{"filings":[{"id":1868156,"accession_number":"0001193125-26-316826","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2026-07-27T11:26:58+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q2 2026 results; no financial details in filing exhibits","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Issued press release on July 27, 2026, announcing Q2 2026 financial results.","Press release (Exhibit 99.1) not included in provided filing text; only presentation cover slide (Exhibit 99.2) appended.","No specific financial data (revenue, EPS, etc.) can be extracted from available information.","Company also made available a presentation for investor meetings (Exhibit 99.2), but content not provided."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":1016116,"accession_number":"0001193125-26-268852","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2026-06-12T15:26:45+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Ponce Financial reports FY2025 EPS $1.21, 1% ROA; ECIP repurchase option targeted for 3Q2026","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Basic EPS $1.21 in 2025 vs $0.46 in 2024 and $0.15 in 2023; revenue up 45% since 2023, expenses +1%.","Achieved 1% return on avg assets, a key profitability benchmark; S&P ranked bank #40 in $3-10B peer group.","Ponce Bank Direct deposits grew ~$20M to $55M; new branch opened in Inwood, Manhattan.","Midwood branch designated a Banking Development District with $50M deposit from NY State/City.","Entered ECIP purchase option with Treasury; repurchase as soon as 3Q 2026, expected to increase book value per share."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":96464,"accession_number":"0001193125-26-174984","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2026-04-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q1 2026 results; details absent from filed text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued April 24, 2026 for quarter ended March 31, 2026, but no financial figures are included in the provided exhibits.","Investor presentation attached as Exhibit 99.2 will be used in meetings after April 24, 2026; no data shown in the excerpt.","CEO Carlos P. Naudon and CFO Sergio J. Vaccaro are named in the presentation header; no change in leadership disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":0.36,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2026-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110382,"accession_number":"0001193125-26-132287","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2026-03-31T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Ponce Financial Group appoints Marlene Cintron to Board of Directors","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Marlene Cintron appointed to the Board effective March 26, 2026; will serve until 2026 annual meeting.","Cintron will serve on Audit Committee and Executive Compensation Committee.","She previously served on Ponce Bank board; background includes SBA Region 2 Administrator, BOEDC President.","Non-employee director compensation: $48,000 annual fee plus $500 per committee meeting.","Eligible for restricted stock or option grants under 2023 Long-Term Incentive Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":110381,"accession_number":"0001193125-26-024843","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2026-01-27T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q4 2025 earnings; specific figures not provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release (Ex. 99.1) referenced but full text not included in the filing excerpt.","Presentation (Ex. 99.2) shows only a title slide; no financial data available.","Company scheduled investor presentations after January 27, 2026."],"consensus_eps_estimate":null,"consensus_eps_actual":1.2,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126975,"accession_number":"0001193125-25-249382","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-10-24T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q3 2025 earnings; details not provided in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Issued press release on Oct 24, 2025 announcing third quarter results.","Presentation for investor meetings posted as Exhibit 99.2.","No specific financial figures (revenue, EPS) available in the 8-K text."],"consensus_eps_estimate":null,"consensus_eps_actual":0.77,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":126974,"accession_number":"0001193125-25-238662","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-10-14T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial Group subsidiary converts to national bank; becomes financial holding company","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Effective October 10, 2025, Ponce Bank converted to a national bank (Ponce Bank, N.A.).","Parent also became a bank holding company and a financial holding company on the same date.","Conversion enables eligibility to receive municipal deposits in New York.","Company and Bank expect no material changes to core business operations.","Press release issued October 14, 2025, announcing the completion of the conversion."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":143769,"accession_number":"0000950170-25-098580","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-07-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q2 2025 results; no financial details in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Announced Q2 2025 financial results via press release on July 25, 2025.","Also furnished investor presentation as Exhibit 99.2.","No specific revenue, EPS, or other metrics disclosed in the 8-K body."],"consensus_eps_estimate":null,"consensus_eps_actual":0.5,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162017,"accession_number":"0000950170-25-087092","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-06-17T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Ponce Financial reports FY2024 net income $10.3M, up 200% YoY; ECIP buyback could add $8/share book value","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Net income $10.3M in 2024, up over 200% from 2023; ROA reached 85bps in Q1 2025.","Assets grew to $3.0B from $700M in 2015; total capital over $500M.","Signed contract with Treasury to repurchase $225M ECIP preferred shares at deep discount, potentially adding over $8/share to book value as early as Q3 2026.","Digital branch PonceBank+Direct gathered $34M deposits in first 12 weeks without paid advertising.","Up to $55M in municipal deposits committed via Westchester Ave branch Banking Development District."