{"filings":[{"id":696479,"accession_number":"0001423869-26-000020","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2026-05-27T20:30:09+00:00","items":["5.07"],"status":"ready","headline":"PCB Bancorp shareholders elect all director nominees, approve say-on-pay and auditor ratification at 2026 annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 10 director nominees elected; votes for ranged from 8,009,952 (Sang Young Lee) to 8,632,164 (Daniel Cho).","Advisory vote on executive compensation approved with 8,493,476 for (98.4% of votes cast excluding broker non-votes).","Ratification of Crowe LLP as auditor for FY 2026 approved with 10,015,747 for (99.9% of votes cast).","Meeting quorum of 70.47% reached with 10,029,076 of 14,231,423 outstanding shares voted."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":92777,"accession_number":"0001423869-26-000015","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2026-04-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q1 EPS $0.74 beats Q4 $0.64; NIM expands to 3.36%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $10.6M; diluted EPS $0.74 vs $0.64 Q4/Q and $0.53 year ago.","Net interest margin improved to 3.36% from 3.28% linked quarter; net interest income $26.8M.","Loans held-for-investment $2.87B (+1.9% QoQ); deposits $2.89B (+3.3% QoQ).","Provision for credit losses $467K, down 54% QoQ; ACL ratio stable at 1.18%.","Board declared $0.22 per share quarterly dividend, payable May 15 to holders of record May 8."],"consensus_eps_estimate":null,"consensus_eps_actual":0.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":772000.0,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":103886,"accession_number":"0001423869-26-000003","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2026-01-29T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q4 net income $9.1M ($0.64 EPS), full-year EPS $2.58; dividend raised to $0.22","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 2025 net income available to common shareholders $9.1M, diluted EPS $0.64, up from $6.7M/$0.46 a year ago.","Full-year 2025 net income $37.2M, EPS $2.58, a 48.8% increase from $25.0M/$1.74 in 2024.","Net interest margin held at 3.28% in Q4; loans held-for-investment grew 2.5% QoQ to $2.82B.","Deposits declined $118M QoQ to $2.80B, driven by a $100M reduction in brokered deposits.","Board declared $0.22 quarterly dividend (10% increase from $0.20), payable Feb 20 to record Feb 13."],"consensus_eps_estimate":null,"consensus_eps_actual":2.58,"consensus_revenue_estimate":null,"consensus_revenue_actual":2899000.0,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":120166,"accession_number":"0001423869-25-000047","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-10-23T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q3 2025 record net income $11.3M, EPS $0.78; declares $0.20 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Record net income available to common shareholders of $11.3M ($0.78 diluted EPS), up 26% QoQ and 52% YoY.","Net interest margin 3.28% vs 3.33% prior Q; provision for credit losses reversed $381K vs $1.8M provision prior Q.","Total deposits $2.91B, up 3.2% from $2.82B at June 30, 2025.","Quarterly cash dividend of $0.20 per share declared, payable Nov 14, 2025 to holders of record Nov 7, 2025.","Noninterest expense well-controlled at $14.9M; efficiency ratio improved to 48.92% from 50.63% prior Q."],"consensus_eps_estimate":null,"consensus_eps_actual":1.94,"consensus_revenue_estimate":null,"consensus_revenue_actual":2123000.0,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136735,"accession_number":"0001423869-25-000040","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q2 net income $9.0M ($0.62 EPS), up 46% YoY; NIM expands to 3.33%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $9.0M ($0.62 diluted EPS) vs $7.7M ($0.53) prior Q and $6.1M ($0.43) year ago; net income up 44% YoY.","Net interest margin 3.33%, up from 3.28% Q1 and 3.16% Q2 2024; net interest income $26.0M (+19.6% YoY).","Loans held-for-investment $2.80B (+2.5% QoQ, +14.1% YoY); deposits $2.82B (+4.0% QoQ, +17.3% YoY).","Provision for credit losses $1.8M vs $259k year ago; ACL ratio to loans 1.20% at June 30, 2025.","Quarterly cash dividend $0.20/share declared (payable Aug 15, record Aug 8); buyback program extended to July 31, 2026 with 428,473 shares remaining."],"consensus_eps_estimate":null,"consensus_eps_actual":1.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":1388000.0,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":136734,"accession_number":"0001423869-25-000036","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-07-24T23:59:59+00:00","items":["4.02","9.01"],"status":"ready","headline":"PCB Bancorp says Q1 2025 financials unreliable; restatement reduces assets by $35.8M","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Accounting error in fair value of preferred stock purchase option; original $35.8M asset deemed immaterial.","Restatement reduces total assets and shareholders' equity by $35.8M; no impact on net income or EPS.","Material weakness in internal control over financial reporting identified; remediation plan to be disclosed in Q2 10-Q.","Company will amend Q1 2025 Form 10-Q to reflect restated financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153962,"accession_number":"0001423869-25-000028","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-05-29T23:59:59+00:00","items":["5.07"],"status":"ready","headline":"PCB Bancorp annual meeting results: all director nominees elected, proposals approved","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["All 8 director nominees elected; broker non-votes of 1.37M shares on each.","Advisory say-on-pay approved with 8.96M for, 74K against, 13.7K abstain.","Ratification of Crowe LLP as auditor for FY2025 passed with 10.34M for, 73K against.","Total shares voted: 10.42M (72.4% of outstanding)."