76 vs $0.81 prior qtr; NPA rises to $4.6M; declares $0.375 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $6.335M ($0.76 diluted EPS) vs $6.693M ($0.81) prior qtr; full year $23.913M ($2.88) down 4.1% YoY.","Provision for credit losses $865K on collateral-dependent non-accrual loan; ACL ratio 1.08%.","Total assets reached $2.02B, up $122.5M from Dec 2024; gross loans $1.14B, deposits $1.79B.","Non-performing assets $4.6M (0.23% of assets) vs zero at prior year-end; one collateral-dependent loan.","Declared cash dividend of $0.375/share, record Feb 2, 2026, payable Feb 13, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":2.88,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120250,"accession_number":"0001437749-25-031607","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q3 net income $6.7M ($0.81 EPS), up 20% from Q2 but down 9% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $6,693,000 ($0.81 diluted EPS) vs. $5,588,000 ($0.67) in Q2 and $7,324,000 ($0.89) year ago.","Net interest margin improved to 4.16% from 4.11% in Q2; net interest income $19.2M.","Total assets reached $2.00B, up $74.5M from Q2; gross loans $1.11B, deposits $1.77B.","Non-performing assets remained at zero; allowance for credit losses at 1.03% of loans.","Opened 19th full-service branch in Lodi on Oct 2, 2025; added six full-time employees in Q3."],"consensus_eps_estimate":null,"consensus_eps_actual":2.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136831,"accession_number":"0001437749-25-023086","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2025-07-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q2 net income $5.6M ($0.67 EPS); dividend $0.30/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.588M ($0.67 diluted EPS) vs $5.889M ($0.71) a year ago; net interest income $18.154M.","Gross loans grew $18.9M in Q2 to $1.11B; net interest margin stable at 4.11%.","Non-performing assets remain at zero; no provision for credit losses recorded.","Cash dividend of $0.30/share declared, payable Aug 8 to holders of record Jul 28.","Total deposits $1.71B, up $66.5M YoY; cash and equivalents $198.9M at quarter-end."],"consensus_eps_estimate":null,"consensus_eps_actual":1.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154067,"accession_number":"0001437749-25-020750","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2025-06-18T23:59:59+00:00","items":["5.02","5.07","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp announces director retirements of Haidlen & Titus; appoints Erich Haidlen","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Directors Thomas A. Haidlen and Danny L. Titus retired effective June 17, 2025, after ~34 and 33 years of service.","Erich A. Haidlen appointed to the boards of Oak Valley Bancorp and Oak Valley Community Bank.","New director Erich Haidlen is GM/President of Haidlen Ford; holds BA in Economics and financial analyst experience.","At annual meeting June 17, 2025, shareholders re-elected 5 directors, ratified RSM as auditor, and approved say-on-pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":154066,"accession_number":"0001437749-25-012483","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2025-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q1 2025 EPS $0.64, down from $0.69 YoY; net income $5.3M","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Diluted EPS $0.64, net income $5.3M, vs $0.73 prior qtr and $0.69 YoY.","Net interest margin 4.09% vs 4.00% prior qtr; cost of funds fell to 0.79%.","Non-interest expense rose to $12.6M from $11.5M prior qtr due to staffing and operating costs.","Gross loans $1.09B, down $15.6M from Dec 31; deposits $1.71B, up $17.9M.","Non-performing assets zero; ACL at 1.05% stable."],"consensus_eps_estimate":null,"consensus_eps_actual":0.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172689,"accession_number":"0001437749-25-001907","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2025-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Reports Q4 2024 Net Income of $6.0M and Declares $0.30 Dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income for Q4 2024 was $6,008,000 or $0.73 per diluted share, down from $7,324,000 in the prior quarter.","Full year 2024 net income totaled $24,948,000 or $3.02 per share, a 19.1% decrease from $30,848,000 in 2023.","Gross loans increased $90.0 million year-over-year to $1.11 billion; deposits rose $45.2 million to $1.70 billion.","Non-performing assets remained at zero as of December 31, 2024, consistent with all of 2024 and 2023.","Board declared a cash dividend of $0.30 per share, payable February 14, 2025 to shareholders of record February 3, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":3.