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162016,"accession_number":"0000950170-25-069918","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-05-13T23:59:59+00:00","items":["8.01"],"status":"ready","headline":"Ponce Financial Group subsidiary Ponce Bank converting to national bank; company applying to become bank holding company","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Ponce Bank, currently a federally chartered stock savings association, plans to convert to a national bank.","Ponce Financial Group filed an application with the Federal Reserve Board to become a bank holding company.","Conversion aims to gain eligibility for municipal deposits in New York; no material change in core business expected.","Application for bank holding company status is awaiting regulatory approval."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":162015,"accession_number":"0000950170-25-058330","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-04-25T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q1 2025 results; no financial details in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued for Q1 ended March 31, 2025; specific figures not included in this filing.","Investor presentation (Exhibit 99.2) referenced but content not appended in full.","No revenue, EPS, or guidance data available from the provided filing text."],"consensus_eps_estimate":0.0918,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2025-Q1","consensus_source":"xbrl+finnhub","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":180060,"accession_number":"0000950170-25-009922","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2025-01-28T23:59:59+00:00","items":["2.02","7.01","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q4 2024 results; no financial details provided in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued on Jan 28, 2025, but financial figures were not included in the filing excerpt.","A separate investor presentation (Exhibit 99.2) was furnished but contains only title slide with CEO and CFO names.","No specific EPS, revenue, or segment data available to summarize from the provided materials."],"consensus_eps_estimate":null,"consensus_eps_actual":0.46,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196859,"accession_number":"0000950170-24-139682","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-12-23T23:59:59+00:00","items":["1.01","9.01"],"status":"ready","headline":"Ponce Financial gets option to repurchase 225,000 Treasury preferred shares at expected discount","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Granted option to repurchase 225,000 shares of Treasury preferred stock issued under ECIP on June 7, 2022.","Purchase price equals present value of expected payments plus accrued dividends; company expects substantial discount from face value.","Exercise requires at least one threshold condition: Deep Impact Lending (avg ≥60%), Qualified Lending (avg ≥85%), or dividend rate ≤0.5% at six reset dates.","Current status: 9 consecutive quarters meeting both Deep Impact and Qualified Lending conditions; preferred dividend rate is 0.5%.","Earliest possible threshold date is June 30, 2026; option period runs 15 years from Original Closing Date."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196858,"accession_number":"0000950170-24-135063","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-12-11T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial to present at Sycamore/Pendragon virtual bank conference Dec 11","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation on Dec 11, 2024 from 1:05-1:35 PM ET.","Conference hosted by Sycamore Analytics and Pendragon Capital Management.","Registration available at www.VirtualBankConference.com.","Slide presentation furnished as Exhibit 99.2; no financial results released."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196857,"accession_number":"0000950170-24-131379","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-11-27T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ponce Financial enters change-in-control agreement with CFO Sergio Vaccaro","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Agreement effective Nov 26, 2024; initial 12-month term, auto-renews unless terminated 90 days before anniversary.","Upon change in control followed by termination without cause or for good reason, CFO receives lump sum of 1.5 times average annual compensation over last 5 years.","Also entitled to continuation of life, medical, and disability coverage for 12 months post-termination.","Payments subject to regulatory restrictions under Section 9 and compliance with Code Section 409A.","Agreement supersedes prior agreements; Ponce Bank and Ponce Financial Group both liable for payments."