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.15,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153961,"accession_number":"0001423869-25-000026","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-05-23T23:59:59+00:00","items":["3.01","7.01","9.01"],"status":"ready","headline":"PCB Bancorp receives Nasdaq notice for late Q1 10-Q filing; expects to regain compliance","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Received Nasdaq notice on May 22, 2025 for failure to timely file Q1 2025 Form 10-Q under Listing Rule 5250(c)(1).","Delay due to time needed to value Securities Purchase Option Agreement for Series C Preferred Stock issued to U.S. Treasury under ECIP.","No immediate listing effect; 60 days until July 20, 2025 to submit compliance plan; Nasdaq may grant extension to Nov 17, 2025.","Company expects to file Q1 10-Q prior to 60-day deadline for compliance plan submission."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":153960,"accession_number":"0001423869-25-000021","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-04-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q1 net income $7.7M ($0.53 EPS), up 65% YoY; NIM 3.28%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common shareholders $7.7M ($0.53 diluted EPS) vs $4.7M ($0.33) in Q1 2024, up 65% and 61%.","Net interest margin expanded 18 bps YoY to 3.28%; net interest income $24.3M vs $21.0M.","Loans held-for-investment grew 13.7% YoY to $2.73B; deposits up 13.0% to $2.71B.","Board declared $0.20 per share quarterly dividend, payable May 16 to holders of record May 9.","Provision for credit losses $1.6M, down from $2.0M prior quarter; ACL/loans ratio 1.17%."],"consensus_eps_estimate":null,"consensus_eps_actual":0.53,"consensus_revenue_estimate":null,"consensus_revenue_actual":666000.0,"consensus_period":"2025-Q1","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.72,"calibrated_materiality_score":0.72,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":172609,"accession_number":"0001423869-25-000003","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2025-01-30T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q4 EPS $0.46, net income $6.7M; loan growth 6.6% seq., dividend $0.20","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Q4 net income $6.7M ($0.46 EPS) vs Q3 $7.5M ($0.52) and Q4 2023 $5.9M ($0.41).","FY 2024 net income $25.0M ($1.74 EPS) down 18.7% from FY 2023 $30.7M ($2.12).","Net interest margin 3.18% (down 7 bps QoQ, 22 bps YoY); provision for credit losses $2.0M in Q4.","Loans held-for-investment $2.63B (+6.6% seq., +13.2% YoY); deposits $2.62B (+6.3% seq., +11.2% YoY).","Declared $0.20 quarterly dividend, payable Feb 21, 2025 to holders of record Feb 14, 2025."],"consensus_eps_estimate":null,"consensus_eps_actual":1.74,"consensus_revenue_estimate":null,"consensus_revenue_actual":2774000.0,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":189601,"accession_number":"0001423869-24-000041","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2024-10-24T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q3 net income $7.5M, EPS $0.52; declares $0.18 dividend","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income available to common $7.5M ($0.52/diluted share), up 21.6% QoQ and 6.3% YoY.","Net interest margin 3.25% vs 3.16% in Q2; net interest income $22.7M, up 4.5% QoQ.","Loans held-for-investment $2.47B (+0.7% QoQ), deposits $2.46B (+2.2% QoQ); NPAs/total assets 0.24%.","Quarterly cash dividend $0.18/share, payable Nov. 15, 2024 to holders of record Nov. 8."],"consensus_eps_estimate":null,"consensus_eps_actual":1.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":2046000.0,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":206101,"accession_number":"0001423869-24-000034","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2024-07-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q2 net income $6.3M ($0.43), up 34% QoQ; NIM expands to 3.16%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $6.3M ($0.43 diluted EPS), up 34% QoQ vs $4.7M ($0.33); down 16% YoY.","Net interest margin expanded to 3.16% from 3.10%; loans held-for-investment grew 2.1% to $2.45B.","Nonperforming loans increased to $7.5M (0.31% of loans) from $4.94M; provision for credit losses $259K.","Quarterly dividend $0.18/share declared; stock repurchase program extended through Aug 2025 with ~577,777 shares left."],"consensus_eps_estimate":null,"consensus_eps_actual":0.75,"consensus_revenue_estimate":null,"consensus_revenue_actual":1276000.0,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223140,"accession_number":"0001423869-24-000032","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2024-05-24T23:59:59+00:00","items":["5.03","5.07","9.01"],"status":"ready","headline":"PCB Bancorp shareholders approve bylaw amendment and elect directors at annual meeting","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Shareholders approved amendment to bylaws authorizing board size range of 7 to 13 directors.","All nine director nominees were elected; each received >96% of votes cast (7,205,072 to 7,460,638 for).","Advisory vote on executive compensation approved with ~94.8% of votes cast (7,112,997 for).","Company will hold 'say-on-pay' advisory votes annually following the 1-year frequency approval.","Ratification of Crowe LLP as independent auditor for FY 2024 passed with ~99.2% of votes cast."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":223139,"accession_number":"0001423869-24-000027","cik":1423869,"company_name":"PCB BANCORP","ticker":"PCB","form_type":"8-K","filed_at":"2024-04-25T23:59:59+00:00","items":["2.02","7.01","8.01","9.01"],"status":"ready","headline":"PCB Bancorp Q1 net income $4.7M ($0.33), down 54.5% YoY; NIM compresses to 3.10%","summary_kind":"llm","event_type":"earnings","confidence":"high","bullets":["Net income $4.7M, EPS $0.33 vs $0.70 YoY; revenue (NII) $21.0M down 6.3% YoY.","Net interest margin 3.10% vs 3.79% YoY; cost of total funding rose to 3.76% from 2.33%.","Non-recurring expenses: $1.0M core conversion charge and $815K SBA recovery demand.","Loans held-for-investment $2.40B (+14.6% YoY); deposits $2.40B (+12.2% YoY).","Declares $0.18/share dividend payable May 17; ECIP preferred dividend to start Q2 2024 at 2% annual rate."],"consensus_eps_estimate":null,"consensus_eps_actual":0.33,"consensus_revenue_estimate":null,"consensus_revenue_actual":671000.0,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":348679538.0493553,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":null}