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189701,"accession_number":"0001437749-24-031568","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q3 net income $7.32M ($0.89 EPS), up sequentially; net interest margin narrows to 4.04%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.32M ($0.89 diluted EPS) vs $5.89M ($0.71) prior quarter and $7.35M ($0.89) Q3 2023.","Net interest margin 4.04% vs 4.11% prior quarter and 4.34% a year ago; average cost of funds rose to 0.83% from 0.33%.","Loan recoveries of $2.0M from two recession-era loans led to $1.62M reversal of provision for credit losses.","Gross loans $1.08B, up $103.9M YoY; deposits $1.69B, up $23.8M YoY; non-performing assets remained at zero.","YTD net income $18.94M ($2.30 EPS) compared to $24.98M ($3.04 EPS) same period last year."],"consensus_eps_estimate":null,"consensus_eps_actual":2.3,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206201,"accession_number":"0001437749-24-023050","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-07-19T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Q2 net income $5.9M ($0.71 EPS) down 30% YoY; dividend $0.225/share","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q2 net income $5.889M ($0.71 EPS), up from $5.727M ($0.69 EPS) prior Q, down from $8.404M ($1.02 EPS) year ago.","Net interest income $17.292M, margin 4.11% vs 4.09% prior Q; NIM down from 4.45% year ago.","Total loans $1.07B, up $119.5M YoY; deposits $1.64B, up $32.3M QoQ but down $37.6M YoY.","No non-performing assets; ACL 1.04% of loans; no provision for credit losses in Q2.","Declared $0.225/share dividend, payable Aug 9 to holders July 29, totaling ~$1.881M."],"consensus_eps_estimate":null,"consensus_eps_actual":1.41,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223251,"accession_number":"0001437749-24-021145","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-06-25T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Oak Valley Bancorp director Ronald C. Martin retiring effective June 30, 2024","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Ronald C. Martin to retire from boards of Oak Valley Bancorp and Oak Valley Community Bank effective June 30, 2024.","Martin served as President and CEO from 1992, passed president role in 2004, retired as CEO in 2013, and served as director for 10 more years.","CEO Chris Courtney expressed gratitude for Martin's leadership and role in building the bank."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223250,"accession_number":"0001437749-24-020875","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-06-21T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Oak Valley Bancorp shareholders re-elect four directors, ratify auditor at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Four directors re-elected: Donald L. Barton, Thomas A. Haidlen, Daniel L. Leonard, Richard A. McCarty; each received majority of votes cast.","Ratification of RSM US, LLP as independent auditor for fiscal year 2024 passed with 6,285,594 votes for, 34,579 against, 6,924 abstentions.","Broker non-votes on director elections totaled approximately 1,760,433 shares per nominee.","All four incumbent directors will serve new three-year terms ending at the 2027 annual meeting."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223249,"accession_number":"0001437749-24-012695","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-04-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q1 net income $5.7M ($0.69 EPS) down 38% YoY; NIM 4.09%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $5.727M ($0.69 diluted EPS) vs $9.225M ($1.12) Q1 2023, down 38% YoY.","Net interest margin 4.09% vs 4.39% year ago; average cost of funds 68 bps vs 10 bps.","Loans grew $22.9M QoQ to $1.04B; deposits fell $38.1M QoQ to $1.61B.","Non-performing assets remained at zero; no provision for credit losses recorded.","Non-interest expense rose to $11.529M from $9.757M YoY on staffing and operating costs."],"consensus_eps_estimate":null,"consensus_eps_actual":0.69,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242740,"accession_number":"0001437749-24-001985","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K/A","filed_at":"2024-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp corrects Q4 loan growth to $45.3M from $100.8M; reports FY net income $30.8M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Corrects Q4 loan growth from $100.8M to $45.3M; financial tables unchanged.","Q4 net income $5.865M ($0.71 EPS) vs $7.354M ($0.89 EPS) prior Q and $9.475M ($1.15 EPS) year ago.","Full-year 2023 net income $30.848M ($3.75 EPS), up 34.7% from $22.902M ($2.79 EPS) in 2022.","Gross loans $1.02B at Dec 31, up $45.3M from Sept 30, up $100.8M YoY.","Declares cash dividend $0.225/share, payable Feb 9 to holders of record Jan 29."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":242741,"accession_number":"0001437749-24-001843","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2024-01-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q4 EPS $0.71, down from $0.89 prior qtr; full-year record $3.75 EPS; $0.225 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $5.865M ($0.71 EPS) vs $7.354M ($0.89) prior qtr and $9.475M ($1.15) year ago.","Full-year 2023 net income $30.848M ($3.75 EPS), up 34.7% from $22.902M ($2.79) in 2022.","Net interest margin 4.15% in Q4 (down from 4.34% prior qtr); full-year margin 4.33% vs 3.32% in 2022.","Gross loans $1.02B (+$100.8M YoY); deposits $1.65B (-$163.8M YoY); Q4 credit provision $1.13M; ACL 1.07%.","Board declared $0.225 per share cash dividend, record Jan 29, 2024, pay Feb 9, 2024."],"consensus_eps_estimate":null,"consensus_eps_actual":3.