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.35,"calibrated_materiality_score":0.35,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":196856,"accession_number":"0000950170-24-119026","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q3 2024 results; details unavailable in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued October 30, 2024 for quarter ended September 30, 2024.","Exhibit 99.1 contains the financial results but was not provided in the filing excerpt.","Investors should refer to the full press release for EPS, revenue, and segment data."],"consensus_eps_estimate":null,"consensus_eps_actual":0.34,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213152,"accession_number":"0000950170-24-110256","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-09-30T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial Group opens first Florida representative office in Coral Gables","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["New office at 1600 Ponce de Leon Drive in Coral Gables, staffed by Customer Relationship Officer Juan Sanchez.","Office offers commercial lending, mortgages, and small-business banking via digital platform PonceBank+Direct℠.","Expansion targets dual-state clients who have businesses or winter residences in Florida.","CEO Carlos Naudon cited synergy with Hispanic demographics and digital platform as enabling the move.","COO Luis Gonzalez expects the office to establish Ponce Bank firmly in the Miami area."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213151,"accession_number":"0000950170-24-092434","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-08-07T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Bank receives $35M in deposits from NY Banking Development District Program","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Westchester Avenue branch approved as BDD covering Bronx Community District 9 (Soundview, Parkchester, Castle Hill).","Received $35 million in BDD program deposits on July 30, 2024.","Applied for NYC BDD program; potential additional $20 million in subsidized deposits if approved.","Bank plans to expand affordable financial services and financial education in the community."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":213150,"accession_number":"0000950170-24-087872","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-07-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q2 2024 earnings; press release not included in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Filing announces Q2 2024 results but no specific financial figures provided in the 8-K body.","Press release attached as Exhibit 99.1 is not available for analysis.","No numbers or guidance changes can be extracted from the submitted text."],"consensus_eps_estimate":null,"consensus_eps_actual":0.25,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":232269,"accession_number":"0000950170-24-075394","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-06-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Bank meets ECIP lending targets, cuts preferred dividend rate to 0.5% saving $3.375M","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["Qualified lending under ECIP totaled $1.162 billion from June 8, 2023 to March 31, 2024.","Preferred stock dividend rate reduced from 2.0% to 0.50% for quarterly dividends through June 2025.","Annualized savings of $3.375 million on $225 million preferred stock issued to U.S. Treasury.","Milestone achieved in first reporting period; $717.73M Qualified plus $445.08M Deep Impact Lending (double credit).","Ponce Bank ranked top 3% in low/moderate-income lending and top 5% in lending to minority borrowers in its area."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":232268,"accession_number":"0000950170-24-074329","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-06-17T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Ponce Financial reports 19% asset growth in 2023; shareholders vote against exec comp","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Say-on-pay: 9.5M votes against (55% of votes cast); 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specific figures not available in provided filing body","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued a press release on April 30, 2024 for Q1 ended March 31, 2024.","Full press release with financial details is attached as Exhibit 99.1 but not included in the text provided.","Without the exhibit, no precise revenue, EPS, or other financial metrics can be extracted.","This is a routine quarterly earnings announcement; material impact depends on actual results."],"consensus_eps_estimate":null,"consensus_eps_actual":0.11,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2024-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250544,"accession_number":"0000950170-24-008921","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["7.01","9.01"],"status":"ready","headline":"Ponce Financial Group to present at Janney CEO Forum; no financial details in filing","summary_kind":"llm","event_type":"other","confidence":"low","bullets":["President/CEO Carlos Naudon, CFO Sergio Vaccaro, and IR Officer Frank Perez will attend the Janney Montgomery Scott CEO Forum.","Slide presentation furnished as Exhibit 99.1; only a cover slide showing January 31, 2023 date is visible.","Filing date is January 30, 2024; the exhibit date may be a copy error; no material data provided.","No earnings, guidance, or operational metrics were disclosed in this 8-K."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":250543,"accession_number":"0000950170-24-008909","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2024-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group Q4 2023 earnings: press release filed but not provided in text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company reported Q4 2023 results via press release on January 30, 2024.","Press release attached as Exhibit 99.1 but not included in the provided filing text.","No specific financial figures or guidance changes are available from this 8-K extract."],"consensus_eps_estimate":null,"consensus_eps_actual":0.15,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268089,"accession_number":"0000950170-23-065121","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-11-20T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Bank accepted into Treasury Minority Bank Deposit Program","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Ponce Bank accepted into Department of the Treasury Minority Bank Deposit Program.","Program offers exposure, technical training, networking, and Mentor-Protégé eligibility.","Aims to expand capacity, accelerate growth, and enable government depositary role.","CEO Carlos P. Naudon: engaging to strengthen mission as MDI and CDFI."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268088,"accession_number":"0000950170-23-060984","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-11-08T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial to present at virtual bank conference on Nov 9, 2023","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Presentation on Nov 9, 2023 from 10:25-10:55 AM ET hosted by Sycamore Analytics and Pendragon Capital Management.","CEO Carlos P. Naudon will present; registration at www.VirtualBankConference.com.","Also presenting: Sundie Seefried (CEO SHF Holdings) and Mike Godby (Janney Montgomery Scott).","No financial results or guidance disclosed in the filing."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268087,"accession_number":"0000950170-23-056618","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-10-31T23:59:59+00:00","items":["5.04","9.01"],"status":"ready","headline":"Ponce Financial imposes trading blackout on execs/directors due to 401(k) plan transition","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Blackout begins Nov 15, 2023 at 4pm ET and ends week of Dec 18, 2023.","Caused by transition of 401(k) plan administrator from Pentegra to Empower.","Directors and executive officers prohibited from trading company equity securities acquired in connection with service.","Exemptions include 10b5-1 plans and bona fide gifts; violations may require disgorgement and penalties.","Routine procedural blackout; no impact on company operations or financials."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.2,"calibrated_materiality_score":0.2,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":268086,"accession_number":"0000950170-23-056386","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-10-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q3 2023 earnings; no specific figures in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release dated October 30, 2023 furnished as Exhibit 99.1; no earnings details provided in the 8-K text.","CEO Carlos P. Naudon signed the filing; no other executive changes noted.","Investors should refer to the full press release for specific financial results."],"consensus_eps_estimate":null,"consensus_eps_actual":0.12,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":285318,"accession_number":"0000950170-23-050167","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-09-27T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Bank receives $4.15M in CDFI grants: $0.45M BEA award and $3.7M ERP cash","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Ponce Bank received $3.7M in cash from CDFI Equitable Recovery Program for COVID-19 recovery lending.","Received approval for $451,025 Bank Enterprise Award from CDFI for qualified activities in distressed communities.","CEO Carlos Naudon emphasized CDFIs are systemically important for underserved communities.","Grants must be used for eligible activities; reporting required per program terms."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":285317,"accession_number":"0000950170-23-043047","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-08-16T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial completes repurchase of 1.235M shares, ~5% of outstanding","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Repurchased 1,235,000 shares of common stock under a Rule 10b5-1 plan.","Repurchases represent approximately 5% of the Company's issued and outstanding shares at plan inception.","Repurchased shares will be held as treasury shares and used for future equity grants.","No additional details on cost or timing were disclosed."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":285316,"accession_number":"0000950170-23-035530","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-07-28T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q2 2023 results; no specific figures provided","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Issued press release on July 28, 2023 announcing Q2 2023 financial results.","Press release text (Exhibit 99.1) not appended; specific figures unavailable for summary.","Filing signed by President and CEO Carlos P. Naudon."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305174,"accession_number":"0000950170-23-030319","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-06-28T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial Group added to Russell 3000 and 2000 indexes as of June 23, 2023","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Added to Russell 3000 Index effective after market close on June 23, 2023, and also becomes member of small-cap Russell 2000.","CEO Carlos Naudon stated inclusion will increase stock exposure and liquidity, enhancing awareness as a mission-driven investment.","Approximately $12.1 trillion in assets are benchmarked against Russell US indexes.","Inclusion part of annual 2023 Russell indexes reconstitution."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305173,"accession_number":"0000950170-23-028695","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-06-16T23:59:59+00:00","items":["5.02","5.07","8.01","9.01"],"status":"ready","headline":"Ponce Financial Group shareholders approve 2023 LTIP; 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may be suspended or terminated without notice.","Repurchased shares held as treasury; may fund restricted stock units and option grants."