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":260116,"accession_number":"0001437749-23-028660","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2023-10-20T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q3 net income $7.35M ($0.89 EPS); net interest margin contracts to 4.34%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $7.354M ($0.89 EPS) vs $8.404M ($1.02) prior quarter and $6.8M ($0.83) year ago.","Net interest income $18.938M vs $19.407M prior quarter; net interest margin 4.34% (down from 4.45%).","Gross loans $971.2M (+$20.8M QoQ, +$59.0M YoY); deposits $1.67B (-$15.8M QoQ, -$164.3M YoY).","Non-performing assets remain at zero; allowance for credit losses at 1.00% of gross loans.","$300K provision for credit losses driven by loan growth and macro-economic conditions."],"consensus_eps_estimate":null,"consensus_eps_actual":3.04,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":277414,"accession_number":"0001437749-23-020509","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2023-07-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q2 net income $8.4M ($1.02 EPS), dividend $0.16","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $8.404M ($1.02 diluted EPS) vs $9.225M ($1.12) prior Q1 and $4.258M ($0.52) year ago.","Net interest income $19.407M, net interest margin 4.45% vs 2.98% a year ago; deposit cost rose to 0.16%.","Deposits fell $86.8M from March 31 to $1.68B; loans grew $23.7M to $950.5M; cash & equivalents $301M.","No non-performing assets; ACL at 0.99% of loans; no provision for credit losses in Q2.","Board declared $0.16/share dividend, payable Aug 11, 2023 to holders of record July 31, 2023."],"consensus_eps_estimate":null,"consensus_eps_actual":2.14,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295319,"accession_number":"0001437749-23-018068","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2023-06-22T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"Oak Valley Bancorp shareholders re-elect four directors and ratify auditor at 2023 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Christopher M. Courtney re-elected with 4,443,913 for, 14,275 withheld, 1,783,759 non-votes.","Lynn R. Dickerson re-elected with 4,274,537 for, 183,652 withheld, 1,783,759 non-votes.","Allison C. Lafferty re-elected with 4,265,164 for, 193,024 withheld, 1,783,759 non-votes.","Terrance P. Withrow re-elected with 4,234,938 for, 223,250 withheld, 1,783,759 non-votes.","Ratification of RSM US LLP as auditor passed with 6,238,381 for, 101 against, 3 abstentions."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.15,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":295318,"accession_number":"0001437749-23-010805","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2023-04-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q1 net income $9.2M ($1.12 EPS), down 2.6% from Q4 but up 289% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net interest income rose to $19.5M from $19.1M in Q4 and $11.0M a year ago; NIM expanded to 4.39%.","Gross loans increased $11.1M sequentially to $926.8M; deposits declined $45.1M to $1.77B.","Loan-loss provision reversed $460K in Q1 due to improved credit metrics; NPAs remained at zero.","Cash equivalents totaled $389M; management cites strong liquidity despite recent banking industry events.","Non-interest expense rose to $9.76M from $9.61M in Q4, driven by staffing and new Roseville branch costs."],"consensus_eps_estimate":null,"consensus_eps_actual":1.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":315874,"accession_number":"0001437749-23-001567","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2023-01-23T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q4 2022 EPS $1.15, net income up 173% YoY; declares $0.16 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $9.475M ($1.15 diluted EPS) vs $3.466M ($0.42) a year ago; FY net income $22.902M ($2.79 EPS).","Net interest margin expanded to 4.09% in Q4 from 2.55% a year ago, driven by FOMC rate hikes.","Recorded a $1.55M reversal of loan loss provisions, reducing allowance to 1.03% of gross loans.","Board declared a $0.16 per share cash dividend, payable Feb 10, 2023 to holders of record Jan 30, 2023.","Non-performing assets remained at zero; total assets $1.97B, deposits $1.81B."],"consensus_eps_estimate":null,"consensus_eps_actual":2.79,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":334202,"accession_number":"0001437749-22-024504","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2022-10-21T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q3 net income $6.8M ($0.83 EPS), up 49% YoY","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.8M ($0.83 diluted EPS) vs $4.6M ($0.56) in Q3 2021; nine-month net income $13.4M ($1.64 EPS).","Net interest income $16.8M, up 26% sequentially; net interest margin expanded to 3.61% from 2.98%.","Total assets $1.96B; gross loans $912M; deposits $1.83B; non-performing assets remained at zero.","Allowance for loan losses 1.21% of gross