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305170,"accession_number":"0000950170-23-016601","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial Group certified as CDFI by Treasury on April 28, 2023","summary_kind":"llm","event_type":"regulatory","confidence":"high","bullets":["U.S. Treasury certified Ponce Financial Group (PFG) as a Community Development Financial Institution on April 28, 2023.","CDFI status grants PFG access to federal grants, programs, and funding for underserved communities, including Hispanic and African-American populations.","CEO Carlos Naudon emphasizes PFG's role as 'systemically critical' for providing financial services to historically locked-out communities.","Certification supports PFG's mission to serve low-income and minority communities in and around New York City and nationwide.","PFG expects this milestone to enhance its ability to deploy capital equitably and support post-pandemic recovery in its service areas."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305169,"accession_number":"0000950170-23-016554","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-05-02T23:59:59+00:00","items":["5.02","9.01"],"status":"ready","headline":"Ponce Financial enters new employment agreement with EVP Frank Perez","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Effective April 26, 2023, Frank Perez signed a new one-year employment agreement with Ponce Bank.","The agreement supersedes all prior employment arrangements with the Company and affiliates.","Perez serves as Executive Vice President and Chief Investor Relations Officer.","Term begins April 26, 2023, unless mutually extended or earlier terminated."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305168,"accession_number":"0000950170-23-014882","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-04-26T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q1 2023 results; no specific figures in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued on April 26, 2023 for Q1 ended March 31, 2023.","No financial data available in the provided filing text; refer to Exhibit 99.1.","Company is holding company for Ponce Bank."],"consensus_eps_estimate":null,"consensus_eps_actual":0.01,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2023-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":305167,"accession_number":"0000950170-23-013021","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-04-17T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Bank awarded $3.7M CDFI Equitable Recovery Program grant from U.S. Treasury","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["$3.7M grant from U.S. Treasury CDFI ERP to help low-income communities recover from COVID-19.","Grant disbursement expected in June 2023; funds subject to eligible activities and reporting.","CEO Carlos Naudon highlighted CDFIs' critical role in underserved communities.","U.S. Treasury announced $1.73B in ERP awards to 603 CDFIs, with VP Harris citing historic support."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":324663,"accession_number":"0000950170-23-001377","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2023-01-30T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q4 2022 results; exhibit content unavailable","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Issued press release on Jan 30, 2023 for Q4 2022 financial results.","Specific earnings figures, revenue, and guidance are not included in the filing text provided.","Press release is cited as Exhibit 99.1 but not appended to this summary.","Company trades as PDLB on Nasdaq; no other tickers mentioned."],"consensus_eps_estimate":null,"consensus_eps_actual":-1.32,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-FY","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":342493,"accession_number":"0000950170-22-020492","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-10-31T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q3 2022 results; no details available in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company issued press release announcing results for quarter ended September 30, 2022.","Press release not included in filing text; specific financial numbers unavailable.","Ticker PDLB on NASDAQ; filing date October 28, 2022."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.92,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q3","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359190,"accession_number":"0001564590-22-029728","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-08-18T23:59:59+00:00","items":["8.01","9.01"],"status":"ready","headline":"Ponce Financial Group forms ESG Committee; plans energy audit and materiality assessment","summary_kind":"llm","event_type":"other","confidence":"high","bullets":["Management ESG Committee formed, chaired by Executive VP & Chief Investor Relations Officer Frank Perez.","Company-wide energy infrastructure assessment and full-facility energy audit planned for cost savings and greener results.","ESG materiality assessment targeting Q4 2022 completion to align strategy with ESG priorities.","CEO cites benefit to strategy, risk management, and stakeholder loyalty; notes bank's MDI/CDFI focus on underbanked."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":359189,"accession_number":"0001564590-22-027152","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-08-01T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group reports Q2 2022 results; no earnings details available in filing","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Company announced second quarter 2022 financial results on July 29, 2022.","Press release describing the results was furnished as an exhibit to this 8-K.","No specific financial figures (revenue, EPS, etc.) are provided in the filing text itself."