loans; $200K provision added during the quarter.","YTD investment portfolio grew by $315M and loan portfolio by $52M, benefiting from FOMC rate hikes."],"consensus_eps_estimate":null,"consensus_eps_actual":1.64,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":351619,"accession_number":"0001437749-22-017575","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2022-07-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q2 net income $4.26M ($0.52 EPS); 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Gilbert received 3,494,794 votes for, 348,808 withheld.","Bylaw amendment to increase board range to 8–15 members passed with 5,791,496 for, 323,597 against.","Ratification of RSM US as auditor for 2022 approved with 6,117,235 votes for.","Non-binding advisory say-on-pay resolution approved with 3,700,953 votes for, 46,306 against."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":369020,"accession_number":"0001437749-22-009569","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2022-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q1 net income $2.37M ($0.29 EPS), down 46% YoY from $0.53 EPS","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $2.37M ($0.29 diluted EPS) vs $4.36M ($0.53) a year ago; sequential decline from $3.47M ($0.42).","Net interest margin compressed to 2.51% from 3.43% YoY; PPP loan fee income fell to $487K from $2.59M.","Total assets $1.95B, deposits $1.80B; non-performing assets remain at zero.","No provision for loan losses in Q1; allowance for loan losses at 1.25% of gross loans.","Loan growth ex-PPP of $47.2M and investment portfolio growth of $133.5M over 12 months."],"consensus_eps_estimate":null,"consensus_eps_actual":0.29,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":388251,"accession_number":"0001437749-22-001479","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2022-01-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q4 net income $3.5M ($0.42 EPS); 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McCarty appointed President and COO effective Jan. 1, 2022; currently Senior EVP and COO.","Christopher M. Courtney will remain CEO; previously held both President and CEO titles.","McCarty has over 22 years at Oak Valley; previously served as CFO and CAO.","Promotion described as execution of succession planning; no new compensation agreement entered."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406179,"accession_number":"0001437749-21-024880","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2021-11-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Oak Valley Bancorp appoints Gary Strong to board; Roseville branch approved for Q1 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Gary Strong appointed independent director effective Nov 1, 2021; will serve on Loan, Compensation, and Nominating Committees.","Strong is CEO of American Red Cross California Gold Country Region, leading 2,000+ volunteers and 40 employees.","Oak Valley received regulatory approval to open a new office in Roseville, slated for first quarter 2022.","Standard non-employee director compensation includes $3,000 monthly retainer and pro-rated retirement agreement."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":406178,"accession_number":"0001437749-21-024133","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2021-10-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q3 2021 net income rises to $4.55M ($0.56 EPS); NPAs zero","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q3 net income $4.55M ($0.56 diluted EPS) vs $3.96M ($0.48) prior quarter and $3.75M ($0.46) year ago.","Nine-month net income $12.87M ($1.57 EPS), up 42.4% from $9.04M ($1.11) in 2020.","PPP loan interest and fees $2.68M in Q3, up from $2.20M prior quarter; outstanding PPP loans $67M as of Sep 30.","Non-performing assets reduced to zero; no loan loss provision in Q3 or YTD.","Total assets $1.86B (+$407.7M YoY); deposits $1.70B (+$390M YoY); gross loans $872.1M (-$154.7M YoY)."],"consensus_eps_estimate":null,"consensus_eps_actual":1.57,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":425194,"accession_number":"0001437749-21-017367","cik":1431567,"company_name":"Oak Valley Bancorp","ticker":"OVLY","form_type":"8-K","filed_at":"2021-07-22T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Oak Valley Bancorp Q2 net income $3.96M ($0.48 EPS); declares $0.145 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $3.96M ($0.48 diluted EPS) vs $4.36M ($0.53) prior Q and $2.58M ($0.32) year ago.","Net interest income $11.99M, NIM 3.09% (down from 3.43% prior Q); PPP fee income declined to $2.2M.","Total assets $1.76B (+$99M QoQ), deposits $1.61B (+$97M); gross loans down $85M on PPP forgiveness.","Non-performing assets flat at $362K (0.02% of assets); no provision for loan losses recorded.","Board declared $0.145/share cash dividend payable Aug 13, 2021 to holders of record Aug 2, 2021."],"consensus_eps_estimate":null,"consensus_eps_actual":1.02,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2021-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":279116451.1162056,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}