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.27,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q2","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378006,"accession_number":"0001564590-22-022853","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-06-09T23:59:59+00:00","items":["1.01","3.02","5.03","8.01","9.01"],"status":"ready","headline":"Ponce Financial closes $225M preferred stock issuance to U.S. Treasury under ECIP","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Issued 225,000 shares of Senior Non-Cumulative Perpetual Preferred Stock, Series A, to Treasury for $225M.","Initial dividend rate 0% for first two years; thereafter floor 0.50%, ceiling 2.00% based on qualified lending.","Preferred stock redeemable at Company's option on/after June 15, 2027, subject to regulatory approval.","Proceeds to expand lending to small businesses and underserved communities impacted by COVID-19.","CEO says investment will be 'transformative' for Ponce Bank's communities."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.9,"calibrated_materiality_score":0.9,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378005,"accession_number":"0001564590-22-021843","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-05-31T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Ponce Financial appoints Sergio Vaccaro as CFO; Frank Perez becomes CIRO effective June 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Frank Perez steps down as CFO to become EVP and Chief Investor Relations Officer.","Sergio Vaccaro appointed EVP and CFO; previously CFO of HSBC's Private Bank Americas.","Vaccaro eligible for ~16,667 restricted shares and 33,333 options subject to plan approval.","Perez's employment agreement amended; he remains with the company and bank.","Executive Chairman notes strengthened leadership team with recent COO addition."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378004,"accession_number":"0001564590-22-021603","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-05-27T23:59:59+00:00","items":["5.07","8.01","9.01"],"status":"ready","headline":"Ponce Financial Group annual meeting: directors elected, CEO outlines ECIP capital and $8M Grain write-down","summary_kind":"llm","event_type":"other_material","confidence":"medium","bullets":["Shareholders elected four directors: Maria Alvarez, Julio Gurman, Carlos P. Naudon, James Perez; ratified Mazars USA as auditor for 2022.","CEO Naudon says Ponce is poised to reach $500M in capital upon closing $186M+ ECIP financing round.","CEO cites $260M in PPP loans and $1.8M from CDFI Rapid Response Program as pandemic-related achievements.","CEO addresses $8M Grain Technologies write-down, attributing it to organized fraud during pandemic digital surge.","CEO highlights 2021 acquisition of Mortgage World Bankers to expand single-family home financing options."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"positive","materiality_score":0.4,"calibrated_materiality_score":0.4,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378003,"accession_number":"0001564590-22-018944","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-05-09T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial Group announces Q1 2022 results; specific figures not provided in filing text","summary_kind":"llm","event_type":"earnings","confidence":"low","bullets":["Press release issued May 9, 2022 regarding Q1 2022 financial results.","No revenue, EPS, or other line items are included in the 8-K body.","Exhibit 99.1 (press release) was furnished but is not reproduced in the available text."],"consensus_eps_estimate":null,"consensus_eps_actual":-0.31,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":"2022-Q1","consensus_source":"xbrl_only","sentiment":"neutral","materiality_score":0.1,"calibrated_materiality_score":0.1,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378002,"accession_number":"0001564590-22-018316","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-05-05T23:59:59+00:00","items":["2.02","9.01"],"status":"ready","headline":"Ponce Financial writes off $8.1M from Grain fraud; expects $0.26 EPS hit","summary_kind":"llm","event_type":"other_material","confidence":"high","bullets":["Write-off of $6.3M and additional reserve of $1.7M on Grain Receivable due to synthetic identity fraud.","Pre-tax earnings impact of ~$8.1M; net income impact of ~$5.7M ($0.26 per basic/diluted share).","No new microloans originated until further notice; existing extensions require fraud confirmation.","Remaining Grain Receivable of $2.2M may be further impaired if Grain cannot pay."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null},{"id":378001,"accession_number":"0001564590-22-013167","cik":1874071,"company_name":"Ponce Financial Group, Inc.","ticker":"PDLB","form_type":"8-K","filed_at":"2022-04-01T23:59:59+00:00","items":["5.02","8.01","9.01"],"status":"ready","headline":"Ponce Financial appoints Luis Gonzalez Jr. as EVP/COO effective April 1, 2022","summary_kind":"llm","event_type":"leadership","confidence":"high","bullets":["Luis Gonzalez, Jr., age 39, named Executive Vice President and Chief Operating Officer.","Previously held senior roles at OCC including Acting Assistant Deputy Comptroller.","No employment agreement or family relationship with directors/executives disclosed.","Eligible for restricted stock or option grants under the 2018 Long-Term Incentive Plan."],"consensus_eps_estimate":null,"consensus_eps_actual":null,"consensus_revenue_estimate":null,"consensus_revenue_actual":null,"consensus_period":null,"consensus_source":null,"sentiment":"neutral","materiality_score":0.45,"calibrated_materiality_score":0.45,"market_cap_usd":453765027.4313048,"market_cap_bucket":"not_microcap","market_cap_source":"finnhub_profile2","market_cap_as_of_date":"2026-05-28","daily_digest_date":null,"daily_digest_url":null,"daily_digest_rank":null}],"next_cursor":"2022-04-01T23:59:59+00:00|378001"}